{"id":14138,"date":"2025-12-05T12:27:10","date_gmt":"2025-12-05T12:27:10","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14138"},"modified":"2025-12-25T01:32:16","modified_gmt":"2025-12-25T01:32:16","slug":"alemanha-cartao-broad-dkb","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/de\/financas\/alemanha-cartao-broad-dkb\/","title":{"rendered":"DKB Visa Card: Die einfache und effiziente L\u00f6sung f\u00fcr Ihre Finanzen in Deutschland"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14138\" class=\"elementor elementor-14138\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inserate<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"290\" data-end=\"610\">Wenn Sie eine Kreditkarte suchen <strong data-start=\"327\" data-end=\"343\">keine Jahresgeb\u00fchr<\/strong>, einfach zu steuern und mit echten Vorteilen f\u00fcr das t\u00e4gliche Leben, der <strong data-start=\"407\" data-end=\"424\">DKB Visa-Karte<\/strong> ist eine der besten M\u00f6glichkeiten, die in Deutschland zur Verf\u00fcgung stehen. Sie verbindet Praktikabilit\u00e4t, Sicherheit, Wirtschaftlichkeit und internationale Akzeptanz - ideal f\u00fcr alle, die Wert auf finanzielle Kontrolle und Transparenz legen.<\/p><p data-start=\"612\" data-end=\"790\">In diesem Artikel erfahren Sie alles \u00fcber das DKB-Visum: Geb\u00fchrenfreiheit, exklusive Vorteile, Zulassungskriterien, Geb\u00fchren, digitale Funktionalit\u00e4ten und Antragsverfahren.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/de\/finanzen\/alemanha-cartao-broad-como-solicitar-dkb\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"700\" height=\"432\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card.jpg\" class=\"attachment-full size-full wp-image-14133\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card.jpg 700w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card-300x185.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card-18x12.jpg 18w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">DKB Visa-Karte<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Kostenlose Mitgliedschaft<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/de\/finanzen\/alemanha-cartao-broad-como-solicitar-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ANFRAGE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Sie werden auf eine andere Seite weitergeleitet)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"852\" data-end=\"1054\">Ausgestellt von <strong data-start=\"865\" data-end=\"894\">Deutsche Kreditbank (DKB)<\/strong>, Als eine der gr\u00f6\u00dften digitalen Banken in Deutschland zeichnet sich die Karte durch moderne Dienstleistungen, effizienten Support und Nullkosten f\u00fcr aktive Kunden aus.<\/p><hr data-start=\"1056\" data-end=\"1059\" \/><h1 data-start=\"1061\" data-end=\"1094\"><strong data-start=\"1063\" data-end=\"1094\">Vorteile der DKB Visa Card<\/strong><\/h1><h3 data-start=\"1096\" data-end=\"1123\"><strong data-start=\"1100\" data-end=\"1121\">\u2714 Kostenlose Jahresmitgliedschaft<\/strong><\/h3><p data-start=\"1124\" data-end=\"1255\">Die Karte ist f\u00fcr aktive Kunden v\u00f6llig kostenlos (<strong data-start=\"1177\" data-end=\"1191\">Aktivkunde<\/strong>), wodurch Fixkosten entfallen und langfristige Einsparungen erzielt werden.