{"id":14138,"date":"2025-12-05T12:27:10","date_gmt":"2025-12-05T12:27:10","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14138"},"modified":"2025-12-25T01:32:16","modified_gmt":"2025-12-25T01:32:16","slug":"alemanha-cartao-broad-dkb","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/es\/financas\/alemanha-cartao-broad-dkb\/","title":{"rendered":"Tarjeta DKB Visa: la soluci\u00f3n sencilla y eficaz para sus finanzas en Alemania"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14138\" class=\"elementor elementor-14138\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anuncios<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"290\" data-end=\"610\">Si busca una tarjeta de cr\u00e9dito <strong data-start=\"327\" data-end=\"343\">sin cuota anual<\/strong>, f\u00e1cil de controlar e com benef\u00edcios reais para o dia a dia, o <strong data-start=\"407\" data-end=\"424\">DKB Visa Card<\/strong> \u00e9 uma das melhores op\u00e7\u00f5es dispon\u00edveis na Alemanha. Ele combina praticidade, seguran\u00e7a, economia e aceita\u00e7\u00e3o internacional \u2014 ideal para quem valoriza controle financeiro e transpar\u00eancia.<\/p><p data-start=\"612\" data-end=\"790\">Neste artigo, voc\u00ea vai conhecer todos os detalhes do DKB Visa: isen\u00e7\u00e3o de tarifas, vantagens exclusivas, crit\u00e9rios de aprova\u00e7\u00e3o, taxas, funcionalidades digitais e como solicitar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/es\/finanzas\/alemanha-cartao-broad-como-solicitar-dkb\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"700\" height=\"432\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card.jpg\" class=\"attachment-full size-full wp-image-14133\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card.jpg 700w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card-300x185.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card-18x12.jpg 18w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">Tarjeta DKB Visa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Afiliaci\u00f3n gratuita<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/alemanha-cartao-broad-como-solicitar-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITAR<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"852\" data-end=\"1054\">Emitido por <strong data-start=\"865\" data-end=\"894\">Deutsche Kreditbank (DKB)<\/strong>, um dos maiores bancos digitais da Alemanha, o cart\u00e3o se destaca por oferecer servi\u00e7os modernos, suporte eficiente e custo zero para clientes com status ativo.<\/p><hr data-start=\"1056\" data-end=\"1059\" \/><h1 data-start=\"1061\" data-end=\"1094\"><strong data-start=\"1063\" data-end=\"1094\">Benef\u00edcios do DKB Visa Card<\/strong><\/h1><h3 data-start=\"1096\" data-end=\"1123\"><strong data-start=\"1100\" data-end=\"1121\">\u2714 Anuidade gr\u00e1tis<\/strong><\/h3><p data-start=\"1124\" data-end=\"1255\">O cart\u00e3o \u00e9 totalmente gratuito para clientes ativos (<strong data-start=\"1177\" data-end=\"1191\">Aktivkunde<\/strong>), eliminando custos fixos e garantindo economia no longo prazo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/alemanha-cartao-broad-como-solicitar-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 PE\u00c7A SEU CART\u00c3O DKB VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1262\" data-end=\"1304\"><strong data-start=\"1266\" data-end=\"1302\">\u2714 Controle total pelo aplicativo<\/strong><\/h3><p