{"id":15731,"date":"2025-12-16T17:12:45","date_gmt":"2025-12-16T17:12:45","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15731"},"modified":"2025-12-25T01:29:33","modified_gmt":"2025-12-25T01:29:33","slug":"tarjeta-alemana-amplia-como-solicitarla-sparda","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/es\/financas\/alemanha-cartao-broad-como-solicitar-sparda\/","title":{"rendered":"C\u00f3mo solicitar una tarjeta Visa de Postbank en Alemania y otra informaci\u00f3n"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15731\" class=\"elementor elementor-15731\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anuncios<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"231\" data-end=\"390\">O <strong data-start=\"93\" data-end=\"117\">Tarjeta Visa Postbank<\/strong> es una excelente opci\u00f3n para quienes viven en Alemania y buscan una tarjeta de cr\u00e9dito internacional pr\u00e1ctica, segura y ampliamente aceptada, combinada con el respaldo de uno de los bancos m\u00e1s tradicionales del pa\u00eds.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/es\/finanzas\/alemania-amplia-tarjeta-sparda\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1290\" height=\"860\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2.avif\" class=\"attachment-full size-full wp-image-15685\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2.avif 1290w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-300x200.avif 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-1024x683.avif 1024w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-768x512.avif 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-18x12.avif 18w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-150x100.avif 150w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-330x220.avif 330w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-420x280.avif 420w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-510x340.avif 510w\" sizes=\"(max-width: 1290px) 100vw, 1290px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Tarjeta VISA Sparda<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Afiliaci\u00f3n gratuita<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/es\/finanzas\/alemania-amplia-tarjeta-sparda\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITAR<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"378\" data-end=\"585\">Con cuotas anuales gratuitas durante el primer a\u00f1o, gesti\u00f3n digital completa e integraci\u00f3n con monederos m\u00f3viles, Visa Postbank combina la solidez de un banco tradicional con la comodidad de las soluciones financieras modernas.<\/p><p data-start=\"587\" data-end=\"751\">Ideal para el uso diario, las compras en l\u00ednea y los viajes internacionales, la tarjeta ofrece un control total a trav\u00e9s de la aplicaci\u00f3n, transparencia en las comisiones y un alto nivel de seguridad.<\/p><hr data-start=\"753\" data-end=\"756\" \/><h2 data-start=\"758\" data-end=\"814\"><strong>Paso a paso para solicitar una tarjeta Visa Postbank<\/strong><\/h2><h3 data-start=\"816\" data-end=\"860\">1. Abrir una cuenta corriente en Postbank<\/h3><p data-start=\"861\" data-end=\"1033\">La tarjeta Visa es exclusiva para titulares de cuentas. Para solicitarla, es necesario abrir una cuenta <strong data-start=\"947\" data-end=\"969\">Postbank Girokonto<\/strong>, Puede hacerlo en l\u00ednea o en persona en una sucursal.<\/p><p data-start=\"1035\" data-end=\"1161\">\ud83d\udccc <em data-start=\"1038\" data-end=\"1045\">Consejo:<\/em> la apertura de cuentas puede realizarse 100% digitalmente con verificaci\u00f3n de identidad por v\u00eddeo (<strong data-start=\"1144\" data-end=\"1159\">Video-Ident<\/strong>).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">PIDE TU TARJETA VISA DE POSTBANK \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1206\" data-end=\"1259\">2. Acceda a su cuenta y vaya a la secci\u00f3n de tarjetas<\/h3><p data-start=\"1260\" data-end=\"1375\">Con su cuenta activa, acceda a <strong data-start=\"1288\" data-end=\"1320\">Postbank Banca y Corretaje<\/strong> (sitio web o aplicaci\u00f3n) y busque el <strong data-start=\"1356\" data-end=\"1374\">\u201cKreditkarten\u201d<\/strong>.