{"id":15742,"date":"2025-12-17T00:03:09","date_gmt":"2025-12-17T00:03:09","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15742"},"modified":"2025-12-25T03:00:54","modified_gmt":"2025-12-25T03:00:54","slug":"spojene-kralovstvi-karta-funil1-first-direct","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/cs\/financas\/reino-unido-cartao-funil1-first-direct\/","title":{"rendered":"Kreditn\u00ed karta First Direct Visa: jednoduch\u00e1, bezpe\u010dn\u00e1 a transparentn\u00ed ve Velk\u00e9 Brit\u00e1nii"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15742\" class=\"elementor elementor-15742\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"259\" data-end=\"495\">Pokud \u017eijete ve Velk\u00e9 Brit\u00e1nii a hled\u00e1te spolehlivou kreditn\u00ed kartu bez ro\u010dn\u00edho poplatku, s konkurenceschopn\u00fdmi \u00farokov\u00fdmi sazbami a za podpory renomovan\u00e9 banky, pak <strong data-start=\"250\" data-end=\"285\">Kreditn\u00ed karta First Direct (Visa)<\/strong> m\u016f\u017ee b\u00fdt vynikaj\u00edc\u00ed volbou pro va\u0161e ka\u017edodenn\u00ed finan\u010dn\u00ed z\u00e1le\u017eitosti.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/cs\/finance\/reino-unido-cartao-funil1-como-solicitar-first-direct\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"404\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/first-direct.jpg\" class=\"attachment-full size-full wp-image-15743\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/first-direct.jpg 640w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/first-direct-300x189.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/first-direct-18x12.jpg 18w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Kreditn\u00ed karta First Direct<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/cs\/finance\/reino-unido-cartao-funil1-como-solicitar-first-direct\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"471\" data-end=\"764\">\u010c\u00e1st skupiny <strong data-start=\"486\" data-end=\"497\">HSBC UK<\/strong>, spole\u010dnost First Direct je zn\u00e1m\u00e1 sv\u00fdm vynikaj\u00edc\u00edm z\u00e1kaznick\u00fdm servisem a jednoduchou a transparentn\u00ed nab\u00eddkou. Jej\u00ed karta Visa kombinuje digit\u00e1ln\u00ed spr\u00e1vu, mezin\u00e1rodn\u00ed akceptaci a jasn\u00e9 podm\u00ednky, d\u00edky \u010demu\u017e je ide\u00e1ln\u00ed jak pro ka\u017edodenn\u00ed n\u00e1kupy, tak pro pou\u017eit\u00ed na cest\u00e1ch.<\/p><hr data-start=\"766\" data-end=\"769\" \/><h2 data-start=\"771\" data-end=\"826\"><strong>Hlavn\u00ed v\u00fdhody karty First Direct Visa<\/strong><\/h2><h3 data-start=\"828\" data-end=\"848\">\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/h3><p data-start=\"849\" data-end=\"940\">Za udr\u017een\u00ed karty v platnosti se neplat\u00ed \u017e\u00e1dn\u00fd ro\u010dn\u00ed ani m\u011bs\u00ed\u010dn\u00ed poplatek, co\u017e pom\u00e1h\u00e1 sn\u00ed\u017eit fixn\u00ed n\u00e1klady.<\/p><h3 data-start=\"942\" data-end=\"974\">\u2705 N\u00edzk\u00e1 a transparentn\u00ed APR<\/h3><p data-start=\"975\" data-end=\"1103\">Reprezentativn\u00ed RPSN v okol\u00ed <strong data-start=\"1006\" data-end=\"1024\">23,91 TP3T \u2013 prom\u011bnn\u00e1<\/strong>, kter\u00e1 je ve Velk\u00e9 Brit\u00e1nii pova\u017eov\u00e1na za konkurenceschopnou v kategorii standardn\u00edch karet.