{"id":13541,"date":"2025-11-29T16:51:20","date_gmt":"2025-11-29T16:51:20","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=13541"},"modified":"2025-12-25T01:43:01","modified_gmt":"2025-12-25T01:43:01","slug":"alemanha-cartao-funil1-genialcard","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/pl\/financas\/alemanha-cartao-funil1-genialcard\/","title":{"rendered":"Hanseatic Bank GenialCard - idealna dla os\u00f3b mieszkaj\u0105cych w Niemczech"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13541\" class=\"elementor elementor-13541\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Og\u0142oszenia<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Je\u015bli mieszkasz w Niemczech i szukasz karty kredytowej <strong data-start=\"293\" data-end=\"309\">brak op\u0142aty rocznej<\/strong>, z zarz\u0105dzaniem <strong data-start=\"322\" data-end=\"338\">100% digital<\/strong> i proste zatwierdzenie <strong data-start=\"362\" data-end=\"376\">GenialCard<\/strong>, Hanseatic Bank to nowoczesna, bezpieczna i przyst\u0119pna cenowo alternatywa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/germany-funnel-card1-jak-zlozyc-wniosek-o-karte-genialcard\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"287\" height=\"234\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp\" class=\"attachment-full size-full wp-image-13516\" alt=\"Karta Hanseatic Bank\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp 287w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8-15x12.webp 15w\" sizes=\"(max-width: 287px) 100vw, 287px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"748\" data-end=\"779\"><strong data-start=\"752\" data-end=\"777\">Karta Hanseatic Bank<\/strong><\/p>\n<p data-start=\"780\" data-end=\"860\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Brak op\u0142aty rocznej<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/germany-funnel-card1-jak-zlozyc-wniosek-o-karte-genialcard\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"867\" data-end=\"925\">\u2705 <strong data-start=\"871\" data-end=\"925\">G\u0142\u00f3wne zalety karty Hanseatic Bank GenialCard<\/strong><\/h2>\n<h3 data-start=\"927\" data-end=\"966\">\ud83d\udcb3 <strong data-start=\"934\" data-end=\"964\">Brak op\u0142aty rocznej - na zawsze<\/strong><\/h3>\n<p data-start=\"967\" data-end=\"1033\">Nie ponosisz \u017cadnych op\u0142at rocznych, ani na pocz\u0105tku, ani w przysz\u0142o\u015bci.<\/p>\n<h3 data-start=\"1035\" data-end=\"1071\">\ud83c\udf0d <strong data-start=\"1042\" data-end=\"1069\">Mi\u0119dzynarodowa akceptacja<\/strong><\/h3>\n<p data-start=\"1072\" data-end=\"1193\">Mo\u017cliwo\u015b\u0107 wykorzystania w wi\u0119cej ni\u017c <strong data-start=\"1090\" data-end=\"1124\">36 milion\u00f3w zak\u0142ad\u00f3w<\/strong> na ca\u0142ym \u015bwiecie, a tak\u017ce zakupy online, aplikacje i us\u0142ugi cyfrowe.