{"id":14606,"date":"2025-12-12T17:15:50","date_gmt":"2025-12-12T17:15:50","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14606"},"modified":"2025-12-25T01:31:32","modified_gmt":"2025-12-25T01:31:32","slug":"alemanha-cartao-broad-n26","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/de\/financas\/alemanha-cartao-broad-n26\/","title":{"rendered":"N26 Mastercard Germany: Volle Kontrolle, null B\u00fcrokratie und echte Vorteile"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14606\" class=\"elementor elementor-14606\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inserate<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"269\" data-end=\"551\">Wenn Sie auf der Suche nach einer modernen, geb\u00fchrenfreien, vollst\u00e4ndig digitalen Karte sind, ist die <strong data-start=\"341\" data-end=\"359\">N26 Mastercard<\/strong> ist eine der besten Optionen, die in Deutschland verf\u00fcgbar sind. Schnell zu \u00f6ffnen, einfach zu bedienen und mit voller Kontrolle \u00fcber die App, bietet es Praktikabilit\u00e4t, Sicherheit und finanzielle Freiheit auf einer t\u00e4glichen Basis.<\/p>\n<p data-start=\"553\" data-end=\"703\">In diesem Artikel erfahren Sie alles \u00fcber die Karte: Geb\u00fchren, Anforderungen, digitale Funktionen, exklusive Vorteile und wie Sie sie ganz einfach beantragen k\u00f6nnen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/de\/finanzen\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"984\" height=\"666\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1.webp\" class=\"attachment-full size-full wp-image-14608\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1.webp 984w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-300x203.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-768x520.webp 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-18x12.webp 18w\" sizes=\"(max-width: 984px) 100vw, 984px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">N26 Mastercard<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Keine Jahresgeb\u00fchr<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/de\/finanzen\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ANFRAGE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Sie werden auf eine andere Seite weitergeleitet)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"778\" data-end=\"1023\">Ausgestellt von <strong data-start=\"791\" data-end=\"803\">N26 Bank<\/strong>, Die N26 Mastercard ist eine der innovativsten digitalen Banken in Europa und zeichnet sich durch ihre intuitive Bedienung und ihre unb\u00fcrokratische Handhabung aus. Sie ist ideal f\u00fcr alle, die Technologie, Einsparungen und ein 100% Online-Banking-Erlebnis w\u00fcnschen.<\/p>\n<hr data-start=\"1025\" data-end=\"1028\" \/>\n<h1 data-start=\"1030\" data-end=\"1064\"><strong data-start=\"1032\" data-end=\"1064\">N26 Mastercard Vorteile<\/strong><\/h1>\n<h3 data-start=\"1066\" data-end=\"1102\"><strong data-start=\"1070\" data-end=\"1100\">Kostenloses Konto und Karte<\/strong><\/h3>\n<p data-start=\"1103\" data-end=\"1264\">Das N26 Standard-Konto hat keine monatliche Geb\u00fchr und beinhaltet eine international akzeptierte Mastercard - ideal f\u00fcr alle, die von den traditionellen Bankgeb\u00fchren wegkommen wollen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/de\/finanzen\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 BESTELLEN SIE IHRE N26 MASTERCARD<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Sie werden auf eine andere Seite weitergeleitet)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1266\" data-end=\"1303\"><strong