{"id":14085,"date":"2025-12-05T11:26:21","date_gmt":"2025-12-05T11:26:21","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14085"},"modified":"2025-12-25T01:36:29","modified_gmt":"2025-12-25T01:36:29","slug":"niemiecka-szeroka-karta-jak-zlozyc-wniosek-1822direkt","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/pl\/financas\/alemanha-cartao-broad-como-solicitar-1822direkt\/","title":{"rendered":"Jak ubiega\u0107 si\u0119 o kart\u0119 Visa 1822direkt w Niemczech i wszystko, co musisz wiedzie\u0107?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14085\" class=\"elementor elementor-14085\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Og\u0142oszenia<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"306\" data-end=\"466\">\u017b\u0105danie <strong data-start=\"318\" data-end=\"342\">Karta Visa 1822direkt<\/strong>, Licencja, wydawana przez Frankfurter Sparkasse, jest prostym procesem, 100% online i dost\u0119pnym dla ka\u017cdego mieszka\u0144ca Niemiec.<\/p><p data-start=\"468\" data-end=\"653\">Karta wyr\u00f3\u017cnia si\u0119 <strong data-start=\"493\" data-end=\"533\">brak op\u0142aty rocznej (przy minimalnym wykorzystaniu)<\/strong>, Mi\u0119dzynarodowa akceptacja Visa i kompletna aplikacja do kontrolowania wszystkich finans\u00f3w w praktyczny i bezpieczny spos\u00f3b.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/alemanha-cartao-broad-ing\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/elementor\/thumbs\/DCIM-948832-768x463-1-rfph9mc41n3bnlgvcuu4b304cv3qhc4z7qx7xknuca.jpg\" title=\"DCIM-948832-768\u00d7463\" alt=\"DCIM-948832-768x463\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">Karta ING Visa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bezp\u0142atne cz\u0142onkostwo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/alemanha-cartao-broad-ing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"770\" data-end=\"982\">Dzi\u0119ki pe\u0142nej kontroli za po\u015brednictwem aplikacji, zwi\u0119kszonemu bezpiecze\u0144stwu i przyst\u0119pnym warunkom, 1822direkt Visa jest doskona\u0142ym sprzymierze\u0144cem dla tych, kt\u00f3rzy chc\u0105 organizowa\u0107 swoje wydatki, podr\u00f3\u017cowa\u0107 ze spokojem i cieszy\u0107 si\u0119 korzy\u015bciami bez biurokracji.<\/p><hr data-start=\"984\" data-end=\"987\" \/><h1 data-start=\"989\" data-end=\"1050\">\u2705 <strong data-start=\"993\" data-end=\"1050\">Krok po kroku, aby ubiega\u0107 si\u0119 o kart\u0119 Visa 1822direkt<\/strong><\/h1><h3 data-start=\"1052\" data-end=\"1100\"><strong data-start=\"1056\" data-end=\"1098\">1. Odwied\u017a oficjaln\u0105 stron\u0119 1822direkt<\/strong><\/h3><p data-start=\"1101\" data-end=\"1256\">Przejd\u017a do strony internetowej banku i kliknij przycisk <strong data-start=\"1136\" data-end=\"1160\">\u201cGirokonto er\u00f6ffnen\u201d<\/strong> (otwarty rachunek bie\u017c\u0105cy).<br data-start=\"1184\" data-end=\"1187\" \/>Otwarcie konta jest pierwszym obowi\u0105zkowym krokiem w ubieganiu si\u0119 o kart\u0119.