{"id":14085,"date":"2025-12-05T11:26:21","date_gmt":"2025-12-05T11:26:21","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14085"},"modified":"2025-12-25T01:36:29","modified_gmt":"2025-12-25T01:36:29","slug":"nemecko-siroka-karta-jak-zadat-1822direkt","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/cs\/financas\/alemanha-cartao-broad-como-solicitar-1822direkt\/","title":{"rendered":"Jak po\u017e\u00e1dat o kartu Visa 1822direkt v N\u011bmecku a co v\u0161echno pot\u0159ebujete v\u011bd\u011bt"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14085\" class=\"elementor elementor-14085\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"306\" data-end=\"466\">Vy\u017e\u00e1dejte si <strong data-start=\"318\" data-end=\"342\">1822direkt Visa Card<\/strong>, Licence vyd\u00e1van\u00e1 bankou Frankfurter Sparkasse je jednoduch\u00fd proces, 100% online a je dostupn\u00e1 pro ka\u017ed\u00e9ho obyvatele N\u011bmecka.<\/p><p data-start=\"468\" data-end=\"653\">Karta vynik\u00e1 svou <strong data-start=\"493\" data-end=\"533\">\u017e\u00e1dn\u00fd ro\u010dn\u00ed poplatek (p\u0159i minim\u00e1ln\u00edm vyu\u017eit\u00ed)<\/strong>, Mezin\u00e1rodn\u00ed akceptace Visa a kompletn\u00ed aplikace pro praktickou a bezpe\u010dnou kontrolu v\u0161ech va\u0161ich financ\u00ed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/cs\/finance\/nemecko-siroka-ing-karta\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/elementor\/thumbs\/DCIM-948832-768x463-1-rfph9mc41n3bnlgvcuu4b304cv3qhc4z7qx7xknuca.jpg\" title=\"DCIM-948832-768\u00d7463\" alt=\"DCIM-948832-768x463\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">Karta ING Visa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bezplatn\u00e9 \u010dlenstv\u00ed<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/cs\/finance\/nemecko-siroka-ing-karta\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"770\" data-end=\"982\">D\u00edky \u00fapln\u00e9 kontrole prost\u0159ednictv\u00edm aplikace, zv\u00fd\u0161en\u00e9 bezpe\u010dnosti a cenov\u011b dostupn\u00fdm podm\u00ednk\u00e1m je 1822direkt Visa vynikaj\u00edc\u00edm spojencem pro ty, kte\u0159\u00ed cht\u011bj\u00ed organizovat sv\u00e9 v\u00fddaje, cestovat s klidem a vyu\u017e\u00edvat v\u00fdhod bez byrokracie.<\/p><hr data-start=\"984\" data-end=\"987\" \/><h1 data-start=\"989\" data-end=\"1050\">\u2705 <strong data-start=\"993\" data-end=\"1050\">Krok za krokem k pod\u00e1n\u00ed \u017e\u00e1dosti o kartu Visa 1822direkt<\/strong><\/h1><h3 data-start=\"1052\" data-end=\"1100\"><strong data-start=\"1056\" data-end=\"1098\">1. Nav\u0161tivte ofici\u00e1ln\u00ed webov\u00e9 str\u00e1nky 1822direkt<\/strong><\/h3><p data-start=\"1101\" data-end=\"1256\">P\u0159ejd\u011bte na webov\u00e9 str\u00e1nky banky a klikn\u011bte na mo\u017enost <strong data-start=\"1136\" data-end=\"1160\">\u201cGirokonto er\u00f6ffnen\u201d<\/strong> (otev\u0159en\u00fd b\u011b\u017en\u00fd \u00fa\u010det).