{"id":14085,"date":"2025-12-05T11:26:21","date_gmt":"2025-12-05T11:26:21","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14085"},"modified":"2025-12-25T01:36:29","modified_gmt":"2025-12-25T01:36:29","slug":"alemanha-cartao-broad-como-solicitar-1822direkt","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/lt\/financas\/alemanha-cartao-broad-como-solicitar-1822direkt\/","title":{"rendered":"Como Solicitar o Cart\u00e3o 1822direkt Visa na Alemanha e Tudo o Que Voc\u00ea Precisa Saber"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14085\" class=\"elementor elementor-14085\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">An\u00fancio<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"306\" data-end=\"466\">Solicitar o <strong data-start=\"318\" data-end=\"342\">1822direkt Visa Card<\/strong>, emitido pela Frankfurter Sparkasse, \u00e9 um processo simples, 100% online e dispon\u00edvel para qualquer residente na Alemanha.<\/p><p data-start=\"468\" data-end=\"653\">O cart\u00e3o se destaca pela <strong data-start=\"493\" data-end=\"533\">isen\u00e7\u00e3o de anuidade (com uso m\u00ednimo)<\/strong>, aceita\u00e7\u00e3o internacional Visa e um aplicativo completo para controlar todas as suas finan\u00e7as de forma pr\u00e1tica e segura.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/lt\/financas\/alemanha-cartao-broad-ing\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/elementor\/thumbs\/DCIM-948832-768x463-1-rfph9mc41n3bnlgvcuu4b304cv3qhc4z7qx7xknuca.jpg\" title=\"DCIM-948832-768\u00d7463\" alt=\"DCIM-948832-768x463\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">Cart\u00e3o ING Visa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Anuidade Gr\u00e1tis<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/lt\/financas\/alemanha-cartao-broad-ing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITAR<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(J\u016bs b\u016bsite nukreipti \u012f kit\u0105 puslap\u012f)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"770\" data-end=\"982\">Com controle total pelo app, seguran\u00e7a refor\u00e7ada e condi\u00e7\u00f5es acess\u00edveis, o 1822direkt Visa \u00e9 um excelente aliado para quem deseja organizar gastos, viajar com tranquilidade e aproveitar benef\u00edcios sem burocracia.<\/p><hr data-start=\"984\" data-end=\"987\" \/><h1 data-start=\"989\" data-end=\"1050\">\u2705 <strong data-start=\"993\" data-end=\"1050\">Passo a passo para solicitar o Cart\u00e3o 1822direkt Visa<\/strong><\/h1><h3 data-start=\"1052\" data-end=\"1100\"><strong data-start=\"1056\" data-end=\"1098\">1. Acesse o site oficial da 1822direkt<\/strong><\/h3><p data-start=\"1101\" data-end=\"1256\">Entre no site do banco e clique em <strong data-start=\"1136\" data-end=\"1160\">\u201cGirokonto er\u00f6ffnen\u201d<\/strong> (abrir conta corrente).<br data-start=\"1184\" data-end=\"1187\" \/>Abrir a conta \u00e9 o primeiro passo obrigat\u00f3rio para solicitar o cart\u00e3o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 PE\u00c7A SEU CART\u00c3O  1822DIREKT VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(J\u016bs b\u016bsite nukreipti \u012f kit\u0105 puslap\u012f)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1303\" data-end=\"1337\"><strong data-start=\"1307\" data-end=\"1335\">2. Escolha a conta certa<\/strong><\/h3><p data-start=\"1338\" data-end=\"1389\">As contas que permitem solicitar o cart\u00e3o Visa s\u00e3o:<\/p><ul data-start=\"1391\" data-end=\"1444\"><li data-start=\"1391\" data-end=\"1409\"><p data-start=\"1393\" data-end=\"1409\"><strong data-start=\"1393\" data-end=\"1407\">1822MOBILE<\/strong><\/p><\/li><li data-start=\"1410\" data-end=\"1444\"><p data-start=\"1412\" data-end=\"1444\"><strong data-start=\"1412\" data-end=\"1444\">1822direkt Girokonto Klassik<\/strong><\/p><\/li><\/ul><p data-start=\"1446\" data-end=\"1537\">Ambas s\u00e3o digitais, incluem acesso ao app e permitem solicitar o cart\u00e3o durante o cadastro.