{"id":14099,"date":"2025-12-05T11:43:24","date_gmt":"2025-12-05T11:43:24","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14099"},"modified":"2025-12-25T01:35:14","modified_gmt":"2025-12-25T01:35:14","slug":"niemiecka-szeroka-karta-jak-zlozyc-wniosek-ing","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/pl\/financas\/alemanha-cartao-broad-como-solicitar-ing\/","title":{"rendered":"Jak ubiega\u0107 si\u0119 o kart\u0119 ING Visa w Niemczech i inne niezb\u0119dne informacje?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14099\" class=\"elementor elementor-14099\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Og\u0142oszenia<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"231\" data-end=\"390\">Ubieganie si\u0119 o kart\u0119 kredytow\u0105 ING Visa (ING Deutschland, dawniej ING-DiBa) jest ca\u0142kowicie cyfrowym, szybkim i dost\u0119pnym procesem dla ka\u017cdego mieszka\u0144ca Niemiec.<\/p><p data-start=\"392\" data-end=\"615\">Z <strong data-start=\"396\" data-end=\"417\">bezp\u0142atne roczne cz\u0142onkostwo<\/strong>, Dzi\u0119ki mi\u0119dzynarodowej akceptacji i pe\u0142nej kontroli za po\u015brednictwem aplikacji, karta jest jedn\u0105 z najlepszych opcji dla student\u00f3w, pracownik\u00f3w, emigrant\u00f3w i ka\u017cdego, kto szuka praktyczno\u015bci w niskiej cenie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/alemanha-cartao-broad-santander\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"700\" height=\"366\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/santander-1plus-visa.webp\" class=\"attachment-full size-full wp-image-14103\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/santander-1plus-visa.webp 700w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/santander-1plus-visa-300x157.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/santander-1plus-visa-18x9.webp 18w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">Karta Santander 1Plus Visa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bezp\u0142atne cz\u0142onkostwo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/alemanha-cartao-broad-santander\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"687\" data-end=\"742\">\u2705 <strong data-start=\"692\" data-end=\"742\">Wniosek o kart\u0119 ING Visa krok po kroku<\/strong><\/h2><h3 data-start=\"744\" data-end=\"783\"><strong data-start=\"748\" data-end=\"783\">1. Odwied\u017a oficjaln\u0105 stron\u0119 internetow\u0105 ING<\/strong><\/h3><p data-start=\"784\" data-end=\"955\">Wejd\u017a na stron\u0119 ING Deutschland i wybierz opcj\u0119 otwarcia rachunku bie\u017c\u0105cego (<strong data-start=\"868\" data-end=\"892\">\u201cGirokonto er\u00f6ffnen\u201d<\/strong>).<br data-start=\"894\" data-end=\"897\" \/>Karta Visa jest wydawana automatycznie wraz z kontem.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.ing.es\/tarjetas-ing\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 UBIEGANIE SI\u0118 O KART\u0118 WIZOW\u0104 ING<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"995\" data-end=\"1034\"><strong data-start=\"999\" data-end=\"1034\">2. Wype\u0142nij swoje dane osobowe<\/strong><\/h3><p data-start=\"1035\" data-end=\"1059\">Nale\u017cy poda\u0107:<\/p><ul data-start=\"1061\" data-end=\"1209\"><li data-start=\"1061\" data-end=\"1078\"><p data-start=\"1063\" data-end=\"1078\">Imi\u0119 i nazwisko<\/p><\/li><li data-start=\"1079\" data-end=\"1103\"><p data-start=\"1081\" data-end=\"1103\">Adres w Niemczech<\/p><\/li><li data-start=\"1104\" data-end=\"1135\"><p data-start=\"1106\" data-end=\"1135\">Adres e-mail i numer