{"id":15915,"date":"2025-12-17T01:30:21","date_gmt":"2025-12-17T01:30:21","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15915"},"modified":"2025-12-25T02:58:03","modified_gmt":"2025-12-25T02:58:03","slug":"spojene-kralovstvi-funnel-card1-capital-one","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/cs\/financas\/reino-unido-cartao-funil1-capital-one\/","title":{"rendered":"Kreditn\u00ed karta Capital One Classic: ide\u00e1ln\u00ed pro obyvatele Spojen\u00e9ho kr\u00e1lovstv\u00ed"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15915\" class=\"elementor elementor-15915\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"157\" data-end=\"521\">Pokud \u017eijete ve Velk\u00e9 Brit\u00e1nii a hled\u00e1te cenov\u011b dostupnou kreditn\u00ed kartu pro <strong data-start=\"311\" data-end=\"364\">vybudovat nebo obnovit svou finan\u010dn\u00ed historii<\/strong>, o <strong data-start=\"368\" data-end=\"403\">Kreditn\u00ed karta Capital One Classic<\/strong> je jednou z nejzn\u00e1m\u011bj\u0161\u00edch a nejspolehliv\u011bj\u0161\u00edch mo\u017enost\u00ed na trhu. Byla vyvinuta speci\u00e1ln\u011b pro osoby s n\u00edzk\u00fdm \u00fav\u011brov\u00fdm sk\u00f3re nebo omezenou histori\u00ed a kombinuje v sob\u011b <strong data-start=\"550\" data-end=\"577\">pru\u017en\u011bj\u0161\u00ed schvalov\u00e1n\u00ed<\/strong>, <strong data-start=\"579\" data-end=\"606\">kompletn\u00ed digit\u00e1ln\u00ed spr\u00e1va<\/strong> e <strong data-start=\"609\" data-end=\"633\">\u017e\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/cs\/finance\/uk-funnel-card1-jak-pozadat-o-capital-one\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"510\" height=\"321\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/capital_one.png\" class=\"attachment-full size-full wp-image-15902\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/capital_one.png 510w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/capital_one-300x189.png 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/capital_one-18x12.png 18w\" sizes=\"(max-width: 510px) 100vw, 510px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta Capital One Classic<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/cs\/finance\/uk-funnel-card1-jak-pozadat-o-capital-one\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"756\" data-end=\"1016\">Karta vyd\u00e1van\u00e1 spole\u010dnost\u00ed Capital One UK je ur\u010dena pro ty, kte\u0159\u00ed si poprv\u00e9 berou \u00fav\u011br, nebo pro ty, kte\u0159\u00ed si pot\u0159ebuj\u00ed obnovit sv\u00e9 sk\u00f3re. Nab\u00edz\u00ed cenov\u011b dostupn\u00fd po\u010d\u00e1te\u010dn\u00ed limit, plnou kontrolu prost\u0159ednictv\u00edm aplikace a pravideln\u00fd reporting britsk\u00fdm \u00fav\u011brov\u00fdm agentur\u00e1m.<\/p><hr data-start=\"1018\" data-end=\"1021\" \/><h2 data-start=\"1023\" data-end=\"1082\"><strong>Hlavn\u00ed v\u00fdhody kreditn\u00ed karty Capital One Classic<\/strong><\/h2><h3 data-start=\"1084\" data-end=\"1140\">\u2705 Ide\u00e1ln\u00ed pro v\u00fdstavbu nebo obnovu \u00fav\u011br\u016f<\/h3><p data-start=\"1141\" data-end=\"1252\">Ide\u00e1ln\u00ed pro ty, kte\u0159\u00ed maj\u00ed <strong data-start=\"1164\" data-end=\"1186\">omezen\u00e1 historie<\/strong>, m\u00e1te n\u00edzk\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re nebo jste v minulosti m\u011bli finan\u010dn\u00ed pot\u00ed\u017ee.