data-start=\"1270\" data-end=\"1301\">\ud83d\udcf1 Vollst\u00e4ndige und intuitive Anwendung<\/strong><\/h3>\n<p data-start=\"1304\" data-end=\"1338\">Die N26-App (Android und iOS) erm\u00f6glicht es Ihnen:<\/p>\n<ul data-start=\"1340\" data-end=\"1506\">\n<li data-start=\"1340\" data-end=\"1375\">\n<p data-start=\"1342\" data-end=\"1375\">Ausgaben in Echtzeit verfolgen<\/p>\n<\/li>\n<li data-start=\"1376\" data-end=\"1409\">\n<p data-start=\"1378\" data-end=\"1409\">Sperren\/Freigeben der Karte<\/p>\n<\/li>\n<li data-start=\"1410\" data-end=\"1429\">\n<p data-start=\"1412\" data-end=\"1429\">festgelegte Grenzwerte<\/p>\n<\/li>\n<li data-start=\"1430\" data-end=\"1466\">\n<p data-start=\"1432\" data-end=\"1466\">Ausgaben nach Kategorien zu organisieren<\/p>\n<\/li>\n<li data-start=\"1467\" data-end=\"1506\">\n<p data-start=\"1469\" data-end=\"1506\">automatische Statistiken anzeigen<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1508\" data-end=\"1536\">Und das alles mit nur ein paar Fingertipps.<\/p>\n<h3 data-start=\"1538\" data-end=\"1574\"><strong data-start=\"1542\" data-end=\"1572\">\ud83c\udf0d Internationale Akzeptanz<\/strong><\/h3>\n<p data-start=\"1575\" data-end=\"1705\">Die Mastercard N26 wird akzeptiert bei <strong data-start=\"1604\" data-end=\"1635\">Millionen Betriebe<\/strong> weltweit, ideal f\u00fcr alle, die international reisen oder einkaufen.<\/p>\n<h3 data-start=\"1707\" data-end=\"1743\"><strong data-start=\"1711\" data-end=\"1741\">\ud83d\udcb8 Abhebungen und \u00dcberweisungen<\/strong><\/h3>\n<ul data-start=\"1744\" data-end=\"1951\">\n<li data-start=\"1744\" data-end=\"1812\">\n<p data-start=\"1746\" data-end=\"1812\">Bis <strong data-start=\"1750\" data-end=\"1776\">3 kostenlose Abhebungen\/Monat<\/strong> in der Eurozone auf Standardniveau<\/p>\n<\/li>\n<li data-start=\"1813\" data-end=\"1872\">\n<p data-start=\"1815\" data-end=\"1872\">Durchschnittliche Rate von <strong data-start=\"1829\" data-end=\"1837\">1,7%<\/strong> f\u00fcr Abhebungen au\u00dferhalb der Eurozone<\/p>\n<\/li>\n<li data-start=\"1873\" data-end=\"1951\">\n<p data-start=\"1875\" data-end=\"1951\">Schnelle \u00dcberweisungen und Wise-Kompatibilit\u00e4t f\u00fcr internationale Sendungen<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1953\" data-end=\"1984\"><strong data-start=\"1957\" data-end=\"1982\">Erweiterte Sicherheit<\/strong><\/h3>\n<p data-start=\"1985\" data-end=\"1992\">Enth\u00e4lt:<\/p>\n<ul data-start=\"1994\" data-end=\"2159\">\n<li data-start=\"1994\" data-end=\"2028\">\n<p data-start=\"1996\" data-end=\"2028\">Starke Authentifizierung (3D Secure)<\/p>\n<\/li>\n<li data-start=\"2029\" data-end=\"2058\">\n<p data-start=\"2031\" data-end=\"2058\">Sofortige Benachrichtigungen<\/p>\n<\/li>\n<li data-start=\"2059\" data-end=\"2109\">\n<p data-start=\"2061\" data-end=\"2109\">1-Touch-Sperrung von internationalen K\u00e4ufen<\/p>\n<\/li>\n<li data-start=\"2110\" data-end=\"2159\">\n<p data-start=\"2112\" data-end=\"2159\">Kontrolle von Online- und Proximity-Zahlungen<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2161\" data-end=\"2204\"><strong data-start=\"2165\" data-end=\"2202\">\ud83d\udd04 Faire und transparente Umrechnung<\/strong><\/h3>\n<p data-start=\"2205\" data-end=\"2317\">F\u00fcr internationale Eink\u00e4ufe gilt der aktuelle Mastercard-Tarif, <strong data-start=\"2263\" data-end=\"2286\">keine versteckten R\u00e4nder<\/strong> - ideal f\u00fcr diejenigen, die viel reisen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/de\/finanzen\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 