{"id":13892,"date":"2025-12-05T03:50:50","date_gmt":"2025-12-05T03:50:50","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=13892"},"modified":"2025-12-25T01:28:32","modified_gmt":"2025-12-25T01:28:32","slug":"germany-funnel-card1-jak-pozadat-o-vereinsbank","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/cs\/financas\/alemanha-cartao-funil1-como-solicitar-vereinsbank\/","title":{"rendered":"Jak po\u017e\u00e1dat o kartu Visa od Vereinsbank v N\u011bmecku"},"content":{"rendered":"
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Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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O Karta Vereinsbank Visa<\/em>, UniCredit Bank je solidn\u00ed alternativou pro ty, kte\u0159\u00ed \u017eij\u00ed v N\u011bmecku a pot\u0159ebuj\u00ed celosv\u011btov\u011b uzn\u00e1vanou kreditn\u00ed kartu s digit\u00e1ln\u00edm ovl\u00e1d\u00e1n\u00edm prost\u0159ednictv\u00edm aplikace a solidn\u00ed podporou jedn\u00e9 z nejv\u011bt\u0161\u00edch evropsk\u00fdch finan\u010dn\u00edch instituc\u00ed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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Volksbank Visa Card<\/strong><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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N\u00edzk\u00fd ro\u010dn\u00ed poplatek<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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Karta UniCredit Visa je ur\u010dena t\u011bm, kte\u0159\u00ed cht\u011bj\u00ed prakti\u010dnost p\u0159i ka\u017edodenn\u00edch \u00fakonech a v\u011bt\u0161\u00ed bezpe\u010dnost p\u0159i nakupov\u00e1n\u00ed na internetu nebo p\u0159i cestov\u00e1n\u00ed a spojuje bankovn\u00ed tradici a modern\u00ed technologie v jednom produktu.<\/p>

\u017d\u00e1dost o kartu Visa od Vereinsbank krok za krokem<\/strong><\/h2>

1. Zalo\u017ete si \u00fa\u010det u UniCredit (Vereinsbank)<\/strong><\/h3>

Abyste mohli o kartu po\u017e\u00e1dat, mus\u00edte m\u00edt u banky aktivn\u00ed \u00fa\u010det. \u00da\u010det si m\u016f\u017eete zalo\u017eit na ofici\u00e1ln\u00edch webov\u00fdch str\u00e1nk\u00e1ch UniCredit Bank nebo osobn\u011b na n\u011bkter\u00e9 z pobo\u010dek banky po cel\u00e9 republice.<\/p>

\ud83d\udccc Tip<\/em>Online proces obvykle zahrnuje ov\u011b\u0159en\u00ed toto\u017enosti prost\u0159ednictv\u00edm videa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPO\u017d\u00c1DEJTE O SVOU VEREINSBANK KARTU \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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2. P\u0159ihlaste se ke sv\u00e9mu \u00fa\u010dtu a p\u0159ejd\u011bte do oblasti karet.<\/strong><\/h3>

Po schv\u00e1len\u00ed \u00fa\u010dtu se p\u0159ihlaste do internetov\u00e9ho bankovnictv\u00ed nebo do aplikace UniCredit a vyhledejte sekci kreditn\u00edch karet (\u201cKreditkarten\u201d).<\/p>

3. Vyberte si kartu Visa Classic<\/strong><\/h3>

Vyberte Vereinsbank Visa Classic<\/strong>, kter\u00fd v\u00e1m na prvn\u00ed rok odpust\u00ed ro\u010dn\u00ed poplatek, a klikn\u011bte na \u201cJetzt beantragen<\/em>\u201d.<\/p>

4. Vypl\u0148te formul\u00e1\u0159 \u017e\u00e1dosti<\/strong><\/h3>

Zadejte sv\u00e9 osobn\u00ed \u00fadaje, povol\u00e1n\u00ed, finan\u010dn\u00ed informace a dal\u0161\u00ed \u00fadaje, kter\u00e9 budou pou\u017eity p\u0159i anal\u00fdze \u00fav\u011bru pro stanoven\u00ed po\u010d\u00e1te\u010dn\u00edho limitu.<\/p>

5. Vypl\u0148te kontrolu toto\u017enosti<\/strong><\/h3>

Ov\u011b\u0159ov\u00e1n\u00ed m\u016f\u017ee prob\u00edhat dv\u011bma zp\u016fsoby:
\u2022 Video-Ident<\/strong>: videohovor s prezentac\u00ed dokumentu.
\u2022 Agentura<\/strong>osobn\u011b s origin\u00e1lem dokladu.<\/p>

6. Po\u010dkejte na schv\u00e1len\u00ed a odesl\u00e1n\u00ed karty.<\/strong><\/h3>

Po anal\u00fdze a validaci je karta odesl\u00e1na po\u0161tou. Doba doru\u010den\u00ed se obvykle pohybuje mezi 5 a 10 pracovn\u00edmi dny.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tZA\u017d\u00c1DEJTE SI O VEREINSBANK KARTU \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t
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(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Dokumenty pot\u0159ebn\u00e9 k pod\u00e1n\u00ed \u017e\u00e1dosti<\/strong><\/h2>

