{"id":15391,"date":"2025-12-16T01:45:25","date_gmt":"2025-12-16T01:45:25","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15391"},"modified":"2025-12-25T01:05:16","modified_gmt":"2025-12-25T01:05:16","slug":"polska-szeroka-karta-bankowa","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/pl\/financas\/polonia-cartao-broad-ing-bank\/","title":{"rendered":"Karta ING Banku \u015al\u0105skiego - Karta Kredytowa Visa: dost\u0119pno\u015b\u0107 i korzy\u015bci w Polsce"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15391\" class=\"elementor elementor-15391\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Og\u0142oszenia<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"254\" data-end=\"621\">Je\u015bli mieszkasz w Polsce i szukasz <strong data-start=\"289\" data-end=\"399\">niezawodna karta kredytowa z szerok\u0105 mi\u0119dzynarodow\u0105 akceptacj\u0105, przyst\u0119pnymi stawkami i bezpiecznym zarz\u0105dzaniem cyfrowym<\/strong>, a <strong data-start=\"403\" data-end=\"446\">Karta Kredytowa Visa od ING Banku \u015al\u0105skiego<\/strong> jest doskona\u0142\u0105 alternatyw\u0105. Wydana przez jeden z najbardziej innowacyjnych i solidnych bank\u00f3w w kraju, karta \u0142\u0105czy w sobie <strong data-start=\"554\" data-end=\"620\">technologii, kontroli finansowej i codziennej praktyczno\u015bci.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/polska-szeroka-karta-jak-zlozyc-wniosek-ing-bank\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59.webp\" class=\"attachment-full size-full wp-image-15418\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59.webp 1280w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-300x169.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-1024x576.webp 1024w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-768x432.webp 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-18x10.webp 18w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta ING Banku \u015al\u0105skiego - Karta Kredytowa Visa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bezp\u0142atne cz\u0142onkostwo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/polska-szeroka-karta-jak-zlozyc-wniosek-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"927\" data-end=\"1150\">Idealna do codziennego u\u017cytku karta oferuje <strong data-start=\"970\" data-end=\"1054\">P\u0142atno\u015bci zbli\u017ceniowe, elastyczne raty, przejrzysty kredyt odnawialny<\/strong> i pe\u0142na integracja z aplikacj\u0105 <strong data-start=\"1091\" data-end=\"1103\">Moje ING<\/strong>, punktem odniesienia dla cyfrowego do\u015bwiadczenia w Polsce.<\/p><hr data-start=\"1152\" data-end=\"1155\" \/><h2 data-start=\"1157\" data-end=\"1218\"><strong data-start=\"1160\" data-end=\"1218\">G\u0142\u00f3wne zalety karty ING Banku \u015al\u0105skiego - Visa<\/strong><\/h2><p data-start=\"1220\" data-end=\"1429\">\u2705 <strong data-start=\"1222\" data-end=\"1267\">Mi\u0119dzynarodowa akceptacja z Visa<\/strong><br data-start=\"1267\" data-end=\"1270\" \/>Korzystaj z karty w milionach plac\u00f3wek fizycznych i internetowych na ca\u0142ym \u015bwiecie. Przeliczanie walut odbywa si\u0119 automatycznie, przy zachowaniu pe\u0142nej przejrzysto\u015bci stosowanych kurs\u00f3w.