telefonu<\/p><\/li><li data-start=\"1136\" data-end=\"1165\"><p data-start=\"1138\" data-end=\"1165\">Informacje zawodowe<\/p><\/li><li data-start=\"1166\" data-end=\"1182\"><p data-start=\"1168\" data-end=\"1182\">Miesi\u0119czny doch\u00f3d<\/p><\/li><li data-start=\"1183\" data-end=\"1209\"><p data-start=\"1185\" data-end=\"1209\">Status pobytu<\/p><\/li><\/ul><hr data-start=\"1211\" data-end=\"1214\" \/><h3 data-start=\"1216\" data-end=\"1259\"><strong data-start=\"1220\" data-end=\"1259\">3. Weryfikacja to\u017csamo\u015bci online<\/strong><\/h3><p data-start=\"1260\" data-end=\"1287\">ING oferuje dwie metody:<\/p><ul data-start=\"1289\" data-end=\"1410\"><li data-start=\"1289\" data-end=\"1338\"><p data-start=\"1291\" data-end=\"1338\"><strong data-start=\"1291\" data-end=\"1307\">Video-Ident:<\/strong> Weryfikacja po\u0142\u0105cze\u0144 wideo<\/p><\/li><li data-start=\"1339\" data-end=\"1410\"><p data-start=\"1341\" data-end=\"1410\"><strong data-start=\"1341\" data-end=\"1355\">PostIdent:<\/strong> osobi\u015bcie na poczcie (Deutsche Post)<\/p><\/li><\/ul><p data-start=\"1412\" data-end=\"1475\">Przygotuj paszport lub wa\u017cny dokument to\u017csamo\u015bci.<\/p><hr data-start=\"1477\" data-end=\"1480\" \/><h3 data-start=\"1482\" data-end=\"1523\"><strong data-start=\"1486\" data-end=\"1523\">4. Cyfrowy podpis umowy<\/strong><\/h3><p data-start=\"1524\" data-end=\"1636\">Po potwierdzeniu to\u017csamo\u015bci wystarczy podpisa\u0107 umow\u0119 cyfrowo i poczeka\u0107 na ostateczne zatwierdzenie konta.<\/p><hr data-start=\"1638\" data-end=\"1641\" \/><h3 data-start=\"1643\" data-end=\"1679\"><strong data-start=\"1647\" data-end=\"1679\">5. Odbierz kart\u0119 w domu<\/strong><\/h3><p data-start=\"1680\" data-end=\"1781\">Po zatwierdzeniu konto zostanie aktywowane, a karta ING Visa zostanie wys\u0142ana na zarejestrowany adres.<\/p><hr data-start=\"1783\" data-end=\"1786\" \/><h2 data-start=\"1788\" data-end=\"1853\">\ud83d\udcc4 <strong data-start=\"1794\" data-end=\"1853\">Dokumenty wymagane do ubiegania si\u0119 o kart\u0119 ING Visa<\/strong><\/h2><ul data-start=\"1855\" data-end=\"2183\"><li data-start=\"1855\" data-end=\"1960\"><p data-start=\"1857\" data-end=\"1960\"><strong data-start=\"1857\" data-end=\"1905\">Paszport lub wa\u017cny dokument to\u017csamo\u015bci<\/strong><br data-start=\"1905\" data-end=\"1908\" \/>(Mo\u017ce by\u0107 zagraniczny, o ile zostanie zaakceptowany przez UE)<\/p><\/li><li data-start=\"1962\" data-end=\"2078\"><p data-start=\"1964\" data-end=\"2078\"><strong data-start=\"1964\" data-end=\"2017\">Dow\u00f3d zamieszkania w Niemczech (Anmeldung)<\/strong><br data-start=\"2017\" data-end=\"2020\" \/>Mo\u017cna o to poprosi\u0107 podczas lub po otwarciu konta.<\/p><\/li><li data-start=\"2080\" data-end=\"2183\"><p data-start=\"2082\" data-end=\"2183\"><strong data-start=\"2082\" data-end=\"2118\">Steuer-ID (niemiecki numer podatkowy)<\/strong><br data-start=\"2118\" data-end=\"2121\" \/>Zalecany do dokumentacji bankowej i kwestii podatkowych.<\/p><\/li><\/ul><p data-start=\"2185\" data-end=\"2263\">Dokumenty te gwarantuj\u0105 zgodno\u015b\u0107 z niemieckimi przepisami bankowymi (KYC\/AML).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.ing.es\/tarjetas-ing\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 UBIEGANIE SI\u0118 O KART\u0118 WIZOW\u0104 ING<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2901\" data-end=\"2949\">\ud83d\udcb3 <strong data-start=\"2907\" data-end=\"2949\">Santander 1plus Visa op\u0142aty i koszty<\/strong><\/h2><h3 data-start=\"2951\" data-end=\"2967\"><strong data-start=\"2955\" data-end=\"2967\">Renta<\/strong><\/h3><ul data-start=\"2968\" data-end=\"3002\"><li data-start=\"2968\" data-end=\"3002\"><p data-start=\"2970\" data-end=\"3002\"><strong data-start=\"2970\" data-end=\"2976\">0\u20ac<\/strong> - ca\u0142kowicie bezp\u0142atnie.