{"id":14117,"date":"2025-12-05T12:08:09","date_gmt":"2025-12-05T12:08:09","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14117"},"modified":"2025-12-25T01:33:52","modified_gmt":"2025-12-25T01:33:52","slug":"niemiecka-szeroka-karta-jak-zlozyc-wniosek-santander","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/pl\/financas\/alemanha-cartao-broad-como-solicitar-santander\/","title":{"rendered":"Jak ubiega\u0107 si\u0119 o kart\u0119 Santander 1plus Visa w Niemczech i inne wa\u017cne informacje"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14117\" class=\"elementor elementor-14117\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Og\u0142oszenia<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"231\" data-end=\"390\">\u017b\u0105danie <strong data-start=\"254\" data-end=\"283\">Karta Santander 1plus Visa<\/strong> jest prostym i szybkim procesem, kt\u00f3ry mo\u017cna wykona\u0107 w nast\u0119puj\u0105cy spos\u00f3b <strong data-start=\"340\" data-end=\"350\">online<\/strong> ile <strong data-start=\"358\" data-end=\"377\">osobi\u015bcie<\/strong>. Ta karta jest idealna dla os\u00f3b mieszkaj\u0105cych w Niemczech i szukaj\u0105cych <strong data-start=\"434\" data-end=\"457\">zwolnienie z op\u0142aty rocznej<\/strong>, praktyczno\u015b\u0107 w codziennym u\u017cytkowaniu i wyj\u0105tkowe zalety, w tym korzy\u015bci dla os\u00f3b cz\u0119sto podr\u00f3\u017cuj\u0105cych.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/alemanha-cartao-broad-comdirect\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"318\" height=\"176\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/comdirect-Visa-Kreditkarte.webp\" class=\"attachment-full size-full wp-image-14120\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/comdirect-Visa-Kreditkarte.webp 318w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/comdirect-Visa-Kreditkarte-300x166.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/comdirect-Visa-Kreditkarte-18x10.webp 18w\" sizes=\"(max-width: 318px) 100vw, 318px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">Karta Comdirect Visa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bezp\u0142atne cz\u0142onkostwo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/alemanha-cartao-broad-comdirect\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"641\" data-end=\"938\">Dzi\u0119ki mi\u0119dzynarodowej akceptacji i nowoczesnym funkcjom <strong data-start=\"692\" data-end=\"716\">Santander 1plus Visa<\/strong> jest powszechnie uznawana za jedn\u0105 z najkorzystniejszych kart w Niemczech. Oferuje ona takie korzy\u015bci jak <strong data-start=\"818\" data-end=\"835\">ubezpieczenie podr\u00f3\u017cne<\/strong>, <strong data-start=\"837\" data-end=\"876\">zwroty za wyp\u0142aty mi\u0119dzynarodowe<\/strong> e <strong data-start=\"879\" data-end=\"891\">cashback<\/strong>, Gwarantuje to oszcz\u0119dno\u015bci i bezpiecze\u0144stwo na co dzie\u0144.<\/p><hr data-start=\"940\" data-end=\"943\" \/><h1 data-start=\"945\" data-end=\"1011\">\u2705 <strong data-start=\"949\" data-end=\"1011\">Krok po kroku, aby ubiega\u0107 si\u0119 o kart\u0119 Santander 1plus Visa<\/strong><\/h1><h3 data-start=\"1013\" data-end=\"1067\"><strong data-start=\"1017\" data-end=\"1067\">1. Odwied\u017a oficjaln\u0105 stron\u0119 Santander Germany<\/strong><\/h3><p data-start=\"1068\" data-end=\"1216\">Wejd\u017a na portal banku i poszukaj zak\u0142adki karty kredytowej.