data-start=\"1305\" data-end=\"1343\">No app DKB (Android e iOS), voc\u00ea pode:<\/p><ul data-start=\"1344\" data-end=\"1460\"><li data-start=\"1344\" data-end=\"1368\"><p data-start=\"1346\" data-end=\"1368\">Monitorar transa\u00e7\u00f5es<\/p><\/li><li data-start=\"1369\" data-end=\"1400\"><p data-start=\"1371\" data-end=\"1400\">Consultar facturas y l\u00edmites<\/p><\/li><li data-start=\"1401\" data-end=\"1424\"><p data-start=\"1403\" data-end=\"1424\">Ejecutar pagos<\/p><\/li><li data-start=\"1425\" data-end=\"1460\"><p data-start=\"1427\" data-end=\"1460\">Bloqueo y desbloqueo de la tarjeta<\/p><\/li><\/ul><p data-start=\"1462\" data-end=\"1503\">Tudo em tempo real e com seguran\u00e7a total.<\/p><hr data-start=\"1505\" data-end=\"1508\" \/><h3 data-start=\"1510\" data-end=\"1545\"><strong data-start=\"1514\" data-end=\"1543\">\u2714 Aceita\u00e7\u00e3o internacional<\/strong><\/h3><p data-start=\"1546\" data-end=\"1668\">Como cart\u00e3o Visa, \u00e9 aceito em milh\u00f5es de estabelecimentos dentro e fora da Alemanha, tanto em lojas f\u00edsicas quanto online.<\/p><hr data-start=\"1670\" data-end=\"1673\" \/><h3 data-start=\"1675\" data-end=\"1703\"><strong data-start=\"1679\" data-end=\"1701\">\u2714 Saques gratuitos<\/strong><\/h3><p data-start=\"1704\" data-end=\"1831\">Clientes ativos podem sacar dinheiro em caixas eletr\u00f4nicos no exterior <strong data-start=\"1775\" data-end=\"1793\">sem pagar taxa<\/strong>, uma vantagem enorme para quem viaja.<\/p><hr data-start=\"1833\" data-end=\"1836\" \/><h3 data-start=\"1838\" data-end=\"1871\"><strong data-start=\"1842\" data-end=\"1869\">\u2714 Cashback em promo\u00e7\u00f5es<\/strong><\/h3><p data-start=\"1872\" data-end=\"1987\">A DKB realiza campanhas sazonais com cashback em lojas parceiras, oferecendo economia extra em compras espec\u00edficas.<\/p><hr data-start=\"1989\" data-end=\"1992\" \/><h3 data-start=\"1994\" data-end=\"2026\"><strong data-start=\"1998\" data-end=\"2024\">\u2714 Sem taxas escondidas<\/strong><\/h3><p data-start=\"2027\" data-end=\"2116\">O banco segue uma pol\u00edtica r\u00edgida de transpar\u00eancia \u2014 voc\u00ea sempre sabe o que est\u00e1 pagando.<\/p><hr data-start=\"2118\" data-end=\"2121\" \/><h3 data-start=\"2123\" data-end=\"2154\"><strong data-start=\"2127\" data-end=\"2152\">\u2714 Seguran\u00e7a refor\u00e7ada<\/strong><\/h3><p data-start=\"2155\" data-end=\"2280\">Com autentica\u00e7\u00e3o 3D Secure, notifica\u00e7\u00f5es instant\u00e2neas e controles via app, o cart\u00e3o oferece prote\u00e7\u00e3o completa contra fraudes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/alemanha-cartao-broad-como-solicitar-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 PE\u00c7A SEU CART\u00c3O DKB  VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"2347\" data-end=\"2399\"><strong data-start=\"2349\" data-end=\"2399\">Cart\u00e3o de Cr\u00e9dito DKB Visa \u2013 Taxas e Condi\u00e7\u00f5es<\/strong><\/h1><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"2401\" data-end=\"3095\"><thead data-start=\"2401\" data-end=\"2438\"><tr data-start=\"2401\" data-end=\"2438\"><th data-start=\"2401\" data-end=\"2415\" data-col-size=\"sm\"><strong data-start=\"2403\" data-end=\"2414\">Servicio<\/strong><\/th><th data-start=\"2415\" data-end=\"2438\" data-col-size=\"lg\"><strong data-start=\"2417\" data-end=\"2436\">Condici\u00f3n est\u00e1ndar<\/strong><\/th><\/tr><\/thead><tbody data-start=\"2477\" data-end=\"3095\"><tr data-start=\"2477\" data-end=\"2637\"><td data-start=\"2477\" data-end=\"2512\" data-col-size=\"sm\"><strong data-start=\"2479\" data-end=\"2511\">Retiradas en cajeros autom\u00e1ticos<\/strong><\/td><td data-start=\"2512\" data-end=\"2637\" data-col-size=\"lg\">Gratuitos na zona do euro para clientes \u201cAktiv\u201d. Taxas podem ser aplicadas fora da zona euro ou para n\u00e3o-clientes ativos.