{"id":14606,"date":"2025-12-12T17:15:50","date_gmt":"2025-12-12T17:15:50","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14606"},"modified":"2025-12-25T01:31:32","modified_gmt":"2025-12-25T01:31:32","slug":"alemania-tarjeta-amplia-n26","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/es\/financas\/alemanha-cartao-broad-n26\/","title":{"rendered":"Mastercard de N26 en Alemania: Control total, cero burocracia y beneficios reales"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14606\" class=\"elementor elementor-14606\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anuncios<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"269\" data-end=\"551\">Si busca una tarjeta moderna, sin anualidades y totalmente digital, la <strong data-start=\"341\" data-end=\"359\">Tarjeta Mastercard de N26<\/strong> es una de las mejores opciones disponibles en Alemania. R\u00e1pida de abrir, f\u00e1cil de usar y con control total a trav\u00e9s de la aplicaci\u00f3n, ofrece practicidad, seguridad y libertad financiera en el d\u00eda a d\u00eda.<\/p>\n<p data-start=\"553\" data-end=\"703\">En este art\u00edculo, lo sabr\u00e1s todo sobre la tarjeta: comisiones, requisitos, funciones digitales, ventajas exclusivas y c\u00f3mo solicitarla f\u00e1cilmente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-alemana-amplia-como-solicitarla-n26\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"984\" height=\"666\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1.webp\" class=\"attachment-full size-full wp-image-14608\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1.webp 984w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-300x203.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-768x520.webp 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-18x12.webp 18w\" sizes=\"(max-width: 984px) 100vw, 984px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Tarjeta Mastercard de N26<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sin cuota anual<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-alemana-amplia-como-solicitarla-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITAR<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"778\" data-end=\"1023\">Emitido por <strong data-start=\"791\" data-end=\"803\">Banco N26<\/strong>, Uno de los bancos digitales m\u00e1s innovadores de Europa, la Mastercard de N26 destaca por su uso intuitivo y su falta de burocracia. Es ideal para quienes quieren tecnolog\u00eda, ahorro y una experiencia bancaria en l\u00ednea 100%.<\/p>\n<hr data-start=\"1025\" data-end=\"1028\" \/>\n<h1 data-start=\"1030\" data-end=\"1064\"><strong data-start=\"1032\" data-end=\"1064\">Ventajas de la tarjeta Mastercard de N26<\/strong><\/h1>\n<h3 data-start=\"1066\" data-end=\"1102\"><strong data-start=\"1070\" data-end=\"1100\">Cuenta y tarjeta gratuitas<\/strong><\/h3>\n<p data-start=\"1103\" data-end=\"1264\">La cuenta est\u00e1ndar de N26 no tiene cuota mensual e incluye una tarjeta Mastercard aceptada internacionalmente, ideal para aquellos que quieren alejarse de las comisiones bancarias tradicionales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-alemana-amplia-como-solicitarla-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 ORDENA TU MASTERCARD N26<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1266\" data-end=\"1303\"><strong data-start=\"1270\" data-end=\"1301\">\ud83d\udcf1 Aplicaci\u00f3n completa e intuitiva<\/strong><\/h3>\n<p data-start=\"1304\" data-end=\"1338\">La