<\/p><h3 data-start=\"1105\" data-end=\"1134\">\u2705 A\u017e 56 dn\u00ed bez \u00farok\u016f<\/h3><p data-start=\"1135\" data-end=\"1243\">N\u00e1kupy mohou b\u00fdt bez \u00farok\u016f a\u017e po dobu 56 dn\u016f, pokud bude celkov\u00e1 \u010d\u00e1stka faktury uhrazena do data splatnosti.<\/p><h3 data-start=\"1245\" data-end=\"1272\">\u2705 Spr\u00e1va 100% Digital<\/h3><p data-start=\"1273\" data-end=\"1394\">Pln\u00e1 kontrola prost\u0159ednictv\u00edm aplikace First Direct: transakce, disponibiln\u00ed limit, v\u00fdpisy, platby a ozn\u00e1men\u00ed v re\u00e1ln\u00e9m \u010dase.<\/p><h3 data-start=\"1396\" data-end=\"1434\">\u2705 Mezin\u00e1rodn\u00ed akceptace (Visa)<\/h3><p data-start=\"1435\" data-end=\"1525\">Kartu m\u016f\u017eete pou\u017e\u00edvat v milionech kamenn\u00fdch i internetov\u00fdch obchod\u016f ve Velk\u00e9 Brit\u00e1nii i v zahrani\u010d\u00ed.<\/p><h3 data-start=\"1527\" data-end=\"1582\">\u2705 Bezkontaktn\u00ed platby a digit\u00e1ln\u00ed pen\u011b\u017eenky<\/h3><p data-start=\"1583\" data-end=\"1662\">Kompatibiln\u00ed s <strong data-start=\"1598\" data-end=\"1636\">Apple Pay, Google Pay, Samsung Pay<\/strong> a bezkontaktn\u00ed platby.<\/p><h3 data-start=\"1664\" data-end=\"1717\">\u2705 P\u0159evod z\u016fstatku s ak\u010dn\u00edmi poplatky<\/h3><p data-start=\"1718\" data-end=\"1861\">Pravideln\u00e9 nab\u00eddky <strong data-start=\"1740\" data-end=\"1778\">0% APR pro p\u0159evod z\u016fstatku<\/strong>, ide\u00e1ln\u00ed pro ty, kte\u0159\u00ed cht\u011bj\u00ed restrukturalizovat sv\u00e9 dluhy (podm\u00ednky se li\u0161\u00ed v z\u00e1vislosti na konkr\u00e9tn\u00ed akci).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4dea7a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c4dea7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5633397 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"5633397\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fcaecdf elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"fcaecdf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/cs\/finance\/reino-unido-cartao-funil1-como-solicitar-first-direct\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"404\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/first-direct.jpg\" class=\"attachment-full size-full wp-image-15743\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/first-direct.jpg 640w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/first-direct-300x189.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/first-direct-18x12.jpg 18w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b158623 elementor-widget elementor-widget-text-editor\" data-id=\"b158623\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Kreditn\u00ed karta First Direct<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75f0fc7 elementor-widget elementor-widget-text-editor\" data-id=\"75f0fc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8351968 elementor-widget elementor-widget-button\" data-id=\"8351968\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/cs\/finance\/reino-unido-cartao-funil1-como-solicitar-first-direct\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333afe0 elementor-widget elementor-widget-text-editor\" data-id=\"333afe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f587463 