{"id":15391,"date":"2025-12-16T01:45:25","date_gmt":"2025-12-16T01:45:25","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15391"},"modified":"2025-12-25T01:05:16","modified_gmt":"2025-12-25T01:05:16","slug":"polonia-cartao-broad-ing-bank","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/hr\/financas\/polonia-cartao-broad-ing-bank\/","title":{"rendered":"Cart\u00e3o ING Bank \u015al\u0105ski \u2013 Karta Kredytowa Visa: Acessibilidade e Benef\u00edcios na Pol\u00f4nia"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15391\" class=\"elementor elementor-15391\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Oglas<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"254\" data-end=\"621\">Se voc\u00ea mora na Pol\u00f4nia e busca um <strong data-start=\"289\" data-end=\"399\">cart\u00e3o de cr\u00e9dito confi\u00e1vel, com ampla aceita\u00e7\u00e3o internacional, tarifas acess\u00edveis e gest\u00e3o digital segura<\/strong>, a <strong data-start=\"403\" data-end=\"446\">Karta Kredytowa Visa do ING Bank \u015al\u0105ski<\/strong> \u00e9 uma excelente alternativa. Emitido por um dos bancos mais inovadores e s\u00f3lidos do pa\u00eds, o cart\u00e3o combina <strong data-start=\"554\" data-end=\"620\">tecnologia, controle financeiro e praticidade para o dia a dia.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/hr\/financije\/polonia-cartao-broad-como-solicitar-ing-bank\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59.webp\" class=\"attachment-full size-full wp-image-15418\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59.webp 1280w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-300x169.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-1024x576.webp 1024w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-768x432.webp 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-18x10.webp 18w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Cart\u00e3o ING Bank \u015al\u0105ski \u2013 Karta Kredytowa Visa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Besplatna godi\u0161nja naknada<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hr\/financije\/polonia-cartao-broad-como-solicitar-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Zahtjev<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Bit \u0107ete preusmjereni na drugu stranicu)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"927\" data-end=\"1150\">Ideal para uso cotidiano, o cart\u00e3o oferece <strong data-start=\"970\" data-end=\"1054\">pagamentos por aproxima\u00e7\u00e3o, parcelamento flex\u00edvel, cr\u00e9dito rotativo transparente<\/strong> e integra\u00e7\u00e3o total com o aplicativo <strong data-start=\"1091\" data-end=\"1103\">Moje ING<\/strong>, refer\u00eancia em experi\u00eancia digital na Pol\u00f4nia.<\/p><hr data-start=\"1152\" data-end=\"1155\" \/><h2 data-start=\"1157\" data-end=\"1218\"><strong data-start=\"1160\" data-end=\"1218\">Principais Benef\u00edcios do Cart\u00e3o ING Bank \u015al\u0105ski \u2013 Visa<\/strong><\/h2><p data-start=\"1220\" data-end=\"1429\">\u2705 <strong data-start=\"1222\" data-end=\"1267\">Aceita\u00e7\u00e3o internacional com bandeira Visa<\/strong><br data-start=\"1267\" data-end=\"1270\" \/>Utilize o cart\u00e3o em milh\u00f5es de estabelecimentos f\u00edsicos e online no mundo todo. A convers\u00e3o de moeda \u00e9 autom\u00e1tica, com total transpar\u00eancia nas taxas aplicadas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hr\/financije\/polonia-cartao-broad-como-solicitar-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 PE\u00c7A SEU CART\u00c3O  ING VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Bit \u0107ete preusmjereni na drugu stranicu)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"1431\" data-end=\"1606\">\u2705 <strong data-start=\"1433\" data-end=\"1490\">Tarifa anual acess\u00edvel (com possibilidade de isen\u00e7\u00e3o)<\/strong><br data-start=\"1490\" data-end=\"1493\" \/>A anuidade \u00e9 de <strong data-start=\"1509\" data-end=\"1519\">35 PLN<\/strong>, podendo ser <strong data-start=\"1533\" data-end=\"1543\">isenta<\/strong> caso o titular gaste pelo menos <strong data-start=\"1576\" data-end=\"1595\">200 PLN por m\u00eas<\/strong> no cart\u00e3o.