{"id":13541,"date":"2025-11-29T16:51:20","date_gmt":"2025-11-29T16:51:20","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=13541"},"modified":"2025-12-25T01:43:01","modified_gmt":"2025-12-25T01:43:01","slug":"nemecko-funnel-card1-genialcard","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/cs\/financas\/alemanha-cartao-funil1-genialcard\/","title":{"rendered":"Hanseatic Bank GenialCard - ide\u00e1ln\u00ed pro obyvatele N\u011bmecka"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13541\" class=\"elementor elementor-13541\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pokud \u017eijete v N\u011bmecku a hled\u00e1te kreditn\u00ed kartu <strong data-start=\"293\" data-end=\"309\">\u017e\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/strong>, s veden\u00edm <strong data-start=\"322\" data-end=\"338\">100% digit\u00e1ln\u00ed<\/strong> a jednoduch\u00fdm schv\u00e1len\u00edm. <strong data-start=\"362\" data-end=\"376\">GenialCard<\/strong>, od Hanseatic Bank je modern\u00ed, bezpe\u010dnou a cenov\u011b dostupnou alternativou.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/cs\/finance\/germany-funnel-card1-jak-pozadat-o-genialcard\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"287\" height=\"234\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp\" class=\"attachment-full size-full wp-image-13516\" alt=\"Hanseatic Bank Card\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp 287w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8-15x12.webp 15w\" sizes=\"(max-width: 287px) 100vw, 287px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"748\" data-end=\"779\"><strong data-start=\"752\" data-end=\"777\">Hanseatic Bank Card<\/strong><\/p>\n<p data-start=\"780\" data-end=\"860\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/cs\/finance\/germany-funnel-card1-jak-pozadat-o-genialcard\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"867\" data-end=\"925\">\u2705 <strong data-start=\"871\" data-end=\"925\">Hlavn\u00ed v\u00fdhody karty Hanseatic Bank GenialCard<\/strong><\/h2>\n<h3 data-start=\"927\" data-end=\"966\">\ud83d\udcb3 <strong data-start=\"934\" data-end=\"964\">\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek - nav\u017edy<\/strong><\/h3>\n<p data-start=\"967\" data-end=\"1033\">Na za\u010d\u00e1tku ani v budoucnu neplat\u00edte \u017e\u00e1dn\u00e9 ro\u010dn\u00ed poplatky.<\/p>\n<h3 data-start=\"1035\" data-end=\"1071\">\ud83c\udf0d <strong data-start=\"1042\" data-end=\"1069\">Mezin\u00e1rodn\u00ed p\u0159ijet\u00ed<\/strong><\/h3>\n<p data-start=\"1072\" data-end=\"1193\">Pou\u017eiteln\u00e9 ve v\u00edce ne\u017e <strong data-start=\"1090\" data-end=\"1124\">36 milion\u016f provozoven<\/strong> po cel\u00e9m sv\u011bt\u011b, stejn\u011b jako online nakupov\u00e1n\u00ed, aplikace a digit\u00e1ln\u00ed slu\u017eby.<\/p>\n<h3 data-start=\"1195\" data-end=\"1241\">\ud83d\udcb0 <strong data-start=\"1202\" data-end=\"1239\">Flexibiln\u00ed platby a spl\u00e1tky<\/strong><\/h3>\n<p data-start=\"1242\" data-end=\"1256\">Zvolte si platbu:<\/p>\n<ul data-start=\"1258\" data-end=\"1362\">\n<li data-start=\"1258\" data-end=\"1285\">\n<p data-start=\"1260\" data-end=\"1285\">Celkov\u00e1 \u010d\u00e1stka faktury<\/p>\n<\/li>\n<li data-start=\"1286\" data-end=\"1362\">\n<p data-start=\"1288\" data-end=\"1362\">Nebo platit ve spl\u00e1tk\u00e1ch s \u00farokem mezi <strong data-start=\"1316\" data-end=\"1340\">1,49% a 1,75% za m\u011bs\u00edc<\/strong>, v z\u00e1vislosti na profilu<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1364\" data-end=\"1413\">\ud83d\udcf2 <strong data-start=\"1371\" data-end=\"1411\">Kompletn\u00ed aplikace (Hanseatic Bank Mobile)<\/strong><\/h3>\n<p data-start=\"1414\" data-end=\"1431\">V aplikaci m\u016f\u017eete:<\/p>\n<ul data-start=\"1433\" data-end=\"1558\">\n<li data-start=\"1433\" data-end=\"1447\">\n<p data-start=\"1435\" data-end=\"1447\">Zobrazit v\u00fddaje<\/p>\n<\/li>\n<li data-start=\"1448\" data-end=\"1466\">\n<p data-start=\"1450\" data-end=\"1466\">Nastaven\u00ed limitu<\/p>\n<\/li>\n<li data-start=\"1467\" data-end=\"1498\">\n<p data-start=\"1469\" data-end=\"1498\">Blokov\u00e1n\u00ed\/odblokov\u00e1n\u00ed karty<\/p>\n<\/li>\n<li data-start=\"1499\" data-end=\"1520\">\n<p data-start=\"1501\" data-end=\"1520\">Spr\u00e1va faktur<\/p>\n<\/li>\n<li data-start=\"1521\" data-end=\"1558\">\n<p data-start=\"1523\" data-end=\"1558\">Sledov\u00e1n\u00ed transakc\u00ed v re\u00e1ln\u00e9m \u010dase<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1560\" data-end=\"1592\">\ud83d\udee1\ufe0f <strong data-start=\"1568\" data-end=\"1590\">Pokro\u010dil\u00e9 zabezpe\u010den\u00ed<\/strong><\/h3>\n<p data-start=\"1593\" data-end=\"1600\">Obsahuje:<\/p>\n<ul data-start=\"1602\" data-end=\"1742\">\n<li data-start=\"1602\" data-end=\"1647\">\n<p data-start=\"1604\" data-end=\"1647\"><strong data-start=\"1604\" data-end=\"1645\">3D Secure (Mastercard Identity Check)<\/strong><\/p>\n<\/li>\n<li data-start=\"1648\" data-end=\"1680\">\n<p data-start=\"1650\" data-end=\"1680\">Dvoufaktorov\u00e9 ov\u011b\u0159ov\u00e1n\u00ed<\/p>\n<\/li>\n<li data-start=\"1681\" data-end=\"1710\">\n<p data-start=\"1683\" data-end=\"1710\">Okam\u017eit\u00e1 ozn\u00e1men\u00ed<\/p>\n<\/li>\n<li data-start=\"1711\" data-end=\"1742\">\n<p data-start=\"1713\" data-end=\"1742\">Ochrana proti zneu\u017eit\u00ed<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1744\" data-end=\"1786\">\ud83d\udcb6 <strong data-start=\"1751\" data-end=\"1784\">Voln\u00e9 v\u00fdb\u011bry v euroz\u00f3n\u011b<\/strong><\/h3>\n<p data-start=\"1787\" data-end=\"1919\">Na rozd\u00edl od mnoha jin\u00fdch karet umo\u017e\u0148uje <strong data-start=\"1824\" data-end=\"1844\">bezplatn\u00e9 v\u00fdb\u011bry<\/strong> v eurech mimo N\u011bmecko.<br data-start=\"1871\" data-end=\"1874\" \/><strong data-start=\"1874\" data-end=\"1889\">V N\u011bmecku<\/strong>, V\u00fdb\u011bry mohou b\u00fdt zpoplatn\u011bny.<\/p>\n<h3 data-start=\"1921\" data-end=\"1957\">\ud83d\udcec <strong data-start=\"1928\" data-end=\"1955\">\u017d\u00e1dost o 100% online<\/strong><\/h3>\n<p data-start=\"1958\" data-end=\"2082\">Rychl\u00fd proces s identifikac\u00ed videa (VideoIdent).<br data-start=\"2016\" data-end=\"2019\" \/>Minim\u00e1ln\u00ed p\u0159\u00edjem nen\u00ed vy\u017eadov\u00e1n, ale je t\u0159eba prov\u00e9st anal\u00fdzu \u00fav\u011br\u016f (<strong data-start=\"2070\" data-end=\"2080\">Schufa<\/strong>).