{"id":14078,"date":"2025-12-05T11:17:31","date_gmt":"2025-12-05T11:17:31","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14078"},"modified":"2025-12-25T01:36:47","modified_gmt":"2025-12-25T01:36:47","slug":"alemanha-cartao-broad-1822direkt","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/pl\/financas\/alemanha-cartao-broad-1822direkt\/","title":{"rendered":"Karta Visa 1822direkt: praktyczno\u015b\u0107, bezpiecze\u0144stwo i kontrola finans\u00f3w w Niemczech"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14078\" class=\"elementor elementor-14078\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Og\u0142oszenia<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Je\u015bli mieszkasz w Niemczech i szukasz karty kredytowej <strong data-start=\"352\" data-end=\"368\">brak op\u0142aty rocznej<\/strong>, Mi\u0119dzynarodowa akceptacja i doskona\u0142a kontrola cyfrowa <strong data-start=\"432\" data-end=\"456\">Karta Visa 1822direkt<\/strong>, wydany przez Frankfurter Sparkasse, jest jedn\u0105 z najlepszych opcji dost\u0119pnych w kraju.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/niemiecka-szeroka-karta-jak-zlozyc-wniosek-1822direkt\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"700\" height=\"432\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/1822direkt-visa-gold.jpg\" class=\"attachment-full size-full wp-image-14056\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/1822direkt-visa-gold.jpg 700w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/1822direkt-visa-gold-300x185.jpg 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/1822direkt-visa-gold-18x12.jpg 18w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\"><strong data-start=\"506\" data-end=\"532\">Karta Visa 1822direkt<\/strong><\/h3><p data-start=\"535\" data-end=\"570\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bezp\u0142atne cz\u0142onkostwo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/niemiecka-szeroka-karta-jak-zlozyc-wniosek-1822direkt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"866\" data-end=\"1115\">Wydane przez <strong data-start=\"879\" data-end=\"904\">Frankfurter Sparkasse<\/strong> - jednej z najbardziej tradycyjnych instytucji finansowych w Niemczech - karta Visa 1822direkt oferuje bezpiecze\u0144stwo, technologi\u0119 i wygod\u0119, a wszystkie us\u0142ugi s\u0105 dost\u0119pne bezpo\u015brednio przez aplikacj\u0119 banku.<\/p><p data-start=\"1117\" data-end=\"1224\">Idealna dla tych, kt\u00f3rzy chc\u0105 funkcjonalnej, niezawodnej i ekonomicznej karty do codziennego u\u017cytku i zakup\u00f3w mi\u0119dzynarodowych.<\/p><hr data-start=\"1226\" data-end=\"1229\" \/><h2 data-start=\"1231\" data-end=\"1287\">\u2705 <strong data-start=\"1236\" data-end=\"1287\">G\u0142\u00f3wne zalety karty Visa 1822direkt<\/strong><\/h2><h3 data-start=\"1289\" data-end=\"1330\"><strong data-start=\"1293\" data-end=\"1330\">Zerowa op\u0142ata roczna (przy minimalnym zu\u017cyciu)<\/strong><\/h3><p data-start=\"1331\" data-end=\"1498\">Karta jest <strong data-start=\"1342\" data-end=\"1365\">ca\u0142kowicie za darmo<\/strong>, tak d\u0142ugo, jak zdajesz sobie spraw\u0119 <strong data-start=\"1390\" data-end=\"1426\">co najmniej jedna transakcja rocznie<\/strong>.