<\/p><p data-start=\"1608\" data-end=\"1763\">\u2705 <strong data-start=\"1610\" data-end=\"1655\">Gest\u00e3o digital completa pelo app Moje ING<\/strong><br data-start=\"1655\" data-end=\"1658\" \/>Acompanhe saldo, limite, faturas, parcelamentos e bloqueios em tempo real, com notifica\u00e7\u00f5es instant\u00e2neas.<\/p><p data-start=\"1765\" data-end=\"1893\">\u2705 <strong data-start=\"1767\" data-end=\"1813\">Compatibilidade com Apple Pay e Google Pay<\/strong><br data-start=\"1813\" data-end=\"1816\" \/>Pague com seu smartphone ou smartwatch de forma r\u00e1pida, segura e sem contato.<\/p><p data-start=\"1895\" data-end=\"2037\">\u2705 <strong data-start=\"1897\" data-end=\"1943\">Cart\u00e3o virtual para compras online seguras<\/strong><br data-start=\"1943\" data-end=\"1946\" \/>Crie um cart\u00e3o digital separado pelo aplicativo para maior prote\u00e7\u00e3o em compras na internet.<\/p><p data-start=\"2039\" data-end=\"2188\">\u2705 <strong data-start=\"2041\" data-end=\"2074\">Parcelamento \u201cRoz\u0142\u00f3\u017c na raty\u201d<\/strong><br data-start=\"2074\" data-end=\"2077\" \/>Transforme compras em parcelas de at\u00e9 <strong data-start=\"2115\" data-end=\"2127\">36 meses<\/strong>, s <strong data-start=\"2133\" data-end=\"2153\">taxa fixa de 10%<\/strong>, sem juros adicionais na ativa\u00e7\u00e3o.<\/p><p data-start=\"2190\" data-end=\"2356\">\u2705 <strong data-start=\"2192\" data-end=\"2229\">Cr\u00e9dito rotativo com juros claros<\/strong><br data-start=\"2229\" data-end=\"2232\" \/>Caso opte por pagar apenas parte da fatura, o cr\u00e9dito rotativo possui taxas anuais entre <strong data-start=\"2321\" data-end=\"2336\">11% e 15,5%<\/strong>, conforme contrato.<\/p><h2 data-start=\"2190\" data-end=\"2356\">Cart\u00e3o Visa do ING Bank \u015al\u0105ski \u2013 Taxas e Condi\u00e7\u00f5es<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c6050d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"9c6050d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a1f17c elementor-widget elementor-widget-text-editor\" data-id=\"3a1f17c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table class=\"aligncenter\"><thead><tr><th>Usluga<\/th><th>Zadano stanje<\/th><\/tr><\/thead><tbody><tr><td>Saques em caixas eletr\u00f4nicos<\/td><td>Taxa adicional aplicada, variando conforme local e moeda<\/td><\/tr><tr><td>Godi\u0161nja naknada \/ Mjese\u010dna naknada<\/td><td>35 PLN por ano (isenta com gasto m\u00ednimo mensal)<\/td><\/tr><tr><td>Povrat novca<\/td><td>N\u00e3o fixo; dispon\u00edvel em campanhas e parcerias<\/td><\/tr><tr><td>Limite de cr\u00e9dito<\/td><td>Geralmente entre 1.000 z\u0142 e 20.000 z\u0142<\/td><\/tr><tr><td>Compras no exterior<\/td><td>Convers\u00e3o cambial + taxa padr\u00e3o da Visa<\/td><\/tr><tr><td>Parcelamento da fatura<\/td><td>Dispon\u00edvel com juros<\/td><\/tr><tr><td>Cart\u00e3o adicional<\/td><td style=\"text-align: center;\">Dispon\u00edvel mediante cobran\u00e7a<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hr\/financije\/polonia-cartao-broad-como-solicitar-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 PE\u00c7A SEU CART\u00c3O  ING VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Bit \u0107ete preusmjereni na drugu stranicu)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3089\" data-end=\"3130\"><strong data-start=\"3092\" data-end=\"3130\">Crit\u00e9rios para Concess\u00e3o de Limite<\/strong><\/h2><p data-start=\"3131\" data-end=\"3193\">O ING Bank \u015al\u0105ski realiza uma an\u00e1lise individual considerando:<\/p><ul data-start=\"3195\" data-end=\"3354\"><li data-start=\"3195\" data-end=\"3226\"><p data-start=\"3197\" data-end=\"3226\">Comprova\u00e7\u00e3o de renda