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/de\/finanzen\/alemanha-cartao-broad-como-solicitar-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 BESTELLEN SIE IHRE DKB-VISAKARTE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Sie werden auf eine andere Seite weitergeleitet)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1262\" data-end=\"1304\"><strong data-start=\"1266\" data-end=\"1302\">Volle Kontrolle \u00fcber die App<\/strong><\/h3><p data-start=\"1305\" data-end=\"1343\">In der DKB-App (Android und iOS) k\u00f6nnen Sie:<\/p><ul data-start=\"1344\" data-end=\"1460\"><li data-start=\"1344\" data-end=\"1368\"><p data-start=\"1346\" data-end=\"1368\">\u00dcberwachung von Transaktionen<\/p><\/li><li data-start=\"1369\" data-end=\"1400\"><p data-start=\"1371\" data-end=\"1400\">Rechnungen und Grenzwerte einsehen<\/p><\/li><li data-start=\"1401\" data-end=\"1424\"><p data-start=\"1403\" data-end=\"1424\">Zahlungen leisten<\/p><\/li><li data-start=\"1425\" data-end=\"1460\"><p data-start=\"1427\" data-end=\"1460\">Sperrung und Entsperrung der Karte<\/p><\/li><\/ul><p data-start=\"1462\" data-end=\"1503\">Alles in Echtzeit und mit absoluter Sicherheit.<\/p><hr data-start=\"1505\" data-end=\"1508\" \/><h3 data-start=\"1510\" data-end=\"1545\"><strong data-start=\"1514\" data-end=\"1543\">Internationale Akzeptanz<\/strong><\/h3><p data-start=\"1546\" data-end=\"1668\">Als Visa-Karte wird sie in Millionen von Gesch\u00e4ften in Deutschland und im Ausland akzeptiert, sowohl in Gesch\u00e4ften als auch online.<\/p><hr data-start=\"1670\" data-end=\"1673\" \/><h3 data-start=\"1675\" data-end=\"1703\"><strong data-start=\"1679\" data-end=\"1701\">Kostenlose Abhebungen<\/strong><\/h3><p data-start=\"1704\" data-end=\"1831\">Aktive Kunden k\u00f6nnen an Geldautomaten im Ausland Geld abheben <strong data-start=\"1775\" data-end=\"1793\">ohne Zahlung einer Geb\u00fchr<\/strong>, Dies ist ein gro\u00dfer Vorteil f\u00fcr Reisende.<\/p><hr data-start=\"1833\" data-end=\"1836\" \/><h3 data-start=\"1838\" data-end=\"1871\"><strong data-start=\"1842\" data-end=\"1869\">Cashback bei Werbeaktionen<\/strong><\/h3><p data-start=\"1872\" data-end=\"1987\">Die DKB f\u00fchrt saisonale Cashback-Aktionen in Partnergesch\u00e4ften durch, bei denen Sie bei bestimmten Eink\u00e4ufen zus\u00e4tzlich sparen k\u00f6nnen.<\/p><hr data-start=\"1989\" data-end=\"1992\" \/><h3 data-start=\"1994\" data-end=\"2026\"><strong data-start=\"1998\" data-end=\"2024\">\u2714 Keine versteckten Geb\u00fchren<\/strong><\/h3><p data-start=\"2027\" data-end=\"2116\">Die Bank verfolgt eine strikte Politik der Transparenz - Sie wissen immer, wof\u00fcr Sie bezahlen.<\/p><hr data-start=\"2118\" data-end=\"2121\" \/><h3 data-start=\"2123\" data-end=\"2154\"><strong data-start=\"2127\" data-end=\"2152\">Verst\u00e4rkte Sicherheit<\/strong><\/h3><p data-start=\"2155\" data-end=\"2280\">Mit 3D-Secure-Authentifizierung, Sofortbenachrichtigungen und App-Kontrollen bietet die Karte umfassenden Schutz vor Betrug.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/de\/finanzen\/alemanha-cartao-broad-como-solicitar-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 BESTELLEN SIE IHRE DKB-VISAKARTE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Sie werden auf eine andere Seite weitergeleitet)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"2347\" data-end=\"2399\"><strong data-start=\"2349\" data-end=\"2399\">DKB Visa-Kreditkarte - Preise und Bedingungen<\/strong><\/h1><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"2401\" data-end=\"3095\"><thead data-start=\"2401\" data-end=\"2438\"><tr data-start=\"2401\" data-end=\"2438\"><th data-start=\"2401\" data-end=\"2415\" data-col-size=\"sm\"><strong data-start=\"2403\" data-end=\"2414\">Dienst<\/strong><\/th><th