{"id":14749,"date":"2025-12-12T21:58:46","date_gmt":"2025-12-12T21:58:46","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14749"},"modified":"2025-12-25T01:19:00","modified_gmt":"2025-12-25T01:19:00","slug":"polska-funnel1-karta-bnp-paribas","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/pl\/financas\/polonia-cartao-funil1-bnp-paribas\/","title":{"rendered":"Karta BNP Paribas Visa Classic - praktyczno\u015b\u0107 i korzy\u015bci dla ka\u017cdego w Polsce"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14749\" class=\"elementor elementor-14749\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Og\u0142oszenia<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"290\" data-end=\"610\">Je\u015bli mieszkasz w Polsce i szukasz karty kredytowej z <strong data-start=\"294\" data-end=\"321\">akceptacja mi\u0119dzynarodowa<\/strong>, <strong data-start=\"323\" data-end=\"350\">Kompletne zarz\u0105dzanie cyfrowe<\/strong> e <strong data-start=\"353\" data-end=\"375\">przyst\u0119pne stawki<\/strong>, o <strong data-start=\"379\" data-end=\"407\">BNP Paribas Visa Classic<\/strong> to doskona\u0142y wyb\u00f3r. W tym przewodniku znajdziesz aktualne informacje na temat oprocentowania, kryteri\u00f3w zatwierdzania, funkcji online i ekskluzywnych korzy\u015bci oferowanych przez bank.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/polska-karta-funnel1-jak-zlozyc-wniosek-o-karte-bnp-paribas\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"282\" height=\"178\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/images-1.jpg\" class=\"attachment-full size-full wp-image-14751\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/images-1.jpg 282w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/images-1-18x12.jpg 18w\" sizes=\"(max-width: 282px) 100vw, 282px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta BNP Paribas Visa Classic<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Niska roczna stopa procentowa<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/polska-karta-funnel1-jak-zlozyc-wniosek-o-karte-bnp-paribas\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"676\" data-end=\"845\">Karta BNP Paribas Visa Classic, oferuj\u0105ca jeden z najlepszych stosunk\u00f3w jako\u015bci do ceny na rynku, zapewnia bezpiecze\u0144stwo, praktyczno\u015b\u0107 i pe\u0142n\u0105 kontrol\u0119 finansow\u0105 za po\u015brednictwem aplikacji.<\/p><p data-start=\"847\" data-end=\"1082\">Wydane przez <strong data-start=\"860\" data-end=\"875\">BNP Paribas<\/strong>, Karta jednego z najwi\u0119kszych europejskich bank\u00f3w \u0142\u0105czy w sobie tradycj\u0119, technologi\u0119 i szerok\u0105 akceptacj\u0119 na ca\u0142ym \u015bwiecie. Idealna do zakup\u00f3w lokalnych i mi\u0119dzynarodowych, z pe\u0142nym wsparciem i prostym zarz\u0105dzaniem przez telefon kom\u00f3rkowy.<\/p><hr data-start=\"1084\" data-end=\"1087\" \/><h2 data-start=\"1089\" data-end=\"1134\"><strong data-start=\"1092\" data-end=\"1134\">Korzy\u015bci z BNP Paribas Visa Classic<\/strong><\/h2><h3 data-start=\"1136\" data-end=\"1202\">\u2705 <strong data-start=\"1142\" data-end=\"1202\">Karta z nisk\u0105 op\u0142at\u0105 miesi\u0119czn\u0105 (lub zwolnienie z op\u0142aty przy minimalnym u\u017cyciu)<\/strong><\/h3><p data-start=\"1203\" data-end=\"1357\">Klienci mog\u0105 by\u0107 zwolnieni z miesi\u0119cznej op\u0142aty, je\u015bli dokonaj\u0105 minimalnych wydatk\u00f3w lub skorzystaj\u0105 z niekt\u00f3rych pakiet\u00f3w kont. Jest to ekonomiczna i przejrzysta opcja.