{"id":15250,"date":"2025-12-16T00:50:25","date_gmt":"2025-12-16T00:50:25","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15250"},"modified":"2025-12-25T01:12:59","modified_gmt":"2025-12-25T01:12:59","slug":"lengyel-szeles-santander-kartya","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/hu\/financas\/polonia-cartao-broad-santander\/","title":{"rendered":"Santander Bank Polska Mastercard Hitelk\u00e1rtya - Biztons\u00e1g, rugalmass\u00e1g \u00e9s p\u00e9nz\u00fcgyi ellen\u0151rz\u00e9s Lengyelorsz\u00e1gban"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15250\" class=\"elementor elementor-15250\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Hirdet\u00e9sek<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"245\" data-end=\"579\">Ha \u00d6n Lengyelorsz\u00e1gban \u00e9l, \u00e9s egy egyszer\u0171, modern \u00e9s sz\u00e9les k\u00f6rben elfogadott hitelk\u00e1rty\u00e1t keres, akkor a <strong data-start=\"340\" data-end=\"385\">Santander Bank Polska Mastercard Standard<\/strong> megb\u00edzhat\u00f3 alternat\u00edva a mindennapi haszn\u00e1latra. Ebben a cikkben inform\u00e1ci\u00f3kat tal\u00e1l a tarif\u00e1kr\u00f3l, a j\u00f3v\u00e1hagy\u00e1si felt\u00e9telekr\u0151l, a digit\u00e1lis forr\u00e1sokr\u00f3l, az el\u0151ny\u00f6kr\u0151l \u00e9s a k\u00e1rtya f\u0151bb felt\u00e9teleir\u0151l.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/lengyelorszagi-szeles-kartya-hogyan-kell-alkalmazni-santander\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"399\" height=\"250\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-4-1.jpg\" class=\"attachment-full size-full wp-image-14492\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-4-1.jpg 399w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-4-1-300x188.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-4-1-18x12.jpg 18w\" sizes=\"(max-width: 399px) 100vw, 399px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Santander Bank Polska Mastercard Standard<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Alacsony \u00e9ves d\u00edj<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/lengyelorszagi-szeles-kartya-hogyan-kell-alkalmazni-santander\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">K\u00c9R\u00c9S<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"682\" data-end=\"927\">A praktikumot \u00e9s p\u00e9nz\u00fcgyi ellen\u0151rz\u00e9st keres\u0151knek sz\u00e1nt k\u00e1rtya a biztons\u00e1got, a teljes k\u00f6r\u0171 digit\u00e1lis kezel\u00e9st \u00e9s a rugalmas felt\u00e9teleket \u00f6tv\u00f6zi. Az orsz\u00e1g egyik legnagyobb \u00e9s legszil\u00e1rdabb bankj\u00e1n\u00e1l, a Santander Bank Polska-n\u00e1l vezetett foly\u00f3sz\u00e1ml\u00e1hoz kapcsol\u00f3dik.<\/p><p data-start=\"929\" data-end=\"1158\">Kompatibilis a k\u00f6vetkez\u0151kkel <strong data-start=\"953\" data-end=\"985\">Apple Pay, Google Pay \u00e9s BLIK<\/strong>, A modern \u00e9s intuit\u00edv alkalmaz\u00e1s mellett a k\u00e1rtya a szem\u00e9lyes, online \u00e9s nemzetk\u00f6zi v\u00e1s\u00e1rl\u00e1sok szabads\u00e1g\u00e1t is biztos\u00edtja, teljes k\u00f6r\u0171 t\u00e1mogat\u00e1ssal Lengyelorsz\u00e1g eg\u00e9sz ter\u00fclet\u00e9n.