{"id":13370,"date":"2025-11-29T15:34:24","date_gmt":"2025-11-29T15:34:24","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=13370"},"modified":"2025-12-25T01:44:14","modified_gmt":"2025-12-25T01:44:14","slug":"alemanha-cartao-funil1-como-solicitar-amex","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/hu\/financas\/alemanha-cartao-funil1-como-solicitar-amex\/","title":{"rendered":"Hogyan ig\u00e9nyeljen AmEx Payback k\u00e1rty\u00e1t N\u00e9metorsz\u00e1gban (alapv\u00e1ltozat)"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13370\" class=\"elementor elementor-13370\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Hirdet\u00e9sek<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Az American Express Payback k\u00e1rtya kiv\u00e1l\u00f3 v\u00e1laszt\u00e1s a N\u00e9metorsz\u00e1gban \u00e9l\u0151k sz\u00e1m\u00e1ra, akik nemzetk\u00f6zi hitelk\u00e1rty\u00e1t keresnek jutalmaz\u00e1si programmal, teljes k\u00f6r\u0171 ellen\u0151rz\u00e9ssel az alkalmaz\u00e1son kereszt\u00fcl \u00e9s <strong data-start=\"458\" data-end=\"474\">nincs \u00e9ves d\u00edj<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/alemanha-cartao-funil1-mywage\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"516\" height=\"322\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A.webp\" class=\"attachment-full size-full wp-image-13389\" alt=\"MyWage Florin\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A.webp 516w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A-300x187.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A-18x12.webp 18w\" sizes=\"(max-width: 516px) 100vw, 516px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"482\" data-end=\"512\"><strong data-start=\"486\" data-end=\"510\">MyWage FLORIN k\u00e1rtya<\/strong><\/h3>\n<p style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nincs \u00e9ves d\u00edj<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/alemanha-cartao-funil1-mywage\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">K\u00c9R\u00c9S<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"598\" data-end=\"792\">A pontprogramhoz kapcsol\u00f3dik <strong data-start=\"630\" data-end=\"641\">Visszat\u00e9r\u00edt\u00e9s<\/strong>, A k\u00e1rtya egyes\u00edti a technol\u00f3gi\u00e1t, az exkluz\u00edv el\u0151ny\u00f6ket \u00e9s a biztons\u00e1got a mindennapi v\u00e1s\u00e1rl\u00e1sok sor\u00e1n - legyen sz\u00f3 online, fizikai \u00fczletekben vagy nemzetk\u00f6zi utaz\u00e1sokr\u00f3l.<\/p>\n<p data-start=\"794\" data-end=\"1078\">Az AmEx Payback k\u00e1rty\u00e1val mindent az alkalmaz\u00e1son kereszt\u00fcl ir\u00e1ny\u00edthat, minden v\u00e1s\u00e1rl\u00e1skor pontokat szerezhet, \u00e9s \u00e9lvezheti a vil\u00e1g egyik legelismertebb p\u00e9nz\u00fcgyi m\u00e1rk\u00e1j\u00e1nak hiteless\u00e9g\u00e9t. A nemzetk\u00f6zi szinten elfogadott k\u00e1rtya ide\u00e1lis azok sz\u00e1m\u00e1ra, akik a k\u00f6vetkez\u0151ket keresik <strong data-start=\"1033\" data-end=\"1077\">gazdas\u00e1goss\u00e1g, praktikuss\u00e1g \u00e9s val\u00f3di el\u0151ny\u00f6k<\/strong>.