{"id":16417,"date":"2025-12-21T05:17:50","date_gmt":"2025-12-21T05:17:50","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=16417"},"modified":"2025-12-25T02:31:25","modified_gmt":"2025-12-25T02:31:25","slug":"holanda-cartao-funil1-ing","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/de\/financas\/holanda-cartao-funil1-ing\/","title":{"rendered":"ING Creditcard: Vorteile in den Niederlanden"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"16417\" class=\"elementor elementor-16417\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inserate<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"209\" data-end=\"620\">Se voc\u00ea est\u00e1 na Europa e busca um cart\u00e3o de cr\u00e9dito confi\u00e1vel, com boa aceita\u00e7\u00e3o internacional, benef\u00edcios para viagens e controle digital completo, o <strong data-start=\"360\" data-end=\"378\">ING Creditcard<\/strong> pode ser a escolha ideal. Neste artigo, voc\u00ea confere as principais vantagens, taxas, crit\u00e9rios de elegibilidade e funcionalidades que fazem deste cart\u00e3o uma op\u00e7\u00e3o pr\u00e1tica, segura e eficiente para o dia a dia e para quem viaja com frequ\u00eancia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/de\/finanzen\/holanda-cartao-funil1-como-solicitar-ing\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/ING-Creditcard-1.png\" title=\"ING-Creditcard-1\" alt=\"ING-Creditcard-1\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Cart\u00e3o ING Creditcard<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Keine Jahresgeb\u00fchr<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/de\/finanzen\/holanda-cartao-funil1-como-solicitar-ing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ANFRAGE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Sie werden auf eine andere Seite weitergeleitet)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"741\" data-end=\"950\">Emitido pelo banco <strong data-start=\"760\" data-end=\"767\">ING<\/strong> em parceria com a <strong data-start=\"786\" data-end=\"823\">Internationale Kartendienste (ICS)<\/strong>, o ING Creditcard combina a solidez de um dos maiores bancos europeus com a ampla aceita\u00e7\u00e3o global da bandeira <strong data-start=\"935\" data-end=\"949\">Mastercard<\/strong>.<\/p><p data-start=\"952\" data-end=\"1094\">Ideal para uso cotidiano, compras online e viagens internacionais, o cart\u00e3o oferece praticidade, seguran\u00e7a e gest\u00e3o moderna das suas finan\u00e7as.<\/p><hr data-start=\"1096\" data-end=\"1099\" \/><h2 data-start=\"1101\" data-end=\"1144\"><strong>Principais Vantagens do ING Creditcard<\/strong><\/h2><h3 data-start=\"1146\" data-end=\"1187\">\ud83d\udcb3 Aceita\u00e7\u00e3o Mundial com Mastercard<\/h3><p data-start=\"1188\" data-end=\"1316\">Utilize o cart\u00e3o em milh\u00f5es de estabelecimentos f\u00edsicos e online ao redor do mundo, sempre que a bandeira Mastercard for aceita.<\/p><h3 data-start=\"1318\" data-end=\"1362\">\ud83d\udcf2 Gest\u00e3o Digital Completa via App ICS<\/h3><p data-start=\"1363\" data-end=\"1497\">Acompanhe gastos, limite dispon\u00edvel, faturas e transa\u00e7\u00f5es em tempo real pelo aplicativo oficial da ICS, dispon\u00edvel para Android e iOS.<\/p><h3 data-start=\"1499\" data-end=\"1546\">\ud83d\udd10 Seguran\u00e7a Avan\u00e7ada para Compras Online<\/h3><p data-start=\"1547\" data-end=\"1687\">Compras protegidas com autentica\u00e7\u00e3o <strong data-start=\"1583\" data-end=\"1596\">3D-Sicherheit<\/strong>, al\u00e9m de alertas instant\u00e2neos de transa\u00e7\u00f5es para maior controle e prote\u00e7\u00e3o contra fraudes.