{"id":14085,"date":"2025-12-05T11:26:21","date_gmt":"2025-12-05T11:26:21","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14085"},"modified":"2025-12-25T01:36:29","modified_gmt":"2025-12-25T01:36:29","slug":"tarjeta-alemana-amplia-como-solicitarla-1822direkt","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/es\/financas\/alemanha-cartao-broad-como-solicitar-1822direkt\/","title":{"rendered":"C\u00f3mo solicitar la tarjeta Visa 1822direkt en Alemania y todo lo que necesita saber"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14085\" class=\"elementor elementor-14085\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anuncios<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"306\" data-end=\"466\">Solicite la <strong data-start=\"318\" data-end=\"342\">Tarjeta Visa 1822direkt<\/strong>, La licencia, expedida por la Frankfurter Sparkasse, es un proceso sencillo, 100% en l\u00ednea y disponible para cualquier residente en Alemania.<\/p><p data-start=\"468\" data-end=\"653\">La tarjeta destaca por su <strong data-start=\"493\" data-end=\"533\">sin cuota anual (con un uso m\u00ednimo)<\/strong>, Visa, aceptaci\u00f3n internacional y una completa aplicaci\u00f3n para controlar todas sus finanzas de forma pr\u00e1ctica y segura.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-germany-broad-ing\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/elementor\/thumbs\/DCIM-948832-768x463-1-rfph9mc41n3bnlgvcuu4b304cv3qhc4z7qx7xknuca.jpg\" title=\"DCIM-948832-768\u00d7463\" alt=\"DCIM-948832-768x463\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">Tarjeta Visa ING<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Afiliaci\u00f3n gratuita<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-germany-broad-ing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITAR<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"770\" data-end=\"982\">Con control total a trav\u00e9s de la app, mayor seguridad y condiciones asequibles, 1822direkt Visa es un excelente aliado para quienes quieren organizar sus gastos, viajar con tranquilidad y disfrutar de ventajas sin burocracia.<\/p><hr data-start=\"984\" data-end=\"987\" \/><h1 data-start=\"989\" data-end=\"1050\">\u2705 <strong data-start=\"993\" data-end=\"1050\">Paso a paso para solicitar la tarjeta Visa 1822direkt<\/strong><\/h1><h3 data-start=\"1052\" data-end=\"1100\"><strong data-start=\"1056\" data-end=\"1098\">1. Visite el sitio web oficial de 1822direkt<\/strong><\/h3><p data-start=\"1101\" data-end=\"1256\">Acceda al sitio web del banco y haga clic en <strong data-start=\"1136\" data-end=\"1160\">\u201cGirokonto er\u00f6ffnen\u201d<\/strong> (cuenta corriente abierta).<br data-start=\"1184\" data-end=\"1187\" \/>Abrir una cuenta es el primer paso obligatorio para solicitar una tarjeta.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 PIDE TU TARJETA VISA 1822DIREKT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1303\" data-end=\"1337\"><strong data-start=\"1307\" data-end=\"1335\">2. Elija la cuenta adecuada<\/strong><\/h3><p data-start=\"1338\" data-end=\"1389\">Las cuentas que permiten solicitar una tarjeta Visa son:<\/p><ul data-start=\"1391\" data-end=\"1444\"><li data-start=\"1391\" data-end=\"1409\"><p data-start=\"1393\" data-end=\"1409\"><strong data-start=\"1393\" data-end=\"1407\">1822M\u00d3VIL<\/strong><\/p><\/li><li data-start=\"1410\" data-end=\"1444\"><p data-start=\"1412\" data-end=\"1444\"><strong data-start=\"1412\" data-end=\"1444\">1822direkt Girokonto Klassik<\/strong><\/p><\/li><\/ul><p data-start=\"1446\" data-end=\"1537\">Ambas son digitales, incluyen acceso a la app y permiten solicitar la tarjeta durante el registro.