{"id":15840,"date":"2025-12-17T00:54:32","date_gmt":"2025-12-17T00:54:32","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15840"},"modified":"2025-12-25T02:58:58","modified_gmt":"2025-12-25T02:58:58","slug":"spojene-kralovstvi-funnel-card1-zopa","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/cs\/financas\/reino-unido-cartao-funil1-zopa\/","title":{"rendered":"Kreditn\u00ed karta Zopa: Ide\u00e1ln\u00ed pro obyvatele Spojen\u00e9ho kr\u00e1lovstv\u00ed"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15840\" class=\"elementor elementor-15840\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"170\" data-end=\"533\">Pokud jste ve Velk\u00e9 Brit\u00e1nii a hled\u00e1te transparentn\u00ed kreditn\u00ed kartu bez skryt\u00fdch poplatk\u016f a se zam\u011b\u0159en\u00edm na inteligentn\u00ed kontrolu financ\u00ed, je pro v\u00e1s tato karta. <strong data-start=\"311\" data-end=\"331\">Kreditn\u00ed karta Zopa<\/strong> je vynikaj\u00edc\u00ed volbou. Karta, kterou vyvinula fintechov\u00e1 spole\u010dnost s licenc\u00ed a regulac\u00ed v zemi, nab\u00edz\u00ed digit\u00e1ln\u00ed 100% spr\u00e1vu, jasn\u00e9 podm\u00ednky a skute\u010dn\u00e9 v\u00fdhody pro ty, kte\u0159\u00ed si udr\u017euj\u00ed dobr\u00e9 finan\u010dn\u00ed n\u00e1vyky.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/cs\/finance\/united-kingdom-funnel-card1-jak-pozadat-o-zopa\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1818\" height=\"1260\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760.jpg\" class=\"attachment-full size-full wp-image-15833\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760.jpg 1818w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760-300x208.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760-1024x710.jpg 1024w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760-768x532.jpg 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760-1536x1065.jpg 1536w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760-18x12.jpg 18w\" sizes=\"(max-width: 1818px) 100vw, 1818px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Kreditn\u00ed karta Zopa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/cs\/finance\/united-kingdom-funnel-card1-jak-pozadat-o-zopa\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"789\" data-end=\"1097\">Kreditn\u00ed karta Zopa byla vytvo\u0159ena pro ty, kte\u0159\u00ed cht\u011bj\u00ed jednoduchost, ovl\u00e1d\u00e1n\u00ed p\u0159es mobiln\u00ed telefon a mo\u017enost postupn\u00e9ho sni\u017eov\u00e1n\u00ed \u00farok\u016f. Nenab\u00edz\u00ed tradi\u010dn\u00ed cashback, ale odm\u011b\u0148uje dobr\u00e9 finan\u010dn\u00ed chov\u00e1n\u00ed pomoc\u00ed <strong data-start=\"1012\" data-end=\"1030\">Sn\u00ed\u017een\u00ed RPSN<\/strong>, To m\u016f\u017ee z dlouhodob\u00e9ho hlediska p\u0159edstavovat v\u00fdznamn\u00e9 \u00faspory.<\/p><hr data-start=\"1099\" data-end=\"1102\" \/><h2 data-start=\"1104\" data-end=\"1152\"><strong data-start=\"1107\" data-end=\"1152\">Hlavn\u00ed v\u00fdhody kreditn\u00ed karty Zopa<\/strong><\/h2><p data-start=\"1154\" data-end=\"1302\">\u2705 <strong data-start=\"1156\" data-end=\"1193\">100% Digit\u00e1ln\u00ed spr\u00e1va prost\u0159ednictv\u00edm aplikace Zopa<\/strong><br data-start=\"1193\" data-end=\"1196\" \/>Sledujte v\u00fddaje, limity, faktury, data plateb a upozorn\u011bn\u00ed v re\u00e1ln\u00e9m \u010dase p\u0159\u00edmo z aplikace.