aplicaci\u00f3n de N26 (Android e iOS) te permite:<\/p>\n<ul data-start=\"1340\" data-end=\"1506\">\n<li data-start=\"1340\" data-end=\"1375\">\n<p data-start=\"1342\" data-end=\"1375\">seguimiento del gasto en tiempo real<\/p>\n<\/li>\n<li data-start=\"1376\" data-end=\"1409\">\n<p data-start=\"1378\" data-end=\"1409\">bloquear\/desbloquear la tarjeta<\/p>\n<\/li>\n<li data-start=\"1410\" data-end=\"1429\">\n<p data-start=\"1412\" data-end=\"1429\">establecer l\u00edmites<\/p>\n<\/li>\n<li data-start=\"1430\" data-end=\"1466\">\n<p data-start=\"1432\" data-end=\"1466\">organizar los gastos por categor\u00edas<\/p>\n<\/li>\n<li data-start=\"1467\" data-end=\"1506\">\n<p data-start=\"1469\" data-end=\"1506\">ver estad\u00edsticas autom\u00e1ticas<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1508\" data-end=\"1536\">Todo ello con unos pocos toques.<\/p>\n<h3 data-start=\"1538\" data-end=\"1574\"><strong data-start=\"1542\" data-end=\"1572\">\ud83c\udf0d Aceptaci\u00f3n internacional<\/strong><\/h3>\n<p data-start=\"1575\" data-end=\"1705\">Mastercard N26 se acepta en <strong data-start=\"1604\" data-end=\"1635\">millones de establecimientos<\/strong> en todo el mundo, ideal para quienes viajan o hacen compras internacionales.<\/p>\n<h3 data-start=\"1707\" data-end=\"1743\"><strong data-start=\"1711\" data-end=\"1741\">\ud83d\udcb8 Retiradas y transferencias<\/strong><\/h3>\n<ul data-start=\"1744\" data-end=\"1951\">\n<li data-start=\"1744\" data-end=\"1812\">\n<p data-start=\"1746\" data-end=\"1812\">Hasta <strong data-start=\"1750\" data-end=\"1776\">3 reintegros gratuitos al mes<\/strong> en la eurozona a nivel Standard<\/p>\n<\/li>\n<li data-start=\"1813\" data-end=\"1872\">\n<p data-start=\"1815\" data-end=\"1872\">Tasa media de <strong data-start=\"1829\" data-end=\"1837\">1,7%<\/strong> para retiradas fuera de la zona euro<\/p>\n<\/li>\n<li data-start=\"1873\" data-end=\"1951\">\n<p data-start=\"1875\" data-end=\"1951\">Transferencias r\u00e1pidas y compatibilidad con Wise para env\u00edos internacionales<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1953\" data-end=\"1984\"><strong data-start=\"1957\" data-end=\"1982\">Seguridad avanzada<\/strong><\/h3>\n<p data-start=\"1985\" data-end=\"1992\">Incluye:<\/p>\n<ul data-start=\"1994\" data-end=\"2159\">\n<li data-start=\"1994\" data-end=\"2028\">\n<p data-start=\"1996\" data-end=\"2028\">Autenticaci\u00f3n robusta (3D Secure)<\/p>\n<\/li>\n<li data-start=\"2029\" data-end=\"2058\">\n<p data-start=\"2031\" data-end=\"2058\">Notificaciones instant\u00e1neas<\/p>\n<\/li>\n<li data-start=\"2059\" data-end=\"2109\">\n<p data-start=\"2061\" data-end=\"2109\">Bloqueo de compras internacionales con una sola pulsaci\u00f3n<\/p>\n<\/li>\n<li data-start=\"2110\" data-end=\"2159\">\n<p data-start=\"2112\" data-end=\"2159\">Control de pagos en l\u00ednea y de proximidad<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2161\" data-end=\"2204\"><strong data-start=\"2165\" data-end=\"2202\">\ud83d\udd04 Conversi\u00f3n justa y transparente<\/strong><\/h3>\n<p data-start=\"2205\" data-end=\"2317\">Las compras internacionales utilizan la tarifa real de Mastercard, <strong data-start=\"2263\" data-end=\"2286\">sin m\u00e1rgenes ocultos<\/strong> - ideal para quienes viajan mucho.