<\/p><hr data-start=\"1160\" data-end=\"1163\" \/><h2 data-start=\"1165\" data-end=\"1232\"><strong data-start=\"1167\" data-end=\"1232\">A Santander Mastercard Standard f\u0151bb el\u0151nyei<\/strong><\/h2><h3 data-start=\"1234\" data-end=\"1295\">\u2705 <strong data-start=\"1240\" data-end=\"1293\">Nemzetk\u00f6zi elfogad\u00e1s Mastercarddal<\/strong><\/h3><p data-start=\"1296\" data-end=\"1430\">Haszn\u00e1lja a k\u00e1rty\u00e1t vil\u00e1gszerte t\u00f6bb milli\u00f3 fizikai \u00e9s online int\u00e9zm\u00e9nyben, \u00e1tl\u00e1that\u00f3 valutav\u00e1lt\u00e1s \u00e9s sz\u00e9les k\u00f6r\u0171 elfogad\u00e1s mellett.<\/p><h3 data-start=\"1432\" data-end=\"1498\">\u2705 <strong data-start=\"1438\" data-end=\"1496\">Megfizethet\u0151 havid\u00edj (mentess\u00e9g lehet\u0151s\u00e9g\u00e9vel)<\/strong><\/h3><p data-start=\"1499\" data-end=\"1622\">A k\u00e1rty\u00e1nak fix havi d\u00edja van, amely az akt\u00edv haszn\u00e1lat vagy a szerz\u0151d\u00f6tt sz\u00e1mlacsomag f\u00fcggv\u00e9ny\u00e9ben cs\u00f6kkenthet\u0151 vagy ak\u00e1r le is mondhat\u00f3 r\u00f3la.<\/p><h3 data-start=\"1624\" data-end=\"1683\">\u2705 <strong data-start=\"1630\" data-end=\"1681\">Digit\u00e1lis menedzsment a Santander Mobile alkalmaz\u00e1son kereszt\u00fcl<\/strong><\/h3><p data-start=\"1684\" data-end=\"1816\">Nyomon k\u00f6vetheti a tranzakci\u00f3kat, a rendelkez\u00e9sre \u00e1ll\u00f3 limitet, a sz\u00e1ml\u00e1kat \u00e9s a blokkokat val\u00f3s id\u0151ben, valamint azonnali \u00e9rtes\u00edt\u00e9seket kaphat minden v\u00e1s\u00e1rl\u00e1sr\u00f3l.<\/p><h3 data-start=\"1818\" data-end=\"1873\">\u2705 <strong data-start=\"1824\" data-end=\"1871\">Kompatibilis az Apple Pay, Google Pay \u00e9s BLIK rendszerekkel<\/strong><\/h3><p data-start=\"1874\" data-end=\"1992\">A mobiltelefon vagy az okos\u00f3ra haszn\u00e1lat\u00e1val k\u00f6zels\u00e9gi fizet\u00e9seket, valamint BLIK-en kereszt\u00fcl gyors \u00e1tutal\u00e1sokat \u00e9s fizet\u00e9seket v\u00e9gezhet.<\/p><h3 data-start=\"1994\" data-end=\"2040\">\u2705 <strong data-start=\"2000\" data-end=\"2038\">Virtu\u00e1lis k\u00e1rtya online v\u00e1s\u00e1rl\u00e1sokhoz<\/strong><\/h3><p data-start=\"2041\" data-end=\"2159\">Gener\u00e1ljon digit\u00e1lis k\u00e1rty\u00e1t k\u00f6zvetlen\u00fcl az alkalmaz\u00e1sban a biztons\u00e1gosabb online v\u00e1s\u00e1rl\u00e1sokhoz, v\u00e9dve a fizikai k\u00e1rty\u00e1n l\u00e9v\u0151 adatokat.<\/p><h3 data-start=\"2161\" data-end=\"2233\">\u2705 <strong data-start=\"2167\" data-end=\"2231\">Mastercard Bezcenne Chwile h\u0171s\u00e9gprogram (opcion\u00e1lis)<\/strong><\/h3><p data-start=\"2234\" data-end=\"2331\">Gy\u0171jts\u00f6n pontokat a jogosult v\u00e1s\u00e1rl\u00e1sok ut\u00e1n, \u00e9s v\u00e1ltsa be \u0151ket utalv\u00e1nyokra, term\u00e9kekre, elektronikai cikkekre vagy \u00e9lm\u00e9nyekre.<\/p><h3 data-start=\"2333\" data-end=\"2387\">\u2705 <strong data-start=\"2339\" data-end=\"2385\">V\u00e1s\u00e1rl\u00e1si r\u00e9szletfizet\u00e9s \u00e9s rul\u00edroz\u00f3 hitel<\/strong><\/h3><p data-start=\"2388\" data-end=\"2504\">V\u00e1lassza ki, hogy k\u00e9szp\u00e9nzzel, r\u00e9szletekben vagy rul\u00edroz\u00f3 hitellel fizet-e, ig\u00e9nyei szerint (a kamatok \u00e9rv\u00e9nyesek).