<\/p><h3 data-start=\"1254\" data-end=\"1282\">\u017d\u00e1dn\u00fd anuitn\u00ed poplatek<\/h3><p data-start=\"1283\" data-end=\"1340\">Neplat\u00ed se \u017e\u00e1dn\u00fd ro\u010dn\u00ed poplatek ani m\u011bs\u00ed\u010dn\u00ed poplatek za \u00fadr\u017ebu.<\/p><h3 data-start=\"1342\" data-end=\"1388\">Pln\u00e9 ovl\u00e1d\u00e1n\u00ed prost\u0159ednictv\u00edm aplikace Capital One UK<\/h3><p data-start=\"1389\" data-end=\"1497\">Sledujte transakce, limity, faktury, platby a dost\u00e1vejte upozorn\u011bn\u00ed v re\u00e1ln\u00e9m \u010dase p\u0159\u00edmo z aplikace.<\/p><h3 data-start=\"1499\" data-end=\"1531\">\u2705 Po\u010d\u00e1te\u010dn\u00ed p\u0159\u00edstupn\u00fd limit<\/h3><p data-start=\"1532\" data-end=\"1702\">Limit se obvykle pohybuje mezi <strong data-start=\"1562\" data-end=\"1579\">\u00a3200 e \u00a31.500<\/strong>, Ta je definov\u00e1na podle \u00fav\u011brov\u00e9 anal\u00fdzy. U\u017eivatel\u00e9, kte\u0159\u00ed plat\u00ed v\u010das, mohou z\u00edskat <strong data-start=\"1659\" data-end=\"1683\">automatick\u00e9 zv\u00fd\u0161en\u00ed<\/strong> po n\u011bkolika m\u011bs\u00edc\u00edch.<\/p><h3 data-start=\"1704\" data-end=\"1749\">Kompatibilita s Apple Pay a Google Pay<\/h3><p data-start=\"1750\" data-end=\"1815\">Pou\u017e\u00edvejte bezkontaktn\u00ed platby s naprost\u00fdm zabezpe\u010den\u00edm a pohodl\u00edm.<\/p><h3 data-start=\"1817\" data-end=\"1860\">Pom\u00e1h\u00e1 zlep\u0161it kreditn\u00ed sk\u00f3re<\/h3><p data-start=\"1861\" data-end=\"1978\">Jednor\u00e1zov\u00e9 platby jsou hl\u00e1\u0161eny hlavn\u00edm britsk\u00fdm \u00fav\u011brov\u00fdm agentur\u00e1m (Experian, Equifax a TransUnion).<\/p><p data-start=\"1980\" data-end=\"2112\">\u26a0\ufe0f <strong data-start=\"1983\" data-end=\"2004\">Pozor na z\u00e1jem<\/strong><br data-start=\"2004\" data-end=\"2007\" \/>RPSN je vysok\u00e1. Abyste se vyhnuli n\u00e1klad\u016fm, je ide\u00e1ln\u00ed <strong data-start=\"2054\" data-end=\"2094\">v\u017edy uhradit celou \u010d\u00e1stku faktury.<\/strong> a\u017e do splatnosti.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4dea7a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c4dea7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-500e390 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"500e390\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a117d4 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"5a117d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/cs\/finance\/uk-funnel-card1-jak-pozadat-o-capital-one\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"510\" height=\"321\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/capital_one.png\" class=\"attachment-full size-full wp-image-15902\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/capital_one.png 510w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/capital_one-300x189.png 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/capital_one-18x12.png 18w\" sizes=\"(max-width: 510px) 100vw, 510px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0946200 elementor-widget elementor-widget-text-editor\" data-id=\"0946200\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta Capital One Classic<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55be300 elementor-widget elementor-widget-text-editor\" data-id=\"55be300\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3c8055 elementor-widget