{"id":15731,"date":"2025-12-16T17:12:45","date_gmt":"2025-12-16T17:12:45","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15731"},"modified":"2025-12-25T01:29:33","modified_gmt":"2025-12-25T01:29:33","slug":"duitsland-brede-kaart-hoe-sparda-aanvragen","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/nl\/financas\/alemanha-cartao-broad-como-solicitar-sparda\/","title":{"rendered":"Hoe vraag ik een Postbank Visa Card aan in Duitsland en andere informatie?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15731\" class=\"elementor elementor-15731\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Advertenties<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"231\" data-end=\"390\">O <strong data-start=\"93\" data-end=\"117\">Postbank Visa-kaart<\/strong> is een uitstekende optie voor wie in Duitsland woont en op zoek is naar een praktische, veilige en algemeen geaccepteerde internationale creditcard, gecombineerd met de steun van een van de meest traditionele banken van het land.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/nl\/financien\/alemanha-cartao-broad-sparda\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1290\" height=\"860\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2.avif\" class=\"attachment-full size-full wp-image-15685\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2.avif 1290w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-300x200.avif 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-1024x683.avif 1024w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-768x512.avif 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-18x12.avif 18w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-150x100.avif 150w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-330x220.avif 330w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-420x280.avif 420w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-510x340.avif 510w\" sizes=\"(max-width: 1290px) 100vw, 1290px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Sparda VISA-kaart<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gratis lidmaatschap<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/nl\/financien\/alemanha-cartao-broad-sparda\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VERZOEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"378\" data-end=\"585\">Met gratis jaarlijkse kosten voor het eerste jaar, volledig digitaal beheer en integratie met mobiele portemonnees combineert Postbank Visa de degelijkheid van een traditionele bank met het gemak van moderne financi\u00eble oplossingen.<\/p><p data-start=\"587\" data-end=\"751\">De kaart is ideaal voor dagelijks gebruik, online winkelen en internationale reizen en biedt volledige controle via de app, transparantie over kosten en een hoge beveiligingsstandaard.<\/p><hr data-start=\"753\" data-end=\"756\" \/><h2 data-start=\"758\" data-end=\"814\"><strong>Stap voor stap een Postbank Visa Card aanvragen<\/strong><\/h2><h3 data-start=\"816\" data-end=\"860\">1. Open een zichtrekening bij Postbank<\/h3><p data-start=\"861\" data-end=\"1033\">De Visa-kaart is exclusief voor rekeninghouders. Om hem aan te vragen, moet je een <strong data-start=\"947\" data-end=\"969\">Postbank Girokonto<\/strong>, Dit kan online of persoonlijk bij een filiaal.<\/p><p data-start=\"1035\" data-end=\"1161\">\ud83d\udccc <em data-start=\"1038\" data-end=\"1045\">Tip:<\/em> rekening openen kan 100% digitaal met video-identiteitsverificatie (<strong data-start=\"1144\" data-end=\"1159\">Video-identificatie<\/strong>).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VRAAG NAAR JE POSTBANKVISUMKAART \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1206\" data-end=\"1259\">2. Log in op je account en ga naar de sectie kaarten<\/h3><p data-start=\"1260\" data-end=\"1375\">Als uw account actief is, meldt u zich aan bij <strong data-start=\"1288\" data-end=\"1320\">Postbank Bank &amp; Makelaardij<\/strong> (website of app) en zoek naar de <strong data-start=\"1356\" data-end=\"1374\">\u201cKredietkaarten\u201d<\/strong>.