{"id":13800,"date":"2025-12-04T22:21:53","date_gmt":"2025-12-04T22:21:53","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=13800"},"modified":"2025-12-25T01:40:14","modified_gmt":"2025-12-25T01:40:14","slug":"niemcy-funnel-card1-dkb","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/pl\/financas\/alemanha-cartao-funil1-dkb\/","title":{"rendered":"Karta DKB Cash Visa - elastyczno\u015b\u0107 finansowa i korzy\u015bci dla os\u00f3b mieszkaj\u0105cych w Niemczech"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13800\" class=\"elementor elementor-13800\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Og\u0142oszenia<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Je\u015bli mieszkasz w Niemczech i szukasz nowoczesnej karty kredytowej, kt\u00f3ra nie ma powtarzaj\u0105cych si\u0119 op\u0142at, jest akceptowana na ca\u0142ym \u015bwiecie i jest zarz\u0105dzana w ca\u0142o\u015bci przez telefon kom\u00f3rkowy, to <strong data-start=\"421\" data-end=\"443\">Karta DKB Cash Visa<\/strong>, wydany przez <strong data-start=\"458\" data-end=\"487\">Deutsche Kreditbank (DKB)<\/strong>, jest jedn\u0105 z najbardziej kompletnych opcji na rynku.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/niemiecka-karta-lejkowa1-jak-ubiegac-sie-o-dkb\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"189\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/DKB-Free-VISA-Card-300x189-1.jpg\" class=\"attachment-full size-full wp-image-13784\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/DKB-Free-VISA-Card-300x189-1.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/DKB-Free-VISA-Card-300x189-1-18x12.jpg 18w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"710\" data-end=\"747\">Karta DKB Cash Visa<\/h3><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Brak op\u0142aty rocznej<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/niemiecka-karta-lejkowa1-jak-ubiegac-sie-o-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"603\" data-end=\"846\">Po\u0142\u0105czona z bezp\u0142atnym rachunkiem bie\u017c\u0105cym i wyposa\u017cona w zaawansowane funkcje cyfrowe, karta DKB jest przeznaczona zar\u00f3wno dla os\u00f3b ju\u017c osiedlonych w kraju, jak i dla nowoprzyby\u0142ych, kt\u00f3rzy potrzebuj\u0105 prostego, bezpiecznego i wysoce praktycznego rozwi\u0105zania finansowego.<\/p><p data-start=\"848\" data-end=\"1092\">Karta DKB Visa wyr\u00f3\u017cnia si\u0119 w\u015br\u00f3d kart dost\u0119pnych w Niemczech dzi\u0119ki bezp\u0142atnemu globalnemu u\u017cytkowaniu dla aktywnych klient\u00f3w, przejrzystym zasadom, nowoczesnej technologii i solidnej aplikacji do zarz\u0105dzania wszystkimi funkcjami konta i karty.<\/p><hr data-start=\"1094\" data-end=\"1097\" \/><h1 data-start=\"1099\" data-end=\"1144\"><strong data-start=\"1101\" data-end=\"1144\">G\u0142\u00f3wne zalety karty DKB Visa<\/strong><\/h1><h3 data-start=\"1146\" data-end=\"1189\">\u2705 <strong data-start=\"1152\" data-end=\"1189\">Akceptacja na ca\u0142ym \u015bwiecie - flaga Visa<\/strong><\/h3><p data-start=\"1190\" data-end=\"1305\">Dzi\u0119ki mi\u0119dzynarodowemu zasi\u0119gowi karta dzia\u0142a w milionach sklep\u00f3w, punkt\u00f3w us\u0142ugowych i witryn internetowych w niemal ka\u017cdym kraju.<\/p><h3 data-start=\"1307\" data-end=\"1342\">\u2705 <strong data-start=\"1313\" data-end=\"1342\">Ca\u0142kowite zwolnienie z op\u0142aty rocznej<\/strong><\/h3><p data-start=\"1343\" data-end=\"1458\">Konto i karta s\u0105 ca\u0142kowicie bezp\u0142atne. Osoby kwalifikuj\u0105ce si\u0119 jako \u201caktywni klienci\u201d otrzymuj\u0105 dodatkowe korzy\u015bci.