{"id":15281,"date":"2025-12-16T01:14:05","date_gmt":"2025-12-16T01:14:05","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15281"},"modified":"2025-12-25T01:09:16","modified_gmt":"2025-12-25T01:09:16","slug":"polonia-cartao-broad-pekao","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/nl\/financas\/polonia-cartao-broad-pekao\/","title":{"rendered":"Bank Pekao - Karta z \u017bubrem: Toegankelijkheid en voordelen in Polen"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15281\" class=\"elementor elementor-15281\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Advertenties<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"258\" data-end=\"549\">Se voc\u00ea mora na Pol\u00f4nia e procura um cart\u00e3o de cr\u00e9dito confi\u00e1vel, f\u00e1cil de usar e com \u00f3tima aceita\u00e7\u00e3o, a <strong data-start=\"363\" data-end=\"395\">Karta z \u017bubrem do Bank Pekao<\/strong> \u00e9 uma excelente alternativa. O cart\u00e3o combina <strong data-start=\"442\" data-end=\"463\">betaalbare kosten<\/strong>, <strong data-start=\"465\" data-end=\"492\">volledig digitaal beheer<\/strong> e o respaldo de um dos bancos mais tradicionais do pa\u00eds.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/nl\/financien\/polen-brede-kaart-hoe-aanvragen-2\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"474\" height=\"238\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp\" class=\"attachment-full size-full wp-image-15290\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp 474w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-300x151.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-18x9.webp 18w\" sizes=\"(max-width: 474px) 100vw, 474px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Cart\u00e3o Karta z \u017bubrem \u2013 Bank Pekao<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Lage jaarlijkse kosten<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/polen-brede-kaart-hoe-aanvragen-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VERZOEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"878\" data-end=\"1111\">Voornamelijk gericht op <strong data-start=\"906\" data-end=\"976\">jovens, estudantes e pessoas que est\u00e3o iniciando a vida financeira<\/strong>, o cart\u00e3o oferece isen\u00e7\u00e3o de tarifas para menores de 26 anos, ampla aceita\u00e7\u00e3o internacional e controle total pelo aplicativo do banco.<\/p><p data-start=\"1113\" data-end=\"1266\">Vinculado a uma conta no <strong data-start=\"1138\" data-end=\"1152\">Bank Pekao<\/strong>, o cart\u00e3o garante transa\u00e7\u00f5es seguras, acesso a descontos exclusivos e integra\u00e7\u00e3o com carteiras digitais modernas.<\/p><hr data-start=\"1268\" data-end=\"1271\" \/><h2 data-start=\"1273\" data-end=\"1319\"><strong data-start=\"1276\" data-end=\"1319\">Principais Benef\u00edcios da Karta z \u017bubrem<\/strong><\/h2><h3 data-start=\"1321\" data-end=\"1370\">\u2705 Isen\u00e7\u00e3o de anuidade para jovens at\u00e9 26 anos<\/h3><p data-start=\"1371\" data-end=\"1522\">Clientes com at\u00e9 26 anos n\u00e3o pagam taxa mensal ou anual. Ap\u00f3s essa idade, a tarifa \u00e9 reduzida e pode ser isenta conforme o uso mensal m\u00ednimo do cart\u00e3o.<\/p><hr data-start=\"1524\" data-end=\"1527\" \/><h3 data-start=\"1529\" data-end=\"1569\">\u2705 Aceita\u00e7\u00e3o nacional e internacional<\/h3><p data-start=\"1570\" data-end=\"1700\">Emitido com a bandeira <strong data-start=\"1593\" data-end=\"1607\">Mastercard<\/strong>, o cart\u00e3o \u00e9 aceito em milh\u00f5es de estabelecimentos f\u00edsicos e online dentro e fora da Pol\u00f4nia.