elementor-widget-button\" data-id=\"f3c8055\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/cs\/finance\/uk-funnel-card1-jak-pozadat-o-capital-one\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017d\u00c1DOST<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333afe0 elementor-widget elementor-widget-text-editor\" data-id=\"333afe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete p\u0159esm\u011brov\u00e1ni na jinou str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f587463 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f587463\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248df4e elementor-widget elementor-widget-text-editor\" data-id=\"248df4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2239\" data-end=\"2300\"><strong>Kreditn\u00ed karta Capital One Classic - Sazby a podm\u00ednky<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Slu\u017eba<\/th><th>Standardn\u00ed stav<\/th><\/tr><\/thead><tbody><tr><td><strong>Ro\u010dn\u00ed poplatek \/ m\u011bs\u00ed\u010dn\u00ed poplatek<\/strong><\/td><td>Zdarma<\/td><\/tr><tr><td><strong>\u00dav\u011brov\u00fd limit<\/strong><\/td><td>200 a\u017e 1 500 liber (v z\u00e1vislosti na anal\u00fdze)<\/td><\/tr><tr><td><strong>Reprezentativn\u00ed RPSN<\/strong><\/td><td>P\u0159ibli\u017en\u011b 34.9% prom\u011bnn\u00e1<\/td><\/tr><tr><td><strong>V\u00fdb\u011bry z bankomat\u016f<\/strong><\/td><td>Povoleno - poplatek 3% (min. 3 GBP) + okam\u017eit\u00fd \u00farok<\/td><\/tr><tr><td><strong>Nakupov\u00e1n\u00ed v zahrani\u010d\u00ed<\/strong><\/td><td>Povoleno - p\u0159epo\u010d\u00edtac\u00ed koeficient ~2,75%<\/td><\/tr><tr><td><strong>Spl\u00e1tky faktur<\/strong><\/td><td>K dispozici - s \u00farokem z nesplacen\u00e9ho z\u016fstatku<\/td><\/tr><tr><td><strong>Cashback \/ odm\u011bny<\/strong><\/td><td>Nen\u00ed k dispozici<\/td><\/tr><tr><td><strong>Dopl\u0148kov\u00e1 karta<\/strong><\/td><td>Nen\u00ed k dispozici<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2849\" data-end=\"2878\"><strong>Krit\u00e9ria pro pod\u00e1n\u00ed \u017e\u00e1dosti<\/strong><\/h2><p data-start=\"2880\" data-end=\"2955\">Chcete-li po\u017e\u00e1dat o kreditn\u00ed kartu Capital One Classic, mus\u00edte obvykle:<\/p><ul data-start=\"2957\" data-end=\"3150\"><li data-start=\"2957\" data-end=\"2985\"><p data-start=\"2959\" data-end=\"2985\">\u2714\ufe0f Ter <strong data-start=\"2966\" data-end=\"2985\">18 let nebo star\u0161\u00ed<\/strong><\/p><\/li><li data-start=\"2986\" data-end=\"3017\"><p data-start=\"2988\" data-end=\"3017\">\u2714\ufe0f Live in <strong data-start=\"3002\" data-end=\"3017\">Spojen\u00e9 kr\u00e1lovstv\u00ed<\/strong><\/p><\/li><li data-start=\"3018\" data-end=\"3055\"><p data-start=\"3020\" data-end=\"3055\">\u2714\ufe0f M\u00edt britsk\u00fd bankovn\u00ed \u00fa\u010det<\/p><\/li><li data-start=\"3056\" data-end=\"3104\"><p data-start=\"3058\" data-end=\"3104\">\u2714\ufe0f P\u0159ibli\u017en\u00fd minim\u00e1ln\u00ed ro\u010dn\u00ed p\u0159\u00edjem <strong data-start=\"3094\" data-end=\"3104\">\u00a35.000<\/strong><\/p><\/li><li data-start=\"3105\" data-end=\"3150\"><p data-start=\"3107\" data-end=\"3150\">\u2714\ufe0f Schv\u00e1len\u00ed podl\u00e9h\u00e1 \u00fav\u011brov\u00e9 anal\u00fdze<\/p><\/li><\/ul><h3 data-start=\"3152\" data-end=\"3201\">Schv\u00e1len\u00ed pro osoby s \u00fav\u011brov\u00fdmi omezen\u00edmi?<\/h3><p data-start=\"3202\" data-end=\"3346\">Ano, <strong data-start=\"3207\" data-end=\"3241\">je jednou z hlavn\u00edch v\u00fdhod<\/strong> karty. P\u0159esto\u017ee neexistuje \u017e\u00e1dn\u00e1 z\u00e1ruka, Capital One akceptuje profily, kter\u00e9 mnoho tradi\u010dn\u00edch bank odm\u00edt\u00e1.