<\/p><hr data-start=\"2506\" data-end=\"2509\" \/><h2 data-start=\"2511\" data-end=\"2566\"><strong data-start=\"2513\" data-end=\"2566\">Santander Mastercard Standard - \u00c1rak \u00e9s felt\u00e9telek<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Szolg\u00e1ltat\u00e1s<\/th><th>Szabv\u00e1nyos \u00e1llapot<\/th><\/tr><\/thead><tbody><tr><td><strong>ATM p\u00e9nzfelv\u00e9telek<\/strong><\/td><td>P\u00f3td\u00edj (helyt\u0151l \u00e9s p\u00e9nznemt\u0151l f\u00fcgg\u0151en v\u00e1ltozik)<\/td><\/tr><tr><td><strong>\u00c9ves d\u00edj \/ Havi d\u00edj<\/strong><\/td><td>K\u00f6r\u00fclbel\u00fcl 7-12 z\u0142\/h\u00f3 (a haszn\u00e1lat vagy a kapcsol\u00f3d\u00f3 sz\u00e1mla f\u00fcggv\u00e9ny\u00e9ben elengedhet\u0151).<\/td><\/tr><tr><td><strong>Cashback<\/strong><\/td><td>Nincs megadva<\/td><\/tr><tr><td><strong>Hitelkeret<\/strong><\/td><td>\u00c1ltal\u00e1ban 500 z\u0142 \u00e9s 12.000 z\u0142 k\u00f6z\u00f6tt.<\/td><\/tr><tr><td><strong>V\u00e1s\u00e1rl\u00e1s k\u00fclf\u00f6ld\u00f6n<\/strong><\/td><td>Valutav\u00e1lt\u00e1s + Mastercard d\u00edj<\/td><\/tr><tr><td><strong>Sz\u00e1mla r\u00e9szletekben<\/strong><\/td><td>\u00c9rdekl\u0151d\u00e9ssel el\u00e9rhet\u0151<\/td><\/tr><tr><td><strong>Kieg\u00e9sz\u00edt\u0151 k\u00e1rtya<\/strong><\/td><td>Fel\u00e1r ellen\u00e9ben kaphat\u00f3<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3105\" data-end=\"3143\"><strong data-start=\"3107\" data-end=\"3143\">Elemz\u00e9s a korl\u00e1toz\u00e1sok megad\u00e1s\u00e1hoz<\/strong><\/h2><p data-start=\"3145\" data-end=\"3197\">A Santander Bank Polska a k\u00f6vetkez\u0151 szempontok alapj\u00e1n \u00e9rt\u00e9keli a k\u00e9relmet:<\/p><ul data-start=\"3199\" data-end=\"3334\"><li data-start=\"3199\" data-end=\"3230\"><p data-start=\"3201\" data-end=\"3230\">Havi j\u00f6vedelemigazol\u00e1s<\/p><\/li><li data-start=\"3231\" data-end=\"3274\"><p data-start=\"3233\" data-end=\"3274\">P\u00e9nz\u00fcgyi el\u0151zm\u00e9nyek \u00e9s hitelmin\u0151s\u00edt\u00e9s<\/p><\/li><li data-start=\"3275\" data-end=\"3296\"><p data-start=\"3277\" data-end=\"3296\">Fogyaszt\u00e1si profil<\/p><\/li><li data-start=\"3297\" data-end=\"3334\"><p data-start=\"3299\" data-end=\"3334\">Kor\u00e1bbi kapcsolat a bankkal<\/p><\/li><\/ul><p data-start=\"3336\" data-end=\"3429\">A hat\u00e1r\u00e9rt\u00e9kek az \u00fcgyf\u00e9l profilj\u00e1t\u00f3l f\u00fcgg\u0151en v\u00e1ltoznak, \u00e1ltal\u00e1ban a k\u00f6vetkez\u0151 \u00e9rt\u00e9kek k\u00f6z\u00f6tt mozognak <strong data-start=\"3402\" data-end=\"3428\">1 000 \u00e9s 12 000 PLN<\/strong>.<\/p><h3 data-start=\"3431\" data-end=\"3488\"><strong data-start=\"3435\" data-end=\"3486\">A n\u00e9vkorl\u00e1toz\u00e1ssal rendelkez\u0151k kaphatnak j\u00f3v\u00e1hagy\u00e1st?<\/strong><\/h3><p data-start=\"3489\" data-end=\"3633\">\u00c1ltal\u00e1ban nem. A Santander \u00e1ltal\u00e1ban pozit\u00edv hitelt\u00f6rt\u00e9netet k\u00f6vetel meg, ami az akt\u00edv korl\u00e1toz\u00e1sokkal rendelkez\u0151 szem\u00e9lyek sz\u00e1m\u00e1ra val\u00f3sz\u00edn\u0171tlenn\u00e9 teszi a j\u00f3v\u00e1hagy\u00e1st.<\/p><hr data-start=\"3635\" data-end=\"3638\" \/><h2 data-start=\"3640\" data-end=\"3670\"><strong data-start=\"3642\" data-end=\"3670\">Hogyan ig\u00e9nyelhetek k\u00e1rty\u00e1t?