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0f9a36 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f0f9a36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47cc04b elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"47cc04b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/cs\/finance\/germany-funnel-card1-jak-pozadat-o-genialcard\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"287\" height=\"234\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp\" class=\"attachment-full size-full wp-image-13516\" alt=\"Hanseatic Bank Card\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp 287w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8-15x12.webp 15w\" sizes=\"(max-width: 287px) 100vw, 287px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea04dcb elementor-widget elementor-widget-text-editor\" data-id=\"ea04dcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"748\" data-end=\"779\"><strong data-start=\"752\" data-end=\"777\">Hanseatic Bank Card<\/strong><\/p>\n<p data-start=\"780\" data-end=\"860\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa79320 elementor-widget elementor-widget-text-editor\" data-id=\"aa79320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01ecdc8 elementor-widget elementor-widget-button\" data-id=\"01ecdc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/cs\/finance\/germany-funnel-card1-jak-pozadat-o-genialcard\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-832f32b elementor-widget elementor-widget-text-editor\" data-id=\"832f32b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2165\" data-end=\"2216\">\ud83d\udcca <strong data-start=\"2209\" data-end=\"2250\">GenialCard - poplatky a podm\u00ednky<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbe6e0d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"fbe6e0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8ac864 elementor-widget elementor-widget-text-editor\" data-id=\"b8ac864\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>Slu\u017eba<\/th>\n<th>Stav<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>V\u00fdb\u011bry z bankomat\u016f<\/strong><\/td>\n<td>V eurech mimo N\u011bmecko zdarma, v N\u011bmecku m\u016f\u017ee b\u00fdt zpoplatn\u011bno.<\/td>\n<\/tr>\n<tr>\n<td><strong>Anuita<\/strong><\/td>\n<td>100% nav\u017edy zdarma<\/td>\n<\/tr>\n<tr>\n<td><strong>Cashback<\/strong><\/td>\n<td>\u017d\u00e1dn\u00e9<\/td>\n<\/tr>\n<tr>\n<td><strong>\u00dav\u011brov\u00fd limit<\/strong><\/td>\n<td>Definov\u00e1no na z\u00e1klad\u011b anal\u00fdzy Schufa<\/td>\n<\/tr>\n<tr>\n<td><strong>Nakupov\u00e1n\u00ed v zahrani\u010d\u00ed<\/strong><\/td>\n<td>Povoleno bez p\u0159\u00edplatku<\/td>\n<\/tr>\n<tr>\n<td><strong>Spl\u00e1tky faktur<\/strong><\/td>\n<td>K dispozici s \u00farokem<\/td>\n<\/tr>\n<tr>\n<td><strong>Dopl\u0148kov\u00e1 karta<\/strong><\/td>\n<td>Nen\u00ed k dispozici<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2707\" data-end=\"2738\">\ud83d\udcdd <strong data-start=\"2712\" data-end=\"2738\">Krit\u00e9ria pro vyd\u00e1n\u00ed<\/strong><\/h2>\n<p data-start=\"2740\" data-end=\"2768\">Karta GenialCard se vyd\u00e1v\u00e1 po:<\/p>\n<ul data-start=\"2770\" data-end=\"2915\">\n<li data-start=\"2770\" data-end=\"2799\">\n<p data-start=\"2772\" data-end=\"2799\">Rychl\u00e1 online \u017e\u00e1dost<\/p>\n<\/li>\n<li data-start=\"2800\" data-end=\"2831\">\n<p data-start=\"2802\" data-end=\"2831\">\u00dav\u011brov\u00e1 anal\u00fdza (Schufa)<\/p>\n<\/li>\n<li data-start=\"2832\" data-end=\"2876\">\n<p data-start=\"2834\" data-end=\"2876\">Odes\u00edl\u00e1n\u00ed dokument\u016f prost\u0159ednictv\u00edm aplikace \/ VideoIdent<\/p>\n<\/li>\n<li data-start=\"2877\" data-end=\"2915\">\n<p data-start=\"2879\" data-end=\"2915\">Schv\u00e1len\u00ed a odesl\u00e1n\u00ed fyzick\u00e9 karty<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2917\" data-end=\"2957\"><strong data-start=\"2921\" data-end=\"2955\">Schvalujete lidi s omezen\u00edm?