<\/p><hr data-start=\"3348\" data-end=\"3351\" \/><h2 data-start=\"3353\" data-end=\"3392\"><strong>Spolehlivost a bezpe\u010dnost spole\u010dnosti Capital One<\/strong><\/h2><ul data-start=\"3394\" data-end=\"3633\"><li data-start=\"3394\" data-end=\"3456\"><p data-start=\"3396\" data-end=\"3456\">Solidn\u00ed a uzn\u00e1van\u00e1 finan\u010dn\u00ed instituce ve Spojen\u00e9m kr\u00e1lovstv\u00ed<\/p><\/li><li data-start=\"3457\" data-end=\"3490\"><p data-start=\"3459\" data-end=\"3490\">Bezpe\u010dn\u00e1 a intuitivn\u00ed aplikace<\/p><\/li><li data-start=\"3491\" data-end=\"3541\"><p data-start=\"3493\" data-end=\"3541\">Ov\u011b\u0159ov\u00e1n\u00ed <strong data-start=\"3506\" data-end=\"3519\">3D Secure<\/strong> pro online nakupov\u00e1n\u00ed<\/p><\/li><li data-start=\"3542\" data-end=\"3597\"><p data-start=\"3544\" data-end=\"3597\">Upozorn\u011bn\u00ed v re\u00e1ln\u00e9m \u010dase a blokov\u00e1n\u00ed karet prost\u0159ednictv\u00edm aplikace<\/p><\/li><li data-start=\"3598\" data-end=\"3633\"><p data-start=\"3600\" data-end=\"3633\">Kompatibiln\u00ed s digit\u00e1ln\u00edmi pen\u011b\u017eenkami<\/p><\/li><\/ul><hr data-start=\"3635\" data-end=\"3638\" \/><h2 data-start=\"3640\" data-end=\"3698\"><strong>Pro koho je ur\u010dena kreditn\u00ed karta Capital One Classic?<\/strong><\/h2><p data-start=\"3700\" data-end=\"3725\">Tato karta je ide\u00e1ln\u00ed pro<\/p><ul data-start=\"3727\" data-end=\"4014\"><li data-start=\"3727\" data-end=\"3782\"><p data-start=\"3729\" data-end=\"3782\">Lid\u00e9 s <strong data-start=\"3741\" data-end=\"3782\">n\u00edzk\u00e9 nebo \u017e\u00e1dn\u00e9 \u00fav\u011brov\u00e9 sk\u00f3re<\/strong><\/p><\/li><li data-start=\"3783\" data-end=\"3841\"><p data-start=\"3785\" data-end=\"3841\">Kdo je <strong data-start=\"3795\" data-end=\"3826\">za\u010d\u00e1tek va\u0161eho finan\u010dn\u00edho \u017eivota<\/strong> ve Spojen\u00e9m kr\u00e1lovstv\u00ed<\/p><\/li><li data-start=\"3842\" data-end=\"3904\"><p data-start=\"3844\" data-end=\"3904\">U\u017eivatel\u00e9, kte\u0159\u00ed cht\u011bj\u00ed <strong data-start=\"3864\" data-end=\"3904\">obnoven\u00ed \u00fav\u011bru pomoc\u00ed discipl\u00edny<\/strong><\/p><\/li><li data-start=\"3905\" data-end=\"3953\"><p data-start=\"3907\" data-end=\"3953\">Kdo hled\u00e1 <strong data-start=\"3928\" data-end=\"3953\">jednoduch\u00fd, bez ro\u010dn\u00edho poplatku<\/strong><\/p><\/li><li data-start=\"3954\" data-end=\"4014\"><p data-start=\"3956\" data-end=\"4014\">Lid\u00e9, kte\u0159\u00ed si v\u00e1\u017e\u00ed <strong data-start=\"3978\" data-end=\"4014\">digit\u00e1ln\u00ed \u0159\u00edzen\u00ed a transparentnost<\/strong><\/p><\/li><\/ul><hr data-start=\"4016\" data-end=\"4019\" \/><h2 data-start=\"4021\" data-end=\"4089\"><strong>Capital One Classic vs. ostatn\u00ed kreditn\u00ed karty k budov\u00e1n\u00ed \u00fav\u011bru<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Zdroje<\/th><th>Capital One Classic<\/th><th>Ostatn\u00ed karty pro tvorbu \u00fav\u011br\u016f<\/th><\/tr><\/thead><tbody><tr><td>Anuita<\/td><td>\u274c Ne<\/td><td>\u274c \/ \u2705<\/td><\/tr><tr><td>Po\u010d\u00e1te\u010dn\u00ed limit<\/td><td>\u00a3200 - \u00a31.500<\/td><td>\u00a3150 - \u00a31.000<\/td><\/tr><tr><td>Zam\u011b\u0159en\u00ed na n\u00edzk\u00e9 \u00fav\u011bry<\/td><td>\u2705 Ano<\/td><td>\u2705 Ano<\/td><\/tr><tr><td>Cashback<\/td><td>\u274c