<\/p>\n<h3 data-start=\"1195\" data-end=\"1241\">\ud83d\udcb0 <strong data-start=\"1202\" data-end=\"1239\">Elastyczne p\u0142atno\u015bci i raty<\/strong><\/h3>\n<p data-start=\"1242\" data-end=\"1256\">Wybierz p\u0142atno\u015b\u0107:<\/p>\n<ul data-start=\"1258\" data-end=\"1362\">\n<li data-start=\"1258\" data-end=\"1285\">\n<p data-start=\"1260\" data-end=\"1285\">Ca\u0142kowita kwota faktury<\/p>\n<\/li>\n<li data-start=\"1286\" data-end=\"1362\">\n<p data-start=\"1288\" data-end=\"1362\">Lub zap\u0142a\u0107 w ratach z odsetkami mi\u0119dzy <strong data-start=\"1316\" data-end=\"1340\">1,49% i 1,75% miesi\u0119cznie<\/strong>, w zale\u017cno\u015bci od profilu<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1364\" data-end=\"1413\">\ud83d\udcf2 <strong data-start=\"1371\" data-end=\"1411\">Kompletna aplikacja (Hanseatic Bank Mobile)<\/strong><\/h3>\n<p data-start=\"1414\" data-end=\"1431\">W aplikacji mo\u017cna:<\/p>\n<ul data-start=\"1433\" data-end=\"1558\">\n<li data-start=\"1433\" data-end=\"1447\">\n<p data-start=\"1435\" data-end=\"1447\">Zobacz wydatki<\/p>\n<\/li>\n<li data-start=\"1448\" data-end=\"1466\">\n<p data-start=\"1450\" data-end=\"1466\">Ustaw limit<\/p>\n<\/li>\n<li data-start=\"1467\" data-end=\"1498\">\n<p data-start=\"1469\" data-end=\"1498\">Blokowanie\/odblokowywanie karty<\/p>\n<\/li>\n<li data-start=\"1499\" data-end=\"1520\">\n<p data-start=\"1501\" data-end=\"1520\">Zarz\u0105dzanie fakturami<\/p>\n<\/li>\n<li data-start=\"1521\" data-end=\"1558\">\n<p data-start=\"1523\" data-end=\"1558\">\u015aledzenie transakcji w czasie rzeczywistym<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1560\" data-end=\"1592\">\ud83d\udee1\ufe0f <strong data-start=\"1568\" data-end=\"1590\">Zaawansowane zabezpieczenia<\/strong><\/h3>\n<p data-start=\"1593\" data-end=\"1600\">Zawiera:<\/p>\n<ul data-start=\"1602\" data-end=\"1742\">\n<li data-start=\"1602\" data-end=\"1647\">\n<p data-start=\"1604\" data-end=\"1647\"><strong data-start=\"1604\" data-end=\"1645\">3D Secure (kontrola to\u017csamo\u015bci Mastercard)<\/strong><\/p>\n<\/li>\n<li data-start=\"1648\" data-end=\"1680\">\n<p data-start=\"1650\" data-end=\"1680\">Uwierzytelnianie dwusk\u0142adnikowe<\/p>\n<\/li>\n<li data-start=\"1681\" data-end=\"1710\">\n<p data-start=\"1683\" data-end=\"1710\">Natychmiastowe powiadomienia<\/p>\n<\/li>\n<li data-start=\"1711\" data-end=\"1742\">\n<p data-start=\"1713\" data-end=\"1742\">Ochrona przed niew\u0142a\u015bciwym u\u017cyciem<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1744\" data-end=\"1786\">\ud83d\udcb6 <strong data-start=\"1751\" data-end=\"1784\">Darmowe wyp\u0142aty w strefie euro<\/strong><\/h3>\n<p data-start=\"1787\" data-end=\"1919\">W przeciwie\u0144stwie do wielu kart, umo\u017cliwia <strong data-start=\"1824\" data-end=\"1844\">darmowe wyp\u0142aty<\/strong> w euro poza Niemcami.<br data-start=\"1871\" data-end=\"1874\" \/><strong data-start=\"1874\" data-end=\"1889\">W Niemczech<\/strong>, Wyp\u0142aty mog\u0105 podlega\u0107 op\u0142acie.<\/p>\n<h3 data-start=\"1921\" data-end=\"1957\">\ud83d\udcec <strong data-start=\"1928\" data-end=\"1955\">Zam\u00f3w 100% online<\/strong><\/h3>\n<p data-start=\"1958\" data-end=\"2082\">Szybki proces z identyfikacj\u0105 wideo (VideoIdent).<br data-start=\"2016\" data-end=\"2019\" \/>Nie ma wymogu minimalnego dochodu, ale istnieje analiza kredytowa (<strong data-start=\"2070\" data-end=\"2080\">Schufa<\/strong>).