<\/strong><\/h3>\n<p data-start=\"2958\" data-end=\"3028\">Nen\u00ed zaru\u010deno. Negativn\u00ed historie v syst\u00e9mu Schufa m\u016f\u017ee v\u00e9st k odm\u00edtnut\u00ed.<\/p>\n<hr data-start=\"3030\" data-end=\"3033\" \/>\n<h2 data-start=\"3035\" data-end=\"3065\">\ud83d\udd12 <strong data-start=\"3040\" data-end=\"3065\">D\u016fv\u011bra a bezpe\u010dnost<\/strong><\/h2>\n<p data-start=\"3067\" data-end=\"3177\">Kartu GenialCard vyd\u00e1v\u00e1 <strong data-start=\"3095\" data-end=\"3113\">Hanseatic Bank<\/strong>, tradi\u010dn\u00ed n\u011bmeck\u00e1 instituce se silnou digit\u00e1ln\u00ed p\u0159\u00edtomnost\u00ed.<\/p>\n<p data-start=\"3179\" data-end=\"3193\">Aplikace nab\u00edz\u00ed<\/p>\n<ul data-start=\"3195\" data-end=\"3356\">\n<li data-start=\"3195\" data-end=\"3223\">\n<p data-start=\"3197\" data-end=\"3223\">\u00dapln\u00e9 ovl\u00e1d\u00e1n\u00ed karty<\/p>\n<\/li>\n<li data-start=\"3224\" data-end=\"3254\">\n<p data-start=\"3226\" data-end=\"3254\">Ozn\u00e1men\u00ed v re\u00e1ln\u00e9m \u010dase<\/p>\n<\/li>\n<li data-start=\"3255\" data-end=\"3289\">\n<p data-start=\"3257\" data-end=\"3289\">Okam\u017eit\u00e9 nastaven\u00ed limit\u016f<\/p>\n<\/li>\n<li data-start=\"3290\" data-end=\"3303\">\n<p data-start=\"3292\" data-end=\"3303\">3D Secure<\/p>\n<\/li>\n<li data-start=\"3304\" data-end=\"3356\">\n<p data-start=\"3306\" data-end=\"3356\">Kompatibilita s <strong data-start=\"3326\" data-end=\"3339\">Apple Pay<\/strong> e <strong data-start=\"3342\" data-end=\"3356\">Google Pay<\/strong><\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3358\" data-end=\"3361\" \/>\n<h2 data-start=\"3363\" data-end=\"3403\">\ud83c\udfaf <strong data-start=\"3368\" data-end=\"3403\">Pro koho je GenialCard ide\u00e1ln\u00ed?<\/strong><\/h2>\n<ul data-start=\"3405\" data-end=\"3706\">\n<li data-start=\"3405\" data-end=\"3445\">\n<p data-start=\"3407\" data-end=\"3445\">Kdo chce kartu <strong data-start=\"3427\" data-end=\"3443\">\u017e\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/strong><\/p>\n<\/li>\n<li data-start=\"3446\" data-end=\"3491\">\n<p data-start=\"3448\" data-end=\"3491\">U\u017eivatel\u00e9 nakupuj\u00edc\u00ed v zahrani\u010d\u00ed<\/p>\n<\/li>\n<li data-start=\"3492\" data-end=\"3538\">\n<p data-start=\"3494\" data-end=\"3538\">Ti, kte\u0159\u00ed d\u00e1vaj\u00ed p\u0159ednost pln\u00e9mu ovl\u00e1d\u00e1n\u00ed prost\u0159ednictv\u00edm aplikace<\/p>\n<\/li>\n<li data-start=\"3539\" data-end=\"3598\">\n<p data-start=\"3541\" data-end=\"3598\">Lid\u00e9, kte\u0159\u00ed cht\u011bj\u00ed flexibilitu p\u0159i placen\u00ed \u00fa\u010dt\u016f<\/p>\n<\/li>\n<li data-start=\"3599\" data-end=\"3648\">\n<p data-start=\"3601\" data-end=\"3648\">Kdo by si necht\u011bl otev\u0159\u00edt nov\u00fd b\u011b\u017en\u00fd \u00fa\u010det?