<\/td><\/tr><tr data-start=\"2638\" data-end=\"2684\"><td data-start=\"2638\" data-end=\"2667\" data-col-size=\"sm\"><strong data-start=\"2640\" data-end=\"2666\">Cuota anual \/ Cuota mensual<\/strong><\/td><td data-start=\"2667\" data-end=\"2684\" data-col-size=\"lg\">100% gratuito<\/td><\/tr><tr data-start=\"2685\" data-end=\"2728\"><td data-start=\"2685\" data-end=\"2700\" data-col-size=\"sm\"><strong data-start=\"2687\" data-end=\"2699\">Cashback<\/strong><\/td><td data-start=\"2700\" data-end=\"2728\" data-col-size=\"lg\">N\u00e3o possui programa fixo<\/td><\/tr><tr data-start=\"2729\" data-end=\"2830\"><td data-start=\"2729\" data-end=\"2753\" data-col-size=\"sm\"><strong data-start=\"2731\" data-end=\"2752\">L\u00edmite de cr\u00e9dito<\/strong><\/td><td data-start=\"2753\" data-end=\"2830\" data-col-size=\"lg\">Flex\u00edvel \u2013 depende da an\u00e1lise de cr\u00e9dito (geralmente entre \u20ac500 e \u20ac5.000)<\/td><\/tr><tr data-start=\"2831\" data-end=\"2935\"><td data-start=\"2831\" data-end=\"2857\" data-col-size=\"sm\"><strong data-start=\"2833\" data-end=\"2856\">Compras en el extranjero<\/strong><\/td><td data-start=\"2857\" data-end=\"2935\" data-col-size=\"lg\">Sem taxa para clientes \u201cAktiv\u201d. Caso contr\u00e1rio, at\u00e9 2,20% de taxa cambial.<\/td><\/tr><tr data-start=\"2936\" data-end=\"3015\"><td data-start=\"2936\" data-end=\"2965\" data-col-size=\"sm\"><strong data-start=\"2938\" data-end=\"2964\">Plazos de facturaci\u00f3n<\/strong><\/td><td data-start=\"2965\" data-end=\"3015\" data-col-size=\"lg\">N\u00e3o dispon\u00edvel (fatura debitada integralmente)<\/td><\/tr><tr data-start=\"3016\" data-end=\"3095\"><td data-start=\"3016\" data-end=\"3039\" data-col-size=\"sm\"><strong data-start=\"3018\" data-end=\"3038\">Tarjeta adicional<\/strong><\/td><td data-start=\"3039\" data-end=\"3095\" data-col-size=\"lg\">Nem sempre dispon\u00edvel \u2013 depende do perfil do cliente<\/td><\/tr><\/tbody><\/table><h2 data-start=\"3102\" data-end=\"3153\"><strong data-start=\"3104\" data-end=\"3153\">Criterios de concesi\u00f3n de l\u00edmites de cr\u00e9dito<\/strong><\/h2><p data-start=\"3155\" data-end=\"3211\">A DKB avalia v\u00e1rios fatores ao definir o limite inicial:<\/p><ul data-start=\"3213\" data-end=\"3390\"><li data-start=\"3213\" data-end=\"3245\"><p data-start=\"3215\" data-end=\"3245\">Prueba de ingresos estables<\/p><\/li><li data-start=\"3246\" data-end=\"3288\"><p data-start=\"3248\" data-end=\"3288\">Hist\u00f3rico de cr\u00e9dito positivo (Schufa)<\/p><\/li><li data-start=\"3289\" data-end=\"3324\"><p data-start=\"3291\" data-end=\"3324\">Tempo de resid\u00eancia na Alemanha<\/p><\/li><li data-start=\"3325\" data-end=\"3360\"><p data-start=\"3327\" data-end=\"3360\">Tipo de visto para estrangeiros<\/p><\/li><li data-start=\"3361\" data-end=\"3390\"><p data-start=\"3363\" data-end=\"3390\">Movimenta\u00e7\u00e3o na conta DKB<\/p><\/li><\/ul><p data-start=\"3392\" data-end=\"3458\">Com uso respons\u00e1vel, o limite costuma aumentar ao longo dos meses.