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0f9a36 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f0f9a36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47cc04b elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"47cc04b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/germany-funnel-card1-jak-zlozyc-wniosek-o-karte-genialcard\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"287\" height=\"234\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp\" class=\"attachment-full size-full wp-image-13516\" alt=\"Karta Hanseatic Bank\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp 287w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8-15x12.webp 15w\" sizes=\"(max-width: 287px) 100vw, 287px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea04dcb elementor-widget elementor-widget-text-editor\" data-id=\"ea04dcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"748\" data-end=\"779\"><strong data-start=\"752\" data-end=\"777\">Karta Hanseatic Bank<\/strong><\/p>\n<p data-start=\"780\" data-end=\"860\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa79320 elementor-widget elementor-widget-text-editor\" data-id=\"aa79320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Brak op\u0142aty rocznej<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01ecdc8 elementor-widget elementor-widget-button\" data-id=\"01ecdc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/germany-funnel-card1-jak-zlozyc-wniosek-o-karte-genialcard\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-832f32b elementor-widget elementor-widget-text-editor\" data-id=\"832f32b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2165\" data-end=\"2216\">\ud83d\udcca <strong data-start=\"2209\" data-end=\"2250\">GenialCard - op\u0142aty i warunki<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbe6e0d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"fbe6e0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8ac864 elementor-widget elementor-widget-text-editor\" data-id=\"b8ac864\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>Praca<\/th>\n<th>Stan<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Wyp\u0142aty z bankomat\u00f3w<\/strong><\/td>\n<td>Bezp\u0142atnie w euro poza Niemcami; w Niemczech mo\u017ce by\u0107 pobierana op\u0142ata<\/td>\n<\/tr>\n<tr>\n<td><strong>Renta<\/strong><\/td>\n<td>100% za darmo na zawsze<\/td>\n<\/tr>\n<tr>\n<td><strong>Zwrot got\u00f3wki<\/strong><\/td>\n<td>Brak<\/td>\n<\/tr>\n<tr>\n<td><strong>Limit kredytowy<\/strong><\/td>\n<td>Zdefiniowane przez analiz\u0119 Schufa<\/td>\n<\/tr>\n<tr>\n<td><strong>Zakupy za granic\u0105<\/strong><\/td>\n<td>Dozwolone bez dodatkowych op\u0142at<\/td>\n<\/tr>\n<tr>\n<td><strong>Raty za faktur\u0119<\/strong><\/td>\n<td>Dost\u0119pne z odsetkami.<\/td>\n<\/tr>\n<tr>\n<td><strong>Karta dodatkowa<\/strong><\/td>\n<td>Niedost\u0119pne<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2707\" data-end=\"2738\">\ud83d\udcdd <strong data-start=\"2712\" data-end=\"2738\">Kryteria emisji<\/strong><\/h2>\n<p data-start=\"2740\" data-end=\"2768\">Karta GenialCard jest wydawana po:<\/p>\n<ul data-start=\"2770\" data-end=\"2915\">\n<li data-start=\"2770\" data-end=\"2799\">\n<p data-start=\"2772\" data-end=\"2799\">Szybka aplikacja online<\/p>\n<\/li>\n<li data-start=\"2800\" data-end=\"2831\">\n<p data-start=\"2802\" data-end=\"2831\">Analiza kredytowa (Schufa)<\/p>\n<\/li>\n<li data-start=\"2832\" data-end=\"2876\">\n<p data-start=\"2834\" data-end=\"2876\">Wysy\u0142anie dokument\u00f3w przez aplikacj\u0119 \/ VideoIdent<\/p>\n<\/li>\n<li data-start=\"2877\" data-end=\"2915\">\n<p data-start=\"2879\" data-end=\"2915\">Zatwierdzenie i wysy\u0142ka karty fizycznej<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2917\" data-end=\"2957\"><strong data-start=\"2921\" data-end=\"2955\">Czy akceptujesz osoby z ograniczeniami?