{"id":17057,"date":"2025-12-22T00:57:22","date_gmt":"2025-12-22T00:57:22","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=17057"},"modified":"2025-12-25T01:49:20","modified_gmt":"2025-12-25T01:49:20","slug":"holland-broad-openbank-kartya","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/hu\/financas\/holanda-cartao-broad-openbank\/","title":{"rendered":"Openbank k\u00e1rtya Hollandi\u00e1ban: El\u0151ny\u00f6k, felt\u00e9telek \u00e9s el\u0151ny\u00f6k"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"17057\" class=\"elementor elementor-17057\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Hirdet\u00e9sek<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"170\" data-end=\"413\">Ha Hollandi\u00e1ban vagy m\u00e1s eur\u00f3pai orsz\u00e1gban \u00e9l, \u00e9s olyan hitel- vagy bet\u00e9ti k\u00e1rty\u00e1t keres, amely j\u00f3 nemzetk\u00f6zi elfogadotts\u00e1ggal rendelkezik, \u00e9s teljes k\u00f6r\u0171en ellen\u0151rizhet\u0151 mobiltelefonj\u00e1r\u00f3l, valamint hitel- vagy bet\u00e9ti k\u00e1rty\u00e1j\u00e1t is haszn\u00e1lhatja, remek aj\u00e1nlatot tal\u00e1l. <strong data-start=\"424\" data-end=\"440\">nincs \u00e9ves d\u00edj<\/strong>, o <strong data-start=\"444\" data-end=\"463\">Openbank k\u00e1rtya<\/strong> kiv\u00e1l\u00f3 alternat\u00edva lehet.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/holland-szeles-kartya-hogyan-kell-alkalmazni-az-openbankot\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/openbank-e1766364859326.png\" title=\"openbank\" alt=\"openbank\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Openbank k\u00e1rtya<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Alacsony \u00e9ves d\u00edj<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/holland-szeles-kartya-hogyan-kell-alkalmazni-az-openbankot\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">K\u00c9R\u00c9S<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"605\" data-end=\"791\">Ebben a cikkben megismerheti a f\u0151bb el\u0151ny\u00f6ket, \u00e1rakat, jogosults\u00e1gi felt\u00e9teleket \u00e9s funkci\u00f3kat, amelyek a <strong data-start=\"727\" data-end=\"739\">Openbank<\/strong> az egyik legjobb digit\u00e1lis banki lehet\u0151s\u00e9g Eur\u00f3p\u00e1ban.<\/p><p data-start=\"793\" data-end=\"998\">Kiadta <strong data-start=\"806\" data-end=\"818\">Openbank<\/strong>, a digit\u00e1lis bank a <strong data-start=\"837\" data-end=\"856\">Santander Csoport<\/strong>, A k\u00e1rtya egy modern eur\u00f3pai foly\u00f3sz\u00e1ml\u00e1hoz van integr\u00e1lva, \u00e9s egyszer\u0171, biztons\u00e1gos \u00e9s 100% digit\u00e1lis megold\u00e1st k\u00edn\u00e1l a p\u00e9nzkezel\u00e9shez.<\/p><p data-start=\"1000\" data-end=\"1131\">Ide\u00e1lis mindennapi haszn\u00e1latra, online v\u00e1s\u00e1rl\u00e1sra, nemzetk\u00f6zi utaz\u00e1sokra \u00e9s azoknak, akik szeretn\u00e9nek elker\u00fclni a hagyom\u00e1nyos bankok b\u00fcrokr\u00e1ci\u00e1j\u00e1t.<\/p><hr data-start=\"1133\" data-end=\"1136\" \/><h2 data-start=\"1138\" data-end=\"1182\"><strong>Az Openbank k\u00e1rtya f\u0151 el\u0151nyei<\/strong><\/h2><h3 data-start=\"1184\" data-end=\"1205\">\ud83d\udcb3 Nincs \u00e9ves d\u00edj<\/h3><p data-start=\"1206\" data-end=\"1290\">Az Openbank k\u00e1rtya \u00e9s sz\u00e1mla teljesen ingyenes, havi fenntart\u00e1si d\u00edj n\u00e9lk\u00fcl.