<\/p><h3 data-start=\"1359\" data-end=\"1402\">\ud83d\udcf1 <strong data-start=\"1366\" data-end=\"1402\">Nowoczesna i intuicyjna aplikacja GOmobile<\/strong><\/h3><p data-start=\"1403\" data-end=\"1433\">Zarz\u0105dzaj wszystkim za pomoc\u0105 smartfona:<\/p><ul data-start=\"1434\" data-end=\"1604\"><li data-start=\"1434\" data-end=\"1470\"><p data-start=\"1436\" data-end=\"1470\">\u015aledzenie wydatk\u00f3w w czasie rzeczywistym<\/p><\/li><li data-start=\"1471\" data-end=\"1489\"><p data-start=\"1473\" data-end=\"1489\">Ustaw limity<\/p><\/li><li data-start=\"1490\" data-end=\"1525\"><p data-start=\"1492\" data-end=\"1525\">Blokowanie i odblokowywanie karty<\/p><\/li><li data-start=\"1526\" data-end=\"1566\"><p data-start=\"1528\" data-end=\"1566\">Aktywacja\/dezaktywacja funkcji zabezpiecze\u0144<\/p><\/li><li data-start=\"1567\" data-end=\"1604\"><p data-start=\"1569\" data-end=\"1604\">Sprawdzanie faktur i kontrola wydatk\u00f3w<\/p><\/li><\/ul><p data-start=\"1606\" data-end=\"1640\">Dost\u0119pne dla <strong data-start=\"1622\" data-end=\"1639\">Android i iOS<\/strong>.<\/p><h3 data-start=\"1642\" data-end=\"1692\">\ud83c\udf0d <strong data-start=\"1649\" data-end=\"1692\">Mi\u0119dzynarodowa akceptacja - flaga Visa<\/strong><\/h3><p data-start=\"1693\" data-end=\"1843\">Korzystaj ze swojej karty w milionach sklep\u00f3w, witryn i us\u0142ug na ca\u0142ym \u015bwiecie. Doskona\u0142a do podr\u00f3\u017cowania, zakup\u00f3w walutowych i platform mi\u0119dzynarodowych.<\/p><h3 data-start=\"1845\" data-end=\"1891\">\ud83d\udcb8 <strong data-start=\"1852\" data-end=\"1891\">Raty za zakupy i rachunki<\/strong><\/h3><p data-start=\"1892\" data-end=\"1992\">Wi\u0119ksze wydatki mo\u017cna roz\u0142o\u017cy\u0107 na raty, korzystaj\u0105c z przejrzystych symulacji w aplikacji lub bankowo\u015bci internetowej.<\/p><h3 data-start=\"1994\" data-end=\"2024\">\ud83d\udd12 <strong data-start=\"2001\" data-end=\"2024\">Zwi\u0119kszone bezpiecze\u0144stwo<\/strong><\/h3><p data-start=\"2025\" data-end=\"2032\">Zawiera:<\/p><ul data-start=\"2033\" data-end=\"2138\"><li data-start=\"2033\" data-end=\"2060\"><p data-start=\"2035\" data-end=\"2060\">3D Secure (Visa Secure)<\/p><\/li><li data-start=\"2061\" data-end=\"2085\"><p data-start=\"2063\" data-end=\"2085\">Natychmiastowe powiadomienia<\/p><\/li><li data-start=\"2086\" data-end=\"2109\"><p data-start=\"2088\" data-end=\"2109\">Blokada tymczasowa<\/p><\/li><li data-start=\"2110\" data-end=\"2138\"><p data-start=\"2112\" data-end=\"2138\">Monitorowanie przeciwdzia\u0142ania oszustwom<\/p><\/li><\/ul><h3 data-start=\"2140\" data-end=\"2194\">\ud83d\udd04 <strong data-start=\"2147\" data-end=\"2194\">Przejrzyste przeliczanie walut obcych<\/strong><\/h3><p data-start=\"2195\" data-end=\"2286\">Zakupy mi\u0119dzynarodowe odbywaj\u0105 si\u0119 po oficjalnym kursie Visa, z zachowaniem ca\u0142kowitej przejrzysto\u015bci i bez niespodzianek.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-362831b e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"362831b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6950eb8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6950eb8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c600197 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"c600197\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/polska-karta-funnel1-jak-zlozyc-wniosek-o-karte-bnp-paribas\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"282\" height=\"178\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/images-1.jpg\" class=\"attachment-full