Chcete-li schv\u00e1len\u00ed urychlit, bu\u010fte p\u0159ipraveni:<\/p>

- Cestovn\u00ed pas nebo n\u011bmeck\u00fd doklad toto\u017enosti (Personalausweis)
- Doklad o adrese v N\u011bmecku (Anmeldung nebo \u00fa\u0159edn\u00ed dopis)
- N\u011bmeck\u00e9 da\u0148ov\u00e9 \u010d\u00edslo (Steuer-ID)
- Doklad o p\u0159\u00edjmu (v\u00fdplatn\u00ed p\u00e1ska, pracovn\u00ed smlouva nebo aktu\u00e1ln\u00ed v\u00fdpisy).<\/p>

Tyto doklady slou\u017e\u00ed k ov\u011b\u0159en\u00ed va\u0161\u00ed toto\u017enosti a k proveden\u00ed \u00fav\u011brov\u00e9ho \u0161et\u0159en\u00ed u banky. Schufa<\/strong>.<\/p>

Poplatky a podm\u00ednky karty Visa od Vereinsbank<\/strong><\/h2>

\u2022 Ro\u010dn\u00ed poplatek:<\/strong> Prvn\u00ed rok zdarma
\u2022 Od 2. ro\u010dn\u00edku:<\/strong> P\u0159ibli\u017en\u011b 39 EUR, s mo\u017enost\u00ed osvobozen\u00ed v z\u00e1vislosti na zp\u016fsobu pou\u017eit\u00ed nebo typu \u00fa\u010dtu.
\u2022 Mezin\u00e1rodn\u00ed n\u00e1kupy:<\/strong> P\u0159ibli\u017en\u00fd sm\u011bnn\u00fd kurz 1,75%
\u2022 Stahov\u00e1n\u00ed:<\/strong> Mohou b\u00fdt \u00fa\u010dtov\u00e1ny dal\u0161\u00ed poplatky
\u2022 Spl\u00e1tky:<\/strong> K dispozici dle smlouvy a individu\u00e1ln\u00edho posouzen\u00ed<\/p>

Digit\u00e1ln\u00ed funkce<\/strong><\/h2>

- Aplikace UniCredit Bank se sledov\u00e1n\u00edm v\u00fddaj\u016f, limit\u016f a faktur v re\u00e1ln\u00e9m \u010dase
- Podpora pro Apple Pay<\/strong> e Google Pay<\/strong>
- Ov\u011b\u0159ov\u00e1n\u00ed 2FA pro bezpe\u010dn\u00e9 online nakupov\u00e1n\u00ed
- Okam\u017eit\u00e1 upozorn\u011bn\u00ed na pohyby
- Virtu\u00e1ln\u00ed karta pro okam\u017eit\u00e9 pou\u017eit\u00ed p\u0159i online n\u00e1kupech<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tZ\u00cdSKEJTE KARTU VEREINSBANK \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t
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Vereinsbank Visa Card: spolehliv\u00e1 a v\u0161estrann\u00e1 volba<\/strong><\/h2>

Vereinsbank Visa nab\u00edz\u00ed bezpe\u010dnost, prakti\u010dnost a kompletn\u00ed servis, kter\u00fd v\u00e1m dob\u0159e poslou\u017e\u00ed jak v ka\u017edodenn\u00edm \u017eivot\u011b, tak p\u0159i cestov\u00e1n\u00ed a nakupov\u00e1n\u00ed v zahrani\u010d\u00ed. S podporou UniCredit se m\u016f\u017eete spolehnout na fyzickou strukturu, modern\u00ed digit\u00e1ln\u00ed podporu a ve\u0161kerou spolehlivost velk\u00e9 evropsk\u00e9 banky.<\/p>

Pokud hled\u00e1te kartu s dobrou mezin\u00e1rodn\u00ed akceptac\u00ed, bezplatn\u00fdmi ro\u010dn\u00edmi poplatky na prvn\u00ed rok a \u00faplnou kontrolou prost\u0159ednictv\u00edm chytr\u00e9ho telefonu, je Vereinsbank Visa vynikaj\u00edc\u00ed volbou pro organizaci va\u0161eho finan\u010dn\u00edho \u017eivota v N\u011bmecku.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