<\/p>\n<\/li>\n<li data-start=\"3649\" data-end=\"3706\">\n<p data-start=\"3651\" data-end=\"3706\">Lid\u00e9, kte\u0159\u00ed hledaj\u00ed \u00faspory a usnadn\u011bn\u00ed ka\u017edodenn\u00edho \u017eivota<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3708\" data-end=\"3711\" \/>\n<h2 data-start=\"3713\" data-end=\"3758\">\ud83c\udf81 <strong data-start=\"3718\" data-end=\"3758\">Propaga\u010dn\u00ed v\u00fdhody - srovn\u00e1n\u00ed<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4acffb5 elementor-widget elementor-widget-text-editor\" data-id=\"4acffb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>V\u00fdhody<\/th>\n<th>GenialCard<\/th>\n<th>Propagace platformy<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Body \/ poukazy<\/td>\n<td>Ne<\/td>\n<td>Neidentifikov\u00e1no<\/td>\n<\/tr>\n<tr>\n<td>Cashback<\/td>\n<td>Ne<\/td>\n<td>Neidentifikov\u00e1no<\/td>\n<\/tr>\n<tr>\n<td>Pr\u00e9mie na emisi<\/td>\n<td>Ne<\/td>\n<td>Neidentifikov\u00e1no<\/td>\n<\/tr>\n<tr>\n<td>Cestovn\u00ed poji\u0161t\u011bn\u00ed zdarma<\/td>\n<td>Nen\u00ed zahrnuto<\/td>\n<td>Nen\u00ed k dispozici<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-056f8b6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"056f8b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e05f661 elementor-widget elementor-widget-text-editor\" data-id=\"e05f661\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4061\" data-end=\"4079\">\ud83e\uddfe <strong data-start=\"4066\" data-end=\"4079\">Z\u00e1v\u011br<\/strong><\/h2>\n<p data-start=\"4081\" data-end=\"4179\">O <strong data-start=\"4083\" data-end=\"4097\">GenialCard<\/strong> od Hanseatic Bank je jednou z nejkonkurenceschopn\u011bj\u0161\u00edch karet v N\u011bmecku:<\/p>\n<ul data-start=\"4181\" data-end=\"4337\">\n<li data-start=\"4181\" data-end=\"4202\">\n<p data-start=\"4183\" data-end=\"4202\"><strong data-start=\"4183\" data-end=\"4200\">Nulov\u00fd ro\u010dn\u00ed poplatek<\/strong><\/p>\n<\/li>\n<li data-start=\"4203\" data-end=\"4236\">\n<p data-start=\"4205\" data-end=\"4236\"><strong data-start=\"4205\" data-end=\"4234\">Pln\u011b digit\u00e1ln\u00ed ovl\u00e1d\u00e1n\u00ed<\/strong><\/p>\n<\/li>\n<li data-start=\"4237\" data-end=\"4268\">\n<p data-start=\"4239\" data-end=\"4268\"><strong data-start=\"4239\" data-end=\"4266\">Mezin\u00e1rodn\u00ed p\u0159ijet\u00ed<\/strong><\/p>\n<\/li>\n<li data-start=\"4269\" data-end=\"4302\">\n<p data-start=\"4271\" data-end=\"4302\"><strong data-start=\"4271\" data-end=\"4300\">V\u00fdb\u011bry v eurech zdarma<\/strong><\/p>\n<\/li>\n<li data-start=\"4303\" data-end=\"4337\">\n<p data-start=\"4305\" data-end=\"4337\"><strong data-start=\"4305\" data-end=\"4335\">Flexibilita plateb<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4339\" data-end=\"4452\">Je jednoduch\u00e1, modern\u00ed a bezpe\u010dn\u00e1 a p\u0159edstavuje vynikaj\u00edc\u00ed alternativu pro ty, kte\u0159\u00ed cht\u011bj\u00ed prakti\u010dnost a \u00faspory bez komplikac\u00ed.<\/p>\n<hr data-start=\"4454\" data-end=\"4457\" \/>\n<h2 data-start=\"4459\" data-end=\"4493\">\u2753 <strong data-start=\"4463\" data-end=\"4493\">\u010casto kladen\u00e9 ot\u00e1zky - Frequently Asked Questions<\/strong><\/h2>\n<h3 data-start=\"4495\" data-end=\"4544\"><strong data-start=\"4499\" data-end=\"4542\">M\u00e1 karta GenialCard skute\u010dn\u011b ro\u010dn\u00ed poplatek zdarma?<\/strong><\/h3>\n<p data-start=\"4545\" data-end=\"4590\">Ano, karta je zcela bez ro\u010dn\u00edch poplatk\u016f.<\/p>\n<h3 data-start=\"4592\" data-end=\"4640\"><strong data-start=\"4596\" data-end=\"4638\">Mus\u00edm si u Hanseatic Bank otev\u0159\u00edt \u00fa\u010det?