<\/p><h3 data-start=\"1292\" data-end=\"1324\">\ud83d\udcf2 Teljes k\u00f6r\u0171 digit\u00e1lis menedzsment<\/h3><p data-start=\"1325\" data-end=\"1485\">Nyissa meg sz\u00e1ml\u00e1j\u00e1t, aktiv\u00e1lja k\u00e1rty\u00e1j\u00e1t, tiltsa le\/oldja fel a k\u00e1rty\u00e1t, k\u00f6vesse nyomon a tranzakci\u00f3kat, \u00e1ll\u00edtson be limiteket \u00e9s m\u00e9g sok m\u00e1s lehet\u0151s\u00e9get az alkalmaz\u00e1son (iOS \u00e9s Android) vagy a hivatalos weboldalon kereszt\u00fcl.<\/p><h3 data-start=\"1487\" data-end=\"1529\">\ud83c\udf0d Nemzetk\u00f6zi k\u00e1rtya - Mastercard<\/h3><p data-start=\"1530\" data-end=\"1643\">Az Openbank k\u00e1rty\u00e1t vil\u00e1gszerte t\u00f6bb milli\u00f3 olyan int\u00e9zm\u00e9nyben fogadj\u00e1k el, ahol a Mastercard z\u00e1szl\u00f3t elfogadj\u00e1k.<\/p><h3 data-start=\"1645\" data-end=\"1688\">\ud83d\udd10 Val\u00f3s idej\u0171 biztons\u00e1g \u00e9s ellen\u0151rz\u00e9s<\/h3><p data-start=\"1689\" data-end=\"1837\">Azonnali \u00e9rtes\u00edt\u00e9st kaphat tranzakci\u00f3nk\u00e9nt, biometrikus hiteles\u00edt\u00e9st haszn\u00e1lhat, ellen\u0151rizheti az online v\u00e1s\u00e1rl\u00e1sokat, \u00e9s az alkalmaz\u00e1son kereszt\u00fcl azonnal letilthatja a k\u00e1rty\u00e1t.<\/p><h3 data-start=\"1839\" data-end=\"1894\">\ud83d\udcb8 Ingyenes p\u00e9nzfelv\u00e9tel a Santander ATM-jeib\u0151l Eur\u00f3p\u00e1ban<\/h3><p data-start=\"1895\" data-end=\"2018\">Az Openbank \u00fcgyfelei ingyenesen vehetnek fel p\u00e9nzt az ATM-ekb\u0151l az al\u00e1bbi helyeken <strong data-start=\"1970\" data-end=\"1989\">Santander Csoport<\/strong> t\u00f6bb eur\u00f3pai orsz\u00e1gban.<\/p><h3 data-start=\"2020\" data-end=\"2079\">\ud83d\udcf1 Kompatibilis az Apple Pay, a Google Pay \u00e9s a Samsung Pay rendszerekkel<\/h3><p data-start=\"2080\" data-end=\"2187\">Haszn\u00e1lja a k\u00e1rty\u00e1t k\u00f6zvetlen\u00fcl mobiltelefonj\u00e1n vagy okos\u00f3r\u00e1j\u00e1n a k\u00f6zeli helysz\u00edni fizet\u00e9sek (NFC) teljes k\u00f6r\u0171 t\u00e1mogat\u00e1s\u00e1val.<\/p><h3 data-start=\"2189\" data-end=\"2221\">\ud83d\udcb3 Fizikai \u00e9s virtu\u00e1lis k\u00e1rtya<\/h3><p data-start=\"2222\" data-end=\"2344\">Fizikai k\u00e1rty\u00e1t kap, \u00e9s virtu\u00e1lis k\u00e1rty\u00e1t haszn\u00e1lhat biztons\u00e1gosabb online v\u00e1s\u00e1rl\u00e1sokhoz, bele\u00e9rtve az eldobhat\u00f3 opci\u00f3kat is.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4dea7a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c4dea7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-02ed214 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"02ed214\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fb48e8 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7fb48e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/holland-szeles-kartya-hogyan-kell-alkalmazni-az-openbankot\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/openbank-e1766364859326.png\" title=\"openbank\" alt=\"openbank\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-887adbe elementor-widget elementor-widget-text-editor\" data-id=\"887adbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Openbank