mensal<\/p><\/li><li data-start=\"3227\" data-end=\"3270\"><p data-start=\"3229\" data-end=\"3270\">Hist\u00f3rico financeiro e score de cr\u00e9dito<\/p><\/li><li data-start=\"3271\" data-end=\"3316\"><p data-start=\"3273\" data-end=\"3316\">Perfil de gastos e comportamento banc\u00e1rio<\/p><\/li><li data-start=\"3317\" data-end=\"3354\"><p data-start=\"3319\" data-end=\"3354\">Relacionamento pr\u00e9vio com o banco<\/p><\/li><\/ul><p data-start=\"3356\" data-end=\"3459\">Os limites aprovados normalmente variam entre <strong data-start=\"3402\" data-end=\"3428\">1.000 PLN e 20.000 PLN<\/strong>, conforme o perfil do cliente.<\/p><hr data-start=\"3461\" data-end=\"3464\" \/><h2 data-start=\"3466\" data-end=\"3518\"><strong data-start=\"3469\" data-end=\"3518\">Aprova\u00e7\u00e3o para Quem Tem Restri\u00e7\u00f5es de Cr\u00e9dito<\/strong><\/h2><p data-start=\"3519\" data-end=\"3671\">O banco geralmente exige <strong data-start=\"3544\" data-end=\"3577\">hist\u00f3rico de cr\u00e9dito positivo<\/strong>, o que pode dificultar a aprova\u00e7\u00e3o para pessoas com restri\u00e7\u00f5es ativas ou registros negativos.<\/p><h2 data-start=\"3678\" data-end=\"3708\"><strong data-start=\"3681\" data-end=\"3708\">Como Solicitar o Cart\u00e3o<\/strong><\/h2><p data-start=\"3709\" data-end=\"3738\">A solicita\u00e7\u00e3o pode ser feita:<\/p><ul data-start=\"3740\" data-end=\"3866\"><li data-start=\"3740\" data-end=\"3788\"><p data-start=\"3742\" data-end=\"3788\">Online, pelo site oficial do ING Bank \u015al\u0105ski<\/p><\/li><li data-start=\"3789\" data-end=\"3821\"><p data-start=\"3791\" data-end=\"3821\">Pelo aplicativo <strong data-start=\"3807\" data-end=\"3819\">Moje ING<\/strong><\/p><\/li><li data-start=\"3822\" data-end=\"3866\"><p data-start=\"3824\" data-end=\"3866\">Presencialmente, em uma ag\u00eancia do banco<\/p><\/li><\/ul><p data-start=\"3868\" data-end=\"3974\">\u00c9 necess\u00e1rio ter ou abrir uma <strong data-start=\"3898\" data-end=\"3923\">conta corrente no ING<\/strong>, processo que pode ser realizado de forma digital.<\/p><hr data-start=\"3976\" data-end=\"3979\" \/><h2 data-start=\"3981\" data-end=\"4028\"><strong data-start=\"3984\" data-end=\"4028\">Confian\u00e7a e Seguran\u00e7a do ING Bank \u015al\u0105ski<\/strong><\/h2><p data-start=\"4029\" data-end=\"4260\">O ING Bank \u015al\u0105ski \u00e9 um dos maiores bancos da Pol\u00f4nia, reconhecido por sua <strong data-start=\"4103\" data-end=\"4170\">seguran\u00e7a digital, inova\u00e7\u00e3o tecnol\u00f3gica e atendimento eficiente<\/strong>. Todas as transa\u00e7\u00f5es contam com <strong data-start=\"4203\" data-end=\"4259\">criptografia avan\u00e7ada e autentica\u00e7\u00e3o em dois fatores<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hr\/financije\/polonia-cartao-broad-como-solicitar-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICITE SEU CART\u00c3O  ING VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Bit \u0107ete preusmjereni na drugu stranicu)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"5108\" data-end=\"5124\"><strong data-start=\"5111\" data-end=\"5124\">Zaklju\u010dak<\/strong><\/h2><p data-start=\"5125\" data-end=\"5412\">A <strong data-start=\"5127\" data-end=\"5170\">Karta Kredytowa Visa do ING Bank \u015al\u0105ski<\/strong> \u00e9 uma op\u00e7\u00e3o completa para quem busca <strong data-start=\"5208\" data-end=\"5257\">simplicidade, controle e seguran\u00e7a financeira<\/strong>. Com aceita\u00e7\u00e3o global, parcelamento flex\u00edvel, app intuitivo e tarifas acess\u00edveis, o cart\u00e3o atende desde usu\u00e1rios iniciantes at\u00e9 clientes mais experientes.<\/p><p data-start=\"5414\" data-end=\"5547\">Se voc\u00ea procura um cart\u00e3o <strong data-start=\"5440\" data-end=\"5493\">pr\u00e1tico, moderno e respaldado por um banco s\u00f3lido<\/strong>, o Visa do ING Bank \u015al\u0105ski \u00e9 uma escolha inteligente.