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-alemana-amplia-como-solicitarla-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICITA TU TARJETA MASTERCARD N26<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2060\" data-end=\"2090\">Tarjeta de cr\u00e9dito Mastercard de N26 - Tarifas y condiciones<\/h2>\n<table>\n<thead>\n<tr>\n<th style=\"text-align: center;\">Servicio<\/th>\n<th style=\"text-align: center;\">Condici\u00f3n est\u00e1ndar<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Retiradas en cajeros autom\u00e1ticos<\/strong><\/td>\n<td>3 gratis\/mes en la zona euro; tipo fuera de la zona euro (~1,7%)<\/td>\n<\/tr>\n<tr>\n<td><strong>Cuota anual \/ Cuota mensual<\/strong><\/td>\n<td>Tarjeta est\u00e1ndar gratuita; planes premium a partir de 4,90 euros<\/td>\n<\/tr>\n<tr>\n<td><strong>Cashback<\/strong><\/td>\n<td>No disponible en planes Standard; disponible en planes Premium<\/td>\n<\/tr>\n<tr>\n<td><strong>L\u00edmite de cr\u00e9dito<\/strong><\/td>\n<td>Para clientes cualificados: de 500 a 10.000 euros, previo an\u00e1lisis<\/td>\n<\/tr>\n<tr>\n<td><strong>Compras en el extranjero<\/strong><\/td>\n<td>Sin costes adicionales en el plan gratuito<\/td>\n<\/tr>\n<tr>\n<td><strong>Plazos de facturaci\u00f3n<\/strong><\/td>\n<td>No disponible - d\u00e9bito autom\u00e1tico<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>Tarjeta adicional<\/strong><\/td>\n<td style=\"text-align: center;\">No disponible en el plan Est\u00e1ndar<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e89f12 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4e89f12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd1fbf7 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"fd1fbf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-alemana-amplia-como-solicitarla-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICITA TU TARJETA MASTERCARD N26<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61aedbd elementor-widget elementor-widget-text-editor\" data-id=\"61aedbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9ed05e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"f9ed05e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3fa800 elementor-widget elementor-widget-text-editor\" data-id=\"d3fa800\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"3004\" data-end=\"3055\"><strong data-start=\"3006\" data-end=\"3055\">Criterios de concesi\u00f3n de l\u00edmites de cr\u00e9dito<\/strong><\/h1>\n<p data-start=\"3057\" data-end=\"3091\">La concesi\u00f3n del cr\u00e9dito depende de:<\/p>\n<ul data-start=\"3093\" data-end=\"3218\">\n<li data-start=\"3093\" data-end=\"3131\">\n<p data-start=\"3095\" data-end=\"3131\">Historial de movimientos de la cuenta<\/p>\n<\/li>\n<li data-start=\"3132\" data-end=\"3168\">\n<p data-start=\"3134\" data-end=\"3168\">Situaci\u00f3n de residencia en Alemania<\/p>\n<\/li>\n<li data-start=\"3169\" data-end=\"3191\">\n<p data-start=\"3171\" data-end=\"3191\">An\u00e1lisis v\u00eda SCHUFA<\/p>\n<\/li>\n<li data-start=\"3192\" data-end=\"3218\">\n<p data-start=\"3194\" data-end=\"3218\">Prueba de ingresos estables<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3220\" data-end=\"3312\">Algunos clientes s\u00f3lo empiezan con la funci\u00f3n de d\u00e9bito y reciben cr\u00e9dito tras un periodo de uso.<\/p>\n<h3 data-start=\"3314\" data-end=\"3366\"><strong data-start=\"3318\" data-end=\"3364\">\u00bfPuedo obtener la homologaci\u00f3n con un expediente negativo?<\/strong><\/h3>\n<p data-start=\"3367\" data-end=\"3483\">N26 es m\u00e1s flexible que los bancos tradicionales, pero las severas restricciones de SCHUFA pueden impedirle conceder cr\u00e9ditos.