{"id":14138,"date":"2025-12-05T12:27:10","date_gmt":"2025-12-05T12:27:10","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14138"},"modified":"2025-12-25T01:32:16","modified_gmt":"2025-12-25T01:32:16","slug":"duitsland-dkb-brede-kaart","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/nl\/financas\/alemanha-cartao-broad-dkb\/","title":{"rendered":"DKB Visa Card: de eenvoudige en effici\u00ebnte oplossing voor uw financi\u00ebn in Duitsland"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14138\" class=\"elementor elementor-14138\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Advertenties<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"290\" data-end=\"610\">Als je op zoek bent naar een creditcard <strong data-start=\"327\" data-end=\"343\">geen jaarlijkse kosten<\/strong>, Eenvoudig te bedienen en met echte voordelen voor het dagelijks leven. <strong data-start=\"407\" data-end=\"424\">DKB Visa-kaart<\/strong> is een van de beste opties in Duitsland. Het combineert praktisch nut, veiligheid, zuinigheid en internationale acceptatie - ideaal voor wie financi\u00eble controle en transparantie belangrijk vindt.<\/p><p data-start=\"612\" data-end=\"790\">In dit artikel lees je alles over DKB Visa: geen kosten, exclusieve voordelen, goedkeuringscriteria, kosten, digitale functionaliteiten en hoe je een aanvraag indient.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/nl\/financien\/duitsland-brede-kaart-hoe-aanvragen-dkb\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"700\" height=\"432\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card.jpg\" class=\"attachment-full size-full wp-image-14133\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card.jpg 700w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card-300x185.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/dkb-visa-card-18x12.jpg 18w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">DKB Visa-kaart<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gratis lidmaatschap<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/duitsland-brede-kaart-hoe-aanvragen-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VERZOEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"852\" data-end=\"1054\">Uitgegeven door <strong data-start=\"865\" data-end=\"894\">Deutsche Kreditbank (DKB)<\/strong>, De kaart is een van de grootste digitale banken van Duitsland en onderscheidt zich door het aanbieden van moderne diensten, effici\u00ebnte ondersteuning en geen kosten voor klanten met een actieve status.<\/p><hr data-start=\"1056\" data-end=\"1059\" \/><h1 data-start=\"1061\" data-end=\"1094\"><strong data-start=\"1063\" data-end=\"1094\">Voordelen DKB Visa Card<\/strong><\/h1><h3 data-start=\"1096\" data-end=\"1123\"><strong data-start=\"1100\" data-end=\"1121\">Gratis jaarlijks lidmaatschap<\/strong><\/h3><p data-start=\"1124\" data-end=\"1255\">De kaart is helemaal gratis voor actieve klanten (<strong data-start=\"1177\" data-end=\"1191\">Aktivkunde<\/strong>), waardoor vaste kosten wegvallen en besparingen op lange termijn gegarandeerd zijn.