<\/p><hr data-start=\"1702\" data-end=\"1705\" \/><h3 data-start=\"1707\" data-end=\"1753\">\u2705 Gest\u00e3o digital completa com o app PeoPay<\/h3><p data-start=\"1754\" data-end=\"1788\">Pelo aplicativo PeoPay, voc\u00ea pode:<\/p><ul data-start=\"1789\" data-end=\"1915\"><li data-start=\"1789\" data-end=\"1824\"><p data-start=\"1791\" data-end=\"1824\">Volg uitgaven in realtime<\/p><\/li><li data-start=\"1825\" data-end=\"1860\"><p data-start=\"1827\" data-end=\"1860\">De kaart blokkeren en deblokkeren<\/p><\/li><li data-start=\"1861\" data-end=\"1880\"><p data-start=\"1863\" data-end=\"1880\">Grenzen stellen<\/p><\/li><li data-start=\"1881\" data-end=\"1915\"><p data-start=\"1883\" data-end=\"1915\">Consultar faturas e transa\u00e7\u00f5es<\/p><\/li><\/ul><p data-start=\"1917\" data-end=\"1951\">Alles is eenvoudig en intu\u00eftief.<\/p><hr data-start=\"1953\" data-end=\"1956\" \/><h3 data-start=\"1958\" data-end=\"2011\">\u2705 Pagamentos por aproxima\u00e7\u00e3o e carteiras digitais<\/h3><p data-start=\"2012\" data-end=\"2120\">Compatibel met <strong data-start=\"2027\" data-end=\"2040\">Apple betalen<\/strong>, <strong data-start=\"2042\" data-end=\"2056\">Google Betalen<\/strong> e pagamentos por NFC, garantindo mais praticidade no dia a dia.<\/p><hr data-start=\"2122\" data-end=\"2125\" \/><h3 data-start=\"2127\" data-end=\"2167\">\u2705 Cart\u00e3o virtual para compras online<\/h3><p data-start=\"2168\" data-end=\"2274\">O cart\u00e3o virtual aumenta a seguran\u00e7a em compras na internet, utilizando dados diferentes do cart\u00e3o f\u00edsico.<\/p><hr data-start=\"2276\" data-end=\"2279\" \/><h3 data-start=\"2281\" data-end=\"2323\">\u2705 Descontos e benef\u00edcios com parceiros<\/h3><p data-start=\"2324\" data-end=\"2447\">Clientes do Bank Pekao t\u00eam acesso a promo\u00e7\u00f5es exclusivas, campanhas promocionais e vantagens em estabelecimentos parceiros.<\/p><h2 data-start=\"2324\" data-end=\"2447\">Karta z \u017bubrem \u2013 Taxas e Condi\u00e7\u00f5es<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Service<\/th><th>Standaard voorwaarde<\/th><\/tr><\/thead><tbody><tr><td>Geldautomaat opnames<\/td><td>Taxa aplicada (varia conforme local e moeda)<\/td><\/tr><tr><td>Jaarlijkse kosten \/ Maandelijkse kosten<\/td><td>Aproximadamente 5\u201310 PLN\/m\u00eas\u00a0<\/td><\/tr><tr><td>Geld terug<\/td><td>Niet officieel ge\u00efnformeerd<\/td><\/tr><tr><td>Kredietlimiet<\/td><td>Geralmente entre 1.000 PLN e 20.000 PLN\u00a0<\/td><\/tr><tr><td>Winkelen in het buitenland<\/td><td>Convers\u00e3o cambial + taxa da Mastercard<\/td><\/tr><tr><td>Factuur termijnen<\/td><td>Beschikbaar met rente<\/td><\/tr><tr><td>Extra kaart<\/td><td>Tegen betaling beschikbaar<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3038\" data-end=\"3079\"><strong data-start=\"3041\" data-end=\"3079\">Criteria voor het toekennen van de limiet<\/strong><\/h2><p data-start=\"3080\" data-end=\"3136\">O Bank Pekao avalia o perfil do solicitante com base em:<\/p><ul data-start=\"3138\" data-end=\"3278\"><li data-start=\"3138\" data-end=\"3169\"><p data-start=\"3140\" data-end=\"3169\">Bewijs van maandelijks inkomen<\/p><\/li><li data-start=\"3170\" data-end=\"3213\"><p data-start=\"3172\" data-end=\"3213\">Hist\u00f3rico de cr\u00e9dito e score financeiro<\/p><\/li><li data-start=\"3214\" data-end=\"3240\"><p data-start=\"3216\" data-end=\"3240\">Bankgedrag<\/p><\/li><li data-start=\"3241\" data-end=\"3278\"><p data-start=\"3243\" data-end=\"3278\">Eerdere relatie met de bank<\/p><\/li><\/ul><p data-start=\"3280\" data-end=\"3369\">De limieten vari\u00ebren meestal tussen <strong data-start=\"3313\" data-end=\"3339\">PLN 1.000 en PLN 20.000<\/strong>, conforme an\u00e1lise individual.