<\/p><p data-start=\"1304\" data-end=\"1381\">\u2705 <strong data-start=\"1306\" data-end=\"1322\">\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/strong><br data-start=\"1322\" data-end=\"1325\" \/>Za udr\u017eov\u00e1n\u00ed karty v aktivn\u00edm stavu se neplat\u00ed \u017e\u00e1dn\u00fd ro\u010dn\u00ed ani m\u011bs\u00ed\u010dn\u00ed poplatek.<\/p><p data-start=\"1383\" data-end=\"1569\">\u2705 <strong data-start=\"1385\" data-end=\"1418\">Personalizovan\u00e1 a p\u0159epo\u010ditateln\u00e1 RPSN<\/strong><br data-start=\"1418\" data-end=\"1421\" \/>\u00darokov\u00e1 sazba je definov\u00e1na podle va\u0161eho profilu a m\u016f\u017ee b\u00fdt <strong data-start=\"1481\" data-end=\"1509\">automaticky sn\u00ed\u017eena<\/strong> pokud budete platit v\u010das a pou\u017e\u00edvat \u00fav\u011br zodpov\u011bdn\u011b.<\/p><p data-start=\"1571\" data-end=\"1703\">\u2705 <strong data-start=\"1573\" data-end=\"1613\">Flexibiln\u00ed platba \u00fa\u010dt\u016f<\/strong><br data-start=\"1613\" data-end=\"1616\" \/>P\u0159\u00edmo v aplikaci si m\u016f\u017eete vybrat, zda chcete zaplatit celou \u010d\u00e1stku, minim\u00e1ln\u00ed \u010d\u00e1stku nebo jakoukoli \u010d\u00e1stku mezi nimi.<\/p><p data-start=\"1705\" data-end=\"1812\">\u2705 <strong data-start=\"1707\" data-end=\"1748\">Kompatibilita s Apple Pay a Google Pay<\/strong><br data-start=\"1748\" data-end=\"1751\" \/>P\u0159istupujte k platb\u00e1m naprosto bezpe\u010dn\u011b a pohodln\u011b.<\/p><p data-start=\"1814\" data-end=\"1919\">\u2705 <strong data-start=\"1816\" data-end=\"1856\">Mezin\u00e1rodn\u00ed akceptace (Mastercard)<\/strong><br data-start=\"1856\" data-end=\"1859\" \/>Pou\u017eit\u00ed ve Velk\u00e9 Brit\u00e1nii i v zahrani\u010d\u00ed, v kamenn\u00fdch obchodech i online.<\/p><p data-start=\"1921\" data-end=\"2074\">\u26a0\ufe0f <strong data-start=\"1924\" data-end=\"1952\">\u017d\u00e1dn\u00fd program cashback<\/strong><br data-start=\"1952\" data-end=\"1955\" \/>Zopa se zam\u011b\u0159uje na sn\u00ed\u017een\u00ed \u00farok\u016f a usnadn\u011bn\u00ed finan\u010dn\u00ed kontroly - neexistuje \u017e\u00e1dn\u00fd bodov\u00fd syst\u00e9m ani pen\u011b\u017en\u00ed odm\u011bny.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4dea7a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c4dea7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-86e157d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"86e157d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b56f27 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"9b56f27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/cs\/finance\/united-kingdom-funnel-card1-jak-pozadat-o-zopa\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1818\" height=\"1260\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760.jpg\" class=\"attachment-full size-full wp-image-15833\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760.jpg 1818w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760-300x208.