{"id":13541,"date":"2025-11-29T16:51:20","date_gmt":"2025-11-29T16:51:20","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=13541"},"modified":"2025-12-25T01:43:01","modified_gmt":"2025-12-25T01:43:01","slug":"alemania-funnelcard1-genialcard","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/es\/financas\/alemanha-cartao-funil1-genialcard\/","title":{"rendered":"Hanseatic Bank GenialCard - Ideal para quienes viven en Alemania"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13541\" class=\"elementor elementor-13541\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anuncios<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Si vive en Alemania y busca una tarjeta de cr\u00e9dito <strong data-start=\"293\" data-end=\"309\">sin cuota anual<\/strong>, con la direcci\u00f3n <strong data-start=\"322\" data-end=\"338\">100% digital<\/strong> y simple aprobaci\u00f3n, el <strong data-start=\"362\" data-end=\"376\">GenialCard<\/strong>, de Hanseatic Bank, es una alternativa moderna, segura y asequible.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-alemana-funnel1-como-solicitar-la-genialcard\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"287\" height=\"234\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp\" class=\"attachment-full size-full wp-image-13516\" alt=\"Tarjeta del Banco Hanse\u00e1tico\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp 287w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8-15x12.webp 15w\" sizes=\"(max-width: 287px) 100vw, 287px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"748\" data-end=\"779\"><strong data-start=\"752\" data-end=\"777\">Tarjeta del Banco Hanse\u00e1tico<\/strong><\/p>\n<p data-start=\"780\" data-end=\"860\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sin cuota anual<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-alemana-funnel1-como-solicitar-la-genialcard\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITAR<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"867\" data-end=\"925\">\u2705 <strong data-start=\"871\" data-end=\"925\">Principales ventajas de la GenialCard del Hanseatic Bank<\/strong><\/h2>\n<h3 data-start=\"927\" data-end=\"966\">\ud83d\udcb3 <strong data-start=\"934\" data-end=\"964\">Sin cuota anual - Para siempre<\/strong><\/h3>\n<p data-start=\"967\" data-end=\"1033\">No pagas ninguna cuota anual, ni al principio ni en el futuro.<\/p>\n<h3 data-start=\"1035\" data-end=\"1071\">\ud83c\udf0d <strong data-start=\"1042\" data-end=\"1069\">Aceptaci\u00f3n internacional<\/strong><\/h3>\n<p data-start=\"1072\" data-end=\"1193\">Utilizable en m\u00e1s de <strong data-start=\"1090\" data-end=\"1124\">36 millones de establecimientos<\/strong> en todo el mundo, as\u00ed como compras en l\u00ednea, aplicaciones y servicios digitales.<\/p>\n<h3 data-start=\"1195\" data-end=\"1241\">\ud83d\udcb0 <strong data-start=\"1202\" data-end=\"1239\">Pago y plazos flexibles<\/strong><\/h3>\n<p data-start=\"1242\" data-end=\"1256\">Elija pagar:<\/p>\n<ul data-start=\"1258\" data-end=\"1362\">\n<li data-start=\"1258\" data-end=\"1285\">\n<p data-start=\"1260\" data-end=\"1285\">El importe total de la factura<\/p>\n<\/li>\n<li data-start=\"1286\" data-end=\"1362\">\n<p data-start=\"1288\" data-end=\"1362\">O pagar a plazos con intereses entre <strong data-start=\"1316\" data-end=\"1340\">1,49% y 1,75% al mes<\/strong>, seg\u00fan el perfil<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1364\" data-end=\"1413\">\ud83d\udcf2 <strong data-start=\"1371\" data-end=\"1411\">Aplicaci\u00f3n completa (Hanseatic Bank Mobile)<\/strong><\/h3>\n<p data-start=\"1414\" data-end=\"1431\">En la aplicaci\u00f3n puedes:<\/p>\n<ul data-start=\"1433\" data-end=\"1558\">\n<li data-start=\"1433\" data-end=\"1447\">\n<p