<\/p><hr data-start=\"3460\" data-end=\"3463\" \/><h3 data-start=\"3465\" data-end=\"3511\"><strong data-start=\"3469\" data-end=\"3509\">Posso ser aprovado com cr\u00e9dito ruim?<\/strong><\/h3><p data-start=\"3512\" data-end=\"3601\">A DKB \u00e9 rigorosa. Um hist\u00f3rico negativo na Schufa reduz bastante as chances de aprova\u00e7\u00e3o.<\/p><hr data-start=\"3603\" data-end=\"3606\" \/><h2 data-start=\"3608\" data-end=\"3647\"><strong data-start=\"3610\" data-end=\"3647\">Como solicitar o Cart\u00e3o DKB Visa?<\/strong><\/h2><p data-start=\"3649\" data-end=\"3678\">O pedido \u00e9 totalmente online:<\/p><ol data-start=\"3680\" data-end=\"3888\"><li data-start=\"3680\" data-end=\"3713\"><p data-start=\"3683\" data-end=\"3713\">Acesse o site oficial da DKB<\/p><\/li><li data-start=\"3714\" data-end=\"3751\"><p data-start=\"3717\" data-end=\"3751\">Abra uma conta corrente gratuita<\/p><\/li><li data-start=\"3752\" data-end=\"3825\"><p data-start=\"3755\" data-end=\"3825\">Fa\u00e7a a verifica\u00e7\u00e3o de identidade via <strong data-start=\"3792\" data-end=\"3806\">VideoIdent<\/strong> o <strong data-start=\"3810\" data-end=\"3823\">PostIdent<\/strong><\/p><\/li><li data-start=\"3826\" data-end=\"3888\"><p data-start=\"3829\" data-end=\"3888\">Aguarde a aprova\u00e7\u00e3o e o envio do cart\u00e3o para seu endere\u00e7o<\/p><\/li><\/ol><p data-start=\"3890\" data-end=\"3956\">Assim que a conta for ativada, o cart\u00e3o \u00e9 emitido automaticamente.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/alemanha-cartao-broad-como-solicitar-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICITE SEU CART\u00c3O DKB  VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"3963\" data-end=\"3997\"><strong data-start=\"3965\" data-end=\"3997\">Seguran\u00e7a e Reputa\u00e7\u00e3o da DKB<\/strong><\/h1><p data-start=\"3999\" data-end=\"4044\">A <strong data-start=\"4001\" data-end=\"4027\">Deutsche Kreditbank AG<\/strong> \u00e9 refer\u00eancia em:<\/p><ul data-start=\"4045\" data-end=\"4142\"><li data-start=\"4045\" data-end=\"4062\"><p data-start=\"4047\" data-end=\"4062\">Transparencia<\/p><\/li><li data-start=\"4063\" data-end=\"4076\"><p data-start=\"4065\" data-end=\"4076\">Seguridad<\/p><\/li><li data-start=\"4077\" data-end=\"4110\"><p data-start=\"4079\" data-end=\"4110\">Atendimento digital eficiente<\/p><\/li><li data-start=\"4111\" data-end=\"4142\"><p data-start=\"4113\" data-end=\"4142\">Tecnolog\u00eda bancaria moderna<\/p><\/li><\/ul><p data-start=\"4144\" data-end=\"4201\">O suporte \u00e9 feito via app, chat e central de atendimento.<\/p><hr data-start=\"4203\" data-end=\"4206\" \/><h1 data-start=\"4208\" data-end=\"4243\"><strong data-start=\"4210\" data-end=\"4243\">Para quem o DKB Visa \u00e9 ideal?<\/strong><\/h1><p data-start=\"4245\" data-end=\"4489\">\u2714 Residentes na Alemanha<br data-start=\"4269\" data-end=\"4272\" \/>\u2714 Estudantes e trabalhadores<br data-start=\"4300\" data-end=\"4303\" \/>\u2714 Expatriados com renda comprovada<br data-start=\"4337\" data-end=\"4340\" \/>\u2714 Pessoas que viajam dentro e fora da Europa<br data-start=\"4384\" data-end=\"4387\" \/>\u2714 Quem prefere controle digital completo<br data-start=\"4427\" data-end=\"4430\" \/>\u2714 Clientes que valorizam economia e zero taxas escondidas<\/p><hr data-start=\"4491\" data-end=\"4494\" \/><h1 data-start=\"4496\" data-end=\"4556\"><strong