<\/strong><\/h3>\n<p data-start=\"2958\" data-end=\"3028\">Brak gwarancji. Negatywna historia w Schufa mo\u017ce skutkowa\u0107 odmow\u0105.<\/p>\n<hr data-start=\"3030\" data-end=\"3033\" \/>\n<h2 data-start=\"3035\" data-end=\"3065\">\ud83d\udd12 <strong data-start=\"3040\" data-end=\"3065\">Zaufanie i bezpiecze\u0144stwo<\/strong><\/h2>\n<p data-start=\"3067\" data-end=\"3177\">Karta GenialCard jest wydawana przez <strong data-start=\"3095\" data-end=\"3113\">Bank Hanzeatycki<\/strong>, tradycyjna niemiecka instytucja o silnej obecno\u015bci cyfrowej.<\/p>\n<p data-start=\"3179\" data-end=\"3193\">Aplikacja oferuje<\/p>\n<ul data-start=\"3195\" data-end=\"3356\">\n<li data-start=\"3195\" data-end=\"3223\">\n<p data-start=\"3197\" data-end=\"3223\">Pe\u0142na kontrola nad kart\u0105<\/p>\n<\/li>\n<li data-start=\"3224\" data-end=\"3254\">\n<p data-start=\"3226\" data-end=\"3254\">Powiadomienia w czasie rzeczywistym<\/p>\n<\/li>\n<li data-start=\"3255\" data-end=\"3289\">\n<p data-start=\"3257\" data-end=\"3289\">Natychmiastowa regulacja limit\u00f3w<\/p>\n<\/li>\n<li data-start=\"3290\" data-end=\"3303\">\n<p data-start=\"3292\" data-end=\"3303\">3D Secure<\/p>\n<\/li>\n<li data-start=\"3304\" data-end=\"3356\">\n<p data-start=\"3306\" data-end=\"3356\">Kompatybilno\u015b\u0107 z <strong data-start=\"3326\" data-end=\"3339\">Apple Pay<\/strong> e <strong data-start=\"3342\" data-end=\"3356\">Google Pay<\/strong><\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3358\" data-end=\"3361\" \/>\n<h2 data-start=\"3363\" data-end=\"3403\">\ud83c\udfaf <strong data-start=\"3368\" data-end=\"3403\">Dla kogo GenialCard jest idealnym rozwi\u0105zaniem?<\/strong><\/h2>\n<ul data-start=\"3405\" data-end=\"3706\">\n<li data-start=\"3405\" data-end=\"3445\">\n<p data-start=\"3407\" data-end=\"3445\">Kto chce kart\u0119? <strong data-start=\"3427\" data-end=\"3443\">brak op\u0142aty rocznej<\/strong><\/p>\n<\/li>\n<li data-start=\"3446\" data-end=\"3491\">\n<p data-start=\"3448\" data-end=\"3491\">U\u017cytkownicy dokonuj\u0105cy zakup\u00f3w mi\u0119dzynarodowych<\/p>\n<\/li>\n<li data-start=\"3492\" data-end=\"3538\">\n<p data-start=\"3494\" data-end=\"3538\">Ci, kt\u00f3rzy wol\u0105 pe\u0142n\u0105 kontrol\u0119 za po\u015brednictwem aplikacji<\/p>\n<\/li>\n<li data-start=\"3539\" data-end=\"3598\">\n<p data-start=\"3541\" data-end=\"3598\">Ludzie, kt\u00f3rzy chc\u0105 elastyczno\u015bci w op\u0142acaniu rachunk\u00f3w<\/p>\n<\/li>\n<li data-start=\"3599\" data-end=\"3648\">\n<p data-start=\"3601\" data-end=\"3648\">Kto nie chcia\u0142by otworzy\u0107 nowego rachunku bie\u017c\u0105cego?