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ZAM\u00d3W KART\u0118 WIZOW\u0104 1822DIREKT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1303\" data-end=\"1337\"><strong data-start=\"1307\" data-end=\"1335\">2. Wybierz w\u0142a\u015bciwe konto<\/strong><\/h3><p data-start=\"1338\" data-end=\"1389\">Konta umo\u017cliwiaj\u0105ce ubieganie si\u0119 o kart\u0119 Visa to:<\/p><ul data-start=\"1391\" data-end=\"1444\"><li data-start=\"1391\" data-end=\"1409\"><p data-start=\"1393\" data-end=\"1409\"><strong data-start=\"1393\" data-end=\"1407\">1822MOBILE<\/strong><\/p><\/li><li data-start=\"1410\" data-end=\"1444\"><p data-start=\"1412\" data-end=\"1444\"><strong data-start=\"1412\" data-end=\"1444\">1822direkt Girokonto Klassik<\/strong><\/p><\/li><\/ul><p data-start=\"1446\" data-end=\"1537\">Oba s\u0105 cyfrowe, obejmuj\u0105 dost\u0119p do aplikacji i umo\u017cliwiaj\u0105 zam\u00f3wienie karty podczas rejestracji.<\/p><hr data-start=\"1539\" data-end=\"1542\" \/><h3 data-start=\"1544\" data-end=\"1599\"><strong data-start=\"1548\" data-end=\"1597\">3. Wype\u0142nij formularz otwarcia konta<\/strong><\/h3><p data-start=\"1600\" data-end=\"1621\">Musisz ich o tym poinformowa\u0107:<\/p><ul data-start=\"1623\" data-end=\"1755\"><li data-start=\"1623\" data-end=\"1640\"><p data-start=\"1625\" data-end=\"1640\">imi\u0119 i nazwisko<\/p><\/li><li data-start=\"1641\" data-end=\"1665\"><p data-start=\"1643\" data-end=\"1665\">adres w Niemczech<\/p><\/li><li data-start=\"1666\" data-end=\"1687\"><p data-start=\"1668\" data-end=\"1687\">e-mail i telefon<\/p><\/li><li data-start=\"1688\" data-end=\"1713\"><p data-start=\"1690\" data-end=\"1713\">zaw\u00f3d i pracodawca<\/p><\/li><li data-start=\"1714\" data-end=\"1730\"><p data-start=\"1716\" data-end=\"1730\">miesi\u0119czny doch\u00f3d<\/p><\/li><li data-start=\"1731\" data-end=\"1755\"><p data-start=\"1733\" data-end=\"1755\">dane identyfikacyjne<\/p><\/li><\/ul><p data-start=\"1757\" data-end=\"1798\">Proces jest szybki i ca\u0142kowicie cyfrowy.<\/p><hr data-start=\"1800\" data-end=\"1803\" \/><h3 data-start=\"1805\" data-end=\"1842\"><strong data-start=\"1809\" data-end=\"1840\">4. Zweryfikuj swoj\u0105 to\u017csamo\u015b\u0107<\/strong><\/h3><p data-start=\"1843\" data-end=\"1891\">To\u017csamo\u015b\u0107 mo\u017cna potwierdzi\u0107 na dwa sposoby:<\/p><ul data-start=\"1893\" data-end=\"2002\"><li data-start=\"1893\" data-end=\"1943\"><p data-start=\"1895\" data-end=\"1943\"><strong data-start=\"1895\" data-end=\"1910\">Identyfikator wideo<\/strong> - Weryfikacja po\u0142\u0105cze\u0144 wideo<\/p><\/li><li data-start=\"1944\" data-end=\"2002\"><p data-start=\"1946\" data-end=\"2002\"><strong data-start=\"1946\" data-end=\"1959\">PostIdent<\/strong> - sprawdzi\u0107 na poczcie (Deutsche Post)<\/p><\/li><\/ul><p data-start=\"2004\" data-end=\"2057\">Obie metody s\u0105 oficjalnie akceptowane w Niemczech.<\/p><hr data-start=\"2059\" data-end=\"2062\" \/><h3 data-start=\"2064\" data-end=\"2124\"><strong data-start=\"2068\" data-end=\"2122\">5. Poczekaj na zatwierdzenie i odbierz kart\u0119 w domu<\/strong><\/h3><p data-start=\"2125\" data-end=\"2255\">Po zweryfikowaniu i otwarciu konta karta Visa zostanie wys\u0142ana na zarejestrowany adres, zwykle w ci\u0105gu 5 do 10 dni roboczych.