data-start=\"2415\" data-end=\"2438\" data-col-size=\"lg\"><strong data-start=\"2417\" data-end=\"2436\">Standardbedingung<\/strong><\/th><\/tr><\/thead><tbody data-start=\"2477\" data-end=\"3095\"><tr data-start=\"2477\" data-end=\"2637\"><td data-start=\"2477\" data-end=\"2512\" data-col-size=\"sm\"><strong data-start=\"2479\" data-end=\"2511\">Abhebungen am Geldautomaten<\/strong><\/td><td data-start=\"2512\" data-end=\"2637\" data-col-size=\"lg\">In der Eurozone f\u00fcr \u201cAktiv\u201d-Kunden kostenlos. Au\u00dferhalb der Eurozone oder f\u00fcr nicht aktive Kunden k\u00f6nnen Geb\u00fchren anfallen.<\/td><\/tr><tr data-start=\"2638\" data-end=\"2684\"><td data-start=\"2638\" data-end=\"2667\" data-col-size=\"sm\"><strong data-start=\"2640\" data-end=\"2666\">Jahresgeb\u00fchr \/ Monatliche Geb\u00fchr<\/strong><\/td><td data-start=\"2667\" data-end=\"2684\" data-col-size=\"lg\">100% frei<\/td><\/tr><tr data-start=\"2685\" data-end=\"2728\"><td data-start=\"2685\" data-end=\"2700\" data-col-size=\"sm\"><strong data-start=\"2687\" data-end=\"2699\">Cashback<\/strong><\/td><td data-start=\"2700\" data-end=\"2728\" data-col-size=\"lg\">Kein festes Programm<\/td><\/tr><tr data-start=\"2729\" data-end=\"2830\"><td data-start=\"2729\" data-end=\"2753\" data-col-size=\"sm\"><strong data-start=\"2731\" data-end=\"2752\">Kreditrahmen<\/strong><\/td><td data-start=\"2753\" data-end=\"2830\" data-col-size=\"lg\">Flexibel - abh\u00e4ngig von der Kreditanalyse (in der Regel zwischen 500 \u20ac und 5.000 \u20ac)<\/td><\/tr><tr data-start=\"2831\" data-end=\"2935\"><td data-start=\"2831\" data-end=\"2857\" data-col-size=\"sm\"><strong data-start=\"2833\" data-end=\"2856\">Einkaufen im Ausland<\/strong><\/td><td data-start=\"2857\" data-end=\"2935\" data-col-size=\"lg\">F\u00fcr \u201cAktiv\u201d-Kunden kostenlos. Ansonsten bis zu 2,20% Wechselkurs.<\/td><\/tr><tr data-start=\"2936\" data-end=\"3015\"><td data-start=\"2936\" data-end=\"2965\" data-col-size=\"sm\"><strong data-start=\"2938\" data-end=\"2964\">Raten f\u00fcr die Rechnung<\/strong><\/td><td data-start=\"2965\" data-end=\"3015\" data-col-size=\"lg\">Nicht verf\u00fcgbar (Rechnung vollst\u00e4ndig abgebucht)<\/td><\/tr><tr data-start=\"3016\" data-end=\"3095\"><td data-start=\"3016\" data-end=\"3039\" data-col-size=\"sm\"><strong data-start=\"3018\" data-end=\"3038\">Zus\u00e4tzliche Karte<\/strong><\/td><td data-start=\"3039\" data-end=\"3095\" data-col-size=\"lg\">Nicht immer verf\u00fcgbar - abh\u00e4ngig vom Kundenprofil<\/td><\/tr><\/tbody><\/table><h2 data-start=\"3102\" data-end=\"3153\"><strong data-start=\"3104\" data-end=\"3153\">Kriterien f\u00fcr die Gew\u00e4hrung von Kreditlimits<\/strong><\/h2><p data-start=\"3155\" data-end=\"3211\">Die DKB bewertet bei der Festlegung des Anfangslimits mehrere Faktoren:<\/p><ul data-start=\"3213\" data-end=\"3390\"><li data-start=\"3213\" data-end=\"3245\"><p data-start=\"3215\" data-end=\"3245\">Nachweis eines festen Einkommens<\/p><\/li><li data-start=\"3246\" data-end=\"3288\"><p data-start=\"3248\" data-end=\"3288\">Positive Kreditgeschichte (Schufa)<\/p><\/li><li data-start=\"3289\" data-end=\"3324\"><p data-start=\"3291\" data-end=\"3324\">Dauer des Aufenthalts in Deutschland<\/p><\/li><li data-start=\"3325\" data-end=\"3360\"><p data-start=\"3327\" data-end=\"3360\">Art des Visums f\u00fcr Ausl\u00e4nder<\/p><\/li><li data-start=\"3361\" data-end=\"3390\"><p data-start=\"3363\" data-end=\"3390\">Bewegung auf dem DKB-Konto<\/p><\/li><\/ul><p data-start=\"3392\" data-end=\"3458\">Bei verantwortungsbewusstem Gebrauch erh\u00f6ht sich der Grenzwert in der Regel im Laufe der Monate.