BEANTRAGEN SIE IHRE N26 MASTERCARD<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Sie werden auf eine andere Seite weitergeleitet)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2060\" data-end=\"2090\">N26 Mastercard Kreditkarte - Preise und Bedingungen<\/h2>\n<table>\n<thead>\n<tr>\n<th style=\"text-align: center;\">Dienst<\/th>\n<th style=\"text-align: center;\">Standardbedingung<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Abhebungen am Geldautomaten<\/strong><\/td>\n<td>3 frei\/Monat in der Eurozone; Satz au\u00dferhalb der Eurozone (~1,7%)<\/td>\n<\/tr>\n<tr>\n<td><strong>Jahresgeb\u00fchr \/ Monatliche Geb\u00fchr<\/strong><\/td>\n<td>Standardkarte kostenlos; Premiumtarife ab 4,90 \u20ac.<\/td>\n<\/tr>\n<tr>\n<td><strong>Cashback<\/strong><\/td>\n<td>Nicht verf\u00fcgbar bei Standard; verf\u00fcgbar bei Premium-Tarifen<\/td>\n<\/tr>\n<tr>\n<td><strong>Kreditrahmen<\/strong><\/td>\n<td>F\u00fcr zugelassene Kunden: von 500 \u20ac bis 10.000 \u20ac, nach Analyse<\/td>\n<\/tr>\n<tr>\n<td><strong>Einkaufen im Ausland<\/strong><\/td>\n<td>Keine zus\u00e4tzlichen Geb\u00fchren f\u00fcr den kostenlosen Plan<\/td>\n<\/tr>\n<tr>\n<td><strong>Raten f\u00fcr die Rechnung<\/strong><\/td>\n<td>Nicht verf\u00fcgbar - automatische Abbuchung<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>Zus\u00e4tzliche Karte<\/strong><\/td>\n<td style=\"text-align: center;\">Nicht verf\u00fcgbar im Standardtarif<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e89f12 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4e89f12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd1fbf7 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"fd1fbf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/de\/finanzen\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 BEANTRAGEN SIE IHRE N26 MASTERCARD<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61aedbd elementor-widget elementor-widget-text-editor\" data-id=\"61aedbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Sie werden auf eine andere Seite weitergeleitet)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9ed05e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"f9ed05e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3fa800 elementor-widget elementor-widget-text-editor\" data-id=\"d3fa800\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"3004\" data-end=\"3055\"><strong data-start=\"3006\" data-end=\"3055\">Kriterien f\u00fcr die Gew\u00e4hrung von Kreditlimits<\/strong><\/h1>\n<p data-start=\"3057\" data-end=\"3091\">Die Gew\u00e4hrung eines Kredits h\u00e4ngt davon ab:<\/p>\n<ul data-start=\"3093\" data-end=\"3218\">\n<li data-start=\"3093\" data-end=\"3131\">\n<p data-start=\"3095\" data-end=\"3131\">Historie der Kontobewegungen<\/p>\n<\/li>\n<li data-start=\"3132\" data-end=\"3168\">\n<p data-start=\"3134\" data-end=\"3168\">Aufenthaltsstatus in Deutschland<\/p>\n<\/li>\n<li data-start=\"3169\" data-end=\"3191\">\n<p data-start=\"3171\" data-end=\"3191\">Analyse \u00fcber SCHUFA<\/p>\n<\/li>\n<li data-start=\"3192\" data-end=\"3218\">\n<p data-start=\"3194\" data-end=\"3218\">Nachweis eines festen Einkommens<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3220\" data-end=\"3312\">Manche Kunden beginnen nur mit der Abbuchungsfunktion und erhalten nach einer gewissen Zeit der Nutzung ein Guthaben.<\/p>\n<h3 data-start=\"3314\" data-end=\"3366\"><strong data-start=\"3318\" data-end=\"3364\">Kann ich mit einem negativen Eintrag zugelassen werden?<\/strong><\/h3>\n<p data-start=\"3367\" data-end=\"3483\">Die N26 ist flexibler als traditionelle Banken, kann aber durch die strengen SCHUFA-Beschr\u00e4nkungen an der Kreditvergabe gehindert werden.