<\/p><hr data-start=\"1539\" data-end=\"1542\" \/><h3 data-start=\"1544\" data-end=\"1599\"><strong data-start=\"1548\" data-end=\"1597\">3. Preencha o formul\u00e1rio de abertura de conta<\/strong><\/h3><p data-start=\"1600\" data-end=\"1621\">Voc\u00ea dever\u00e1 informar:<\/p><ul data-start=\"1623\" data-end=\"1755\"><li data-start=\"1623\" data-end=\"1640\"><p data-start=\"1625\" data-end=\"1640\">nome completo<\/p><\/li><li data-start=\"1641\" data-end=\"1665\"><p data-start=\"1643\" data-end=\"1665\">endere\u00e7o na Alemanha<\/p><\/li><li data-start=\"1666\" data-end=\"1687\"><p data-start=\"1668\" data-end=\"1687\">e-mail e telefone<\/p><\/li><li data-start=\"1688\" data-end=\"1713\"><p data-start=\"1690\" data-end=\"1713\">ocupa\u00e7\u00e3o e empregador<\/p><\/li><li data-start=\"1714\" data-end=\"1730\"><p data-start=\"1716\" data-end=\"1730\">renda mensal<\/p><\/li><li data-start=\"1731\" data-end=\"1755\"><p data-start=\"1733\" data-end=\"1755\">dados de identifica\u00e7\u00e3o<\/p><\/li><\/ul><p data-start=\"1757\" data-end=\"1798\">O processo \u00e9 r\u00e1pido e totalmente digital.<\/p><hr data-start=\"1800\" data-end=\"1803\" \/><h3 data-start=\"1805\" data-end=\"1842\"><strong data-start=\"1809\" data-end=\"1840\">4. Verifique sua identidade<\/strong><\/h3><p data-start=\"1843\" data-end=\"1891\">A identidade pode ser confirmada de duas formas:<\/p><ul data-start=\"1893\" data-end=\"2002\"><li data-start=\"1893\" data-end=\"1943\"><p data-start=\"1895\" data-end=\"1943\"><strong data-start=\"1895\" data-end=\"1910\">Video-Ident<\/strong> \u2013 verifica\u00e7\u00e3o por videochamada<\/p><\/li><li data-start=\"1944\" data-end=\"2002\"><p data-start=\"1946\" data-end=\"2002\"><strong data-start=\"1946\" data-end=\"1959\">PostIdent<\/strong> \u2013 verifica\u00e7\u00e3o nos Correios (Deutsche Post)<\/p><\/li><\/ul><p data-start=\"2004\" data-end=\"2057\">Ambos s\u00e3o m\u00e9todos aceitos oficialmente pela Alemanha.<\/p><hr data-start=\"2059\" data-end=\"2062\" \/><h3 data-start=\"2064\" data-end=\"2124\"><strong data-start=\"2068\" data-end=\"2122\">5. Aguarde a aprova\u00e7\u00e3o e receba seu cart\u00e3o em casa<\/strong><\/h3><p data-start=\"2125\" data-end=\"2255\">Ap\u00f3s a verifica\u00e7\u00e3o e abertura da conta, o cart\u00e3o Visa ser\u00e1 enviado ao endere\u00e7o cadastrado, geralmente dentro de 5 a 10 dias \u00fateis.<\/p><hr data-start=\"2257\" data-end=\"2260\" \/><h1 data-start=\"2262\" data-end=\"2317\">\ud83d\udcc4 <strong data-start=\"2267\" data-end=\"2317\">Documentos necess\u00e1rios para solicitar o cart\u00e3o<\/strong><\/h1><p data-start=\"2319\" data-end=\"2360\">Para facilitar o processo, tenha em m\u00e3os:<\/p><h3 data-start=\"2362\" data-end=\"2400\">\u2714 Documento de identidade v\u00e1lido<\/h3><p data-start=\"2401\" data-end=\"2457\">Passaporte ou documento aceito oficialmente na Alemanha.<\/p><h3 data-start=\"2459\" data-end=\"2504\">\u2714 Comprovante de resid\u00eancia (Anmeldung)<\/h3><p data-start=\"2505\" data-end=\"2557\">Documento obrigat\u00f3rio para confirmar onde voc\u00ea mora.<\/p><h3 data-start=\"2559\" data-end=\"2592\">\u2714 N\u00famero fiscal (Steuer-ID)<\/h3><p data-start=\"2593\" data-end=\"2650\">Pode ser solicitado pelo banco para fins de conformidade.