data-start=\"4498\" data-end=\"4556\">Benef\u00edcios Promocionais \u2013 DKB Visa vs Promo\u00e7\u00f5es da DKB<\/strong><\/h1><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"4558\" data-end=\"4884\"><thead data-start=\"4558\" data-end=\"4626\"><tr data-start=\"4558\" data-end=\"4626\"><th data-start=\"4558\" data-end=\"4574\" data-col-size=\"sm\"><strong data-start=\"4560\" data-end=\"4573\">Beneficios<\/strong><\/th><th data-start=\"4574\" data-end=\"4596\" data-col-size=\"sm\"><strong data-start=\"4576\" data-end=\"4595\">Tarjeta DKB Visa<\/strong><\/th><th data-start=\"4596\" data-end=\"4626\" data-col-size=\"sm\"><strong data-start=\"4598\" data-end=\"4624\">Promo\u00e7\u00f5es da Conta DKB<\/strong><\/th><\/tr><\/thead><tbody data-start=\"4697\" data-end=\"4884\"><tr data-start=\"4697\" data-end=\"4762\"><td data-start=\"4697\" data-end=\"4720\" data-col-size=\"sm\">Puntos \/ Recompensas<\/td><td data-start=\"4720\" data-end=\"4737\" data-col-size=\"sm\">No disponible<\/td><td data-start=\"4737\" data-end=\"4762\" data-col-size=\"sm\">N\u00e3o h\u00e1 programa ativo<\/td><\/tr><tr data-start=\"4763\" data-end=\"4817\"><td data-start=\"4763\" data-end=\"4774\" data-col-size=\"sm\">Cashback<\/td><td data-start=\"4774\" data-end=\"4795\" data-col-size=\"sm\">Campanhas pontuais<\/td><td data-start=\"4795\" data-end=\"4817\" data-col-size=\"sm\">Campanhas sazonais<\/td><\/tr><tr data-start=\"4818\" data-end=\"4884\"><td data-start=\"4818\" data-end=\"4841\" data-col-size=\"sm\">B\u00f4nus ao abrir conta<\/td><td data-start=\"4841\" data-end=\"4847\" data-col-size=\"sm\">No<\/td><td data-start=\"4847\" data-end=\"4884\" data-col-size=\"sm\">Pode haver b\u00f4nus entre \u20ac50 e \u20ac100<\/td><\/tr><\/tbody><\/table><\/div><\/div><hr data-start=\"4886\" data-end=\"4889\" \/><h1 data-start=\"4891\" data-end=\"4932\"><strong data-start=\"4893\" data-end=\"4932\">Por que escolher o Cart\u00e3o DKB Visa?<\/strong><\/h1><ul data-start=\"4934\" data-end=\"5179\"><li data-start=\"4934\" data-end=\"4962\"><p data-start=\"4936\" data-end=\"4962\">Banco totalmente digital<\/p><\/li><li data-start=\"4963\" data-end=\"4980\"><p data-start=\"4965\" data-end=\"4980\">Cuota anual cero<\/p><\/li><li data-start=\"4981\" data-end=\"5040\"><p data-start=\"4983\" data-end=\"5040\">Saques gratuitos na zona do euro (para clientes ativos)<\/p><\/li><li data-start=\"5041\" data-end=\"5069\"><p data-start=\"5043\" data-end=\"5069\">App completo e intuitivo<\/p><\/li><li data-start=\"5070\" data-end=\"5107\"><p data-start=\"5072\" data-end=\"5107\">Aceita\u00e7\u00e3o internacional pela Visa<\/p><\/li><li data-start=\"5108\" data-end=\"5130\"><p data-start=\"5110\" data-end=\"5130\">Seguridad avanzada<\/p><\/li><li data-start=\"5131\" data-end=\"5179\"><p data-start=\"5133\" data-end=\"5179\">\u00d3timo para quem busca praticidade e economia<\/p><\/li><\/ul><hr data-start=\"5181\" data-end=\"5184\" \/><h1 data-start=\"5186\" data-end=\"5201\"><strong data-start=\"5188\" data-end=\"5201\">Conclusi\u00f3n<\/strong><\/h1><p data-start=\"5203\" data-end=\"5510\">O <strong data-start=\"5205\" data-end=\"5222\">DKB Visa Card<\/strong> \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e deseja um cart\u00e3o pr\u00e1tico, gratuito e com controle total via aplicativo. Com aceita\u00e7\u00e3o global, seguran\u00e7a refor\u00e7ada e vantagens como saques gratuitos e promo\u00e7\u00f5es sazonais, atende muito bem a quem busca autonomia financeira sem burocracia.