<\/p><h3 data-start=\"1689\" data-end=\"1738\">\ud83d\udcbc Limite Personalizado Conforme seu Perfil<\/h3><p data-start=\"1739\" data-end=\"1873\">O limite de cr\u00e9dito \u00e9 definido com base na sua renda e situa\u00e7\u00e3o financeira, podendo ser ajustado conforme o uso respons\u00e1vel do cart\u00e3o.<\/p><h3 data-start=\"1875\" data-end=\"1927\">\ud83c\udf0d Ideal para Viagens e Compras Internacionais<\/h3><p data-start=\"1928\" data-end=\"2033\">Aceita\u00e7\u00e3o global, suporte para saques em caixas eletr\u00f4nicos no exterior e convers\u00e3o autom\u00e1tica de moedas.<\/p><h3 data-start=\"2035\" data-end=\"2091\">\ud83d\udcf1 Pagamentos por Aproxima\u00e7\u00e3o e Carteiras Digitais<\/h3><p data-start=\"2092\" data-end=\"2203\">Kompatibel mit <strong data-start=\"2107\" data-end=\"2120\">Apple Pay<\/strong>, <strong data-start=\"2122\" data-end=\"2136\">Google Pay<\/strong> e pagamentos por NFC, permitindo rapidez e seguran\u00e7a no dia a dia.<\/p><h3 data-start=\"2205\" data-end=\"2237\">\ud83d\udcb3 Cart\u00e3o F\u00edsico e Digital<\/h3><p data-start=\"2238\" data-end=\"2360\">Al\u00e9m do cart\u00e3o f\u00edsico, voc\u00ea pode gerar um cart\u00e3o digital exclusivo para compras online, aumentando ainda mais a seguran\u00e7a.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4dea7a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c4dea7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-12af049 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"12af049\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-224f1ef elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"224f1ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/de\/finanzen\/holanda-cartao-funil1-como-solicitar-ing\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/ING-Creditcard-1.png\" title=\"ING-Creditcard-1\" alt=\"ING-Creditcard-1\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0bc4a47 elementor-widget elementor-widget-text-editor\" data-id=\"0bc4a47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Cart\u00e3o ING Creditcard<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a025ef1 elementor-widget elementor-widget-text-editor\" data-id=\"a025ef1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Keine Jahresgeb\u00fchr<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cf3ab0 elementor-widget elementor-widget-button\" data-id=\"2cf3ab0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/de\/finanzen\/holanda-cartao-funil1-como-solicitar-ing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ANFRAGE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333afe0 elementor-widget elementor-widget-text-editor\" data-id=\"333afe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Sie werden auf eine andere Seite weitergeleitet)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f587463 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f587463\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248df4e elementor-widget elementor-widget-text-editor\" data-id=\"248df4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2455\" data-end=\"2511\"><strong>Cart\u00e3o ING Creditcard \u2013 Taxas e Condi\u00e7\u00f5es<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Dienst<\/th><th>Standardbedingung<\/th><\/tr><\/thead><tbody><tr><td><strong>Abhebungen am Geldautomaten<\/strong><\/td><td>Permitidos \u2013 tarifa de \u20ac 4,50 por saque. Em moeda estrangeira, adicional de 2% sobre a convers\u00e3o<\/td><\/tr><tr><td><strong>Jahresgeb\u00fchr \/ Monatliche Geb\u00fchr<\/strong><\/td><td>Gratuito no primeiro