{"id":14606,"date":"2025-12-12T17:15:50","date_gmt":"2025-12-12T17:15:50","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14606"},"modified":"2025-12-25T01:31:32","modified_gmt":"2025-12-25T01:31:32","slug":"duitsland-brede-kaart-n26","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/nl\/financas\/alemanha-cartao-broad-n26\/","title":{"rendered":"N26 Mastercard Duitsland: Totale controle, nul bureaucratie en echte voordelen"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14606\" class=\"elementor elementor-14606\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Advertenties<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"269\" data-end=\"551\">Als je op zoek bent naar een moderne, annu\u00eftair-vrije, volledig digitale kaart, dan is de <strong data-start=\"341\" data-end=\"359\">N26 Mastercard<\/strong> is een van de beste opties in Duitsland. Snel te openen, makkelijk te gebruiken en met volledige controle via de app, biedt het dagelijks praktisch gemak, veiligheid en financi\u00eble vrijheid.<\/p>\n<p data-start=\"553\" data-end=\"703\">In dit artikel kom je alles te weten over de kaart: kosten, vereisten, digitale functies, exclusieve voordelen en hoe je de kaart gemakkelijk kunt aanvragen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/nl\/financien\/duitsland-brede-kaart-hoe-aanvragen-n26\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"984\" height=\"666\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1.webp\" class=\"attachment-full size-full wp-image-14608\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1.webp 984w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-300x203.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-768x520.webp 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-18x12.webp 18w\" sizes=\"(max-width: 984px) 100vw, 984px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">N26 Mastercard<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Geen jaarlijkse kosten<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/duitsland-brede-kaart-hoe-aanvragen-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VERZOEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"778\" data-end=\"1023\">Uitgegeven door <strong data-start=\"791\" data-end=\"803\">N26 Bank<\/strong>, De N26 Mastercard is een van de meest innovatieve digitale banken van Europa en onderscheidt zich door intu\u00eftief gebruik en een gebrek aan bureaucratie. Ideaal voor wie op zoek is naar technologie, besparingen en een 100% online bankervaring.<\/p>\n<hr data-start=\"1025\" data-end=\"1028\" \/>\n<h1 data-start=\"1030\" data-end=\"1064\"><strong data-start=\"1032\" data-end=\"1064\">Voordelen N26 Mastercard<\/strong><\/h1>\n<h3 data-start=\"1066\" data-end=\"1102\"><strong data-start=\"1070\" data-end=\"1100\">Gratis account en kaart<\/strong><\/h3>\n<p data-start=\"1103\" data-end=\"1264\">De N26 Standard-rekening heeft geen maandelijkse kosten en is inclusief een internationaal geaccepteerde Mastercard - geweldig voor wie weg wil van de traditionele bankkosten.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/duitsland-brede-kaart-hoe-aanvragen-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BESTEL JE N26 MASTERCARD<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1266\" data-end=\"1303\"><strong data-start=\"1270\" data-end=\"1301\">Complete en intu\u00eftieve app<\/strong><\/h3>\n<p data-start=\"1304\" data-end=\"1338\">Met de N26 app (Android en iOS) kun je:<\/p>\n<ul data-start=\"1340\" data-end=\"1506\">\n<li data-start=\"1340\" data-end=\"1375\">\n<p data-start=\"1342\" data-end=\"1375\">uitgaven in realtime volgen<\/p>\n<\/li>\n<li data-start=\"1376\" data-end=\"1409\">\n<p data-start=\"1378\" data-end=\"1409\">de kaart blokkeren\/deblokkeren<\/p>\n<\/li>\n<li data-start=\"1410\" data-end=\"1429\">\n<p data-start=\"1412\" data-end=\"1429\">grenzen stellen<\/p>\n<\/li>\n<li data-start=\"1430\" data-end=\"1466\">\n<p data-start=\"1432\" data-end=\"1466\">uitgaven ordenen per categorie<\/p>\n<\/li>\n<li data-start=\"1467\" data-end=\"1506\">\n<p data-start=\"1469\" data-end=\"1506\">automatische statistieken bekijken<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1508\" data-end=\"1536\">Dit alles met slechts een paar tikken.