<\/strong><\/h2><p data-start=\"3672\" data-end=\"3716\">A k\u00e9relmet k\u00e9tf\u00e9lek\u00e9ppen lehet beny\u00fajtani:<\/p><p data-start=\"3718\" data-end=\"3826\">\u2714 <strong data-start=\"3720\" data-end=\"3730\">Online<\/strong> - a hivatalos weboldalon vagy a Santander alkalmaz\u00e1son kereszt\u00fcl<br data-start=\"3774\" data-end=\"3777\" \/>\u2714 <strong data-start=\"3779\" data-end=\"3798\">Szem\u00e9lyesen<\/strong> - egy bankfi\u00f3kban<\/p><p data-start=\"3828\" data-end=\"3881\">A digit\u00e1lis elj\u00e1r\u00e1s \u00e1ltal\u00e1ban gyorsabb \u00e9s praktikusabb.<\/p><hr data-start=\"3883\" data-end=\"3886\" \/><h2 data-start=\"3888\" data-end=\"3933\"><strong data-start=\"3890\" data-end=\"3933\">A Santander Bank Polska megb\u00edzhat\u00f3s\u00e1ga<\/strong><\/h2><p data-start=\"3935\" data-end=\"4203\">O <strong data-start=\"3937\" data-end=\"3962\">Santander Bank Polska<\/strong> az orsz\u00e1g egyik legelismertebb p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nye, amely er\u0151s orsz\u00e1gos jelenl\u00e9ttel \u00e9s j\u00f3 h\u00edrn\u00e9vvel rendelkezik. A bank folyamatosan beruh\u00e1z a technol\u00f3gi\u00e1ba, a digit\u00e1lis biztons\u00e1gba \u00e9s a hat\u00e9kony \u00fcgyf\u00e9lszolg\u00e1latba, \u00edgy garant\u00e1lva \u00fcgyfelei sz\u00e1m\u00e1ra a nyugalmat.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6dff097 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6dff097\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3e39f99 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3e39f99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0696d6e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"0696d6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/lengyelorszagi-szeles-kartya-hogyan-kell-alkalmazni-santander\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"399\" height=\"250\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-4-1.jpg\" class=\"attachment-full size-full wp-image-14492\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-4-1.jpg 399w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-4-1-300x188.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-4-1-18x12.jpg 18w\" sizes=\"(max-width: 399px) 100vw, 399px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5c7e7f elementor-widget elementor-widget-text-editor\" data-id=\"c5c7e7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Santander Bank Polska Mastercard Standard<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f63f93 elementor-widget elementor-widget-text-editor\" data-id=\"5f63f93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Alacsony \u00e9ves d\u00edj<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-915ef01 elementor-widget elementor-widget-button\" data-id=\"915ef01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/lengyelorszagi-szeles-kartya-hogyan-kell-alkalmazni-santander\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">K\u00c9R\u00c9S<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01de851 elementor-widget elementor-widget-text-editor\" data-id=\"01de851\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68f1b37 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"68f1b37\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b90ea92 elementor-widget elementor-widget-text-editor\" data-id=\"b90ea92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4311\" data-end=\"4377\"><strong data-start=\"4313\" data-end=\"4377\">Kinek sz\u00f3l a Santander Mastercard Standard?