ano. Ap\u00f3s 12 meses: \u20ac 19,95\/ano<\/td><\/tr><tr><td><strong>Cashback<\/strong><\/td><td>N\u00e3o possui programa de cashback<\/td><\/tr><tr><td><strong>Kreditrahmen<\/strong><\/td><td>Vari\u00e1vel \u2013 definido ap\u00f3s an\u00e1lise de cr\u00e9dito<\/td><\/tr><tr><td><strong>Einkaufen im Ausland<\/strong><\/td><td>Permitidas \u2013 sem tarifa do emissor, mas com 2% de taxa de convers\u00e3o<\/td><\/tr><tr><td><strong>Raten f\u00fcr die Rechnung<\/strong><\/td><td>Dispon\u00edvel \u2013 juros sobre saldo n\u00e3o pago. Pagamento m\u00ednimo: 3% da fatura ou \u20ac25<\/td><\/tr><tr><td><strong>Zus\u00e4tzliche Karte<\/strong><\/td><td>Dispon\u00edvel \u2013 at\u00e9 2 cart\u00f5es adicionais, mediante aprova\u00e7\u00e3o<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3237\" data-end=\"3265\"><strong>Kriterien f\u00fcr die Ausgabe<\/strong><\/h2><p data-start=\"3267\" data-end=\"3303\">O ING Creditcard \u00e9 emitido mediante:<\/p><ul data-start=\"3305\" data-end=\"3509\"><li data-start=\"3305\" data-end=\"3343\"><p data-start=\"3307\" data-end=\"3343\">Cadastro online com dados pessoais<\/p><\/li><li data-start=\"3344\" data-end=\"3398\"><p data-start=\"3346\" data-end=\"3398\">Envio de documentos para verifica\u00e7\u00e3o de identidade<\/p><\/li><li data-start=\"3399\" data-end=\"3441\"><p data-start=\"3401\" data-end=\"3441\">Aprova\u00e7\u00e3o sujeita \u00e0 an\u00e1lise de cr\u00e9dito<\/p><\/li><li data-start=\"3442\" data-end=\"3474\"><p data-start=\"3444\" data-end=\"3474\">Ser <strong data-start=\"3448\" data-end=\"3472\">residente na Holanda<\/strong><\/p><\/li><li data-start=\"3475\" data-end=\"3509\"><p data-start=\"3477\" data-end=\"3509\">Haben <strong data-start=\"3481\" data-end=\"3509\">conta ativa no banco ING<\/strong><\/p><\/li><\/ul><h3 data-start=\"3511\" data-end=\"3563\">Genehmigung f\u00fcr Personen mit Kreditbeschr\u00e4nkungen?<\/h3><p data-start=\"3564\" data-end=\"3704\">N\u00e3o garantida. A aprova\u00e7\u00e3o depende da an\u00e1lise de cr\u00e9dito e clientes com hist\u00f3rico negativo ou registro no BKR podem ter o pedido recusado.<\/p><hr data-start=\"3706\" data-end=\"3709\" \/><h2 data-start=\"3711\" data-end=\"3756\"><strong>Confian\u00e7a e Seguran\u00e7a do ING Creditcard<\/strong><\/h2><p data-start=\"3758\" data-end=\"3845\">O ING Creditcard \u00e9 emitido por uma institui\u00e7\u00e3o banc\u00e1ria s\u00f3lida e confi\u00e1vel, oferecendo:<\/p><ul data-start=\"3847\" data-end=\"4107\"><li data-start=\"3847\" data-end=\"3882\"><p data-start=\"3849\" data-end=\"3882\">Chip EMV e autentica\u00e7\u00e3o por PIN<\/p><\/li><li data-start=\"3883\" data-end=\"3925\"><p data-start=\"3885\" data-end=\"3925\">Monitoramento antifraude em tempo real<\/p><\/li><li data-start=\"3926\" data-end=\"3993\"><p data-start=\"3928\" data-end=\"3993\">Seguro de viagem gratuito (quando a viagem \u00e9 paga com o cart\u00e3o)<\/p><\/li><li data-start=\"3994\" data-end=\"4053\"><p data-start=\"3996\" data-end=\"4053\">Controle de faturas e gastos via app e internet banking<\/p><\/li><li data-start=\"4054\" data-end=\"4107\"><p data-start=\"4056\" data-end=\"4107\">Suporte 24h em casos de bloqueio, perda ou disputas<\/p><\/li><\/ul><hr data-start=\"4109\" data-end=\"4112\" \/><h2 data-start=\"4114\" data-end=\"4158\"><strong>Para Quem o ING Creditcard \u00e9 Indicado?