<br data-start=\"1184\" data-end=\"1187\" \/>Zalo\u017een\u00ed \u00fa\u010dtu je prvn\u00edm povinn\u00fdm krokem p\u0159i \u017e\u00e1dosti o kartu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 OBJEDNEJTE SI KARTU 1822DIREKT VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1303\" data-end=\"1337\"><strong data-start=\"1307\" data-end=\"1335\">2. Vyberte si spr\u00e1vn\u00fd \u00fa\u010det<\/strong><\/h3><p data-start=\"1338\" data-end=\"1389\">\u00da\u010dty, kter\u00e9 umo\u017e\u0148uj\u00ed po\u017e\u00e1dat o kartu Visa, jsou:<\/p><ul data-start=\"1391\" data-end=\"1444\"><li data-start=\"1391\" data-end=\"1409\"><p data-start=\"1393\" data-end=\"1409\"><strong data-start=\"1393\" data-end=\"1407\">1822MOBILE<\/strong><\/p><\/li><li data-start=\"1410\" data-end=\"1444\"><p data-start=\"1412\" data-end=\"1444\"><strong data-start=\"1412\" data-end=\"1444\">1822direkt Girokonto Klassik<\/strong><\/p><\/li><\/ul><p data-start=\"1446\" data-end=\"1537\">Ob\u011b jsou digit\u00e1ln\u00ed, zahrnuj\u00ed p\u0159\u00edstup do aplikace a umo\u017e\u0148uj\u00ed po\u017e\u00e1dat o kartu b\u011bhem registrace.<\/p><hr data-start=\"1539\" data-end=\"1542\" \/><h3 data-start=\"1544\" data-end=\"1599\"><strong data-start=\"1548\" data-end=\"1597\">3. Vypl\u0148te formul\u00e1\u0159 pro otev\u0159en\u00ed \u00fa\u010dtu<\/strong><\/h3><p data-start=\"1600\" data-end=\"1621\">Mus\u00edte je informovat:<\/p><ul data-start=\"1623\" data-end=\"1755\"><li data-start=\"1623\" data-end=\"1640\"><p data-start=\"1625\" data-end=\"1640\">cel\u00e9 jm\u00e9no<\/p><\/li><li data-start=\"1641\" data-end=\"1665\"><p data-start=\"1643\" data-end=\"1665\">adresa v N\u011bmecku<\/p><\/li><li data-start=\"1666\" data-end=\"1687\"><p data-start=\"1668\" data-end=\"1687\">e-mail a telefon<\/p><\/li><li data-start=\"1688\" data-end=\"1713\"><p data-start=\"1690\" data-end=\"1713\">povol\u00e1n\u00ed a zam\u011bstnavatel<\/p><\/li><li data-start=\"1714\" data-end=\"1730\"><p data-start=\"1716\" data-end=\"1730\">m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem<\/p><\/li><li data-start=\"1731\" data-end=\"1755\"><p data-start=\"1733\" data-end=\"1755\">identifika\u010dn\u00ed \u00fadaje<\/p><\/li><\/ul><p data-start=\"1757\" data-end=\"1798\">Proces je rychl\u00fd a zcela digit\u00e1ln\u00ed.<\/p><hr data-start=\"1800\" data-end=\"1803\" \/><h3 data-start=\"1805\" data-end=\"1842\"><strong data-start=\"1809\" data-end=\"1840\">4. Ov\u011b\u0159te svou toto\u017enost<\/strong><\/h3><p data-start=\"1843\" data-end=\"1891\">Toto\u017enost lze potvrdit dv\u011bma zp\u016fsoby:<\/p><ul data-start=\"1893\" data-end=\"2002\"><li data-start=\"1893\" data-end=\"1943\"><p data-start=\"1895\" data-end=\"1943\"><strong data-start=\"1895\" data-end=\"1910\">Video-Ident<\/strong> - ov\u011b\u0159ov\u00e1n\u00ed videohovor\u016f<\/p><\/li><li data-start=\"1944\" data-end=\"2002\"><p data-start=\"1946\" data-end=\"2002\"><strong data-start=\"1946\" data-end=\"1959\">PostIdent<\/strong> - kontrola na po\u0161t\u011b (Deutsche Post)<\/p><\/li><\/ul><p data-start=\"2004\" data-end=\"2057\">Ob\u011b metody jsou v N\u011bmecku ofici\u00e1ln\u011b uzn\u00e1v\u00e1ny.<\/p><hr data-start=\"2059\" data-end=\"2062\" \/><h3 data-start=\"2064\" data-end=\"2124\"><strong data-start=\"2068\" data-end=\"2122\">5. Po\u010dkejte na schv\u00e1len\u00ed a obdr\u017e\u00edte kartu dom\u016f.<\/strong><\/h3><p data-start=\"2125\" data-end=\"2255\">Po ov\u011b\u0159en\u00ed a otev\u0159en\u00ed \u00fa\u010dtu bude karta Visa zasl\u00e1na na registrovanou adresu, obvykle do 5 a\u017e 10 pracovn\u00edch dn\u016f.