<\/p>\n<hr data-start=\"1080\" data-end=\"1083\" \/>\n<h2 data-start=\"1085\" data-end=\"1144\"><strong data-start=\"1088\" data-end=\"1144\">\u2705 L\u00e9p\u00e9sr\u0151l l\u00e9p\u00e9sre az AmEx Payback k\u00e1rtya ig\u00e9nyl\u00e9se<\/strong><\/h2>\n<h3 data-start=\"1146\" data-end=\"1201\"><strong data-start=\"1150\" data-end=\"1199\">1. L\u00e1togasson el az American Express N\u00e9metorsz\u00e1g weboldal\u00e1ra<\/strong><\/h3>\n<p data-start=\"1202\" data-end=\"1347\">L\u00e1togasson el az American Express hivatalos n\u00e9metorsz\u00e1gi honlapj\u00e1ra, \u00e9s ind\u00edtsa el online k\u00e9relm\u00e9t.<br data-start=\"1288\" data-end=\"1291\" \/>Keresse a lehet\u0151s\u00e9get <strong data-start=\"1310\" data-end=\"1346\">\u201cPayback American Express Karte\u201d<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.americanexpress.com\/de-de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 Hozz\u00e1f\u00e9r\u00e9s az AMERICAN EXPRESS port\u00e1lhoz<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1439\" data-end=\"1480\"><strong data-start=\"1443\" data-end=\"1478\">2. T\u00f6ltse ki szem\u00e9lyes adatait<\/strong><\/h3>\n<p data-start=\"1481\" data-end=\"1491\">Jelent\u00e9s:<\/p>\n<ul data-start=\"1492\" data-end=\"1592\">\n<li data-start=\"1492\" data-end=\"1509\">\n<p data-start=\"1494\" data-end=\"1509\">Teljes n\u00e9v<\/p>\n<\/li>\n<li data-start=\"1510\" data-end=\"1534\">\n<p data-start=\"1512\" data-end=\"1534\">C\u00edm N\u00e9metorsz\u00e1gban<\/p>\n<\/li>\n<li data-start=\"1535\" data-end=\"1547\">\n<p data-start=\"1537\" data-end=\"1547\">Telefon<\/p>\n<\/li>\n<li data-start=\"1548\" data-end=\"1558\">\n<p data-start=\"1550\" data-end=\"1558\">E-mail<\/p>\n<\/li>\n<li data-start=\"1559\" data-end=\"1592\">\n<p data-start=\"1561\" data-end=\"1592\">Banki adatok (n\u00e9met IBAN)<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1594\" data-end=\"1643\">Az \u0171rlap n\u00e9met vagy angol nyelven \u00e9rhet\u0151 el.<\/p>\n<hr data-start=\"1645\" data-end=\"1648\" \/>\n<h3 data-start=\"1650\" data-end=\"1684\"><strong data-start=\"1654\" data-end=\"1682\">3. K\u00fcldje el a dokumentumokat<\/strong><\/h3>\n<p data-start=\"1685\" data-end=\"1855\">\u00c9rv\u00e9nyes szem\u00e9lyazonos\u00edt\u00f3 okm\u00e1nyt (\u00fatlev\u00e9l vagy szem\u00e9lyi igazolv\u00e1ny) kell k\u00fcldenie.<br data-start=\"1774\" data-end=\"1777\" \/>Az ellen\u0151rz\u00e9s digit\u00e1lisan t\u00f6rt\u00e9nik <strong data-start=\"1816\" data-end=\"1836\">VideoIdent\/WebID<\/strong>, an\u00e9lk\u00fcl, hogy elhagyn\u00e1 az otthon\u00e1t.<\/p>\n<hr data-start=\"1857\" data-end=\"1860\" \/>\n<h3 data-start=\"1862\" data-end=\"1906\"><strong data-start=\"1866\" data-end=\"1904\">4. Hitelellen\u0151rz\u00e9s (Schufa)<\/strong><\/h3>\n<p data-start=\"1907\" data-end=\"2036\">Az American Express standard hitelelemz\u00e9st v\u00e9gez.<br data-start=\"1964\" data-end=\"1967\" \/>J\u00f3 tapasztalatokkal rendelkezik <strong data-start=\"1991\" data-end=\"2001\">Schufa<\/strong> n\u00f6veli a j\u00f3v\u00e1hagy\u00e1s es\u00e9ly\u00e9t.<\/p>\n<hr data-start=\"2038\" data-end=\"2041\" \/>\n<h3 data-start=\"2043\" data-end=\"2095\"><strong data-start=\"2047\" data-end=\"2093\">5. V\u00e1rjon a k\u00e1rtya j\u00f3v\u00e1hagy\u00e1s\u00e1ra \u00e9s kiad\u00e1s\u00e1ra.