<\/p><hr data-start=\"1377\" data-end=\"1380\" \/><h3 data-start=\"1382\" data-end=\"1422\">3. Elija Visa Classic de Postbank<\/h3><p data-start=\"1423\" data-end=\"1585\">Seleccione <strong data-start=\"1435\" data-end=\"1465\">Tarjeta Visa Classic de Postbank<\/strong>, que suele ofrecer <strong data-start=\"1491\" data-end=\"1530\">exenci\u00f3n de la cuota anual durante el primer a\u00f1o<\/strong>, y haga clic en <strong data-start=\"1544\" data-end=\"1566\">\u201cJetzt beantragen\u201d<\/strong> (Solicitar ahora).<\/p><hr data-start=\"1587\" data-end=\"1590\" \/><h3 data-start=\"1592\" data-end=\"1644\">4. Rellene el formulario y env\u00ede los documentos<\/h3><p data-start=\"1645\" data-end=\"1783\">Introduzca sus datos personales, direcci\u00f3n, situaci\u00f3n laboral e ingresos. A continuaci\u00f3n, env\u00ede los documentos solicitados para el an\u00e1lisis crediticio.<\/p><hr data-start=\"1785\" data-end=\"1788\" \/><h3 data-start=\"1790\" data-end=\"1834\">5. Verificaci\u00f3n de la identidad<\/h3><p data-start=\"1835\" data-end=\"1866\">La validaci\u00f3n puede realizarse mediante:<\/p><ul data-start=\"1867\" data-end=\"1977\"><li data-start=\"1867\" data-end=\"1909\"><p data-start=\"1869\" data-end=\"1909\"><strong data-start=\"1869\" data-end=\"1884\">Video-Ident<\/strong> (videollamada), o<\/p><\/li><li data-start=\"1910\" data-end=\"1977\"><p data-start=\"1912\" data-end=\"1977\">En persona en una sucursal de Postbank, con un documento v\u00e1lido.<\/p><\/li><\/ul><hr data-start=\"1979\" data-end=\"1982\" \/><h3 data-start=\"1984\" data-end=\"2030\">6. Esperar la aprobaci\u00f3n y recibir la tarjeta<\/h3><p data-start=\"2031\" data-end=\"2179\">Tras el an\u00e1lisis del cr\u00e9dito (consulta con <strong data-start=\"2069\" data-end=\"2079\">SCHUFA<\/strong>), la tarjeta ser\u00e1 aprobada y enviada a su direcci\u00f3n en Alemania en unos <strong data-start=\"2157\" data-end=\"2178\">De 5 a 10 d\u00edas laborables<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITA TU TARJETA VISA POSTBANK \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2228\" data-end=\"2273\"><strong>Documentos necesarios para presentar la solicitud<\/strong><\/h2><p data-start=\"2275\" data-end=\"2289\">Tenlo a mano:<\/p><ul data-start=\"2291\" data-end=\"2592\"><li data-start=\"2291\" data-end=\"2361\"><p data-start=\"2293\" data-end=\"2361\">Documento de identidad v\u00e1lido (pasaporte o <strong data-start=\"2339\" data-end=\"2358\">Personalausweis<\/strong>)<\/p><\/li><li data-start=\"2362\" data-end=\"2446\"><p data-start=\"2364\" data-end=\"2446\">Prueba de residencia en Alemania (<strong data-start=\"2403\" data-end=\"2416\">Anmeldung<\/strong> o correspondencia oficial)<\/p><\/li><li data-start=\"2447\" data-end=\"2504\"><p data-start=\"2449\" data-end=\"2504\"><strong data-start=\"2449\" data-end=\"2462\">Steuer-ID<\/strong> (n\u00famero de identificaci\u00f3n fiscal alem\u00e1n)<\/p><\/li><li data-start=\"2505\" data-end=\"2592\"><p data-start=\"2507\" data-end=\"2592\">Justificante de ingresos (n\u00f3mina reciente, contrato de trabajo o extractos bancarios)<\/p><\/li><\/ul><p data-start=\"2594\" data-end=\"2684\">Estos datos se utilizan para verificar la identidad y analizar el cr\u00e9dito con SCHUFA.<\/p><hr data-start=\"2686\" data-end=\"2689\" \/><h2 data-start=\"2691\" data-end=\"2738\"><strong>Tarifas y condiciones de la tarjeta Visa Postbank<\/strong><\/h2><ul data-start=\"2740\" data-end=\"3128\"><li data-start=\"2740\" data-end=\"2776\"><p data-start=\"2742\" data-end=\"2776\"><strong data-start=\"2742\" data-end=\"2755\">Cuota anual:<\/strong> gratis el 1er a\u00f1o<\/p><\/li><li data-start=\"2777\" data-end=\"2873\"><p data-start=\"2779\" data-end=\"2873\"><strong data-start=\"2779\" data-end=\"2802\">A partir del 2\u00ba a\u00f1o:<\/strong> unos 29,00 euros (puede estar exento en funci\u00f3n del uso o del tipo de cuenta)<\/p><\/li><li data-start=\"2874\" data-end=\"2949\"><p data-start=\"2876\" data-end=\"2949\"><strong data-start=\"2876\" data-end=\"2909\">Compras en moneda extranjera:<\/strong> tipo de conversi\u00f3n aproximado de 1,85%<\/p><\/li><li data-start=\"2950\" data-end=\"3042\"><p data-start=\"2952\" data-end=\"3042\"><strong data-start=\"2952\" data-end=\"2985\">Retiradas con tarjeta de cr\u00e9dito:<\/strong> puede tener un coste adicional, dependiendo del pa\u00eds y del cajero autom\u00e1tico<\/p><\/li><li data-start=\"3043\" data-end=\"3128\"><p