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f587463\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248df4e elementor-widget elementor-widget-text-editor\" data-id=\"248df4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2618\" data-end=\"2676\"><strong>Standardn\u00ed podm\u00ednky karty First Direct Visa<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Slu\u017eba<\/th><th>Standardn\u00ed stav<\/th><\/tr><\/thead><tbody><tr><td>V\u00fdb\u011bry z bankomat\u016f<\/td><td>Povoleno \u2013 poplatek p\u0159ibli\u017en\u011b 2,50 \u00a3 za v\u00fdb\u011br, s okam\u017eit\u00fdm \u00faro\u010den\u00edm<\/td><\/tr><tr><td>Ro\u010dn\u00ed poplatek \/ m\u011bs\u00ed\u010dn\u00ed poplatek<\/td><td>Zdarma \u2013 bez ro\u010dn\u00edho \u010di m\u011bs\u00ed\u010dn\u00edho poplatku<\/td><\/tr><tr><td>Cashback \/ odm\u011bny<\/td><td>M\u016f\u017ee nab\u00eddnout cashback a\u017e do v\u00fd\u0161e 0,51 TP3T (podm\u00ednky se li\u0161\u00ed)<\/td><\/tr><tr><td>\u00dav\u011brov\u00fd limit<\/td><td>Stanoveno na z\u00e1klad\u011b anal\u00fdzy, obvykle a\u017e 1 500 \u00a3<\/td><\/tr><tr><td>Nakupov\u00e1n\u00ed v zahrani\u010d\u00ed<\/td><td>Jsou povoleny, obvykle bez dodate\u010dn\u00e9ho poplatku ze strany banky<\/td><\/tr><tr><td>Spl\u00e1tky faktur<\/td><td>K dispozici - s \u00farokem z nesplacen\u00e9ho z\u016fstatku<\/td><\/tr><tr><td>Dopl\u0148kov\u00e1 karta<\/td><td>K dispozici \u2013 maxim\u00e1ln\u011b 1 dal\u0161\u00ed karta na dr\u017eitele<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2641\" data-end=\"2669\"><strong>Krit\u00e9ria pro vyd\u00e1n\u00ed<\/strong><\/h2><p data-start=\"2671\" data-end=\"2743\">K pod\u00e1n\u00ed \u017e\u00e1dosti o kreditn\u00ed kartu First Direct Visa je obvykle nutn\u00e9:<\/p><ul data-start=\"2745\" data-end=\"2965\"><li data-start=\"2745\" data-end=\"2781\"><p data-start=\"2747\" data-end=\"2781\">Jednoduch\u00e1 a rychl\u00e1 online registrace<\/p><\/li><li data-start=\"2782\" data-end=\"2819\"><p data-start=\"2784\" data-end=\"2819\">Ov\u011b\u0159en\u00ed digit\u00e1ln\u00ed identity<\/p><\/li><li data-start=\"2820\" data-end=\"2862\"><p data-start=\"2822\" data-end=\"2862\">Schv\u00e1len\u00ed podl\u00e9h\u00e1 \u00fav\u011brov\u00e9 anal\u00fdze<\/p><\/li><li data-start=\"2863\" data-end=\"2892\"><p data-start=\"2865\" data-end=\"2892\">Pobyt ve Spojen\u00e9m kr\u00e1lovstv\u00ed<\/p><\/li><li data-start=\"2893\" data-end=\"2920\"><p data-start=\"2895\" data-end=\"2920\">Minim\u00e1ln\u00ed v\u011bk 18 let<\/p><\/li><li data-start=\"2921\" data-end=\"2965\"><p data-start=\"2923\" data-end=\"2965\">P\u0159ibli\u017en\u00fd ro\u010dn\u00ed minim\u00e1ln\u00ed p\u0159\u00edjem ve v\u00fd\u0161i 10 000 \u00a3<\/p><\/li><\/ul><h3 data-start=\"2967\" data-end=\"3016\">Schv\u00e1len\u00ed \u00fav\u011bru pro osoby s omezenou \u00fav\u011bruschopnost\u00ed?<\/h3><p data-start=\"3017\" data-end=\"3218\">Schv\u00e1len\u00ed z\u00e1vis\u00ed na posouzen\u00ed \u00fav\u011brov\u00e9 bonity. \u017dadatel\u00e9 s negativn\u00ed \u00fav\u011brovou histori\u00ed mohou b\u00fdt zam\u00edtnuti, ale First Direct m\u016f\u017ee zohlednit i dal\u0161\u00ed faktory, jako je vztah k bance a finan\u010dn\u00ed stabilita.