<\/p><hr data-start=\"1539\" data-end=\"1542\" \/><h3 data-start=\"1544\" data-end=\"1599\"><strong data-start=\"1548\" data-end=\"1597\">3. Rellenar el formulario de apertura de cuenta<\/strong><\/h3><p data-start=\"1600\" data-end=\"1621\">Debes informarles:<\/p><ul data-start=\"1623\" data-end=\"1755\"><li data-start=\"1623\" data-end=\"1640\"><p data-start=\"1625\" data-end=\"1640\">nombre completo<\/p><\/li><li data-start=\"1641\" data-end=\"1665\"><p data-start=\"1643\" data-end=\"1665\">direcci\u00f3n en Alemania<\/p><\/li><li data-start=\"1666\" data-end=\"1687\"><p data-start=\"1668\" data-end=\"1687\">correo electr\u00f3nico y tel\u00e9fono<\/p><\/li><li data-start=\"1688\" data-end=\"1713\"><p data-start=\"1690\" data-end=\"1713\">ocupaci\u00f3n y empleador<\/p><\/li><li data-start=\"1714\" data-end=\"1730\"><p data-start=\"1716\" data-end=\"1730\">ingresos mensuales<\/p><\/li><li data-start=\"1731\" data-end=\"1755\"><p data-start=\"1733\" data-end=\"1755\">datos de identificaci\u00f3n<\/p><\/li><\/ul><p data-start=\"1757\" data-end=\"1798\">El proceso es r\u00e1pido y completamente digital.<\/p><hr data-start=\"1800\" data-end=\"1803\" \/><h3 data-start=\"1805\" data-end=\"1842\"><strong data-start=\"1809\" data-end=\"1840\">4. Verifique su identidad<\/strong><\/h3><p data-start=\"1843\" data-end=\"1891\">La identidad puede confirmarse de dos maneras:<\/p><ul data-start=\"1893\" data-end=\"2002\"><li data-start=\"1893\" data-end=\"1943\"><p data-start=\"1895\" data-end=\"1943\"><strong data-start=\"1895\" data-end=\"1910\">Video-Ident<\/strong> - verificaci\u00f3n de videollamadas<\/p><\/li><li data-start=\"1944\" data-end=\"2002\"><p data-start=\"1946\" data-end=\"2002\"><strong data-start=\"1946\" data-end=\"1959\">PostIdent<\/strong> - comprobar en la oficina de correos (Deutsche Post)<\/p><\/li><\/ul><p data-start=\"2004\" data-end=\"2057\">Ambos m\u00e9todos est\u00e1n oficialmente aceptados en Alemania.<\/p><hr data-start=\"2059\" data-end=\"2062\" \/><h3 data-start=\"2064\" data-end=\"2124\"><strong data-start=\"2068\" data-end=\"2122\">5. Espere la aprobaci\u00f3n y reciba su tarjeta en casa<\/strong><\/h3><p data-start=\"2125\" data-end=\"2255\">Una vez verificada y abierta la cuenta, se enviar\u00e1 la tarjeta Visa a la direcci\u00f3n registrada, normalmente en un plazo de 5 a 10 d\u00edas laborables.<\/p><hr data-start=\"2257\" data-end=\"2260\" \/><h1 data-start=\"2262\" data-end=\"2317\">\ud83d\udcc4 <strong data-start=\"2267\" data-end=\"2317\">Documentos necesarios para solicitar la tarjeta<\/strong><\/h1><p data-start=\"2319\" data-end=\"2360\">Para facilitar el proceso, tenga las manos ocupadas:<\/p><h3 data-start=\"2362\" data-end=\"2400\">Documento de identidad v\u00e1lido<\/h3><p data-start=\"2401\" data-end=\"2457\">Pasaporte o documento aceptado oficialmente en Alemania.<\/p><h3 data-start=\"2459\" data-end=\"2504\">Prueba de residencia (Anmeldung)<\/h3><p data-start=\"2505\" data-end=\"2557\">Documento obligatorio para confirmar d\u00f3nde vive.<\/p><h3 data-start=\"2559\" data-end=\"2592\">N\u00famero de identificaci\u00f3n fiscal (Steuer-ID)<\/h3><p data-start=\"2593\" data-end=\"2650\">El banco puede solicitarlo a efectos de cumplimiento.<\/p><h3 data-start=\"2652\" data-end=\"2680\">Prueba de ingresos<\/h3><p data-start=\"2681\" data-end=\"2760\">En algunos casos pueden exigirse declaraciones, n\u00f3minas o contratos de trabajo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICITA TU TARJETA VISA 1822DIREKT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"2811\" data-end=\"2863\"><strong data-start=\"2816\" data-end=\"2863\">Tarifas y condiciones de la Tarjeta Visa 1822direkt<\/strong><\/h1><h3 data-start=\"2865\" data-end=\"2885\"><strong data-start=\"2869\" data-end=\"2883\">- Anualidad<\/strong><\/h3><ul data-start=\"2886\" data-end=\"2996\"><li data-start=\"2886\" data-end=\"2939\"><p data-start=\"2888\" data-end=\"2939\"><strong data-start=\"2888\" data-end=\"2900\">Gratuito<\/strong> con al menos <strong data-start=\"2916\" data-end=\"2936\">1 compra al a\u00f1o<\/strong>.