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760-1024x710.jpg 1024w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760-768x532.jpg 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760-1536x1065.jpg 1536w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/zopa_credit_card-scaled-e1765932581760-18x12.jpg 18w\" sizes=\"(max-width: 1818px) 100vw, 1818px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b81a214 elementor-widget elementor-widget-text-editor\" data-id=\"b81a214\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Kreditn\u00ed karta Zopa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a9668b elementor-widget elementor-widget-text-editor\" data-id=\"7a9668b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f9d6db elementor-widget elementor-widget-button\" data-id=\"1f9d6db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/cs\/finance\/united-kingdom-funnel-card1-jak-pozadat-o-zopa\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333afe0 elementor-widget elementor-widget-text-editor\" data-id=\"333afe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f587463 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f587463\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248df4e elementor-widget elementor-widget-text-editor\" data-id=\"248df4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2202\" data-end=\"2252\"><strong>Kreditn\u00ed karta Zopa - poplatky a podm\u00ednky<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Slu\u017eba<\/th><th>Stav<\/th><\/tr><\/thead><tbody><tr><td>Ro\u010dn\u00ed poplatek \/ m\u011bs\u00ed\u010dn\u00ed poplatek<\/td><td>Zdarma<\/td><\/tr><tr><td>Vlajka<\/td><td>Mastercard<\/td><\/tr><tr><td>\u00dav\u011brov\u00fd limit<\/td><td>A\u017e do v\u00fd\u0161e 1 200 liber (definov\u00e1no na z\u00e1klad\u011b anal\u00fdzy \u00fav\u011bru)<\/td><\/tr><tr><td>Reprezentativn\u00ed RPSN<\/td><td>P\u0159ibli\u017en\u011b 34.9% prom\u011bnn\u00e1<\/td><\/tr><tr><td>V\u00fdb\u011bry hotovosti<\/td><td>Povoleno - poplatek 3 GBP za v\u00fdb\u011br + okam\u017eit\u00fd \u00farok<\/td><\/tr><tr><td>Nakupov\u00e1n\u00ed v zahrani\u010d\u00ed<\/td><td>Povoleno - bez dodate\u010dn\u00e9ho poplatku za konverzi<\/td><\/tr><tr><td>Spl\u00e1tky faktur<\/td><td>K dispozici, s \u00farokem ze z\u016fstatku<\/td><\/tr><tr><td>Dopl\u0148kov\u00e1 karta<\/td><td>Nen\u00ed k dispozici<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2742\" data-end=\"2775\"><strong data-start=\"2745\" data-end=\"2775\">Krit\u00e9ria pro pod\u00e1n\u00ed \u017e\u00e1dosti<\/strong><\/h2><p data-start=\"2777\" data-end=\"2825\">Chcete-li po\u017e\u00e1dat o kreditn\u00ed kartu Zopa, mus\u00edte:<\/p><p data-start=\"2827\" data-end=\"3019\">\u2714\ufe0f \u017divot ve Spojen\u00e9m kr\u00e1lovstv\u00ed<br data-start=\"2852\" data-end=\"2855\" \/>\u2714\ufe0f Ve v\u011bku 18 let a v\u00edce<br data-start=\"2877\" data-end=\"2880\" \/>\u2714\ufe0f Minim\u00e1ln\u00ed ro\u010dn\u00ed p\u0159\u00edjem p\u0159ibli\u017en\u011b 10 000 liber.<br data-start=\"2923\" data-end=\"2926\" \/>\u2714\ufe0f P\u0159im\u011b\u0159en\u00e1 \u00fav\u011brov\u00e1 historie<br data-start=\"2958\" data-end=\"2961\" \/>\u2714\ufe0f Online registrace s digit\u00e1ln\u00edm ov\u011b\u0159en\u00edm toto\u017enosti<\/p><p data-start=\"3021\" data-end=\"3111\">Lidem s velmi n\u00edzk\u00fdm sk\u00f3re nebo s negativn\u00ed histori\u00ed m\u016f\u017ee b\u00fdt \u017e\u00e1dost zam\u00edtnuta.