<\/p><p data-start=\"5512\" data-end=\"5617\">Se voc\u00ea procura facilidade, economia e efici\u00eancia, o DKB Visa \u00e9 uma escolha inteligente para o dia a dia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea procura um cart\u00e3o de cr\u00e9dito sem anuidade, f\u00e1cil de controlar e com benef\u00edcios reais para o dia a dia, o DKB Visa Card \u00e9 uma das melhores op\u00e7\u00f5es dispon\u00edveis na Alemanha. Ele combina praticidade, seguran\u00e7a, economia e aceita\u00e7\u00e3o internacional \u2014 ideal para quem valoriza controle financeiro e transpar\u00eancia. Neste artigo, voc\u00ea vai conhecer todos os detalhes do DKB Visa: isen\u00e7\u00e3o de tarifas, vantagens exclusivas, crit\u00e9rios de aprova\u00e7\u00e3o, taxas, funcionalidades digitais e como solicitar. Cart\u00e3o DKB Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo Deutsche Kreditbank (DKB), um dos maiores bancos digitais da Alemanha, o cart\u00e3o se destaca por oferecer servi\u00e7os modernos, suporte eficiente e custo zero para clientes com status ativo. Benef\u00edcios do DKB Visa Card \u2714 Anuidade gr\u00e1tis O cart\u00e3o \u00e9 totalmente gratuito para clientes ativos (Aktivkunde), eliminando custos fixos e garantindo economia no longo prazo. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O DKB VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2714 Controle total pelo aplicativo No app DKB (Android e iOS), voc\u00ea pode: Monitorar transa\u00e7\u00f5es Consultar faturas e limites Realizar pagamentos Bloquear e desbloquear o cart\u00e3o Tudo em tempo real e com seguran\u00e7a total. \u2714 Aceita\u00e7\u00e3o internacional Como cart\u00e3o Visa, \u00e9 aceito em milh\u00f5es de estabelecimentos dentro e fora da Alemanha, tanto em lojas f\u00edsicas quanto online. \u2714 Saques gratuitos Clientes ativos podem sacar dinheiro em caixas eletr\u00f4nicos no exterior sem pagar taxa, uma vantagem enorme para quem viaja. \u2714 Cashback em promo\u00e7\u00f5es A DKB realiza campanhas sazonais com cashback em lojas parceiras, oferecendo economia extra em compras espec\u00edficas. \u2714 Sem taxas escondidas O banco segue uma pol\u00edtica r\u00edgida de transpar\u00eancia \u2014 voc\u00ea sempre sabe o que est\u00e1 pagando. \u2714 Seguran\u00e7a refor\u00e7ada Com autentica\u00e7\u00e3o 3D Secure, notifica\u00e7\u00f5es instant\u00e2neas e controles via app, o cart\u00e3o oferece prote\u00e7\u00e3o completa contra fraudes. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O DKB VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o de Cr\u00e9dito DKB Visa \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em caixas eletr\u00f4nicos Gratuitos na zona do euro para clientes \u201cAktiv\u201d. Taxas podem ser aplicadas fora da zona euro ou para n\u00e3o-clientes ativos. Anuidade \/ Mensalidade 100% gratuito Cashback N\u00e3o possui programa fixo Limite de cr\u00e9dito Flex\u00edvel \u2013 depende da an\u00e1lise de cr\u00e9dito (geralmente entre \u20ac500 e \u20ac5.000) Compras no exterior Sem taxa para clientes \u201cAktiv\u201d. Caso contr\u00e1rio, at\u00e9 2,20% de taxa cambial. Parcelamento da fatura N\u00e3o dispon\u00edvel (fatura debitada integralmente) Cart\u00e3o adicional Nem sempre dispon\u00edvel \u2013 depende do perfil do cliente Crit\u00e9rios para Concess\u00e3o de Limite de Cr\u00e9dito A DKB avalia v\u00e1rios fatores ao definir o limite inicial: Comprova\u00e7\u00e3o de renda est\u00e1vel Hist\u00f3rico de cr\u00e9dito positivo (Schufa) Tempo de resid\u00eancia na Alemanha Tipo de visto para estrangeiros Movimenta\u00e7\u00e3o na conta DKB Com uso respons\u00e1vel, o limite costuma aumentar ao longo dos meses. Posso ser aprovado com cr\u00e9dito ruim? A DKB \u00e9 rigorosa. Um hist\u00f3rico negativo na Schufa reduz bastante as chances de aprova\u00e7\u00e3o. Como solicitar o Cart\u00e3o DKB Visa? O pedido \u00e9 totalmente online: Acesse o site oficial da DKB Abra uma conta corrente gratuita Fa\u00e7a a verifica\u00e7\u00e3o de identidade via VideoIdent ou PostIdent Aguarde a aprova\u00e7\u00e3o e o envio do cart\u00e3o para seu endere\u00e7o Assim que a conta for ativada, o cart\u00e3o \u00e9 emitido automaticamente. \ud83d\udc49 SOLICITE SEU CART\u00c3O DKB VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Seguran\u00e7a e Reputa\u00e7\u00e3o da DKB A Deutsche Kreditbank AG \u00e9 refer\u00eancia em: Transpar\u00eancia Seguran\u00e7a Atendimento digital eficiente Tecnologia banc\u00e1ria moderna O suporte \u00e9 feito via app, chat e central de atendimento. Para quem o DKB Visa \u00e9 ideal? \u2714 Residentes na Alemanha\u2714 Estudantes e trabalhadores\u2714 Expatriados com renda comprovada\u2714 Pessoas que viajam dentro e fora da Europa\u2714 Quem prefere controle digital completo\u2714 Clientes que valorizam economia e zero taxas escondidas Benef\u00edcios Promocionais \u2013 DKB Visa vs Promo\u00e7\u00f5es da DKB Benef\u00edcio Cart\u00e3o DKB Visa Promo\u00e7\u00f5es da Conta DKB Pontos \/ Recompensas N\u00e3o dispon\u00edvel N\u00e3o h\u00e1 programa ativo Cashback Campanhas pontuais Campanhas sazonais B\u00f4nus ao abrir conta N\u00e3o Pode haver b\u00f4nus entre \u20ac50 e \u20ac100 Por que escolher o Cart\u00e3o DKB Visa? Banco totalmente digital Zero anuidade Saques gratuitos na zona do euro (para clientes ativos) App completo e intuitivo Aceita\u00e7\u00e3o internacional pela Visa Seguran\u00e7a avan\u00e7ada \u00d3timo para quem busca praticidade e economia Conclus\u00e3o O DKB Visa Card \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e deseja um cart\u00e3o pr\u00e1tico, gratuito e com controle total via aplicativo. Com aceita\u00e7\u00e3o global, seguran\u00e7a refor\u00e7ada e vantagens como saques gratuitos e promo\u00e7\u00f5es sazonais, atende muito bem a quem busca autonomia financeira sem burocracia. Se voc\u00ea procura facilidade, economia e efici\u00eancia, o DKB Visa \u00e9 uma escolha inteligente para o dia a dia.<\/p>","protected":false},"author":1,"featured_media":14133,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14138","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/14138","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/comments?post=14138"}],"version-history":[{"count":15,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/14138\/revisions"}],"predecessor-version":[{"id":17226,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/14138\/revisions\/17226"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/media\/14133"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/media?parent=14138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/categories?post=14138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/tags?post=14138"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/post_folder?post=14138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}