{"id":14606,"date":"2025-12-12T17:15:50","date_gmt":"2025-12-12T17:15:50","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14606"},"modified":"2025-12-25T01:31:32","modified_gmt":"2025-12-25T01:31:32","slug":"alemanha-cartao-broad-n26","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/hu\/financas\/alemanha-cartao-broad-n26\/","title":{"rendered":"N26 Mastercard N\u00e9metorsz\u00e1g: Teljes ellen\u0151rz\u00e9s, nulla b\u00fcrokr\u00e1cia \u00e9s val\u00f3di el\u0151ny\u00f6k"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14606\" class=\"elementor elementor-14606\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Hirdet\u00e9sek<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"269\" data-end=\"551\">Se voc\u00ea procura um cart\u00e3o moderno, sem anuidade e totalmente digital, o <strong data-start=\"341\" data-end=\"359\">N26 Mastercard<\/strong> \u00e9 uma das melhores op\u00e7\u00f5es dispon\u00edveis na Alemanha. R\u00e1pido de abrir, f\u00e1cil de usar e com controle total pelo aplicativo, ele entrega praticidade, seguran\u00e7a e liberdade financeira no dia a dia.<\/p>\n<p data-start=\"553\" data-end=\"703\">Neste artigo, voc\u00ea vai descobrir tudo sobre o cart\u00e3o: tarifas, requisitos, fun\u00e7\u00f5es digitais, vantagens exclusivas e como solicit\u00e1-lo de forma simples.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"984\" height=\"666\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1.webp\" class=\"attachment-full size-full wp-image-14608\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1.webp 984w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-300x203.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-768x520.webp 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-18x12.webp 18w\" sizes=\"(max-width: 984px) 100vw, 984px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">N26 Mastercard<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nincs \u00e9ves d\u00edj<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">K\u00c9R\u00c9S<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"778\" data-end=\"1023\">Kiadta <strong data-start=\"791\" data-end=\"803\">N26 Bank<\/strong>, um dos bancos digitais mais inovadores da Europa, o cart\u00e3o N26 Mastercard se destaca pelo uso intuitivo e pela aus\u00eancia de burocracia. \u00c9 ideal para quem quer tecnologia, economia e uma experi\u00eancia banc\u00e1ria 100% online.<\/p>\n<hr data-start=\"1025\" data-end=\"1028\" \/>\n<h1 data-start=\"1030\" data-end=\"1064\"><strong data-start=\"1032\" data-end=\"1064\">Benef\u00edcios do N26 Mastercard<\/strong><\/h1>\n<h3 data-start=\"1066\" data-end=\"1102\"><strong data-start=\"1070\" data-end=\"1100\">\u2705 Conta e cart\u00e3o gratuitos<\/strong><\/h3>\n<p data-start=\"1103\" data-end=\"1264\">A conta N26 Standard n\u00e3o tem mensalidade e inclui um cart\u00e3o Mastercard aceito internacionalmente \u2014 \u00f3timo para quem quer fugir das tarifas banc\u00e1rias tradicionais.