k\u00e1rtya<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0b6a20 elementor-widget elementor-widget-text-editor\" data-id=\"f0b6a20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Alacsony \u00e9ves d\u00edj<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cf3786 elementor-widget elementor-widget-button\" data-id=\"4cf3786\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/hu\/penzugyek\/holland-szeles-kartya-hogyan-kell-alkalmazni-az-openbankot\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">K\u00c9R\u00c9S<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333afe0 elementor-widget elementor-widget-text-editor\" data-id=\"333afe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f587463 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f587463\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248df4e elementor-widget elementor-widget-text-editor\" data-id=\"248df4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2545\" data-end=\"2593\"><strong>Openbank k\u00e1rtya - D\u00edjak \u00e9s felt\u00e9telek<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Szolg\u00e1ltat\u00e1s<\/th><th>Felt\u00e9tel<\/th><\/tr><\/thead><tbody><tr><td>Annuit\u00e1s<\/td><td>Ingyenes<\/td><\/tr><tr><td>K\u00e1rtya t\u00edpusa<\/td><td>Terhel\u00e9s vagy j\u00f3v\u00e1\u00edr\u00e1s (elemz\u00e9s f\u00fcggv\u00e9nye)<\/td><\/tr><tr><td>K\u00e9szp\u00e9nzfelv\u00e9tel a Santander Cash Centerekben<\/td><td>Ingyenes az EU-ban<\/td><\/tr><tr><td>Fizet\u00e9sfelv\u00e9tel m\u00e1s ATM-ekb\u0151l<\/td><td>Legfeljebb 5 ingyenes kifizet\u00e9s\/h\u00f3nap (vagy 1-2 \u20ac tov\u00e1bbi kifizet\u00e9senk\u00e9nt)<\/td><\/tr><tr><td>Nemzetk\u00f6zi v\u00e1s\u00e1rl\u00e1s<\/td><td>Nincs k\u00fcl\u00f6n d\u00edj az eur\u00f3\u00f6vezetben<\/td><\/tr><tr><td>Valutav\u00e1lt\u00e1s (eur\u00f3\u00f6vezeten k\u00edv\u00fcl)<\/td><td>Az 1-2% terjedhet el.<\/td><\/tr><tr><td>Virtu\u00e1lis k\u00e1rtya<\/td><td>Ingyenes \u00e9s azonnali<\/td><\/tr><tr><td>Fizikai k\u00e1rtya<\/td><td>Ingyenes (sz\u00e1ll\u00edt\u00e1ssal egy\u00fctt)<\/td><\/tr><tr><td>R\u00e9szletfizet\u00e9s (hitel)<\/td><td>El\u00e9rhet\u0151 az elemz\u00e9s szerint<\/td><\/tr><tr><td>Cashback<\/td><td>A standard tervben nem el\u00e9rhet\u0151<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3085\" data-end=\"3134\"><strong>P\u00e1ly\u00e1zati felt\u00e9telek - Ki kaphatja meg?<\/strong><\/h2><p data-start=\"3136\" data-end=\"3429\">\u2714\ufe0f Az Eur\u00f3pai Uni\u00f3 valamelyik t\u00e1mogathat\u00f3 orsz\u00e1g\u00e1ban (bele\u00e9rtve Hollandi\u00e1t is) lakik.<br data-start=\"3206\" data-end=\"3209\" \/>\u2714\ufe0f 18 \u00e9v felett<br data-start=\"3231\" data-end=\"3234\" \/>\u2714\ufe0f \u00c9rv\u00e9nyes szem\u00e9lyazonos\u00edt\u00f3 okm\u00e1ny (\u00fatlev\u00e9l vagy eur\u00f3pai szem\u00e9lyi igazolv\u00e1ny)<br data-start=\"3294\" data-end=\"3297\" \/>\u2714\ufe0f Lakc\u00edmigazol\u00e1s (digit\u00e1lisan is elfogadhat\u00f3)<br data-start=\"3340\" data-end=\"3343\" \/>\u2714\ufe0f Eur\u00f3pai mobiltelefonsz\u00e1m<br data-start=\"3371\" data-end=\"3374\" \/>\u2714\ufe0f Hitelelemz\u00e9s a hitelez\u00e9si funkci\u00f3 lehet\u0151v\u00e9 t\u00e9tele \u00e9rdek\u00e9ben<\/p><hr data-start=\"3431\" data-end=\"3434\" \/><h2 data-start=\"3436\" data-end=\"3463\"><strong>Megb\u00edzhat\u00f3 az Openbank?