<\/p>\n<\/li>\n<li data-start=\"3649\" data-end=\"3706\">\n<p data-start=\"3651\" data-end=\"3706\">Ludzie szukaj\u0105cy oszcz\u0119dno\u015bci i u\u0142atwie\u0144 w codziennym \u017cyciu<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3708\" data-end=\"3711\" \/>\n<h2 data-start=\"3713\" data-end=\"3758\">\ud83c\udf81 <strong data-start=\"3718\" data-end=\"3758\">Korzy\u015bci promocyjne - por\u00f3wnanie<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4acffb5 elementor-widget elementor-widget-text-editor\" data-id=\"4acffb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>Korzy\u015bci<\/th>\n<th>GenialCard<\/th>\n<th>Promocje na platformie<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Punkty \/ kupony<\/td>\n<td>Nie<\/td>\n<td>Nie zidentyfikowano<\/td>\n<\/tr>\n<tr>\n<td>Zwrot got\u00f3wki<\/td>\n<td>Nie<\/td>\n<td>Nie zidentyfikowano<\/td>\n<\/tr>\n<tr>\n<td>Premia za emisj\u0119<\/td>\n<td>Nie<\/td>\n<td>Nie zidentyfikowano<\/td>\n<\/tr>\n<tr>\n<td>Bezp\u0142atne ubezpieczenie podr\u00f3\u017cne<\/td>\n<td>Nie zawiera<\/td>\n<td>Niedost\u0119pne<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-056f8b6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"056f8b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e05f661 elementor-widget elementor-widget-text-editor\" data-id=\"e05f661\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4061\" data-end=\"4079\">\ud83e\uddfe <strong data-start=\"4066\" data-end=\"4079\">Wniosek<\/strong><\/h2>\n<p data-start=\"4081\" data-end=\"4179\">O <strong data-start=\"4083\" data-end=\"4097\">GenialCard<\/strong> od Hanseatic Bank jest jedn\u0105 z najbardziej konkurencyjnych kart w Niemczech:<\/p>\n<ul data-start=\"4181\" data-end=\"4337\">\n<li data-start=\"4181\" data-end=\"4202\">\n<p data-start=\"4183\" data-end=\"4202\"><strong data-start=\"4183\" data-end=\"4200\">Zerowa op\u0142ata roczna<\/strong><\/p>\n<\/li>\n<li data-start=\"4203\" data-end=\"4236\">\n<p data-start=\"4205\" data-end=\"4236\"><strong data-start=\"4205\" data-end=\"4234\">Pe\u0142na kontrola cyfrowa<\/strong><\/p>\n<\/li>\n<li data-start=\"4237\" data-end=\"4268\">\n<p data-start=\"4239\" data-end=\"4268\"><strong data-start=\"4239\" data-end=\"4266\">Mi\u0119dzynarodowa akceptacja<\/strong><\/p>\n<\/li>\n<li data-start=\"4269\" data-end=\"4302\">\n<p data-start=\"4271\" data-end=\"4302\"><strong data-start=\"4271\" data-end=\"4300\">Wyp\u0142aty w euro bez op\u0142at<\/strong><\/p>\n<\/li>\n<li data-start=\"4303\" data-end=\"4337\">\n<p data-start=\"4305\" data-end=\"4337\"><strong data-start=\"4305\" data-end=\"4335\">Elastyczno\u015b\u0107 p\u0142atno\u015bci<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4339\" data-end=\"4452\">Prosty, nowoczesny i bezpieczny, jest doskona\u0142\u0105 alternatyw\u0105 dla tych, kt\u00f3rzy chc\u0105 praktyczno\u015bci i oszcz\u0119dno\u015bci bez komplikacji.<\/p>\n<hr data-start=\"4454\" data-end=\"4457\" \/>\n<h2 data-start=\"4459\" data-end=\"4493\">\u2753 <strong data-start=\"4463\" data-end=\"4493\">FAQ - Cz\u0119sto zadawane pytania<\/strong><\/h2>\n<h3 data-start=\"4495\" data-end=\"4544\"><strong data-start=\"4499\" data-end=\"4542\">Czy GenialCard naprawd\u0119 ma darmow\u0105 op\u0142at\u0119 roczn\u0105?<\/strong><\/h3>\n<p data-start=\"4545\" data-end=\"4590\">Tak, karta jest ca\u0142kowicie wolna od op\u0142at rocznych.<\/p>\n<h3 data-start=\"4592\" data-end=\"4640\"><strong data-start=\"4596\" data-end=\"4638\">Czy musz\u0119 otworzy\u0107 konto w Hanseatic Bank?