<\/p><hr data-start=\"2257\" data-end=\"2260\" \/><h1 data-start=\"2262\" data-end=\"2317\">\ud83d\udcc4 <strong data-start=\"2267\" data-end=\"2317\">Dokumenty pot\u0159ebn\u00e9 k pod\u00e1n\u00ed \u017e\u00e1dosti o kartu<\/strong><\/h1><p data-start=\"2319\" data-end=\"2360\">Abyste si proces usnadnili, m\u011bjte pln\u00e9 ruce pr\u00e1ce:<\/p><h3 data-start=\"2362\" data-end=\"2400\">Platn\u00fd doklad toto\u017enosti<\/h3><p data-start=\"2401\" data-end=\"2457\">Cestovn\u00ed pas nebo doklad \u00fa\u0159edn\u011b uzn\u00e1van\u00fd v N\u011bmecku.<\/p><h3 data-start=\"2459\" data-end=\"2504\">Doklad o pobytu (Anmeldung)<\/h3><p data-start=\"2505\" data-end=\"2557\">Povinn\u00fd doklad potvrzuj\u00edc\u00ed m\u00edsto va\u0161eho bydli\u0161t\u011b.<\/p><h3 data-start=\"2559\" data-end=\"2592\">Da\u0148ov\u00e9 \u010d\u00edslo (Steuer-ID)<\/h3><p data-start=\"2593\" data-end=\"2650\">Banka si ji m\u016f\u017ee vy\u017e\u00e1dat pro \u00fa\u010dely dodr\u017eov\u00e1n\u00ed p\u0159edpis\u016f.<\/p><h3 data-start=\"2652\" data-end=\"2680\">Doklad o p\u0159\u00edjmu<\/h3><p data-start=\"2681\" data-end=\"2760\">V n\u011bkter\u00fdch p\u0159\u00edpadech mohou b\u00fdt vy\u017eadov\u00e1ny v\u00fdpisy, v\u00fdplatn\u00ed p\u00e1sky nebo pracovn\u00ed smlouvy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 PO\u017d\u00c1DEJTE O KARTU 1822DIREKT VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"2811\" data-end=\"2863\"><strong data-start=\"2816\" data-end=\"2863\">1822direkt Visa Card sazby a podm\u00ednky<\/strong><\/h1><h3 data-start=\"2865\" data-end=\"2885\"><strong data-start=\"2869\" data-end=\"2883\">- Anuita<\/strong><\/h3><ul data-start=\"2886\" data-end=\"2996\"><li data-start=\"2886\" data-end=\"2939\"><p data-start=\"2888\" data-end=\"2939\"><strong data-start=\"2888\" data-end=\"2900\">Zdarma<\/strong> s minim\u00e1ln\u011b <strong data-start=\"2916\" data-end=\"2936\">1 n\u00e1kup za rok<\/strong>.<\/p><\/li><li data-start=\"2940\" data-end=\"2996\"><p data-start=\"2942\" data-end=\"2996\">V p\u0159\u00edpad\u011b nevyu\u017eit\u00ed se plat\u00ed ro\u010dn\u00ed poplatek ve v\u00fd\u0161i <strong data-start=\"2985\" data-end=\"2995\">\u20ac29,90<\/strong>.<\/p><\/li><\/ul><h3 data-start=\"2998\" data-end=\"3028\"><strong data-start=\"3002\" data-end=\"3026\">- Drancov\u00e1n\u00ed v N\u011bmecku<\/strong><\/h3><ul data-start=\"3029\" data-end=\"3149\"><li data-start=\"3029\" data-end=\"3101\"><p data-start=\"3031\" data-end=\"3101\"><strong data-start=\"3031\" data-end=\"3044\">Zdarma<\/strong> v bankomatech Sparkasse (Sparkassen-Verbund).<\/p><\/li><li data-start=\"3102\" data-end=\"3149\"><p data-start=\"3104\" data-end=\"3149\">Mimo Sparkasse mohou b\u00fdt \u00fa\u010dtov\u00e1ny poplatky.<\/p><\/li><\/ul><h3 data-start=\"3151\" data-end=\"3181\"><strong data-start=\"3155\" data-end=\"3179\">- V\u00fdb\u011bry v zahrani\u010d\u00ed<\/strong><\/h3><ul data-start=\"3182\" data-end=\"3284\"><li data-start=\"3182\" data-end=\"3230\"><p data-start=\"3184\" data-end=\"3230\">Povoleno, ale za p\u0159\u00edplatek.<\/p><\/li><li data-start=\"3231\" data-end=\"3284\"><p data-start=\"3233\" data-end=\"3284\">Pr\u016fm\u011brn\u00e1 sazba: <strong data-start=\"3245\" data-end=\"3254\">1,75%<\/strong> \u010d\u00e1stky vyb\u00edran\u00e9 mimo euro.