<\/p><hr data-start=\"2257\" data-end=\"2260\" \/><h1 data-start=\"2262\" data-end=\"2317\">\ud83d\udcc4 <strong data-start=\"2267\" data-end=\"2317\">Dokumenty wymagane do ubiegania si\u0119 o kart\u0119<\/strong><\/h1><p data-start=\"2319\" data-end=\"2360\">Aby u\u0142atwi\u0107 ten proces, nale\u017cy mie\u0107 pe\u0142ne r\u0119ce roboty:<\/p><h3 data-start=\"2362\" data-end=\"2400\">Wa\u017cny dokument to\u017csamo\u015bci<\/h3><p data-start=\"2401\" data-end=\"2457\">Paszport lub dokument oficjalnie akceptowany w Niemczech.<\/p><h3 data-start=\"2459\" data-end=\"2504\">Dow\u00f3d zamieszkania (Anmeldung)<\/h3><p data-start=\"2505\" data-end=\"2557\">Obowi\u0105zkowy dokument potwierdzaj\u0105cy miejsce zamieszkania.<\/p><h3 data-start=\"2559\" data-end=\"2592\">Numer podatkowy (Steuer-ID)<\/h3><p data-start=\"2593\" data-end=\"2650\">Mo\u017ce to by\u0107 wymagane przez bank w celu zapewnienia zgodno\u015bci z przepisami.<\/p><h3 data-start=\"2652\" data-end=\"2680\">Dow\u00f3d dochodu<\/h3><p data-start=\"2681\" data-end=\"2760\">W niekt\u00f3rych przypadkach mog\u0105 by\u0107 wymagane o\u015bwiadczenia, odcinki wyp\u0142at lub umowy o prac\u0119.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 Z\u0141\u00d3\u017b WNIOSEK O KART\u0118 WIZOW\u0104 1822DIREKT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"2811\" data-end=\"2863\"><strong data-start=\"2816\" data-end=\"2863\">Zasady i warunki korzystania z karty Visa 1822direkt<\/strong><\/h1><h3 data-start=\"2865\" data-end=\"2885\"><strong data-start=\"2869\" data-end=\"2883\">- Renta<\/strong><\/h3><ul data-start=\"2886\" data-end=\"2996\"><li data-start=\"2886\" data-end=\"2939\"><p data-start=\"2888\" data-end=\"2939\"><strong data-start=\"2888\" data-end=\"2900\">Bezp\u0142atnie<\/strong> z co najmniej <strong data-start=\"2916\" data-end=\"2936\">1 zakup rocznie<\/strong>.<\/p><\/li><li data-start=\"2940\" data-end=\"2996\"><p data-start=\"2942\" data-end=\"2996\">W przypadku niewykorzystania roczna op\u0142ata w wysoko\u015bci <strong data-start=\"2985\" data-end=\"2995\">\u20ac29,90<\/strong>.<\/p><\/li><\/ul><h3 data-start=\"2998\" data-end=\"3028\"><strong data-start=\"3002\" data-end=\"3026\">- Grabie\u017ce w Niemczech<\/strong><\/h3><ul data-start=\"3029\" data-end=\"3149\"><li data-start=\"3029\" data-end=\"3101\"><p data-start=\"3031\" data-end=\"3101\"><strong data-start=\"3031\" data-end=\"3044\">Bezp\u0142atnie<\/strong> w bankomatach Sparkasse (Sparkassen-Verbund).<\/p><\/li><li data-start=\"3102\" data-end=\"3149\"><p data-start=\"3104\" data-end=\"3149\">Poza Sparkasse mog\u0105 obowi\u0105zywa\u0107 op\u0142aty.<\/p><\/li><\/ul><h3 data-start=\"3151\" data-end=\"3181\"><strong data-start=\"3155\" data-end=\"3179\">- Wyp\u0142aty za granic\u0119<\/strong><\/h3><ul data-start=\"3182\" data-end=\"3284\"><li data-start=\"3182\" data-end=\"3230\"><p data-start=\"3184\" data-end=\"3230\">Dozwolone, ale podlega dodatkowej op\u0142acie.<\/p><\/li><li data-start=\"3231\" data-end=\"3284\"><p data-start=\"3233\" data-end=\"3284\">\u015arednia stawka: <strong data-start=\"3245\" data-end=\"3254\">1,75%<\/strong> kwoty wyp\u0142aconej poza euro.