<\/p><hr data-start=\"3220\" data-end=\"3223\" \/><h2 data-start=\"3225\" data-end=\"3265\"><strong>D\u016fv\u011bra a bezpe\u010dnost First Direct<\/strong><\/h2><ul data-start=\"3267\" data-end=\"3503\"><li data-start=\"3267\" data-end=\"3311\"><p data-start=\"3269\" data-end=\"3311\">Renomovan\u00e1 banka, kter\u00e1 je sou\u010d\u00e1st\u00ed <strong data-start=\"3298\" data-end=\"3309\">HSBC UK<\/strong><\/p><\/li><li data-start=\"3312\" data-end=\"3359\"><p data-start=\"3314\" data-end=\"3359\">Bezpe\u010dn\u00e1 a komplexn\u00ed aplikace pro spr\u00e1vu karet<\/p><\/li><li data-start=\"3360\" data-end=\"3401\"><p data-start=\"3362\" data-end=\"3401\">Kompatibilita s Apple Pay a Google Pay<\/p><\/li><li data-start=\"3402\" data-end=\"3439\"><p data-start=\"3404\" data-end=\"3439\"><strong data-start=\"3404\" data-end=\"3417\">3D Secure<\/strong> pro online nakupov\u00e1n\u00ed<\/p><\/li><li data-start=\"3440\" data-end=\"3503\"><p data-start=\"3442\" data-end=\"3503\">Upozorn\u011bn\u00ed v re\u00e1ln\u00e9m \u010dase a do\u010dasn\u00e9 zablokov\u00e1n\u00ed prost\u0159ednictv\u00edm aplikace<\/p><\/li><\/ul><hr data-start=\"3505\" data-end=\"3508\" \/><h2 data-start=\"3510\" data-end=\"3564\"><strong>Pro koho je karta First Direct Visa vhodn\u00e1?<\/strong><\/h2><ul data-start=\"3566\" data-end=\"3902\"><li data-start=\"3566\" data-end=\"3630\"><p data-start=\"3568\" data-end=\"3630\">Obyvatel\u00e9 Spojen\u00e9ho kr\u00e1lovstv\u00ed, kte\u0159\u00ed hledaj\u00ed <strong data-start=\"3605\" data-end=\"3628\">karta bez ro\u010dn\u00edho poplatku<\/strong><\/p><\/li><li data-start=\"3631\" data-end=\"3697\"><p data-start=\"3633\" data-end=\"3697\">U\u017eivatel\u00e9, kte\u0159\u00ed si cen\u00ed <strong data-start=\"3656\" data-end=\"3695\">Transparentn\u00ed APR a digit\u00e1ln\u00ed ovl\u00e1d\u00e1n\u00ed<\/strong><\/p><\/li><li data-start=\"3698\" data-end=\"3766\"><p data-start=\"3700\" data-end=\"3766\">Lid\u00e9, kte\u0159\u00ed hledaj\u00ed spolehlivou kartu pro ka\u017edodenn\u00ed pou\u017eit\u00ed i na cesty<\/p><\/li><li data-start=\"3767\" data-end=\"3842\"><p data-start=\"3769\" data-end=\"3842\">Kdo hled\u00e1 mo\u017enosti <strong data-start=\"3791\" data-end=\"3840\">p\u0159evod z\u016fstatku s akc\u00ed 0% RPSN<\/strong><\/p><\/li><li data-start=\"3843\" data-end=\"3902\"><p data-start=\"3845\" data-end=\"3902\">Z\u00e1kazn\u00edci, pro kter\u00e9 je d\u016fle\u017eit\u00e1 kvalita slu\u017eeb a dobr\u00e1 pov\u011bst banky<\/p><\/li><\/ul><hr data-start=\"3904\" data-end=\"3907\" \/><h2 data-start=\"3909\" data-end=\"3975\"><strong>Srovn\u00e1n\u00ed \u2013 First Direct Visa vs. dal\u0161\u00ed mo\u017enosti na trhu<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Zdroje<\/th><th>Kreditn\u00ed karta Visa od First Direct<\/th><th>Dal\u0161\u00ed standardn\u00ed karty<\/th><\/tr><\/thead><tbody><tr><td>Anuita<\/td><td>Zdarma<\/td><td>Mohou existovat<\/td><\/tr><tr><td>APR<\/td><td>~23,91 TP3T variabiln\u00ed<\/td><td>20% a\u017e 30%<\/td><\/tr><tr><td>Cashback<\/td><td>A\u017e 0,51 TP3T<\/td><td>V z\u00e1kladn\u00edch kart\u00e1ch se vyskytuje z\u0159\u00eddka<\/td><\/tr><tr><td>P\u0159evod z\u016fstatku<\/td><td>Ano (ak\u010dn\u00ed nab\u00eddky 0%)<\/td><td>Z\u00e1le\u017e\u00ed na emitentovi<\/td><\/tr><tr><td>Digit\u00e1ln\u00ed aplikace<\/td><td>Kompletn\u00ed<\/td><td>R\u016fzn\u00e9<\/td><\/tr><tr><td>Mezin\u00e1rodn\u00ed p\u0159ijet\u00ed<\/td><td>Visa<\/td><td>Visa \/ Mastercard<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4400\" data-end=\"4415\"><strong>Z\u00e1v\u011br<\/strong><\/h2><p