An\u00fancio O Vereinsbank Visa Card, disponibilizado pelo UniCredit Bank, surge como uma alternativa s\u00f3lida para quem vive na Alemanha e precisa de um cart\u00e3o de cr\u00e9dito aceito globalmente, com comando digital pelo aplicativo e o suporte robusto de uma das maiores institui\u00e7\u00f5es financeiras da Europa. Cart\u00e3o Volksbank Visa Baixa Taxa Anual SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Voltado para quem deseja praticidade nas tarefas do cotidiano e seguran\u00e7a extra em compras online ou viagens, o cart\u00e3o Visa do UniCredit une tradi\u00e7\u00e3o banc\u00e1ria e tecnologia moderna em um \u00fanico produto. Passo a Passo para Solicitar o Cart\u00e3o Vereinsbank Visa 1. Abra uma conta no UniCredit (Vereinsbank) Para pedir o cart\u00e3o, voc\u00ea precisa ter uma conta ativa no banco. A abertura pode ser feita pelo site oficial do UniCredit Bank ou presencialmente em uma das ag\u00eancias distribu\u00eddas pelo pa\u00eds. \ud83d\udccc Dica: O processo online geralmente inclui verifica\u00e7\u00e3o de identidade via v\u00eddeo. PE\u00c7A SEU CART\u00c3O VEREINSBANK \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Acesse sua conta e v\u00e1 at\u00e9 a \u00e1rea de cart\u00f5es Depois da conta aprovada, entre no internet banking ou no app UniCredit e procure pela se\u00e7\u00e3o destinada aos cart\u00f5es de cr\u00e9dito (\u201cKreditkarten\u201d). 3. Escolha o cart\u00e3o Visa Classic Selecione o Vereinsbank Visa Classic, que oferece isen\u00e7\u00e3o da tarifa anual no primeiro ano, e clique em \u201cJetzt beantragen\u201d. 4. Complete o formul\u00e1rio de solicita\u00e7\u00e3o Informe seus dados pessoais, ocupa\u00e7\u00e3o, informa\u00e7\u00f5es financeiras e demais detalhes que ser\u00e3o usados na an\u00e1lise de cr\u00e9dito para definir o limite inicial. 5. Conclua a verifica\u00e7\u00e3o de identidade A autentica\u00e7\u00e3o pode ocorrer de duas formas:\u2022 Video-Ident: uma chamada de v\u00eddeo apresentando seu documento.\u2022 Ag\u00eancia: comparecimento presencial com o documento original. 6. Espere a aprova\u00e7\u00e3o e o envio do cart\u00e3o Ap\u00f3s a an\u00e1lise e valida\u00e7\u00e3o, o cart\u00e3o \u00e9 expedido por correio. Normalmente o prazo de entrega fica entre 5 e 10 dias \u00fateis. SOLICITE SEU CART\u00c3O VEREINSBANK \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Documentos Necess\u00e1rios para Solicita\u00e7\u00e3o Para acelerar a aprova\u00e7\u00e3o, deixe preparados: \u2022 Passaporte ou documento de identidade alem\u00e3o (Personalausweis)\u2022 Comprovante de endere\u00e7o na Alemanha (Anmeldung ou carta oficial)\u2022 N\u00famero fiscal alem\u00e3o (Steuer-ID)\u2022 Comprovante de renda (holerite, contrato de trabalho ou extratos recentes) Esses documentos s\u00e3o usados para verificar sua identidade e realizar a consulta de cr\u00e9dito junto \u00e0 Schufa. Taxas e Condi\u00e7\u00f5es do Cart\u00e3o Vereinsbank Visa \u2022 Anuidade: Gratuita no primeiro ano\u2022 A partir do 2\u00ba ano: Cerca de \u20ac39, com possibilidade de isen\u00e7\u00e3o dependendo do uso ou tipo de conta\u2022 Compras internacionais: Taxa de c\u00e2mbio aproximada de 1,75%\u2022 Saques: Pode haver tarifas adicionais\u2022 Parcelamento: Dispon\u00edvel conforme contrato e avalia\u00e7\u00e3o individual Funcionalidades Digitais \u2022 App UniCredit Bank com acompanhamento de gastos, limites e faturas em tempo real\u2022 Suporte para Apple Pay e Google Pay\u2022 Autentica\u00e7\u00e3o 2FA para seguran\u00e7a em compras online\u2022 Notifica\u00e7\u00f5es instant\u00e2neas de movimenta\u00e7\u00f5es\u2022 Cart\u00e3o virtual para uso imediato em compras online ADQUIRA SEU CART\u00c3O VEREINSBANK \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Vereinsbank Visa Card: Uma Escolha Confi\u00e1vel e Vers\u00e1til O Vereinsbank Visa oferece seguran\u00e7a, praticidade e atendimento completo, servindo bem tanto no dia a dia quanto em viagens e compras no exterior. Com o respaldo do UniCredit, voc\u00ea conta com estrutura f\u00edsica, suporte digital moderno e toda a confiabilidade de um grande banco europeu. Para quem procura um cart\u00e3o com boa aceita\u00e7\u00e3o internacional, anuidade gratuita no primeiro ano e controle total pelo smartphone, o Vereinsbank Visa se torna uma excelente op\u00e7\u00e3o para organizar a vida financeira na Alemanha.<\/p>","protected":false},"author":1,"featured_media":13893,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-13892","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/13892","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/comments?post=13892"}],"version-history":[{"count":43,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/13892\/revisions"}],"predecessor-version":[{"id":17202,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/13892\/revisions\/17202"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media\/13893"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media?parent=13892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/categories?post=13892"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/tags?post=13892"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/post_folder?post=13892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}