<\/p><\/li><li data-start=\"2940\" data-end=\"2996\"><p data-start=\"2942\" data-end=\"2996\">Si no se utiliza, se cobrar\u00e1 una tasa anual de <strong data-start=\"2985\" data-end=\"2995\">\u20ac29,90<\/strong>.<\/p><\/li><\/ul><h3 data-start=\"2998\" data-end=\"3028\"><strong data-start=\"3002\" data-end=\"3026\">- Saqueos en Alemania<\/strong><\/h3><ul data-start=\"3029\" data-end=\"3149\"><li data-start=\"3029\" data-end=\"3101\"><p data-start=\"3031\" data-end=\"3101\"><strong data-start=\"3031\" data-end=\"3044\">Gratuito<\/strong> en los cajeros autom\u00e1ticos de la Sparkasse (Caja de Ahorros).<\/p><\/li><li data-start=\"3102\" data-end=\"3149\"><p data-start=\"3104\" data-end=\"3149\">Fuera de la Sparkasse, pueden aplicarse tasas.<\/p><\/li><\/ul><h3 data-start=\"3151\" data-end=\"3181\"><strong data-start=\"3155\" data-end=\"3179\">- Retiradas en el extranjero<\/strong><\/h3><ul data-start=\"3182\" data-end=\"3284\"><li data-start=\"3182\" data-end=\"3230\"><p data-start=\"3184\" data-end=\"3230\">Permitido, pero sujeto a una tasa adicional.<\/p><\/li><li data-start=\"3231\" data-end=\"3284\"><p data-start=\"3233\" data-end=\"3284\">Tarifa media: <strong data-start=\"3245\" data-end=\"3254\">1,75%<\/strong> del importe retirado fuera del euro.<\/p><\/li><\/ul><h3 data-start=\"3286\" data-end=\"3326\"><strong data-start=\"3290\" data-end=\"3324\">- Compras de divisas<\/strong><\/h3><ul data-start=\"3327\" data-end=\"3394\"><li data-start=\"3327\" data-end=\"3394\"><p data-start=\"3329\" data-end=\"3394\">Tasa de conversi\u00f3n de <strong data-start=\"3350\" data-end=\"3359\">1,75%<\/strong> para compras fuera de la zona euro.<\/p><\/li><\/ul><h3 data-start=\"3396\" data-end=\"3432\"><strong data-start=\"3400\" data-end=\"3430\">- Cuenta corriente vinculada<\/strong><\/h3><p data-start=\"3433\" data-end=\"3559\">La cuenta 1822direkt es gratuita a partir de un volumen de negocios mensual m\u00ednimo de 1.000 euros. <strong data-start=\"3497\" data-end=\"3505\">\u20ac700<\/strong>.<br data-start=\"3506\" data-end=\"3509\" \/>De lo contrario, pueden aplicarse gastos de mantenimiento.<\/p><hr data-start=\"3561\" data-end=\"3564\" \/><h1 data-start=\"3566\" data-end=\"3621\">\ud83d\udcf1 <strong data-start=\"3571\" data-end=\"3621\">Funciones digitales y caracter\u00edsticas adicionales<\/strong><\/h1><h3 data-start=\"3623\" data-end=\"3663\"><strong data-start=\"3627\" data-end=\"3661\">App 1822direkt (iOS y Android)<\/strong><\/h3><ul data-start=\"3664\" data-end=\"3829\"><li data-start=\"3664\" data-end=\"3695\"><p data-start=\"3666\" data-end=\"3695\">consultar estados y gastos<\/p><\/li><li data-start=\"3696\" data-end=\"3715\"><p data-start=\"3698\" data-end=\"3715\">establecer l\u00edmites<\/p><\/li><li data-start=\"3716\" data-end=\"3754\"><p data-start=\"3718\" data-end=\"3754\">bloquear la tarjeta al instante<\/p><\/li><li data-start=\"3755\" data-end=\"3773\"><p data-start=\"3757\" data-end=\"3773\">activar alertas<\/p><\/li><li data-start=\"3774\" data-end=\"3796\"><p data-start=\"3776\" data-end=\"3796\">ver facturas<\/p><\/li><li data-start=\"3797\" data-end=\"3829\"><p data-start=\"3799\" data-end=\"3829\">organizar toda la cuenta digital<\/p><\/li><\/ul><h3 data-start=\"3831\" data-end=\"3863\"><strong data-start=\"3835\" data-end=\"3861\">Apple Pay y Google Pay<\/strong><\/h3><p data-start=\"3864\" data-end=\"3910\">Acepta pagos por tel\u00e9fono m\u00f3vil.