<\/strong><\/h3>\n<p data-start=\"2096\" data-end=\"2249\">A j\u00f3v\u00e1hagy\u00e1s ut\u00e1n a k\u00e1rty\u00e1t ki\u00e1ll\u00edtj\u00e1k \u00e9s ingyenesen elk\u00fcldik az \u00d6n n\u00e9metorsz\u00e1gi c\u00edm\u00e9re.<br data-start=\"2187\" data-end=\"2190\" \/>A sz\u00e1ll\u00edt\u00e1si id\u0151 \u00e1ltal\u00e1ban <strong data-start=\"2227\" data-end=\"2248\">5 \u00e9s 10 munkanap<\/strong>.<\/p>\n<hr data-start=\"2251\" data-end=\"2254\" \/>\n<h3 data-start=\"2256\" data-end=\"2295\"><strong data-start=\"2260\" data-end=\"2293\">6. Aktiv\u00e1lja a k\u00e1rty\u00e1t az AmEx alkalmaz\u00e1sban<\/strong><\/h3>\n<p data-start=\"2296\" data-end=\"2458\">Miut\u00e1n megkapta a k\u00e1rty\u00e1t, egyszer\u0171en aktiv\u00e1lja azt az American Express alkalmaz\u00e1ssal.<br data-start=\"2375\" data-end=\"2378\" \/>Hozz\u00e1adhatja a <strong data-start=\"2412\" data-end=\"2425\">Apple Pay<\/strong> vagy <strong data-start=\"2429\" data-end=\"2443\">Google Pay<\/strong> azonnal.<\/p>\n<hr data-start=\"2460\" data-end=\"2463\" \/>\n<h2 data-start=\"2465\" data-end=\"2497\"><strong data-start=\"2468\" data-end=\"2497\">\ud83d\udcc4 Sz\u00fcks\u00e9ges dokumentumok<\/strong><\/h2>\n<ul data-start=\"2498\" data-end=\"2731\">\n<li data-start=\"2498\" data-end=\"2564\">\n<p data-start=\"2500\" data-end=\"2564\">\u00c9rv\u00e9nyes szem\u00e9lyazonos\u00edt\u00f3 okm\u00e1ny (\u00fatlev\u00e9l vagy szem\u00e9lyi igazolv\u00e1ny)<\/p>\n<\/li>\n<li data-start=\"2565\" data-end=\"2603\">\n<p data-start=\"2567\" data-end=\"2603\">A n\u00e9metorsz\u00e1gi banksz\u00e1mla IBAN-ja<\/p>\n<\/li>\n<li data-start=\"2604\" data-end=\"2640\">\n<p data-start=\"2606\" data-end=\"2640\">Lakc\u00edm N\u00e9metorsz\u00e1gban<\/p>\n<\/li>\n<li data-start=\"2641\" data-end=\"2670\">\n<p data-start=\"2643\" data-end=\"2670\">N\u00e9met telefonsz\u00e1m<\/p>\n<\/li>\n<li data-start=\"2671\" data-end=\"2731\">\n<p data-start=\"2673\" data-end=\"2731\">J\u00f6vedelemigazol\u00e1s (bizonyos esetekben k\u00e9rhet\u0151)<\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.americanexpress.com\/de-de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 Hozz\u00e1f\u00e9r\u00e9s az AMERICAN EXPRESS port\u00e1lhoz<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2823\" data-end=\"2869\"><strong data-start=\"2826\" data-end=\"2869\">\ud83d\udcf1 Digit\u00e1lis funkci\u00f3k \u00e9s biztons\u00e1g<\/strong><\/h2>\n<ul data-start=\"2870\" data-end=\"3214\">\n<li data-start=\"2870\" data-end=\"2914\">\n<p data-start=\"2872\" data-end=\"2914\">Fizikai k\u00e1rtya \u00e9rint\u00e9smentes technol\u00f3gi\u00e1val<\/p>\n<\/li>\n<li data-start=\"2915\" data-end=\"2967\">\n<p data-start=\"2917\" data-end=\"2967\">Virtu\u00e1lis k\u00e1rtya a biztons\u00e1gos online v\u00e1s\u00e1rl\u00e1shoz<\/p>\n<\/li>\n<li data-start=\"2968\" data-end=\"3011\">\n<p data-start=\"2970\" data-end=\"3011\">Azonnali tranzakci\u00f3s \u00e9rtes\u00edt\u00e9sek<\/p>\n<\/li>\n<li data-start=\"3012\" data-end=\"3072\">\n<p data-start=\"3014\" data-end=\"3072\">Limitek, sz\u00e1ml\u00e1k \u00e9s tov\u00e1bbi k\u00e1rty\u00e1k ellen\u0151rz\u00e9se az alkalmaz\u00e1sban<\/p>\n<\/li>\n<li data-start=\"3073\" data-end=\"3114\">\n<p data-start=\"3075\" data-end=\"3114\">Kompatibilis