<\/p>\n<hr data-start=\"3485\" data-end=\"3488\" \/>\n<h1 data-start=\"3490\" data-end=\"3535\"><strong data-start=\"3492\" data-end=\"3535\">Wie beantrage ich die N26 Mastercard?<\/strong><\/h1>\n<ol data-start=\"3537\" data-end=\"3925\">\n<li data-start=\"3537\" data-end=\"3602\">\n<p data-start=\"3540\" data-end=\"3602\"><strong data-start=\"3540\" data-end=\"3566\">Die N26-App herunterladen<\/strong><br data-start=\"3566\" data-end=\"3569\" \/>Verf\u00fcgbar f\u00fcr Android und iOS.<\/p>\n<\/li>\n<li data-start=\"3604\" data-end=\"3685\">\n<p data-start=\"3607\" data-end=\"3685\"><strong data-start=\"3607\" data-end=\"3634\">Er\u00f6ffnen Sie Ihr kostenloses Konto<\/strong><br data-start=\"3634\" data-end=\"3637\" \/>Alles wird in wenigen Minuten \u00fcber Ihr Mobiltelefon erledigt.<\/p>\n<\/li>\n<li data-start=\"3687\" data-end=\"3784\">\n<p data-start=\"3690\" data-end=\"3784\"><strong data-start=\"3690\" data-end=\"3726\">\u00dcberpr\u00fcfen Sie Ihre Identit\u00e4t<\/strong><br data-start=\"3726\" data-end=\"3729\" \/>Schnell und sicher per Videoanruf validiert.<\/p>\n<\/li>\n<li data-start=\"3786\" data-end=\"3925\">\n<p data-start=\"3789\" data-end=\"3925\"><strong data-start=\"3789\" data-end=\"3815\">Erhalten Sie die physische Karte<\/strong><br data-start=\"3815\" data-end=\"3818\" \/>Die Karte wird an Ihre Adresse geschickt.<br data-start=\"3856\" data-end=\"3859\" \/>Die Karte <strong data-start=\"3871\" data-end=\"3882\">virtuell<\/strong> wird unmittelbar nach der Genehmigung freigegeben.<\/p>\n<\/li>\n<\/ol>\n<p data-start=\"3927\" data-end=\"3998\">Sie k\u00f6nnen Apple Pay und Google Pay verwenden, sobald Ihr Konto aktiv ist.<\/p>\n<hr data-start=\"4000\" data-end=\"4003\" \/>\n<h1 data-start=\"4005\" data-end=\"4039\"><strong data-start=\"4007\" data-end=\"4039\">Sicherheit und Reputation von N26<\/strong><\/h1>\n<p data-start=\"4041\" data-end=\"4179\">N26 verf\u00fcgt \u00fcber eine vollst\u00e4ndige europ\u00e4ische Banklizenz und unterliegt der Regulierung durch die <strong data-start=\"4107\" data-end=\"4144\">Deutsche Bundesbank (BaFin)<\/strong>.<br data-start=\"4145\" data-end=\"4148\" \/>Die Plattform ist anerkannt f\u00fcr:<\/p>\n<ul data-start=\"4181\" data-end=\"4288\">\n<li data-start=\"4181\" data-end=\"4203\">\n<p data-start=\"4183\" data-end=\"4203\">Moderne App<\/p>\n<\/li>\n<li data-start=\"4204\" data-end=\"4225\">\n<p data-start=\"4206\" data-end=\"4225\">Robuste Sicherheit<\/p>\n<\/li>\n<li data-start=\"4226\" data-end=\"4253\">\n<p data-start=\"4228\" data-end=\"4253\">Biometrische Authentifizierung<\/p>\n<\/li>\n<li data-start=\"4254\" data-end=\"4288\">\n<p data-start=\"4256\" data-end=\"4288\">Hochentwickeltes System zur Betrugsbek\u00e4mpfung<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4290\" data-end=\"4348\">Sie ist eine der vertrauensw\u00fcrdigsten digitalen Institutionen in Europa.<\/p>\n<hr data-start=\"4350\" data-end=\"4353\" \/>\n<h1 data-start=\"4355\" data-end=\"4397\"><strong data-start=\"4357\" data-end=\"4397\">F\u00fcr wen ist die N26 Mastercard gedacht?