<\/p><\/li><\/ul><h3 data-start=\"3286\" data-end=\"3326\"><strong data-start=\"3290\" data-end=\"3324\">- N\u00e1kupy ciz\u00edch m\u011bn<\/strong><\/h3><ul data-start=\"3327\" data-end=\"3394\"><li data-start=\"3327\" data-end=\"3394\"><p data-start=\"3329\" data-end=\"3394\">Konverzn\u00ed pom\u011br <strong data-start=\"3350\" data-end=\"3359\">1,75%<\/strong> pro n\u00e1kupy mimo euroz\u00f3nu.<\/p><\/li><\/ul><h3 data-start=\"3396\" data-end=\"3432\"><strong data-start=\"3400\" data-end=\"3430\">- V\u00e1zan\u00fd b\u011b\u017en\u00fd \u00fa\u010det<\/strong><\/h3><p data-start=\"3433\" data-end=\"3559\">\u00da\u010det 1822direkt je zdarma s minim\u00e1ln\u00edm m\u011bs\u00ed\u010dn\u00edm obratem ve v\u00fd\u0161i <strong data-start=\"3497\" data-end=\"3505\">\u20ac700<\/strong>.<br data-start=\"3506\" data-end=\"3509\" \/>V opa\u010dn\u00e9m p\u0159\u00edpad\u011b mohou b\u00fdt \u00fa\u010dtov\u00e1ny poplatky za \u00fadr\u017ebu.<\/p><hr data-start=\"3561\" data-end=\"3564\" \/><h1 data-start=\"3566\" data-end=\"3621\">\ud83d\udcf1 <strong data-start=\"3571\" data-end=\"3621\">Digit\u00e1ln\u00ed funkce a dopl\u0148kov\u00e9 funkce<\/strong><\/h1><h3 data-start=\"3623\" data-end=\"3663\"><strong data-start=\"3627\" data-end=\"3661\">Aplikace 1822direkt (iOS a Android)<\/strong><\/h3><ul data-start=\"3664\" data-end=\"3829\"><li data-start=\"3664\" data-end=\"3695\"><p data-start=\"3666\" data-end=\"3695\">konzultace v\u00fdkaz\u016f a v\u00fddaj\u016f<\/p><\/li><li data-start=\"3696\" data-end=\"3715\"><p data-start=\"3698\" data-end=\"3715\">nastavit limity<\/p><\/li><li data-start=\"3716\" data-end=\"3754\"><p data-start=\"3718\" data-end=\"3754\">okam\u017eit\u011b zablokovat kartu<\/p><\/li><li data-start=\"3755\" data-end=\"3773\"><p data-start=\"3757\" data-end=\"3773\">aktivovat upozorn\u011bn\u00ed<\/p><\/li><li data-start=\"3774\" data-end=\"3796\"><p data-start=\"3776\" data-end=\"3796\">zobrazit faktury<\/p><\/li><li data-start=\"3797\" data-end=\"3829\"><p data-start=\"3799\" data-end=\"3829\">organizovat cel\u00fd digit\u00e1ln\u00ed \u00fa\u010det<\/p><\/li><\/ul><h3 data-start=\"3831\" data-end=\"3863\"><strong data-start=\"3835\" data-end=\"3861\">Apple Pay a Google Pay<\/strong><\/h3><p data-start=\"3864\" data-end=\"3910\">P\u0159ij\u00edm\u00e1 platby mobiln\u00edm telefonem.<\/p><h3 data-start=\"3912\" data-end=\"3940\"><strong data-start=\"3916\" data-end=\"3938\">Pokro\u010dil\u00e9 zabezpe\u010den\u00ed<\/strong><\/h3><ul data-start=\"3941\" data-end=\"4046\"><li data-start=\"3941\" data-end=\"3968\"><p data-start=\"3943\" data-end=\"3968\">3D Secure (Visa Secure)<\/p><\/li><li data-start=\"3969\" data-end=\"4001\"><p data-start=\"3971\" data-end=\"4001\">Dvoufaktorov\u00e9 ov\u011b\u0159ov\u00e1n\u00ed<\/p><\/li><li data-start=\"4002\" data-end=\"4046\"><p data-start=\"4004\" data-end=\"4046\">Okam\u017eit\u00e1 upozorn\u011bn\u00ed na ka\u017edou transakci<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 Z\u00cdSKEJTE KARTU 1822DIREKT VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"4096\" data-end=\"4111\"><strong data-start=\"4098\" data-end=\"4111\">Z\u00e1v\u011br<\/strong><\/h1><p data-start=\"4113\" data-end=\"4222\">O <strong data-start=\"4115\" data-end=\"4139\">1822direkt