<br data-start=\"1134\" data-end=\"1137\" \/>Znajdziesz tam <strong data-start=\"1158\" data-end=\"1187\">Karta Santander 1plus Visa<\/strong> w\u015br\u00f3d dost\u0119pnych opcji.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.santander.de\/privatkunden\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Z\u0141\u00d3\u017b WNIOSEK O KART\u0118 SANTANDER 1PLUS VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1268\" data-end=\"1322\"><strong data-start=\"1272\" data-end=\"1322\">2. Wype\u0142ni\u0107 formularz zg\u0142oszeniowy online<\/strong><\/h3><p data-start=\"1323\" data-end=\"1331\">Raport:<\/p><ul data-start=\"1333\" data-end=\"1444\"><li data-start=\"1333\" data-end=\"1351\"><p data-start=\"1335\" data-end=\"1351\">Dane osobowe<\/p><\/li><li data-start=\"1352\" data-end=\"1387\"><p data-start=\"1354\" data-end=\"1387\">Adres zarejestrowany w Niemczech<\/p><\/li><li data-start=\"1388\" data-end=\"1408\"><p data-start=\"1390\" data-end=\"1408\">Sytuacja na rynku pracy<\/p><\/li><li data-start=\"1409\" data-end=\"1444\"><p data-start=\"1411\" data-end=\"1444\">Podstawowe informacje finansowe<\/p><\/li><\/ul><p data-start=\"1446\" data-end=\"1527\">Informacje te s\u0105 wykorzystywane do analizy kredytowej i potwierdzenia to\u017csamo\u015bci.<\/p><hr data-start=\"1529\" data-end=\"1532\" \/><h3 data-start=\"1534\" data-end=\"1576\"><strong data-start=\"1538\" data-end=\"1576\">3. Kontrola kredytowa (Schufa)<\/strong><\/h3><p data-start=\"1577\" data-end=\"1746\">Santander automatycznie prze\u015ble zapytanie do u\u017cytkownika <strong data-start=\"1634\" data-end=\"1654\">Wynik Schufa<\/strong> - Niemiecki system kredytowy.<br data-start=\"1690\" data-end=\"1693\" \/>Dobra historia zwi\u0119ksza szanse na sukces.<\/p><hr data-start=\"1748\" data-end=\"1751\" \/><h3 data-start=\"1753\" data-end=\"1789\"><strong data-start=\"1757\" data-end=\"1789\">4. Weryfikacja to\u017csamo\u015bci<\/strong><\/h3><p data-start=\"1790\" data-end=\"1837\">Ten krok mo\u017cna wykona\u0107 na dwa sposoby:<\/p><ul data-start=\"1839\" data-end=\"1966\"><li data-start=\"1839\" data-end=\"1906\"><p data-start=\"1841\" data-end=\"1906\"><strong data-start=\"1841\" data-end=\"1854\">PostIdent<\/strong>: identyfikacja w niemieckim urz\u0119dzie pocztowym.<\/p><\/li><li data-start=\"1907\" data-end=\"1966\"><p data-start=\"1909\" data-end=\"1966\"><strong data-start=\"1909\" data-end=\"1923\">VideoIdent<\/strong>: po\u0142\u0105czenie wideo online z asystentem.<\/p><\/li><\/ul><p data-start=\"1968\" data-end=\"2020\">Oba formularze s\u0105 oficjalne i zatwierdzone przez bank.<\/p><hr data-start=\"2022\" data-end=\"2025\" \/><h3 data-start=\"2027\" data-end=\"2073\"><strong data-start=\"2031\" data-end=\"2073\">5. Poczekaj na zatwierdzenie i otrzymaj kart\u0119<\/strong><\/h3><p data-start=\"2074\" data-end=\"2193\">Po przeanalizowaniu karty zostanie ona wys\u0142ana bezpo\u015brednio na zarejestrowany adres, zazwyczaj w ci\u0105gu kilku dni roboczych.