<\/p><hr data-start=\"5549\" data-end=\"5552\" \/><h2 data-start=\"5554\" data-end=\"5610\"><strong data-start=\"5557\" data-end=\"5610\">FAQ \u2013 Cart\u00e3o ING Bank \u015al\u0105ski Karta Kredytowa Visa<\/strong><\/h2><p data-start=\"5612\" data-end=\"5752\"><strong data-start=\"5612\" data-end=\"5655\">O cart\u00e3o tem anuidade ou tarifa mensal?<\/strong><br data-start=\"5655\" data-end=\"5658\" \/>Sim. A anuidade \u00e9 de <strong data-start=\"5679\" data-end=\"5689\">35 PLN<\/strong>, mas pode ser isenta ao gastar pelo menos <strong data-start=\"5732\" data-end=\"5751\">200 PLN por m\u00eas<\/strong>.<\/p><p data-start=\"5754\" data-end=\"5878\"><strong data-start=\"5754\" data-end=\"5794\">Posso usar o cart\u00e3o fora da Pol\u00f4nia?<\/strong><br data-start=\"5794\" data-end=\"5797\" \/>Sim. A bandeira Visa garante aceita\u00e7\u00e3o internacional em compras f\u00edsicas e online.<\/p><p data-start=\"5880\" data-end=\"5996\"><strong data-start=\"5880\" data-end=\"5924\">Preciso ter conta no ING para solicitar?<\/strong><br data-start=\"5924\" data-end=\"5927\" \/>Sim. O cart\u00e3o est\u00e1 vinculado a uma conta corrente no ING Bank \u015al\u0105ski.<\/p><p data-start=\"5998\" data-end=\"6185\"><strong data-start=\"5998\" data-end=\"6055\">\u00c9 poss\u00edvel parcelar compras ou usar cr\u00e9dito rotativo?<\/strong><br data-start=\"6055\" data-end=\"6058\" \/>Sim. O cart\u00e3o oferece parcelamento em at\u00e9 <strong data-start=\"6100\" data-end=\"6112\">36 meses<\/strong> e cr\u00e9dito rotativo com juros informados claramente no contrato e no app.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Pol\u00f4nia e busca um cart\u00e3o de cr\u00e9dito confi\u00e1vel, com ampla aceita\u00e7\u00e3o internacional, tarifas acess\u00edveis e gest\u00e3o digital segura, a Karta Kredytowa Visa do ING Bank \u015al\u0105ski \u00e9 uma excelente alternativa. Emitido por um dos bancos mais inovadores e s\u00f3lidos do pa\u00eds, o cart\u00e3o combina tecnologia, controle financeiro e praticidade para o dia a dia. Cart\u00e3o ING Bank \u015al\u0105ski \u2013 Karta Kredytowa Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Ideal para uso cotidiano, o cart\u00e3o oferece pagamentos por aproxima\u00e7\u00e3o, parcelamento flex\u00edvel, cr\u00e9dito rotativo transparente e integra\u00e7\u00e3o total com o aplicativo Moje ING, refer\u00eancia em experi\u00eancia digital na Pol\u00f4nia. Principais Benef\u00edcios do Cart\u00e3o ING Bank \u015al\u0105ski \u2013 Visa \u2705 Aceita\u00e7\u00e3o internacional com bandeira VisaUtilize o cart\u00e3o em milh\u00f5es de estabelecimentos f\u00edsicos e online no mundo todo. A convers\u00e3o de moeda \u00e9 autom\u00e1tica, com total transpar\u00eancia nas taxas aplicadas. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2705 Tarifa anual acess\u00edvel (com possibilidade de isen\u00e7\u00e3o)A anuidade \u00e9 de 35 PLN, podendo ser isenta caso o titular gaste pelo menos 200 PLN por m\u00eas no cart\u00e3o. \u2705 Gest\u00e3o digital completa pelo app Moje INGAcompanhe saldo, limite, faturas, parcelamentos e bloqueios em tempo real, com notifica\u00e7\u00f5es instant\u00e2neas. \u2705 Compatibilidade com Apple Pay e Google PayPague com seu smartphone ou smartwatch de forma r\u00e1pida, segura e sem contato. \u2705 Cart\u00e3o virtual para compras online segurasCrie um cart\u00e3o digital separado pelo aplicativo para maior prote\u00e7\u00e3o em compras na internet. \u2705 Parcelamento \u201cRoz\u0142\u00f3\u017c na raty\u201dTransforme compras em parcelas de at\u00e9 36 meses, com taxa fixa de 10%, sem juros adicionais na ativa\u00e7\u00e3o. \u2705 Cr\u00e9dito rotativo com juros clarosCaso opte por pagar apenas parte da fatura, o cr\u00e9dito rotativo possui taxas anuais entre 11% e 15,5%, conforme contrato. Cart\u00e3o Visa do ING Bank \u015al\u0105ski \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em caixas eletr\u00f4nicos Taxa adicional aplicada, variando conforme local e moeda Anuidade \/ Mensalidade 35 PLN por ano (isenta com gasto m\u00ednimo mensal) Cashback N\u00e3o fixo; dispon\u00edvel em campanhas e parcerias Limite de cr\u00e9dito Geralmente entre 1.000 z\u0142 e 20.000 z\u0142 Compras no exterior Convers\u00e3o cambial + taxa padr\u00e3o da Visa Parcelamento da fatura Dispon\u00edvel com juros Cart\u00e3o adicional Dispon\u00edvel mediante cobran\u00e7a \ud83d\udc49 PE\u00c7A SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Crit\u00e9rios para Concess\u00e3o de Limite O ING Bank \u015al\u0105ski realiza uma an\u00e1lise individual considerando: Comprova\u00e7\u00e3o de renda mensal Hist\u00f3rico financeiro e score de cr\u00e9dito Perfil de gastos e comportamento banc\u00e1rio Relacionamento pr\u00e9vio com o banco Os limites aprovados normalmente variam entre 1.000 PLN e 20.000 PLN, conforme o perfil do cliente. Aprova\u00e7\u00e3o para Quem Tem Restri\u00e7\u00f5es de Cr\u00e9dito O banco geralmente exige hist\u00f3rico de cr\u00e9dito positivo, o que pode dificultar a aprova\u00e7\u00e3o para pessoas com restri\u00e7\u00f5es ativas ou registros negativos. Como Solicitar o Cart\u00e3o A solicita\u00e7\u00e3o pode ser feita: Online, pelo site oficial do ING Bank \u015al\u0105ski Pelo aplicativo Moje ING Presencialmente, em uma ag\u00eancia do banco \u00c9 necess\u00e1rio ter ou abrir uma conta corrente no ING, processo que pode ser realizado de forma digital. Confian\u00e7a e Seguran\u00e7a do ING Bank \u015al\u0105ski O ING Bank \u015al\u0105ski \u00e9 um dos maiores bancos da Pol\u00f4nia, reconhecido por sua seguran\u00e7a digital, inova\u00e7\u00e3o tecnol\u00f3gica e atendimento eficiente. Todas as transa\u00e7\u00f5es contam com criptografia avan\u00e7ada e autentica\u00e7\u00e3o em dois fatores. \ud83d\udc49 SOLICITE SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o A Karta Kredytowa Visa do ING Bank \u015al\u0105ski \u00e9 uma op\u00e7\u00e3o completa para quem busca simplicidade, controle e seguran\u00e7a financeira. Com aceita\u00e7\u00e3o global, parcelamento flex\u00edvel, app intuitivo e tarifas acess\u00edveis, o cart\u00e3o atende desde usu\u00e1rios iniciantes at\u00e9 clientes mais experientes. Se voc\u00ea procura um cart\u00e3o pr\u00e1tico, moderno e respaldado por um banco s\u00f3lido, o Visa do ING Bank \u015al\u0105ski \u00e9 uma escolha inteligente. FAQ \u2013 Cart\u00e3o ING Bank \u015al\u0105ski Karta Kredytowa Visa O cart\u00e3o tem anuidade ou tarifa mensal?Sim. A anuidade \u00e9 de 35 PLN, mas pode ser isenta ao gastar pelo menos 200 PLN por m\u00eas. Posso usar o cart\u00e3o fora da Pol\u00f4nia?Sim. A bandeira Visa garante aceita\u00e7\u00e3o internacional em compras f\u00edsicas e online. Preciso ter conta no ING para solicitar?Sim. O cart\u00e3o est\u00e1 vinculado a uma conta corrente no ING Bank \u015al\u0105ski. \u00c9 poss\u00edvel parcelar compras ou usar cr\u00e9dito rotativo?Sim. O cart\u00e3o oferece parcelamento em at\u00e9 36 meses e cr\u00e9dito rotativo com juros informados claramente no contrato e no app.<\/p>","protected":false},"author":1,"featured_media":15426,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15391","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/posts\/15391","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/comments?post=15391"}],"version-history":[{"count":10,"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/posts\/15391\/revisions"}],"predecessor-version":[{"id":17094,"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/posts\/15391\/revisions\/17094"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/media\/15426"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/media?parent=15391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/categories?post=15391"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/tags?post=15391"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/hr\/wp-json\/wp\/v2\/post_folder?post=15391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}