<\/p><hr data-start=\"3460\" data-end=\"3463\" \/><h3 data-start=\"3465\" data-end=\"3511\"><strong data-start=\"3469\" data-end=\"3509\">Kann ich mit einem schlechten Kredit genehmigt werden?<\/strong><\/h3><p data-start=\"3512\" data-end=\"3601\">Die DKB ist streng. Ein negativer Eintrag bei der Schufa verringert die Chancen auf eine Zulassung erheblich.<\/p><hr data-start=\"3603\" data-end=\"3606\" \/><h2 data-start=\"3608\" data-end=\"3647\"><strong data-start=\"3610\" data-end=\"3647\">Wie kann ich eine DKB Visa Card beantragen?<\/strong><\/h2><p data-start=\"3649\" data-end=\"3678\">Die Bestellung erfolgt vollst\u00e4ndig online:<\/p><ol data-start=\"3680\" data-end=\"3888\"><li data-start=\"3680\" data-end=\"3713\"><p data-start=\"3683\" data-end=\"3713\">Besuchen Sie die offizielle DKB-Website<\/p><\/li><li data-start=\"3714\" data-end=\"3751\"><p data-start=\"3717\" data-end=\"3751\">Er\u00f6ffnen Sie ein kostenloses Girokonto<\/p><\/li><li data-start=\"3752\" data-end=\"3825\"><p data-start=\"3755\" data-end=\"3825\">\u00dcberpr\u00fcfen Sie Ihre Identit\u00e4t \u00fcber <strong data-start=\"3792\" data-end=\"3806\">VideoIdent<\/strong> oder <strong data-start=\"3810\" data-end=\"3823\">PostIdent<\/strong><\/p><\/li><li data-start=\"3826\" data-end=\"3888\"><p data-start=\"3829\" data-end=\"3888\">Warten Sie darauf, dass die Karte genehmigt und an Ihre Adresse geschickt wird.<\/p><\/li><\/ol><p data-start=\"3890\" data-end=\"3956\">Sobald das Konto aktiviert ist, wird die Karte automatisch ausgestellt.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/de\/finanzen\/alemanha-cartao-broad-como-solicitar-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 BEANTRAGEN SIE IHRE DKB-VISAKARTE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Sie werden auf eine andere Seite weitergeleitet)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"3963\" data-end=\"3997\"><strong data-start=\"3965\" data-end=\"3997\">Sicherheit und Reputation von DKB<\/strong><\/h1><p data-start=\"3999\" data-end=\"4044\">A <strong data-start=\"4001\" data-end=\"4027\">Deutsche Kreditbank AG<\/strong> ist eine Referenz in:<\/p><ul data-start=\"4045\" data-end=\"4142\"><li data-start=\"4045\" data-end=\"4062\"><p data-start=\"4047\" data-end=\"4062\">Transparenz<\/p><\/li><li data-start=\"4063\" data-end=\"4076\"><p data-start=\"4065\" data-end=\"4076\">Sicherheit<\/p><\/li><li data-start=\"4077\" data-end=\"4110\"><p data-start=\"4079\" data-end=\"4110\">Effiziente digitale Kundenbetreuung<\/p><\/li><li data-start=\"4111\" data-end=\"4142\"><p data-start=\"4113\" data-end=\"4142\">Moderne Banktechnologie<\/p><\/li><\/ul><p data-start=\"4144\" data-end=\"4201\">Der Support erfolgt \u00fcber die App, den Chat und das Callcenter.<\/p><hr data-start=\"4203\" data-end=\"4206\" \/><h1 data-start=\"4208\" data-end=\"4243\"><strong data-start=\"4210\" data-end=\"4243\">F\u00fcr wen ist das DKB-Visum ideal?