<\/p><h3 data-start=\"1460\" data-end=\"1517\">\u2705 <strong data-start=\"1466\" data-end=\"1517\">Darmowe wyp\u0142aty za granic\u0119 (aktywni klienci)<\/strong><\/h3><p data-start=\"1518\" data-end=\"1655\">Ka\u017cdy, kto ma na koncie co najmniej 700 euro miesi\u0119cznie, mo\u017ce wyp\u0142aca\u0107 pieni\u0105dze z dowolnego bankomatu Visa poza stref\u0105 euro bez ponoszenia op\u0142at DKB.<\/p><h3 data-start=\"1657\" data-end=\"1687\">\u2705 <strong data-start=\"1663\" data-end=\"1687\">100% Sterowanie online<\/strong><\/h3><p data-start=\"1688\" data-end=\"1842\">Za po\u015brednictwem aplikacji lub bankowo\u015bci internetowej mo\u017cna \u015bledzi\u0107 wydatki, dostosowywa\u0107 limity, blokowa\u0107 kart\u0119, aktywowa\u0107 natychmiastowe powiadomienia i wiele wi\u0119cej.<\/p><h3 data-start=\"1844\" data-end=\"1878\">\u2705 <strong data-start=\"1850\" data-end=\"1878\">Zintegrowana karta wirtualna<\/strong><\/h3><p data-start=\"1879\" data-end=\"2009\">Idealna do zakup\u00f3w online, karta cyfrowa mo\u017ce by\u0107 utworzona natychmiast i jest kompatybilna z <strong data-start=\"1978\" data-end=\"1991\">Apple Pay<\/strong> e <strong data-start=\"1994\" data-end=\"2008\">Google Pay<\/strong>.<\/p><h3 data-start=\"2011\" data-end=\"2039\">\u2705 <strong data-start=\"2017\" data-end=\"2039\">Zaawansowane zabezpieczenia<\/strong><\/h3><p data-start=\"2040\" data-end=\"2172\">Dzi\u0119ki 3D Secure (Visa Secure), silnemu uwierzytelnianiu i alertom w czasie rzeczywistym transakcje finansowe s\u0105 chronione przed oszustwami.<\/p><h3 data-start=\"2174\" data-end=\"2222\">\u2705 <strong data-start=\"2180\" data-end=\"2222\">Dodatkowe korzy\u015bci dla aktywnych klient\u00f3w<\/strong><\/h3><p data-start=\"2223\" data-end=\"2387\">Ci, kt\u00f3rzy spe\u0142niaj\u0105 kryterium miesi\u0119cznego obrotu, otrzymuj\u0105 korzy\u015bci, takie jak bezp\u0142atne wyp\u0142aty za granic\u0119, lepsze stawki i wi\u0119ksz\u0105 wygod\u0119 w transakcjach mi\u0119dzynarodowych.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e875e20 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e875e20\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9aa701e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"9aa701e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4d74cb elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"c4d74cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/niemiecka-karta-lejkowa1-jak-ubiegac-sie-o-dkb\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"189\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/DKB-Free-VISA-Card-300x189-1.jpg\" class=\"attachment-full size-full wp-image-13784\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/DKB-Free-VISA-Card-300x189-1.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/DKB-Free-VISA-Card-300x189-1-18x12.jpg 18w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2a3bd7 elementor-widget elementor-widget-text-editor\" data-id=\"e2a3bd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"710\" data-end=\"747\">Karta DKB Cash Visa<\/h3><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a350e90 elementor-widget elementor-widget-text-editor\" data-id=\"a350e90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Brak op\u0142aty rocznej<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4b695c elementor-widget elementor-widget-button\" data-id=\"a4b695c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/niemiecka-karta-lejkowa1-jak-ubiegac-sie-o-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-832f32b elementor-widget elementor-widget-text-editor\" data-id=\"832f32b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"2463\" data-end=\"2498\"><strong data-start=\"2465\" data-end=\"2498\">Dla kogo idealna jest DKB Visa?