<\/p><hr data-start=\"1377\" data-end=\"1380\" \/><h3 data-start=\"1382\" data-end=\"1422\">3. Kies Postbank Visa Classic<\/h3><p data-start=\"1423\" data-end=\"1585\">Selecteer de <strong data-start=\"1435\" data-end=\"1465\">Postbank Visa Classic<\/strong>, die meestal het volgende biedt <strong data-start=\"1491\" data-end=\"1530\">jaarlijkse bijdrage het eerste jaar kwijt<\/strong>, en klik op <strong data-start=\"1544\" data-end=\"1566\">\u201cJetzt beantragen\u201d<\/strong> (Nu aanvragen).<\/p><hr data-start=\"1587\" data-end=\"1590\" \/><h3 data-start=\"1592\" data-end=\"1644\">4. Vul het formulier in en stuur de documenten op<\/h3><p data-start=\"1645\" data-end=\"1783\">Vul je persoonlijke gegevens, adres, werksituatie en inkomen in. Stuur vervolgens de gevraagde documenten op voor een kredietanalyse.<\/p><hr data-start=\"1785\" data-end=\"1788\" \/><h3 data-start=\"1790\" data-end=\"1834\">5. Identiteitscontrole uitvoeren<\/h3><p data-start=\"1835\" data-end=\"1866\">Validatie kan worden uitgevoerd door:<\/p><ul data-start=\"1867\" data-end=\"1977\"><li data-start=\"1867\" data-end=\"1909\"><p data-start=\"1869\" data-end=\"1909\"><strong data-start=\"1869\" data-end=\"1884\">Video-identificatie<\/strong> (videogesprek), of<\/p><\/li><li data-start=\"1910\" data-end=\"1977\"><p data-start=\"1912\" data-end=\"1977\">Persoonlijk bij een Postbank-kantoor, met een geldig document.<\/p><\/li><\/ul><hr data-start=\"1979\" data-end=\"1982\" \/><h3 data-start=\"1984\" data-end=\"2030\">6. Wacht op goedkeuring en ontvang de kaart<\/h3><p data-start=\"2031\" data-end=\"2179\">Na de kredietanalyse (overleg met <strong data-start=\"2069\" data-end=\"2079\">SCHUFA<\/strong>), wordt de kaart goedgekeurd en naar je adres in Duitsland gestuurd in ongeveer <strong data-start=\"2157\" data-end=\"2178\">5 tot 10 werkdagen<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">JE POSTBANKVISUMKAART AANVRAGEN \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2228\" data-end=\"2273\"><strong>Documenten die nodig zijn om te solliciteren<\/strong><\/h2><p data-start=\"2275\" data-end=\"2289\">Houd het bij de hand:<\/p><ul data-start=\"2291\" data-end=\"2592\"><li data-start=\"2291\" data-end=\"2361\"><p data-start=\"2293\" data-end=\"2361\">Geldig identiteitsbewijs (paspoort of <strong data-start=\"2339\" data-end=\"2358\">Persoonlijke website<\/strong>)<\/p><\/li><li data-start=\"2362\" data-end=\"2446\"><p data-start=\"2364\" data-end=\"2446\">Bewijs van verblijf in Duitsland (<strong data-start=\"2403\" data-end=\"2416\">Aanmelding<\/strong> of offici\u00eble correspondentie)<\/p><\/li><li data-start=\"2447\" data-end=\"2504\"><p data-start=\"2449\" data-end=\"2504\"><strong data-start=\"2449\" data-end=\"2462\">Steuer-ID<\/strong> (Duits fiscaal identificatienummer)<\/p><\/li><li data-start=\"2505\" data-end=\"2592\"><p data-start=\"2507\" data-end=\"2592\">Bewijs van inkomen (recent loonstrookje, arbeidscontract of bankafschriften)<\/p><\/li><\/ul><p data-start=\"2594\" data-end=\"2684\">Deze gegevens worden gebruikt om de identiteit te controleren en krediet bij SCHUFA te analyseren.<\/p><hr data-start=\"2686\" data-end=\"2689\" \/><h2 data-start=\"2691\" data-end=\"2738\"><strong>Tarieven en voorwaarden Postbank Visa Card<\/strong><\/h2><ul data-start=\"2740\" data-end=\"3128\"><li data-start=\"2740\" data-end=\"2776\"><p data-start=\"2742\" data-end=\"2776\"><strong data-start=\"2742\" data-end=\"2755\">Jaarlijkse kosten:<\/strong> gratis in het 1e jaar<\/p><\/li><li data-start=\"2777\" data-end=\"2873\"><p data-start=\"2779\" data-end=\"2873\"><strong data-start=\"2779\" data-end=\"2802\">Vanaf het 2e jaar:<\/strong> ongeveer \u20ac29,00 (kan vrijgesteld zijn afhankelijk van gebruik of type account)<\/p><\/li><li data-start=\"2874\" data-end=\"2949\"><p data-start=\"2876\" data-end=\"2949\"><strong data-start=\"2876\" data-end=\"2909\">Aankopen in vreemde valuta:<\/strong> benaderende omrekeningskoers van 1,85%<\/p><\/li><li data-start=\"2950\" data-end=\"3042\"><p data-start=\"2952\" data-end=\"3042\"><strong data-start=\"2952\" data-end=\"2985\">Opnames met creditcard:<\/strong> kunnen extra kosten met zich meebrengen, afhankelijk van het land en de geldautomaat<\/p><\/li><li data-start=\"3043\" data-end=\"3128\"><p data-start=\"3045\" data-end=\"3128\"><strong data-start=\"3045\" data-end=\"3072\">Factuurtermijnen:<\/strong> beschikbaar