data-start=\"1435\" data-end=\"1447\">Ver gastos<\/p>\n<\/li>\n<li data-start=\"1448\" data-end=\"1466\">\n<p data-start=\"1450\" data-end=\"1466\">Fijar l\u00edmite<\/p>\n<\/li>\n<li data-start=\"1467\" data-end=\"1498\">\n<p data-start=\"1469\" data-end=\"1498\">Bloquear\/desbloquear tarjeta<\/p>\n<\/li>\n<li data-start=\"1499\" data-end=\"1520\">\n<p data-start=\"1501\" data-end=\"1520\">Gestionar facturas<\/p>\n<\/li>\n<li data-start=\"1521\" data-end=\"1558\">\n<p data-start=\"1523\" data-end=\"1558\">Seguimiento de las transacciones en tiempo real<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1560\" data-end=\"1592\">\ud83d\udee1\ufe0f <strong data-start=\"1568\" data-end=\"1590\">Seguridad avanzada<\/strong><\/h3>\n<p data-start=\"1593\" data-end=\"1600\">Incluye:<\/p>\n<ul data-start=\"1602\" data-end=\"1742\">\n<li data-start=\"1602\" data-end=\"1647\">\n<p data-start=\"1604\" data-end=\"1647\"><strong data-start=\"1604\" data-end=\"1645\">3D Secure (Mastercard Identity Check)<\/strong><\/p>\n<\/li>\n<li data-start=\"1648\" data-end=\"1680\">\n<p data-start=\"1650\" data-end=\"1680\">Autenticaci\u00f3n de dos factores<\/p>\n<\/li>\n<li data-start=\"1681\" data-end=\"1710\">\n<p data-start=\"1683\" data-end=\"1710\">Notificaciones instant\u00e1neas<\/p>\n<\/li>\n<li data-start=\"1711\" data-end=\"1742\">\n<p data-start=\"1713\" data-end=\"1742\">Protecci\u00f3n contra el uso indebido<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1744\" data-end=\"1786\">\ud83d\udcb6 <strong data-start=\"1751\" data-end=\"1784\">Retiradas gratuitas en la zona euro<\/strong><\/h3>\n<p data-start=\"1787\" data-end=\"1919\">A diferencia de muchas tarjetas, permite <strong data-start=\"1824\" data-end=\"1844\">retiradas gratuitas<\/strong> en euros fuera de Alemania.<br data-start=\"1871\" data-end=\"1874\" \/><strong data-start=\"1874\" data-end=\"1889\">En Alemania<\/strong>, Los reintegros pueden estar sujetos a comisiones.<\/p>\n<h3 data-start=\"1921\" data-end=\"1957\">\ud83d\udcec <strong data-start=\"1928\" data-end=\"1955\">Solicitar 100% en l\u00ednea<\/strong><\/h3>\n<p data-start=\"1958\" data-end=\"2082\">Proceso r\u00e1pido con identificaci\u00f3n por v\u00eddeo (VideoIdent).<br data-start=\"2016\" data-end=\"2019\" \/>No hay requisitos de ingresos m\u00ednimos, pero s\u00ed de an\u00e1lisis crediticio (<strong data-start=\"2070\" data-end=\"2080\">Schufa<\/strong>).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0f9a36 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f0f9a36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47cc04b elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"47cc04b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-alemana-funnel1-como-solicitar-la-genialcard\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"287\" height=\"234\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp\" class=\"attachment-full size-full wp-image-13516\" alt=\"Tarjeta del Banco Hanse\u00e1tico\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp 287w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8-15x12.webp 15w\" sizes=\"(max-width: 287px) 100vw, 287px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea04dcb elementor-widget elementor-widget-text-editor\" data-id=\"ea04dcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"748\" data-end=\"779\"><strong data-start=\"752\" data-end=\"777\">Tarjeta del Banco Hanse\u00e1tico<\/strong><\/p>\n<p data-start=\"780\" data-end=\"860\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa79320 elementor-widget elementor-widget-text-editor\" data-id=\"aa79320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sin cuota anual<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01ecdc8 elementor-widget