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/duitsland-brede-kaart-hoe-aanvragen-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BESTEL UW DKB-VISUMKAART<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1262\" data-end=\"1304\"><strong data-start=\"1266\" data-end=\"1302\">Volledige controle via de app<\/strong><\/h3><p data-start=\"1305\" data-end=\"1343\">In de DKB app (Android en iOS) kun je:<\/p><ul data-start=\"1344\" data-end=\"1460\"><li data-start=\"1344\" data-end=\"1368\"><p data-start=\"1346\" data-end=\"1368\">Transacties volgen<\/p><\/li><li data-start=\"1369\" data-end=\"1400\"><p data-start=\"1371\" data-end=\"1400\">Facturen en limieten raadplegen<\/p><\/li><li data-start=\"1401\" data-end=\"1424\"><p data-start=\"1403\" data-end=\"1424\">Betalingen verrichten<\/p><\/li><li data-start=\"1425\" data-end=\"1460\"><p data-start=\"1427\" data-end=\"1460\">De kaart blokkeren en deblokkeren<\/p><\/li><\/ul><p data-start=\"1462\" data-end=\"1503\">Alles in realtime en volledig veilig.<\/p><hr data-start=\"1505\" data-end=\"1508\" \/><h3 data-start=\"1510\" data-end=\"1545\"><strong data-start=\"1514\" data-end=\"1543\">Internationale acceptatie<\/strong><\/h3><p data-start=\"1546\" data-end=\"1668\">Als Visa-kaart wordt de kaart geaccepteerd bij miljoenen bedrijven binnen en buiten Duitsland, zowel in fysieke winkels als online.<\/p><hr data-start=\"1670\" data-end=\"1673\" \/><h3 data-start=\"1675\" data-end=\"1703\"><strong data-start=\"1679\" data-end=\"1701\">Gratis geld opnemen<\/strong><\/h3><p data-start=\"1704\" data-end=\"1831\">Actieve klanten kunnen geld opnemen bij geldautomaten in het buitenland <strong data-start=\"1775\" data-end=\"1793\">zonder een vergoeding te betalen<\/strong>, Dit is een enorm voordeel voor reizigers.<\/p><hr data-start=\"1833\" data-end=\"1836\" \/><h3 data-start=\"1838\" data-end=\"1871\"><strong data-start=\"1842\" data-end=\"1869\">Cashback op promoties<\/strong><\/h3><p data-start=\"1872\" data-end=\"1987\">DKB voert seizoensgebonden cashbackcampagnes in partnerwinkels, waarbij extra wordt bespaard op specifieke aankopen.<\/p><hr data-start=\"1989\" data-end=\"1992\" \/><h3 data-start=\"1994\" data-end=\"2026\"><strong data-start=\"1998\" data-end=\"2024\">\u2714 Geen verborgen kosten<\/strong><\/h3><p data-start=\"2027\" data-end=\"2116\">De bank volgt een strikt transparantiebeleid - je weet altijd waar je voor betaalt.<\/p><hr data-start=\"2118\" data-end=\"2121\" \/><h3 data-start=\"2123\" data-end=\"2154\"><strong data-start=\"2127\" data-end=\"2152\">Versterkte beveiliging<\/strong><\/h3><p data-start=\"2155\" data-end=\"2280\">Met 3D Secure-verificatie, directe meldingen en app-bediening biedt de kaart volledige bescherming tegen fraude.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/duitsland-brede-kaart-hoe-aanvragen-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BESTEL UW DKB-VISUMKAART<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"2347\" data-end=\"2399\"><strong data-start=\"2349\" data-end=\"2399\">DKB Visa Credit Card - Tarieven en voorwaarden<\/strong><\/h1><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"2401\" data-end=\"3095\"><thead data-start=\"2401\" data-end=\"2438\"><tr data-start=\"2401\" data-end=\"2438\"><th data-start=\"2401\" data-end=\"2415\" data-col-size=\"sm\"><strong data-start=\"2403\" data-end=\"2414\">Service<\/strong><\/th><th data-start=\"2415\" data-end=\"2438\" data-col-size=\"lg\"><strong data-start=\"2417\" data-end=\"2436\">Standaard voorwaarde<\/strong><\/th><\/tr><\/thead><tbody data-start=\"2477\" data-end=\"3095\"><tr data-start=\"2477\" data-end=\"2637\"><td data-start=\"2477\" data-end=\"2512\" data-col-size=\"sm\"><strong data-start=\"2479\" data-end=\"2511\">Geldautomaat opnames<\/strong><\/td><td data-start=\"2512\" data-end=\"2637\" data-col-size=\"lg\">Gratis in de eurozone voor Aktiv-klanten. Buiten de eurozone of voor niet-actieve klanten kunnen kosten van toepassing zijn.