<\/p><hr data-start=\"3113\" data-end=\"3116\" \/><h2 data-start=\"3118\" data-end=\"3170\"><strong data-start=\"3121\" data-end=\"3170\">Schv\u00e1len\u00ed pro osoby s \u00fav\u011brov\u00fdmi omezen\u00edmi?<\/strong><\/h2><p data-start=\"3172\" data-end=\"3396\">Zopa <strong data-start=\"3179\" data-end=\"3227\">nejedn\u00e1 se o kartu pro obnovu \u00fav\u011bru<\/strong>. Schv\u00e1len\u00ed z\u00e1vis\u00ed na p\u0159im\u011b\u0159en\u00e9m sk\u00f3re a stabiln\u00edm p\u0159\u00edjmu. Pro osoby s velmi omezen\u00fdm \u00fav\u011brem mohou b\u00fdt vhodn\u011bj\u0161\u00ed jin\u00e9 specifick\u00e9 mo\u017enosti \u00fav\u011brov\u00fdch stavebn\u00edch spo\u0159itelen.<\/p><hr data-start=\"3398\" data-end=\"3401\" \/><h2 data-start=\"3403\" data-end=\"3444\"><strong data-start=\"3406\" data-end=\"3444\">Bezpe\u010dnost a spolehlivost spole\u010dnosti Zopa<\/strong><\/h2><p data-start=\"3446\" data-end=\"3536\">Zopa je digit\u00e1ln\u00ed banka s licenc\u00ed ve Spojen\u00e9m kr\u00e1lovstv\u00ed, kterou reguluje FCA. Karta nab\u00edz\u00ed:<\/p><p data-start=\"3538\" data-end=\"3720\">\ud83d\udd12 Ov\u011b\u0159ov\u00e1n\u00ed 3D Secure pro online nakupov\u00e1n\u00ed<br data-start=\"3583\" data-end=\"3586\" \/>Okam\u017eit\u00e9 zamyk\u00e1n\u00ed a odemyk\u00e1n\u00ed z aplikace<br data-start=\"3632\" data-end=\"3635\" \/>Upozorn\u011bn\u00ed na transakce v re\u00e1ln\u00e9m \u010dase<br data-start=\"3673\" data-end=\"3676\" \/>\ud83d\udcb3 Pln\u00e1 integrace s digit\u00e1ln\u00edmi pen\u011b\u017eenkami<\/p><hr data-start=\"3722\" data-end=\"3725\" \/><h2 data-start=\"3727\" data-end=\"3774\"><strong data-start=\"3730\" data-end=\"3774\">Pro koho je ur\u010dena kreditn\u00ed karta Zopa?<\/strong><\/h2><p data-start=\"3776\" data-end=\"4073\">\u2714\ufe0f Lid\u00e9, kte\u0159\u00ed cht\u011bj\u00ed kartu bez ro\u010dn\u00edho poplatku<br data-start=\"3820\" data-end=\"3823\" \/>\u2714\ufe0f U\u017eivatel\u00e9, kte\u0159\u00ed oce\u0148uj\u00ed finan\u010dn\u00ed kontrolu prost\u0159ednictv\u00edm mobiln\u00edho telefonu.<br data-start=\"3881\" data-end=\"3884\" \/>\u2714\ufe0f Ti, kte\u0159\u00ed d\u00e1vaj\u00ed p\u0159ednost ni\u017e\u0161\u00edm \u00farokov\u00fdm sazb\u00e1m p\u0159ed cashbackem.<br data-start=\"3936\" data-end=\"3939\" \/>\u2714\ufe0f Dob\u0159\u00ed pl\u00e1tci, kte\u0159\u00ed si cht\u011bj\u00ed v pr\u016fb\u011bhu \u010dasu sn\u00ed\u017eit RPSN.<br data-start=\"4000\" data-end=\"4003\" \/>\u2714\ufe0f Obyvatel\u00e9 Spojen\u00e9ho kr\u00e1lovstv\u00ed hledaj\u00ed jednoduchost a transparentnost.<\/p><hr data-start=\"4075\" data-end=\"4078\" \/><h2 data-start=\"4080\" data-end=\"4133\"><strong data-start=\"4083\" data-end=\"4133\">Kreditn\u00ed karta Zopa vs. ostatn\u00ed karty na trhu<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Zdroje<\/th><th>Kreditn\u00ed karta Zopa<\/th><th>Tradi\u010dn\u00ed karty<\/th><\/tr><\/thead><tbody><tr><td>Anuita<\/td><td>\u274c Ne<\/td><td>\u2705 N\u011bjak\u00fd poplatek<\/td><\/tr><tr><td>Cashback<\/td><td>\u274c Ne<\/td><td>\u2705 N\u011bkter\u00e9 nab\u00eddky<\/td><\/tr><tr><td>Sn\u00ed\u017een\u00ed \u00farok\u016f za spr\u00e1vn\u00e9 pou\u017eit\u00ed<\/td><td>\u2705 Ano<\/td><td>\u274c