voor sommige profielen, met rente<\/p><\/li><\/ul><hr data-start=\"3130\" data-end=\"3133\" \/><h2 data-start=\"3135\" data-end=\"3165\"><strong>Digitale functionaliteiten<\/strong><\/h2><ul data-start=\"3167\" data-end=\"3485\"><li data-start=\"3167\" data-end=\"3237\"><p data-start=\"3169\" data-end=\"3237\">App <strong data-start=\"3173\" data-end=\"3205\">Postbank Bank &amp; Makelaardij<\/strong> voor totale kaartcontrole<\/p><\/li><li data-start=\"3238\" data-end=\"3286\"><p data-start=\"3240\" data-end=\"3286\">Virtuele kaart voor directe online aankopen<\/p><\/li><li data-start=\"3287\" data-end=\"3336\"><p data-start=\"3289\" data-end=\"3336\">Compatibel met <strong data-start=\"3304\" data-end=\"3317\">Apple betalen<\/strong> e <strong data-start=\"3320\" data-end=\"3334\">Google Betalen<\/strong><\/p><\/li><li data-start=\"3337\" data-end=\"3381\"><p data-start=\"3339\" data-end=\"3381\">Real-time transactiemeldingen<\/p><\/li><li data-start=\"3382\" data-end=\"3427\"><p data-start=\"3384\" data-end=\"3427\">Sterke twee-factor authenticatie (2FA)<\/p><\/li><li data-start=\"3428\" data-end=\"3485\"><p data-start=\"3430\" data-end=\"3485\">Kaarten blokkeren en deblokkeren rechtstreeks vanuit de app<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dd3cdaa e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"dd3cdaa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18e012b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"18e012b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ONTVANG JE POSTBANKVISUMKAART \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cecd04 elementor-widget elementor-widget-text-editor\" data-id=\"8cecd04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(U wordt doorgestuurd naar een andere pagina)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ad75df e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"8ad75df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7824533 elementor-widget elementor-widget-text-editor\" data-id=\"7824533\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3533\" data-end=\"3592\"><strong>Postbank Visa: Veiligheid en gemak met Duitse traditie<\/strong><\/h2><p data-start=\"3594\" data-end=\"3764\">O <strong data-start=\"3596\" data-end=\"3620\">Postbank Visa-kaart<\/strong> is ideaal voor wie op zoek is naar een betrouwbare creditcard met duidelijke kosten, goede internationale acceptatie en persoonlijke ondersteuning in heel Duitsland.<\/p><p data-start=\"3766\" data-end=\"3945\">Met geen jaarlijkse kosten voor het eerste jaar, effici\u00ebnt digitaal beheer en de veiligheid van de Visa-vlag biedt het een uitstekende balans tussen banktraditie en moderne technologie.<\/p><p data-start=\"3947\" data-end=\"4104\" data-is-last-node=\"\" data-is-only-node=\"\">Als je in Duitsland woont en een degelijke, praktische kaart wilt die in lijn is met de dagelijkse Europese financi\u00ebn, dan is de <strong data-start=\"4051\" data-end=\"4068\">Postbank Visa<\/strong> is een veilige en intelligente keuze.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio O Cart\u00e3o Postbank Visa \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e busca um cart\u00e3o de cr\u00e9dito pr\u00e1tico, seguro e com ampla aceita\u00e7\u00e3o internacional, aliado ao suporte de um dos bancos mais tradicionais do pa\u00eds. Cart\u00e3o Sparda VISA Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com anuidade gratuita no primeiro ano, gest\u00e3o digital completa e integra\u00e7\u00e3o com carteiras m\u00f3veis, o Postbank Visa combina a solidez de um banco tradicional com a comodidade das solu\u00e7\u00f5es financeiras modernas. Ideal para uso di\u00e1rio, compras online e viagens internacionais, o cart\u00e3o oferece controle total pelo aplicativo, transpar\u00eancia nas taxas e alto padr\u00e3o de seguran\u00e7a. Passo a Passo para Solicitar o Cart\u00e3o Postbank Visa 1. Abra uma conta corrente no Postbank O cart\u00e3o Visa \u00e9 exclusivo para correntistas. Para solicit\u00e1-lo, \u00e9 necess\u00e1rio abrir uma Postbank Girokonto, o que pode ser feito online ou presencialmente em uma ag\u00eancia. \ud83d\udccc Dica: a abertura da conta pode ser realizada 100% digitalmente com verifica\u00e7\u00e3o de identidade por v\u00eddeo (Video-Ident). PE\u00c7A SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Acesse sua conta e v\u00e1 at\u00e9 a se\u00e7\u00e3o de cart\u00f5es Com a conta ativa, entre no Postbank Banking &amp; Brokerage (site ou app) e procure pela op\u00e7\u00e3o \u201cKreditkarten\u201d. 3. Escolha o Postbank Visa Classic Selecione o Postbank Visa Card Classic, que normalmente oferece isen\u00e7\u00e3o da anuidade no primeiro ano, e clique em \u201cJetzt beantragen\u201d (Solicitar agora). 