elementor-widget-button\" data-id=\"01ecdc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-alemana-funnel1-como-solicitar-la-genialcard\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITAR<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-832f32b elementor-widget elementor-widget-text-editor\" data-id=\"832f32b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2165\" data-end=\"2216\">\ud83d\udcca <strong data-start=\"2209\" data-end=\"2250\">GenialCard - Tarifas y condiciones<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbe6e0d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"fbe6e0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8ac864 elementor-widget elementor-widget-text-editor\" data-id=\"b8ac864\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>Servicio<\/th>\n<th>Condici\u00f3n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Retiradas en cajeros autom\u00e1ticos<\/strong><\/td>\n<td>Gratuito en euros fuera de Alemania; dentro de Alemania puede aplicarse un recargo<\/td>\n<\/tr>\n<tr>\n<td><strong>Anualidad<\/strong><\/td>\n<td>100% gratis para siempre<\/td>\n<\/tr>\n<tr>\n<td><strong>Cashback<\/strong><\/td>\n<td>Ninguno<\/td>\n<\/tr>\n<tr>\n<td><strong>L\u00edmite de cr\u00e9dito<\/strong><\/td>\n<td>Definido por el an\u00e1lisis Schufa<\/td>\n<\/tr>\n<tr>\n<td><strong>Compras en el extranjero<\/strong><\/td>\n<td>Permitido sin coste adicional<\/td>\n<\/tr>\n<tr>\n<td><strong>Plazos de facturaci\u00f3n<\/strong><\/td>\n<td>Disponible con inter\u00e9s<\/td>\n<\/tr>\n<tr>\n<td><strong>Tarjeta adicional<\/strong><\/td>\n<td>No disponible<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2707\" data-end=\"2738\">\ud83d\udcdd <strong data-start=\"2712\" data-end=\"2738\">Criterios de expedici\u00f3n<\/strong><\/h2>\n<p data-start=\"2740\" data-end=\"2768\">La GenialCard se expide despu\u00e9s:<\/p>\n<ul data-start=\"2770\" data-end=\"2915\">\n<li data-start=\"2770\" data-end=\"2799\">\n<p data-start=\"2772\" data-end=\"2799\">Solicitud r\u00e1pida en l\u00ednea<\/p>\n<\/li>\n<li data-start=\"2800\" data-end=\"2831\">\n<p data-start=\"2802\" data-end=\"2831\">An\u00e1lisis del cr\u00e9dito (Schufa)<\/p>\n<\/li>\n<li data-start=\"2832\" data-end=\"2876\">\n<p data-start=\"2834\" data-end=\"2876\">Env\u00edo de documentos v\u00eda app \/ VideoIdent<\/p>\n<\/li>\n<li data-start=\"2877\" data-end=\"2915\">\n<p data-start=\"2879\" data-end=\"2915\">Aprobaci\u00f3n y env\u00edo de la tarjeta f\u00edsica<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2917\" data-end=\"2957\"><strong data-start=\"2921\" data-end=\"2955\">\u00bfAprueba a personas con restricciones?<\/strong><\/h3>\n<p data-start=\"2958\" data-end=\"3028\">No garantizado. Los antecedentes negativos en Schufa pueden ser motivo de denegaci\u00f3n.<\/p>\n<hr data-start=\"3030\" data-end=\"3033\" \/>\n<h2 data-start=\"3035\" data-end=\"3065\">\ud83d\udd12 <strong data-start=\"3040\" data-end=\"3065\">Confianza y seguridad<\/strong><\/h2>\n<p data-start=\"3067\" data-end=\"3177\">La GenialCard es expedida por <strong data-start=\"3095\" data-end=\"3113\">Banco Hanse\u00e1tico<\/strong>, una instituci\u00f3n tradicional alemana con una fuerte presencia digital.<\/p>\n<p data-start=\"3179\" data-end=\"3193\">La aplicaci\u00f3n ofrece<\/p>\n<ul data-start=\"3195\" data-end=\"3356\">\n<li data-start=\"3195\" data-end=\"3223\">\n<p data-start=\"3197\" data-end=\"3223\">Control total de la tarjeta<\/p>\n<\/li>\n<li data-start=\"3224\" data-end=\"3254\">\n<p data-start=\"3226\" data-end=\"3254\">Notificaciones en tiempo real<\/p>\n<\/li>\n<li data-start=\"3255\" data-end=\"3289\">\n<p data-start=\"3257\" data-end=\"3289\">Ajustes instant\u00e1neos de los l\u00edmites<\/p>\n<\/li>\n<li data-start=\"3290\" data-end=\"3303\">\n<p data-start=\"3292\" data-end=\"3303\">3D Secure<\/p>\n<\/li>\n<li data-start=\"3304\" data-end=\"3356\">\n<p data-start=\"3306\" data-end=\"3356\">Compatibilidad con <strong data-start=\"3326\" data-end=\"3339\">Apple Pay<\/strong> e <strong data-start=\"3342\" data-end=\"3356\">Google Pay<\/strong><\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3358\" data-end=\"3361\" \/>\n<h2 data-start=\"3363\" data-end=\"3403\">\ud83c\udfaf <strong data-start=\"3368\" data-end=\"3403\">\u00bfPara qui\u00e9n es adecuada GenialCard?