<\/p><h3 data-start=\"2652\" data-end=\"2680\">\u2714 Comprovante de renda<\/h3><p data-start=\"2681\" data-end=\"2760\">Extratos, holerites ou contrato de trabalho podem ser exigidos em alguns casos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICITE SEU CART\u00c3O  1822DIREKT VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(J\u016bs b\u016bsite nukreipti \u012f kit\u0105 puslap\u012f)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"2811\" data-end=\"2863\"><strong data-start=\"2816\" data-end=\"2863\">Taxas e condi\u00e7\u00f5es do Cart\u00e3o 1822direkt Visa<\/strong><\/h1><h3 data-start=\"2865\" data-end=\"2885\"><strong data-start=\"2869\" data-end=\"2883\">\u2022 Anuidade<\/strong><\/h3><ul data-start=\"2886\" data-end=\"2996\"><li data-start=\"2886\" data-end=\"2939\"><p data-start=\"2888\" data-end=\"2939\"><strong data-start=\"2888\" data-end=\"2900\">Gratuita<\/strong> com pelo menos <strong data-start=\"2916\" data-end=\"2936\">1 compra por ano<\/strong>.<\/p><\/li><li data-start=\"2940\" data-end=\"2996\"><p data-start=\"2942\" data-end=\"2996\">Caso n\u00e3o haja uso, \u00e9 cobrada taxa anual de <strong data-start=\"2985\" data-end=\"2995\">\u20ac29,90<\/strong>.<\/p><\/li><\/ul><h3 data-start=\"2998\" data-end=\"3028\"><strong data-start=\"3002\" data-end=\"3026\">\u2022 Saques na Alemanha<\/strong><\/h3><ul data-start=\"3029\" data-end=\"3149\"><li data-start=\"3029\" data-end=\"3101\"><p data-start=\"3031\" data-end=\"3101\"><strong data-start=\"3031\" data-end=\"3044\">Gratuitos<\/strong> nos caixas eletr\u00f4nicos Sparkasse (Sparkassen-Verbund).<\/p><\/li><li data-start=\"3102\" data-end=\"3149\"><p data-start=\"3104\" data-end=\"3149\">Fora da Sparkasse, taxas podem ser aplicadas.<\/p><\/li><\/ul><h3 data-start=\"3151\" data-end=\"3181\"><strong data-start=\"3155\" data-end=\"3179\">\u2022 Saques no exterior<\/strong><\/h3><ul data-start=\"3182\" data-end=\"3284\"><li data-start=\"3182\" data-end=\"3230\"><p data-start=\"3184\" data-end=\"3230\">Permitidos, mas sujeitos a tarifa adicional.<\/p><\/li><li data-start=\"3231\" data-end=\"3284\"><p data-start=\"3233\" data-end=\"3284\">Taxa m\u00e9dia: <strong data-start=\"3245\" data-end=\"3254\">1,75%<\/strong> do valor sacado fora do euro.<\/p><\/li><\/ul><h3 data-start=\"3286\" data-end=\"3326\"><strong data-start=\"3290\" data-end=\"3324\">\u2022 Compras em moeda estrangeira<\/strong><\/h3><ul data-start=\"3327\" data-end=\"3394\"><li data-start=\"3327\" data-end=\"3394\"><p data-start=\"3329\" data-end=\"3394\">Taxa de convers\u00e3o de <strong data-start=\"3350\" data-end=\"3359\">1,75%<\/strong> para compras fora da zona do euro.<\/p><\/li><\/ul><h3 data-start=\"3396\" data-end=\"3432\"><strong data-start=\"3400\" data-end=\"3430\">\u2022 Conta corrente vinculada<\/strong><\/h3><p data-start=\"3433\" data-end=\"3559\">A conta 1822direkt \u00e9 gratuita com movimenta\u00e7\u00e3o mensal m\u00ednima de <strong data-start=\"3497\" data-end=\"3505\">\u20ac700<\/strong>.<br data-start=\"3506\" data-end=\"3509\" \/>Caso contr\u00e1rio, pode haver cobran\u00e7a de manuten\u00e7\u00e3o.<\/p><hr data-start=\"3561\" data-end=\"3564\" \/><h1 data-start=\"3566\" data-end=\"3621\">\ud83d\udcf1 <strong data-start=\"3571\" data-end=\"3621\">Funcionalidades digitais e recursos adicionais<\/strong><\/h1><h3 data-start=\"3623\" data-end=\"3663\"><strong data-start=\"3627\" data-end=\"3661\">App 1822direkt (iOS e Android)<\/strong><\/h3><ul data-start=\"3664\" data-end=\"3829\"><li data-start=\"3664\" data-end=\"3695\"><p data-start=\"3666\" data-end=\"3695\">consultar extratos e gastos<\/p><\/li><li data-start=\"3696\" data-end=\"3715\"><p data-start=\"3698\" data-end=\"3715\">definir limites<\/p><\/li><li data-start=\"3716\" data-end=\"3754\"><p data-start=\"3718\" data-end=\"3754\">bloquear o cart\u00e3o instantaneamente<\/p><\/li><li data-start=\"3755\" data-end=\"3773\"><p data-start=\"3757\" data-end=\"3773\">ativar alertas<\/p><\/li><li data-start=\"3774\" data-end=\"3796\"><p data-start=\"3776\" data-end=\"3796\">visualizar faturas<\/p><\/li><li data-start=\"3797\" data-end=\"3829\"><p data-start=\"3799\" data-end=\"3829\">organizar toda a conta digital<\/p><\/li><\/ul><h3 data-start=\"3831\" data-end=\"3863\"><strong data-start=\"3835\" data-end=\"3861\">Apple Pay e Google Pay<\/strong><\/h3><p data-start=\"3864\" data-end=\"3910\">Aceita pagamentos por aproxima\u00e7\u00e3o com celular.