az Apple Pay \u00e9s a Google Pay szolg\u00e1ltat\u00e1ssal<\/p>\n<\/li>\n<li data-start=\"3115\" data-end=\"3147\">\n<p data-start=\"3117\" data-end=\"3147\">K\u00e9tfaktoros hiteles\u00edt\u00e9s<\/p>\n<\/li>\n<li data-start=\"3148\" data-end=\"3214\">\n<p data-start=\"3150\" data-end=\"3214\">Payback pontok lek\u00e9rdez\u00e9se \u00e9s bev\u00e1lt\u00e1sa k\u00f6zvetlen\u00fcl az alkalmaz\u00e1sb\u00f3l<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3216\" data-end=\"3219\" \/>\n<h2 data-start=\"3221\" data-end=\"3242\"><strong data-start=\"3224\" data-end=\"3240\">\ud83d\udcdd K\u00f6vetkeztet\u00e9s<\/strong><\/h2>\n<p data-start=\"3243\" data-end=\"3506\">O <strong data-start=\"3245\" data-end=\"3277\">AmEx Payback k\u00e1rtya (alap)<\/strong> t\u00f6k\u00e9letes a n\u00e9metorsz\u00e1gi lakosok sz\u00e1m\u00e1ra, akik modern, biztons\u00e1gos k\u00e1rty\u00e1t keresnek \u00e9ves d\u00edj n\u00e9lk\u00fcl \u00e9s val\u00f3di el\u0151ny\u00f6kkel. A nemzetk\u00f6zi jelleg mellett hozz\u00e1f\u00e9r\u00e9st biztos\u00edt a Payback pontprogramhoz, \u00e9s teljes k\u00f6r\u0171 ellen\u0151rz\u00e9st tesz lehet\u0151v\u00e9 mobiltelefonon kereszt\u00fcl.<\/p>\n<p data-start=\"3508\" data-end=\"3785\">Az American Express megb\u00edzhat\u00f3s\u00e1g\u00e1nak \u00e9s N\u00e9metorsz\u00e1g legnagyobb h\u0171s\u00e9gprogramj\u00e1nak kombin\u00e1ci\u00f3ja teszi ezt a k\u00e1rty\u00e1t az egyik legjobb v\u00e1laszt\u00e1ss\u00e1 azok sz\u00e1m\u00e1ra, akik szeretn\u00e9nek <strong data-start=\"3661\" data-end=\"3675\">takar\u00e9koskodjon<\/strong>, jutalmakat szerezhet \u00e9s megk\u00f6nny\u00edtheti a mindennapi \u00e9let\u00e9t - mindezt b\u00fcrokr\u00e1cia n\u00e9lk\u00fcl, egy glob\u00e1lis m\u00e1rka t\u00e1mogat\u00e1s\u00e1val.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio O Cart\u00e3o American Express Payback \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e busca um cart\u00e3o de cr\u00e9dito internacional, com programa de recompensas, controle total pelo aplicativo e sem anuidade. Cart\u00e3o MyWage FLORIN \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Vinculado ao programa de pontos Payback, o cart\u00e3o combina tecnologia, benef\u00edcios exclusivos e seguran\u00e7a nas compras do dia a dia \u2014 seja online, em lojas f\u00edsicas ou em viagens internacionais. Com o Cart\u00e3o AmEx Payback, voc\u00ea controla tudo pelo aplicativo, acumula pontos em todas as compras e conta com a credibilidade de uma das marcas financeiras mais reconhecidas do mundo. Aceito internacionalmente, ele \u00e9 ideal para quem busca economia, praticidade e benef\u00edcios reais. \u2705 Passo a Passo para Solicitar o Cart\u00e3o AmEx Payback 1. Acesse o site da American Express Alemanha Entre no site oficial da American Express na Alemanha e inicie sua solicita\u00e7\u00e3o online.Procure pela op\u00e7\u00e3o \u201cPayback American Express Karte\u201d. \ud83d\udc49 Acesse o Portal AMERICAN EXPRESS (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Preencha seus dados pessoais Informe: Nome completo Endere\u00e7o na Alemanha Telefone E-mail Dados banc\u00e1rios (IBAN alem\u00e3o) O formul\u00e1rio est\u00e1 dispon\u00edvel em alem\u00e3o