<br data-start=\"1427\" data-end=\"1430\" \/>Je\u015bli nie zostanie wykorzystana, symboliczna op\u0142ata roczna w wysoko\u015bci <strong data-start=\"1487\" data-end=\"1497\">\u20ac29,90<\/strong>.<\/p><p data-start=\"1500\" data-end=\"1552\">\u27a1\ufe0f Wystarczy u\u017cy\u0107 raz, aby zachowa\u0107 <strong data-start=\"1534\" data-end=\"1551\">zerowa op\u0142ata roczna<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/niemiecka-szeroka-karta-jak-zlozyc-wniosek-1822direkt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ZAM\u00d3W KART\u0118 WIZOW\u0104 1822DIREKT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1559\" data-end=\"1598\"><strong data-start=\"1563\" data-end=\"1598\">Mi\u0119dzynarodowa akceptacja kart Visa<\/strong><\/h3><p data-start=\"1599\" data-end=\"1646\">Poniewa\u017c jest to karta Visa, jest akceptowana w:<\/p><ul data-start=\"1648\" data-end=\"1761\"><li data-start=\"1648\" data-end=\"1693\"><p data-start=\"1650\" data-end=\"1693\">milion plac\u00f3wek na ca\u0142ym \u015bwiecie<\/p><\/li><li data-start=\"1694\" data-end=\"1712\"><p data-start=\"1696\" data-end=\"1712\">zakupy online<\/p><\/li><li data-start=\"1713\" data-end=\"1734\"><p data-start=\"1715\" data-end=\"1734\">us\u0142ugi cyfrowe<\/p><\/li><li data-start=\"1735\" data-end=\"1761\"><p data-start=\"1737\" data-end=\"1761\">podr\u00f3\u017ce mi\u0119dzynarodowe<\/p><\/li><\/ul><p data-start=\"1763\" data-end=\"1848\">To doskona\u0142a opcja dla tych, kt\u00f3rzy kupuj\u0105 na zagranicznych stronach internetowych lub cz\u0119sto podr\u00f3\u017cuj\u0105.<\/p><hr data-start=\"1850\" data-end=\"1853\" \/><h3 data-start=\"1855\" data-end=\"1900\"><strong data-start=\"1859\" data-end=\"1900\">Darmowe wyp\u0142aty z sieci Sparkasse<\/strong><\/h3><p data-start=\"1901\" data-end=\"2020\">Mo\u017cesz wyp\u0142aci\u0107 pieni\u0105dze za darmo na stronie <strong data-start=\"1943\" data-end=\"1984\">wszystkie bankomaty Sparkasse<\/strong>, jedna z najwi\u0119kszych sieci w Niemczech.<\/p><hr data-start=\"2022\" data-end=\"2025\" \/><h3 data-start=\"2027\" data-end=\"2063\"><strong data-start=\"2031\" data-end=\"2063\">Pe\u0142na kontrola cyfrowa<\/strong><\/h3><p data-start=\"2064\" data-end=\"2123\">Z aplikacj\u0105 <strong data-start=\"2074\" data-end=\"2088\">1822direkt<\/strong>, Kontrolujesz wszystko w czasie rzeczywistym:<\/p><ul data-start=\"2125\" data-end=\"2267\"><li data-start=\"2125\" data-end=\"2139\"><p data-start=\"2127\" data-end=\"2139\">transakcje<\/p><\/li><li data-start=\"2140\" data-end=\"2161\"><p data-start=\"2142\" data-end=\"2161\">limit kredytowy<\/p><\/li><li data-start=\"2162\" data-end=\"2173\"><p data-start=\"2164\" data-end=\"2173\">faktury<\/p><\/li><li data-start=\"2174\" data-end=\"2203\"><p data-start=\"2176\" data-end=\"2203\">natychmiastowe powiadomienia<\/p><\/li><li data-start=\"2204\" data-end=\"2240\"><p data-start=\"2206\" data-end=\"2240\">blokowanie i odblokowywanie karty<\/p><\/li><li data-start=\"2241\" data-end=\"2267\"><p data-start=\"2243\" data-end=\"2267\">kompleksowe zarz\u0105dzanie kontem<\/p><\/li><\/ul><p data-start=\"3000\" data-end=\"3099\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/niemiecka-szeroka-karta-jak-zlozyc-wniosek-1822direkt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ZAM\u00d3W