<\/p><h3 data-start=\"3912\" data-end=\"3940\"><strong data-start=\"3916\" data-end=\"3938\">Seguran\u00e7a avan\u00e7ada<\/strong><\/h3><ul data-start=\"3941\" data-end=\"4046\"><li data-start=\"3941\" data-end=\"3968\"><p data-start=\"3943\" data-end=\"3968\">3D Secure (Visa Secure)<\/p><\/li><li data-start=\"3969\" data-end=\"4001\"><p data-start=\"3971\" data-end=\"4001\">Autentica\u00e7\u00e3o de dois fatores<\/p><\/li><li data-start=\"4002\" data-end=\"4046\"><p data-start=\"4004\" data-end=\"4046\">Alertas instant\u00e2neos para cada transa\u00e7\u00e3o<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 ADQUIRA SEU CART\u00c3O  1822DIREKT VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(J\u016bs b\u016bsite nukreipti \u012f kit\u0105 puslap\u012f)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"4096\" data-end=\"4111\"><strong data-start=\"4098\" data-end=\"4111\">I\u0161vada<\/strong><\/h1><p data-start=\"4113\" data-end=\"4222\">O <strong data-start=\"4115\" data-end=\"4139\">1822direkt Visa Card<\/strong> \u00e9 uma das melhores op\u00e7\u00f5es de cart\u00e3o de cr\u00e9dito para quem vive na Alemanha e busca:<\/p><ul data-start=\"4224\" data-end=\"4425\"><li data-start=\"4224\" data-end=\"4260\"><p data-start=\"4226\" data-end=\"4260\"><strong data-start=\"4226\" data-end=\"4258\">anuidade zero com uso m\u00ednimo<\/strong><\/p><\/li><li data-start=\"4261\" data-end=\"4299\"><p data-start=\"4263\" data-end=\"4299\">acesso a uma conta digital moderna<\/p><\/li><li data-start=\"4300\" data-end=\"4323\"><p data-start=\"4302\" data-end=\"4323\">seguran\u00e7a refor\u00e7ada<\/p><\/li><li data-start=\"4324\" data-end=\"4357\"><p data-start=\"4326\" data-end=\"4357\">saques gratuitos na Sparkasse<\/p><\/li><li data-start=\"4358\" data-end=\"4390\"><p data-start=\"4360\" data-end=\"4390\">aceita\u00e7\u00e3o internacional Visa<\/p><\/li><li data-start=\"4391\" data-end=\"4425\"><p data-start=\"4393\" data-end=\"4425\">controle total pelo aplicativo<\/p><\/li><\/ul><p data-start=\"4427\" data-end=\"4540\">Perfeito para estudantes, expatriados e profissionais que desejam praticidade, economia e liberdade no dia a dia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Solicitar o 1822direkt Visa Card, emitido pela Frankfurter Sparkasse, \u00e9 um processo simples, 100% online e dispon\u00edvel para qualquer residente na Alemanha. O cart\u00e3o se destaca pela isen\u00e7\u00e3o de anuidade (com uso m\u00ednimo), aceita\u00e7\u00e3o internacional Visa e um aplicativo completo para controlar todas as suas finan\u00e7as de forma pr\u00e1tica e segura. Cart\u00e3o ING Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com controle total pelo app, seguran\u00e7a refor\u00e7ada e condi\u00e7\u00f5es acess\u00edveis, o 1822direkt Visa \u00e9 um excelente aliado para quem deseja organizar gastos, viajar com tranquilidade e aproveitar benef\u00edcios sem burocracia. \u2705 Passo a passo para solicitar o Cart\u00e3o 1822direkt Visa 1. Acesse o site oficial da 1822direkt Entre no site do banco e clique em \u201cGirokonto er\u00f6ffnen\u201d (abrir conta corrente).Abrir a conta \u00e9 o primeiro passo obrigat\u00f3rio para solicitar o cart\u00e3o. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Escolha a conta certa As contas que permitem solicitar o cart\u00e3o Visa s\u00e3o: 1822MOBILE 1822direkt Girokonto Klassik Ambas s\u00e3o digitais, incluem acesso ao app e permitem solicitar o cart\u00e3o durante o cadastro. 