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 PE\u00c7A SEU CART\u00c3O N26 MASTERCARD<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1266\" data-end=\"1303\"><strong data-start=\"1270\" data-end=\"1301\">\ud83d\udcf1 Teljes \u00e9s intuit\u00edv alkalmaz\u00e1s<\/strong><\/h3>\n<p data-start=\"1304\" data-end=\"1338\">O app N26 (Android e iOS) permite:<\/p>\n<ul data-start=\"1340\" data-end=\"1506\">\n<li data-start=\"1340\" data-end=\"1375\">\n<p data-start=\"1342\" data-end=\"1375\">acompanhar gastos em tempo real<\/p>\n<\/li>\n<li data-start=\"1376\" data-end=\"1409\">\n<p data-start=\"1378\" data-end=\"1409\">bloquear\/desbloquear o cart\u00e3o<\/p>\n<\/li>\n<li data-start=\"1410\" data-end=\"1429\">\n<p data-start=\"1412\" data-end=\"1429\">definir limites<\/p>\n<\/li>\n<li data-start=\"1430\" data-end=\"1466\">\n<p data-start=\"1432\" data-end=\"1466\">organizar despesas por categoria<\/p>\n<\/li>\n<li data-start=\"1467\" data-end=\"1506\">\n<p data-start=\"1469\" data-end=\"1506\">visualizar estat\u00edsticas autom\u00e1ticas<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1508\" data-end=\"1536\">Tudo isso com poucos toques.<\/p>\n<h3 data-start=\"1538\" data-end=\"1574\"><strong data-start=\"1542\" data-end=\"1572\">\ud83c\udf0d Aceita\u00e7\u00e3o internacional<\/strong><\/h3>\n<p data-start=\"1575\" data-end=\"1705\">O Mastercard N26 \u00e9 aceito em <strong data-start=\"1604\" data-end=\"1635\">milh\u00f5es de estabelecimentos<\/strong> no mundo todo, ideal para quem faz viagens ou compras internacionais.<\/p>\n<h3 data-start=\"1707\" data-end=\"1743\"><strong data-start=\"1711\" data-end=\"1741\">\ud83d\udcb8 Saques e transfer\u00eancias<\/strong><\/h3>\n<ul data-start=\"1744\" data-end=\"1951\">\n<li data-start=\"1744\" data-end=\"1812\">\n<p data-start=\"1746\" data-end=\"1812\">Am\u00edg <strong data-start=\"1750\" data-end=\"1776\">3 saques gratuitos\/m\u00eas<\/strong> na zona do euro no plano Standard<\/p>\n<\/li>\n<li data-start=\"1813\" data-end=\"1872\">\n<p data-start=\"1815\" data-end=\"1872\">Taxa m\u00e9dia de <strong data-start=\"1829\" data-end=\"1837\">1,7%<\/strong> para saques fora da zona do euro<\/p>\n<\/li>\n<li data-start=\"1873\" data-end=\"1951\">\n<p data-start=\"1875\" data-end=\"1951\">Transfer\u00eancias r\u00e1pidas e compatibilidade com Wise para envios internacionais<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1953\" data-end=\"1984\"><strong data-start=\"1957\" data-end=\"1982\">Fejlett biztons\u00e1g<\/strong><\/h3>\n<p data-start=\"1985\" data-end=\"1992\">Tartalmazza:<\/p>\n<ul data-start=\"1994\" data-end=\"2159\">\n<li data-start=\"1994\" data-end=\"2028\">\n<p data-start=\"1996\" data-end=\"2028\">Autentica\u00e7\u00e3o forte (3D Secure)<\/p>\n<\/li>\n<li data-start=\"2029\" data-end=\"2058\">\n<p data-start=\"2031\" data-end=\"2058\">Azonnali \u00e9rtes\u00edt\u00e9sek<\/p>\n<\/li>\n<li data-start=\"2059\" data-end=\"2109\">\n<p data-start=\"2061\" data-end=\"2109\">Bloqueio de compras internacionais com 1 toque<\/p>\n<\/li>\n<li data-start=\"2110\" data-end=\"2159\">\n<p data-start=\"2112\" data-end=\"2159\">Controle de pagamentos por aproxima\u00e7\u00e3o e online<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2161\" data-end=\"2204\"><strong data-start=\"2165\" data-end=\"2202\">\ud83d\udd04 Convers\u00e3o justa e transparente<\/strong><\/h3>\n<p data-start=\"2205\" data-end=\"2317\">As compras internacionais usam a taxa real do Mastercard, <strong data-start=\"2263\" data-end=\"2286\">sem margens ocultas<\/strong> \u2014 ideal para quem viaja muito.