size-full wp-image-14751\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/images-1.jpg 282w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/images-1-18x12.jpg 18w\" sizes=\"(max-width: 282px) 100vw, 282px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c2479a elementor-widget elementor-widget-text-editor\" data-id=\"7c2479a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta BNP Paribas Visa Classic<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3866c50 elementor-widget elementor-widget-text-editor\" data-id=\"3866c50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Niska roczna stopa procentowa<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fab3417 elementor-widget elementor-widget-button\" data-id=\"fab3417\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/polska-karta-funnel1-jak-zlozyc-wniosek-o-karte-bnp-paribas\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2377\" data-end=\"2428\"><strong data-start=\"2380\" data-end=\"2428\">Zasady i warunki - BNP Paribas Visa Classic<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th><strong>Praca<\/strong><\/th><th><strong>Warunek domy\u015blny<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Wyp\u0142aty z bankomat\u00f3w<\/td><td>Dodatkowa op\u0142ata (zale\u017cy od kraju i waluty)<\/td><\/tr><tr><td>Op\u0142ata roczna \/ Op\u0142ata miesi\u0119czna<\/td><td>5-10 z\u0142 miesi\u0119cznie (mo\u017ce zosta\u0107 zniesiona w zale\u017cno\u015bci od pakietu lub aktywnego u\u017cytkowania)<\/td><\/tr><tr><td>Zwrot got\u00f3wki<\/td><td>Oficjalnie niedost\u0119pne.<\/td><\/tr><tr><td>Limit kredytowy<\/td><td>1 000 z\u0142 do 15 000 z\u0142 (po analizie)<\/td><\/tr><tr><td>Zakupy niezewn\u0119trzne<\/td><td>Konwersja wizy + dodatkowa op\u0142ata<\/td><\/tr><tr><td>Raty faktury<\/td><td>Dost\u0119pne z odsetkami.<\/td><\/tr><tr><td>Dodatkowa karta<\/td><td>Dost\u0119pne za dodatkow\u0105 op\u0142at\u0105<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2952\" data-end=\"3001\"><strong data-start=\"2955\" data-end=\"3001\">Kryteria analizy i przyznawania limit\u00f3w<\/strong><\/h2><p data-start=\"3003\" data-end=\"3039\">BNP Paribas opiera swoj\u0105 decyzj\u0119 na:<\/p><ul data-start=\"3041\" data-end=\"3150\"><li data-start=\"3041\" data-end=\"3065\"><p data-start=\"3043\" data-end=\"3065\">Dow\u00f3d dochodu<\/p><\/li><li data-start=\"3066\" data-end=\"3098\"><p data-start=\"3068\" data-end=\"3098\">Ocena kredytowa i historia kredytowa<\/p><\/li><li data-start=\"3099\" data-end=\"3119\"><p data-start=\"3101\" data-end=\"3119\">Profil wydatk\u00f3w<\/p><\/li><li data-start=\"3120\" data-end=\"3150\"><p data-start=\"3122\" data-end=\"3150\">Relacje z bankiem<\/p><\/li><\/ul><p data-start=\"3152\" data-end=\"3268\">Uwolnione limity zazwyczaj wahaj\u0105 si\u0119 mi\u0119dzy <strong data-start=\"3197\" data-end=\"3223\">1 000 PLN i 15 000 PLN<\/strong>, w zale\u017cno\u015bci od profilu finansowego klienta.<\/p><h3 data-start=\"3270\" data-end=\"3321\">Zatwierdzenie dla os\u00f3b z ograniczeniami kredytowymi<\/h3><p data-start=\"3322\" data-end=\"3424\">Bank zazwyczaj wymaga pozytywnej historii kredytowej, co sprawia, \u017ce zatwierdzenie negatywnego kredytu jest ma\u0142o prawdopodobne.<\/p><hr data-start=\"3426\" data-end=\"3429\" \/><h2 data-start=\"3431\" data-end=\"3462\"><strong data-start=\"3434\" data-end=\"3462\">Jak z\u0142o\u017cy\u0107 wniosek o kart\u0119?