<\/p>\n<hr data-start=\"3485\" data-end=\"3488\" \/>\n<h1 data-start=\"3490\" data-end=\"3535\"><strong data-start=\"3492\" data-end=\"3535\">\u00bfC\u00f3mo solicitar la Mastercard de N26?<\/strong><\/h1>\n<ol data-start=\"3537\" data-end=\"3925\">\n<li data-start=\"3537\" data-end=\"3602\">\n<p data-start=\"3540\" data-end=\"3602\"><strong data-start=\"3540\" data-end=\"3566\">Descargar la aplicaci\u00f3n de N26<\/strong><br data-start=\"3566\" data-end=\"3569\" \/>Disponible para Android e iOS.<\/p>\n<\/li>\n<li data-start=\"3604\" data-end=\"3685\">\n<p data-start=\"3607\" data-end=\"3685\"><strong data-start=\"3607\" data-end=\"3634\">Abra su cuenta gratuita<\/strong><br data-start=\"3634\" data-end=\"3637\" \/>Todo se hace desde su tel\u00e9fono m\u00f3vil en pocos minutos.<\/p>\n<\/li>\n<li data-start=\"3687\" data-end=\"3784\">\n<p data-start=\"3690\" data-end=\"3784\"><strong data-start=\"3690\" data-end=\"3726\">Verifique su identidad<\/strong><br data-start=\"3726\" data-end=\"3729\" \/>Validaci\u00f3n por videollamada r\u00e1pida y segura.<\/p>\n<\/li>\n<li data-start=\"3786\" data-end=\"3925\">\n<p data-start=\"3789\" data-end=\"3925\"><strong data-start=\"3789\" data-end=\"3815\">Recibir la tarjeta f\u00edsica<\/strong><br data-start=\"3815\" data-end=\"3818\" \/>La tarjeta se env\u00eda a su direcci\u00f3n.<br data-start=\"3856\" data-end=\"3859\" \/>La tarjeta <strong data-start=\"3871\" data-end=\"3882\">virtual<\/strong> se publica inmediatamente despu\u00e9s de su aprobaci\u00f3n.<\/p>\n<\/li>\n<\/ol>\n<p data-start=\"3927\" data-end=\"3998\">Puedes utilizar Apple Pay y Google Pay una vez que tu cuenta est\u00e9 activa.<\/p>\n<hr data-start=\"4000\" data-end=\"4003\" \/>\n<h1 data-start=\"4005\" data-end=\"4039\"><strong data-start=\"4007\" data-end=\"4039\">Seguridad y reputaci\u00f3n de N26<\/strong><\/h1>\n<p data-start=\"4041\" data-end=\"4179\">N26 cuenta con una licencia bancaria europea completa y est\u00e1 regulada por la <strong data-start=\"4107\" data-end=\"4144\">Banco Central de Alemania (BaFin)<\/strong>.<br data-start=\"4145\" data-end=\"4148\" \/>La plataforma es reconocida por:<\/p>\n<ul data-start=\"4181\" data-end=\"4288\">\n<li data-start=\"4181\" data-end=\"4203\">\n<p data-start=\"4183\" data-end=\"4203\">Aplicaci\u00f3n moderna<\/p>\n<\/li>\n<li data-start=\"4204\" data-end=\"4225\">\n<p data-start=\"4206\" data-end=\"4225\">Seguridad robusta<\/p>\n<\/li>\n<li data-start=\"4226\" data-end=\"4253\">\n<p data-start=\"4228\" data-end=\"4253\">Autenticaci\u00f3n biom\u00e9trica<\/p>\n<\/li>\n<li data-start=\"4254\" data-end=\"4288\">\n<p data-start=\"4256\" data-end=\"4288\">Sofisticado sistema antifraude<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4290\" data-end=\"4348\">Es una de las instituciones digitales m\u00e1s fiables de Europa.<\/p>\n<hr data-start=\"4350\" data-end=\"4353\" \/>\n<h1 data-start=\"4355\" data-end=\"4397\"><strong data-start=\"4357\" data-end=\"4397\">\u00bfA qui\u00e9n va dirigida la Mastercard de N26?<\/strong><\/h1>\n<p data-start=\"4399\" data-end=\"4410\">Ideal para:<\/p>\n<ul data-start=\"4412\" data-end=\"4620\">\n<li data-start=\"4412\" data-end=\"4468\">\n<p data-start=\"4414\" data-end=\"4468\">Los que quieren una cuenta sencilla sin comisiones ocultas<\/p>\n<\/li>\n<li data-start=\"4469\" data-end=\"4507\">\n<p data-start=\"4471\" data-end=\"4507\">Expatriados y viajeros frecuentes<\/p>\n<\/li>\n<li data-start=\"4508\" data-end=\"4565\">\n<p data-start=\"4510\" data-end=\"4565\">Estudiantes y trabajadores que prefieren