<\/p><hr data-start=\"2195\" data-end=\"2198\" \/><h1 data-start=\"2200\" data-end=\"2255\">\ud83d\udcc4 <strong data-start=\"2205\" data-end=\"2255\">Dokumenty wymagane do z\u0142o\u017cenia wniosku o kart\u0119<\/strong><\/h1><p data-start=\"2257\" data-end=\"2315\">Aby sfinalizowa\u0107 aplikacj\u0119, nale\u017cy przes\u0142a\u0107:<\/p><ul data-start=\"2317\" data-end=\"2534\"><li data-start=\"2317\" data-end=\"2367\"><p data-start=\"2319\" data-end=\"2367\"><strong data-start=\"2319\" data-end=\"2367\">Paszport lub wa\u017cny dokument to\u017csamo\u015bci<\/strong><\/p><\/li><li data-start=\"2368\" data-end=\"2411\"><p data-start=\"2370\" data-end=\"2411\"><strong data-start=\"2370\" data-end=\"2411\">Dow\u00f3d zamieszkania (Anmeldung)<\/strong><\/p><\/li><li data-start=\"2412\" data-end=\"2495\"><p data-start=\"2414\" data-end=\"2495\"><strong data-start=\"2414\" data-end=\"2438\">Dow\u00f3d dochodu<\/strong><br data-start=\"2438\" data-end=\"2441\" \/>(odcinek wyp\u0142aty, umowa o prac\u0119 lub wyci\u0105g bankowy)<\/p><\/li><li data-start=\"2496\" data-end=\"2534\"><p data-start=\"2498\" data-end=\"2534\"><strong data-start=\"2498\" data-end=\"2511\">Steuer-ID<\/strong> (niemiecki numer identyfikacji podatkowej)<\/p><\/li><\/ul><p data-start=\"2536\" data-end=\"2669\">Dokumenty te zapewniaj\u0105, \u017ce proces jest zgodny z niemieckimi przepisami bankowymi i praktykami zapobiegania oszustwom.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.santander.de\/privatkunden\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Z\u0141\u00d3\u017b WNIOSEK O KART\u0118 SANTANDER 1PLUS VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"2676\" data-end=\"2730\">\ud83d\udcb3 <strong data-start=\"2681\" data-end=\"2730\">Op\u0142aty i prowizje zwi\u0105zane z kart\u0105 Santander 1plus Visa<\/strong><\/h1><h3 data-start=\"2732\" data-end=\"2748\"><strong data-start=\"2736\" data-end=\"2748\">Renta<\/strong><\/h3><ul data-start=\"2749\" data-end=\"2808\"><li data-start=\"2749\" data-end=\"2808\"><p data-start=\"2751\" data-end=\"2808\"><strong data-start=\"2751\" data-end=\"2774\">Ca\u0142kowicie bezp\u0142atnie<\/strong> - brak wymaga\u0144 dotycz\u0105cych minimalnych wydatk\u00f3w.<\/p><\/li><\/ul><hr data-start=\"2810\" data-end=\"2813\" \/><h3 data-start=\"2815\" data-end=\"2851\"><strong data-start=\"2819\" data-end=\"2851\">Wyp\u0142aty z bankomat\u00f3w<\/strong><\/h3><ul data-start=\"2852\" data-end=\"2979\"><li data-start=\"2852\" data-end=\"2979\"><p data-start=\"2854\" data-end=\"2979\"><strong data-start=\"2854\" data-end=\"2884\">Bezp\u0142atnie na ca\u0142ym \u015bwiecie<\/strong><br data-start=\"2884\" data-end=\"2887\" \/>Je\u015bli bankomat pobiera jakiekolwiek op\u0142aty lokalne, Santander umo\u017cliwia za\u017c\u0105danie <strong data-start=\"2965\" data-end=\"2978\">zwrot koszt\u00f3w<\/strong>.<\/p><\/li><\/ul><hr data-start=\"2981\" data-end=\"2984\" \/><h3 data-start=\"2986\" data-end=\"3022\"><strong data-start=\"2990\" data-end=\"3022\">Zakupy w walutach obcych<\/strong><\/h3><ul data-start=\"3023\" data-end=\"3122\"><li data-start=\"3023\" data-end=\"3122\"><p data-start=\"3025\" data-end=\"3122\"><strong data-start=\"3025\" data-end=\"3050\">Brak wsp\u00f3\u0142czynnika konwersji<\/strong><br data-start=\"3050\" data-end=\"3053\" \/>Doskona\u0142y dla tych, kt\u00f3rzy robi\u0105 zakupy w mi\u0119dzynarodowych witrynach lub cz\u0119sto podr\u00f3\u017cuj\u0105.