<\/p><hr data-start=\"3371\" data-end=\"3374\" \/><h3 data-start=\"3376\" data-end=\"3429\"><strong data-start=\"3380\" data-end=\"3429\">Goedkeuring voor mensen met kredietbeperkingen<\/strong><\/h3><p data-start=\"3430\" data-end=\"3561\">A aprova\u00e7\u00e3o para clientes com hist\u00f3rico negativo \u00e9 pouco prov\u00e1vel, pois o banco exige <strong data-start=\"3516\" data-end=\"3560\">score positivo e estabilidade financeira<\/strong>.<\/p><hr data-start=\"3563\" data-end=\"3566\" \/><h2 data-start=\"3568\" data-end=\"3615\"><strong data-start=\"3571\" data-end=\"3615\">Seguran\u00e7a e Confiabilidade do Bank Pekao<\/strong><\/h2><p data-start=\"3616\" data-end=\"3709\">O <strong data-start=\"3618\" data-end=\"3632\">Bank Pekao<\/strong> \u00e9 uma das institui\u00e7\u00f5es financeiras mais s\u00f3lidas da Pol\u00f4nia, reconhecida por:<\/p><ul data-start=\"3711\" data-end=\"3834\"><li data-start=\"3711\" data-end=\"3746\"><p data-start=\"3713\" data-end=\"3746\">Alto n\u00edvel de seguran\u00e7a digital<\/p><\/li><li data-start=\"3747\" data-end=\"3778\"><p data-start=\"3749\" data-end=\"3778\">Moderne banktechnologie<\/p><\/li><li data-start=\"3779\" data-end=\"3804\"><p data-start=\"3781\" data-end=\"3804\">Atendimento eficiente<\/p><\/li><li data-start=\"3805\" data-end=\"3834\"><p data-start=\"3807\" data-end=\"3834\">Presen\u00e7a f\u00edsica e digital<\/p><\/li><\/ul><p data-start=\"3836\" data-end=\"3932\">Isso garante tranquilidade tanto para usu\u00e1rios iniciantes quanto para clientes mais experientes.<\/p><hr data-start=\"3934\" data-end=\"3937\" \/><h2 data-start=\"3939\" data-end=\"3984\"><strong data-start=\"3942\" data-end=\"3984\">Para quem a Karta z \u017bubrem \u00e9 indicada?<\/strong><\/h2><ul data-start=\"3985\" data-end=\"4267\"><li data-start=\"3985\" data-end=\"4039\"><p data-start=\"3987\" data-end=\"4039\">Jovens e estudantes que buscam um cart\u00e3o acess\u00edvel<\/p><\/li><li data-start=\"4040\" data-end=\"4090\"><p data-start=\"4042\" data-end=\"4090\">Pessoas iniciando a vida financeira na Pol\u00f4nia<\/p><\/li><li data-start=\"4091\" data-end=\"4154\"><p data-start=\"4093\" data-end=\"4154\">Usu\u00e1rios que preferem gest\u00e3o digital com suporte presencial<\/p><\/li><li data-start=\"4155\" data-end=\"4195\"><p data-start=\"4157\" data-end=\"4195\">Quem utiliza Apple Pay ou Google Pay<\/p><\/li><li data-start=\"4196\" data-end=\"4267\"><p data-start=\"4198\" data-end=\"4267\">Residentes e expatriados que valorizam seguran\u00e7a e aceita\u00e7\u00e3o global<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6dff097 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6dff097\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3e39f99 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3e39f99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0696d6e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"0696d6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/nl\/financien\/polonia-cartao-funil1-hoe-mbank-aanvragen\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"474\" height=\"238\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp\" class=\"attachment-full size-full wp-image-15290\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp 474w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-300x151.