Visa Card<\/strong> je jednou z nejlep\u0161\u00edch mo\u017enost\u00ed kreditn\u00edch karet pro obyvatele N\u011bmecka:<\/p><ul data-start=\"4224\" data-end=\"4425\"><li data-start=\"4224\" data-end=\"4260\"><p data-start=\"4226\" data-end=\"4260\"><strong data-start=\"4226\" data-end=\"4258\">nulov\u00fd ro\u010dn\u00ed poplatek p\u0159i minim\u00e1ln\u00edm vyu\u017eit\u00ed<\/strong><\/p><\/li><li data-start=\"4261\" data-end=\"4299\"><p data-start=\"4263\" data-end=\"4299\">p\u0159\u00edstup k modern\u00edmu digit\u00e1ln\u00edmu \u00fa\u010dtu<\/p><\/li><li data-start=\"4300\" data-end=\"4323\"><p data-start=\"4302\" data-end=\"4323\">zes\u00edlen\u00e9 zabezpe\u010den\u00ed<\/p><\/li><li data-start=\"4324\" data-end=\"4357\"><p data-start=\"4326\" data-end=\"4357\">bezplatn\u00e9 v\u00fdb\u011bry u Sparkasse<\/p><\/li><li data-start=\"4358\" data-end=\"4390\"><p data-start=\"4360\" data-end=\"4390\">Mezin\u00e1rodn\u00ed akceptace karet Visa<\/p><\/li><li data-start=\"4391\" data-end=\"4425\"><p data-start=\"4393\" data-end=\"4425\">pln\u00e9 ovl\u00e1d\u00e1n\u00ed prost\u0159ednictv\u00edm aplikace<\/p><\/li><\/ul><p data-start=\"4427\" data-end=\"4540\">Ide\u00e1ln\u00ed pro studenty, cizince a profesion\u00e1ly, kte\u0159\u00ed cht\u011bj\u00ed prakti\u010dnost, \u00faspornost a svobodu v ka\u017edodenn\u00edm \u017eivot\u011b.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Solicitar o 1822direkt Visa Card, emitido pela Frankfurter Sparkasse, \u00e9 um processo simples, 100% online e dispon\u00edvel para qualquer residente na Alemanha. O cart\u00e3o se destaca pela isen\u00e7\u00e3o de anuidade (com uso m\u00ednimo), aceita\u00e7\u00e3o internacional Visa e um aplicativo completo para controlar todas as suas finan\u00e7as de forma pr\u00e1tica e segura. Cart\u00e3o ING Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com controle total pelo app, seguran\u00e7a refor\u00e7ada e condi\u00e7\u00f5es acess\u00edveis, o 1822direkt Visa \u00e9 um excelente aliado para quem deseja organizar gastos, viajar com tranquilidade e aproveitar benef\u00edcios sem burocracia. \u2705 Passo a passo para solicitar o Cart\u00e3o 1822direkt Visa 1. Acesse o site oficial da 1822direkt Entre no site do banco e clique em \u201cGirokonto er\u00f6ffnen\u201d (abrir conta corrente).Abrir a conta \u00e9 o primeiro passo obrigat\u00f3rio para solicitar o cart\u00e3o. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Escolha a conta certa As contas que permitem solicitar o cart\u00e3o Visa s\u00e3o: 1822MOBILE 1822direkt Girokonto Klassik Ambas s\u00e3o digitais, incluem acesso ao app e permitem solicitar o cart\u00e3o durante o cadastro. 3. Preencha o formul\u00e1rio de abertura de conta Voc\u00ea dever\u00e1 informar: nome completo endere\u00e7o na Alemanha e-mail e telefone ocupa\u00e7\u00e3o e empregador renda mensal dados de identifica\u00e7\u00e3o O processo \u00e9 r\u00e1pido e totalmente digital. 4. Verifique sua identidade A identidade pode ser confirmada de duas formas: Video-Ident \u2013 verifica\u00e7\u00e3o por videochamada PostIdent \u2013 verifica\u00e7\u00e3o nos Correios (Deutsche Post) Ambos s\u00e3o m\u00e9todos aceitos oficialmente pela Alemanha. 