<\/p><\/li><\/ul><h3 data-start=\"3286\" data-end=\"3326\"><strong data-start=\"3290\" data-end=\"3324\">- Zakupy w walutach obcych<\/strong><\/h3><ul data-start=\"3327\" data-end=\"3394\"><li data-start=\"3327\" data-end=\"3394\"><p data-start=\"3329\" data-end=\"3394\">Wsp\u00f3\u0142czynnik konwersji <strong data-start=\"3350\" data-end=\"3359\">1,75%<\/strong> na zakupy poza stref\u0105 euro.<\/p><\/li><\/ul><h3 data-start=\"3396\" data-end=\"3432\"><strong data-start=\"3400\" data-end=\"3430\">- Powi\u0105zany rachunek bie\u017c\u0105cy<\/strong><\/h3><p data-start=\"3433\" data-end=\"3559\">Konto 1822direkt jest bezp\u0142atne przy minimalnym miesi\u0119cznym obrocie w wysoko\u015bci <strong data-start=\"3497\" data-end=\"3505\">\u20ac700<\/strong>.<br data-start=\"3506\" data-end=\"3509\" \/>W przeciwnym razie mog\u0105 obowi\u0105zywa\u0107 op\u0142aty serwisowe.<\/p><hr data-start=\"3561\" data-end=\"3564\" \/><h1 data-start=\"3566\" data-end=\"3621\">\ud83d\udcf1 <strong data-start=\"3571\" data-end=\"3621\">Funkcjonalno\u015bci cyfrowe i dodatkowe funkcje<\/strong><\/h1><h3 data-start=\"3623\" data-end=\"3663\"><strong data-start=\"3627\" data-end=\"3661\">Aplikacja 1822direkt (iOS i Android)<\/strong><\/h3><ul data-start=\"3664\" data-end=\"3829\"><li data-start=\"3664\" data-end=\"3695\"><p data-start=\"3666\" data-end=\"3695\">zestawienia konsultacji i wydatki<\/p><\/li><li data-start=\"3696\" data-end=\"3715\"><p data-start=\"3698\" data-end=\"3715\">ustalone limity<\/p><\/li><li data-start=\"3716\" data-end=\"3754\"><p data-start=\"3718\" data-end=\"3754\">natychmiastowe zablokowanie karty<\/p><\/li><li data-start=\"3755\" data-end=\"3773\"><p data-start=\"3757\" data-end=\"3773\">aktywacja alert\u00f3w<\/p><\/li><li data-start=\"3774\" data-end=\"3796\"><p data-start=\"3776\" data-end=\"3796\">przegl\u0105danie faktur<\/p><\/li><li data-start=\"3797\" data-end=\"3829\"><p data-start=\"3799\" data-end=\"3829\">zorganizowa\u0107 ca\u0142e konto cyfrowe<\/p><\/li><\/ul><h3 data-start=\"3831\" data-end=\"3863\"><strong data-start=\"3835\" data-end=\"3861\">Apple Pay i Google Pay<\/strong><\/h3><p data-start=\"3864\" data-end=\"3910\">Akceptuje p\u0142atno\u015bci telefonem kom\u00f3rkowym.<\/p><h3 data-start=\"3912\" data-end=\"3940\"><strong data-start=\"3916\" data-end=\"3938\">Zaawansowane zabezpieczenia<\/strong><\/h3><ul data-start=\"3941\" data-end=\"4046\"><li data-start=\"3941\" data-end=\"3968\"><p data-start=\"3943\" data-end=\"3968\">3D Secure (Visa Secure)<\/p><\/li><li data-start=\"3969\" data-end=\"4001\"><p data-start=\"3971\" data-end=\"4001\">Uwierzytelnianie dwusk\u0142adnikowe<\/p><\/li><li data-start=\"4002\" data-end=\"4046\"><p data-start=\"4004\" data-end=\"4046\">Natychmiastowe alerty dla ka\u017cdej transakcji<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ZDOB\u0104D\u0179 KART\u0118 WIZOW\u0104 1822DIREKT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"4096\" data-end=\"4111\"><strong data-start=\"4098\" data-end=\"4111\">Wniosek<\/strong><\/h1><p data-start=\"4113\" data-end=\"4222\">O <strong data-start=\"4115\" data-end=\"4139\">Karta Visa 1822direkt<\/strong> to jedna z najlepszych opcji kart