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-18x9.webp 18w\" sizes=\"(max-width: 474px) 100vw, 474px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5c7e7f elementor-widget elementor-widget-text-editor\" data-id=\"c5c7e7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Cart\u00e3o Karta z \u017bubrem \u2013 Bank Pekao<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f63f93 elementor-widget elementor-widget-text-editor\" data-id=\"5f63f93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Lage jaarlijkse kosten<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-915ef01 elementor-widget elementor-widget-button\" data-id=\"915ef01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/polonia-cartao-funil1-hoe-mbank-aanvragen\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VERZOEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01de851 elementor-widget elementor-widget-text-editor\" data-id=\"01de851\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Soort uitkering<\/th><th>Karta z \u017bubrem (isolado)<\/th><th>Promo\u00e7\u00f5es do Bank Pekao<\/th><\/tr><\/thead><tbody><tr><td>Programa de pontos<\/td><td>Niet beschikbaar<\/td><td>Niet ge\u00efdentificeerd<\/td><\/tr><tr><td>Geld terug<\/td><td>N\u00e3o recorrente<\/td><td>Het kan bestaan in eenmalige campagnes<\/td><\/tr><tr><td>Lidmaatschap bonus<\/td><td>Normalmente n\u00e3o<\/td><td>Sim, em campanhas de abertura de conta<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4812\" data-end=\"4828\"><strong data-start=\"4815\" data-end=\"4828\">Conclusie<\/strong><\/h2><p data-start=\"4829\" data-end=\"5159\">A <strong data-start=\"4831\" data-end=\"4863\">Karta z \u017bubrem do Bank Pekao<\/strong> \u00e9 uma solu\u00e7\u00e3o pr\u00e1tica, econ\u00f4mica e segura, especialmente vantajosa para <strong data-start=\"4936\" data-end=\"4964\">clientes com at\u00e9 26 anos<\/strong>. Com isen\u00e7\u00e3o de tarifas, controle completo pelo app, aceita\u00e7\u00e3o internacional e integra\u00e7\u00e3o com carteiras digitais, o cart\u00e3o se destaca como uma \u00f3tima op\u00e7\u00e3o para o dia a dia financeiro na Pol\u00f4nia.<\/p><p data-start=\"5161\" data-end=\"5298\">Se voc\u00ea busca um cart\u00e3o simples, moderno e sem complica\u00e7\u00f5es, essa pode ser a escolha ideal para come\u00e7ar ou organizar sua vida financeira.<\/p><hr data-start=\"5300\" data-end=\"5303\" \/><h2 data-start=\"5305\" data-end=\"5350\"><strong data-start=\"5308\" data-end=\"5350\">FAQ \u2013 Cart\u00e3o Bank Pekao Karta z \u017bubrem<\/strong><\/h2><p data-start=\"5352\" data-end=\"5492\"><strong data-start=\"5352\" data-end=\"5384\">1. Heeft de kaart een jaarlijkse vergoeding?<\/strong><br data-start=\"5384\" data-end=\"5387\" \/>Clientes com at\u00e9 26 anos s\u00e3o isentos. Ap\u00f3s essa idade, a tarifa pode ser eliminada com uso m\u00ednimo mensal.<\/p><p data-start=\"5494\" data-end=\"5631\"><strong data-start=\"5494\" data-end=\"5537\">2. Kan ik de kaart buiten Polen gebruiken?<\/strong><br data-start=\"5537\" data-end=\"5540\" \/>Sim. O cart\u00e3o \u00e9 Mastercard e pode ser usado internacionalmente em compras f\u00edsicas e online.<\/p><p data-start=\"5633\" data-end=\"5781\"><strong data-start=\"5633\" data-end=\"5678\">3. \u00c9 obrigat\u00f3rio ter conta no Bank Pekao?<\/strong><br data-start=\"5678\" data-end=\"5681\" \/>Sim. O cart\u00e3o est\u00e1 vinculado a uma conta pessoal no banco, que pode ser aberta online ou em ag\u00eancia.