5. Aguarde a aprova\u00e7\u00e3o e receba seu cart\u00e3o em casa Ap\u00f3s a verifica\u00e7\u00e3o e abertura da conta, o cart\u00e3o Visa ser\u00e1 enviado ao endere\u00e7o cadastrado, geralmente dentro de 5 a 10 dias \u00fateis. \ud83d\udcc4 Documentos necess\u00e1rios para solicitar o cart\u00e3o Para facilitar o processo, tenha em m\u00e3os: \u2714 Documento de identidade v\u00e1lido Passaporte ou documento aceito oficialmente na Alemanha. \u2714 Comprovante de resid\u00eancia (Anmeldung) Documento obrigat\u00f3rio para confirmar onde voc\u00ea mora. \u2714 N\u00famero fiscal (Steuer-ID) Pode ser solicitado pelo banco para fins de conformidade. \u2714 Comprovante de renda Extratos, holerites ou contrato de trabalho podem ser exigidos em alguns casos. \ud83d\udc49 SOLICITE SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Taxas e condi\u00e7\u00f5es do Cart\u00e3o 1822direkt Visa \u2022 Anuidade Gratuita com pelo menos 1 compra por ano. Caso n\u00e3o haja uso, \u00e9 cobrada taxa anual de \u20ac29,90. \u2022 Saques na Alemanha Gratuitos nos caixas eletr\u00f4nicos Sparkasse (Sparkassen-Verbund). Fora da Sparkasse, taxas podem ser aplicadas. \u2022 Saques no exterior Permitidos, mas sujeitos a tarifa adicional. Taxa m\u00e9dia: 1,75% do valor sacado fora do euro. \u2022 Compras em moeda estrangeira Taxa de convers\u00e3o de 1,75% para compras fora da zona do euro. \u2022 Conta corrente vinculada A conta 1822direkt \u00e9 gratuita com movimenta\u00e7\u00e3o mensal m\u00ednima de \u20ac700.Caso contr\u00e1rio, pode haver cobran\u00e7a de manuten\u00e7\u00e3o. \ud83d\udcf1 Funcionalidades digitais e recursos adicionais App 1822direkt (iOS e Android) consultar extratos e gastos definir limites bloquear o cart\u00e3o instantaneamente ativar alertas visualizar faturas organizar toda a conta digital Apple Pay e Google Pay Aceita pagamentos por aproxima\u00e7\u00e3o com celular. Seguran\u00e7a avan\u00e7ada 3D Secure (Visa Secure) Autentica\u00e7\u00e3o de dois fatores Alertas instant\u00e2neos para cada transa\u00e7\u00e3o \ud83d\udc49 ADQUIRA SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o O 1822direkt Visa Card \u00e9 uma das melhores op\u00e7\u00f5es de cart\u00e3o de cr\u00e9dito para quem vive na Alemanha e busca: anuidade zero com uso m\u00ednimo acesso a uma conta digital moderna seguran\u00e7a refor\u00e7ada saques gratuitos na Sparkasse aceita\u00e7\u00e3o internacional Visa controle total pelo aplicativo Perfeito para estudantes, expatriados e profissionais que desejam praticidade, economia e liberdade no dia a dia.<\/p>","protected":false},"author":1,"featured_media":14086,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/14085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/comments?post=14085"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/14085\/revisions"}],"predecessor-version":[{"id":17247,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/14085\/revisions\/17247"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media\/14086"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media?parent=14085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/categories?post=14085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/tags?post=14085"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/post_folder?post=14085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}