<\/td><\/tr><tr data-start=\"2638\" data-end=\"2684\"><td data-start=\"2638\" data-end=\"2667\" data-col-size=\"sm\"><strong data-start=\"2640\" data-end=\"2666\">Jaarlijkse kosten \/ Maandelijkse kosten<\/strong><\/td><td data-start=\"2667\" data-end=\"2684\" data-col-size=\"lg\">100% gratis<\/td><\/tr><tr data-start=\"2685\" data-end=\"2728\"><td data-start=\"2685\" data-end=\"2700\" data-col-size=\"sm\"><strong data-start=\"2687\" data-end=\"2699\">Geld terug<\/strong><\/td><td data-start=\"2700\" data-end=\"2728\" data-col-size=\"lg\">Geen vast programma<\/td><\/tr><tr data-start=\"2729\" data-end=\"2830\"><td data-start=\"2729\" data-end=\"2753\" data-col-size=\"sm\"><strong data-start=\"2731\" data-end=\"2752\">Kredietlimiet<\/strong><\/td><td data-start=\"2753\" data-end=\"2830\" data-col-size=\"lg\">Flexibel - afhankelijk van de kredietanalyse (meestal tussen \u20ac500 en \u20ac5.000)<\/td><\/tr><tr data-start=\"2831\" data-end=\"2935\"><td data-start=\"2831\" data-end=\"2857\" data-col-size=\"sm\"><strong data-start=\"2833\" data-end=\"2856\">Winkelen in het buitenland<\/strong><\/td><td data-start=\"2857\" data-end=\"2935\" data-col-size=\"lg\">Geen kosten voor Aktiv-klanten. Anders tot 2.20% wisselkoers.<\/td><\/tr><tr data-start=\"2936\" data-end=\"3015\"><td data-start=\"2936\" data-end=\"2965\" data-col-size=\"sm\"><strong data-start=\"2938\" data-end=\"2964\">Factuur termijnen<\/strong><\/td><td data-start=\"2965\" data-end=\"3015\" data-col-size=\"lg\">Niet beschikbaar (factuur volledig afgeschreven)<\/td><\/tr><tr data-start=\"3016\" data-end=\"3095\"><td data-start=\"3016\" data-end=\"3039\" data-col-size=\"sm\"><strong data-start=\"3018\" data-end=\"3038\">Extra kaart<\/strong><\/td><td data-start=\"3039\" data-end=\"3095\" data-col-size=\"lg\">Niet altijd beschikbaar - afhankelijk van het profiel van de klant<\/td><\/tr><\/tbody><\/table><h2 data-start=\"3102\" data-end=\"3153\"><strong data-start=\"3104\" data-end=\"3153\">Criteria voor het toekennen van kredietlimieten<\/strong><\/h2><p data-start=\"3155\" data-end=\"3211\">DKB evalueert verschillende factoren bij het bepalen van de initi\u00eble limiet:<\/p><ul data-start=\"3213\" data-end=\"3390\"><li data-start=\"3213\" data-end=\"3245\"><p data-start=\"3215\" data-end=\"3245\">Bewijs van een stabiel inkomen<\/p><\/li><li data-start=\"3246\" data-end=\"3288\"><p data-start=\"3248\" data-end=\"3288\">Positieve kredietgeschiedenis (Schufa)<\/p><\/li><li data-start=\"3289\" data-end=\"3324\"><p data-start=\"3291\" data-end=\"3324\">Duur van het verblijf in Duitsland<\/p><\/li><li data-start=\"3325\" data-end=\"3360\"><p data-start=\"3327\" data-end=\"3360\">Type visum voor buitenlanders<\/p><\/li><li data-start=\"3361\" data-end=\"3390\"><p data-start=\"3363\" data-end=\"3390\">Bewegingen op de DKB-rekening<\/p><\/li><\/ul><p data-start=\"3392\" data-end=\"3458\">Bij verantwoord gebruik neemt de limiet meestal in de loop van de maanden toe.<\/p><hr data-start=\"3460\" data-end=\"3463\" \/><h3 data-start=\"3465\" data-end=\"3511\"><strong data-start=\"3469\" data-end=\"3509\">Kan ik worden goedgekeurd met slecht krediet?