ou ingl\u00eas. 3. Envie seus documentos Ser\u00e1 necess\u00e1rio enviar um documento de identidade v\u00e1lido (Passaporte ou Personalausweis).A verifica\u00e7\u00e3o \u00e9 feita digitalmente via VideoIdent\/WebID, sem sair de casa. 4. Verifica\u00e7\u00e3o de cr\u00e9dito (Schufa) A American Express realiza uma an\u00e1lise de cr\u00e9dito padr\u00e3o.Ter um bom hist\u00f3rico no Schufa aumenta suas chances de aprova\u00e7\u00e3o. 5. Aguarde a aprova\u00e7\u00e3o e emiss\u00e3o do cart\u00e3o Ap\u00f3s aprovado, o cart\u00e3o ser\u00e1 emitido e enviado gratuitamente para seu endere\u00e7o na Alemanha.O prazo de entrega costuma ser entre 5 e 10 dias \u00fateis. 6. Ative o cart\u00e3o no app AmEx Depois de receber o cart\u00e3o, basta ativ\u00e1-lo pelo aplicativo da American Express.Voc\u00ea tamb\u00e9m poder\u00e1 adicion\u00e1-lo ao Apple Pay ou Google Pay imediatamente. \ud83d\udcc4 Documentos Necess\u00e1rios Documento de identidade v\u00e1lido (Passaporte ou Personalausweis) IBAN de conta banc\u00e1ria na Alemanha Endere\u00e7o residencial na Alemanha N\u00famero de telefone alem\u00e3o Comprovante de renda (pode ser solicitado em alguns casos) \ud83d\udc49 Acesse o Portal AMERICAN EXPRESS (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcf1 Funcionalidades Digitais e Seguran\u00e7a Cart\u00e3o f\u00edsico com tecnologia contactless Cart\u00e3o virtual para compras online com seguran\u00e7a Notifica\u00e7\u00f5es instant\u00e2neas de transa\u00e7\u00f5es Controle de limites, faturas e cart\u00f5es adicionais no app Compat\u00edvel com Apple Pay e Google Pay Autentica\u00e7\u00e3o em dois fatores Consulta e resgate de pontos Payback diretamente pelo aplicativo \ud83d\udcdd Conclus\u00e3o O Cart\u00e3o AmEx Payback (b\u00e1sico) \u00e9 perfeito para residentes na Alemanha que buscam um cart\u00e3o moderno, seguro, sem anuidade e com benef\u00edcios reais. Al\u00e9m de ser internacional, ele oferece acesso ao programa de pontos Payback e permite controle total pelo celular. A combina\u00e7\u00e3o da confian\u00e7a da American Express com o maior programa de fidelidade da Alemanha tornam esse cart\u00e3o uma das melhores op\u00e7\u00f5es para quem deseja economizar, ganhar recompensas e ter praticidade no dia a dia \u2014 tudo sem burocracia e com o suporte de uma marca global.<\/p>","protected":false},"author":1,"featured_media":13405,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-13370","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/13370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/comments?post=13370"}],"version-history":[{"count":23,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/13370\/revisions"}],"predecessor-version":[{"id":17307,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/13370\/revisions\/17307"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/media\/13405"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/media?parent=13370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/categories?post=13370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/tags?post=13370"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/post_folder?post=13370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}