<\/strong><\/h1><p data-start=\"4245\" data-end=\"4489\">Einwohner von Deutschland<br data-start=\"4269\" data-end=\"4272\" \/>Studenten und Arbeiter<br data-start=\"4300\" data-end=\"4303\" \/>Expatriates mit nachgewiesenem Einkommen<br data-start=\"4337\" data-end=\"4340\" \/>Reisende in und aus Europa<br data-start=\"4384\" data-end=\"4387\" \/>Wer die volle digitale Kontrolle bevorzugt<br data-start=\"4427\" data-end=\"4430\" \/>Kunden, die Einsparungen und keine versteckten Geb\u00fchren sch\u00e4tzen<\/p><hr data-start=\"4491\" data-end=\"4494\" \/><h1 data-start=\"4496\" data-end=\"4556\"><strong data-start=\"4498\" data-end=\"4556\">Werbevorteile - DKB Visa vs. DKB Promotions<\/strong><\/h1><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"4558\" data-end=\"4884\"><thead data-start=\"4558\" data-end=\"4626\"><tr data-start=\"4558\" data-end=\"4626\"><th data-start=\"4558\" data-end=\"4574\" data-col-size=\"sm\"><strong data-start=\"4560\" data-end=\"4573\">Vorteile<\/strong><\/th><th data-start=\"4574\" data-end=\"4596\" data-col-size=\"sm\"><strong data-start=\"4576\" data-end=\"4595\">DKB Visa-Karte<\/strong><\/th><th data-start=\"4596\" data-end=\"4626\" data-col-size=\"sm\"><strong data-start=\"4598\" data-end=\"4624\">DKB-Konto-Aktionen<\/strong><\/th><\/tr><\/thead><tbody data-start=\"4697\" data-end=\"4884\"><tr data-start=\"4697\" data-end=\"4762\"><td data-start=\"4697\" data-end=\"4720\" data-col-size=\"sm\">Punkte \/ Belohnungen<\/td><td data-start=\"4720\" data-end=\"4737\" data-col-size=\"sm\">Nicht verf\u00fcgbar<\/td><td data-start=\"4737\" data-end=\"4762\" data-col-size=\"sm\">Kein aktives Programm<\/td><\/tr><tr data-start=\"4763\" data-end=\"4817\"><td data-start=\"4763\" data-end=\"4774\" data-col-size=\"sm\">Cashback<\/td><td data-start=\"4774\" data-end=\"4795\" data-col-size=\"sm\">Einmalige Kampagnen<\/td><td data-start=\"4795\" data-end=\"4817\" data-col-size=\"sm\">Saisonale Kampagnen<\/td><\/tr><tr data-start=\"4818\" data-end=\"4884\"><td data-start=\"4818\" data-end=\"4841\" data-col-size=\"sm\">Kontoer\u00f6ffnungsbonus<\/td><td data-start=\"4841\" data-end=\"4847\" data-col-size=\"sm\">Nein<\/td><td data-start=\"4847\" data-end=\"4884\" data-col-size=\"sm\">Es kann Boni zwischen 50 \u20ac und 100 \u20ac geben.<\/td><\/tr><\/tbody><\/table><\/div><\/div><hr data-start=\"4886\" data-end=\"4889\" \/><h1 data-start=\"4891\" data-end=\"4932\"><strong data-start=\"4893\" data-end=\"4932\">Warum die DKB Visa Card?<\/strong><\/h1><ul data-start=\"4934\" data-end=\"5179\"><li data-start=\"4934\" data-end=\"4962\"><p data-start=\"4936\" data-end=\"4962\">Vollst\u00e4ndig digitales Banking<\/p><\/li><li data-start=\"4963\" data-end=\"4980\"><p data-start=\"4965\" data-end=\"4980\">Keine Jahresgeb\u00fchr<\/p><\/li><li data-start=\"4981\" data-end=\"5040\"><p data-start=\"4983\" data-end=\"5040\">Kostenlose Abhebungen in der Eurozone (f\u00fcr aktive Kunden)<\/p><\/li><li data-start=\"5041\" data-end=\"5069\"><p data-start=\"5043\" data-end=\"5069\">Vollst\u00e4ndige und intuitive Anwendung<\/p><\/li><li data-start=\"5070\" data-end=\"5107\"><p data-start=\"5072\" data-end=\"5107\">Internationale Akzeptanz durch Visa<\/p><\/li><li data-start=\"5108\" data-end=\"5130\"><p data-start=\"5110\" data-end=\"5130\">Erweiterte Sicherheit<\/p><\/li><li data-start=\"5131\" data-end=\"5179\"><p data-start=\"5133\" data-end=\"5179\">Ideal f\u00fcr alle, die praktisch und wirtschaftlich sein wollen<\/p><\/li><\/ul><hr data-start=\"5181\" data-end=\"5184\" \/><h1 data-start=\"5186\" data-end=\"5201\"><strong data-start=\"5188\" data-end=\"5201\">Schlussfolgerung<\/strong><\/h1><p data-start=\"5203\" data-end=\"5510\">O <strong data-start=\"5205\" data-end=\"5222\">DKB Visa-Karte<\/strong> ist eine hervorragende Option f\u00fcr alle, die in Deutschland leben und eine praktische, kostenlose Karte mit voller Kontrolle \u00fcber die App w\u00fcnschen. Mit weltweiter Akzeptanz, erh\u00f6hter Sicherheit und Vorteilen wie kostenlosen Abhebungen und saisonalen Aktionen eignet sie sich sehr gut f\u00fcr diejenigen, die finanzielle Autonomie ohne B\u00fcrokratie suchen.