<\/strong><\/h3><p data-start=\"3512\" data-end=\"3601\">DKB is streng. Een negatief dossier bij Schufa vermindert de kans op goedkeuring aanzienlijk.<\/p><hr data-start=\"3603\" data-end=\"3606\" \/><h2 data-start=\"3608\" data-end=\"3647\"><strong data-start=\"3610\" data-end=\"3647\">Hoe vraag ik een DKB Visa Card aan?<\/strong><\/h2><p data-start=\"3649\" data-end=\"3678\">Bestellen kan volledig online:<\/p><ol data-start=\"3680\" data-end=\"3888\"><li data-start=\"3680\" data-end=\"3713\"><p data-start=\"3683\" data-end=\"3713\">Bezoek de offici\u00eble DKB website<\/p><\/li><li data-start=\"3714\" data-end=\"3751\"><p data-start=\"3717\" data-end=\"3751\">Open een gratis zichtrekening<\/p><\/li><li data-start=\"3752\" data-end=\"3825\"><p data-start=\"3755\" data-end=\"3825\">Controleer uw identiteit via <strong data-start=\"3792\" data-end=\"3806\">VideoIdent<\/strong> of <strong data-start=\"3810\" data-end=\"3823\">PostIdent<\/strong><\/p><\/li><li data-start=\"3826\" data-end=\"3888\"><p data-start=\"3829\" data-end=\"3888\">Wacht tot de kaart is goedgekeurd en naar je adres is verzonden<\/p><\/li><\/ol><p data-start=\"3890\" data-end=\"3956\">Zodra de account is geactiveerd, wordt de kaart automatisch uitgegeven.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/duitsland-brede-kaart-hoe-aanvragen-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 JE DKB-VISUMKAART AANVRAGEN<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"3963\" data-end=\"3997\"><strong data-start=\"3965\" data-end=\"3997\">DKB's veiligheid en reputatie<\/strong><\/h1><p data-start=\"3999\" data-end=\"4044\">A <strong data-start=\"4001\" data-end=\"4027\">Deutsche Kreditbank AG<\/strong> is een verwijzing in:<\/p><ul data-start=\"4045\" data-end=\"4142\"><li data-start=\"4045\" data-end=\"4062\"><p data-start=\"4047\" data-end=\"4062\">Transparantie<\/p><\/li><li data-start=\"4063\" data-end=\"4076\"><p data-start=\"4065\" data-end=\"4076\">Beveiliging<\/p><\/li><li data-start=\"4077\" data-end=\"4110\"><p data-start=\"4079\" data-end=\"4110\">Effici\u00ebnte digitale klantenservice<\/p><\/li><li data-start=\"4111\" data-end=\"4142\"><p data-start=\"4113\" data-end=\"4142\">Moderne banktechnologie<\/p><\/li><\/ul><p data-start=\"4144\" data-end=\"4201\">Ondersteuning wordt geboden via de app, chat en het callcenter.<\/p><hr data-start=\"4203\" data-end=\"4206\" \/><h1 data-start=\"4208\" data-end=\"4243\"><strong data-start=\"4210\" data-end=\"4243\">Voor wie is DKB Visa ideaal?<\/strong><\/h1><p data-start=\"4245\" data-end=\"4489\">Inwoners van Duitsland<br data-start=\"4269\" data-end=\"4272\" \/>Studenten en werknemers<br data-start=\"4300\" data-end=\"4303\" \/>Expats met bewezen inkomen<br data-start=\"4337\" data-end=\"4340\" \/>Mensen die Europa in- en uitreizen<br data-start=\"4384\" data-end=\"4387\" \/>Die de voorkeur geeft aan volledig digitale bediening<br data-start=\"4427\" data-end=\"4430\" \/>Klanten die waarde hechten aan besparingen en geen verborgen kosten<\/p><hr data-start=\"4491\" data-end=\"4494\" \/><h1 data-start=\"4496\" data-end=\"4556\"><strong data-start=\"4498\" data-end=\"4556\">Promotievoordelen - DKB Visa vs DKB Promoties<\/strong><\/h1><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"4558\" data-end=\"4884\"><thead data-start=\"4558\" data-end=\"4626\"><tr