<\/strong><\/h2><p data-start=\"3464\" data-end=\"3505\">Wniosek jest prosty i mo\u017cna go z\u0142o\u017cy\u0107:<\/p><ul data-start=\"3507\" data-end=\"3608\"><li data-start=\"3507\" data-end=\"3547\"><p data-start=\"3509\" data-end=\"3547\">Dla <strong data-start=\"3514\" data-end=\"3530\">oficjalna strona internetowa<\/strong> od BNP Paribas<\/p><\/li><li data-start=\"3548\" data-end=\"3580\"><p data-start=\"3550\" data-end=\"3580\">Dla <strong data-start=\"3555\" data-end=\"3578\">Aplikacja GOmobile<\/strong><\/p><\/li><li data-start=\"3581\" data-end=\"3608\"><p data-start=\"3583\" data-end=\"3608\">W <strong data-start=\"3586\" data-end=\"3606\">fizyczne oddzia\u0142y<\/strong><\/p><\/li><\/ul><p data-start=\"3610\" data-end=\"3663\">Proces cyfrowy jest zazwyczaj szybszy i bardziej praktyczny.<\/p><hr data-start=\"3665\" data-end=\"3668\" \/><h2 data-start=\"3670\" data-end=\"3713\"><strong data-start=\"3673\" data-end=\"3713\">Zaufanie i bezpiecze\u0144stwo BNP Paribas<\/strong><\/h2><p data-start=\"3715\" data-end=\"3816\">BNP Paribas to mi\u0119dzynarodowy gigant bankowy silnie obecny w Polsce. Jest znany z:<\/p><ul data-start=\"3818\" data-end=\"3973\"><li data-start=\"3818\" data-end=\"3853\"><p data-start=\"3820\" data-end=\"3853\">Doskona\u0142o\u015b\u0107 w dziedzinie bezpiecze\u0144stwa cyfrowego<\/p><\/li><li data-start=\"3854\" data-end=\"3879\"><p data-start=\"3856\" data-end=\"3879\">Wydajna obs\u0142uga<\/p><\/li><li data-start=\"3880\" data-end=\"3912\"><p data-start=\"3882\" data-end=\"3912\">Nowoczesne i solidne rozwi\u0105zania<\/p><\/li><li data-start=\"3913\" data-end=\"3973\"><p data-start=\"3915\" data-end=\"3973\">Niezawodna platforma dla klient\u00f3w zagranicznych i lokalnych<\/p><\/li><\/ul><hr data-start=\"3975\" data-end=\"3978\" \/><h2 data-start=\"3980\" data-end=\"4035\"><strong data-start=\"3983\" data-end=\"4035\">Dla kogo przeznaczona jest karta BNP Paribas Visa Classic?<\/strong><\/h2><p data-start=\"4037\" data-end=\"4048\">Idealny dla:<\/p><ul data-start=\"4050\" data-end=\"4329\"><li data-start=\"4050\" data-end=\"4108\"><p data-start=\"4052\" data-end=\"4108\">Osoby szukaj\u0105ce tradycyjnej karty z nisk\u0105 op\u0142at\u0105 miesi\u0119czn\u0105<\/p><\/li><li data-start=\"4109\" data-end=\"4159\"><p data-start=\"4111\" data-end=\"4159\">U\u017cytkownicy, kt\u00f3rzy ceni\u0105 sobie kompleksowe zarz\u0105dzanie cyfrowe<\/p><\/li><li data-start=\"4160\" data-end=\"4195\"><p data-start=\"4162\" data-end=\"4195\">Zakupy lokalne i mi\u0119dzynarodowe<\/p><\/li><li data-start=\"4196\" data-end=\"4239\"><p data-start=\"4198\" data-end=\"4239\">Studenci, profesjonali\u015bci i emigranci<\/p><\/li><li data-start=\"4240\" data-end=\"4275\"><p data-start=\"4242\" data-end=\"4275\">Kto korzysta z Apple Pay i Google Pay<\/p><\/li><li data-start=\"4276\" data-end=\"4329\"><p data-start=\"4278\" data-end=\"4329\">Klienci, kt\u00f3rzy chc\u0105 bezpo\u015bredniego i cyfrowego wsparcia<\/p><\/li><\/ul><hr data-start=\"4331\" data-end=\"4334\" \/><h2 data-start=\"4336\" data-end=\"4397\"><strong data-start=\"4339\" data-end=\"4397\">Korzy\u015bci promocyjne - karta a konto BNP Paribas<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th><strong>Rodzaj korzy\u015bci<\/strong><\/th><th><strong>Karta Visa Classic<\/strong><\/th><th><strong>Promocje na konta BNP Paribas<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Punkty \/ kupony<\/td><td>Nie oferuje<\/td><td>Rzadko uwzgl\u0119dniane<\/td><\/tr><tr><td>Zwrot got\u00f3wki<\/td><td>Niedost\u0119pne<\/td><td>Mo\u017ce pojawia\u0107 si\u0119 w okre\u015blonych kampaniach<\/td><\/tr><tr><td>Premia za cz\u0142onkostwo<\/td><td>Nie<\/td><td>Tak - dost\u0119pne w kampaniach otwarcia konta<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4801\" data-end=\"4852\"><strong data-start=\"4804\" data-end=\"4852\">Dlaczego warto wybra\u0107 kart\u0119 BNP Paribas Visa Classic?