<\/p><p data-start=\"5512\" data-end=\"5617\">Wenn Sie auf der Suche nach Einfachheit, Sparsamkeit und Effizienz sind, ist die DKB Visa eine gute Wahl f\u00fcr den t\u00e4glichen Gebrauch.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea procura um cart\u00e3o de cr\u00e9dito sem anuidade, f\u00e1cil de controlar e com benef\u00edcios reais para o dia a dia, o DKB Visa Card \u00e9 uma das melhores op\u00e7\u00f5es dispon\u00edveis na Alemanha. Ele combina praticidade, seguran\u00e7a, economia e aceita\u00e7\u00e3o internacional \u2014 ideal para quem valoriza controle financeiro e transpar\u00eancia. Neste artigo, voc\u00ea vai conhecer todos os detalhes do DKB Visa: isen\u00e7\u00e3o de tarifas, vantagens exclusivas, crit\u00e9rios de aprova\u00e7\u00e3o, taxas, funcionalidades digitais e como solicitar. Cart\u00e3o DKB Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo Deutsche Kreditbank (DKB), um dos maiores bancos digitais da Alemanha, o cart\u00e3o se destaca por oferecer servi\u00e7os modernos, suporte eficiente e custo zero para clientes com status ativo. Benef\u00edcios do DKB Visa Card \u2714 Anuidade gr\u00e1tis O cart\u00e3o \u00e9 totalmente gratuito para clientes ativos (Aktivkunde), eliminando custos fixos e garantindo economia no longo prazo. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O DKB VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2714 Controle total pelo aplicativo No app DKB (Android e iOS), voc\u00ea pode: Monitorar transa\u00e7\u00f5es Consultar faturas e limites Realizar pagamentos Bloquear e desbloquear o cart\u00e3o Tudo em tempo real e com seguran\u00e7a total. \u2714 Aceita\u00e7\u00e3o internacional Como cart\u00e3o Visa, \u00e9 aceito em milh\u00f5es de estabelecimentos dentro e fora da Alemanha, tanto em lojas f\u00edsicas quanto online. \u2714 Saques gratuitos Clientes ativos podem sacar dinheiro em caixas eletr\u00f4nicos no exterior sem pagar taxa, uma vantagem enorme para quem viaja. \u2714 Cashback em promo\u00e7\u00f5es A DKB realiza campanhas sazonais com cashback em lojas parceiras, oferecendo economia extra em compras espec\u00edficas. \u2714 Sem taxas escondidas O banco segue uma pol\u00edtica r\u00edgida de transpar\u00eancia \u2014 voc\u00ea sempre sabe o que est\u00e1 pagando. \u2714 Seguran\u00e7a refor\u00e7ada Com autentica\u00e7\u00e3o 3D Secure, notifica\u00e7\u00f5es instant\u00e2neas e controles via app, o cart\u00e3o oferece prote\u00e7\u00e3o completa contra fraudes. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O DKB VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o de Cr\u00e9dito DKB Visa \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em caixas eletr\u00f4nicos Gratuitos na zona do euro para clientes \u201cAktiv\u201d. Taxas podem ser aplicadas fora da zona euro ou para n\u00e3o-clientes ativos. Anuidade \/ Mensalidade 100% gratuito Cashback N\u00e3o possui programa fixo Limite de cr\u00e9dito Flex\u00edvel \u2013 depende da an\u00e1lise de cr\u00e9dito (geralmente entre \u20ac500 e \u20ac5.000) Compras no exterior Sem taxa para clientes \u201cAktiv\u201d. Caso contr\u00e1rio, at\u00e9 2,20% de taxa cambial. Parcelamento da fatura N\u00e3o dispon\u00edvel (fatura debitada integralmente) Cart\u00e3o adicional Nem sempre dispon\u00edvel \u2013 depende do perfil do cliente Crit\u00e9rios para Concess\u00e3o de Limite