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICITE SEU CART\u00c3O  N26 MASTERCARD<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2060\" data-end=\"2090\">Cart\u00e3o de Cr\u00e9dito N26 Mastercard \u2013 Taxas e Condi\u00e7\u00f5es<\/h2>\n<table>\n<thead>\n<tr>\n<th style=\"text-align: center;\">Szolg\u00e1ltat\u00e1s<\/th>\n<th style=\"text-align: center;\">Szabv\u00e1nyos \u00e1llapot<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>ATM p\u00e9nzfelv\u00e9telek<\/strong><\/td>\n<td>3 gratuitos\/m\u00eas na zona do euro; taxa fora da zona do euro (~1,7%)<\/td>\n<\/tr>\n<tr>\n<td><strong>\u00c9ves d\u00edj \/ Havi d\u00edj<\/strong><\/td>\n<td>Cart\u00e3o Standard gratuito; planos premium a partir de \u20ac4,90<\/td>\n<\/tr>\n<tr>\n<td><strong>Cashback<\/strong><\/td>\n<td>N\u00e3o dispon\u00edvel no Standard; presente nos planos premium<\/td>\n<\/tr>\n<tr>\n<td><strong>Hitelkeret<\/strong><\/td>\n<td>Para clientes eleg\u00edveis: de \u20ac500 a \u20ac10.000, ap\u00f3s an\u00e1lise<\/td>\n<\/tr>\n<tr>\n<td><strong>V\u00e1s\u00e1rl\u00e1s k\u00fclf\u00f6ld\u00f6n<\/strong><\/td>\n<td>Sem taxas adicionais no plano gratuito<\/td>\n<\/tr>\n<tr>\n<td><strong>Sz\u00e1mla r\u00e9szletekben<\/strong><\/td>\n<td>N\u00e3o dispon\u00edvel \u2014 d\u00e9bito autom\u00e1tico<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>Kieg\u00e9sz\u00edt\u0151 k\u00e1rtya<\/strong><\/td>\n<td style=\"text-align: center;\">N\u00e3o dispon\u00edvel no plano Standard<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e89f12 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4e89f12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd1fbf7 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"fd1fbf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICITE SEU CART\u00c3O  N26 MASTERCARD<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61aedbd elementor-widget elementor-widget-text-editor\" data-id=\"61aedbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9ed05e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"f9ed05e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3fa800 elementor-widget elementor-widget-text-editor\" data-id=\"d3fa800\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"3004\" data-end=\"3055\"><strong data-start=\"3006\" data-end=\"3055\">A hitelkeret megad\u00e1s\u00e1nak krit\u00e9riumai<\/strong><\/h1>\n<p data-start=\"3057\" data-end=\"3091\">A concess\u00e3o de cr\u00e9dito depende de:<\/p>\n<ul data-start=\"3093\" data-end=\"3218\">\n<li data-start=\"3093\" data-end=\"3131\">\n<p data-start=\"3095\" data-end=\"3131\">Hist\u00f3rico de movimenta\u00e7\u00e3o da conta<\/p>\n<\/li>\n<li data-start=\"3132\" data-end=\"3168\">\n<p data-start=\"3134\" data-end=\"3168\">Status de resid\u00eancia na Alemanha<\/p>\n<\/li>\n<li data-start=\"3169\" data-end=\"3191\">\n<p data-start=\"3171\" data-end=\"3191\">An\u00e1lise via SCHUFA<\/p>\n<\/li>\n<li data-start=\"3192\" data-end=\"3218\">\n<p data-start=\"3194\" data-end=\"3218\">Prova de renda est\u00e1vel<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3220\" data-end=\"3312\">Alguns clientes come\u00e7am apenas com a fun\u00e7\u00e3o d\u00e9bito e recebem cr\u00e9dito ap\u00f3s um per\u00edodo de uso.<\/p>\n<h3 data-start=\"3314\" data-end=\"3366\"><strong data-start=\"3318\" data-end=\"3364\">Posso ser aprovado com hist\u00f3rico negativo?<\/strong><\/h3>\n<p data-start=\"3367\" data-end=\"3483\">A N26 \u00e9 mais flex\u00edvel que bancos tradicionais, mas restri\u00e7\u00f5es graves no SCHUFA podem impedir a concess\u00e3o de cr\u00e9dito.<\/p>\n<hr data-start=\"3485\" data-end=\"3488\" \/>\n<h1 data-start=\"3490\" data-end=\"3535\"><strong data-start=\"3492\" data-end=\"3535\">Como solicitar o Cart\u00e3o N26 Mastercard?