<\/strong><\/h2><p data-start=\"3465\" data-end=\"3625\">Igen. Az Openbankot a <strong data-start=\"3499\" data-end=\"3527\">Spanyol K\u00f6zponti Bank<\/strong> \u00e9s az al\u00e1bbiakban foglaltak hat\u00e1lya al\u00e1 tartozik <strong data-start=\"3550\" data-end=\"3592\">Eur\u00f3pai Bet\u00e9tbiztos\u00edt\u00e1si Alap<\/strong> ak\u00e1r <strong data-start=\"3600\" data-end=\"3624\">100 000 eur\u00f3 \u00fcgyfelenk\u00e9nt<\/strong>.<\/p><p data-start=\"3627\" data-end=\"3740\">Ezen t\u00falmen\u0151en a bank r\u00e9sze a <strong data-start=\"3660\" data-end=\"3679\">Santander Csoport<\/strong>, Eur\u00f3pa egyik legnagyobb \u00e9s legmegb\u00edzhat\u00f3bb p\u00e9nz\u00fcgyi csoportja.<\/p><hr data-start=\"3742\" data-end=\"3745\" \/><h2 data-start=\"3747\" data-end=\"3792\"><strong>Kinek val\u00f3 az Openbank k\u00e1rtya?<\/strong><\/h2><p data-start=\"3794\" data-end=\"4106\">\ud83d\udd39 Hollandi\u00e1ban vagy az EU-ban \u00e9l\u0151 szem\u00e9lyek, akik \u00e9ves d\u00edj n\u00e9lk\u00fcli k\u00e1rty\u00e1t keresnek.<br data-start=\"3860\" data-end=\"3863\" \/>\ud83d\udd39 Gyakran utaz\u00f3k Eur\u00f3p\u00e1ban<br data-start=\"3898\" data-end=\"3901\" \/>\ud83d\udd39 Ki szeretne egy eur\u00f3pai sz\u00e1ml\u00e1t IBAN \u00e9s digit\u00e1lis 100% kezel\u00e9ssel?<br data-start=\"3965\" data-end=\"3968\" \/>\ud83d\udd39 Azok a felhaszn\u00e1l\u00f3k, akik a kevesebb b\u00fcrokr\u00e1ci\u00e1t \u00e9s az alkalmaz\u00e1son kereszt\u00fcl t\u00f6rt\u00e9n\u0151 nagyobb ellen\u0151rz\u00e9st r\u00e9szes\u00edtik el\u0151nyben.<br data-start=\"4034\" data-end=\"4037\" \/>\ud83d\udd39 Azok, akik el akarj\u00e1k ker\u00fclni az eur\u00f3\u00f6vezeten bel\u00fcli \u00e1rfolyamokat<\/p><hr data-start=\"4108\" data-end=\"4111\" \/><h2 data-start=\"4113\" data-end=\"4174\"><strong>\u00d6sszehasonl\u00edt\u00e1s: Openbank vs. Revolut k\u00e1rtya<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Er\u0151forr\u00e1s<\/th><th>Openbank<\/th><th>Revolut (Basic)<\/th><\/tr><\/thead><tbody><tr><td>Annuit\u00e1s<\/td><td>Ingyenes<\/td><td>Ingyenes<\/td><\/tr><tr><td>K\u00e1rtya<\/td><td>Terhel\u00e9s vagy j\u00f3v\u00e1\u00edr\u00e1s<\/td><td>Hitel<\/td><\/tr><tr><td>Elfogad\u00e1s<\/td><td>Mastercard<\/td><td>Mastercard vagy Visa<\/td><\/tr><tr><td>Banksz\u00e1mla<\/td><td>Igen, spanyol IBAN banksz\u00e1ml\u00e1val<\/td><td>Igen, eur\u00f3pai IBAN banksz\u00e1mlasz\u00e1mmal<\/td><\/tr><tr><td>Ingyenes p\u00e9nzfelv\u00e9telek<\/td><td>Igen (Santander)<\/td><td>Ak\u00e1r 200 \u20ac\/h\u00f3<\/td><\/tr><tr><td>Cashback<\/td><td>Nem<\/td><td>Igen (1% eur\u00f3\u00f6vezeten k\u00edv\u00fcl)<\/td><\/tr><tr><td>Virtu\u00e1lis k\u00e1rty\u00e1k<\/td><td>Igen<\/td><td>Igen (eldobhat\u00f3)<\/td><\/tr><tr><td>Alkalmaz\u00e1s portug\u00e1lul<\/td><td>Igen<\/td><td>Igen<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4629\" data-end=\"4644\"><strong>K\u00f6vetkeztet\u00e9s<\/strong><\/h2><p data-start=\"4646\" data-end=\"4804\">O <strong data-start=\"4648\" data-end=\"4667\">Openbank k\u00e1rtya<\/strong> kiv\u00e1l\u00f3 v\u00e1laszt\u00e1s azoknak, akik digit\u00e1lis k\u00e1rty\u00e1t keresnek. <strong data-start=\"4726\" data-end=\"4742\">nincs \u00e9ves d\u00edj<\/strong>, Megb\u00edzhat\u00f3 \u00e9s praktikus mindennapi haszn\u00e1latra vagy eur\u00f3pai utaz\u00e1sra.