<\/strong><\/h2>\n<ul data-start=\"3405\" data-end=\"3706\">\n<li data-start=\"3405\" data-end=\"3445\">\n<p data-start=\"3407\" data-end=\"3445\">Qui\u00e9n quiere una tarjeta <strong data-start=\"3427\" data-end=\"3443\">sin cuota anual<\/strong><\/p>\n<\/li>\n<li data-start=\"3446\" data-end=\"3491\">\n<p data-start=\"3448\" data-end=\"3491\">Usuarios que realizan compras internacionales<\/p>\n<\/li>\n<li data-start=\"3492\" data-end=\"3538\">\n<p data-start=\"3494\" data-end=\"3538\">Los que prefieren un control total a trav\u00e9s de la aplicaci\u00f3n<\/p>\n<\/li>\n<li data-start=\"3539\" data-end=\"3598\">\n<p data-start=\"3541\" data-end=\"3598\">Personas que desean flexibilidad en el pago de facturas<\/p>\n<\/li>\n<li data-start=\"3599\" data-end=\"3648\">\n<p data-start=\"3601\" data-end=\"3648\">\u00bfQui\u00e9n no quiere abrir una nueva cuenta corriente?<\/p>\n<\/li>\n<li data-start=\"3649\" data-end=\"3706\">\n<p data-start=\"3651\" data-end=\"3706\">Personas que buscan ahorro y facilidad en la vida cotidiana<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3708\" data-end=\"3711\" \/>\n<h2 data-start=\"3713\" data-end=\"3758\">\ud83c\udf81 <strong data-start=\"3718\" data-end=\"3758\">Ventajas promocionales - Comparaci\u00f3n<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4acffb5 elementor-widget elementor-widget-text-editor\" data-id=\"4acffb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>Beneficios<\/th>\n<th>GenialCard<\/th>\n<th>Plataforma de promociones<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Puntos \/ Bonos<\/td>\n<td>No<\/td>\n<td>No identificado<\/td>\n<\/tr>\n<tr>\n<td>Cashback<\/td>\n<td>No<\/td>\n<td>No identificado<\/td>\n<\/tr>\n<tr>\n<td>Bonificaci\u00f3n por emisi\u00f3n<\/td>\n<td>No<\/td>\n<td>No identificado<\/td>\n<\/tr>\n<tr>\n<td>Seguro de viaje gratuito<\/td>\n<td>No incluido<\/td>\n<td>No disponible<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-056f8b6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"056f8b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e05f661 elementor-widget elementor-widget-text-editor\" data-id=\"e05f661\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4061\" data-end=\"4079\">\ud83e\uddfe <strong data-start=\"4066\" data-end=\"4079\">Conclusi\u00f3n<\/strong><\/h2>\n<p data-start=\"4081\" data-end=\"4179\">O <strong data-start=\"4083\" data-end=\"4097\">GenialCard<\/strong> del Hanseatic Bank es una de las tarjetas m\u00e1s competitivas de Alemania:<\/p>\n<ul data-start=\"4181\" data-end=\"4337\">\n<li data-start=\"4181\" data-end=\"4202\">\n<p data-start=\"4183\" data-end=\"4202\"><strong data-start=\"4183\" data-end=\"4200\">Cuota anual cero<\/strong><\/p>\n<\/li>\n<li data-start=\"4203\" data-end=\"4236\">\n<p data-start=\"4205\" data-end=\"4236\"><strong data-start=\"4205\" data-end=\"4234\">Control digital total<\/strong><\/p>\n<\/li>\n<li data-start=\"4237\" data-end=\"4268\">\n<p data-start=\"4239\" data-end=\"4268\"><strong data-start=\"4239\" data-end=\"4266\">Aceptaci\u00f3n internacional<\/strong><\/p>\n<\/li>\n<li data-start=\"4269\" data-end=\"4302\">\n<p data-start=\"4271\" data-end=\"4302\"><strong data-start=\"4271\" data-end=\"4300\">Retiradas en euros gratuitas<\/strong><\/p>\n<\/li>\n<li data-start=\"4303\" data-end=\"4337\">\n<p data-start=\"4305\" data-end=\"4337\"><strong data-start=\"4305\" data-end=\"4335\">Flexibilidad de pago<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4339\" data-end=\"4452\">Sencilla, moderna y segura, es una excelente alternativa para quienes buscan practicidad y ahorro sin complicaciones.