<\/strong><\/h2><ul data-start=\"4160\" data-end=\"4456\"><li data-start=\"4160\" data-end=\"4214\"><p data-start=\"4162\" data-end=\"4214\">Quem busca <strong data-start=\"4173\" data-end=\"4212\">keine Jahresgeb\u00fchr f\u00fcr das erste Jahr<\/strong><\/p><\/li><li data-start=\"4215\" data-end=\"4275\"><p data-start=\"4217\" data-end=\"4275\">Usu\u00e1rios que fazem compras internacionais com frequ\u00eancia<\/p><\/li><li data-start=\"4276\" data-end=\"4331\"><p data-start=\"4278\" data-end=\"4331\">Viajantes que desejam <strong data-start=\"4300\" data-end=\"4329\">seguro de viagem gratuito<\/strong><\/p><\/li><li data-start=\"4332\" data-end=\"4391\"><p data-start=\"4334\" data-end=\"4391\">Pessoas que querem flexibilidade para parcelar a fatura<\/p><\/li><li data-start=\"4392\" data-end=\"4456\"><p data-start=\"4394\" data-end=\"4456\">Clientes ING que valorizam controle digital e aceita\u00e7\u00e3o global<\/p><\/li><\/ul><hr data-start=\"4458\" data-end=\"4461\" \/><h2 data-start=\"4463\" data-end=\"4527\"><strong>Benef\u00edcios Promocionais \u2013 ING Creditcard vs. Promo\u00e7\u00f5es ING<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Art der Leistung<\/th><th>ING Creditcard (isolado)<\/th><th>Promo\u00e7\u00f5es ING<\/th><\/tr><\/thead><tbody><tr><td>Punkte \/ Gutscheine<\/td><td>\u274c Nein<\/td><td>\u2705 Ofertas em parceiros<\/td><\/tr><tr><td>Cashback<\/td><td>\u274c Nein<\/td><td>\u2705 Benef\u00edcios pontuais<\/td><\/tr><tr><td>B\u00f4nus de Emiss\u00e3o<\/td><td>\u274c Nein<\/td><td>\u2705 Programas de indica\u00e7\u00e3o<\/td><\/tr><tr><td>Seguro Viagem<\/td><td>\u2705 Ja<\/td><td>\u2705 Benef\u00edcio Mastercard<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4868\" data-end=\"4883\"><strong>Schlussfolgerung<\/strong><\/h2><p data-start=\"4885\" data-end=\"5046\">O <strong data-start=\"4887\" data-end=\"4905\">ING Creditcard<\/strong> \u00e9 uma excelente escolha para quem deseja um cart\u00e3o internacional confi\u00e1vel, com boa aceita\u00e7\u00e3o, gest\u00e3o digital completa e taxas competitivas.<\/p><p data-start=\"5048\" data-end=\"5222\">Com o suporte da ICS, tecnologia Mastercard e a solidez do banco ING, o cart\u00e3o oferece seguran\u00e7a, controle e praticidade para o dia a dia financeiro na Holanda e no exterior.<\/p><hr data-start=\"5224\" data-end=\"5227\" \/><h2 data-start=\"5229\" data-end=\"5254\">FAQ \u2013 ING Creditcard<\/h2><p data-start=\"5256\" data-end=\"5368\"><strong data-start=\"5256\" data-end=\"5282\">Ist die Karte mit einer Jahresgeb\u00fchr verbunden?<\/strong><br data-start=\"5282\" data-end=\"5285\" \/>Sim. A anuidade \u00e9 gratuita no primeiro ano e passa a ser cobrada ap\u00f3s esse per\u00edodo.<\/p><p data-start=\"5370\" data-end=\"5455\"><strong data-start=\"5370\" data-end=\"5401\">Preciso ser cliente do ING?<\/strong><br data-start=\"5401\" data-end=\"5404\" \/>Sim. \u00c9 necess\u00e1rio ter uma conta ativa no banco ING.<\/p><p data-start=\"5457\" data-end=\"5573\"><strong data-start=\"5457\" data-end=\"5496\">A solicita\u00e7\u00e3o \u00e9 totalmente digital?<\/strong><br data-start=\"5496\" data-end=\"5499\" \/>Sim. Todo o processo \u00e9 feito online, com verifica\u00e7\u00e3o segura de identidade.<\/p><p data-start=\"5575\" data-end=\"5657\"><strong data-start=\"5575\" data-end=\"5604\">Wird er au\u00dferhalb der Niederlande akzeptiert?<\/strong><br data-start=\"5604\" data-end=\"5607\" \/>Sim. O cart\u00e3o \u00e9 aceito globalmente via Mastercard.<\/p><p data-start=\"5659\" data-end=\"5746\"><strong data-start=\"5659\" data-end=\"5695\">Funciona com carteiras digitais?<\/strong><br data-start=\"5695\" data-end=\"5698\" \/>Sim. Compat\u00edvel com Apple Pay, Google Pay e NFC.<\/p><p data-start=\"5748\" data-end=\"5899\"><strong data-start=\"5748\" data-end=\"5791\">Ajuda a construir hist\u00f3rico de cr\u00e9dito?