<\/strong><\/h1>\n<p data-start=\"4399\" data-end=\"4410\">Ideal f\u00fcr:<\/p>\n<ul data-start=\"4412\" data-end=\"4620\">\n<li data-start=\"4412\" data-end=\"4468\">\n<p data-start=\"4414\" data-end=\"4468\">Diejenigen, die ein einfaches Konto ohne versteckte Geb\u00fchren w\u00fcnschen<\/p>\n<\/li>\n<li data-start=\"4469\" data-end=\"4507\">\n<p data-start=\"4471\" data-end=\"4507\">Expats und Vielreisende<\/p>\n<\/li>\n<li data-start=\"4508\" data-end=\"4565\">\n<p data-start=\"4510\" data-end=\"4565\">Studenten und Arbeitnehmer, die am liebsten alles \u00fcber die App erledigen<\/p>\n<\/li>\n<li data-start=\"4566\" data-end=\"4620\">\n<p data-start=\"4568\" data-end=\"4620\">Diejenigen, die eine moderne, schnelle und digitale Bank 100% suchen<\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f8d30f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"7f8d30f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b705ca3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"b705ca3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/de\/finanzen\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 BEANTRAGEN SIE IHRE N26 MASTERCARD<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a1d494 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1a1d494\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4fde325 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4fde325\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff1e5ec elementor-widget elementor-widget-text-editor\" data-id=\"ff1e5ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Sie werden auf eine andere Seite weitergeleitet)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d976fea elementor-widget elementor-widget-text-editor\" data-id=\"d976fea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"5479\" data-end=\"5494\"><strong data-start=\"5481\" data-end=\"5494\">Schlussfolgerung<\/strong><\/h1>\n<p data-start=\"5496\" data-end=\"5660\">Wenn Sie eine moderne Karte ohne B\u00fcrokratie, mit vollst\u00e4ndiger Kontrolle \u00fcber Ihr Mobiltelefon und ohne versteckte Geb\u00fchren w\u00fcnschen, ist die <strong data-start=\"5603\" data-end=\"5621\">N26 Mastercard<\/strong> ist eine der besten M\u00f6glichkeiten in Deutschland.<\/p>\n<p data-start=\"5662\" data-end=\"5666\">Com:<\/p>\n<ul data-start=\"5668\" data-end=\"5761\">\n<li data-start=\"5668\" data-end=\"5686\">\n<p data-start=\"5670\" data-end=\"5686\">Kostenloses Konto<\/p>\n<\/li>\n<li data-start=\"5687\" data-end=\"5710\">\n<p data-start=\"5689\" data-end=\"5710\">Vollst\u00e4ndige Bewerbung<\/p>\n<\/li>\n<li data-start=\"5711\" data-end=\"5738\">\n<p data-start=\"5713\" data-end=\"5738\">Internationale Akzeptanz<\/p>\n<\/li>\n<li data-start=\"5739\" data-end=\"5761\">\n<p data-start=\"5741\" data-end=\"5761\">Erweiterte Sicherheit<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"5763\" data-end=\"5826\">Es bietet finanzielle Freiheit mit Einfachheit und Technologie.<\/p>\n<hr data-start=\"5828\" data-end=\"5831\" \/>\n<h1 data-start=\"5833\" data-end=\"5866\"><strong data-start=\"5835\" data-end=\"5866\">FAQ - N26 Mastercard<\/strong><\/h1>\n<h3 data-start=\"5868\" data-end=\"5918\"><strong data-start=\"5872\" data-end=\"5916\">1. F\u00e4llt bei der N26 Mastercard eine Jahresgeb\u00fchr an?<\/strong><\/h3>\n<p data-start=\"5919\" data-end=\"6027\">Nein. Der Standardplan ist v\u00f6llig kostenlos.<br data-start=\"5963\" data-end=\"5966\" \/>Premium-Tarife bieten gegen eine monatliche Geb\u00fchr zus\u00e4tzliche Funktionen.<\/p>\n<h3 data-start=\"6029\" data-end=\"6082\"><strong data-start=\"6033\" data-end=\"6080\">2. Kann ich die N26 Mastercard im Ausland verwenden?<\/strong><\/h3>\n<p data-start=\"6083\" data-end=\"6168\">Ja, die Karte wird weltweit akzeptiert, mit dem realen Wechselkurs von Mastercard und ohne zus\u00e4tzliche Geb\u00fchren.<\/p>\n<h3 data-start=\"6170\" data-end=\"6226\"><strong data-start=\"6174\" data-end=\"6224\">3. Muss ich in Deutschland wohnen, um ein Konto zu er\u00f6ffnen?