Ne<\/td><td>\u274c Obecn\u011b ne<\/td><\/tr><tr><td>Automatick\u00e9 zv\u00fd\u0161en\u00ed limitu<\/td><td>\u2705 Ano<\/td><td>\u26a0\ufe0f Z\u00e1le\u017e\u00ed na bance<\/td><\/tr><tr><td>Kompletn\u00ed aplikace<\/td><td>\u2705 Ano<\/td><td>\u26a0\ufe0f Varia<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4480\" data-end=\"4495\"><strong>Z\u00e1v\u011br<\/strong><\/h2><p data-start=\"4497\" data-end=\"4802\">O <strong data-start=\"4499\" data-end=\"4534\">Kreditn\u00ed karta Capital One Classic<\/strong> je vynikaj\u00edc\u00ed vstupn\u00ed branou k \u00fav\u011br\u016fm ve Spojen\u00e9m kr\u00e1lovstv\u00ed. P\u0159esto\u017ee nenab\u00edz\u00ed odm\u011bny ani cashback, sv\u016fj hlavn\u00ed \u00fa\u010del pln\u00ed velmi dob\u0159e: <strong data-start=\"4688\" data-end=\"4753\">pomoci v\u00e1m vybudovat nebo obnovit va\u0161i \u00fav\u011brovou historii.<\/strong>, s pln\u00fdm ovl\u00e1d\u00e1n\u00edm prost\u0159ednictv\u00edm aplikace a bez fixn\u00edch n\u00e1klad\u016f.<\/p><p data-start=\"4804\" data-end=\"4955\">Pokud je pou\u017e\u00edv\u00e1te zodpov\u011bdn\u011b - v\u017edy plat\u00edte \u00fa\u010dty v\u010das - m\u016f\u017ee to b\u00fdt prvn\u00ed krok k z\u00edsk\u00e1n\u00ed p\u0159\u00edstupu ke kart\u00e1m s lep\u0161\u00edmi v\u00fdhodami v budoucnu.<\/p><hr data-start=\"4957\" data-end=\"4960\" \/><h2 data-start=\"4962\" data-end=\"5004\"><strong>\u010casto kladen\u00e9 ot\u00e1zky - Kreditn\u00ed karta Capital One Classic<\/strong><\/h2><p data-start=\"5006\" data-end=\"5083\"><strong data-start=\"5006\" data-end=\"5032\">M\u00e1 karta ro\u010dn\u00ed poplatek?<\/strong><br data-start=\"5032\" data-end=\"5035\" \/>Ne. u Capital One Classic nen\u00ed \u00fa\u010dtov\u00e1n \u017e\u00e1dn\u00fd ro\u010dn\u00ed poplatek.<\/p><p data-start=\"5085\" data-end=\"5214\"><strong data-start=\"5085\" data-end=\"5127\">Je vhodn\u00fd pro osoby se \u0161patn\u00fdm \u00fav\u011brem?<\/strong><br data-start=\"5127\" data-end=\"5130\" \/>Ano, byl navr\u017een pr\u00e1v\u011b pro profily s n\u00edzk\u00fdm sk\u00f3re nebo omezenou histori\u00ed.<\/p><p data-start=\"5216\" data-end=\"5308\"><strong data-start=\"5216\" data-end=\"5244\">Jak\u00fd je po\u010d\u00e1te\u010dn\u00ed limit?<\/strong><br data-start=\"5244\" data-end=\"5247\" \/>Obvykle od 200 do 1 500 liber, v z\u00e1vislosti na anal\u00fdze \u00fav\u011bru.<\/p><p data-start=\"5310\" data-end=\"5426\"><strong data-start=\"5310\" data-end=\"5337\">Lze limit zv\u00fd\u0161it?<\/strong><br data-start=\"5337\" data-end=\"5340\" \/>Ano, po n\u011bkolika m\u011bs\u00edc\u00edch zodpov\u011bdn\u00e9ho pou\u017e\u00edv\u00e1n\u00ed m\u016f\u017ee spole\u010dnost Capital One automaticky nav\u00fd\u0161it \u010d\u00e1stku.<\/p><p data-start=\"5428\" data-end=\"5498\"><strong data-start=\"5428\" data-end=\"5468\">Funguje s Apple Pay a Google Pay?<\/strong><br data-start=\"5468\" data-end=\"5471\" \/>Ano. Pln\u011b kompatibiln\u00ed.<\/p><p data-start=\"5500\" data-end=\"5608\"><strong data-start=\"5500\" data-end=\"5529\">Pom\u00e1h\u00e1 to zlep\u0161it sk\u00f3re?<\/strong><br data-start=\"5529\" data-end=\"5532\" \/>Ano, v\u010dasn\u00e9 platby jsou hl\u00e1\u0161eny britsk\u00fdm \u00fav\u011brov\u00fdm agentur\u00e1m.<\/p><p data-start=\"5610\" data-end=\"5704\"><strong data-start=\"5610\" data-end=\"5642\">M\u00e1te cashback nebo odm\u011bny?