<\/strong><\/h2><p data-start=\"4854\" data-end=\"4871\">Karta oferuje:<\/p><ul data-start=\"4873\" data-end=\"5041\"><li data-start=\"4873\" data-end=\"4914\"><p data-start=\"4875\" data-end=\"4914\">Swoboda zakup\u00f3w mi\u0119dzynarodowych<\/p><\/li><li data-start=\"4915\" data-end=\"4962\"><p data-start=\"4917\" data-end=\"4962\">Niska op\u0142ata roczna z mo\u017cliwo\u015bci\u0105 zwolnienia<\/p><\/li><li data-start=\"4963\" data-end=\"4990\"><p data-start=\"4965\" data-end=\"4990\">Pe\u0142na kontrola z poziomu aplikacji<\/p><\/li><li data-start=\"4991\" data-end=\"5013\"><p data-start=\"4993\" data-end=\"5013\">Zaawansowane zabezpieczenia<\/p><\/li><li data-start=\"5014\" data-end=\"5041\"><p data-start=\"5016\" data-end=\"5041\">Wsparcie lokalne i cyfrowe<\/p><\/li><\/ul><p data-start=\"5043\" data-end=\"5158\">Jest to doskona\u0142a opcja dla os\u00f3b mieszkaj\u0105cych w Polsce, kt\u00f3re chc\u0105 niezawodnej, nowoczesnej karty o doskona\u0142ej globalnej akceptacji.<\/p><hr data-start=\"5160\" data-end=\"5163\" \/><h2 data-start=\"5165\" data-end=\"5181\"><strong data-start=\"5168\" data-end=\"5181\">Wniosek<\/strong><\/h2><p data-start=\"5183\" data-end=\"5449\">Je\u015bli szukasz prostej, bezpiecznej i niedrogiej karty, kt\u00f3ra jest akceptowana na ca\u0142ym \u015bwiecie, karta <strong data-start=\"5272\" data-end=\"5300\">BNP Paribas Visa Classic<\/strong> jest jedn\u0105 z najlepszych opcji w Polsce. Dzi\u0119ki wsparciu du\u017cego europejskiego banku, b\u0119dziesz mie\u0107 dost\u0119p do technologii, bezpiecze\u0144stwa i elastyczno\u015bci na co dzie\u0144.<\/p><hr data-start=\"5451\" data-end=\"5454\" \/><h2 data-start=\"5456\" data-end=\"5500\"><strong data-start=\"5459\" data-end=\"5500\">FAQ - Karta BNP Paribas Visa Classic<\/strong><\/h2><h3 data-start=\"5502\" data-end=\"5535\"><strong data-start=\"5506\" data-end=\"5535\">1. Czy karta wi\u0105\u017ce si\u0119 z op\u0142at\u0105 roczn\u0105?<\/strong><\/h3><p data-start=\"5536\" data-end=\"5635\">Tak - miesi\u0119czna op\u0142ata wynosi oko\u0142o 7-8 z\u0142, ale mo\u017cna z niej zrezygnowa\u0107 przy aktywnym u\u017cytkowaniu lub pakiecie konta.<\/p><h3 data-start=\"5637\" data-end=\"5684\"><strong data-start=\"5641\" data-end=\"5684\">2. Czy mog\u0119 u\u017cywa\u0107 karty poza granicami Polski?<\/strong><\/h3><p data-start=\"5685\" data-end=\"5812\">Tak, jest akceptowana na ca\u0142ym \u015bwiecie w ka\u017cdej plac\u00f3wce obs\u0142uguj\u0105cej Visa. Zakupy mi\u0119dzynarodowe podlegaj\u0105 stawce flagowej.<\/p><h3 data-start=\"5814\" data-end=\"5875\"><strong data-start=\"5818\" data-end=\"5875\">3. Czy musz\u0119 by\u0107 klientem BNP Paribas, aby z\u0142o\u017cy\u0107 wniosek?<\/strong><\/h3><p data-start=\"5876\" data-end=\"5958\">Tak, musisz otworzy\u0107 konto, co mo\u017cesz zrobi\u0107 online lub osobi\u015bcie.<\/p><h3 data-start=\"5960\" data-end=\"6007\"><strong data-start=\"5964\" data-end=\"6007\">4. Czy karta oferuje punkty lub zwrot got\u00f3wki?<\/strong><\/h3><p data-start=\"6008\" data-end=\"6133\">Wersja Visa Classic nie obejmuje programu punktowego ani cashback, ale bank oferuje ubezpieczenie i opcjonalne us\u0142ugi dodatkowe.