<\/p><\/li><\/ul><hr data-start=\"3124\" data-end=\"3127\" \/><h3 data-start=\"3129\" data-end=\"3151\"><strong data-start=\"3133\" data-end=\"3151\">Stopy procentowe<\/strong><\/h3><ul data-start=\"3152\" data-end=\"3309\"><li data-start=\"3152\" data-end=\"3309\"><p data-start=\"3154\" data-end=\"3309\">Je\u015bli faktura nie zostanie op\u0142acona w ca\u0142o\u015bci, odsetki wynosz\u0105 ok. <strong data-start=\"3229\" data-end=\"3246\">13,98% rocznie<\/strong>.<br data-start=\"3247\" data-end=\"3250\" \/>Aby unikn\u0105\u0107 op\u0142at, najlepiej jest zawsze p\u0142aci\u0107 pe\u0142n\u0105 kwot\u0119.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.santander.de\/privatkunden\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Z\u0141\u00d3\u017b WNIOSEK O KART\u0118 SANTANDER 1PLUS VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"3370\" data-end=\"3415\"><strong data-start=\"3375\" data-end=\"3415\">Cechy i funkcje karty<\/strong><\/h1><h3 data-start=\"3417\" data-end=\"3450\"><strong data-start=\"3421\" data-end=\"3450\">Aplikacja Santander Deutschland<\/strong><\/h3><p data-start=\"3451\" data-end=\"3459\">Umo\u017cliwia:<\/p><ul data-start=\"3461\" data-end=\"3606\"><li data-start=\"3461\" data-end=\"3492\"><p data-start=\"3463\" data-end=\"3492\">Sprawd\u017a faktury i limity<\/p><\/li><li data-start=\"3493\" data-end=\"3528\"><p data-start=\"3495\" data-end=\"3528\">Blokowanie i odblokowywanie karty<\/p><\/li><li data-start=\"3529\" data-end=\"3568\"><p data-start=\"3531\" data-end=\"3568\">\u015aledzenie transakcji w czasie rzeczywistym<\/p><\/li><li data-start=\"3569\" data-end=\"3606\"><p data-start=\"3571\" data-end=\"3606\">Konfigurowanie natychmiastowych powiadomie\u0144<\/p><\/li><\/ul><hr data-start=\"3608\" data-end=\"3611\" \/><h3 data-start=\"3613\" data-end=\"3654\"><strong data-start=\"3617\" data-end=\"3654\">Kompatybilno\u015b\u0107 z portfelami cyfrowymi<\/strong><\/h3><ul data-start=\"3655\" data-end=\"3691\"><li data-start=\"3655\" data-end=\"3672\"><p data-start=\"3657\" data-end=\"3672\"><strong data-start=\"3657\" data-end=\"3670\">Apple Pay<\/strong><\/p><\/li><li data-start=\"3673\" data-end=\"3691\"><p data-start=\"3675\" data-end=\"3691\"><strong data-start=\"3675\" data-end=\"3689\">Google Pay<\/strong><\/p><\/li><\/ul><p data-start=\"3693\" data-end=\"3748\">P\u0142atno\u015bci zbli\u017ceniowe bezpo\u015brednio ze smartfona.<\/p><hr data-start=\"3750\" data-end=\"3753\" \/><h3 data-start=\"3755\" data-end=\"3786\"><strong data-start=\"3759\" data-end=\"3786\">Cashback na paliwo<\/strong><\/h3><p data-start=\"3787\" data-end=\"3860\">Odbi\u00f3r <strong data-start=\"3794\" data-end=\"3812\">1% cashback<\/strong> podczas tankowania na stacjach benzynowych w Niemczech.<\/p><hr data-start=\"3862\" data-end=\"3865\" \/><h3 data-start=\"3867\" data-end=\"3902\"><strong data-start=\"3871\" data-end=\"3902\">U\u017cytkowanie mi\u0119dzynarodowe bez op\u0142at<\/strong><\/h3><p data-start=\"3903\" data-end=\"3979\">Idealny dla tych, kt\u00f3rzy cz\u0119sto podr\u00f3\u017cuj\u0105 lub robi\u0105 zakupy poza stref\u0105 euro.