<\/p><h3 data-start=\"3912\" data-end=\"3940\"><strong data-start=\"3916\" data-end=\"3938\">Seguridad avanzada<\/strong><\/h3><ul data-start=\"3941\" data-end=\"4046\"><li data-start=\"3941\" data-end=\"3968\"><p data-start=\"3943\" data-end=\"3968\">3D Secure (Visa Secure)<\/p><\/li><li data-start=\"3969\" data-end=\"4001\"><p data-start=\"3971\" data-end=\"4001\">Autenticaci\u00f3n de dos factores<\/p><\/li><li data-start=\"4002\" data-end=\"4046\"><p data-start=\"4004\" data-end=\"4046\">Alertas instant\u00e1neas de cada transacci\u00f3n<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 CONSIGUE TU TARJETA VISA 1822DIREKT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"4096\" data-end=\"4111\"><strong data-start=\"4098\" data-end=\"4111\">Conclusi\u00f3n<\/strong><\/h1><p data-start=\"4113\" data-end=\"4222\">O <strong data-start=\"4115\" data-end=\"4139\">Tarjeta Visa 1822direkt<\/strong> es una de las mejores opciones de tarjeta de cr\u00e9dito para los residentes en Alemania:<\/p><ul data-start=\"4224\" data-end=\"4425\"><li data-start=\"4224\" data-end=\"4260\"><p data-start=\"4226\" data-end=\"4260\"><strong data-start=\"4226\" data-end=\"4258\">cuota anual cero con un uso m\u00ednimo<\/strong><\/p><\/li><li data-start=\"4261\" data-end=\"4299\"><p data-start=\"4263\" data-end=\"4299\">acceso a una cuenta digital moderna<\/p><\/li><li data-start=\"4300\" data-end=\"4323\"><p data-start=\"4302\" data-end=\"4323\">seguridad reforzada<\/p><\/li><li data-start=\"4324\" data-end=\"4357\"><p data-start=\"4326\" data-end=\"4357\">reintegros gratuitos en la Sparkasse<\/p><\/li><li data-start=\"4358\" data-end=\"4390\"><p data-start=\"4360\" data-end=\"4390\">Aceptaci\u00f3n internacional de Visa<\/p><\/li><li data-start=\"4391\" data-end=\"4425\"><p data-start=\"4393\" data-end=\"4425\">control total a trav\u00e9s de la aplicaci\u00f3n<\/p><\/li><\/ul><p data-start=\"4427\" data-end=\"4540\">Perfecto para estudiantes, expatriados y profesionales que buscan practicidad, econom\u00eda y libertad en la vida cotidiana.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Solicitar o 1822direkt Visa Card, emitido pela Frankfurter Sparkasse, \u00e9 um processo simples, 100% online e dispon\u00edvel para qualquer residente na Alemanha. O cart\u00e3o se destaca pela isen\u00e7\u00e3o de anuidade (com uso m\u00ednimo), aceita\u00e7\u00e3o internacional Visa e um aplicativo completo para controlar todas as suas finan\u00e7as de forma pr\u00e1tica e segura. Cart\u00e3o ING Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com controle total pelo app, seguran\u00e7a refor\u00e7ada e condi\u00e7\u00f5es acess\u00edveis, o 1822direkt Visa \u00e9 um excelente aliado para quem deseja organizar gastos, viajar com tranquilidade e aproveitar benef\u00edcios sem burocracia. \u2705 Passo a passo para solicitar o Cart\u00e3o 1822direkt Visa 1. Acesse o site oficial da 1822direkt Entre no site do banco e clique em \u201cGirokonto er\u00f6ffnen\u201d (abrir conta corrente).Abrir a conta \u00e9 o primeiro passo obrigat\u00f3rio para solicitar o cart\u00e3o. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Escolha a conta certa As contas que permitem solicitar o cart\u00e3o Visa s\u00e3o: 1822MOBILE 1822direkt Girokonto Klassik Ambas s\u00e3o digitais, incluem acesso ao app e permitem solicitar o cart\u00e3o durante o cadastro. 3. Preencha o formul\u00e1rio de abertura de conta Voc\u00ea dever\u00e1 informar: nome completo endere\u00e7o na Alemanha e-mail e telefone ocupa\u00e7\u00e3o e empregador renda mensal dados de identifica\u00e7\u00e3o O processo \u00e9 r\u00e1pido e totalmente digital. 