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea vive na Pol\u00f4nia e procura um cart\u00e3o de cr\u00e9dito com aceita\u00e7\u00e3o internacional, gest\u00e3o digital completa e tarifas acess\u00edveis, o BNP Paribas Visa Classic \u00e9 uma excelente escolha. Neste guia, voc\u00ea encontrar\u00e1 informa\u00e7\u00f5es atualizadas sobre taxas, crit\u00e9rios de aprova\u00e7\u00e3o, funcionalidades online e vantagens exclusivas oferecidas pelo banco. Cart\u00e3o BNP Paribas Visa Classic Baixa Taxa Anual SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com um dos melhores balan\u00e7os entre custo e benef\u00edcio no mercado, o Visa Classic do BNP Paribas oferece seguran\u00e7a, praticidade e total controle financeiro via aplicativo. Emitido pelo BNP Paribas, um dos maiores bancos da Europa, o cart\u00e3o combina tradi\u00e7\u00e3o, tecnologia e ampla aceita\u00e7\u00e3o no mundo inteiro. Perfeito para compras locais e internacionais, com suporte completo e gest\u00e3o simples pelo celular. Benef\u00edcios do BNP Paribas Visa Classic \u2705 Cart\u00e3o com baixa mensalidade (ou isen\u00e7\u00e3o com uso m\u00ednimo) Clientes podem ser isentos da tarifa mensal ao realizar gastos m\u00ednimos ou ao utilizar determinados pacotes de conta. \u00c9 uma op\u00e7\u00e3o econ\u00f4mica e transparente. \ud83d\udcf1 App GOmobile moderno e intuitivo Gerencie tudo pelo smartphone: Acompanhe despesas em tempo real Ajuste limites Bloqueie e desbloqueie o cart\u00e3o Ative\/desative recursos de seguran\u00e7a Consulte fatura e controle gastos Dispon\u00edvel para Android e iOS. \ud83c\udf0d Aceita\u00e7\u00e3o internacional \u2013 bandeira Visa Use o seu cart\u00e3o em milh\u00f5es de lojas, sites e servi\u00e7os em todo o mundo. \u00d3timo para viagens, compras em moeda estrangeira e plataformas internacionais. \ud83d\udcb8 Parcelamento de compras e da fatura Gastos maiores podem ser divididos em parcelas, com simula\u00e7\u00f5es claras no app ou no internet banking. \ud83d\udd12 Seguran\u00e7a refor\u00e7ada Inclui: 3D Secure (Visa Secure) Alertas instant\u00e2neos Bloqueio tempor\u00e1rio Monitoramento antifraude \ud83d\udd04 Convers\u00e3o transparente em moeda estrangeira Compras internacionais seguem a taxa oficial Visa, com transpar\u00eancia total e sem surpresas. Cart\u00e3o BNP Paribas Visa Classic Baixa Taxa Anual SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Taxas e Condi\u00e7\u00f5es \u2013 BNP Paribas Visa Classic Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos Tarifa adicional (varia pelo pa\u00eds e moeda) Anuidade \/ Mensalidade 5\u201310 z\u0142 por m\u00eas (pode ser isenta conforme pacote ou uso ativo) Cashback N\u00e3o dispon\u00edvel oficialmente Limite de Cr\u00e9dito 1.000 z\u0142 a 15.000 z\u0142 (mediante an\u00e1lise) Compras no Exterior Convers\u00e3o Visa + taxa adicional Parcelamento da Fatura Dispon\u00edvel com juros Cart\u00e3o Adicional Dispon\u00edvel mediante tarifa extra Crit\u00e9rios de An\u00e1lise e Concess\u00e3o de Limite O BNP Paribas baseia sua decis\u00e3o em: Comprova\u00e7\u00e3o de renda Score e hist\u00f3rico de cr\u00e9dito Perfil de gastos Relacionamento com o banco Os limites liberados variam geralmente entre 1.000 PLN e 15.000 PLN, dependendo do perfil financeiro do cliente. \u2757 Aprova\u00e7\u00e3o para quem tem restri\u00e7\u00f5es no cr\u00e9dito O banco costuma exigir um hist\u00f3rico positivo, o que torna a aprova\u00e7\u00e3o para negativados pouco prov\u00e1vel. Como solicitar o cart\u00e3o? A solicita\u00e7\u00e3o \u00e9 simples e pode ser feita: Pelo site oficial do BNP Paribas Pelo aplicativo GOmobile Em ag\u00eancias f\u00edsicas O processo digital costuma ser mais r\u00e1pido e pr\u00e1tico. Confian\u00e7a e Seguran\u00e7a do BNP Paribas O BNP Paribas \u00e9 uma gigante banc\u00e1ria internacional, com forte presen\u00e7a na Pol\u00f4nia. \u00c9 reconhecido por: Excel\u00eancia em seguran\u00e7a digital Atendimento eficiente Solu\u00e7\u00f5es modernas e robustas Plataforma confi\u00e1vel para clientes estrangeiros e locais Para quem o BNP Paribas Visa Classic \u00e9 indicado? Ideal para: Quem busca um cart\u00e3o tradicional com baixa mensalidade Usu\u00e1rios que valorizam gest\u00e3o digital completa Compras locais e internacionais Estudantes, profissionais e expatriados Quem usa Apple Pay e Google Pay Clientes que desejam suporte presencial e digital Benef\u00edcios Promocionais \u2013 Cart\u00e3o vs. Conta BNP Paribas Tipo de Benef\u00edcio Cart\u00e3o Visa Classic Promo\u00e7\u00f5es de Conta no BNP Paribas Pontos \/ Vouchers N\u00e3o oferece Raramente inclu\u00eddo Cashback N\u00e3o dispon\u00edvel Pode aparecer em campanhas espec\u00edficas B\u00f4nus de ades\u00e3o N\u00e3o Sim \u2013 dispon\u00edvel em campanhas de abertura de conta Por que escolher o BNP Paribas Visa Classic? O cart\u00e3o oferece: Liberdade para compras internacionais Baixa anuidade com possibilidade de isen\u00e7\u00e3o Total controle pelo app Seguran\u00e7a avan\u00e7ada Suporte local e digital \u00c9 uma excelente op\u00e7\u00e3o para quem vive na Pol\u00f4nia e deseja um cart\u00e3o confi\u00e1vel, moderno e com \u00f3tima aceita\u00e7\u00e3o global. Conclus\u00e3o Se voc\u00ea procura um cart\u00e3o simples, seguro, de baixo custo e aceito internacionalmente, o BNP Paribas Visa Classic \u00e9 uma das melhores op\u00e7\u00f5es da Pol\u00f4nia. Com suporte de um banco europeu de grande porte, voc\u00ea ter\u00e1 tecnologia, seguran\u00e7a e flexibilidade no dia a dia. FAQ \u2013 Cart\u00e3o BNP Paribas Visa Classic 1. O cart\u00e3o tem anuidade? Sim \u2014 a mensalidade fica em torno de 7\u20138 PLN, mas pode ser isenta com uso ativo ou pacote de conta. 2. Posso usar o cart\u00e3o fora da Pol\u00f4nia? Sim. Ele \u00e9 aceito globalmente em qualquer estabelecimento que opera com Visa. Compras internacionais seguem a taxa da bandeira. 3. Preciso ser cliente do BNP Paribas para solicitar? Sim. \u00c9 necess\u00e1rio abrir uma conta, o que pode ser feito online ou presencialmente. 4. O cart\u00e3o oferece pontos ou cashback? A vers\u00e3o Visa Classic n\u00e3o inclui programa de pontos ou cashback, mas o banco oferece seguros e servi\u00e7os adicionais opcionais.<\/p>","protected":false},"author":1,"featured_media":14751,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14749","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14749","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/comments?post=14749"}],"version-history":[{"count":40,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14749\/revisions"}],"predecessor-version":[{"id":17142,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/14749\/revisions\/17142"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media\/14751"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media?parent=14749"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/categories?post=14749"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/tags?post=14749"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/post_folder?post=14749"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}