<\/strong><br data-start=\"5791\" data-end=\"5794\" \/>Sim. O uso respons\u00e1vel e pagamentos em dia contribuem para um bom hist\u00f3rico financeiro nos Pa\u00edses Baixos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea est\u00e1 na Europa e busca um cart\u00e3o de cr\u00e9dito confi\u00e1vel, com boa aceita\u00e7\u00e3o internacional, benef\u00edcios para viagens e controle digital completo, o ING Creditcard pode ser a escolha ideal. Neste artigo, voc\u00ea confere as principais vantagens, taxas, crit\u00e9rios de elegibilidade e funcionalidades que fazem deste cart\u00e3o uma op\u00e7\u00e3o pr\u00e1tica, segura e eficiente para o dia a dia e para quem viaja com frequ\u00eancia. Cart\u00e3o ING Creditcard Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo banco ING em parceria com a International Card Services (ICS), o ING Creditcard combina a solidez de um dos maiores bancos europeus com a ampla aceita\u00e7\u00e3o global da bandeira Mastercard. Ideal para uso cotidiano, compras online e viagens internacionais, o cart\u00e3o oferece praticidade, seguran\u00e7a e gest\u00e3o moderna das suas finan\u00e7as. Principais Vantagens do ING Creditcard \ud83d\udcb3 Aceita\u00e7\u00e3o Mundial com Mastercard Utilize o cart\u00e3o em milh\u00f5es de estabelecimentos f\u00edsicos e online ao redor do mundo, sempre que a bandeira Mastercard for aceita. \ud83d\udcf2 Gest\u00e3o Digital Completa via App ICS Acompanhe gastos, limite dispon\u00edvel, faturas e transa\u00e7\u00f5es em tempo real pelo aplicativo oficial da ICS, dispon\u00edvel para Android e iOS. \ud83d\udd10 Seguran\u00e7a Avan\u00e7ada para Compras Online Compras protegidas com autentica\u00e7\u00e3o 3D Secure, al\u00e9m de alertas instant\u00e2neos de transa\u00e7\u00f5es para maior controle e prote\u00e7\u00e3o contra fraudes. \ud83d\udcbc Limite Personalizado Conforme seu Perfil O limite de cr\u00e9dito \u00e9 definido com base na sua renda e situa\u00e7\u00e3o financeira, podendo ser ajustado conforme o uso respons\u00e1vel do cart\u00e3o. \ud83c\udf0d Ideal para Viagens e Compras Internacionais Aceita\u00e7\u00e3o global, suporte para saques em caixas eletr\u00f4nicos no exterior e convers\u00e3o autom\u00e1tica de moedas. \ud83d\udcf1 Pagamentos por Aproxima\u00e7\u00e3o e Carteiras Digitais Compat\u00edvel com Apple Pay, Google Pay e pagamentos por NFC, permitindo rapidez e seguran\u00e7a no dia a dia. \ud83d\udcb3 Cart\u00e3o F\u00edsico e Digital Al\u00e9m do cart\u00e3o f\u00edsico, voc\u00ea pode gerar um cart\u00e3o digital exclusivo para compras online, aumentando ainda mais a seguran\u00e7a. Cart\u00e3o ING Creditcard Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o ING Creditcard \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos Permitidos \u2013 tarifa de \u20ac 4,50 por saque. Em moeda estrangeira, adicional de 2% sobre a convers\u00e3o Anuidade \/ Mensalidade Gratuito no primeiro ano. Ap\u00f3s 12 meses: \u20ac 19,95\/ano Cashback N\u00e3o possui programa de cashback Limite de Cr\u00e9dito Vari\u00e1vel \u2013 definido ap\u00f3s an\u00e1lise de cr\u00e9dito Compras no Exterior Permitidas \u2013 sem tarifa do emissor, mas com 2% de taxa de convers\u00e3o Parcelamento da Fatura Dispon\u00edvel \u2013 juros sobre saldo n\u00e3o pago. Pagamento m\u00ednimo: 3% da fatura ou \u20ac25 Cart\u00e3o Adicional Dispon\u00edvel \u2013 at\u00e9 2 cart\u00f5es adicionais, mediante aprova\u00e7\u00e3o Crit\u00e9rios para Emiss\u00e3o O ING Creditcard \u00e9 emitido mediante: Cadastro online com dados pessoais Envio de documentos para verifica\u00e7\u00e3o