KART\u0118 WIZOW\u0104 1822DIREKT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"2274\" data-end=\"2304\"><strong data-start=\"2278\" data-end=\"2304\">Wzmocnione bezpiecze\u0144stwo<\/strong><\/h3><p data-start=\"2305\" data-end=\"2322\">Karta oferuje:<\/p><ul data-start=\"2324\" data-end=\"2452\"><li data-start=\"2324\" data-end=\"2357\"><p data-start=\"2326\" data-end=\"2357\">3D Secure dla zakup\u00f3w online<\/p><\/li><li data-start=\"2358\" data-end=\"2390\"><p data-start=\"2360\" data-end=\"2390\">uwierzytelnianie dwusk\u0142adnikowe<\/p><\/li><li data-start=\"2391\" data-end=\"2424\"><p data-start=\"2393\" data-end=\"2424\">natychmiastowe powiadomienia push<\/p><\/li><li data-start=\"2425\" data-end=\"2452\"><p data-start=\"2427\" data-end=\"2452\">ochrona przed oszustwami<\/p><\/li><\/ul><hr data-start=\"2454\" data-end=\"2457\" \/><h3 data-start=\"2459\" data-end=\"2502\"><strong data-start=\"2463\" data-end=\"2502\">Bezp\u0142atne zintegrowane konto cyfrowe<\/strong><\/h3><p data-start=\"2503\" data-end=\"2565\">Otwieraj\u0105c konto cyfrowe 1822direkt (100% online), otrzymujesz:<\/p><ul data-start=\"2567\" data-end=\"2712\"><li data-start=\"2567\" data-end=\"2582\"><p data-start=\"2569\" data-end=\"2582\">Karta Visa<\/p><\/li><li data-start=\"2583\" data-end=\"2616\"><p data-start=\"2585\" data-end=\"2616\">bezp\u0142atne przelewy SEPA<\/p><\/li><li data-start=\"2617\" data-end=\"2666\"><p data-start=\"2619\" data-end=\"2666\">integracja z <strong data-start=\"2634\" data-end=\"2647\">Apple Pay<\/strong> e <strong data-start=\"2650\" data-end=\"2664\">Google Pay<\/strong><\/p><\/li><li data-start=\"2667\" data-end=\"2712\"><p data-start=\"2669\" data-end=\"2712\">pe\u0142ny dost\u0119p do cyfrowego \u015brodowiska banku<\/p><\/li><\/ul><hr data-start=\"2714\" data-end=\"2717\" \/><h2 data-start=\"2719\" data-end=\"2770\"><strong data-start=\"2722\" data-end=\"2770\">Dlaczego karta Visa 1822direkt to dobry wyb\u00f3r?<\/strong><\/h2><p data-start=\"2772\" data-end=\"2800\">Ta karta jest idealna dla<\/p><ul data-start=\"2802\" data-end=\"2984\"><li data-start=\"2802\" data-end=\"2848\"><p data-start=\"2804\" data-end=\"2848\">cudzoziemcy, kt\u00f3rzy niedawno przybyli do Niemiec<\/p><\/li><li data-start=\"2849\" data-end=\"2863\"><p data-start=\"2851\" data-end=\"2863\">studenci<\/p><\/li><li data-start=\"2864\" data-end=\"2921\"><p data-start=\"2866\" data-end=\"2921\">profesjonali\u015bci poszukuj\u0105cy niskich koszt\u00f3w i niezawodno\u015bci<\/p><\/li><li data-start=\"2922\" data-end=\"2984\"><p data-start=\"2924\" data-end=\"2984\">osoby, kt\u00f3re potrzebuj\u0105 karty akceptowanej wsz\u0119dzie<\/p><\/li><\/ul><p data-start=\"2986\" data-end=\"2998\">Pasuje:<\/p><p data-start=\"3000\" data-end=\"3099\">bezpiecze\u0144stwo <strong data-start=\"3020\" data-end=\"3049\">tradycyjny bank pa\u0144stwowy<\/strong><br data-start=\"3049\" data-end=\"3052\" \/>praktyczno\u015b\u0107 <strong data-start=\"3074\" data-end=\"3099\">nowoczesna bankowo\u015b\u0107 cyfrowa<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/niemiecka-szeroka-karta-jak-zlozyc-wniosek-1822direkt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 Z\u0141\u00d3\u017b WNIOSEK O KART\u0118 WIZOW\u0104 1822DIREKT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3661\" data-end=\"3698\"><strong data-start=\"3666\" data-end=\"3698\">FAQ - Karta Visa 1822direkt<\/strong><\/h2><h3 data-start=\"3700\" data-end=\"3742\"><strong data-start=\"3704\" data-end=\"3742\">1. Czy 1822direkt Visa ma op\u0142at\u0119 roczn\u0105?