<\/strong><\/h2><ul data-start=\"4379\" data-end=\"4713\"><li data-start=\"4379\" data-end=\"4445\"><p data-start=\"4381\" data-end=\"4445\">Azok, akik megb\u00edzhat\u00f3 k\u00e1rty\u00e1t keresnek lengyel \u00e9s angol nyelv\u0171 t\u00e1mogat\u00e1ssal.<\/p><\/li><li data-start=\"4446\" data-end=\"4518\"><p data-start=\"4448\" data-end=\"4518\">Azok a felhaszn\u00e1l\u00f3k, akik \u00e9rt\u00e9kelik a digit\u00e1lis fizet\u00e9st \u00e9s az alkalmaz\u00e1son kereszt\u00fcli ellen\u0151rz\u00e9st.<\/p><\/li><li data-start=\"4519\" data-end=\"4587\"><p data-start=\"4521\" data-end=\"4587\">Lengyelorsz\u00e1gban \u00e9l\u0151, online vagy nemzetk\u00f6zileg v\u00e1s\u00e1rl\u00f3 szem\u00e9lyek<\/p><\/li><li data-start=\"4588\" data-end=\"4654\"><p data-start=\"4590\" data-end=\"4654\">Di\u00e1kok \u00e9s szakemberek, akik p\u00e9nz\u00fcgyi \u00e9let\u00fcket az orsz\u00e1gban kezdik meg<\/p><\/li><li data-start=\"4655\" data-end=\"4713\"><p data-start=\"4657\" data-end=\"4713\">Azok, akik egyszer\u0171s\u00e9gre, biztons\u00e1gra \u00e9s ellen\u0151rz\u00e9sre v\u00e1gynak<\/p><\/li><\/ul><hr data-start=\"4715\" data-end=\"4718\" \/><h2 data-start=\"4720\" data-end=\"4791\"><strong data-start=\"4722\" data-end=\"4791\">Prom\u00f3ci\u00f3s el\u0151ny\u00f6k - K\u00e1rtya vs. Santander sz\u00e1mla prom\u00f3ci\u00f3k<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>A juttat\u00e1s t\u00edpusa<\/th><th>Santander Mastercard Standard<\/th><th>Santander sz\u00e1mla prom\u00f3ci\u00f3k<\/th><\/tr><\/thead><tbody><tr><td><strong>Kuponok vagy utalv\u00e1nyok<\/strong><\/td><td>Nem k\u00f6zvetlen\u00fcl<\/td><td>Igen - prom\u00f3ci\u00f3s kamp\u00e1nyokban<\/td><\/tr><tr><td><strong>\u00c1lland\u00f3 Cashback<\/strong><\/td><td>Nem<\/td><td>Igen - korl\u00e1tozott k\u00e9szp\u00e9nz-visszat\u00e9r\u00edt\u00e9s a kifizet\u00e9sekn\u00e9l<\/td><\/tr><tr><td><strong>K\u00e9szp\u00e9nzes b\u00f3nusz<\/strong><\/td><td>Nem<\/td><td>Igen - b\u00f3nusz az akt\u00edv haszn\u00e1lat\u00e9rt (600 z\u0142-ig)<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"5210\" data-end=\"5225\"><strong data-start=\"5212\" data-end=\"5225\">K\u00f6vetkeztet\u00e9s<\/strong><\/h2><p data-start=\"5227\" data-end=\"5374\">O <strong data-start=\"5229\" data-end=\"5274\">Santander Bank Polska Mastercard Standard<\/strong> kiegyens\u00falyozott \u00e9s funkcion\u00e1lis k\u00e1rtya azok sz\u00e1m\u00e1ra, akik a mindennapi \u00e9letben a kontrollt, a biztons\u00e1got \u00e9s a praktikumot keresik.<\/p><p data-start=\"5376\" data-end=\"5588\">A nemzetk\u00f6zi elfogadotts\u00e1g, a hat\u00e9kony digit\u00e1lis kezel\u00e9s, a digit\u00e1lis p\u00e9nzt\u00e1rc\u00e1kkal val\u00f3 integr\u00e1ci\u00f3 \u00e9s egy glob\u00e1lis bank t\u00e1mogat\u00e1sa r\u00e9v\u00e9n mind a p\u00e9nz\u00fcgyi tapasztalattal rendelkez\u0151k, mind pedig a Lengyelorsz\u00e1gban kezd\u0151k sz\u00e1m\u00e1ra el\u00e9rhet\u0151.