4. Verifique sua identidade A identidade pode ser confirmada de duas formas: Video-Ident \u2013 verifica\u00e7\u00e3o por videochamada PostIdent \u2013 verifica\u00e7\u00e3o nos Correios (Deutsche Post) Ambos s\u00e3o m\u00e9todos aceitos oficialmente pela Alemanha. 5. Aguarde a aprova\u00e7\u00e3o e receba seu cart\u00e3o em casa Ap\u00f3s a verifica\u00e7\u00e3o e abertura da conta, o cart\u00e3o Visa ser\u00e1 enviado ao endere\u00e7o cadastrado, geralmente dentro de 5 a 10 dias \u00fateis. \ud83d\udcc4 Documentos necess\u00e1rios para solicitar o cart\u00e3o Para facilitar o processo, tenha em m\u00e3os: \u2714 Documento de identidade v\u00e1lido Passaporte ou documento aceito oficialmente na Alemanha. \u2714 Comprovante de resid\u00eancia (Anmeldung) Documento obrigat\u00f3rio para confirmar onde voc\u00ea mora. \u2714 N\u00famero fiscal (Steuer-ID) Pode ser solicitado pelo banco para fins de conformidade. \u2714 Comprovante de renda Extratos, holerites ou contrato de trabalho podem ser exigidos em alguns casos. \ud83d\udc49 SOLICITE SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Taxas e condi\u00e7\u00f5es do Cart\u00e3o 1822direkt Visa \u2022 Anuidade Gratuita com pelo menos 1 compra por ano. Caso n\u00e3o haja uso, \u00e9 cobrada taxa anual de \u20ac29,90. \u2022 Saques na Alemanha Gratuitos nos caixas eletr\u00f4nicos Sparkasse (Sparkassen-Verbund). Fora da Sparkasse, taxas podem ser aplicadas. \u2022 Saques no exterior Permitidos, mas sujeitos a tarifa adicional. Taxa m\u00e9dia: 1,75% do valor sacado fora do euro. \u2022 Compras em moeda estrangeira Taxa de convers\u00e3o de 1,75% para compras fora da zona do euro. \u2022 Conta corrente vinculada A conta 1822direkt \u00e9 gratuita com movimenta\u00e7\u00e3o mensal m\u00ednima de \u20ac700.Caso contr\u00e1rio, pode haver cobran\u00e7a de manuten\u00e7\u00e3o. \ud83d\udcf1 Funcionalidades digitais e recursos adicionais App 1822direkt (iOS e Android) consultar extratos e gastos definir limites bloquear o cart\u00e3o instantaneamente ativar alertas visualizar faturas organizar toda a conta digital Apple Pay e Google Pay Aceita pagamentos por aproxima\u00e7\u00e3o com celular. Seguran\u00e7a avan\u00e7ada 3D Secure (Visa Secure) Autentica\u00e7\u00e3o de dois fatores Alertas instant\u00e2neos para cada transa\u00e7\u00e3o \ud83d\udc49 ADQUIRA SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o O 1822direkt Visa Card \u00e9 uma das melhores op\u00e7\u00f5es de cart\u00e3o de cr\u00e9dito para quem vive na Alemanha e busca: anuidade zero com uso m\u00ednimo acesso a uma conta digital moderna seguran\u00e7a refor\u00e7ada saques gratuitos na Sparkasse aceita\u00e7\u00e3o internacional Visa controle total pelo aplicativo Perfeito para estudantes, expatriados e profissionais que desejam praticidade, economia e liberdade no dia a dia.<\/p>","protected":false},"author":1,"featured_media":14086,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/14085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/comments?post=14085"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/14085\/revisions"}],"predecessor-version":[{"id":17247,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/14085\/revisions\/17247"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/media\/14086"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/media?parent=14085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/categories?post=14085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/tags?post=14085"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/post_folder?post=14085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}