<\/strong><\/h3>\n<p data-start=\"4641\" data-end=\"4670\">Ne. Karta je nez\u00e1visl\u00e1.<\/p>\n<h3 data-start=\"4672\" data-end=\"4704\"><strong data-start=\"4676\" data-end=\"4702\">Jak\u00fd je po\u010d\u00e1te\u010dn\u00ed limit?<\/strong><\/h3>\n<p data-start=\"4705\" data-end=\"4738\">Definov\u00e1no po \u00fav\u011brov\u00e9 anal\u00fdze.<\/p>\n<h3 data-start=\"4740\" data-end=\"4774\"><strong data-start=\"4744\" data-end=\"4772\">Mohu sv\u016fj \u00fa\u010det zaplatit ve spl\u00e1tk\u00e1ch?<\/strong><\/h3>\n<p data-start=\"4775\" data-end=\"4817\">Ano, s \u00farokem mezi 1,491 a 1,751 t za m\u011bs\u00edc.<\/p>\n<h3 data-start=\"4819\" data-end=\"4865\"><strong data-start=\"4823\" data-end=\"4863\">Funguje s Apple Pay a Google Pay?<\/strong><\/h3>\n<p data-start=\"4866\" data-end=\"4880\">Ano, v obou p\u0159\u00edpadech.<\/p>\n<h3 data-start=\"4882\" data-end=\"4928\"><strong data-start=\"4886\" data-end=\"4926\">M\u00e1 karta bezplatn\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed?<\/strong><\/h3>\n<p data-start=\"4929\" data-end=\"5001\">Ne. Na rozd\u00edl od zlat\u00fdch a platinov\u00fdch karet nezahrnuje automatick\u00e9 poji\u0161t\u011bn\u00ed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Alemanha e busca um cart\u00e3o de cr\u00e9dito sem anuidade, com gest\u00e3o 100% digital e aprova\u00e7\u00e3o simples, o GenialCard, do Hanseatic Bank, \u00e9 uma alternativa moderna, segura e acess\u00edvel. Cart\u00e3o Hanseatic Bank \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2705 Principais Benef\u00edcios do Hanseatic Bank GenialCard \ud83d\udcb3 Sem Anuidade \u2013 Para Sempre Voc\u00ea n\u00e3o paga qualquer taxa anual, nem no in\u00edcio, nem futuramente. \ud83c\udf0d Aceita\u00e7\u00e3o Internacional Us\u00e1vel em mais de 36 milh\u00f5es de estabelecimentos ao redor do mundo, al\u00e9m de compras online, apps e servi\u00e7os digitais. \ud83d\udcb0 Pagamento Flex\u00edvel e Parcelamento Escolha pagar: O valor total da fatura Ou parcelar com juros entre 1,49% e 1,75% ao m\u00eas, dependendo do perfil \ud83d\udcf2 App Completo (Hanseatic Bank Mobile) No app voc\u00ea pode: Ver gastos Ajustar limite Bloquear\/desbloquear cart\u00e3o Gerenciar faturas Acompanhar transa\u00e7\u00f5es em tempo real \ud83d\udee1\ufe0f Seguran\u00e7a Avan\u00e7ada Inclui: 3D Secure (Mastercard Identity Check) Autentica\u00e7\u00e3o em dois fatores Notifica\u00e7\u00f5es instant\u00e2neas Prote\u00e7\u00f5es contra uso indevido \ud83d\udcb6 Saques Gr\u00e1tis na Zona do Euro Diferente de muitos cart\u00f5es, permite saques gratuitos em euros fora da Alemanha.Na Alemanha, pode haver tarifa por saque. \ud83d\udcec Solicita\u00e7\u00e3o 100% Online Processo r\u00e1pido, com identifica\u00e7\u00e3o via v\u00eddeo (VideoIdent).N\u00e3o exige renda m\u00ednima, mas h\u00e1 an\u00e1lise de cr\u00e9dito (Schufa). Cart\u00e3o Hanseatic Bank \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcca Cart\u00e3o GenialCard \u2014 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Saques em caixas eletr\u00f4nicos Gratuitos em euros fora da Alemanha; dentro da Alemanha pode haver tarifa Anuidade 100% gratuita para sempre Cashback N\u00e3o possui Limite de cr\u00e9dito Definido pela an\u00e1lise Schufa Compras no exterior Permitidas, sem tarifa