data-start=\"4558\" data-end=\"4626\"><th data-start=\"4558\" data-end=\"4574\" data-col-size=\"sm\"><strong data-start=\"4560\" data-end=\"4573\">Voordelen<\/strong><\/th><th data-start=\"4574\" data-end=\"4596\" data-col-size=\"sm\"><strong data-start=\"4576\" data-end=\"4595\">DKB Visa-kaart<\/strong><\/th><th data-start=\"4596\" data-end=\"4626\" data-col-size=\"sm\"><strong data-start=\"4598\" data-end=\"4624\">DKB Account Promoties<\/strong><\/th><\/tr><\/thead><tbody data-start=\"4697\" data-end=\"4884\"><tr data-start=\"4697\" data-end=\"4762\"><td data-start=\"4697\" data-end=\"4720\" data-col-size=\"sm\">Punten \/ beloningen<\/td><td data-start=\"4720\" data-end=\"4737\" data-col-size=\"sm\">Niet beschikbaar<\/td><td data-start=\"4737\" data-end=\"4762\" data-col-size=\"sm\">Geen actief programma<\/td><\/tr><tr data-start=\"4763\" data-end=\"4817\"><td data-start=\"4763\" data-end=\"4774\" data-col-size=\"sm\">Geld terug<\/td><td data-start=\"4774\" data-end=\"4795\" data-col-size=\"sm\">Eenmalige campagnes<\/td><td data-start=\"4795\" data-end=\"4817\" data-col-size=\"sm\">Seizoensgebonden campagnes<\/td><\/tr><tr data-start=\"4818\" data-end=\"4884\"><td data-start=\"4818\" data-end=\"4841\" data-col-size=\"sm\">Bonus voor het openen van een rekening<\/td><td data-start=\"4841\" data-end=\"4847\" data-col-size=\"sm\">Geen<\/td><td data-start=\"4847\" data-end=\"4884\" data-col-size=\"sm\">Er kunnen bonussen zijn tussen \u20ac50 en \u20ac100<\/td><\/tr><\/tbody><\/table><\/div><\/div><hr data-start=\"4886\" data-end=\"4889\" \/><h1 data-start=\"4891\" data-end=\"4932\"><strong data-start=\"4893\" data-end=\"4932\">Waarom kiezen voor de DKB Visa Card?<\/strong><\/h1><ul data-start=\"4934\" data-end=\"5179\"><li data-start=\"4934\" data-end=\"4962\"><p data-start=\"4936\" data-end=\"4962\">Volledig digitaal bankieren<\/p><\/li><li data-start=\"4963\" data-end=\"4980\"><p data-start=\"4965\" data-end=\"4980\">Geen jaarlijkse kosten<\/p><\/li><li data-start=\"4981\" data-end=\"5040\"><p data-start=\"4983\" data-end=\"5040\">Gratis geld opnemen in de eurozone (voor actieve klanten)<\/p><\/li><li data-start=\"5041\" data-end=\"5069\"><p data-start=\"5043\" data-end=\"5069\">Complete en intu\u00eftieve app<\/p><\/li><li data-start=\"5070\" data-end=\"5107\"><p data-start=\"5072\" data-end=\"5107\">Internationale acceptatie door Visa<\/p><\/li><li data-start=\"5108\" data-end=\"5130\"><p data-start=\"5110\" data-end=\"5130\">Geavanceerde beveiliging<\/p><\/li><li data-start=\"5131\" data-end=\"5179\"><p data-start=\"5133\" data-end=\"5179\">Ideaal voor wie praktisch en zuinig wil zijn<\/p><\/li><\/ul><hr data-start=\"5181\" data-end=\"5184\" \/><h1 data-start=\"5186\" data-end=\"5201\"><strong data-start=\"5188\" data-end=\"5201\">Conclusie<\/strong><\/h1><p data-start=\"5203\" data-end=\"5510\">O <strong data-start=\"5205\" data-end=\"5222\">DKB Visa-kaart<\/strong> is een uitstekende optie voor mensen die in Duitsland wonen en een praktische, gratis kaart willen met volledige controle via de app. Met wereldwijde acceptatie, verbeterde beveiliging en voordelen zoals gratis geldopnames en seizoensgebonden promoties, is het een uitstekende keuze voor mensen die op zoek zijn naar financi\u00eble autonomie zonder bureaucratie.<\/p><p data-start=\"5512\" data-end=\"5617\">Als u op zoek bent naar gemak, zuinigheid en effici\u00ebntie, dan is DKB Visa een slimme keuze voor dagelijks gebruik.