data-start=\"3045\" data-end=\"3128\"><strong data-start=\"3045\" data-end=\"3072\">Plazos de facturaci\u00f3n:<\/strong> disponible para algunos perfiles, con inter\u00e9s<\/p><\/li><\/ul><hr data-start=\"3130\" data-end=\"3133\" \/><h2 data-start=\"3135\" data-end=\"3165\"><strong>Funcionalidades digitales<\/strong><\/h2><ul data-start=\"3167\" data-end=\"3485\"><li data-start=\"3167\" data-end=\"3237\"><p data-start=\"3169\" data-end=\"3237\">Aplicaci\u00f3n <strong data-start=\"3173\" data-end=\"3205\">Postbank Banca y Corretaje<\/strong> para un control total de las tarjetas<\/p><\/li><li data-start=\"3238\" data-end=\"3286\"><p data-start=\"3240\" data-end=\"3286\">Tarjeta virtual para compras en l\u00ednea instant\u00e1neas<\/p><\/li><li data-start=\"3287\" data-end=\"3336\"><p data-start=\"3289\" data-end=\"3336\">Compatible con <strong data-start=\"3304\" data-end=\"3317\">Apple Pay<\/strong> e <strong data-start=\"3320\" data-end=\"3334\">Google Pay<\/strong><\/p><\/li><li data-start=\"3337\" data-end=\"3381\"><p data-start=\"3339\" data-end=\"3381\">Notificaciones de transacciones en tiempo real<\/p><\/li><li data-start=\"3382\" data-end=\"3427\"><p data-start=\"3384\" data-end=\"3427\">Autenticaci\u00f3n robusta de dos factores (2FA)<\/p><\/li><li data-start=\"3428\" data-end=\"3485\"><p data-start=\"3430\" data-end=\"3485\">Bloqueo y desbloqueo de tarjetas directamente desde la aplicaci\u00f3n<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dd3cdaa e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"dd3cdaa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18e012b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"18e012b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">CONSIGUE TU TARJETA VISA DE POSTBANK \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cecd04 elementor-widget elementor-widget-text-editor\" data-id=\"8cecd04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ser\u00e1 redirigido a otra p\u00e1gina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ad75df e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"8ad75df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7824533 elementor-widget elementor-widget-text-editor\" data-id=\"7824533\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3533\" data-end=\"3592\"><strong>Postbank Visa: seguridad y comodidad con tradici\u00f3n alemana<\/strong><\/h2><p data-start=\"3594\" data-end=\"3764\">O <strong data-start=\"3596\" data-end=\"3620\">Tarjeta Visa Postbank<\/strong> es ideal para quienes buscan una tarjeta de cr\u00e9dito fiable con costes claros, buena aceptaci\u00f3n internacional y asistencia presencial en toda Alemania.<\/p><p data-start=\"3766\" data-end=\"3945\">Sin cuota anual durante el primer a\u00f1o, con una gesti\u00f3n digital eficaz y la seguridad de la bandera Visa, ofrece un excelente equilibrio entre tradici\u00f3n bancaria y tecnolog\u00eda moderna.<\/p><p data-start=\"3947\" data-end=\"4104\" data-is-last-node=\"\" data-is-only-node=\"\">Si vives en Alemania y quieres una tarjeta s\u00f3lida, pr\u00e1ctica y acorde con las finanzas cotidianas europeas, la <strong data-start=\"4051\" data-end=\"4068\">Visa Postbank<\/strong> es una elecci\u00f3n segura e inteligente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio O Cart\u00e3o Postbank Visa \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e busca um cart\u00e3o de cr\u00e9dito pr\u00e1tico, seguro e com ampla aceita\u00e7\u00e3o internacional, aliado ao suporte de um dos bancos mais tradicionais do pa\u00eds. Cart\u00e3o Sparda VISA Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com anuidade gratuita no primeiro ano, gest\u00e3o digital completa e integra\u00e7\u00e3o com carteiras m\u00f3veis, o Postbank Visa combina a solidez de um banco tradicional com a comodidade das solu\u00e7\u00f5es financeiras modernas. Ideal para uso di\u00e1rio, compras online e viagens internacionais, o cart\u00e3o oferece controle total pelo aplicativo, transpar\u00eancia nas taxas e alto padr\u00e3o de seguran\u00e7a. Passo a Passo para Solicitar o Cart\u00e3o Postbank Visa 1. Abra uma conta corrente no Postbank O cart\u00e3o Visa \u00e9 exclusivo para correntistas. Para solicit\u00e1-lo, \u00e9 necess\u00e1rio abrir uma Postbank Girokonto, o que pode ser feito online ou presencialmente em uma ag\u00eancia. \ud83d\udccc Dica: a abertura da conta pode ser realizada 100% digitalmente com verifica\u00e7\u00e3o de identidade por v\u00eddeo (Video-Ident). PE\u00c7A SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Acesse sua conta e v\u00e1 at\u00e9 a se\u00e7\u00e3o de cart\u00f5es Com a conta ativa, entre no Postbank Banking &amp; Brokerage (site ou app) e procure pela op\u00e7\u00e3o \u201cKreditkarten\u201d. 3. Escolha o Postbank Visa Classic Selecione o Postbank Visa Card Classic, que normalmente oferece isen\u00e7\u00e3o da anuidade no primeiro ano, e clique em \u201cJetzt beantragen\u201d (Solicitar agora). 