<\/strong><\/h1><ul data-start=\"2500\" data-end=\"2885\"><li data-start=\"2500\" data-end=\"2571\"><p data-start=\"2502\" data-end=\"2571\">Kto chce darmow\u0105 kart\u0119 z w pe\u0142ni cyfrow\u0105 administracj\u0105?<\/p><\/li><li data-start=\"2572\" data-end=\"2643\"><p data-start=\"2574\" data-end=\"2643\">U\u017cytkownicy, kt\u00f3rzy cz\u0119sto podr\u00f3\u017cuj\u0105 i chc\u0105 unikn\u0105\u0107 zewn\u0119trznych taryf<\/p><\/li><li data-start=\"2644\" data-end=\"2708\"><p data-start=\"2646\" data-end=\"2708\">Osoby ceni\u0105ce bezpiecze\u0144stwo i powiadomienia w czasie rzeczywistym<\/p><\/li><li data-start=\"2709\" data-end=\"2785\"><p data-start=\"2711\" data-end=\"2785\">Mieszka\u0144cy Niemiec, kt\u00f3rzy preferuj\u0105 solidny i niezawodny bank internetowy<\/p><\/li><li data-start=\"2786\" data-end=\"2885\"><p data-start=\"2788\" data-end=\"2885\">Studenci, profesjonali\u015bci lub nowicjusze, kt\u00f3rzy szybko potrzebuj\u0105 rachunku bie\u017c\u0105cego i karty<\/p><\/li><\/ul><hr data-start=\"2887\" data-end=\"2890\" \/><h1 data-start=\"2892\" data-end=\"2907\"><strong data-start=\"2894\" data-end=\"2907\">Wniosek<\/strong><\/h1><p data-start=\"2909\" data-end=\"3228\">O <strong data-start=\"2911\" data-end=\"2933\">Karta DKB Cash Visa<\/strong> jest jedn\u0105 z najbardziej kompletnych alternatyw dla os\u00f3b mieszkaj\u0105cych w Niemczech, kt\u00f3re chc\u0105 po\u0142\u0105czy\u0107 oszcz\u0119dno\u015bci, \u0142atwo\u015b\u0107 i bezpiecze\u0144stwo. Dzi\u0119ki braku op\u0142aty rocznej, doskona\u0142ej akceptacji mi\u0119dzynarodowej, zarz\u0105dzaniu za pomoc\u0105 aplikacji i bonusom dla aktywnych klient\u00f3w, karta sta\u0142a si\u0119 ulubion\u0105 w\u015br\u00f3d mieszka\u0144c\u00f3w, emigrant\u00f3w i student\u00f3w.<\/p><p data-start=\"3230\" data-end=\"3408\">Je\u015bli szukasz praktyczno\u015bci, mobilno\u015bci i solidnego banku cyfrowego, to <strong data-start=\"3297\" data-end=\"3312\">DKB Visa<\/strong> to doskona\u0142e rozwi\u0105zanie - brak ukrytych op\u0142at i pe\u0142na kontrola bezpo\u015brednio na smartfonie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-675d85d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"675d85d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0f7c2a9 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"0f7c2a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e087349 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e087349\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/niemiecka-karta-lejkowa1-jak-ubiegac-sie-o-dkb\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"189\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/DKB-Free-VISA-Card-300x189-1.jpg\" class=\"attachment-full size-full wp-image-13784\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/DKB-Free-VISA-Card-300x189-1.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/DKB-Free-VISA-Card-300x189-1-18x12.jpg 18w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc6ac42 elementor-widget elementor-widget-text-editor\" data-id=\"fc6ac42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"710\" data-end=\"747\">Karta DKB Cash Visa<\/h3><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44378cb elementor-widget elementor-widget-text-editor\" data-id=\"44378cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Brak op\u0142aty rocznej<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6c2d0d elementor-widget elementor-widget-button\" data-id=\"d6c2d0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/niemiecka-karta-lejkowa1-jak-ubiegac-sie-o-dkb\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ade17d4 elementor-widget elementor-widget-text-editor\" data-id=\"ade17d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"3484\" data-end=\"3516\"><strong data-start=\"3486\" data-end=\"3516\">FAQ - Karta DKB Cash Visa<\/strong><\/h1><p data-start=\"3518\" data-end=\"3637\"><strong data-start=\"3518\" data-end=\"3549\">1. Czy DKB Visa ma op\u0142at\u0119 roczn\u0105?