kredytowych dla os\u00f3b mieszkaj\u0105cych w Niemczech:<\/p><ul data-start=\"4224\" data-end=\"4425\"><li data-start=\"4224\" data-end=\"4260\"><p data-start=\"4226\" data-end=\"4260\"><strong data-start=\"4226\" data-end=\"4258\">zerowa op\u0142ata roczna przy minimalnym zu\u017cyciu<\/strong><\/p><\/li><li data-start=\"4261\" data-end=\"4299\"><p data-start=\"4263\" data-end=\"4299\">dost\u0119p do nowoczesnego konta cyfrowego<\/p><\/li><li data-start=\"4300\" data-end=\"4323\"><p data-start=\"4302\" data-end=\"4323\">wzmocnione bezpiecze\u0144stwo<\/p><\/li><li data-start=\"4324\" data-end=\"4357\"><p data-start=\"4326\" data-end=\"4357\">darmowe wyp\u0142aty w Sparkasse<\/p><\/li><li data-start=\"4358\" data-end=\"4390\"><p data-start=\"4360\" data-end=\"4390\">Mi\u0119dzynarodowa akceptacja kart Visa<\/p><\/li><li data-start=\"4391\" data-end=\"4425\"><p data-start=\"4393\" data-end=\"4425\">pe\u0142na kontrola za po\u015brednictwem aplikacji<\/p><\/li><\/ul><p data-start=\"4427\" data-end=\"4540\">Idealny dla student\u00f3w, emigrant\u00f3w i profesjonalist\u00f3w, kt\u00f3rzy chc\u0105 praktyczno\u015bci, oszcz\u0119dno\u015bci i swobody w codziennym \u017cyciu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Solicitar o 1822direkt Visa Card, emitido pela Frankfurter Sparkasse, \u00e9 um processo simples, 100% online e dispon\u00edvel para qualquer residente na Alemanha. O cart\u00e3o se destaca pela isen\u00e7\u00e3o de anuidade (com uso m\u00ednimo), aceita\u00e7\u00e3o internacional Visa e um aplicativo completo para controlar todas as suas finan\u00e7as de forma pr\u00e1tica e segura. Cart\u00e3o ING Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com controle total pelo app, seguran\u00e7a refor\u00e7ada e condi\u00e7\u00f5es acess\u00edveis, o 1822direkt Visa \u00e9 um excelente aliado para quem deseja organizar gastos, viajar com tranquilidade e aproveitar benef\u00edcios sem burocracia. \u2705 Passo a passo para solicitar o Cart\u00e3o 1822direkt Visa 1. Acesse o site oficial da 1822direkt Entre no site do banco e clique em \u201cGirokonto er\u00f6ffnen\u201d (abrir conta corrente).Abrir a conta \u00e9 o primeiro passo obrigat\u00f3rio para solicitar o cart\u00e3o. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Escolha a conta certa As contas que permitem solicitar o cart\u00e3o Visa s\u00e3o: 1822MOBILE 1822direkt Girokonto Klassik Ambas s\u00e3o digitais, incluem acesso ao app e permitem solicitar o cart\u00e3o durante o cadastro. 3. Preencha o formul\u00e1rio de abertura de conta Voc\u00ea dever\u00e1 informar: nome completo endere\u00e7o na Alemanha e-mail e telefone ocupa\u00e7\u00e3o e empregador renda mensal dados de identifica\u00e7\u00e3o O processo \u00e9 r\u00e1pido e totalmente digital. 4. Verifique sua identidade A identidade pode ser confirmada de duas formas: Video-Ident \u2013 verifica\u00e7\u00e3o por videochamada PostIdent \u2013 verifica\u00e7\u00e3o nos Correios (Deutsche Post) Ambos s\u00e3o m\u00e9todos aceitos oficialmente pela Alemanha. 