<\/p><p data-start=\"5783\" data-end=\"5920\"><strong data-start=\"5783\" data-end=\"5839\">4. O cart\u00e3o permite parcelamento e cr\u00e9dito rotativo?<\/strong><br data-start=\"5839\" data-end=\"5842\" \/>Sim. Ambas as op\u00e7\u00f5es est\u00e3o dispon\u00edveis, com juros aplicados conforme contrato.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Pol\u00f4nia e procura um cart\u00e3o de cr\u00e9dito confi\u00e1vel, f\u00e1cil de usar e com \u00f3tima aceita\u00e7\u00e3o, a Karta z \u017bubrem do Bank Pekao \u00e9 uma excelente alternativa. O cart\u00e3o combina custos acess\u00edveis, gest\u00e3o digital completa e o respaldo de um dos bancos mais tradicionais do pa\u00eds. Cart\u00e3o Karta z \u017bubrem \u2013 Bank Pekao Baixa Taxa Anual SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Voltado principalmente para jovens, estudantes e pessoas que est\u00e3o iniciando a vida financeira, o cart\u00e3o oferece isen\u00e7\u00e3o de tarifas para menores de 26 anos, ampla aceita\u00e7\u00e3o internacional e controle total pelo aplicativo do banco. Vinculado a uma conta no Bank Pekao, o cart\u00e3o garante transa\u00e7\u00f5es seguras, acesso a descontos exclusivos e integra\u00e7\u00e3o com carteiras digitais modernas. Principais Benef\u00edcios da Karta z \u017bubrem \u2705 Isen\u00e7\u00e3o de anuidade para jovens at\u00e9 26 anos Clientes com at\u00e9 26 anos n\u00e3o pagam taxa mensal ou anual. Ap\u00f3s essa idade, a tarifa \u00e9 reduzida e pode ser isenta conforme o uso mensal m\u00ednimo do cart\u00e3o. \u2705 Aceita\u00e7\u00e3o nacional e internacional Emitido com a bandeira Mastercard, o cart\u00e3o \u00e9 aceito em milh\u00f5es de estabelecimentos f\u00edsicos e online dentro e fora da Pol\u00f4nia. \u2705 Gest\u00e3o digital completa com o app PeoPay Pelo aplicativo PeoPay, voc\u00ea pode: Acompanhar gastos em tempo real Bloquear e desbloquear o cart\u00e3o Ajustar limites Consultar faturas e transa\u00e7\u00f5es Tudo de forma simples e intuitiva. \u2705 Pagamentos por aproxima\u00e7\u00e3o e carteiras digitais Compat\u00edvel com Apple Pay, Google Pay e pagamentos por NFC, garantindo mais praticidade no dia a dia. \u2705 Cart\u00e3o virtual para compras online O cart\u00e3o virtual aumenta a seguran\u00e7a em compras na internet, utilizando dados diferentes do cart\u00e3o f\u00edsico. \u2705 Descontos e benef\u00edcios com parceiros Clientes do Bank Pekao t\u00eam acesso a promo\u00e7\u00f5es exclusivas, campanhas promocionais e vantagens em estabelecimentos parceiros. Karta z \u017bubrem \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em caixas eletr\u00f4nicos Taxa aplicada (varia conforme local e moeda) Anuidade \/ Mensalidade Aproximadamente 5\u201310 PLN\/m\u00eas\u00a0 Cashback N\u00e3o informado oficialmente Limite de cr\u00e9dito Geralmente entre 1.000 PLN e 20.000 PLN\u00a0 Compras no exterior Convers\u00e3o cambial + taxa da Mastercard Parcelamento da fatura Dispon\u00edvel com juros Cart\u00e3o adicional Dispon\u00edvel mediante cobran\u00e7a Crit\u00e9rios para Concess\u00e3o de Limite O Bank Pekao avalia o perfil do solicitante com base em: Comprova\u00e7\u00e3o de renda mensal Hist\u00f3rico de cr\u00e9dito e score financeiro Comportamento banc\u00e1rio Relacionamento pr\u00e9vio com o banco Os limites costumam variar entre 1.000 PLN e 20.000 PLN, conforme an\u00e1lise individual. Aprova\u00e7\u00e3o para quem tem restri\u00e7\u00f5es de