<\/strong><\/h1>\n<ol data-start=\"3537\" data-end=\"3925\">\n<li data-start=\"3537\" data-end=\"3602\">\n<p data-start=\"3540\" data-end=\"3602\"><strong data-start=\"3540\" data-end=\"3566\">Baixe o aplicativo N26<\/strong><br data-start=\"3566\" data-end=\"3569\" \/>El\u00e9rhet\u0151 Android \u00e9s iOS rendszerekre.<\/p>\n<\/li>\n<li data-start=\"3604\" data-end=\"3685\">\n<p data-start=\"3607\" data-end=\"3685\"><strong data-start=\"3607\" data-end=\"3634\">Abra sua conta gratuita<\/strong><br data-start=\"3634\" data-end=\"3637\" \/>Tudo \u00e9 feito pelo celular, em poucos minutos.<\/p>\n<\/li>\n<li data-start=\"3687\" data-end=\"3784\">\n<p data-start=\"3690\" data-end=\"3784\"><strong data-start=\"3690\" data-end=\"3726\">Fa\u00e7a a verifica\u00e7\u00e3o de identidade<\/strong><br data-start=\"3726\" data-end=\"3729\" \/>Validada por v\u00eddeo chamada de forma r\u00e1pida e segura.<\/p>\n<\/li>\n<li data-start=\"3786\" data-end=\"3925\">\n<p data-start=\"3789\" data-end=\"3925\"><strong data-start=\"3789\" data-end=\"3815\">Receba o cart\u00e3o f\u00edsico<\/strong><br data-start=\"3815\" data-end=\"3818\" \/>O cart\u00e3o \u00e9 enviado ao seu endere\u00e7o.<br data-start=\"3856\" data-end=\"3859\" \/>O cart\u00e3o <strong data-start=\"3871\" data-end=\"3882\">virtual<\/strong> \u00e9 liberado imediatamente ap\u00f3s a aprova\u00e7\u00e3o.<\/p>\n<\/li>\n<\/ol>\n<p data-start=\"3927\" data-end=\"3998\">\u00c9 poss\u00edvel usar Apple Pay e Google Pay assim que a conta estiver ativa.<\/p>\n<hr data-start=\"4000\" data-end=\"4003\" \/>\n<h1 data-start=\"4005\" data-end=\"4039\"><strong data-start=\"4007\" data-end=\"4039\">Seguran\u00e7a e Reputa\u00e7\u00e3o da N26<\/strong><\/h1>\n<p data-start=\"4041\" data-end=\"4179\">A N26 possui licen\u00e7a banc\u00e1ria europeia completa e \u00e9 regulada pelo <strong data-start=\"4107\" data-end=\"4144\">Banco Central da Alemanha (BaFin)<\/strong>.<br data-start=\"4145\" data-end=\"4148\" \/>A plataforma \u00e9 reconhecida por:<\/p>\n<ul data-start=\"4181\" data-end=\"4288\">\n<li data-start=\"4181\" data-end=\"4203\">\n<p data-start=\"4183\" data-end=\"4203\">Aplicativo moderno<\/p>\n<\/li>\n<li data-start=\"4204\" data-end=\"4225\">\n<p data-start=\"4206\" data-end=\"4225\">Seguran\u00e7a robusta<\/p>\n<\/li>\n<li data-start=\"4226\" data-end=\"4253\">\n<p data-start=\"4228\" data-end=\"4253\">Biometrikus hiteles\u00edt\u00e9s<\/p>\n<\/li>\n<li data-start=\"4254\" data-end=\"4288\">\n<p data-start=\"4256\" data-end=\"4288\">Sistema antifraude sofisticado<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4290\" data-end=\"4348\">\u00c9 uma das institui\u00e7\u00f5es digitais mais confi\u00e1veis da Europa.<\/p>\n<hr data-start=\"4350\" data-end=\"4353\" \/>\n<h1 data-start=\"4355\" data-end=\"4397\"><strong data-start=\"4357\" data-end=\"4397\">Para quem \u00e9 o Cart\u00e3o N26 Mastercard?<\/strong><\/h1>\n<p data-start=\"4399\" data-end=\"4410\">Ide\u00e1lis:<\/p>\n<ul data-start=\"4412\" data-end=\"4620\">\n<li data-start=\"4412\" data-end=\"4468\">\n<p data-start=\"4414\" data-end=\"4468\">Quem quer uma conta simples e sem tarifas escondidas<\/p>\n<\/li>\n<li data-start=\"4469\" data-end=\"4507\">\n<p data-start=\"4471\" data-end=\"4507\">Expatriados e viajantes frequentes<\/p>\n<\/li>\n<li data-start=\"4508\" data-end=\"4565\">\n<p data-start=\"4510\" data-end=\"4565\">Estudantes e trabalhadores que preferem tudo pelo app<\/p>\n<\/li>\n<li