<\/strong><br data-start=\"3549\" data-end=\"3552\" \/>Nie. Karta i konto s\u0105 bezp\u0142atne. Aktywni klienci otrzymuj\u0105 dodatkowe korzy\u015bci.<\/p><p data-start=\"3639\" data-end=\"3794\"><strong data-start=\"3639\" data-end=\"3683\">2. Czy mog\u0119 u\u017cywa\u0107 karty poza granicami Niemiec?<\/strong><br data-start=\"3683\" data-end=\"3686\" \/>Tak, jest akceptowany na ca\u0142ym \u015bwiecie. Aktywni klienci mog\u0105 wyp\u0142aca\u0107 pieni\u0105dze za granic\u0105 bez \u017cadnych op\u0142at pobieranych przez DKB.<\/p><p data-start=\"3796\" data-end=\"3938\"><strong data-start=\"3796\" data-end=\"3855\">3. Czy musz\u0119 otworzy\u0107 konto DKB, aby ubiega\u0107 si\u0119 o kart\u0119?<\/strong><br data-start=\"3855\" data-end=\"3858\" \/>Tak. Karta jest powi\u0105zana z <strong data-start=\"3889\" data-end=\"3901\">DKB Cash<\/strong>, bezp\u0142atny rachunek bie\u017c\u0105cy banku.<\/p><p data-start=\"3940\" data-end=\"4128\"><strong data-start=\"3940\" data-end=\"3988\">4. Czy kart\u0119 mo\u017cna sp\u0142aca\u0107 w ratach, tak jak w Brazylii?<\/strong><br data-start=\"3988\" data-end=\"3991\" \/>Nie. Zakupy s\u0105 pobierane bezpo\u015brednio z konta lub obci\u0105\u017caj\u0105 limit kredytowy. Je\u015bli kwota nie zostanie zap\u0142acona w ca\u0142o\u015bci, naliczane s\u0105 odsetki.<\/p><p data-start=\"4130\" data-end=\"4272\"><strong data-start=\"4130\" data-end=\"4173\">5. Czy jest kompatybilny z portfelami cyfrowymi?<\/strong><br data-start=\"4173\" data-end=\"4176\" \/>Tak, dzia\u0142a z <strong data-start=\"4194\" data-end=\"4207\">Apple Pay<\/strong>, <strong data-start=\"4209\" data-end=\"4223\">Google Pay<\/strong> a tak\u017ce za pomoc\u0105 wirtualnej karty dost\u0119pnej w aplikacji.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Alemanha e procura um cart\u00e3o de cr\u00e9dito moderno, sem taxas recorrentes, aceito internacionalmente e administrado totalmente pelo celular, o DKB Cash Visa Card, emitido pela Deutsche Kreditbank (DKB), \u00e9 uma das op\u00e7\u00f5es mais completas do mercado. Cart\u00e3o DKB Cash Visa \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Atrelado a uma conta corrente gratuita e equipado com recursos digitais avan\u00e7ados, o cart\u00e3o da DKB atende tanto quem j\u00e1 est\u00e1 estabelecido no pa\u00eds quanto rec\u00e9m-chegados que precisam de uma solu\u00e7\u00e3o financeira simples, segura e altamente pr\u00e1tica. O DKB Visa Card se destaca entre os cart\u00f5es dispon\u00edveis na Alemanha gra\u00e7as ao uso global gratuito para clientes ativos, pol\u00edticas transparentes, tecnologia atualizada e um aplicativo robusto para gerenciar todas as fun\u00e7\u00f5es da conta e do cart\u00e3o. Principais Vantagens do Cart\u00e3o DKB Visa \u2705 Aceita\u00e7\u00e3o Mundial \u2013 Bandeira Visa Com cobertura internacional, o cart\u00e3o funciona em milh\u00f5es de lojas, servi\u00e7os e sites em praticamente qualquer pa\u00eds. \u2705 Isen\u00e7\u00e3o Total de Anuidade A conta e o cart\u00e3o s\u00e3o completamente gratuitos. Quem se enquadra como \u201ccliente ativo\u201d recebe benef\u00edcios adicionais. \u2705 Saques Sem Custos no Exterior (Clientes Ativos) Quem movimenta ao menos \u20ac700 por m\u00eas na conta pode sacar dinheiro em qualquer caixa ATM Visa fora da zona do euro sem pagar taxas da DKB. \u2705 Controle 100% Online Pelo aplicativo ou pelo