<\/p>\n<h3 data-start=\"1538\" data-end=\"1574\"><strong data-start=\"1542\" data-end=\"1572\">\ud83c\udf0d Internationale aanvaarding<\/strong><\/h3>\n<p data-start=\"1575\" data-end=\"1705\">Mastercard N26 wordt geaccepteerd bij <strong data-start=\"1604\" data-end=\"1635\">miljoen vestigingen<\/strong> wereldwijd, ideaal voor wie internationaal reist of winkelt.<\/p>\n<h3 data-start=\"1707\" data-end=\"1743\"><strong data-start=\"1711\" data-end=\"1741\">\ud83d\udcb8 Opnames en overschrijvingen<\/strong><\/h3>\n<ul data-start=\"1744\" data-end=\"1951\">\n<li data-start=\"1744\" data-end=\"1812\">\n<p data-start=\"1746\" data-end=\"1812\">Tot <strong data-start=\"1750\" data-end=\"1776\">3 gratis geldopnames\/maand<\/strong> in de eurozone op standaardniveau<\/p>\n<\/li>\n<li data-start=\"1813\" data-end=\"1872\">\n<p data-start=\"1815\" data-end=\"1872\">Gemiddelde snelheid van <strong data-start=\"1829\" data-end=\"1837\">1,7%<\/strong> voor opnames buiten de eurozone<\/p>\n<\/li>\n<li data-start=\"1873\" data-end=\"1951\">\n<p data-start=\"1875\" data-end=\"1951\">Snelle overdracht en Wise-compatibiliteit voor internationale zendingen<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1953\" data-end=\"1984\"><strong data-start=\"1957\" data-end=\"1982\">Geavanceerde beveiliging<\/strong><\/h3>\n<p data-start=\"1985\" data-end=\"1992\">Inclusief:<\/p>\n<ul data-start=\"1994\" data-end=\"2159\">\n<li data-start=\"1994\" data-end=\"2028\">\n<p data-start=\"1996\" data-end=\"2028\">Sterke verificatie (3D Secure)<\/p>\n<\/li>\n<li data-start=\"2029\" data-end=\"2058\">\n<p data-start=\"2031\" data-end=\"2058\">Directe meldingen<\/p>\n<\/li>\n<li data-start=\"2059\" data-end=\"2109\">\n<p data-start=\"2061\" data-end=\"2109\">Internationale aankopen met 1 druk op de knop blokkeren<\/p>\n<\/li>\n<li data-start=\"2110\" data-end=\"2159\">\n<p data-start=\"2112\" data-end=\"2159\">Controle van online en proximity betalingen<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2161\" data-end=\"2204\"><strong data-start=\"2165\" data-end=\"2202\">\ud83d\udd04 Eerlijke en transparante omzetting<\/strong><\/h3>\n<p data-start=\"2205\" data-end=\"2317\">Voor internationale aankopen wordt het actuele Mastercard-tarief gebruikt, <strong data-start=\"2263\" data-end=\"2286\">geen verborgen marges<\/strong> - ideaal voor wie veel reist.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/duitsland-brede-kaart-hoe-aanvragen-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 VRAAG UW N26 MASTERCARD AAN<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2060\" data-end=\"2090\">N26 Mastercard Creditcard - Tarieven en voorwaarden<\/h2>\n<table>\n<thead>\n<tr>\n<th style=\"text-align: center;\">Service<\/th>\n<th style=\"text-align: center;\">Standaard voorwaarde<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Geldautomaat opnames<\/strong><\/td>\n<td>3 gratis\/maand in de eurozone; tarief buiten de eurozone (~1,7%)<\/td>\n<\/tr>\n<tr>\n<td><strong>Jaarlijkse kosten \/ Maandelijkse kosten<\/strong><\/td>\n<td>Standaard kaart gratis; premium plannen vanaf \u20ac4,90<\/td>\n<\/tr>\n<tr>\n<td><strong>Geld terug<\/strong><\/td>\n<td>Niet beschikbaar op Standard; beschikbaar op Premium-plannen<\/td>\n<\/tr>\n<tr>\n<td><strong>Kredietlimiet<\/strong><\/td>\n<td>Voor in aanmerking komende klanten: van \u20ac500 tot \u20ac10.000, na analyse<\/td>\n<\/tr>\n<tr>\n<td><strong>Winkelen in het buitenland<\/strong><\/td>\n<td>Geen extra kosten in het gratis plan<\/td>\n<\/tr>\n<tr>\n<td><strong>Factuur termijnen<\/strong><\/td>\n<td>Niet beschikbaar - automatische incasso<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>Extra kaart<\/strong><\/td>\n<td style=\"text-align: center;\">Niet beschikbaar