data-start=\"4566\" data-end=\"4620\">\n<p data-start=\"4568\" data-end=\"4620\">Quem busca um banco moderno, r\u00e1pido e 100% digital<\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f8d30f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"7f8d30f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b705ca3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"b705ca3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/alemanha-cartao-broad-como-solicitar-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICITE SEU CART\u00c3O  N26 MASTERCARD<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a1d494 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1a1d494\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4fde325 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4fde325\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff1e5ec elementor-widget elementor-widget-text-editor\" data-id=\"ff1e5ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d976fea elementor-widget elementor-widget-text-editor\" data-id=\"d976fea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"5479\" data-end=\"5494\"><strong data-start=\"5481\" data-end=\"5494\">K\u00f6vetkeztet\u00e9s<\/strong><\/h1>\n<p data-start=\"5496\" data-end=\"5660\">Se voc\u00ea quer um cart\u00e3o moderno, sem burocracia, com total controle pelo celular e zero taxas escondidas, o <strong data-start=\"5603\" data-end=\"5621\">N26 Mastercard<\/strong> \u00e9 uma das melhores op\u00e7\u00f5es da Alemanha.<\/p>\n<p data-start=\"5662\" data-end=\"5666\">Com:<\/p>\n<ul data-start=\"5668\" data-end=\"5761\">\n<li data-start=\"5668\" data-end=\"5686\">\n<p data-start=\"5670\" data-end=\"5686\">Conta gratuita<\/p>\n<\/li>\n<li data-start=\"5687\" data-end=\"5710\">\n<p data-start=\"5689\" data-end=\"5710\">Aplicativo completo<\/p>\n<\/li>\n<li data-start=\"5711\" data-end=\"5738\">\n<p data-start=\"5713\" data-end=\"5738\">Nemzetk\u00f6zi elfogad\u00e1s<\/p>\n<\/li>\n<li data-start=\"5739\" data-end=\"5761\">\n<p data-start=\"5741\" data-end=\"5761\">Fejlett biztons\u00e1g<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"5763\" data-end=\"5826\">Ele oferece liberdade financeira com simplicidade e tecnologia.<\/p>\n<hr data-start=\"5828\" data-end=\"5831\" \/>\n<h1 data-start=\"5833\" data-end=\"5866\"><strong data-start=\"5835\" data-end=\"5866\">FAQ \u2013 Cart\u00e3o N26 Mastercard<\/strong><\/h1>\n<h3 data-start=\"5868\" data-end=\"5918\"><strong data-start=\"5872\" data-end=\"5916\">1. O cart\u00e3o N26 Mastercard tem anuidade?<\/strong><\/h3>\n<p data-start=\"5919\" data-end=\"6027\">N\u00e3o. O plano Standard \u00e9 totalmente gratuito.<br data-start=\"5963\" data-end=\"5966\" \/>Planos premium oferecem recursos extras mediante mensalidade.<\/p>\n<h3 data-start=\"6029\" data-end=\"6082\"><strong data-start=\"6033\" data-end=\"6080\">2. Posso usar o N26 Mastercard no exterior?<\/strong><\/h3>\n<p data-start=\"6083\" data-end=\"6168\">Sim. O cart\u00e3o \u00e9 aceito globalmente, com c\u00e2mbio real do Mastercard e sem taxas extras.<\/p>\n<h3 data-start=\"6170\" data-end=\"6226\"><strong data-start=\"6174\" data-end=\"6224\">3. Preciso morar na Alemanha para abrir conta?<\/strong><\/h3>\n<p data-start=\"6227\" data-end=\"6314\">Sim. \u00c9 necess\u00e1rio resid\u00eancia em um dos pa\u00edses atendidos pela N26, incluindo a Alemanha.<\/p>\n<h3 data-start=\"6316\" data-end=\"6352\"><strong data-start=\"6320\" data-end=\"6350\">4. O N26 oferece cashback?