<\/strong><br data-start=\"5642\" data-end=\"5645\" \/>Ne. D\u016fraz je kladen na budov\u00e1n\u00ed kreditu, nikoli na dal\u0161\u00ed v\u00fdhody.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea vive no Reino Unido e procura um cart\u00e3o de cr\u00e9dito acess\u00edvel para construir ou reconstruir seu hist\u00f3rico financeiro, o Capital One Classic Credit Card \u00e9 uma das op\u00e7\u00f5es mais conhecidas e confi\u00e1veis do mercado. Desenvolvido especialmente para quem tem score baixo ou hist\u00f3rico limitado, ele combina aprova\u00e7\u00e3o mais flex\u00edvel, gest\u00e3o digital completa e aus\u00eancia de anuidade. Cart\u00e3o Capital One Classic Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pela Capital One UK, o cart\u00e3o \u00e9 voltado para usu\u00e1rios iniciantes no cr\u00e9dito ou para quem precisa recuperar sua pontua\u00e7\u00e3o. Ele oferece limite inicial acess\u00edvel, controle total pelo aplicativo e relat\u00f3rios regulares \u00e0s ag\u00eancias de cr\u00e9dito do Reino Unido. Principais Benef\u00edcios do Capital One Classic Credit Card \u2705 Ideal para Constru\u00e7\u00e3o ou Reconstru\u00e7\u00e3o de Cr\u00e9dito Perfeito para quem tem hist\u00f3rico limitado, score baixo ou j\u00e1 enfrentou dificuldades financeiras no passado. \u2705 Sem Taxa de Anuidade N\u00e3o h\u00e1 cobran\u00e7a de anuidade ou taxa de manuten\u00e7\u00e3o mensal. \u2705 Controle Total pelo App Capital One UK Acompanhe transa\u00e7\u00f5es, limite, fatura, pagamentos e receba alertas em tempo real diretamente pelo aplicativo. \u2705 Limite Inicial Acess\u00edvel O limite costuma variar entre \u00a3200 e \u00a31.500, definido conforme an\u00e1lise de cr\u00e9dito. Usu\u00e1rios que pagam em dia podem receber aumentos autom\u00e1ticos ap\u00f3s alguns meses. \u2705 Compat\u00edvel com Apple Pay e Google Pay Use pagamentos por aproxima\u00e7\u00e3o com total seguran\u00e7a e praticidade. \u2705 Ajuda a Melhorar o Score de Cr\u00e9dito Pagamentos pontuais s\u00e3o reportados \u00e0s principais ag\u00eancias de cr\u00e9dito do Reino Unido (Experian, Equifax e TransUnion). \u26a0\ufe0f Aten\u00e7\u00e3o aos JurosA APR \u00e9 elevada. Para evitar custos, o ideal \u00e9 pagar sempre o valor total da fatura at\u00e9 o vencimento. Cart\u00e3o Capital One Classic Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o Capital One Classic Credit Card \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Anuidade \/ Mensalidade Gratuito Limite de Cr\u00e9dito \u00a3200 a \u00a31.500 (conforme an\u00e1lise) APR Representativa Aproximadamente 34,9% vari\u00e1vel Saques em Caixas Eletr\u00f4nicos Permitidos \u2013 taxa de 3% (m\u00edn. \u00a33) + juros imediatos Compras no Exterior Permitidas \u2013 taxa de convers\u00e3o ~2,75% Parcelamento da Fatura Dispon\u00edvel \u2013 com juros sobre saldo devedor Cashback \/ Recompensas N\u00e3o oferece Cart\u00e3o Adicional N\u00e3o dispon\u00edvel Crit\u00e9rios para Solicita\u00e7\u00e3o Para solicitar o Capital One Classic Credit Card, normalmente \u00e9 necess\u00e1rio: \u2714\ufe0f Ter 18 anos ou mais \u2714\ufe0f Residir no Reino Unido \u2714\ufe0f Possuir conta banc\u00e1ria brit\u00e2nica \u2714\ufe0f Renda anual m\u00ednima aproximada de \u00a35.000 \u2714\ufe0f Aprova\u00e7\u00e3o sujeita \u00e0 an\u00e1lise de cr\u00e9dito Aprova\u00e7\u00e3o para Quem Tem Restri\u00e7\u00e3o de Cr\u00e9dito? Sim, \u00e9 uma das principais vantagens do cart\u00e3o. Embora n\u00e3o haja garantia, a Capital One aceita perfis