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea procura um cart\u00e3o de cr\u00e9dito sem anuidade, f\u00e1cil de controlar e com benef\u00edcios reais para o dia a dia, o DKB Visa Card \u00e9 uma das melhores op\u00e7\u00f5es dispon\u00edveis na Alemanha. Ele combina praticidade, seguran\u00e7a, economia e aceita\u00e7\u00e3o internacional \u2014 ideal para quem valoriza controle financeiro e transpar\u00eancia. Neste artigo, voc\u00ea vai conhecer todos os detalhes do DKB Visa: isen\u00e7\u00e3o de tarifas, vantagens exclusivas, crit\u00e9rios de aprova\u00e7\u00e3o, taxas, funcionalidades digitais e como solicitar. Cart\u00e3o DKB Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo Deutsche Kreditbank (DKB), um dos maiores bancos digitais da Alemanha, o cart\u00e3o se destaca por oferecer servi\u00e7os modernos, suporte eficiente e custo zero para clientes com status ativo. Benef\u00edcios do DKB Visa Card \u2714 Anuidade gr\u00e1tis O cart\u00e3o \u00e9 totalmente gratuito para clientes ativos (Aktivkunde), eliminando custos fixos e garantindo economia no longo prazo. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O DKB VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2714 Controle total pelo aplicativo No app DKB (Android e iOS), voc\u00ea pode: Monitorar transa\u00e7\u00f5es Consultar faturas e limites Realizar pagamentos Bloquear e desbloquear o cart\u00e3o Tudo em tempo real e com seguran\u00e7a total. \u2714 Aceita\u00e7\u00e3o internacional Como cart\u00e3o Visa, \u00e9 aceito em milh\u00f5es de estabelecimentos dentro e fora da Alemanha, tanto em lojas f\u00edsicas quanto online. \u2714 Saques gratuitos Clientes ativos podem sacar dinheiro em caixas eletr\u00f4nicos no exterior sem pagar taxa, uma vantagem enorme para quem viaja. \u2714 Cashback em promo\u00e7\u00f5es A DKB realiza campanhas sazonais com cashback em lojas parceiras, oferecendo economia extra em compras espec\u00edficas. \u2714 Sem taxas escondidas O banco segue uma pol\u00edtica r\u00edgida de transpar\u00eancia \u2014 voc\u00ea sempre sabe o que est\u00e1 pagando. \u2714 Seguran\u00e7a refor\u00e7ada Com autentica\u00e7\u00e3o 3D Secure, notifica\u00e7\u00f5es instant\u00e2neas e controles via app, o cart\u00e3o oferece prote\u00e7\u00e3o completa contra fraudes. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O DKB VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o de Cr\u00e9dito DKB Visa \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em caixas eletr\u00f4nicos Gratuitos na zona do euro para clientes \u201cAktiv\u201d. Taxas podem ser aplicadas fora da zona euro ou para n\u00e3o-clientes ativos. Anuidade \/ Mensalidade 100% gratuito Cashback N\u00e3o possui programa fixo Limite de cr\u00e9dito Flex\u00edvel \u2013 depende da an\u00e1lise de cr\u00e9dito (geralmente entre \u20ac500 e \u20ac5.000) Compras no exterior Sem taxa para clientes \u201cAktiv\u201d. Caso contr\u00e1rio, at\u00e9 2,20% de taxa cambial. Parcelamento da fatura N\u00e3o dispon\u00edvel (fatura debitada integralmente) Cart\u00e3o adicional Nem sempre dispon\u00edvel \u2013 depende do perfil do cliente Crit\u00e9rios para Concess\u00e3o de Limite de Cr\u00e9dito A DKB avalia v\u00e1rios fatores ao definir o limite inicial: Comprova\u00e7\u00e3o de renda est\u00e1vel Hist\u00f3rico