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/polska-szeroka-karta-jak-zlozyc-wniosek-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 UBIEGANIE SI\u0118 O KART\u0118 WIZOW\u0104 ING<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"1431\" data-end=\"1606\">\u2705 <strong data-start=\"1433\" data-end=\"1490\">Przyst\u0119pna op\u0142ata roczna (z mo\u017cliwo\u015bci\u0105 zwolnienia)<\/strong><br data-start=\"1490\" data-end=\"1493\" \/>Op\u0142ata roczna wynosi <strong data-start=\"1509\" data-end=\"1519\">35 PLN<\/strong>, mo\u017ce by\u0107 <strong data-start=\"1533\" data-end=\"1543\">zwolniony<\/strong> je\u015bli posiadacz wyda co najmniej <strong data-start=\"1576\" data-end=\"1595\">200 PLN miesi\u0119cznie<\/strong> na karcie.<\/p><p data-start=\"1608\" data-end=\"1763\">\u2705 <strong data-start=\"1610\" data-end=\"1655\">Kompleksowe zarz\u0105dzanie cyfrowe za po\u015brednictwem aplikacji Moje ING<\/strong><br data-start=\"1655\" data-end=\"1658\" \/>\u015aled\u017a swoje saldo, limit, faktury, raty i blokady w czasie rzeczywistym, dzi\u0119ki natychmiastowym powiadomieniom.<\/p><p data-start=\"1765\" data-end=\"1893\">\u2705 <strong data-start=\"1767\" data-end=\"1813\">Kompatybilny z Apple Pay i Google Pay.<\/strong><br data-start=\"1813\" data-end=\"1816\" \/>P\u0142a\u0107 smartfonem lub smartwatchem szybko, bezpiecznie i bezdotykowo.<\/p><p data-start=\"1895\" data-end=\"2037\">\u2705 <strong data-start=\"1897\" data-end=\"1943\">Wirtualna karta do bezpiecznych zakup\u00f3w online<\/strong><br data-start=\"1943\" data-end=\"1946\" \/>Utw\u00f3rz oddzieln\u0105 kart\u0119 cyfrow\u0105 za po\u015brednictwem aplikacji, aby zapewni\u0107 wi\u0119ksz\u0105 ochron\u0119 podczas zakup\u00f3w online.<\/p><p data-start=\"2039\" data-end=\"2188\">\u2705 <strong data-start=\"2041\" data-end=\"2074\">Plan ratalny \u201cRoz\u0142\u00f3\u017c na raty\u201d<\/strong><br data-start=\"2074\" data-end=\"2077\" \/>Zamiana zakup\u00f3w na raty do <strong data-start=\"2115\" data-end=\"2127\">36 miesi\u0119cy<\/strong>, z <strong data-start=\"2133\" data-end=\"2153\">zrycza\u0142towana stawka 10%<\/strong>, bez dodatkowych odsetek za aktywacj\u0119.<\/p><p data-start=\"2190\" data-end=\"2356\">\u2705 <strong data-start=\"2192\" data-end=\"2229\">Kredyt odnawialny z przejrzystym oprocentowaniem<\/strong><br data-start=\"2229\" data-end=\"2232\" \/>Je\u015bli zdecydujesz si\u0119 sp\u0142aci\u0107 tylko cz\u0119\u015b\u0107 rachunku, roczne oprocentowanie kredytu odnawialnego wynosi mi\u0119dzy <strong data-start=\"2321\" data-end=\"2336\">11% i 15.5%<\/strong>, zgodnie z umow\u0105.<\/p><h2 data-start=\"2190\" data-end=\"2356\">Karta Visa ING Banku \u015al\u0105skiego - op\u0142aty i warunki<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c6050d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"9c6050d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a1f17c elementor-widget elementor-widget-text-editor\" data-id=\"3a1f17c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table class=\"aligncenter\"><thead><tr><th>Praca<\/th><th>Warunek domy\u015blny<\/th><\/tr><\/thead><tbody><tr><td>Wyp\u0142aty z bankomat\u00f3w<\/td><td>Zastosowano dodatkow\u0105 op\u0142at\u0119, w zale\u017cno\u015bci od lokalizacji i waluty<\/td><\/tr><tr><td>Op\u0142ata roczna \/ Op\u0142ata miesi\u0119czna<\/td><td>35 z\u0142 rocznie (zwolnione przy minimalnych miesi\u0119cznych wydatkach)<\/td><\/tr><tr><td>Zwrot got\u00f3wki<\/td><td>Nie ustalono; dost\u0119pne w kampaniach i programach partnerskich<\/td><\/tr><tr><td>Limit kredytowy<\/td><td>Zwykle od 1 000 z\u0142 do 20 000 z\u0142<\/td><\/tr><tr><td>Zakupy za granic\u0105<\/td><td>Przewalutowanie + standardowy kurs Visa<\/td><\/tr><tr><td>Raty za faktur\u0119<\/td><td>Dost\u0119pne z odsetkami.