data-start=\"4417\" data-end=\"4772\">O <strong data-start=\"4419\" data-end=\"4452\">Kreditn\u00ed karta Visa od First Direct<\/strong> Jedn\u00e1 se o spolehlivou, jednoduchou a transparentn\u00ed volbu pro ty, kte\u0159\u00ed \u017eij\u00ed ve Velk\u00e9 Brit\u00e1nii a hledaj\u00ed kartu bez ro\u010dn\u00edho poplatku, s konkurenceschopn\u00fdmi \u00farokov\u00fdmi sazbami a pln\u011b digit\u00e1ln\u00edm \u0159\u00edzen\u00edm. D\u00edky podpo\u0159e skupiny HSBC, dobr\u00e9 mezin\u00e1rodn\u00ed akceptaci a modern\u00edm funkc\u00edm vyhovuje jak za\u010d\u00ednaj\u00edc\u00edm u\u017eivatel\u016fm, tak i t\u011bm, kte\u0159\u00ed ji\u017e maj\u00ed zku\u0161enosti s \u00fav\u011bry.<\/p><p data-start=\"4774\" data-end=\"4905\">Pokud hled\u00e1te spolehlivou kartu, kter\u00e1 se snadno spravuje a nem\u00e1 zbyte\u010dn\u00e9 poplatky, karta First Direct Visa by nem\u011bla chyb\u011bt na va\u0161em seznamu.<\/p><hr data-start=\"4907\" data-end=\"4910\" \/><h2 data-start=\"4912\" data-end=\"4954\"><strong>\u010casto kladen\u00e9 ot\u00e1zky \u2013 Kreditn\u00ed karta First Direct (Visa)<\/strong><\/h2><p data-start=\"4956\" data-end=\"5018\"><strong data-start=\"4956\" data-end=\"4982\">M\u00e1 karta ro\u010dn\u00ed poplatek?<\/strong><br data-start=\"4982\" data-end=\"4985\" \/>Ne. U t\u00e9to karty se ne\u00fa\u010dtuje ro\u010dn\u00ed poplatek.<\/p><p data-start=\"5020\" data-end=\"5112\"><strong data-start=\"5020\" data-end=\"5037\">Jak\u00e1 je RPSN?<\/strong><br data-start=\"5037\" data-end=\"5040\" \/>V pr\u016fm\u011bru asi <strong data-start=\"5059\" data-end=\"5081\">23,91 TP3T s prom\u011bnlivou \u00farokovou sazbou APR<\/strong>, s v\u00fdhradou posouzen\u00ed \u00fav\u011bruschopnosti.<\/p><p data-start=\"5114\" data-end=\"5213\"><strong data-start=\"5114\" data-end=\"5152\">Mus\u00edm m\u00edt \u00fa\u010det u First Direct?<\/strong><br data-start=\"5152\" data-end=\"5155\" \/>Ano. K pod\u00e1n\u00ed \u017e\u00e1dosti o kartu je nutn\u00e9 b\u00fdt majitelem \u00fa\u010dtu.<\/p><p data-start=\"5215\" data-end=\"5316\"><strong data-start=\"5215\" data-end=\"5257\">Je karta p\u0159ij\u00edm\u00e1na i mimo Spojen\u00e9 kr\u00e1lovstv\u00ed?<\/strong><br data-start=\"5257\" data-end=\"5260\" \/>Ano. Je mezin\u00e1rodn\u011b uzn\u00e1v\u00e1n d\u00edky zna\u010dce Visa.<\/p><p data-start=\"5318\" data-end=\"5414\"><strong data-start=\"5318\" data-end=\"5358\">Funguje s Apple Pay a Google Pay?<\/strong><br data-start=\"5358\" data-end=\"5361\" \/>Ano. Kompatibiln\u00ed s hlavn\u00edmi digit\u00e1ln\u00edmi pen\u011b\u017eenkami.<\/p><p data-start=\"5416\" data-end=\"5504\"><strong data-start=\"5416\" data-end=\"5454\">Mohu s kartou vyb\u00edrat pen\u00edze?<\/strong><br data-start=\"5454\" data-end=\"5457\" \/>Ano, ale jsou za to \u00fa\u010dtov\u00e1ny poplatky a okam\u017eit\u00e9 \u00faroky.<\/p><p data-start=\"5506\" data-end=\"5629\" data-is-last-node=\"\" data-is-only-node=\"\"><strong data-start=\"5506\" data-end=\"5551\">Je mo\u017en\u00e9 prov\u00e9st p\u0159evod z\u016fstatku s \u00farokovou sazbou 0%?<\/strong><br data-start=\"5551\" data-end=\"5554\" \/>Ano, v r\u00e1mci \u010dasov\u011b omezen\u00fdch propaga\u010dn\u00edch akc\u00ed (viz platn\u00e9 podm\u00ednky).