<\/p><p data-start=\"4806\" data-end=\"4984\">A teljes m\u00e9rt\u00e9kben digit\u00e1lis ir\u00e1ny\u00edt\u00e1ssal, a nemzetk\u00f6zi elfogadotts\u00e1ggal, a t\u00f6bbnyelv\u0171 t\u00e1mogat\u00e1ssal \u00e9s a Santander csoport szil\u00e1rds\u00e1g\u00e1val az Openbank az egyik legjobb eur\u00f3pai digit\u00e1lis sz\u00e1mla.<\/p><p data-start=\"4986\" data-end=\"5112\">Ha Hollandi\u00e1ban \u00e9l, \u00e9s modern, biztons\u00e1gos k\u00e1rty\u00e1t szeretne vissza\u00e9l\u00e9sszer\u0171 d\u00edjak n\u00e9lk\u00fcl, a <strong data-start=\"5067\" data-end=\"5111\">Az Openbank k\u00e1rtya lehet a megfelel\u0151 v\u00e1laszt\u00e1s<\/strong>.<\/p><hr data-start=\"5114\" data-end=\"5117\" \/><h2 data-start=\"5119\" data-end=\"5156\"><strong>GYIK - Openbank k\u00e1rtya Hollandi\u00e1ban<\/strong><\/h2><p data-start=\"5158\" data-end=\"5242\"><strong data-start=\"5158\" data-end=\"5195\">Fizetnem kell a sz\u00e1mlanyit\u00e1s\u00e9rt?<\/strong><br data-start=\"5195\" data-end=\"5198\" \/>Nem. Az Openbank sz\u00e1mla teljesen ingyenes.<\/p><p data-start=\"5244\" data-end=\"5370\"><strong data-start=\"5244\" data-end=\"5281\">Rendelkezik hitelk\u00e1rty\u00e1val?<\/strong><br data-start=\"5281\" data-end=\"5284\" \/>Igen. A hitelfunkci\u00f3t a sz\u00e1mlanyit\u00e1s ut\u00e1n is lehet ig\u00e9nyelni, az elemz\u00e9st\u0151l f\u00fcgg\u0151en.<\/p><p data-start=\"5372\" data-end=\"5466\"><strong data-start=\"5372\" data-end=\"5410\">Elfogadj\u00e1k a k\u00e1rty\u00e1t Hollandi\u00e1n k\u00edv\u00fcl is?<\/strong><br data-start=\"5410\" data-end=\"5413\" \/>Igen, a Mastercardot nemzetk\u00f6zileg elfogadj\u00e1k.<\/p><p data-start=\"5468\" data-end=\"5581\"><strong data-start=\"5468\" data-end=\"5507\">El\u00e9rhet\u0151 az alkalmaz\u00e1s portug\u00e1l nyelven?<\/strong><br data-start=\"5507\" data-end=\"5510\" \/>Igen, az Openbank t\u00e1mogatja a portug\u00e1l \u00e9s m\u00e1s eur\u00f3pai nyelvek haszn\u00e1lat\u00e1t.<\/p><p data-start=\"5583\" data-end=\"5667\"><strong data-start=\"5583\" data-end=\"5610\">M\u0171k\u00f6dik az Apple Pay rendszerrel?<\/strong><br data-start=\"5610\" data-end=\"5613\" \/>Igen. A Google Pay \u00e9s a Samsung Pay fizet\u0151eszk\u00f6z\u00f6kkel is kompatibilis.<\/p><p data-start=\"5669\" data-end=\"5766\"><strong data-start=\"5669\" data-end=\"5690\">Van eur\u00f3pai IBAN-ja?<\/strong><br data-start=\"5690\" data-end=\"5693\" \/>Igen. Az Openbank egy <strong data-start=\"5720\" data-end=\"5737\">Spanyol IBAN<\/strong>, a SEPA eg\u00e9sz ter\u00fclet\u00e9n elfogadott.