4. Preencha o formul\u00e1rio e envie os documentos Informe seus dados pessoais, endere\u00e7o, situa\u00e7\u00e3o profissional e renda. Em seguida, envie os documentos solicitados para an\u00e1lise de cr\u00e9dito. 5. Realize a verifica\u00e7\u00e3o de identidade A valida\u00e7\u00e3o pode ser feita por: Video-Ident (chamada de v\u00eddeo), ou Presencialmente em uma ag\u00eancia do Postbank, com documento v\u00e1lido. 6. Aguarde a aprova\u00e7\u00e3o e receba o cart\u00e3o Ap\u00f3s a an\u00e1lise de cr\u00e9dito (consulta \u00e0 SCHUFA), o cart\u00e3o ser\u00e1 aprovado e enviado para seu endere\u00e7o na Alemanha em cerca de 5 a 10 dias \u00fateis. SOLICITE SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Documentos Necess\u00e1rios para Solicita\u00e7\u00e3o Tenha em m\u00e3os: Documento de identidade v\u00e1lido (Passaporte ou Personalausweis) Comprovante de resid\u00eancia na Alemanha (Anmeldung ou correspond\u00eancia oficial) Steuer-ID (n\u00famero de identifica\u00e7\u00e3o fiscal alem\u00e3o) Comprovante de renda (holerite recente, contrato de trabalho ou extratos banc\u00e1rios) Esses dados s\u00e3o usados para verifica\u00e7\u00e3o de identidade e an\u00e1lise de cr\u00e9dito junto \u00e0 SCHUFA. Taxas e Condi\u00e7\u00f5es do Cart\u00e3o Postbank Visa Anuidade: gratuita no 1\u00ba ano A partir do 2\u00ba ano: cerca de \u20ac29,00 (pode haver isen\u00e7\u00e3o conforme o uso ou tipo de conta) Compras em moeda estrangeira: taxa de convers\u00e3o aproximada de 1,85% Saques com cart\u00e3o de cr\u00e9dito: podem ter custo adicional, dependendo do pa\u00eds e do ATM Parcelamento da fatura: dispon\u00edvel para alguns perfis, com aplica\u00e7\u00e3o de juros Funcionalidades Digitais App Postbank Banking &amp; Brokerage para controle total do cart\u00e3o Cart\u00e3o virtual para compras online imediatas Compat\u00edvel com Apple Pay e Google Pay Notifica\u00e7\u00f5es em tempo real de transa\u00e7\u00f5es Autentica\u00e7\u00e3o forte com dois fatores (2FA) Bloqueio e desbloqueio do cart\u00e3o diretamente pelo app ADQUIRA SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Postbank Visa: Seguran\u00e7a e Comodidade com Tradi\u00e7\u00e3o Alem\u00e3 O Cart\u00e3o Postbank Visa \u00e9 ideal para quem busca um cart\u00e3o de cr\u00e9dito confi\u00e1vel, com custos claros, boa aceita\u00e7\u00e3o internacional e suporte presencial em toda a Alemanha. Com isen\u00e7\u00e3o de anuidade no primeiro ano, gest\u00e3o digital eficiente e a seguran\u00e7a da bandeira Visa, ele oferece um excelente equil\u00edbrio entre tradi\u00e7\u00e3o banc\u00e1ria e tecnologia moderna. Se voc\u00ea mora na Alemanha e quer um cart\u00e3o s\u00f3lido, pr\u00e1tico e alinhado ao dia a dia financeiro europeu, o Postbank Visa \u00e9 uma escolha segura e inteligente.<\/p>","protected":false},"author":1,"featured_media":15717,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15731","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/15731","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/comments?post=15731"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/15731\/revisions"}],"predecessor-version":[{"id":17208,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/posts\/15731\/revisions\/17208"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/media\/15717"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/media?parent=15731"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/categories?post=15731"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/tags?post=15731"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/es\/wp-json\/wp\/v2\/post_folder?post=15731"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}