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea vive no Reino Unido e procura um cart\u00e3o de cr\u00e9dito confi\u00e1vel, sem anuidade, com juros competitivos e o respaldo de um banco reconhecido, o First Direct Credit Card (Visa) pode ser uma excelente escolha para o seu dia a dia financeiro. Cart\u00e3o First Direct Credit Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Parte do grupo HSBC UK, o First Direct \u00e9 conhecido pelo excelente atendimento ao cliente e pela proposta simples e transparente. Seu cart\u00e3o Visa combina gest\u00e3o 100% digital, aceita\u00e7\u00e3o internacional e condi\u00e7\u00f5es claras, sendo ideal tanto para compras do cotidiano quanto para uso em viagens. Principais Benef\u00edcios do Cart\u00e3o First Direct Visa \u2705 Sem Anuidade N\u00e3o h\u00e1 taxa anual ou mensal para manter o cart\u00e3o ativo, o que ajuda a reduzir custos fixos. \u2705 APR Baixa e Transparente APR representativa em torno de 23,9% vari\u00e1vel, considerada competitiva dentro da categoria de cart\u00f5es padr\u00e3o no Reino Unido. \u2705 At\u00e9 56 Dias Sem Juros Compras podem ficar sem juros por at\u00e9 56 dias, desde que o valor total da fatura seja pago at\u00e9 o vencimento. \u2705 Gest\u00e3o 100% Digital Controle completo pelo app First Direct: transa\u00e7\u00f5es, limite dispon\u00edvel, faturas, pagamentos e notifica\u00e7\u00f5es em tempo real. \u2705 Aceita\u00e7\u00e3o Internacional (Visa) Use o cart\u00e3o em milh\u00f5es de estabelecimentos f\u00edsicos e online no Reino Unido e no exterior. \u2705 Pagamentos por Aproxima\u00e7\u00e3o e Carteiras Digitais Compat\u00edvel com Apple Pay, Google Pay, Samsung Pay e pagamentos contactless. \u2705 Transfer\u00eancia de Saldo com Taxas Promocionais Ofertas peri\u00f3dicas de 0% APR para transfer\u00eancia de saldo, ideais para quem quer reorganizar d\u00edvidas (condi\u00e7\u00f5es variam conforme a campanha). Cart\u00e3o First Direct Credit Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Condi\u00e7\u00f5es Padr\u00e3o do Cart\u00e3o First Direct Visa Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos Permitidos \u2013 tarifa de cerca de \u00a32,50 por saque, com juros imediatos Anuidade \/ Mensalidade Gratuito \u2013 sem taxa anual ou mensal Cashback \/ Recompensas Pode oferecer cashback de at\u00e9 0,5% (condi\u00e7\u00f5es variam) Limite de Cr\u00e9dito Definido conforme an\u00e1lise, geralmente at\u00e9 \u00a31.500 Compras no Exterior Permitidas, normalmente sem taxa adicional do banco Parcelamento da Fatura Dispon\u00edvel \u2013 com juros sobre saldo devedor Cart\u00e3o Adicional Dispon\u00edvel \u2013 at\u00e9 1 adicional por titular Crit\u00e9rios para Emiss\u00e3o Para solicitar o First Direct Credit Card Visa, geralmente \u00e9 necess\u00e1rio: Cadastro online simples e r\u00e1pido Verifica\u00e7\u00e3o de identidade digital Aprova\u00e7\u00e3o sujeita \u00e0 an\u00e1lise de cr\u00e9dito Resid\u00eancia no Reino Unido Idade m\u00ednima de 18 anos Renda m\u00ednima anual aproximada de \u00a310.000 Aprova\u00e7\u00e3o para quem tem restri\u00e7\u00e3o de cr\u00e9dito? A aprova\u00e7\u00e3o depende da an\u00e1lise de cr\u00e9dito. Pessoas com hist\u00f3rico negativo podem ser recusadas, mas o First Direct pode considerar outros fatores, como relacionamento banc\u00e1rio e estabilidade financeira. Confian\u00e7a e Seguran\u00e7a