<\/p><h1 data-start=\"3986\" data-end=\"4004\"><strong data-start=\"3991\" data-end=\"4004\">Wniosek<\/strong><\/h1><p data-start=\"4006\" data-end=\"4111\">O <strong data-start=\"4008\" data-end=\"4037\">Karta Santander 1plus Visa<\/strong> jest jedn\u0105 z najlepszych kart kredytowych dost\u0119pnych w Niemczech:<\/p><ul data-start=\"4113\" data-end=\"4283\"><li data-start=\"4113\" data-end=\"4132\"><p data-start=\"4115\" data-end=\"4132\"><strong data-start=\"4115\" data-end=\"4132\">Zerowa op\u0142ata roczna<\/strong><\/p><\/li><li data-start=\"4133\" data-end=\"4172\"><p data-start=\"4135\" data-end=\"4172\"><strong data-start=\"4135\" data-end=\"4172\">Darmowe wyp\u0142aty na ca\u0142ym \u015bwiecie<\/strong><\/p><\/li><li data-start=\"4173\" data-end=\"4202\"><p data-start=\"4175\" data-end=\"4202\"><strong data-start=\"4175\" data-end=\"4202\">Cashback na paliwo<\/strong><\/p><\/li><li data-start=\"4203\" data-end=\"4251\"><p data-start=\"4205\" data-end=\"4251\"><strong data-start=\"4205\" data-end=\"4251\">Zwolnienie z podatku od zakup\u00f3w mi\u0119dzynarodowych<\/strong><\/p><\/li><li data-start=\"4252\" data-end=\"4283\"><p data-start=\"4254\" data-end=\"4283\"><strong data-start=\"4254\" data-end=\"4283\">Pe\u0142na kontrola za po\u015brednictwem aplikacji<\/strong><\/p><\/li><\/ul><p data-start=\"4285\" data-end=\"4450\">Je\u015bli szukasz oszcz\u0119dno\u015bci, bezpiecze\u0144stwa, praktyczno\u015bci i wolno\u015bci finansowej, ta karta jest niezwykle korzystnym wyborem - szczeg\u00f3lnie dla podr\u00f3\u017cnik\u00f3w i emigrant\u00f3w.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Solicitar o Santander 1plus Visa Card \u00e9 um processo simples e r\u00e1pido, podendo ser feito tanto online quanto presencialmente. Este cart\u00e3o \u00e9 ideal para quem mora na Alemanha e busca isen\u00e7\u00e3o de anuidade, praticidade no uso di\u00e1rio e vantagens exclusivas, incluindo benef\u00edcios para quem viaja com frequ\u00eancia. Cart\u00e3o Comdirect Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com aceita\u00e7\u00e3o internacional e recursos modernos, o Santander 1plus Visa \u00e9 amplamente reconhecido como um dos cart\u00f5es mais vantajosos da Alemanha. Ele oferece vantagens como seguro viagem, reembolsos em saques internacionais e cashback, garantindo economia e seguran\u00e7a no dia a dia. \u2705 Passo a passo para solicitar o Cart\u00e3o Santander 1plus Visa 1. Acesse o site oficial do Santander Alemanha Entre no portal do banco e procure pela aba de cart\u00f5es de cr\u00e9dito.L\u00e1 voc\u00ea encontrar\u00e1 o Santander 1plus Visa Card entre as op\u00e7\u00f5es dispon\u00edveis. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O SANTANDER 1PLUS VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Preencha o formul\u00e1rio de solicita\u00e7\u00e3o online Informe: Dados pessoais Endere\u00e7o registrado na Alemanha Situa\u00e7\u00e3o laboral Informa\u00e7\u00f5es financeiras b\u00e1sicas Essas informa\u00e7\u00f5es s\u00e3o usadas para an\u00e1lise de cr\u00e9dito e confirma\u00e7\u00e3o de identidade. 3. Verifica\u00e7\u00e3o de cr\u00e9dito (Schufa) O Santander realizar\u00e1 automaticamente uma consulta \u00e0 sua pontua\u00e7\u00e3o Schufa \u2014 o sistema de cr\u00e9dito da Alemanha.Ter um bom hist\u00f3rico aumenta as chances de aprova\u00e7\u00e3o. 4. Verifica\u00e7\u00e3o de identidade Essa etapa pode ser conclu\u00edda de duas maneiras: PostIdent: identifica\u00e7\u00e3o em uma ag\u00eancia dos Correios alem\u00e3. VideoIdent: chamada de v\u00eddeo online com um atendente. Ambas as formas s\u00e3o oficiais e validadas pelo banco. 