hacerlo todo a trav\u00e9s de la aplicaci\u00f3n<\/p>\n<\/li>\n<li data-start=\"4566\" data-end=\"4620\">\n<p data-start=\"4568\" data-end=\"4620\">Los que buscan un banco 100% moderno, r\u00e1pido y digital<\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f8d30f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"7f8d30f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b705ca3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"b705ca3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/tarjeta-alemana-amplia-como-solicitarla-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICITA TU TARJETA MASTERCARD N26<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a1d494 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1a1d494\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4fde325 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4fde325\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff1e5ec elementor-widget elementor-widget-text-editor\" data-id=\"ff1e5ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d976fea elementor-widget elementor-widget-text-editor\" data-id=\"d976fea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"5479\" data-end=\"5494\"><strong data-start=\"5481\" data-end=\"5494\">Conclusi\u00f3n<\/strong><\/h1>\n<p data-start=\"5496\" data-end=\"5660\">Si quieres una tarjeta moderna, sin burocracia, con control total a trav\u00e9s de tu m\u00f3vil y cero comisiones ocultas, la <strong data-start=\"5603\" data-end=\"5621\">Tarjeta Mastercard de N26<\/strong> es una de las mejores opciones en Alemania.<\/p>\n<p data-start=\"5662\" data-end=\"5666\">Com:<\/p>\n<ul data-start=\"5668\" data-end=\"5761\">\n<li data-start=\"5668\" data-end=\"5686\">\n<p data-start=\"5670\" data-end=\"5686\">Cuenta gratuita<\/p>\n<\/li>\n<li data-start=\"5687\" data-end=\"5710\">\n<p data-start=\"5689\" data-end=\"5710\">Solicitud completa<\/p>\n<\/li>\n<li data-start=\"5711\" data-end=\"5738\">\n<p data-start=\"5713\" data-end=\"5738\">Aceptaci\u00f3n internacional<\/p>\n<\/li>\n<li data-start=\"5739\" data-end=\"5761\">\n<p data-start=\"5741\" data-end=\"5761\">Seguridad avanzada<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"5763\" data-end=\"5826\">Ofrece libertad financiera con sencillez y tecnolog\u00eda.<\/p>\n<hr data-start=\"5828\" data-end=\"5831\" \/>\n<h1 data-start=\"5833\" data-end=\"5866\"><strong data-start=\"5835\" data-end=\"5866\">Preguntas frecuentes - Mastercard de N26<\/strong><\/h1>\n<h3 data-start=\"5868\" data-end=\"5918\"><strong data-start=\"5872\" data-end=\"5916\">1. \u00bfLa Mastercard de N26 tiene una cuota anual?<\/strong><\/h3>\n<p data-start=\"5919\" data-end=\"6027\">No. El plan Est\u00e1ndar es completamente gratuito.<br data-start=\"5963\" data-end=\"5966\" \/>Los planes Premium ofrecen funciones adicionales por una cuota mensual.<\/p>\n<h3 data-start=\"6029\" data-end=\"6082\"><strong data-start=\"6033\" data-end=\"6080\">2. \u00bfPuedo utilizar la Mastercard de N26 en el extranjero?<\/strong><\/h3>\n<p data-start=\"6083\" data-end=\"6168\">S\u00ed. La tarjeta se acepta en todo el mundo, con el tipo de cambio real de Mastercard y sin comisiones adicionales.<\/p>\n<h3 data-start=\"6170\" data-end=\"6226\"><strong data-start=\"6174\" data-end=\"6224\">3. \u00bfNecesito vivir en Alemania para abrir una cuenta?<\/strong><\/h3>\n<p data-start=\"6227\" data-end=\"6314\">S\u00ed, es necesario residir en uno de los pa\u00edses a los que presta servicio N26, incluida Alemania.