de identidade Aprova\u00e7\u00e3o sujeita \u00e0 an\u00e1lise de cr\u00e9dito Ser residente na Holanda Ter conta ativa no banco ING Aprova\u00e7\u00e3o para quem tem restri\u00e7\u00f5es de cr\u00e9dito? N\u00e3o garantida. A aprova\u00e7\u00e3o depende da an\u00e1lise de cr\u00e9dito e clientes com hist\u00f3rico negativo ou registro no BKR podem ter o pedido recusado. Confian\u00e7a e Seguran\u00e7a do ING Creditcard O ING Creditcard \u00e9 emitido por uma institui\u00e7\u00e3o banc\u00e1ria s\u00f3lida e confi\u00e1vel, oferecendo: Chip EMV e autentica\u00e7\u00e3o por PIN Monitoramento antifraude em tempo real Seguro de viagem gratuito (quando a viagem \u00e9 paga com o cart\u00e3o) Controle de faturas e gastos via app e internet banking Suporte 24h em casos de bloqueio, perda ou disputas Para Quem o ING Creditcard \u00e9 Indicado? Quem busca isen\u00e7\u00e3o de anuidade no primeiro ano Usu\u00e1rios que fazem compras internacionais com frequ\u00eancia Viajantes que desejam seguro de viagem gratuito Pessoas que querem flexibilidade para parcelar a fatura Clientes ING que valorizam controle digital e aceita\u00e7\u00e3o global Benef\u00edcios Promocionais \u2013 ING Creditcard vs. Promo\u00e7\u00f5es ING Tipo de Benef\u00edcio ING Creditcard (isolado) Promo\u00e7\u00f5es ING Pontos \/ Vouchers \u274c N\u00e3o \u2705 Ofertas em parceiros Cashback \u274c N\u00e3o \u2705 Benef\u00edcios pontuais B\u00f4nus de Emiss\u00e3o \u274c N\u00e3o \u2705 Programas de indica\u00e7\u00e3o Seguro Viagem \u2705 Sim \u2705 Benef\u00edcio Mastercard Conclus\u00e3o O ING Creditcard \u00e9 uma excelente escolha para quem deseja um cart\u00e3o internacional confi\u00e1vel, com boa aceita\u00e7\u00e3o, gest\u00e3o digital completa e taxas competitivas. Com o suporte da ICS, tecnologia Mastercard e a solidez do banco ING, o cart\u00e3o oferece seguran\u00e7a, controle e praticidade para o dia a dia financeiro na Holanda e no exterior. FAQ \u2013 ING Creditcard O cart\u00e3o tem anuidade?Sim. A anuidade \u00e9 gratuita no primeiro ano e passa a ser cobrada ap\u00f3s esse per\u00edodo. Preciso ser cliente do ING?Sim. \u00c9 necess\u00e1rio ter uma conta ativa no banco ING. A solicita\u00e7\u00e3o \u00e9 totalmente digital?Sim. Todo o processo \u00e9 feito online, com verifica\u00e7\u00e3o segura de identidade. \u00c9 aceito fora da Holanda?Sim. O cart\u00e3o \u00e9 aceito globalmente via Mastercard. Funciona com carteiras digitais?Sim. Compat\u00edvel com Apple Pay, Google Pay e NFC. Ajuda a construir hist\u00f3rico de cr\u00e9dito?Sim. O uso respons\u00e1vel e pagamentos em dia contribuem para um bom hist\u00f3rico financeiro nos Pa\u00edses Baixos.<\/p>","protected":false},"author":1,"featured_media":16418,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-16417","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts\/16417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/comments?post=16417"}],"version-history":[{"count":19,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts\/16417\/revisions"}],"predecessor-version":[{"id":17377,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/posts\/16417\/revisions\/17377"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/media\/16418"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/media?parent=16417"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/categories?post=16417"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/tags?post=16417"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/de\/wp-json\/wp\/v2\/post_folder?post=16417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}