<\/p><\/li><\/ul><hr data-start=\"3004\" data-end=\"3007\" \/><h3 data-start=\"3009\" data-end=\"3038\"><strong data-start=\"3013\" data-end=\"3038\">Wyp\u0142aty mi\u0119dzynarodowe<\/strong><\/h3><ul data-start=\"3039\" data-end=\"3191\"><li data-start=\"3039\" data-end=\"3074\"><p data-start=\"3041\" data-end=\"3074\"><strong data-start=\"3041\" data-end=\"3072\">Bezp\u0142atnie na ca\u0142ym \u015bwiecie.<\/strong><\/p><\/li><li data-start=\"3075\" data-end=\"3191\"><p data-start=\"3077\" data-end=\"3191\">Je\u015bli bankomat pobiera op\u0142at\u0119 lokaln\u0105, Santander na to zezwala. <strong data-start=\"3143\" data-end=\"3166\">\u017c\u0105danie zwrotu pieni\u0119dzy<\/strong>, Jest to rzadko\u015b\u0107 w\u015br\u00f3d bank\u00f3w.<\/p><\/li><\/ul><hr data-start=\"3193\" data-end=\"3196\" \/><h3 data-start=\"3198\" data-end=\"3234\"><strong data-start=\"3202\" data-end=\"3234\">Zakupy w walutach obcych<\/strong><\/h3><ul data-start=\"3235\" data-end=\"3341\"><li data-start=\"3235\" data-end=\"3341\"><p data-start=\"3237\" data-end=\"3341\"><strong data-start=\"3237\" data-end=\"3262\">Brak wsp\u00f3\u0142czynnika konwersji<\/strong>, Dzi\u0119ki temu idealnie nadaje si\u0119 do zakup\u00f3w poza stref\u0105 euro i na mi\u0119dzynarodowych stronach internetowych.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.ing.es\/tarjetas-ing\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 UBIEGANIE SI\u0118 O KART\u0118 WIZOW\u0104 ING<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"3397\" data-end=\"3418\"><strong data-start=\"3401\" data-end=\"3418\">Stopy procentowe<\/strong><\/h3><p data-start=\"3419\" data-end=\"3574\">Je\u015bli nie zap\u0142acisz rachunku w ca\u0142o\u015bci, zostan\u0105 naliczone odsetki - \u015brednio <strong data-start=\"3492\" data-end=\"3509\">13,98% rocznie<\/strong>.<br data-start=\"3510\" data-end=\"3513\" \/>Zaleca si\u0119, aby zawsze p\u0142aci\u0107 pe\u0142n\u0105 kwot\u0119, aby unikn\u0105\u0107 op\u0142at.<\/p><hr data-start=\"3576\" data-end=\"3579\" \/><h2 data-start=\"3581\" data-end=\"3627\">\ud83d\udcf1 <strong data-start=\"3587\" data-end=\"3627\">Cechy i funkcje karty<\/strong><\/h2><h3 data-start=\"3629\" data-end=\"3662\"><strong data-start=\"3633\" data-end=\"3662\">Aplikacja Santander Deutschland<\/strong><\/h3><ul data-start=\"3663\" data-end=\"3794\"><li data-start=\"3663\" data-end=\"3685\"><p data-start=\"3665\" data-end=\"3685\">Kontrola wydatk\u00f3w<\/p><\/li><li data-start=\"3686\" data-end=\"3704\"><p data-start=\"3688\" data-end=\"3704\">Faktura cyfrowa<\/p><\/li><li data-start=\"3705\" data-end=\"3735\"><p data-start=\"3707\" data-end=\"3735\">Powiadomienia w czasie rzeczywistym<\/p><\/li><li data-start=\"3736\" data-end=\"3772\"><p data-start=\"3738\" data-end=\"3772\">Blokowanie i odblokowywanie karty<\/p><\/li><li data-start=\"3773\" data-end=\"3794\"><p data-start=\"3775\" data-end=\"3794\">Ustalanie limit\u00f3w<\/p><\/li><\/ul><hr data-start=\"3796\" data-end=\"3799\" \/><h3 data-start=\"3801\" data-end=\"3834\"><strong data-start=\"3805\" data-end=\"3834\">Technologia i wygoda<\/strong><\/h3><ul data-start=\"3835\" data-end=\"3977\"><li data-start=\"3835\" data-end=\"3876\"><p data-start=\"3837\" data-end=\"3876\">Akceptuj <strong data-start=\"3844\" data-end=\"3857\">Apple