<\/strong><\/h3>\n<p data-start=\"6353\" data-end=\"6437\">No plano gratuito, n\u00e3o.<br data-start=\"6376\" data-end=\"6379\" \/>Planos premium podem incluir cashback e outros benef\u00edcios.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea procura um cart\u00e3o moderno, sem anuidade e totalmente digital, o N26 Mastercard \u00e9 uma das melhores op\u00e7\u00f5es dispon\u00edveis na Alemanha. R\u00e1pido de abrir, f\u00e1cil de usar e com controle total pelo aplicativo, ele entrega praticidade, seguran\u00e7a e liberdade financeira no dia a dia. Neste artigo, voc\u00ea vai descobrir tudo sobre o cart\u00e3o: tarifas, requisitos, fun\u00e7\u00f5es digitais, vantagens exclusivas e como solicit\u00e1-lo de forma simples. Cart\u00e3o N26 Mastercard Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo N26 Bank, um dos bancos digitais mais inovadores da Europa, o cart\u00e3o N26 Mastercard se destaca pelo uso intuitivo e pela aus\u00eancia de burocracia. \u00c9 ideal para quem quer tecnologia, economia e uma experi\u00eancia banc\u00e1ria 100% online. Benef\u00edcios do N26 Mastercard \u2705 Conta e cart\u00e3o gratuitos A conta N26 Standard n\u00e3o tem mensalidade e inclui um cart\u00e3o Mastercard aceito internacionalmente \u2014 \u00f3timo para quem quer fugir das tarifas banc\u00e1rias tradicionais. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcf1 App completo e intuitivo O app N26 (Android e iOS) permite: acompanhar gastos em tempo real bloquear\/desbloquear o cart\u00e3o definir limites organizar despesas por categoria visualizar estat\u00edsticas autom\u00e1ticas Tudo isso com poucos toques. \ud83c\udf0d Aceita\u00e7\u00e3o internacional O Mastercard N26 \u00e9 aceito em milh\u00f5es de estabelecimentos no mundo todo, ideal para quem faz viagens ou compras internacionais. \ud83d\udcb8 Saques e transfer\u00eancias At\u00e9 3 saques gratuitos\/m\u00eas na zona do euro no plano Standard Taxa m\u00e9dia de 1,7% para saques fora da zona do euro Transfer\u00eancias r\u00e1pidas e compatibilidade com Wise para envios internacionais \ud83d\udd12 Seguran\u00e7a avan\u00e7ada Inclui: Autentica\u00e7\u00e3o forte (3D Secure) Notifica\u00e7\u00f5es instant\u00e2neas Bloqueio de compras internacionais com 1 toque Controle de pagamentos por aproxima\u00e7\u00e3o e online \ud83d\udd04 Convers\u00e3o justa e transparente As compras internacionais usam a taxa real do Mastercard, sem margens ocultas \u2014 ideal para quem viaja muito. \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o de Cr\u00e9dito N26 Mastercard \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos 3 gratuitos\/m\u00eas na zona do euro; taxa fora da zona do euro (~1,7%) Anuidade \/ Mensalidade Cart\u00e3o Standard gratuito; planos premium a partir de \u20ac4,90 Cashback N\u00e3o dispon\u00edvel no Standard; presente nos planos premium Limite de Cr\u00e9dito Para clientes eleg\u00edveis: de \u20ac500 a \u20ac10.000, ap\u00f3s an\u00e1lise Compras no Exterior Sem taxas adicionais no plano gratuito Parcelamento da Fatura N\u00e3o dispon\u00edvel \u2014 d\u00e9bito autom\u00e1tico Cart\u00e3o Adicional N\u00e3o dispon\u00edvel no plano Standard \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Crit\u00e9rios para Concess\u00e3o de Limite de Cr\u00e9dito A concess\u00e3o de cr\u00e9dito depende de: Hist\u00f3rico de movimenta\u00e7\u00e3o da conta Status de resid\u00eancia na Alemanha An\u00e1lise