internet banking, \u00e9 poss\u00edvel acompanhar gastos, ajustar limites, bloquear o cart\u00e3o, ativar notifica\u00e7\u00f5es instant\u00e2neas e muito mais. \u2705 Cart\u00e3o Virtual Integrado Perfeito para compras online, o cart\u00e3o digital pode ser criado instantaneamente e \u00e9 compat\u00edvel com Apple Pay e Google Pay. \u2705 Seguran\u00e7a Avan\u00e7ada Com 3D Secure (Visa Secure), autentica\u00e7\u00e3o forte e alertas em tempo real, suas opera\u00e7\u00f5es financeiras ficam protegidas contra fraudes. \u2705 Benef\u00edcios Extras para Clientes Ativos Quem atende ao crit\u00e9rio de movimenta\u00e7\u00e3o mensal recebe vantagens como saques gratuitos no exterior, melhores taxas e maior conveni\u00eancia em transa\u00e7\u00f5es internacionais. Cart\u00e3o DKB Cash Visa \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Para Quem o DKB Visa \u00e9 Ideal? Quem deseja um cart\u00e3o gratuito com administra\u00e7\u00e3o totalmente digital Usu\u00e1rios que viajam com frequ\u00eancia e querem evitar tarifas externas Pessoas que valorizam seguran\u00e7a e notifica\u00e7\u00f5es em tempo real Residentes na Alemanha que preferem um banco on-line robusto e confi\u00e1vel Estudantes, profissionais ou rec\u00e9m-chegados que precisam de conta corrente e cart\u00e3o rapidamente Conclus\u00e3o O DKB Cash Visa Card \u00e9 uma das alternativas mais completas para quem vive na Alemanha e quer unir economia, facilidade e seguran\u00e7a. Sem anuidade, com excelente aceita\u00e7\u00e3o internacional, gest\u00e3o via app e b\u00f4nus para clientes ativos, o cart\u00e3o se tornou um dos favoritos entre moradores locais, expatriados e estudantes. Se voc\u00ea busca praticidade, mobilidade e um banco digital s\u00f3lido, o Visa da DKB \u00e9 uma excelente solu\u00e7\u00e3o \u2014 sem tarifas escondidas e com controle total direto no seu smartphone. Cart\u00e3o DKB Cash Visa \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) FAQ \u2013 Cart\u00e3o DKB Cash Visa 1. O DKB Visa tem anuidade?N\u00e3o. O cart\u00e3o e a conta s\u00e3o gratuitos. Clientes ativos recebem benef\u00edcios adicionais. 2. Posso usar o cart\u00e3o fora da Alemanha?Sim. Ele \u00e9 aceito globalmente. Clientes ativos podem sacar dinheiro no exterior sem taxas cobradas pela DKB. 3. Preciso abrir uma conta DKB para solicitar o cart\u00e3o?Sim. O cart\u00e3o est\u00e1 vinculado \u00e0 DKB Cash, a conta corrente gratuita do banco. 4. O cart\u00e3o tem parcelamento como no Brasil?N\u00e3o. Compras s\u00e3o debitadas diretamente da conta ou entram no limite de cr\u00e9dito. Se o valor n\u00e3o for pago totalmente, h\u00e1 cobran\u00e7a de juros. 5. \u00c9 compat\u00edvel com carteiras digitais?Sim. Funciona com Apple Pay, Google Pay e tamb\u00e9m com o cart\u00e3o virtual dispon\u00edvel no app.<\/p>","protected":false},"author":1,"featured_media":13801,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-13800","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/13800","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/comments?post=13800"}],"version-history":[{"count":37,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/13800\/revisions"}],"predecessor-version":[{"id":17277,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/13800\/revisions\/17277"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media\/13801"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media?parent=13800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/categories?post=13800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/tags?post=13800"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/post_folder?post=13800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}