<\/strong><\/h3>\n<p data-start=\"4641\" data-end=\"4670\">Nie. Karta jest niezale\u017cna.<\/p>\n<h3 data-start=\"4672\" data-end=\"4704\"><strong data-start=\"4676\" data-end=\"4702\">Jaki jest pocz\u0105tkowy limit?<\/strong><\/h3>\n<p data-start=\"4705\" data-end=\"4738\">Zdefiniowany po analizie kredytowej.<\/p>\n<h3 data-start=\"4740\" data-end=\"4774\"><strong data-start=\"4744\" data-end=\"4772\">Czy mog\u0119 zap\u0142aci\u0107 rachunek w ratach?<\/strong><\/h3>\n<p data-start=\"4775\" data-end=\"4817\">Tak, z oprocentowaniem od 1,49% do 1,75% miesi\u0119cznie.<\/p>\n<h3 data-start=\"4819\" data-end=\"4865\"><strong data-start=\"4823\" data-end=\"4863\">Czy wsp\u00f3\u0142pracuje z Apple Pay i Google Pay?<\/strong><\/h3>\n<p data-start=\"4866\" data-end=\"4880\">Tak, w obu.<\/p>\n<h3 data-start=\"4882\" data-end=\"4928\"><strong data-start=\"4886\" data-end=\"4926\">Czy karta posiada bezp\u0142atne ubezpieczenie podr\u00f3\u017cne?<\/strong><\/h3>\n<p data-start=\"4929\" data-end=\"5001\">Nie. W przeciwie\u0144stwie do kart Gold\/Platinum nie obejmuje ona automatycznego ubezpieczenia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Alemanha e busca um cart\u00e3o de cr\u00e9dito sem anuidade, com gest\u00e3o 100% digital e aprova\u00e7\u00e3o simples, o GenialCard, do Hanseatic Bank, \u00e9 uma alternativa moderna, segura e acess\u00edvel. Cart\u00e3o Hanseatic Bank \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2705 Principais Benef\u00edcios do Hanseatic Bank GenialCard \ud83d\udcb3 Sem Anuidade \u2013 Para Sempre Voc\u00ea n\u00e3o paga qualquer taxa anual, nem no in\u00edcio, nem futuramente. \ud83c\udf0d Aceita\u00e7\u00e3o Internacional Us\u00e1vel em mais de 36 milh\u00f5es de estabelecimentos ao redor do mundo, al\u00e9m de compras online, apps e servi\u00e7os digitais. \ud83d\udcb0 Pagamento Flex\u00edvel e Parcelamento Escolha pagar: O valor total da fatura Ou parcelar com juros entre 1,49% e 1,75% ao m\u00eas, dependendo do perfil \ud83d\udcf2 App Completo (Hanseatic Bank Mobile) No app voc\u00ea pode: Ver gastos Ajustar limite Bloquear\/desbloquear cart\u00e3o Gerenciar faturas Acompanhar transa\u00e7\u00f5es em tempo real \ud83d\udee1\ufe0f Seguran\u00e7a Avan\u00e7ada Inclui: 3D Secure (Mastercard Identity Check) Autentica\u00e7\u00e3o em dois fatores Notifica\u00e7\u00f5es instant\u00e2neas Prote\u00e7\u00f5es contra uso indevido \ud83d\udcb6 Saques Gr\u00e1tis na Zona do Euro Diferente de muitos cart\u00f5es, permite saques gratuitos em euros fora da Alemanha.Na Alemanha, pode haver tarifa por saque. \ud83d\udcec Solicita\u00e7\u00e3o 100% Online Processo r\u00e1pido, com identifica\u00e7\u00e3o via v\u00eddeo (VideoIdent).N\u00e3o exige renda m\u00ednima, mas h\u00e1 an\u00e1lise de cr\u00e9dito (Schufa). Cart\u00e3o Hanseatic Bank \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcca Cart\u00e3o GenialCard \u2014 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Saques em caixas eletr\u00f4nicos Gratuitos em euros fora da Alemanha; dentro da Alemanha pode haver tarifa Anuidade 100% gratuita para sempre Cashback N\u00e3o possui Limite de cr\u00e9dito Definido pela an\u00e1lise Schufa Compras no exterior Permitidas, sem tarifa adicional Parcelamento da fatura Dispon\u00edvel com juros Cart\u00e3o adicional N\u00e3o