<\/p><p data-start=\"5590\" data-end=\"5737\">Ha egy egyszer\u0171, megb\u00edzhat\u00f3 k\u00e1rty\u00e1t keres kiv\u00e1l\u00f3 helyi t\u00e1mogat\u00e1ssal, akkor a <strong data-start=\"5668\" data-end=\"5701\">Santander Mastercard Standard<\/strong> szil\u00e1rd \u00e9s intelligens v\u00e1laszt\u00e1s.<\/p><hr data-start=\"5739\" data-end=\"5742\" \/><h2 data-start=\"5744\" data-end=\"5793\"><strong data-start=\"5747\" data-end=\"5793\">GYIK - Santander Mastercard Standard<\/strong><\/h2><p data-start=\"5795\" data-end=\"5963\"><strong data-start=\"5795\" data-end=\"5844\">1. Van a k\u00e1rty\u00e1nak \u00e9ves vagy havi d\u00edja?<\/strong><br data-start=\"5844\" data-end=\"5847\" \/>Igen, van havi d\u00edj, amely a k\u00e1rtya haszn\u00e1lat\u00e1t\u00f3l vagy a szerz\u0151d\u00f6tt sz\u00e1mlacsomagt\u00f3l f\u00fcgg\u0151en cs\u00f6kkenthet\u0151 vagy elengedhet\u0151.<\/p><p data-start=\"5965\" data-end=\"6137\"><strong data-start=\"5965\" data-end=\"6008\">2. Haszn\u00e1lhatom a k\u00e1rty\u00e1t Lengyelorsz\u00e1gon k\u00edv\u00fcl?<\/strong><br data-start=\"6008\" data-end=\"6011\" \/>Igen, a k\u00e1rty\u00e1t nemzetk\u00f6zileg minden olyan helyen elfogadj\u00e1k, ahol elfogadj\u00e1k a Mastercardot, mind fizikai, mind online v\u00e1s\u00e1rl\u00e1sok eset\u00e9n.<\/p><p data-start=\"6139\" data-end=\"6327\"><strong data-start=\"6139\" data-end=\"6213\">3. Sz\u00fcks\u00e9gem van Santander Bank Polska sz\u00e1ml\u00e1ra a k\u00e1rtya ig\u00e9nyl\u00e9s\u00e9hez?<\/strong><br data-start=\"6213\" data-end=\"6216\" \/>Igen. A k\u00e1rtya a bankn\u00e1l vezetett foly\u00f3sz\u00e1ml\u00e1hoz kapcsol\u00f3dik, amelyet a k\u00e1rtyaig\u00e9nyl\u00e9ssel egy\u00fctt lehet megnyitni.<\/p><p data-start=\"6329\" data-end=\"6516\"><strong data-start=\"6329\" data-end=\"6389\">4. Lehets\u00e9ges-e r\u00e9szletekben fizetni a v\u00e1s\u00e1rl\u00e1sok\u00e9rt vagy rul\u00edroz\u00f3 hitelt ig\u00e9nybe venni?<\/strong><br data-start=\"6389\" data-end=\"6392\" \/>Igen. A k\u00e1rtya lehet\u0151v\u00e9 teszi a r\u00e9szletfizet\u00e9st \u00e9s a rul\u00edroz\u00f3 hitel ig\u00e9nybev\u00e9tel\u00e9t, a kamatokr\u00f3l \u00e9s a felt\u00e9telekr\u0151l az alkalmaz\u00e1sban \u00e1tl\u00e1that\u00f3an t\u00e1j\u00e9koztatjuk.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Pol\u00f4nia e procura um cart\u00e3o de cr\u00e9dito simples, moderno e amplamente aceito, o Santander Bank Polska Mastercard Standard \u00e9 uma alternativa confi\u00e1vel para o dia a dia. Neste artigo, voc\u00ea confere informa\u00e7\u00f5es sobre tarifas, crit\u00e9rios de aprova\u00e7\u00e3o, recursos digitais, benef\u00edcios e as principais condi\u00e7\u00f5es deste cart\u00e3o. Cart\u00e3o Santander Bank Polska Mastercard Standard Baixa Taxa Anual SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Voltado para quem busca praticidade e controle financeiro, o cart\u00e3o combina seguran\u00e7a, gest\u00e3o digital completa e condi\u00e7\u00f5es flex\u00edveis. Ele est\u00e1 vinculado a uma conta corrente no Santander Bank Polska, um dos maiores e mais s\u00f3lidos bancos do pa\u00eds. Com compatibilidade com Apple Pay, Google Pay e BLIK, al\u00e9m de um aplicativo moderno e intuitivo, o cart\u00e3o oferece liberdade para compras presenciais, online e internacionais, com suporte completo em todo o territ\u00f3rio polon\u00eas. Principais Benef\u00edcios do