<\/p>\n<hr data-start=\"4454\" data-end=\"4457\" \/>\n<h2 data-start=\"4459\" data-end=\"4493\">\u2753 <strong data-start=\"4463\" data-end=\"4493\">FAQ - Preguntas frecuentes<\/strong><\/h2>\n<h3 data-start=\"4495\" data-end=\"4544\"><strong data-start=\"4499\" data-end=\"4542\">\u00bfRealmente tiene GenialCard una cuota anual gratuita?<\/strong><\/h3>\n<p data-start=\"4545\" data-end=\"4590\">S\u00ed, la tarjeta no tiene ninguna cuota anual.<\/p>\n<h3 data-start=\"4592\" data-end=\"4640\"><strong data-start=\"4596\" data-end=\"4638\">\u00bfTengo que abrir una cuenta en Hanseatic Bank?<\/strong><\/h3>\n<p data-start=\"4641\" data-end=\"4670\">No. La tarjeta es independiente.<\/p>\n<h3 data-start=\"4672\" data-end=\"4704\"><strong data-start=\"4676\" data-end=\"4702\">\u00bfCu\u00e1l es el l\u00edmite inicial?<\/strong><\/h3>\n<p data-start=\"4705\" data-end=\"4738\">Definido tras el an\u00e1lisis del cr\u00e9dito.<\/p>\n<h3 data-start=\"4740\" data-end=\"4774\"><strong data-start=\"4744\" data-end=\"4772\">\u00bfPuedo pagar mi factura a plazos?<\/strong><\/h3>\n<p data-start=\"4775\" data-end=\"4817\">S\u00ed, con intereses entre 1,49% y 1,75% al mes.<\/p>\n<h3 data-start=\"4819\" data-end=\"4865\"><strong data-start=\"4823\" data-end=\"4863\">\u00bfFunciona con Apple Pay y Google Pay?<\/strong><\/h3>\n<p data-start=\"4866\" data-end=\"4880\">S\u00ed, en ambos.<\/p>\n<h3 data-start=\"4882\" data-end=\"4928\"><strong data-start=\"4886\" data-end=\"4926\">\u00bfTiene la tarjeta un seguro de viaje gratuito?<\/strong><\/h3>\n<p data-start=\"4929\" data-end=\"5001\">No. A diferencia de las tarjetas Oro\/Platino, no incluye seguro autom\u00e1tico.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Alemanha e busca um cart\u00e3o de cr\u00e9dito sem anuidade, com gest\u00e3o 100% digital e aprova\u00e7\u00e3o simples, o GenialCard, do Hanseatic Bank, \u00e9 uma alternativa moderna, segura e acess\u00edvel. Cart\u00e3o Hanseatic Bank \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2705 Principais Benef\u00edcios do Hanseatic Bank GenialCard \ud83d\udcb3 Sem Anuidade \u2013 Para Sempre Voc\u00ea n\u00e3o paga qualquer taxa anual, nem no in\u00edcio, nem futuramente. \ud83c\udf0d Aceita\u00e7\u00e3o Internacional Us\u00e1vel em mais de 36 milh\u00f5es de estabelecimentos ao redor do mundo, al\u00e9m de compras online, apps e servi\u00e7os digitais. \ud83d\udcb0 Pagamento Flex\u00edvel e Parcelamento Escolha pagar: O valor total da fatura Ou parcelar com juros entre 1,49% e 1,75% ao m\u00eas, dependendo do perfil \ud83d\udcf2 App Completo (Hanseatic Bank Mobile) No app voc\u00ea pode: Ver gastos Ajustar limite Bloquear\/desbloquear cart\u00e3o Gerenciar faturas Acompanhar transa\u00e7\u00f5es em tempo real \ud83d\udee1\ufe0f Seguran\u00e7a Avan\u00e7ada Inclui: 3D Secure (Mastercard Identity Check) Autentica\u00e7\u00e3o em dois fatores Notifica\u00e7\u00f5es instant\u00e2neas Prote\u00e7\u00f5es contra uso indevido \ud83d\udcb6 Saques Gr\u00e1tis na Zona do Euro Diferente de muitos cart\u00f5es, permite saques gratuitos em euros fora da Alemanha.Na Alemanha, pode haver tarifa por saque. \ud83d\udcec Solicita\u00e7\u00e3o 100% Online Processo r\u00e1pido, com identifica\u00e7\u00e3o via v\u00eddeo (VideoIdent).N\u00e3o exige renda m\u00ednima, mas h\u00e1 an\u00e1lise de cr\u00e9dito (Schufa). Cart\u00e3o Hanseatic Bank \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcca Cart\u00e3o GenialCard \u2014 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Saques em caixas eletr\u00f4nicos Gratuitos em euros fora da Alemanha; dentro da Alemanha pode haver tarifa Anuidade 100% gratuita para sempre Cashback N\u00e3o possui Limite de cr\u00e9dito Definido pela an\u00e1lise Schufa Compras no exterior Permitidas, sem tarifa adicional Parcelamento da fatura Dispon\u00edvel com juros Cart\u00e3o adicional N\u00e3o dispon\u00edvel \ud83d\udcdd Crit\u00e9rios para Emiss\u00e3o O GenialCard \u00e9 emitido ap\u00f3s: Solicita\u00e7\u00e3o online r\u00e1pida An\u00e1lise de cr\u00e9dito (Schufa) Envio de documentos via app \/ VideoIdent Aprova\u00e7\u00e3o e envio do cart\u00e3o f\u00edsico Aprova pessoas com restri\u00e7\u00f5es? N\u00e3o \u00e9 garantido. Hist\u00f3rico negativo no Schufa pode resultar em recusa. \ud83d\udd12 Confian\u00e7a e Seguran\u00e7a O GenialCard \u00e9 emitido pelo Hanseatic Bank, institui\u00e7\u00e3o tradicional da Alemanha com forte atua\u00e7\u00e3o digital. O app oferece: Controle total do cart\u00e3o Notifica\u00e7\u00f5es em tempo real Ajustes instant\u00e2neos de limite 3D Secure Compatibilidade com Apple Pay e Google Pay \ud83c\udfaf Para Quem o GenialCard \u00e9 Ideal? Quem quer um cart\u00e3o sem anuidade Usu\u00e1rios que fazem compras internacionais Quem prefere controle total via aplicativo Pessoas que querem flexibilidade no pagamento da fatura Quem n\u00e3o deseja abrir uma conta corrente nova Pessoas que buscam economia e facilidade no dia a dia \ud83c\udf81 Benef\u00edcios Promocionais \u2014 Compara\u00e7\u00e3o Benef\u00edcio GenialCard Promo\u00e7\u00f5es de Plataformas Pontos \/ Vouchers N\u00e3o N\u00e3o identificado Cashback N\u00e3o N\u00e3o identificado B\u00f4nus por emiss\u00e3o N\u00e3o N\u00e3o identificado Seguro viagem gr\u00e1tis N\u00e3o incluso N\u00e3o dispon\u00edvel \u00a0 \ud83e\uddfe Conclus\u00e3o O GenialCard da Hanseatic Bank \u00e9 um dos cart\u00f5es mais competitivos da Alemanha para quem busca: Zero anuidade Controle digital completo Aceita\u00e7\u00e3o internacional Saques em euros sem taxas Flexibilidade de pagamento Simples, moderno e seguro, \u00e9 uma excelente alternativa para quem deseja praticidade e economia, sem complica\u00e7\u00f5es. \u2753 FAQ \u2013 Perguntas Frequentes O GenialCard tem mesmo anuidade gr\u00e1tis? Sim. O cart\u00e3o \u00e9 totalmente livre de anuidade. Preciso abrir conta no Hanseatic Bank? N\u00e3o. O cart\u00e3o \u00e9 independente. Qual o limite inicial? Definido ap\u00f3s an\u00e1lise de cr\u00e9dito. Posso parcelar a fatura? Sim, com juros entre 1,49% e 1,75% ao m\u00eas. Funciona com Apple Pay e Google Pay? Sim, em ambos. O cart\u00e3o tem seguro viagem gratuito? N\u00e3o. Diferente de cart\u00f5es Gold\/Platinum, n\u00e3o inclui seguros autom\u00e1ticos.<\/p>","protected":false},"author":1,"featured_media":13643,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-13541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/13541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/comments?post=13541"}],"version-history":[{"count":52,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/13541\/revisions"}],"predecessor-version":[{"id":17295,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/13541\/revisions\/17295"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/media\/13643"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/media?parent=13541"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/categories?post=13541"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/tags?post=13541"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/post_folder?post=13541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}