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Holanda ou em outro pa\u00eds europeu e est\u00e1 em busca de um cart\u00e3o de cr\u00e9dito ou d\u00e9bito com boa aceita\u00e7\u00e3o internacional, controle total pelo celular e sem anuidade, o Cart\u00e3o Openbank pode ser uma excelente alternativa. Cart\u00e3o Openbank Baixa Taxa de Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Neste artigo, voc\u00ea vai conhecer as principais vantagens, taxas, crit\u00e9rios de elegibilidade e funcionalidades que fazem do Openbank uma das melhores op\u00e7\u00f5es de banco digital na Europa. Emitido pelo Openbank, banco digital do Grupo Santander, o cart\u00e3o \u00e9 integrado a uma conta corrente europeia moderna e oferece uma solu\u00e7\u00e3o simples, segura e 100% digital para gerenciar seu dinheiro. Ele \u00e9 ideal para uso di\u00e1rio, compras online, viagens internacionais e para quem deseja fugir da burocracia dos bancos tradicionais. Principais Vantagens do Cart\u00e3o Openbank \ud83d\udcb3 Sem Anuidade O cart\u00e3o e a conta Openbank s\u00e3o totalmente gratuitos, sem taxa de manuten\u00e7\u00e3o mensal. \ud83d\udcf2 Gest\u00e3o Digital Completa Abra sua conta, ative o cart\u00e3o, bloqueie\/desbloqueie, acompanhe transa\u00e7\u00f5es, configure limites e muito mais pelo aplicativo (iOS e Android) ou pelo site oficial. \ud83c\udf0d Cart\u00e3o Internacional \u2013 Mastercard O Cart\u00e3o Openbank \u00e9 aceito em milh\u00f5es de estabelecimentos ao redor do mundo, onde a bandeira Mastercard \u00e9 aceita. \ud83d\udd10 Seguran\u00e7a e Controle em Tempo Real Receba notifica\u00e7\u00f5es instant\u00e2neas por transa\u00e7\u00e3o, utilize autentica\u00e7\u00e3o biom\u00e9trica, controle compras online e bloqueie o cart\u00e3o imediatamente pelo app. \ud83d\udcb8 Saques Gratuitos em Caixas Santander na Europa Clientes Openbank podem realizar saques gratuitos em caixas eletr\u00f4nicos do Grupo Santander em diversos pa\u00edses europeus. \ud83d\udcf1 Compat\u00edvel com Apple Pay, Google Pay e Samsung Pay Utilize o cart\u00e3o diretamente no celular ou smartwatch com total suporte a pagamentos por aproxima\u00e7\u00e3o (NFC). \ud83d\udcb3 Cart\u00e3o F\u00edsico e Virtual Voc\u00ea recebe um cart\u00e3o f\u00edsico e pode usar cart\u00f5es virtuais para compras online mais seguras, incluindo op\u00e7\u00f5es descart\u00e1veis. Cart\u00e3o Openbank Baixa Taxa de Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o Openbank \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Anuidade Gratuita Tipo de Cart\u00e3o D\u00e9bito ou Cr\u00e9dito (sujeito a an\u00e1lise) Saques em Caixas Santander Gratuitos na UE Saques em outros caixas At\u00e9 5 saques\/m\u00eas gratuitos (ou \u20ac1\u2013\u20ac2 por saque adicional) Compras Internacionais Sem taxas extras na zona euro Convers\u00e3o de Moeda (fora do euro) Pode haver spread de 1\u20132% Cart\u00e3o Virtual Gratuito e imediato Cart\u00e3o F\u00edsico Gratuito (envio incluso) Parcelamento (cr\u00e9dito) Dispon\u00edvel conforme an\u00e1lise Cashback N\u00e3o dispon\u00edvel no plano padr\u00e3o Crit\u00e9rios para Solicita\u00e7\u00e3o \u2013 Quem Pode Ter? \u2714\ufe0f Residir em um pa\u00eds eleg\u00edvel da Uni\u00e3o Europeia (incluindo a Holanda)\u2714\ufe0f Ter mais de 18 anos\u2714\ufe0f Documento de identidade v\u00e1lido (passaporte ou RG europeu)\u2714\ufe0f Comprovante de endere\u00e7o (aceito digital)\u2714\ufe0f N\u00famero de celular europeu\u2714\ufe0f An\u00e1lise de cr\u00e9dito para habilitar a fun\u00e7\u00e3o cr\u00e9dito Openbank \u00e9 Confi\u00e1vel? Sim. O Openbank \u00e9 licenciado pelo Banco Central da Espanha