Vz\u00e1cn\u00e9<\/td><\/tr><tr><td>100% Digit\u00e1ln\u00ed spr\u00e1va<\/td><td>\u2705 Ano<\/td><td>\u26a0\ufe0f \u010c\u00e1ste\u010dn\u00e9<\/td><\/tr><tr><td>Zam\u011b\u0159en\u00ed na finan\u010dn\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed<\/td><td>\u2705 Vysok\u00e1<\/td><td>\u26a0\ufe0f Medium<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4472\" data-end=\"4488\"><strong data-start=\"4475\" data-end=\"4488\">Z\u00e1v\u011br<\/strong><\/h2><p data-start=\"4490\" data-end=\"4772\">O <strong data-start=\"4492\" data-end=\"4512\">Kreditn\u00ed karta Zopa<\/strong> je vynikaj\u00edc\u00ed volbou pro ty, kte\u0159\u00ed hledaj\u00ed modern\u00ed, transparentn\u00ed kreditn\u00ed kartu bez ro\u010dn\u00edho poplatku ve Velk\u00e9 Brit\u00e1nii. P\u0159esto\u017ee nenab\u00edz\u00ed cashback, vynik\u00e1 t\u00edm, \u017ee <strong data-start=\"4674\" data-end=\"4742\">odm\u011b\u0148ovat spr\u00e1vn\u00e9 finan\u010dn\u00ed n\u00e1vyky automatick\u00fdm sn\u00ed\u017een\u00edm \u00farokov\u00e9 sazby.<\/strong>, To je na trhu neobvykl\u00e9.<\/p><p data-start=\"4774\" data-end=\"4932\">Pokud d\u00e1v\u00e1te p\u0159ednost \u00fapln\u00e9 kontrole prost\u0159ednictv\u00edm aplikace, jasn\u00fdm sazb\u00e1m a zdrav\u011bj\u0161\u00edmu vztahu k \u00fav\u011bru, karta Zopa by mohla b\u00fdt p\u0159esn\u011b to, co hled\u00e1te.<\/p><hr data-start=\"4934\" data-end=\"4937\" \/><h2 data-start=\"4939\" data-end=\"4975\"><strong data-start=\"4942\" data-end=\"4975\">\u010casto kladen\u00e9 ot\u00e1zky - Kreditn\u00ed karta Zopa<\/strong><\/h2><p data-start=\"4977\" data-end=\"5052\"><strong data-start=\"4977\" data-end=\"5003\">M\u00e1 karta ro\u010dn\u00ed poplatek?<\/strong><br data-start=\"5003\" data-end=\"5006\" \/>Ne, kreditn\u00ed karta Zopa je zcela zdarma.<\/p><p data-start=\"5054\" data-end=\"5152\"><strong data-start=\"5054\" data-end=\"5088\">M\u016f\u017ee se \u00farokov\u00e1 sazba sn\u00ed\u017eit?<\/strong><br data-start=\"5088\" data-end=\"5091\" \/>Ano, v\u010dasn\u00e9 spl\u00e1cen\u00ed m\u016f\u017ee automaticky sn\u00ed\u017eit RPSN.<\/p><p data-start=\"5154\" data-end=\"5247\"><strong data-start=\"5154\" data-end=\"5194\">Funguje s Apple Pay a Google Pay?<\/strong><br data-start=\"5194\" data-end=\"5197\" \/>Ano, je kompatibiln\u00ed s ob\u011bma digit\u00e1ln\u00edmi pen\u011b\u017eenkami.<\/p><p data-start=\"5249\" data-end=\"5340\"><strong data-start=\"5249\" data-end=\"5282\">Je p\u0159ij\u00edm\u00e1na i mimo Spojen\u00e9 kr\u00e1lovstv\u00ed?<\/strong><br data-start=\"5282\" data-end=\"5285\" \/>Ano, karta je mezin\u00e1rodn\u00ed, s p\u0159\u00edznakem Mastercard.<\/p><p data-start=\"5342\" data-end=\"5431\"><strong data-start=\"5342\" data-end=\"5369\">Lze limit zv\u00fd\u0161it?<\/strong><br data-start=\"5369\" data-end=\"5372\" \/>Ano. Spole\u010dnost Zopa pravideln\u011b p\u0159ezkoum\u00e1v\u00e1 limit na z\u00e1klad\u011b vyu\u017eit\u00ed.<\/p><p data-start=\"5433\" data-end=\"5528\"><strong data-start=\"5433\" data-end=\"5480\">Je vhodn\u00fd pro osoby s velmi n\u00edzk\u00fdm sk\u00f3re?<\/strong><br data-start=\"5480\" data-end=\"5483\" \/>Ne, vy\u017eaduje p\u0159im\u011b\u0159enou \u00fav\u011brovou historii.