op standaardplan<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e89f12 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4e89f12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd1fbf7 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"fd1fbf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/duitsland-brede-kaart-hoe-aanvragen-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 VRAAG UW N26 MASTERCARD AAN<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61aedbd elementor-widget elementor-widget-text-editor\" data-id=\"61aedbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9ed05e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"f9ed05e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3fa800 elementor-widget elementor-widget-text-editor\" data-id=\"d3fa800\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"3004\" data-end=\"3055\"><strong data-start=\"3006\" data-end=\"3055\">Criteria voor het toekennen van kredietlimieten<\/strong><\/h1>\n<p data-start=\"3057\" data-end=\"3091\">De toekenning van krediet is afhankelijk van:<\/p>\n<ul data-start=\"3093\" data-end=\"3218\">\n<li data-start=\"3093\" data-end=\"3131\">\n<p data-start=\"3095\" data-end=\"3131\">Geschiedenis van accountbewegingen<\/p>\n<\/li>\n<li data-start=\"3132\" data-end=\"3168\">\n<p data-start=\"3134\" data-end=\"3168\">Verblijfsstatus in Duitsland<\/p>\n<\/li>\n<li data-start=\"3169\" data-end=\"3191\">\n<p data-start=\"3171\" data-end=\"3191\">Analyse via SCHUFA<\/p>\n<\/li>\n<li data-start=\"3192\" data-end=\"3218\">\n<p data-start=\"3194\" data-end=\"3218\">Bewijs van een stabiel inkomen<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3220\" data-end=\"3312\">Sommige klanten beginnen alleen met de debetfunctie en ontvangen tegoed na een periode van gebruik.<\/p>\n<h3 data-start=\"3314\" data-end=\"3366\"><strong data-start=\"3318\" data-end=\"3364\">Kan ik worden goedgekeurd met een negatief strafblad?<\/strong><\/h3>\n<p data-start=\"3367\" data-end=\"3483\">N26 is flexibeler dan traditionele banken, maar strenge beperkingen op SCHUFA kunnen het verstrekken van krediet in de weg staan.<\/p>\n<hr data-start=\"3485\" data-end=\"3488\" \/>\n<h1 data-start=\"3490\" data-end=\"3535\"><strong data-start=\"3492\" data-end=\"3535\">Hoe vraag ik de N26 Mastercard aan?<\/strong><\/h1>\n<ol data-start=\"3537\" data-end=\"3925\">\n<li data-start=\"3537\" data-end=\"3602\">\n<p data-start=\"3540\" data-end=\"3602\"><strong data-start=\"3540\" data-end=\"3566\">De N26-app downloaden<\/strong><br data-start=\"3566\" data-end=\"3569\" \/>Beschikbaar voor Android en iOS.<\/p>\n<\/li>\n<li data-start=\"3604\" data-end=\"3685\">\n<p data-start=\"3607\" data-end=\"3685\"><strong data-start=\"3607\" data-end=\"3634\">Open uw gratis account<\/strong><br data-start=\"3634\" data-end=\"3637\" \/>Alles gebeurt op je mobiele telefoon in slechts een paar minuten.<\/p>\n<\/li>\n<li data-start=\"3687\" data-end=\"3784\">\n<p data-start=\"3690\" data-end=\"3784\"><strong data-start=\"3690\" data-end=\"3726\">Controleer uw identiteit<\/strong><br data-start=\"3726\" data-end=\"3729\" \/>Snel en veilig gevalideerd door middel van een videogesprek.<\/p>\n<\/li>\n<li data-start=\"3786\" data-end=\"3925\">\n<p data-start=\"3789\" data-end=\"3925\"><strong data-start=\"3789\" data-end=\"3815\">De fysieke kaart ontvangen<\/strong><br data-start=\"3815\" data-end=\"3818\" \/>De kaart wordt naar je adres gestuurd.<br data-start=\"3856\" data-end=\"3859\" \/>De kaart <strong data-start=\"3871\" data-end=\"3882\">virtueel<\/strong> wordt onmiddellijk na goedkeuring vrijgegeven.<\/p>\n<\/li>\n<\/ol>\n<p data-start=\"3927\" data-end=\"3998\">Je kunt Apple Pay en Google Pay gebruiken zodra je account actief is.<\/p>\n<hr data-start=\"4000\" data-end=\"4003\" \/>\n<h1 data-start=\"4005\" data-end=\"4039\"><strong data-start=\"4007\" data-end=\"4039\">Veiligheid en reputatie van N26<\/strong><\/h1>\n<p data-start=\"4041\" data-end=\"4179\">N26 heeft een volledige Europese bankvergunning en staat onder toezicht van de <strong data-start=\"4107\" data-end=\"4144\">Duitse centrale bank (BaFin)<\/strong>.