e possui cobertura do Fundo de Garantia de Dep\u00f3sitos Europeu de at\u00e9 \u20ac100.000 por cliente. Al\u00e9m disso, o banco faz parte do Grupo Santander, um dos maiores e mais s\u00f3lidos grupos financeiros da Europa. Para quem o Cart\u00e3o Openbank \u00e9 Indicado? \ud83d\udd39 Moradores da Holanda ou da UE que buscam um cart\u00e3o sem anuidade\ud83d\udd39 Viajantes frequentes pela Europa\ud83d\udd39 Quem deseja uma conta europeia com IBAN e gest\u00e3o 100% digital\ud83d\udd39 Usu\u00e1rios que preferem menos burocracia e mais controle pelo app\ud83d\udd39 Pessoas que querem evitar taxas de c\u00e2mbio dentro da zona do euro Comparativo: Cart\u00e3o Openbank vs. Revolut Recurso Openbank Revolut (B\u00e1sico) Anuidade Gratuita Gratuita Cart\u00e3o D\u00e9bito ou Cr\u00e9dito Cr\u00e9dito Aceita\u00e7\u00e3o Mastercard Mastercard ou Visa Conta Banc\u00e1ria Sim, com IBAN espanhol Sim, com IBAN europeu Saques Gratuitos Sim (Santander) At\u00e9 \u20ac200\/m\u00eas Cashback N\u00e3o Sim (1% fora do euro) Cart\u00f5es Virtuais Sim Sim (descart\u00e1veis) App em Portugu\u00eas Sim Sim Conclus\u00e3o O Cart\u00e3o Openbank \u00e9 uma excelente escolha para quem busca um cart\u00e3o digital sem anuidade, confi\u00e1vel e pr\u00e1tico para o dia a dia ou viagens pela Europa. Com gest\u00e3o totalmente digital, aceita\u00e7\u00e3o internacional, suporte multil\u00edngue e a solidez do Grupo Santander, o Openbank se destaca como uma das melhores contas digitais europeias. Se voc\u00ea mora na Holanda e quer um cart\u00e3o moderno, seguro e sem taxas abusivas, o Cart\u00e3o Openbank pode ser a escolha certa. FAQ \u2013 Cart\u00e3o Openbank na Holanda Preciso pagar para abrir a conta?N\u00e3o. A conta Openbank \u00e9 totalmente gratuita. Tem cart\u00e3o de cr\u00e9dito dispon\u00edvel?Sim. A fun\u00e7\u00e3o cr\u00e9dito pode ser solicitada ap\u00f3s a abertura da conta, sujeita \u00e0 an\u00e1lise. O cart\u00e3o \u00e9 aceito fora da Holanda?Sim. O cart\u00e3o Mastercard \u00e9 aceito internacionalmente. O app est\u00e1 dispon\u00edvel em portugu\u00eas?Sim. O Openbank oferece suporte em portugu\u00eas e outros idiomas europeus. Funciona com Apple Pay?Sim. Tamb\u00e9m \u00e9 compat\u00edvel com Google Pay e Samsung Pay. Tem IBAN europeu?Sim. O Openbank fornece um IBAN espanhol, aceito em toda a zona SEPA.<\/p>","protected":false},"author":1,"featured_media":17058,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-17057","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/17057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/comments?post=17057"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/17057\/revisions"}],"predecessor-version":[{"id":17319,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/posts\/17057\/revisions\/17319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/media\/17058"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/media?parent=17057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/categories?post=17057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/tags?post=17057"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/hu\/wp-json\/wp\/v2\/post_folder?post=17057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}