5. Aguarde aprova\u00e7\u00e3o e receba o cart\u00e3o Ap\u00f3s a an\u00e1lise, seu cart\u00e3o ser\u00e1 enviado diretamente para o endere\u00e7o cadastrado, geralmente dentro de alguns dias \u00fateis. \ud83d\udcc4 Documentos Necess\u00e1rios para Solicitar o Cart\u00e3o Para finalizar sua solicita\u00e7\u00e3o, voc\u00ea precisar\u00e1 apresentar: Passaporte ou documento de identidade v\u00e1lido Comprovante de resid\u00eancia (Anmeldung) Comprovante de renda(holerite, contrato de trabalho ou extrato banc\u00e1rio) Steuer-ID (n\u00famero fiscal alem\u00e3o) Esses documentos garantem que o processo esteja em conformidade com as leis banc\u00e1rias alem\u00e3s e com as pr\u00e1ticas de preven\u00e7\u00e3o \u00e0 fraude. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O SANTANDER 1PLUS VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcb3 Taxas e Custos do Cart\u00e3o Santander 1plus Visa Anuidade Totalmente gratuita \u2014 sem exig\u00eancias de gasto m\u00ednimo. Saques em caixas eletr\u00f4nicos Gratuitos no mundo inteiroSe o caixa eletr\u00f4nico cobrar alguma taxa local, o Santander permite solicitar reembolso. Compras em moeda estrangeira Sem taxa de convers\u00e3oExcelente para quem compra em sites internacionais ou costuma viajar. Taxas de juros Caso a fatura n\u00e3o seja paga integralmente, os juros s\u00e3o de aproximadamente 13,98% ao ano.Para evitar encargos, o ideal \u00e9 sempre pagar o valor total. \ud83d\udc49 SOLICITE SEU CART\u00c3O SANTANDER 1PLUS VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Recursos e Funcionalidades do Cart\u00e3o App Santander Deutschland Permite: Consultar faturas e limites Bloquear e desbloquear o cart\u00e3o Acompanhar transa\u00e7\u00f5es em tempo real Configurar notifica\u00e7\u00f5es imediatas Compat\u00edvel com carteiras digitais Apple Pay Google Pay Pagamentos por aproxima\u00e7\u00e3o diretamente pelo smartphone. Cashback em combust\u00edvel Receba 1% de cashback ao abastecer em postos de gasolina na Alemanha. Uso internacional sem taxas Perfeito para quem viaja frequentemente ou faz compras fora da zona do euro. Conclus\u00e3o O Santander 1plus Visa Card \u00e9 um dos melhores cart\u00f5es de cr\u00e9dito dispon\u00edveis na Alemanha, oferecendo: Zero anuidade Saques gratuitos no mundo inteiro Cashback em combust\u00edvel Isen\u00e7\u00e3o de taxas em compras internacionais Controle completo via app Se voc\u00ea busca economia, seguran\u00e7a, praticidade e liberdade financeira, este cart\u00e3o \u00e9 uma escolha extremamente vantajosa \u2014 especialmente para viajantes e expatriados.<\/p>","protected":false},"author":1,"featured_media":14113,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/comments?post=14117"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14117\/revisions"}],"predecessor-version":[{"id":17235,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14117\/revisions\/17235"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media\/14113"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media?parent=14117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/categories?post=14117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/tags?post=14117"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/post_folder?post=14117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}