4. Preencha o formul\u00e1rio e envie os documentos Informe seus dados pessoais, endere\u00e7o, situa\u00e7\u00e3o profissional e renda. Em seguida, envie os documentos solicitados para an\u00e1lise de cr\u00e9dito. 5. Realize a verifica\u00e7\u00e3o de identidade A valida\u00e7\u00e3o pode ser feita por: Video-Ident (chamada de v\u00eddeo), ou Presencialmente em uma ag\u00eancia do Postbank, com documento v\u00e1lido. 6. Aguarde a aprova\u00e7\u00e3o e receba o cart\u00e3o Ap\u00f3s a an\u00e1lise de cr\u00e9dito (consulta \u00e0 SCHUFA), o cart\u00e3o ser\u00e1 aprovado e enviado para seu endere\u00e7o na Alemanha em cerca de 5 a 10 dias \u00fateis. SOLICITE SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Documentos Necess\u00e1rios para Solicita\u00e7\u00e3o Tenha em m\u00e3os: Documento de identidade v\u00e1lido (Passaporte ou Personalausweis) Comprovante de resid\u00eancia na Alemanha (Anmeldung ou correspond\u00eancia oficial) Steuer-ID (n\u00famero de identifica\u00e7\u00e3o fiscal alem\u00e3o) Comprovante de renda (holerite recente, contrato de trabalho ou extratos banc\u00e1rios) Esses dados s\u00e3o usados para verifica\u00e7\u00e3o de identidade e an\u00e1lise de cr\u00e9dito junto \u00e0 SCHUFA. Taxas e Condi\u00e7\u00f5es do Cart\u00e3o Postbank Visa Anuidade: gratuita no 1\u00ba ano A partir do 2\u00ba ano: cerca de \u20ac29,00 (pode haver isen\u00e7\u00e3o conforme o uso ou tipo de conta) Compras em moeda estrangeira: taxa de convers\u00e3o aproximada de 1,85% Saques com cart\u00e3o de cr\u00e9dito: podem ter custo adicional, dependendo do pa\u00eds e do ATM Parcelamento da fatura: dispon\u00edvel para alguns perfis, com aplica\u00e7\u00e3o de juros Funcionalidades Digitais App Postbank Banking &amp; Brokerage para controle total do cart\u00e3o Cart\u00e3o virtual para compras online imediatas Compat\u00edvel com Apple Pay e Google Pay Notifica\u00e7\u00f5es em tempo real de transa\u00e7\u00f5es Autentica\u00e7\u00e3o forte com dois fatores (2FA) Bloqueio e desbloqueio do cart\u00e3o diretamente pelo app ADQUIRA SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Postbank Visa: Seguran\u00e7a e Comodidade com Tradi\u00e7\u00e3o Alem\u00e3 O Cart\u00e3o Postbank Visa \u00e9 ideal para quem busca um cart\u00e3o de cr\u00e9dito confi\u00e1vel, com custos claros, boa aceita\u00e7\u00e3o internacional e suporte presencial em toda a Alemanha. Com isen\u00e7\u00e3o de anuidade no primeiro ano, gest\u00e3o digital eficiente e a seguran\u00e7a da bandeira Visa, ele oferece um excelente equil\u00edbrio entre tradi\u00e7\u00e3o banc\u00e1ria e tecnologia moderna. Se voc\u00ea mora na Alemanha e quer um cart\u00e3o s\u00f3lido, pr\u00e1tico e alinhado ao dia a dia financeiro europeu, o Postbank Visa \u00e9 uma escolha segura e inteligente.<\/p>","protected":false},"author":1,"featured_media":15717,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15731","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/15731","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/comments?post=15731"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/15731\/revisions"}],"predecessor-version":[{"id":17208,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/posts\/15731\/revisions\/17208"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/media\/15717"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/media?parent=15731"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/categories?post=15731"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/tags?post=15731"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/nl\/wp-json\/wp\/v2\/post_folder?post=15731"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}