de cr\u00e9dito positivo (Schufa) Tempo de resid\u00eancia na Alemanha Tipo de visto para estrangeiros Movimenta\u00e7\u00e3o na conta DKB Com uso respons\u00e1vel, o limite costuma aumentar ao longo dos meses. Posso ser aprovado com cr\u00e9dito ruim? A DKB \u00e9 rigorosa. Um hist\u00f3rico negativo na Schufa reduz bastante as chances de aprova\u00e7\u00e3o. Como solicitar o Cart\u00e3o DKB Visa? O pedido \u00e9 totalmente online: Acesse o site oficial da DKB Abra uma conta corrente gratuita Fa\u00e7a a verifica\u00e7\u00e3o de identidade via VideoIdent ou PostIdent Aguarde a aprova\u00e7\u00e3o e o envio do cart\u00e3o para seu endere\u00e7o Assim que a conta for ativada, o cart\u00e3o \u00e9 emitido automaticamente. \ud83d\udc49 SOLICITE SEU CART\u00c3O DKB VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Seguran\u00e7a e Reputa\u00e7\u00e3o da DKB A Deutsche Kreditbank AG \u00e9 refer\u00eancia em: Transpar\u00eancia Seguran\u00e7a Atendimento digital eficiente Tecnologia banc\u00e1ria moderna O suporte \u00e9 feito via app, chat e central de atendimento. Para quem o DKB Visa \u00e9 ideal? \u2714 Residentes na Alemanha\u2714 Estudantes e trabalhadores\u2714 Expatriados com renda comprovada\u2714 Pessoas que viajam dentro e fora da Europa\u2714 Quem prefere controle digital completo\u2714 Clientes que valorizam economia e zero taxas escondidas Benef\u00edcios Promocionais \u2013 DKB Visa vs Promo\u00e7\u00f5es da DKB Benef\u00edcio Cart\u00e3o DKB Visa Promo\u00e7\u00f5es da Conta DKB Pontos \/ Recompensas N\u00e3o dispon\u00edvel N\u00e3o h\u00e1 programa ativo Cashback Campanhas pontuais Campanhas sazonais B\u00f4nus ao abrir conta N\u00e3o Pode haver b\u00f4nus entre \u20ac50 e \u20ac100 Por que escolher o Cart\u00e3o DKB Visa? Banco totalmente digital Zero anuidade Saques gratuitos na zona do euro (para clientes ativos) App completo e intuitivo Aceita\u00e7\u00e3o internacional pela Visa Seguran\u00e7a avan\u00e7ada \u00d3timo para quem busca praticidade e economia Conclus\u00e3o O DKB Visa Card \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e deseja um cart\u00e3o pr\u00e1tico, gratuito e com controle total via aplicativo. Com aceita\u00e7\u00e3o global, seguran\u00e7a refor\u00e7ada e vantagens como saques gratuitos e promo\u00e7\u00f5es sazonais, atende muito bem a quem busca autonomia financeira sem burocracia. Se voc\u00ea procura facilidade, economia e efici\u00eancia, o DKB Visa \u00e9 uma escolha inteligente para o dia a dia.<\/p>","protected":false},"author":1,"featured_media":14133,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14138","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/14138","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/comments?post=14138"}],"version-history":[{"count":15,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/14138\/revisions"}],"predecessor-version":[{"id":17226,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/14138\/revisions\/17226"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/media\/14133"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/media?parent=14138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/categories?post=14138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/tags?post=14138"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/post_folder?post=14138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}