que muitos bancos tradicionais recusam. Confian\u00e7a e Seguran\u00e7a da Capital One Institui\u00e7\u00e3o financeira s\u00f3lida e reconhecida no Reino Unido Aplicativo seguro e intuitivo Autentica\u00e7\u00e3o 3D Secure para compras online Alertas em tempo real e bloqueio do cart\u00e3o pelo app Compat\u00edvel com carteiras digitais Para Quem o Capital One Classic Credit Card \u00e9 Indicado? Este cart\u00e3o \u00e9 ideal para: Pessoas com score de cr\u00e9dito baixo ou inexistente Quem est\u00e1 come\u00e7ando a vida financeira no Reino Unido Usu\u00e1rios que querem reconstruir o cr\u00e9dito com disciplina Quem busca um cart\u00e3o simples, sem anuidade Pessoas que valorizam controle digital e transpar\u00eancia Capital One Classic vs. Outros Cart\u00f5es para Constru\u00e7\u00e3o de Cr\u00e9dito Recurso Capital One Classic Outros Credit Builder Cards Anuidade \u274c N\u00e3o \u274c \/ \u2705 Limite Inicial \u00a3200 \u2013 \u00a31.500 \u00a3150 \u2013 \u00a31.000 Foco em Cr\u00e9dito Baixo \u2705 Sim \u2705 Sim Cashback \u274c N\u00e3o \u274c Geralmente n\u00e3o Aumento Autom\u00e1tico de Limite \u2705 Sim \u26a0\ufe0f Depende do banco App Completo \u2705 Sim \u26a0\ufe0f Varia Conclus\u00e3o O Capital One Classic Credit Card \u00e9 uma excelente porta de entrada para o cr\u00e9dito no Reino Unido. Embora n\u00e3o ofere\u00e7a recompensas ou cashback, ele cumpre muito bem seu principal objetivo: ajudar voc\u00ea a construir ou recuperar seu hist\u00f3rico de cr\u00e9dito, com controle total pelo app e sem custos fixos. Se usado com responsabilidade \u2014 pagando sempre a fatura em dia \u2014, ele pode ser o primeiro passo para acessar cart\u00f5es com melhores benef\u00edcios no futuro. FAQ \u2013 Capital One Classic Credit Card O cart\u00e3o tem anuidade?N\u00e3o. O Capital One Classic \u00e9 isento de anuidade. \u00c9 indicado para quem tem cr\u00e9dito ruim?Sim. Ele foi projetado justamente para perfis com score baixo ou hist\u00f3rico limitado. Qual \u00e9 o limite inicial?Normalmente entre \u00a3200 e \u00a31.500, conforme an\u00e1lise de cr\u00e9dito. O limite pode aumentar?Sim. A Capital One pode aumentar automaticamente ap\u00f3s alguns meses de uso respons\u00e1vel. Funciona com Apple Pay e Google Pay?Sim. Totalmente compat\u00edvel. Ajuda a melhorar o score?Sim. Pagamentos em dia s\u00e3o reportados \u00e0s ag\u00eancias de cr\u00e9dito do Reino Unido. Tem cashback ou recompensas?N\u00e3o. O foco \u00e9 constru\u00e7\u00e3o de cr\u00e9dito, n\u00e3o benef\u00edcios extras.<\/p>","protected":false},"author":1,"featured_media":15916,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15915","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/15915","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/comments?post=15915"}],"version-history":[{"count":25,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/15915\/revisions"}],"predecessor-version":[{"id":17449,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/posts\/15915\/revisions\/17449"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media\/15916"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/media?parent=15915"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/categories?post=15915"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/tags?post=15915"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/cs\/wp-json\/wp\/v2\/post_folder?post=15915"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}