<\/p>\n<h3 data-start=\"6316\" data-end=\"6352\"><strong data-start=\"6320\" data-end=\"6350\">4. \u00bfOfrece N26 cashback?<\/strong><\/h3>\n<p data-start=\"6353\" data-end=\"6437\">No en el plan gratuito.<br data-start=\"6376\" data-end=\"6379\" \/>Los planes Premium pueden incluir devoluciones en efectivo y otras ventajas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea procura um cart\u00e3o moderno, sem anuidade e totalmente digital, o N26 Mastercard \u00e9 uma das melhores op\u00e7\u00f5es dispon\u00edveis na Alemanha. R\u00e1pido de abrir, f\u00e1cil de usar e com controle total pelo aplicativo, ele entrega praticidade, seguran\u00e7a e liberdade financeira no dia a dia. Neste artigo, voc\u00ea vai descobrir tudo sobre o cart\u00e3o: tarifas, requisitos, fun\u00e7\u00f5es digitais, vantagens exclusivas e como solicit\u00e1-lo de forma simples. Cart\u00e3o N26 Mastercard Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo N26 Bank, um dos bancos digitais mais inovadores da Europa, o cart\u00e3o N26 Mastercard se destaca pelo uso intuitivo e pela aus\u00eancia de burocracia. \u00c9 ideal para quem quer tecnologia, economia e uma experi\u00eancia banc\u00e1ria 100% online. Benef\u00edcios do N26 Mastercard \u2705 Conta e cart\u00e3o gratuitos A conta N26 Standard n\u00e3o tem mensalidade e inclui um cart\u00e3o Mastercard aceito internacionalmente \u2014 \u00f3timo para quem quer fugir das tarifas banc\u00e1rias tradicionais. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcf1 App completo e intuitivo O app N26 (Android e iOS) permite: acompanhar gastos em tempo real bloquear\/desbloquear o cart\u00e3o definir limites organizar despesas por categoria visualizar estat\u00edsticas autom\u00e1ticas Tudo isso com poucos toques. \ud83c\udf0d Aceita\u00e7\u00e3o internacional O Mastercard N26 \u00e9 aceito em milh\u00f5es de estabelecimentos no mundo todo, ideal para quem faz viagens ou compras internacionais. \ud83d\udcb8 Saques e transfer\u00eancias At\u00e9 3 saques gratuitos\/m\u00eas na zona do euro no plano Standard Taxa m\u00e9dia de 1,7% para saques fora da zona do euro Transfer\u00eancias r\u00e1pidas e compatibilidade com Wise para envios internacionais \ud83d\udd12 Seguran\u00e7a avan\u00e7ada Inclui: Autentica\u00e7\u00e3o forte (3D Secure) Notifica\u00e7\u00f5es instant\u00e2neas Bloqueio de compras internacionais com 1 toque Controle de pagamentos por aproxima\u00e7\u00e3o e online \ud83d\udd04 Convers\u00e3o justa e transparente As compras internacionais usam a taxa real do Mastercard, sem margens ocultas \u2014 ideal para quem viaja muito. \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o de Cr\u00e9dito N26 Mastercard \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos 3 gratuitos\/m\u00eas na zona do euro; taxa fora da zona do euro (~1,7%) Anuidade \/ Mensalidade Cart\u00e3o Standard gratuito; planos premium a partir de \u20ac4,90 Cashback N\u00e3o dispon\u00edvel no Standard; presente nos planos premium Limite de Cr\u00e9dito Para clientes eleg\u00edveis: de \u20ac500 a \u20ac10.000, ap\u00f3s an\u00e1lise Compras no Exterior Sem taxas adicionais no plano gratuito Parcelamento da Fatura N\u00e3o dispon\u00edvel \u2014 d\u00e9bito autom\u00e1tico Cart\u00e3o Adicional N\u00e3o dispon\u00edvel no plano Standard \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Crit\u00e9rios para Concess\u00e3o de Limite de Cr\u00e9dito A concess\u00e3o de cr\u00e9dito depende de: Hist\u00f3rico de movimenta\u00e7\u00e3o da conta Status