dispon\u00edvel \ud83d\udcdd Crit\u00e9rios para Emiss\u00e3o O GenialCard \u00e9 emitido ap\u00f3s: Solicita\u00e7\u00e3o online r\u00e1pida An\u00e1lise de cr\u00e9dito (Schufa) Envio de documentos via app \/ VideoIdent Aprova\u00e7\u00e3o e envio do cart\u00e3o f\u00edsico Aprova pessoas com restri\u00e7\u00f5es? N\u00e3o \u00e9 garantido. Hist\u00f3rico negativo no Schufa pode resultar em recusa. \ud83d\udd12 Confian\u00e7a e Seguran\u00e7a O GenialCard \u00e9 emitido pelo Hanseatic Bank, institui\u00e7\u00e3o tradicional da Alemanha com forte atua\u00e7\u00e3o digital. O app oferece: Controle total do cart\u00e3o Notifica\u00e7\u00f5es em tempo real Ajustes instant\u00e2neos de limite 3D Secure Compatibilidade com Apple Pay e Google Pay \ud83c\udfaf Para Quem o GenialCard \u00e9 Ideal? Quem quer um cart\u00e3o sem anuidade Usu\u00e1rios que fazem compras internacionais Quem prefere controle total via aplicativo Pessoas que querem flexibilidade no pagamento da fatura Quem n\u00e3o deseja abrir uma conta corrente nova Pessoas que buscam economia e facilidade no dia a dia \ud83c\udf81 Benef\u00edcios Promocionais \u2014 Compara\u00e7\u00e3o Benef\u00edcio GenialCard Promo\u00e7\u00f5es de Plataformas Pontos \/ Vouchers N\u00e3o N\u00e3o identificado Cashback N\u00e3o N\u00e3o identificado B\u00f4nus por emiss\u00e3o N\u00e3o N\u00e3o identificado Seguro viagem gr\u00e1tis N\u00e3o incluso N\u00e3o dispon\u00edvel \u00a0 \ud83e\uddfe Conclus\u00e3o O GenialCard da Hanseatic Bank \u00e9 um dos cart\u00f5es mais competitivos da Alemanha para quem busca: Zero anuidade Controle digital completo Aceita\u00e7\u00e3o internacional Saques em euros sem taxas Flexibilidade de pagamento Simples, moderno e seguro, \u00e9 uma excelente alternativa para quem deseja praticidade e economia, sem complica\u00e7\u00f5es. \u2753 FAQ \u2013 Perguntas Frequentes O GenialCard tem mesmo anuidade gr\u00e1tis? Sim. O cart\u00e3o \u00e9 totalmente livre de anuidade. Preciso abrir conta no Hanseatic Bank? N\u00e3o. O cart\u00e3o \u00e9 independente. Qual o limite inicial? Definido ap\u00f3s an\u00e1lise de cr\u00e9dito. Posso parcelar a fatura? Sim, com juros entre 1,49% e 1,75% ao m\u00eas. Funciona com Apple Pay e Google Pay? Sim, em ambos. O cart\u00e3o tem seguro viagem gratuito? N\u00e3o. Diferente de cart\u00f5es Gold\/Platinum, n\u00e3o inclui seguros autom\u00e1ticos.<\/p>","protected":false},"author":1,"featured_media":13643,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-13541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/13541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/comments?post=13541"}],"version-history":[{"count":52,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/13541\/revisions"}],"predecessor-version":[{"id":17295,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/13541\/revisions\/17295"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media\/13643"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media?parent=13541"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/categories?post=13541"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/tags?post=13541"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/post_folder?post=13541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}