<br data-start=\"4145\" data-end=\"4148\" \/>Het platform wordt erkend voor:<\/p>\n<ul data-start=\"4181\" data-end=\"4288\">\n<li data-start=\"4181\" data-end=\"4203\">\n<p data-start=\"4183\" data-end=\"4203\">Moderne app<\/p>\n<\/li>\n<li data-start=\"4204\" data-end=\"4225\">\n<p data-start=\"4206\" data-end=\"4225\">Robuuste beveiliging<\/p>\n<\/li>\n<li data-start=\"4226\" data-end=\"4253\">\n<p data-start=\"4228\" data-end=\"4253\">Biometrische verificatie<\/p>\n<\/li>\n<li data-start=\"4254\" data-end=\"4288\">\n<p data-start=\"4256\" data-end=\"4288\">Geavanceerd fraudebestrijdingssysteem<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4290\" data-end=\"4348\">Het is een van de meest betrouwbare digitale instellingen in Europa.<\/p>\n<hr data-start=\"4350\" data-end=\"4353\" \/>\n<h1 data-start=\"4355\" data-end=\"4397\"><strong data-start=\"4357\" data-end=\"4397\">Voor wie is de N26 Mastercard?<\/strong><\/h1>\n<p data-start=\"4399\" data-end=\"4410\">Ideaal voor:<\/p>\n<ul data-start=\"4412\" data-end=\"4620\">\n<li data-start=\"4412\" data-end=\"4468\">\n<p data-start=\"4414\" data-end=\"4468\">Wie een eenvoudige rekening wil zonder verborgen kosten<\/p>\n<\/li>\n<li data-start=\"4469\" data-end=\"4507\">\n<p data-start=\"4471\" data-end=\"4507\">Expats en frequente reizigers<\/p>\n<\/li>\n<li data-start=\"4508\" data-end=\"4565\">\n<p data-start=\"4510\" data-end=\"4565\">Studenten en werknemers die alles het liefst via de app doen<\/p>\n<\/li>\n<li data-start=\"4566\" data-end=\"4620\">\n<p data-start=\"4568\" data-end=\"4620\">Wie op zoek is naar een moderne, snelle en digitale 100% bank<\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f8d30f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"7f8d30f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b705ca3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"b705ca3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/duitsland-brede-kaart-hoe-aanvragen-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 VRAAG UW N26 MASTERCARD AAN<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a1d494 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1a1d494\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4fde325 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4fde325\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff1e5ec elementor-widget elementor-widget-text-editor\" data-id=\"ff1e5ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d976fea elementor-widget elementor-widget-text-editor\" data-id=\"d976fea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"5479\" data-end=\"5494\"><strong data-start=\"5481\" data-end=\"5494\">Conclusie<\/strong><\/h1>\n<p data-start=\"5496\" data-end=\"5660\">Als je een moderne kaart wilt, zonder bureaucratie, volledige controle via je mobiele telefoon en geen verborgen kosten, dan is de <strong data-start=\"5603\" data-end=\"5621\">N26 Mastercard<\/strong> is een van de beste opties in Duitsland.<\/p>\n<p data-start=\"5662\" data-end=\"5666\">Com:<\/p>\n<ul data-start=\"5668\" data-end=\"5761\">\n<li data-start=\"5668\" data-end=\"5686\">\n<p data-start=\"5670\" data-end=\"5686\">Gratis account<\/p>\n<\/li>\n<li data-start=\"5687\" data-end=\"5710\">\n<p data-start=\"5689\" data-end=\"5710\">Volledige aanvraag<\/p>\n<\/li>\n<li data-start=\"5711\" data-end=\"5738\">\n<p data-start=\"5713\" data-end=\"5738\">Internationale acceptatie<\/p>\n<\/li>\n<li data-start=\"5739\" data-end=\"5761\">\n<p data-start=\"5741\" data-end=\"5761\">Geavanceerde beveiliging<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"5763\" data-end=\"5826\">Het biedt financi\u00eble vrijheid met eenvoud en technologie.<\/p>\n<hr data-start=\"5828\" data-end=\"5831\" \/>\n<h1 data-start=\"5833\" data-end=\"5866\"><strong data-start=\"5835\" data-end=\"5866\">FAQ - N26 Mastercard<\/strong><\/h1>\n<h3 data-start=\"5868\" data-end=\"5918\"><strong data-start=\"5872\" data-end=\"5916\">1. Heeft de N26 Mastercard een jaarlijkse vergoeding?