3. Preencha o formul\u00e1rio de abertura de conta Voc\u00ea dever\u00e1 informar: nome completo endere\u00e7o na Alemanha e-mail e telefone ocupa\u00e7\u00e3o e empregador renda mensal dados de identifica\u00e7\u00e3o O processo \u00e9 r\u00e1pido e totalmente digital. 4. Verifique sua identidade A identidade pode ser confirmada de duas formas: Video-Ident \u2013 verifica\u00e7\u00e3o por videochamada PostIdent \u2013 verifica\u00e7\u00e3o nos Correios (Deutsche Post) Ambos s\u00e3o m\u00e9todos aceitos oficialmente pela Alemanha. 5. Aguarde a aprova\u00e7\u00e3o e receba seu cart\u00e3o em casa Ap\u00f3s a verifica\u00e7\u00e3o e abertura da conta, o cart\u00e3o Visa ser\u00e1 enviado ao endere\u00e7o cadastrado, geralmente dentro de 5 a 10 dias \u00fateis. \ud83d\udcc4 Documentos necess\u00e1rios para solicitar o cart\u00e3o Para facilitar o processo, tenha em m\u00e3os: \u2714 Documento de identidade v\u00e1lido Passaporte ou documento aceito oficialmente na Alemanha. \u2714 Comprovante de resid\u00eancia (Anmeldung) Documento obrigat\u00f3rio para confirmar onde voc\u00ea mora. \u2714 N\u00famero fiscal (Steuer-ID) Pode ser solicitado pelo banco para fins de conformidade. \u2714 Comprovante de renda Extratos, holerites ou contrato de trabalho podem ser exigidos em alguns casos. \ud83d\udc49 SOLICITE SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Taxas e condi\u00e7\u00f5es do Cart\u00e3o 1822direkt Visa \u2022 Anuidade Gratuita com pelo menos 1 compra por ano. Caso n\u00e3o haja uso, \u00e9 cobrada taxa anual de \u20ac29,90. \u2022 Saques na Alemanha Gratuitos nos caixas eletr\u00f4nicos Sparkasse (Sparkassen-Verbund). Fora da Sparkasse, taxas podem ser aplicadas. \u2022 Saques no exterior Permitidos, mas sujeitos a tarifa adicional. Taxa m\u00e9dia: 1,75% do valor sacado fora do euro. \u2022 Compras em moeda estrangeira Taxa de convers\u00e3o de 1,75% para compras fora da zona do euro. \u2022 Conta corrente vinculada A conta 1822direkt \u00e9 gratuita com movimenta\u00e7\u00e3o mensal m\u00ednima de \u20ac700.Caso contr\u00e1rio, pode haver cobran\u00e7a de manuten\u00e7\u00e3o. \ud83d\udcf1 Funcionalidades digitais e recursos adicionais App 1822direkt (iOS e Android) consultar extratos e gastos definir limites bloquear o cart\u00e3o instantaneamente ativar alertas visualizar faturas organizar toda a conta digital Apple Pay e Google Pay Aceita pagamentos por aproxima\u00e7\u00e3o com celular. Seguran\u00e7a avan\u00e7ada 3D Secure (Visa Secure) Autentica\u00e7\u00e3o de dois fatores Alertas instant\u00e2neos para cada transa\u00e7\u00e3o \ud83d\udc49 ADQUIRA SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o O 1822direkt Visa Card \u00e9 uma das melhores op\u00e7\u00f5es de cart\u00e3o de cr\u00e9dito para quem vive na Alemanha e busca: anuidade zero com uso m\u00ednimo acesso a uma conta digital moderna seguran\u00e7a refor\u00e7ada saques gratuitos na Sparkasse aceita\u00e7\u00e3o internacional Visa controle total pelo aplicativo Perfeito para estudantes, expatriados e profissionais que desejam praticidade, economia e liberdade no dia a dia.<\/p>","protected":false},"author":1,"featured_media":14086,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/posts\/14085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/comments?post=14085"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/posts\/14085\/revisions"}],"predecessor-version":[{"id":17247,"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/posts\/14085\/revisions\/17247"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/media\/14086"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/media?parent=14085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/categories?post=14085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/tags?post=14085"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/lt\/wp-json\/wp\/v2\/post_folder?post=14085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}