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea est\u00e1 no Reino Unido e busca um cart\u00e3o de cr\u00e9dito transparente, sem taxas escondidas e com foco em controle financeiro inteligente, o Zopa Credit Card \u00e9 uma excelente escolha. Desenvolvido por uma fintech licenciada e regulada no pa\u00eds, o cart\u00e3o oferece gest\u00e3o 100% digital, condi\u00e7\u00f5es claras e benef\u00edcios reais para quem mant\u00e9m bons h\u00e1bitos financeiros. Cart\u00e3o Zopa Credit Card Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) O Zopa Credit Card foi criado para quem quer simplicidade, controle pelo celular e a possibilidade de reduzir juros ao longo do tempo. Ele n\u00e3o oferece cashback tradicional, mas recompensa o bom comportamento financeiro com redu\u00e7\u00e3o de APR, o que pode representar uma economia significativa no longo prazo. Principais Benef\u00edcios do Zopa Credit Card \u2705 Gest\u00e3o 100% Digital pelo App ZopaAcompanhe gastos, limite, faturas, datas de pagamento e alertas em tempo real diretamente pelo aplicativo. \u2705 Sem AnuidadeN\u00e3o h\u00e1 taxa anual nem mensal para manter o cart\u00e3o ativo. \u2705 APR Personalizada e Redut\u00edvelA taxa de juros \u00e9 definida conforme o seu perfil e pode ser reduzida automaticamente se voc\u00ea pagar em dia e usar o cr\u00e9dito de forma respons\u00e1vel. \u2705 Flexibilidade no Pagamento da FaturaEscolha pagar o valor total, m\u00ednimo ou qualquer valor intermedi\u00e1rio diretamente no app. \u2705 Compat\u00edvel com Apple Pay e Google PayPagamentos por aproxima\u00e7\u00e3o com total seguran\u00e7a e praticidade. \u2705 Aceita\u00e7\u00e3o Internacional (Mastercard)Use no Reino Unido e no exterior, em lojas f\u00edsicas e online. \u26a0\ufe0f Sem Programa de CashbackO foco do Zopa \u00e9 reduzir juros e facilitar o controle financeiro \u2014 n\u00e3o h\u00e1 sistema de pontos ou recompensas em dinheiro. Cart\u00e3o Zopa Credit Card Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o Zopa Credit Card \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Anuidade \/ Mensalidade Gratuita Bandeira Mastercard Limite de Cr\u00e9dito At\u00e9 \u00a31.200 (definido por an\u00e1lise de cr\u00e9dito) APR Representativa Aproximadamente 34,9% vari\u00e1vel Saques em Dinheiro Permitidos \u2013 taxa de \u00a33 por saque + juros imediatos Compras no Exterior Permitidas \u2013 sem taxa adicional de convers\u00e3o Parcelamento da Fatura Dispon\u00edvel, com juros sobre o saldo Cart\u00e3o Adicional N\u00e3o dispon\u00edvel Crit\u00e9rios para Solicita\u00e7\u00e3o Para solicitar o Zopa Credit Card, \u00e9 necess\u00e1rio: \u2714\ufe0f Residir no Reino Unido\u2714\ufe0f Ter 18 anos ou mais\u2714\ufe0f Renda anual m\u00ednima aproximada de \u00a310.000\u2714\ufe0f Hist\u00f3rico de cr\u00e9dito razo\u00e1vel\u2714\ufe0f Cadastro online com verifica\u00e7\u00e3o digital de identidade \u2757 Pessoas com score muito baixo ou hist\u00f3rico negativo recente podem ter o pedido recusado. Aprova\u00e7\u00e3o para Quem Tem Restri\u00e7\u00e3o de Cr\u00e9dito? O Zopa n\u00e3o \u00e9 um cart\u00e3o para reconstru\u00e7\u00e3o de cr\u00e9dito. A aprova\u00e7\u00e3o depende de um score razo\u00e1vel e renda est\u00e1vel. Para quem tem cr\u00e9dito muito limitado, outras op\u00e7\u00f5es