<\/strong><\/h3>\n<p data-start=\"5919\" data-end=\"6027\">Nee. Het standaardplan is helemaal gratis.<br data-start=\"5963\" data-end=\"5966\" \/>Premium-plannen bieden extra functies voor een maandelijks bedrag.<\/p>\n<h3 data-start=\"6029\" data-end=\"6082\"><strong data-start=\"6033\" data-end=\"6080\">2. Kan ik de N26 Mastercard in het buitenland gebruiken?<\/strong><\/h3>\n<p data-start=\"6083\" data-end=\"6168\">Ja. De kaart wordt wereldwijd geaccepteerd, met de echte wisselkoers van Mastercard en zonder extra kosten.<\/p>\n<h3 data-start=\"6170\" data-end=\"6226\"><strong data-start=\"6174\" data-end=\"6224\">3. Moet ik in Duitsland wonen om een rekening te openen?<\/strong><\/h3>\n<p data-start=\"6227\" data-end=\"6314\">Ja. Je moet in een van de landen wonen die door de N26 worden aangedaan, inclusief Duitsland.<\/p>\n<h3 data-start=\"6316\" data-end=\"6352\"><strong data-start=\"6320\" data-end=\"6350\">4. Biedt N26 cashback aan?<\/strong><\/h3>\n<p data-start=\"6353\" data-end=\"6437\">Niet in het gratis plan.<br data-start=\"6376\" data-end=\"6379\" \/>Premiumplannen kunnen cashback en andere voordelen bevatten.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea procura um cart\u00e3o moderno, sem anuidade e totalmente digital, o N26 Mastercard \u00e9 uma das melhores op\u00e7\u00f5es dispon\u00edveis na Alemanha. R\u00e1pido de abrir, f\u00e1cil de usar e com controle total pelo aplicativo, ele entrega praticidade, seguran\u00e7a e liberdade financeira no dia a dia. Neste artigo, voc\u00ea vai descobrir tudo sobre o cart\u00e3o: tarifas, requisitos, fun\u00e7\u00f5es digitais, vantagens exclusivas e como solicit\u00e1-lo de forma simples. Cart\u00e3o N26 Mastercard Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo N26 Bank, um dos bancos digitais mais inovadores da Europa, o cart\u00e3o N26 Mastercard se destaca pelo uso intuitivo e pela aus\u00eancia de burocracia. \u00c9 ideal para quem quer tecnologia, economia e uma experi\u00eancia banc\u00e1ria 100% online. Benef\u00edcios do N26 Mastercard \u2705 Conta e cart\u00e3o gratuitos A conta N26 Standard n\u00e3o tem mensalidade e inclui um cart\u00e3o Mastercard aceito internacionalmente \u2014 \u00f3timo para quem quer fugir das tarifas banc\u00e1rias tradicionais. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcf1 App completo e intuitivo O app N26 (Android e iOS) permite: acompanhar gastos em tempo real bloquear\/desbloquear o cart\u00e3o definir limites organizar despesas por categoria visualizar estat\u00edsticas autom\u00e1ticas Tudo isso com poucos toques. \ud83c\udf0d Aceita\u00e7\u00e3o internacional O Mastercard N26 \u00e9 aceito em milh\u00f5es de estabelecimentos no mundo todo, ideal para quem faz viagens ou compras internacionais. \ud83d\udcb8 Saques e transfer\u00eancias At\u00e9 3 saques gratuitos\/m\u00eas na zona do euro no plano Standard Taxa m\u00e9dia de 1,7% para saques fora da zona do euro Transfer\u00eancias r\u00e1pidas e compatibilidade com Wise para envios internacionais \ud83d\udd12 Seguran\u00e7a avan\u00e7ada Inclui: Autentica\u00e7\u00e3o forte (3D Secure) Notifica\u00e7\u00f5es instant\u00e2neas Bloqueio de compras internacionais com 1 toque Controle de pagamentos por aproxima\u00e7\u00e3o e online \ud83d\udd04 Convers\u00e3o justa e transparente As compras internacionais usam a taxa real do Mastercard, sem margens ocultas \u2014 ideal para quem viaja muito. \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o de Cr\u00e9dito N26 Mastercard \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos 3 gratuitos\/m\u00eas na zona do euro; taxa fora da zona do euro (~1,7%) Anuidade \/ Mensalidade Cart\u00e3o Standard gratuito; planos premium a partir de \u20ac4,90 Cashback N\u00e3o dispon\u00edvel no Standard; presente nos planos premium Limite de Cr\u00e9dito Para clientes eleg\u00edveis: de \u20ac500 a \u20ac10.000, ap\u00f3s an\u00e1lise Compras no Exterior Sem taxas adicionais no plano gratuito Parcelamento da Fatura N\u00e3o dispon\u00edvel \u2014 d\u00e9bito autom\u00e1tico Cart\u00e3o Adicional N\u00e3o dispon\u00edvel no plano Standard \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Crit\u00e9rios para Concess\u00e3o de Limite de Cr\u00e9dito A concess\u00e3o de cr\u00e9dito depende de: Hist\u00f3rico de movimenta\u00e7\u00e3o da conta Status de resid\u00eancia na Alemanha An\u00e1lise via SCHUFA Prova de renda est\u00e1vel Alguns clientes come\u00e7am apenas com a fun\u00e7\u00e3o d\u00e9bito e recebem cr\u00e9dito ap\u00f3s um per\u00edodo de uso. Posso ser aprovado com hist\u00f3rico negativo? A N26 \u00e9 mais flex\u00edvel que bancos tradicionais, mas restri\u00e7\u00f5es graves no SCHUFA podem impedir a concess\u00e3o de cr\u00e9dito. Como solicitar o Cart\u00e3o N26 Mastercard? Baixe o aplicativo N26Dispon\u00edvel para Android e iOS. Abra sua conta gratuitaTudo \u00e9 feito pelo celular, em poucos minutos. Fa\u00e7a a verifica\u00e7\u00e3o de identidadeValidada por v\u00eddeo chamada de forma r\u00e1pida e segura. Receba o cart\u00e3o f\u00edsicoO cart\u00e3o \u00e9 enviado ao seu endere\u00e7o.O cart\u00e3o virtual \u00e9 liberado imediatamente ap\u00f3s a aprova\u00e7\u00e3o. \u00c9 poss\u00edvel usar Apple Pay e Google Pay assim que a conta estiver ativa. Seguran\u00e7a e Reputa\u00e7\u00e3o da N26 A N26 possui licen\u00e7a banc\u00e1ria europeia completa e \u00e9 regulada pelo Banco Central da Alemanha (BaFin).A plataforma \u00e9 reconhecida por: Aplicativo moderno Seguran\u00e7a robusta Autentica\u00e7\u00e3o biom\u00e9trica Sistema antifraude sofisticado \u00c9 uma das institui\u00e7\u00f5es digitais mais confi\u00e1veis da Europa. Para quem \u00e9 o Cart\u00e3o N26 Mastercard? Ideal para: Quem quer uma conta simples e sem tarifas escondidas Expatriados e viajantes frequentes Estudantes e trabalhadores que preferem tudo pelo app Quem busca um banco moderno, r\u00e1pido e 100% digital \ud83d\udc49 SOLICITE SEU CART\u00c3O N26 MASTERCARD (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o Se voc\u00ea quer um cart\u00e3o moderno, sem burocracia, com total controle pelo celular e zero taxas escondidas, o N26 Mastercard \u00e9 uma das melhores op\u00e7\u00f5es da Alemanha. Com: Conta gratuita Aplicativo completo Aceita\u00e7\u00e3o internacional Seguran\u00e7a avan\u00e7ada Ele oferece liberdade financeira com simplicidade e tecnologia. FAQ \u2013 Cart\u00e3o N26 Mastercard 1. O cart\u00e3o N26 Mastercard tem anuidade? N\u00e3o. O plano Standard \u00e9 totalmente gratuito.Planos premium oferecem recursos extras mediante mensalidade. 2. Posso usar o N26 Mastercard no exterior? Sim. O cart\u00e3o \u00e9 aceito globalmente, com c\u00e2mbio real do Mastercard e sem taxas extras. 3. Preciso morar na Alemanha para abrir conta? Sim. \u00c9 necess\u00e1rio resid\u00eancia em um dos pa\u00edses atendidos pela N26, incluindo a Alemanha. 4. O N26 oferece cashback? No plano gratuito, n\u00e3o.Planos premium podem incluir cashback e outros benef\u00edcios.<\/p>","protected":false},"author":1,"featured_media":14150,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14606","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/14606","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/comments?post=14606"}],"version-history":[{"count":19,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/14606\/revisions"}],"predecessor-version":[{"id":17220,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/14606\/revisions\/17220"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/media\/14150"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/media?parent=14606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/categories?post=14606"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/tags?post=14606"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/post_folder?post=14606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}