adicional Parcelamento da fatura Dispon\u00edvel com juros Cart\u00e3o adicional N\u00e3o dispon\u00edvel \ud83d\udcdd Crit\u00e9rios para Emiss\u00e3o O GenialCard \u00e9 emitido ap\u00f3s: Solicita\u00e7\u00e3o online r\u00e1pida An\u00e1lise de cr\u00e9dito (Schufa) Envio de documentos via app \/ VideoIdent Aprova\u00e7\u00e3o e envio do cart\u00e3o f\u00edsico Aprova pessoas com restri\u00e7\u00f5es? N\u00e3o \u00e9 garantido. Hist\u00f3rico negativo no Schufa pode resultar em recusa. \ud83d\udd12 Confian\u00e7a e Seguran\u00e7a O GenialCard \u00e9 emitido pelo Hanseatic Bank, institui\u00e7\u00e3o tradicional da Alemanha com forte atua\u00e7\u00e3o digital. O app oferece: Controle total do cart\u00e3o Notifica\u00e7\u00f5es em tempo real Ajustes instant\u00e2neos de limite 3D Secure Compatibilidade com Apple Pay e Google Pay \ud83c\udfaf Para Quem o GenialCard \u00e9 Ideal? Quem quer um cart\u00e3o sem anuidade Usu\u00e1rios que fazem compras internacionais Quem prefere controle total via aplicativo Pessoas que querem flexibilidade no pagamento da fatura Quem n\u00e3o deseja abrir uma conta corrente nova Pessoas que buscam economia e facilidade no dia a dia \ud83c\udf81 Benef\u00edcios Promocionais \u2014 Compara\u00e7\u00e3o Benef\u00edcio GenialCard Promo\u00e7\u00f5es de Plataformas Pontos \/ Vouchers N\u00e3o N\u00e3o identificado Cashback N\u00e3o N\u00e3o identificado B\u00f4nus por emiss\u00e3o N\u00e3o N\u00e3o identificado Seguro viagem gr\u00e1tis N\u00e3o incluso N\u00e3o dispon\u00edvel \u00a0 \ud83e\uddfe Conclus\u00e3o O GenialCard da Hanseatic Bank \u00e9 um dos cart\u00f5es mais competitivos da Alemanha para quem busca: Zero anuidade Controle digital completo Aceita\u00e7\u00e3o internacional Saques em euros sem taxas Flexibilidade de pagamento Simples, moderno e seguro, \u00e9 uma excelente alternativa para quem deseja praticidade e economia, sem complica\u00e7\u00f5es. \u2753 FAQ \u2013 Perguntas Frequentes O GenialCard tem mesmo anuidade gr\u00e1tis? Sim. O cart\u00e3o \u00e9 totalmente livre de anuidade. Preciso abrir conta no Hanseatic Bank? N\u00e3o. O cart\u00e3o \u00e9 independente. Qual o limite inicial? Definido ap\u00f3s an\u00e1lise de cr\u00e9dito. Posso parcelar a fatura? Sim, com juros entre 1,49% e 1,75% ao m\u00eas. Funciona com Apple Pay e Google Pay? Sim, em ambos. O cart\u00e3o tem seguro viagem gratuito? N\u00e3o. Diferente de cart\u00f5es Gold\/Platinum, n\u00e3o inclui seguros autom\u00e1ticos.<\/p>","protected":false},"author":1,"featured_media":13643,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-13541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/13541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/comments?post=13541"}],"version-history":[{"count":52,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/13541\/revisions"}],"predecessor-version":[{"id":17295,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/13541\/revisions\/17295"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media\/13643"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media?parent=13541"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/categories?post=13541"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/tags?post=13541"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/post_folder?post=13541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}