espec\u00edficas para credit builder podem ser mais adequadas. Seguran\u00e7a e Confiabilidade da Zopa A Zopa \u00e9 um banco digital licenciado no Reino Unido e regulado pela FCA. O cart\u00e3o oferece: \ud83d\udd12 Autentica\u00e7\u00e3o 3D Secure para compras online\ud83d\udcf2 Bloqueio e desbloqueio instant\u00e2neo pelo app\ud83d\udd14 Alertas de transa\u00e7\u00f5es em tempo real\ud83d\udcb3 Integra\u00e7\u00e3o total com carteiras digitais Para Quem o Zopa Credit Card \u00e9 Indicado? \u2714\ufe0f Pessoas que querem um cart\u00e3o sem anuidade\u2714\ufe0f Usu\u00e1rios que valorizam controle financeiro pelo celular\u2714\ufe0f Quem prefere juros mais baixos em vez de cashback\u2714\ufe0f Bons pagadores que desejam reduzir o APR ao longo do tempo\u2714\ufe0f Residentes no Reino Unido que buscam simplicidade e transpar\u00eancia Zopa Credit Card vs. Outros Cart\u00f5es do Mercado Recurso Zopa Credit Card Cart\u00f5es Tradicionais Anuidade \u274c N\u00e3o \u2705 Alguns cobram Cashback \u274c N\u00e3o \u2705 Alguns oferecem Redu\u00e7\u00e3o de Juros por Bom Uso \u2705 Sim \u274c Raro Gest\u00e3o 100% Digital \u2705 Sim \u26a0\ufe0f Parcial Foco em Educa\u00e7\u00e3o Financeira \u2705 Alto \u26a0\ufe0f M\u00e9dio Conclus\u00e3o O Zopa Credit Card \u00e9 uma excelente escolha para quem busca um cart\u00e3o de cr\u00e9dito moderno, transparente e sem anuidade no Reino Unido. Embora n\u00e3o ofere\u00e7a cashback, ele se destaca ao premiar bons h\u00e1bitos financeiros com redu\u00e7\u00e3o autom\u00e1tica de juros, algo pouco comum no mercado. Se voc\u00ea prefere controle total pelo app, clareza nas taxas e uma rela\u00e7\u00e3o mais saud\u00e1vel com o cr\u00e9dito, o cart\u00e3o da Zopa pode ser exatamente o que voc\u00ea procura. FAQ \u2013 Cart\u00e3o Zopa Credit Card O cart\u00e3o tem anuidade?N\u00e3o. O Zopa Credit Card \u00e9 totalmente gratuito. A taxa de juros pode diminuir?Sim. Pagamentos em dia podem reduzir seu APR automaticamente. Funciona com Apple Pay e Google Pay?Sim, \u00e9 compat\u00edvel com ambas as carteiras digitais. \u00c9 aceito fora do Reino Unido?Sim. O cart\u00e3o \u00e9 internacional, com bandeira Mastercard. O limite pode aumentar?Sim. A Zopa revisa periodicamente o limite com base no uso. \u00c9 indicado para quem tem score muito baixo?N\u00e3o. Ele exige hist\u00f3rico de cr\u00e9dito razo\u00e1vel.<\/p>","protected":false},"author":1,"featured_media":15841,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15840","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/15840","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/comments?post=15840"}],"version-history":[{"count":22,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/15840\/revisions"}],"predecessor-version":[{"id":17455,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/15840\/revisions\/17455"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media\/15841"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media?parent=15840"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/categories?post=15840"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/tags?post=15840"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/post_folder?post=15840"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}