via SCHUFA Prova de renda est\u00e1vel Alguns clientes come\u00e7am apenas com a fun\u00e7\u00e3o d\u00e9bito e recebem cr\u00e9dito ap\u00f3s um per\u00edodo de uso. Posso ser aprovado com hist\u00f3rico negativo? A N26 \u00e9 mais flex\u00edvel que bancos tradicionais, mas restri\u00e7\u00f5es graves no SCHUFA podem impedir a concess\u00e3o de cr\u00e9dito. Como solicitar o Cart\u00e3o N26 Mastercard? Baixe o aplicativo N26Dispon\u00edvel para Android e iOS. Abra sua conta gratuitaTudo \u00e9 feito pelo celular, em poucos minutos. Fa\u00e7a a verifica\u00e7\u00e3o de identidadeValidada por v\u00eddeo chamada de forma r\u00e1pida e segura. Receba o cart\u00e3o f\u00edsicoO cart\u00e3o \u00e9 enviado ao seu endere\u00e7o.O cart\u00e3o virtual \u00e9 liberado imediatamente ap\u00f3s a aprova\u00e7\u00e3o. \u00c9 poss\u00edvel usar Apple Pay e Google Pay assim que a conta estiver ativa. Seguran\u00e7a e Reputa\u00e7\u00e3o da N26 A N26 possui licen\u00e7a banc\u00e1ria europeia completa e \u00e9 regulada pelo Banco Central da Alemanha (BaFin).A plataforma \u00e9 reconhecida por: Aplicativo moderno Seguran\u00e7a robusta Autentica\u00e7\u00e3o biom\u00e9trica Sistema antifraude sofisticado \u00c9 uma das institui\u00e7\u00f5es digitais mais confi\u00e1veis da Europa. Para quem \u00e9 o Cart\u00e3o N26 Mastercard? Ideal para: Quem quer uma conta simples e sem tarifas escondidas Expatriados e viajantes frequentes Estudantes e trabalhadores que preferem tudo pelo app Quem busca um banco moderno, r\u00e1pido e 100% digital \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o Se voc\u00ea quer um cart\u00e3o moderno, sem burocracia, com total controle pelo celular e zero taxas escondidas, o N26 Mastercard \u00e9 uma das melhores op\u00e7\u00f5es da Alemanha. Com: Conta gratuita Aplicativo completo Aceita\u00e7\u00e3o internacional Seguran\u00e7a avan\u00e7ada Ele oferece liberdade financeira com simplicidade e tecnologia. FAQ \u2013 Cart\u00e3o N26 Mastercard 1. O cart\u00e3o N26 Mastercard tem anuidade? N\u00e3o. O plano Standard \u00e9 totalmente gratuito.Planos premium oferecem recursos extras mediante mensalidade. 2. Posso usar o N26 Mastercard no exterior? Sim. O cart\u00e3o \u00e9 aceito globalmente, com c\u00e2mbio real do Mastercard e sem taxas extras. 3. Preciso morar na Alemanha para abrir conta? Sim. \u00c9 necess\u00e1rio resid\u00eancia em um dos pa\u00edses atendidos pela N26, incluindo a Alemanha. 4. O N26 oferece cashback? No plano gratuito, n\u00e3o.Planos premium podem incluir cashback e outros benef\u00edcios.<\/p>","protected":false},"author":1,"featured_media":14150,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14606","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/14606","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/comments?post=14606"}],"version-history":[{"count":19,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/14606\/revisions"}],"predecessor-version":[{"id":17220,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/14606\/revisions\/17220"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/media\/14150"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/media?parent=14606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/categories?post=14606"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/tags?post=14606"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/post_folder?post=14606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}