First Direct Banco reconhecido e parte do HSBC UK App seguro e completo para gest\u00e3o do cart\u00e3o Compat\u00edvel com Apple Pay e Google Pay 3D Secure para compras online Alertas em tempo real e bloqueio tempor\u00e1rio pelo aplicativo Para quem o Cart\u00e3o First Direct Visa \u00e9 Indicado? Residentes no Reino Unido que buscam cart\u00e3o sem anuidade Usu\u00e1rios que valorizam APR transparente e controle digital Pessoas que querem um cart\u00e3o confi\u00e1vel para uso di\u00e1rio e viagens Quem deseja op\u00e7\u00f5es de transfer\u00eancia de saldo com 0% APR promocional Clientes que priorizam atendimento e reputa\u00e7\u00e3o banc\u00e1ria Comparativo \u2013 First Direct Visa vs. Outras Op\u00e7\u00f5es do Mercado Recurso First Direct Credit Card Visa Outros Cart\u00f5es Padr\u00e3o Anuidade Gratuita Pode haver APR ~23,9% vari\u00e1vel 20% a 30% Cashback At\u00e9 0,5% Raro em cart\u00f5es b\u00e1sicos Transfer\u00eancia de Saldo Sim (promo\u00e7\u00f5es 0%) Depende do emissor App Digital Completo Varia Aceita\u00e7\u00e3o Internacional Visa Visa \/ Mastercard Conclus\u00e3o O First Direct Credit Card Visa \u00e9 uma op\u00e7\u00e3o s\u00f3lida, simples e transparente para quem vive no Reino Unido e quer um cart\u00e3o sem anuidade, com juros competitivos e gest\u00e3o totalmente digital. Com o respaldo do grupo HSBC, boa aceita\u00e7\u00e3o internacional e recursos modernos, ele atende bem tanto usu\u00e1rios iniciantes quanto quem j\u00e1 tem experi\u00eancia com cr\u00e9dito. Se voc\u00ea procura um cart\u00e3o confi\u00e1vel, f\u00e1cil de gerenciar e sem custos desnecess\u00e1rios, o First Direct Visa merece estar na sua lista. FAQ \u2013 First Direct Credit Card (Visa) O cart\u00e3o tem anuidade?N\u00e3o. O cart\u00e3o n\u00e3o cobra anuidade. Qual \u00e9 o APR?Em m\u00e9dia, cerca de 23,9% APR vari\u00e1vel, sujeito \u00e0 an\u00e1lise de cr\u00e9dito. Preciso ter conta no First Direct?Sim. \u00c9 necess\u00e1rio ser correntista para solicitar o cart\u00e3o. O cart\u00e3o \u00e9 aceito fora do Reino Unido?Sim. Ele tem aceita\u00e7\u00e3o internacional pela bandeira Visa. Funciona com Apple Pay e Google Pay?Sim. Compat\u00edvel com as principais carteiras digitais. Posso sacar dinheiro com o cart\u00e3o?Sim, mas h\u00e1 cobran\u00e7a de taxa e juros imediatos. Existe transfer\u00eancia de saldo com 0% APR?Sim, em campanhas promocionais por tempo limitado (ver condi\u00e7\u00f5es vigentes).<\/p>","protected":false},"author":1,"featured_media":15744,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15742","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/15742","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/comments?post=15742"}],"version-history":[{"count":10,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/15742\/revisions"}],"predecessor-version":[{"id":17464,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/15742\/revisions\/17464"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media\/15744"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media?parent=15742"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/categories?post=15742"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/tags?post=15742"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/post_folder?post=15742"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}