Cart\u00e3o Santander Mastercard Standard \u2705 Aceita\u00e7\u00e3o internacional com a bandeira Mastercard Utilize o cart\u00e3o em milh\u00f5es de estabelecimentos f\u00edsicos e online no mundo todo, com convers\u00e3o de moeda transparente e ampla aceita\u00e7\u00e3o. \u2705 Tarifa mensal acess\u00edvel (com possibilidade de isen\u00e7\u00e3o) O cart\u00e3o possui mensalidade fixa, que pode ser reduzida ou at\u00e9 isenta conforme o uso ativo ou o pacote de conta contratado. \u2705 Gest\u00e3o digital pelo aplicativo Santander Mobile Acompanhe transa\u00e7\u00f5es, limite dispon\u00edvel, faturas e bloqueios em tempo real, al\u00e9m de receber notifica\u00e7\u00f5es instant\u00e2neas a cada compra. \u2705 Compat\u00edvel com Apple Pay, Google Pay e BLIK Realize pagamentos por aproxima\u00e7\u00e3o usando celular ou smartwatch, al\u00e9m de transfer\u00eancias e pagamentos r\u00e1pidos via BLIK. \u2705 Cart\u00e3o virtual para compras online Gere um cart\u00e3o digital diretamente no app para compras mais seguras na internet, protegendo os dados do cart\u00e3o f\u00edsico. \u2705 Programa de fidelidade Mastercard Bezcenne Chwile (opcional) Acumule pontos em compras eleg\u00edveis e troque por vouchers, produtos, eletr\u00f4nicos ou experi\u00eancias. \u2705 Parcelamento de compras e cr\u00e9dito rotativo Escolha pagar \u00e0 vista, parcelar compras ou utilizar o cr\u00e9dito rotativo, conforme sua necessidade (juros aplic\u00e1veis). Santander Mastercard Standard \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos Taxa adicional (varia conforme local e moeda) Anuidade \/ Mensalidade Cerca de 7\u201312 z\u0142\/m\u00eas (pode ser isenta conforme uso ou conta associada) Cashback N\u00e3o especificado Limite de Cr\u00e9dito Geralmente entre 500 z\u0142 e 12.000 z\u0142 Compras no Exterior Convers\u00e3o cambial + taxa Mastercard Parcelamento da Fatura Dispon\u00edvel com juros Cart\u00e3o Adicional Dispon\u00edvel mediante cobran\u00e7a extra An\u00e1lise para Concess\u00e3o de Limite O Santander Bank Polska avalia o pedido com base em: Comprova\u00e7\u00e3o de renda mensal Hist\u00f3rico financeiro e score de cr\u00e9dito Perfil de consumo Relacionamento pr\u00e9vio com o banco Os limites variam conforme o perfil do cliente, normalmente entre 1.000 PLN e 12.000 PLN. Quem tem restri\u00e7\u00f5es no nome consegue aprova\u00e7\u00e3o? Em geral, n\u00e3o. O Santander costuma exigir hist\u00f3rico de cr\u00e9dito positivo, tornando a aprova\u00e7\u00e3o pouco prov\u00e1vel para pessoas com restri\u00e7\u00f5es ativas. Como solicitar o cart\u00e3o? A solicita\u00e7\u00e3o pode ser feita de duas formas: \u2714 Online \u2013 pelo site oficial ou aplicativo Santander\u2714 Presencialmente \u2013 em uma ag\u00eancia do banco O processo digital costuma ser mais r\u00e1pido e pr\u00e1tico. Confiabilidade do Santander Bank Polska O Santander Bank Polska \u00e9 uma das institui\u00e7\u00f5es financeiras mais respeitadas do pa\u00eds, com forte presen\u00e7a nacional e reputa\u00e7\u00e3o s\u00f3lida. O banco investe continuamente em tecnologia, seguran\u00e7a digital e atendimento eficiente, garantindo tranquilidade aos seus clientes. Cart\u00e3o Santander Bank Polska Mastercard Standard Baixa Taxa Anual SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Para quem o Cart\u00e3o Santander Mastercard Standard \u00e9 indicado? Quem busca um cart\u00e3o confi\u00e1vel com suporte em polon\u00eas e ingl\u00eas Usu\u00e1rios que valorizam pagamentos digitais e controle via aplicativo Residentes na Pol\u00f4nia que fazem compras online ou internacionais Estudantes e profissionais iniciando a vida financeira no pa\u00eds Pessoas que desejam simplicidade, seguran\u00e7a e controle Benef\u00edcios Promocionais \u2013 Cart\u00e3o vs. Promo\u00e7\u00f5es de Conta Santander Tipo de Benef\u00edcio Cart\u00e3o Santander Mastercard Standard Promo\u00e7\u00f5es de Conta Santander Cupons ou Vouchers N\u00e3o diretamente Sim \u2013 em campanhas promocionais Cashback Permanente N\u00e3o Sim \u2013 cashback limitado em pagamentos B\u00f4nus em Dinheiro N\u00e3o Sim \u2013 b\u00f4nus por uso ativo (at\u00e9 600 z\u0142) Conclus\u00e3o O Santander Bank Polska Mastercard Standard \u00e9 um cart\u00e3o equilibrado e funcional para quem busca controle, seguran\u00e7a e praticidade no dia a dia. Com aceita\u00e7\u00e3o internacional, gest\u00e3o digital eficiente, integra\u00e7\u00e3o com carteiras digitais e o respaldo de um banco global, ele atende tanto quem j\u00e1 tem experi\u00eancia financeira quanto quem est\u00e1 come\u00e7ando na Pol\u00f4nia. Se voc\u00ea procura um cart\u00e3o simples, confi\u00e1vel e com excelente suporte local, o Santander Mastercard Standard \u00e9 uma escolha s\u00f3lida e inteligente. FAQ \u2013 Cart\u00e3o Santander Mastercard Standard 1. O cart\u00e3o possui anuidade ou tarifa mensal?Sim. H\u00e1 uma tarifa mensal, que pode ser reduzida ou isenta conforme o uso do cart\u00e3o ou o pacote de conta contratado. 2. Posso usar o cart\u00e3o fora da Pol\u00f4nia?Sim. O cart\u00e3o \u00e9 aceito internacionalmente em todos os locais que aceitam Mastercard, tanto para compras f\u00edsicas quanto online. 3. Preciso ter conta no Santander Bank Polska para solicitar o cart\u00e3o?Sim. O cart\u00e3o \u00e9 vinculado a uma conta corrente no banco, que pode ser aberta junto com a solicita\u00e7\u00e3o do cart\u00e3o. 4. \u00c9 poss\u00edvel parcelar compras ou usar cr\u00e9dito rotativo?Sim. O cart\u00e3o permite parcelamento e uso do cr\u00e9dito rotativo, com juros e condi\u00e7\u00f5es informadas de forma transparente no app.<\/p>","protected":false},"author":1,"featured_media":15329,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15250","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/15250","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/comments?post=15250"}],"version-history":[{"count":22,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/15250\/revisions"}],"predecessor-version":[{"id":17118,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/15250\/revisions\/17118"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/media\/15329"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/media?parent=15250"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/categories?post=15250"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/tags?post=15250"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/post_folder?post=15250"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}