Pay<\/strong> e <strong data-start=\"3860\" data-end=\"3874\">Google Pay<\/strong><\/p><\/li><li data-start=\"3877\" data-end=\"3921\"><p data-start=\"3879\" data-end=\"3921\">P\u0142atno\u015bci zbli\u017ceniowe<\/p><\/li><li data-start=\"3922\" data-end=\"3977\"><p data-start=\"3924\" data-end=\"3977\">Zaawansowane zabezpieczenia z silnym uwierzytelnianiem (3D Secure)<\/p><\/li><\/ul><hr data-start=\"3979\" data-end=\"3982\" \/><h3 data-start=\"3984\" data-end=\"4013\"><strong data-start=\"3988\" data-end=\"4013\">Ekskluzywne korzy\u015bci<\/strong><\/h3><ul data-start=\"4014\" data-end=\"4231\"><li data-start=\"4014\" data-end=\"4114\"><p data-start=\"4016\" data-end=\"4114\"><strong data-start=\"4016\" data-end=\"4049\">1% cashback na paliwo<\/strong> na dowolnej stacji benzynowej w Niemczech<br data-start=\"4079\" data-end=\"4082\" \/>(Automatyczny kredyt w rachunku)<\/p><\/li><li data-start=\"4116\" data-end=\"4231\"><p data-start=\"4118\" data-end=\"4231\"><strong data-start=\"4118\" data-end=\"4149\">U\u017cytkowanie mi\u0119dzynarodowe bez op\u0142at<\/strong><br data-start=\"4149\" data-end=\"4152\" \/>Idealny dla tych, kt\u00f3rzy podr\u00f3\u017cuj\u0105, robi\u0105 zakupy online lub pracuj\u0105 w globalnych firmach.<\/p><\/li><\/ul><hr data-start=\"4233\" data-end=\"4236\" \/><h2 data-start=\"4238\" data-end=\"4257\">\ud83c\udfc1 <strong data-start=\"4244\" data-end=\"4257\">Wniosek<\/strong><\/h2><p data-start=\"4259\" data-end=\"4568\">O <strong data-start=\"4261\" data-end=\"4290\">Karta Santander 1plus Visa<\/strong> jest jedn\u0105 z najkorzystniejszych kart w Niemczech. Brak op\u0142aty rocznej, bezp\u0142atne wyp\u0142aty na ca\u0142ym \u015bwiecie, brak op\u0142at za konwersj\u0119 i zwrot got\u00f3wki za paliwo sprawiaj\u0105, \u017ce jest to jedna z najlepszych opcji dla os\u00f3b szukaj\u0105cych lepszej oferty. <strong data-start=\"4514\" data-end=\"4531\">realna gospodarka<\/strong>, praktyczno\u015b\u0107 i wolno\u015b\u0107 finansowa.<\/p><p data-start=\"4570\" data-end=\"4680\">Je\u015bli potrzebujesz karty, kt\u00f3ra jest kompletna, nowoczesna i idealna do podr\u00f3\u017cy, Santander 1plus Visa to doskona\u0142y wyb\u00f3r.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Solicitar o cart\u00e3o de cr\u00e9dito Visa da ING (ING Deutschland, antiga ING-DiBa) \u00e9 um processo totalmente digital, r\u00e1pido e acess\u00edvel para quem reside na Alemanha. Com anuidade gratuita, aceita\u00e7\u00e3o internacional e controle completo pelo aplicativo, o cart\u00e3o \u00e9 uma das melhores op\u00e7\u00f5es para estudantes, trabalhadores, expatriados e qualquer pessoa que busca praticidade com baixo custo. Cart\u00e3o Santander 1Plus Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2705 Passo a passo para solicitar o Cart\u00e3o ING Visa 1. Acesse o site oficial da ING Entre no site da ING Deutschland e selecione a op\u00e7\u00e3o para abrir uma conta corrente (\u201cGirokonto er\u00f6ffnen\u201d).O cart\u00e3o Visa \u00e9 emitido automaticamente junto com a conta. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Preencha seus dados pessoais Voc\u00ea precisar\u00e1 fornecer: Nome completo Endere\u00e7o na Alemanha E-mail e n\u00famero de telefone Informa\u00e7\u00f5es profissionais Renda mensal Situa\u00e7\u00e3o de resid\u00eancia 3. Verifica\u00e7\u00e3o de identidade online A ING oferece dois m\u00e9todos: Video-Ident: verifica\u00e7\u00e3o por videochamada PostIdent: realizada presencialmente nos Correios (Deutsche Post) Tenha em m\u00e3os seu passaporte ou documento de identidade v\u00e1lido. 4. Assinatura digital do contrato Depois de confirmar sua identidade, basta assinar o contrato digitalmente e aguardar a aprova\u00e7\u00e3o final da conta. 