<\/strong><\/h3>\n<p data-start=\"6227\" data-end=\"6314\">Ja. Ein Wohnsitz in einem der von der N26 bedienten L\u00e4nder, einschlie\u00dflich Deutschland, ist erforderlich.<\/p>\n<h3 data-start=\"6316\" data-end=\"6352\"><strong data-start=\"6320\" data-end=\"6350\">4. Bietet N26 Cashback an?<\/strong><\/h3>\n<p data-start=\"6353\" data-end=\"6437\">Nicht in der kostenlosen Version.<br data-start=\"6376\" data-end=\"6379\" \/>Premium-Tarife k\u00f6nnen Cashback und andere Vorteile beinhalten.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea procura um cart\u00e3o moderno, sem anuidade e totalmente digital, o N26 Mastercard \u00e9 uma das melhores op\u00e7\u00f5es dispon\u00edveis na Alemanha. R\u00e1pido de abrir, f\u00e1cil de usar e com controle total pelo aplicativo, ele entrega praticidade, seguran\u00e7a e liberdade financeira no dia a dia. Neste artigo, voc\u00ea vai descobrir tudo sobre o cart\u00e3o: tarifas, requisitos, fun\u00e7\u00f5es digitais, vantagens exclusivas e como solicit\u00e1-lo de forma simples. Cart\u00e3o N26 Mastercard Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo N26 Bank, um dos bancos digitais mais inovadores da Europa, o cart\u00e3o N26 Mastercard se destaca pelo uso intuitivo e pela aus\u00eancia de burocracia. \u00c9 ideal para quem quer tecnologia, economia e uma experi\u00eancia banc\u00e1ria 100% online. Benef\u00edcios do N26 Mastercard \u2705 Conta e cart\u00e3o gratuitos A conta N26 Standard n\u00e3o tem mensalidade e inclui um cart\u00e3o Mastercard aceito internacionalmente \u2014 \u00f3timo para quem quer fugir das tarifas banc\u00e1rias tradicionais. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcf1 App completo e intuitivo O app N26 (Android e iOS) permite: acompanhar gastos em tempo real bloquear\/desbloquear o cart\u00e3o definir limites organizar despesas por categoria visualizar estat\u00edsticas autom\u00e1ticas Tudo isso com poucos toques. \ud83c\udf0d Aceita\u00e7\u00e3o internacional O Mastercard N26 \u00e9 aceito em milh\u00f5es de estabelecimentos no mundo todo, ideal para quem faz viagens ou compras internacionais. \ud83d\udcb8 Saques e transfer\u00eancias At\u00e9 3 saques gratuitos\/m\u00eas na zona do euro no plano Standard Taxa m\u00e9dia de 1,7% para saques fora da zona do euro Transfer\u00eancias r\u00e1pidas e compatibilidade com Wise para envios internacionais \ud83d\udd12 Seguran\u00e7a avan\u00e7ada Inclui: Autentica\u00e7\u00e3o forte (3D Secure) Notifica\u00e7\u00f5es instant\u00e2neas Bloqueio de compras internacionais com 1 toque Controle de pagamentos por aproxima\u00e7\u00e3o e online \ud83d\udd04 Convers\u00e3o justa e transparente As compras internacionais usam a taxa real do Mastercard, sem margens ocultas \u2014 ideal para quem viaja muito. \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o de Cr\u00e9dito N26 Mastercard \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos 3 gratuitos\/m\u00eas na zona do euro; taxa fora da zona do euro (~1,7%) Anuidade \/ Mensalidade Cart\u00e3o Standard gratuito; planos premium a partir de \u20ac4,90 Cashback N\u00e3o dispon\u00edvel no Standard; presente nos planos premium Limite de Cr\u00e9dito Para clientes eleg\u00edveis: de \u20ac500 a \u20ac10.000, ap\u00f3s an\u00e1lise Compras no Exterior Sem taxas adicionais no plano gratuito Parcelamento da Fatura N\u00e3o dispon\u00edvel \u2014 d\u00e9bito autom\u00e1tico Cart\u00e3o Adicional N\u00e3o dispon\u00edvel no plano Standard \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Crit\u00e9rios para Concess\u00e3o de Limite de Cr\u00e9dito A concess\u00e3o