de Cr\u00e9dito A DKB avalia v\u00e1rios fatores ao definir o limite inicial: Comprova\u00e7\u00e3o de renda est\u00e1vel Hist\u00f3rico de cr\u00e9dito positivo (Schufa) Tempo de resid\u00eancia na Alemanha Tipo de visto para estrangeiros Movimenta\u00e7\u00e3o na conta DKB Com uso respons\u00e1vel, o limite costuma aumentar ao longo dos meses. Posso ser aprovado com cr\u00e9dito ruim? A DKB \u00e9 rigorosa. Um hist\u00f3rico negativo na Schufa reduz bastante as chances de aprova\u00e7\u00e3o. Como solicitar o Cart\u00e3o DKB Visa? O pedido \u00e9 totalmente online: Acesse o site oficial da DKB Abra uma conta corrente gratuita Fa\u00e7a a verifica\u00e7\u00e3o de identidade via VideoIdent ou PostIdent Aguarde a aprova\u00e7\u00e3o e o envio do cart\u00e3o para seu endere\u00e7o Assim que a conta for ativada, o cart\u00e3o \u00e9 emitido automaticamente. \ud83d\udc49 SOLICITE SEU CART\u00c3O DKB VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Seguran\u00e7a e Reputa\u00e7\u00e3o da DKB A Deutsche Kreditbank AG \u00e9 refer\u00eancia em: Transpar\u00eancia Seguran\u00e7a Atendimento digital eficiente Tecnologia banc\u00e1ria moderna O suporte \u00e9 feito via app, chat e central de atendimento. Para quem o DKB Visa \u00e9 ideal? \u2714 Residentes na Alemanha\u2714 Estudantes e trabalhadores\u2714 Expatriados com renda comprovada\u2714 Pessoas que viajam dentro e fora da Europa\u2714 Quem prefere controle digital completo\u2714 Clientes que valorizam economia e zero taxas escondidas Benef\u00edcios Promocionais \u2013 DKB Visa vs Promo\u00e7\u00f5es da DKB Benef\u00edcio Cart\u00e3o DKB Visa Promo\u00e7\u00f5es da Conta DKB Pontos \/ Recompensas N\u00e3o dispon\u00edvel N\u00e3o h\u00e1 programa ativo Cashback Campanhas pontuais Campanhas sazonais B\u00f4nus ao abrir conta N\u00e3o Pode haver b\u00f4nus entre \u20ac50 e \u20ac100 Por que escolher o Cart\u00e3o DKB Visa? Banco totalmente digital Zero anuidade Saques gratuitos na zona do euro (para clientes ativos) App completo e intuitivo Aceita\u00e7\u00e3o internacional pela Visa Seguran\u00e7a avan\u00e7ada \u00d3timo para quem busca praticidade e economia Conclus\u00e3o O DKB Visa Card \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e deseja um cart\u00e3o pr\u00e1tico, gratuito e com controle total via aplicativo. Com aceita\u00e7\u00e3o global, seguran\u00e7a refor\u00e7ada e vantagens como saques gratuitos e promo\u00e7\u00f5es sazonais, atende muito bem a quem busca autonomia financeira sem burocracia. Se voc\u00ea procura facilidade, economia e efici\u00eancia, o DKB Visa \u00e9 uma escolha inteligente para o dia a dia.<\/p>","protected":false},"author":1,"featured_media":14133,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14138","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts\/14138","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/comments?post=14138"}],"version-history":[{"count":15,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts\/14138\/revisions"}],"predecessor-version":[{"id":17226,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts\/14138\/revisions\/17226"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/media\/14133"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/media?parent=14138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/categories?post=14138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/tags?post=14138"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/post_folder?post=14138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}