de resid\u00eancia na Alemanha An\u00e1lise via SCHUFA Prova de renda est\u00e1vel Alguns clientes come\u00e7am apenas com a fun\u00e7\u00e3o d\u00e9bito e recebem cr\u00e9dito ap\u00f3s um per\u00edodo de uso. Posso ser aprovado com hist\u00f3rico negativo? A N26 \u00e9 mais flex\u00edvel que bancos tradicionais, mas restri\u00e7\u00f5es graves no SCHUFA podem impedir a concess\u00e3o de cr\u00e9dito. Como solicitar o Cart\u00e3o N26 Mastercard? Baixe o aplicativo N26Dispon\u00edvel para Android e iOS. Abra sua conta gratuitaTudo \u00e9 feito pelo celular, em poucos minutos. Fa\u00e7a a verifica\u00e7\u00e3o de identidadeValidada por v\u00eddeo chamada de forma r\u00e1pida e segura. Receba o cart\u00e3o f\u00edsicoO cart\u00e3o \u00e9 enviado ao seu endere\u00e7o.O cart\u00e3o virtual \u00e9 liberado imediatamente ap\u00f3s a aprova\u00e7\u00e3o. \u00c9 poss\u00edvel usar Apple Pay e Google Pay assim que a conta estiver ativa. Seguran\u00e7a e Reputa\u00e7\u00e3o da N26 A N26 possui licen\u00e7a banc\u00e1ria europeia completa e \u00e9 regulada pelo Banco Central da Alemanha (BaFin).A plataforma \u00e9 reconhecida por: Aplicativo moderno Seguran\u00e7a robusta Autentica\u00e7\u00e3o biom\u00e9trica Sistema antifraude sofisticado \u00c9 uma das institui\u00e7\u00f5es digitais mais confi\u00e1veis da Europa. Para quem \u00e9 o Cart\u00e3o N26 Mastercard? Ideal para: Quem quer uma conta simples e sem tarifas escondidas Expatriados e viajantes frequentes Estudantes e trabalhadores que preferem tudo pelo app Quem busca um banco moderno, r\u00e1pido e 100% digital \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o Se voc\u00ea quer um cart\u00e3o moderno, sem burocracia, com total controle pelo celular e zero taxas escondidas, o N26 Mastercard \u00e9 uma das melhores op\u00e7\u00f5es da Alemanha. Com: Conta gratuita Aplicativo completo Aceita\u00e7\u00e3o internacional Seguran\u00e7a avan\u00e7ada Ele oferece liberdade financeira com simplicidade e tecnologia. FAQ \u2013 Cart\u00e3o N26 Mastercard 1. O cart\u00e3o N26 Mastercard tem anuidade? N\u00e3o. O plano Standard \u00e9 totalmente gratuito.Planos premium oferecem recursos extras mediante mensalidade. 2. Posso usar o N26 Mastercard no exterior? Sim. O cart\u00e3o \u00e9 aceito globalmente, com c\u00e2mbio real do Mastercard e sem taxas extras. 3. Preciso morar na Alemanha para abrir conta? Sim. \u00c9 necess\u00e1rio resid\u00eancia em um dos pa\u00edses atendidos pela N26, incluindo a Alemanha. 4. O N26 oferece cashback? No plano gratuito, n\u00e3o.Planos premium podem incluir cashback e outros benef\u00edcios.<\/p>","protected":false},"author":1,"featured_media":14150,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14606","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/14606","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/comments?post=14606"}],"version-history":[{"count":19,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/14606\/revisions"}],"predecessor-version":[{"id":17220,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/14606\/revisions\/17220"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/media\/14150"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/media?parent=14606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/categories?post=14606"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/tags?post=14606"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/post_folder?post=14606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}