<\/strong><\/h3><p data-start=\"3743\" data-end=\"3836\">Nie, o ile korzystasz z karty co najmniej raz w roku.<br data-start=\"3801\" data-end=\"3804\" \/>Niewykorzystana op\u0142ata wynosi <strong data-start=\"3825\" data-end=\"3835\">\u20ac29,90<\/strong>.<\/p><hr data-start=\"3838\" data-end=\"3841\" \/><h3 data-start=\"3843\" data-end=\"3886\"><strong data-start=\"3847\" data-end=\"3886\">2. Czy mog\u0119 u\u017cywa\u0107 karty za granic\u0105?<\/strong><\/h3><p data-start=\"3887\" data-end=\"3974\">Tak, jest akceptowany na ca\u0142ym \u015bwiecie i dzia\u0142a w przypadku zakup\u00f3w i wyp\u0142at poza Niemcami.<\/p><hr data-start=\"3976\" data-end=\"3979\" \/><h3 data-start=\"3981\" data-end=\"4023\"><strong data-start=\"3985\" data-end=\"4023\">3. Jak sprawdzi\u0107 swoj\u0105 kart\u0119?<\/strong><\/h3><p data-start=\"4024\" data-end=\"4061\">Wszystko odbywa si\u0119 za po\u015brednictwem aplikacji <strong data-start=\"4046\" data-end=\"4060\">1822direkt<\/strong>:<\/p><ul data-start=\"4063\" data-end=\"4145\"><li data-start=\"4063\" data-end=\"4088\"><p data-start=\"4065\" data-end=\"4088\">\u015bledzenie transakcji<\/p><\/li><li data-start=\"4089\" data-end=\"4108\"><p data-start=\"4091\" data-end=\"4108\">ustalanie limit\u00f3w<\/p><\/li><li data-start=\"4109\" data-end=\"4145\"><p data-start=\"4111\" data-end=\"4145\">blokowanie lub odblokowywanie karty<\/p><\/li><\/ul><hr data-start=\"4147\" data-end=\"4150\" \/><h3 data-start=\"4152\" data-end=\"4215\"><strong data-start=\"4156\" data-end=\"4215\">4. Czy musz\u0119 mie\u0107 konto 1822direkt, aby ubiega\u0107 si\u0119 o kart\u0119?<\/strong><\/h3><p data-start=\"4216\" data-end=\"4297\">Tak, otwarcie konta cyfrowego jest konieczne i mo\u017cna to zrobi\u0107 ca\u0142kowicie online.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Alemanha e procura um cart\u00e3o de cr\u00e9dito sem anuidade, aceito internacionalmente e com excelente controle digital, o 1822direkt Visa Card, emitido pela Frankfurter Sparkasse, \u00e9 uma das melhores op\u00e7\u00f5es dispon\u00edveis no pa\u00eds. Cart\u00e3o 1822direkt Visa \u00a0 Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pela Frankfurter Sparkasse \u2014 uma das institui\u00e7\u00f5es financeiras mais tradicionais da Alemanha \u2014 o cart\u00e3o Visa da 1822direkt oferece seguran\u00e7a, tecnologia e praticidade, com todos os servi\u00e7os acess\u00edveis diretamente pelo aplicativo do banco. Ideal para quem deseja um cart\u00e3o funcional, confi\u00e1vel e econ\u00f4mico para uso di\u00e1rio e compras internacionais. \u2705 Principais benef\u00edcios do Cart\u00e3o 1822direkt Visa \ud83d\udcb3 Anuidade zero (com uso m\u00ednimo) O cart\u00e3o \u00e9 totalmente gratuito, desde que voc\u00ea realize pelo menos uma transa\u00e7\u00e3o por ano.Se n\u00e3o houver uso, \u00e9 cobrada uma taxa anual simb\u00f3lica de \u20ac29,90. \u27a1\ufe0f Basta usar uma vez para manter anuidade zero. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83c\udf0d Aceita\u00e7\u00e3o internacional Visa Por ser da bandeira Visa, o cart\u00e3o \u00e9 aceito em: milh\u00f5es de estabelecimentos no mundo todo compras online servi\u00e7os digitais viagens internacionais \u00c9 uma excelente op\u00e7\u00e3o para quem compra em sites estrangeiros ou viaja com frequ\u00eancia. \ud83d\udcb8 Saques gratuitos na rede Sparkasse Voc\u00ea pode sacar dinheiro gratuitamente em todos os caixas eletr\u00f4nicos Sparkasse, uma das maiores redes da Alemanha. \ud83d\udcf1 Controle digital completo Com o app 1822direkt, voc\u00ea controla tudo em tempo real: transa\u00e7\u00f5es limite de cr\u00e9dito faturas notifica\u00e7\u00f5es instant\u00e2neas bloqueio e desbloqueio do cart\u00e3o gest\u00e3o completa da conta \u00a0 \ud83d\udc49 PE\u00c7A SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udd12 Seguran\u00e7a refor\u00e7ada O cart\u00e3o oferece: 3D Secure para compras online autentica\u00e7\u00e3o em dois fatores alertas instant\u00e2neos via push prote\u00e7\u00e3o contra fraudes \ud83d\udcbc Conta digital gratuita integrada Ao abrir a conta digital 1822direkt (100% online), voc\u00ea obt\u00e9m: cart\u00e3o Visa transfer\u00eancias SEPA gratuitas integra\u00e7\u00e3o com Apple Pay e Google Pay acesso total ao ambiente digital do banco Por que o 1822direkt Visa \u00e9 uma boa escolha? Este cart\u00e3o \u00e9 perfeito para: estrangeiros que rec\u00e9m chegaram \u00e0 Alemanha estudantes profissionais que buscam baixo custo e confiabilidade pessoas que precisam de um cart\u00e3o aceito em qualquer lugar Ele combina: \u2714 a seguran\u00e7a de um banco estatal tradicional\u2714 a praticidade de um banco digital moderno \ud83d\udc49 SOLICITE SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) FAQ \u2013 Cart\u00e3o 1822direkt Visa 1. O 1822direkt Visa tem anuidade? N\u00e3o, desde que voc\u00ea use o cart\u00e3o ao menos uma vez por ano.Sem uso, a taxa \u00e9 de \u20ac29,90. 2. Posso usar o cart\u00e3o no exterior? Sim. Ele \u00e9 aceito internacionalmente e funciona para compras e saques fora da Alemanha. 3. Como fa\u00e7o o controle do cart\u00e3o? Tudo \u00e9 feito pelo app 1822direkt: acompanhar transa\u00e7\u00f5es ajustar limites bloquear ou desbloquear o cart\u00e3o 4. Preciso ter conta na 1822direkt para pedir o cart\u00e3o? Sim. A abertura da conta digital \u00e9 necess\u00e1ria e pode ser feita totalmente online.<\/p>","protected":false},"author":1,"featured_media":14079,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14078","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14078","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/comments?post=14078"}],"version-history":[{"count":14,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14078\/revisions"}],"predecessor-version":[{"id":17250,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14078\/revisions\/17250"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media\/14079"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media?parent=14078"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/categories?post=14078"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/tags?post=14078"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/post_folder?post=14078"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}