cr\u00e9dito A aprova\u00e7\u00e3o para clientes com hist\u00f3rico negativo \u00e9 pouco prov\u00e1vel, pois o banco exige score positivo e estabilidade financeira. Seguran\u00e7a e Confiabilidade do Bank Pekao O Bank Pekao \u00e9 uma das institui\u00e7\u00f5es financeiras mais s\u00f3lidas da Pol\u00f4nia, reconhecida por: Alto n\u00edvel de seguran\u00e7a digital Tecnologia banc\u00e1ria moderna Atendimento eficiente Presen\u00e7a f\u00edsica e digital Isso garante tranquilidade tanto para usu\u00e1rios iniciantes quanto para clientes mais experientes. Para quem a Karta z \u017bubrem \u00e9 indicada? Jovens e estudantes que buscam um cart\u00e3o acess\u00edvel Pessoas iniciando a vida financeira na Pol\u00f4nia Usu\u00e1rios que preferem gest\u00e3o digital com suporte presencial Quem utiliza Apple Pay ou Google Pay Residentes e expatriados que valorizam seguran\u00e7a e aceita\u00e7\u00e3o global Cart\u00e3o Karta z \u017bubrem \u2013 Bank Pekao Baixa Taxa Anual SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Tipo de Benef\u00edcio Karta z \u017bubrem (isolado) Promo\u00e7\u00f5es do Bank Pekao Programa de pontos N\u00e3o dispon\u00edvel N\u00e3o identificado Cashback N\u00e3o recorrente Pode existir em campanhas pontuais B\u00f4nus de ades\u00e3o Normalmente n\u00e3o Sim, em campanhas de abertura de conta Conclus\u00e3o A Karta z \u017bubrem do Bank Pekao \u00e9 uma solu\u00e7\u00e3o pr\u00e1tica, econ\u00f4mica e segura, especialmente vantajosa para clientes com at\u00e9 26 anos. Com isen\u00e7\u00e3o de tarifas, controle completo pelo app, aceita\u00e7\u00e3o internacional e integra\u00e7\u00e3o com carteiras digitais, o cart\u00e3o se destaca como uma \u00f3tima op\u00e7\u00e3o para o dia a dia financeiro na Pol\u00f4nia. Se voc\u00ea busca um cart\u00e3o simples, moderno e sem complica\u00e7\u00f5es, essa pode ser a escolha ideal para come\u00e7ar ou organizar sua vida financeira. FAQ \u2013 Cart\u00e3o Bank Pekao Karta z \u017bubrem 1. O cart\u00e3o possui anuidade?Clientes com at\u00e9 26 anos s\u00e3o isentos. Ap\u00f3s essa idade, a tarifa pode ser eliminada com uso m\u00ednimo mensal. 2. Posso usar o cart\u00e3o fora da Pol\u00f4nia?Sim. O cart\u00e3o \u00e9 Mastercard e pode ser usado internacionalmente em compras f\u00edsicas e online. 3. \u00c9 obrigat\u00f3rio ter conta no Bank Pekao?Sim. O cart\u00e3o est\u00e1 vinculado a uma conta pessoal no banco, que pode ser aberta online ou em ag\u00eancia. 4. O cart\u00e3o permite parcelamento e cr\u00e9dito rotativo?Sim. Ambas as op\u00e7\u00f5es est\u00e3o dispon\u00edveis, com juros aplicados conforme contrato.<\/p>","protected":false},"author":1,"featured_media":15282,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15281","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/15281","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/comments?post=15281"}],"version-history":[{"count":10,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/15281\/revisions"}],"predecessor-version":[{"id":17109,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/15281\/revisions\/17109"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/media\/15282"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/media?parent=15281"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/categories?post=15281"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/tags?post=15281"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/post_folder?post=15281"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}