5. Aguarde a aprova\u00e7\u00e3o e receba seu cart\u00e3o em casa Ap\u00f3s a verifica\u00e7\u00e3o e abertura da conta, o cart\u00e3o Visa ser\u00e1 enviado ao endere\u00e7o cadastrado, geralmente dentro de 5 a 10 dias \u00fateis. \ud83d\udcc4 Documentos necess\u00e1rios para solicitar o cart\u00e3o Para facilitar o processo, tenha em m\u00e3os: \u2714 Documento de identidade v\u00e1lido Passaporte ou documento aceito oficialmente na Alemanha. \u2714 Comprovante de resid\u00eancia (Anmeldung) Documento obrigat\u00f3rio para confirmar onde voc\u00ea mora. \u2714 N\u00famero fiscal (Steuer-ID) Pode ser solicitado pelo banco para fins de conformidade. \u2714 Comprovante de renda Extratos, holerites ou contrato de trabalho podem ser exigidos em alguns casos. \ud83d\udc49 SOLICITE SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Taxas e condi\u00e7\u00f5es do Cart\u00e3o 1822direkt Visa \u2022 Anuidade Gratuita com pelo menos 1 compra por ano. Caso n\u00e3o haja uso, \u00e9 cobrada taxa anual de \u20ac29,90. \u2022 Saques na Alemanha Gratuitos nos caixas eletr\u00f4nicos Sparkasse (Sparkassen-Verbund). Fora da Sparkasse, taxas podem ser aplicadas. \u2022 Saques no exterior Permitidos, mas sujeitos a tarifa adicional. Taxa m\u00e9dia: 1,75% do valor sacado fora do euro. \u2022 Compras em moeda estrangeira Taxa de convers\u00e3o de 1,75% para compras fora da zona do euro. \u2022 Conta corrente vinculada A conta 1822direkt \u00e9 gratuita com movimenta\u00e7\u00e3o mensal m\u00ednima de \u20ac700.Caso contr\u00e1rio, pode haver cobran\u00e7a de manuten\u00e7\u00e3o. \ud83d\udcf1 Funcionalidades digitais e recursos adicionais App 1822direkt (iOS e Android) consultar extratos e gastos definir limites bloquear o cart\u00e3o instantaneamente ativar alertas visualizar faturas organizar toda a conta digital Apple Pay e Google Pay Aceita pagamentos por aproxima\u00e7\u00e3o com celular. Seguran\u00e7a avan\u00e7ada 3D Secure (Visa Secure) Autentica\u00e7\u00e3o de dois fatores Alertas instant\u00e2neos para cada transa\u00e7\u00e3o \ud83d\udc49 ADQUIRA SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o O 1822direkt Visa Card \u00e9 uma das melhores op\u00e7\u00f5es de cart\u00e3o de cr\u00e9dito para quem vive na Alemanha e busca: anuidade zero com uso m\u00ednimo acesso a uma conta digital moderna seguran\u00e7a refor\u00e7ada saques gratuitos na Sparkasse aceita\u00e7\u00e3o internacional Visa controle total pelo aplicativo Perfeito para estudantes, expatriados e profissionais que desejam praticidade, economia e liberdade no dia a dia.<\/p>","protected":false},"author":1,"featured_media":14086,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/comments?post=14085"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14085\/revisions"}],"predecessor-version":[{"id":17247,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14085\/revisions\/17247"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media\/14086"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media?parent=14085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/categories?post=14085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/tags?post=14085"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/post_folder?post=14085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}