de cr\u00e9dito depende de: Hist\u00f3rico de movimenta\u00e7\u00e3o da conta Status de resid\u00eancia na Alemanha An\u00e1lise via SCHUFA Prova de renda est\u00e1vel Alguns clientes come\u00e7am apenas com a fun\u00e7\u00e3o d\u00e9bito e recebem cr\u00e9dito ap\u00f3s um per\u00edodo de uso. Posso ser aprovado com hist\u00f3rico negativo? A N26 \u00e9 mais flex\u00edvel que bancos tradicionais, mas restri\u00e7\u00f5es graves no SCHUFA podem impedir a concess\u00e3o de cr\u00e9dito. Como solicitar o Cart\u00e3o N26 Mastercard? Baixe o aplicativo N26Dispon\u00edvel para Android e iOS. Abra sua conta gratuitaTudo \u00e9 feito pelo celular, em poucos minutos. Fa\u00e7a a verifica\u00e7\u00e3o de identidadeValidada por v\u00eddeo chamada de forma r\u00e1pida e segura. Receba o cart\u00e3o f\u00edsicoO cart\u00e3o \u00e9 enviado ao seu endere\u00e7o.O cart\u00e3o virtual \u00e9 liberado imediatamente ap\u00f3s a aprova\u00e7\u00e3o. \u00c9 poss\u00edvel usar Apple Pay e Google Pay assim que a conta estiver ativa. Seguran\u00e7a e Reputa\u00e7\u00e3o da N26 A N26 possui licen\u00e7a banc\u00e1ria europeia completa e \u00e9 regulada pelo Banco Central da Alemanha (BaFin).A plataforma \u00e9 reconhecida por: Aplicativo moderno Seguran\u00e7a robusta Autentica\u00e7\u00e3o biom\u00e9trica Sistema antifraude sofisticado \u00c9 uma das institui\u00e7\u00f5es digitais mais confi\u00e1veis da Europa. Para quem \u00e9 o Cart\u00e3o N26 Mastercard? Ideal para: Quem quer uma conta simples e sem tarifas escondidas Expatriados e viajantes frequentes Estudantes e trabalhadores que preferem tudo pelo app Quem busca um banco moderno, r\u00e1pido e 100% digital \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o Se voc\u00ea quer um cart\u00e3o moderno, sem burocracia, com total controle pelo celular e zero taxas escondidas, o N26 Mastercard \u00e9 uma das melhores op\u00e7\u00f5es da Alemanha. Com: Conta gratuita Aplicativo completo Aceita\u00e7\u00e3o internacional Seguran\u00e7a avan\u00e7ada Ele oferece liberdade financeira com simplicidade e tecnologia. FAQ \u2013 Cart\u00e3o N26 Mastercard 1. O cart\u00e3o N26 Mastercard tem anuidade? N\u00e3o. O plano Standard \u00e9 totalmente gratuito.Planos premium oferecem recursos extras mediante mensalidade. 2. Posso usar o N26 Mastercard no exterior? Sim. O cart\u00e3o \u00e9 aceito globalmente, com c\u00e2mbio real do Mastercard e sem taxas extras. 3. Preciso morar na Alemanha para abrir conta? Sim. \u00c9 necess\u00e1rio resid\u00eancia em um dos pa\u00edses atendidos pela N26, incluindo a Alemanha. 4. O N26 oferece cashback? No plano gratuito, n\u00e3o.Planos premium podem incluir cashback e outros benef\u00edcios.<\/p>","protected":false},"author":1,"featured_media":14150,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14606","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts\/14606","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/comments?post=14606"}],"version-history":[{"count":19,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts\/14606\/revisions"}],"predecessor-version":[{"id":17220,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts\/14606\/revisions\/17220"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/media\/14150"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/media?parent=14606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/categories?post=14606"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/tags?post=14606"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/post_folder?post=14606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}