5. Receba seu cart\u00e3o em casa Ap\u00f3s a aprova\u00e7\u00e3o, sua conta ser\u00e1 ativada e o cart\u00e3o ING Visa ser\u00e1 enviado para o endere\u00e7o cadastrado. \ud83d\udcc4 Documentos necess\u00e1rios para solicitar o Cart\u00e3o ING Visa Passaporte ou documento de identidade v\u00e1lido(Pode ser estrangeiro, desde que aceito pela UE) Comprovante de resid\u00eancia na Alemanha (Anmeldung)Pode ser solicitado durante ou ap\u00f3s a abertura da conta. Steuer-ID (n\u00famero fiscal alem\u00e3o)Recomendado para registros banc\u00e1rios e quest\u00f5es tribut\u00e1rias. Esses documentos garantem o cumprimento das normas banc\u00e1rias alem\u00e3s (KYC\/AML). \ud83d\udc49 PE\u00c7A SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcb3 Taxas e custos do Santander 1plus Visa Anuidade 0\u20ac \u2014 completamente gratuita. Saques internacionais Gratuitos no mundo inteiro. Caso o caixa eletr\u00f4nico cobre uma taxa local, o Santander permite solicitar reembolso, algo raro entre bancos. Compras em moeda estrangeira Sem taxa de convers\u00e3o, tornando-o ideal para compras fora da zona do euro e em sites internacionais. \ud83d\udc49 SOLICITE SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Taxa de juros Se voc\u00ea n\u00e3o pagar o valor total da fatura, ser\u00e1 cobrado juros \u2014 em m\u00e9dia 13,98% ao ano.Recomenda-se pagar sempre o valor total para evitar encargos. \ud83d\udcf1 Recursos e funcionalidades do cart\u00e3o App Santander Deutschland Controle de gastos Fatura digital Notifica\u00e7\u00f5es em tempo real Bloqueio e desbloqueio do cart\u00e3o Ajuste de limites Tecnologia e conveni\u00eancia Aceita Apple Pay e Google Pay Pagamentos por aproxima\u00e7\u00e3o (contactless) Seguran\u00e7a avan\u00e7ada com autentica\u00e7\u00e3o forte (3D Secure) Benef\u00edcios exclusivos 1% de cashback em combust\u00edvel em qualquer posto da Alemanha(Cr\u00e9dito autom\u00e1tico na fatura) Uso internacional sem taxasPerfeito para quem viaja, faz compras online ou trabalha em neg\u00f3cios globais. \ud83c\udfc1 Conclus\u00e3o O Santander 1plus Visa Card \u00e9 um dos cart\u00f5es mais vantajosos da Alemanha. Sem anuidade, com saques gratuitos no mundo todo, sem taxas de convers\u00e3o e ainda oferecendo cashback em combust\u00edvel, ele se destaca como uma das melhores op\u00e7\u00f5es para quem busca economia real, praticidade e liberdade financeira. Se voc\u00ea quer um cart\u00e3o completo, moderno e ideal para viagens, o Santander 1plus Visa \u00e9 uma excelente escolha.<\/p>","protected":false},"author":1,"featured_media":14100,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14099","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14099","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/comments?post=14099"}],"version-history":[{"count":16,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14099\/revisions"}],"predecessor-version":[{"id":17241,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14099\/revisions\/17241"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media\/14100"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media?parent=14099"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/categories?post=14099"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/tags?post=14099"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/post_folder?post=14099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}