<\/td><\/tr><tr><td>Karta dodatkowa<\/td><td style=\"text-align: center;\">Dost\u0119pne za op\u0142at\u0105<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/polska-szeroka-karta-jak-zlozyc-wniosek-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 UBIEGANIE SI\u0118 O KART\u0118 WIZOW\u0104 ING<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3089\" data-end=\"3130\"><strong data-start=\"3092\" data-end=\"3130\">Kryteria przyznania limitu<\/strong><\/h2><p data-start=\"3131\" data-end=\"3193\">ING Bank \u015al\u0105ski przeprowadza indywidualn\u0105 analiz\u0119 bior\u0105c pod uwag\u0119:<\/p><ul data-start=\"3195\" data-end=\"3354\"><li data-start=\"3195\" data-end=\"3226\"><p data-start=\"3197\" data-end=\"3226\">Dow\u00f3d miesi\u0119cznego dochodu<\/p><\/li><li data-start=\"3227\" data-end=\"3270\"><p data-start=\"3229\" data-end=\"3270\">Historia finansowa i zdolno\u015b\u0107 kredytowa<\/p><\/li><li data-start=\"3271\" data-end=\"3316\"><p data-start=\"3273\" data-end=\"3316\">Profil wydatk\u00f3w i zachowania bankowe<\/p><\/li><li data-start=\"3317\" data-end=\"3354\"><p data-start=\"3319\" data-end=\"3354\">Wcze\u015bniejsze relacje z bankiem<\/p><\/li><\/ul><p data-start=\"3356\" data-end=\"3459\">Zatwierdzone limity zwykle wahaj\u0105 si\u0119 mi\u0119dzy <strong data-start=\"3402\" data-end=\"3428\">1 000 PLN i 20 000 PLN<\/strong>, zgodnie z profilem klienta.<\/p><hr data-start=\"3461\" data-end=\"3464\" \/><h2 data-start=\"3466\" data-end=\"3518\"><strong data-start=\"3469\" data-end=\"3518\">Zatwierdzenie dla os\u00f3b z ograniczeniami kredytowymi<\/strong><\/h2><p data-start=\"3519\" data-end=\"3671\">Bank zazwyczaj \u017c\u0105da <strong data-start=\"3544\" data-end=\"3577\">pozytywna historia kredytowa<\/strong>, Mo\u017ce to utrudni\u0107 zatwierdzenie osobom z aktywnymi ograniczeniami lub negatywnymi rekordami.<\/p><h2 data-start=\"3678\" data-end=\"3708\"><strong data-start=\"3681\" data-end=\"3708\">Jak z\u0142o\u017cy\u0107 wniosek o kart\u0119<\/strong><\/h2><p data-start=\"3709\" data-end=\"3738\">Wniosek mo\u017ce zosta\u0107 z\u0142o\u017cony:<\/p><ul data-start=\"3740\" data-end=\"3866\"><li data-start=\"3740\" data-end=\"3788\"><p data-start=\"3742\" data-end=\"3788\">Online, na oficjalnej stronie ING Banku \u015al\u0105skiego<\/p><\/li><li data-start=\"3789\" data-end=\"3821\"><p data-start=\"3791\" data-end=\"3821\">Poprzez aplikacj\u0119 <strong data-start=\"3807\" data-end=\"3819\">Moje ING<\/strong><\/p><\/li><li data-start=\"3822\" data-end=\"3866\"><p data-start=\"3824\" data-end=\"3866\">Osobi\u015bcie w oddziale banku<\/p><\/li><\/ul><p data-start=\"3868\" data-end=\"3974\">Musisz mie\u0107 lub otworzy\u0107 <strong data-start=\"3898\" data-end=\"3923\">Rachunek bie\u017c\u0105cy ING<\/strong>, Proces ten mo\u017cna przeprowadzi\u0107 cyfrowo.<\/p><hr data-start=\"3976\" data-end=\"3979\" \/><h2 data-start=\"3981\" data-end=\"4028\"><strong data-start=\"3984\" data-end=\"4028\">Wiarygodno\u015b\u0107 i bezpiecze\u0144stwo ING Banku \u015al\u0105skiego<\/strong><\/h2><p data-start=\"4029\" data-end=\"4260\">ING Bank \u015al\u0105ski jest jednym z najwi\u0119kszych bank\u00f3w w Polsce, wyr\u00f3\u017cniaj\u0105cym si\u0119 m.in. <strong data-start=\"4103\" data-end=\"4170\">bezpiecze\u0144stwo cyfrowe, innowacje technologiczne i wydajna obs\u0142uga<\/strong>. Wszystkie transakcje s\u0105 obs\u0142ugiwane przez <strong data-start=\"4203\" data-end=\"4259\">zaawansowane szyfrowanie i uwierzytelnianie dwusk\u0142adnikowe<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/polska-szeroka-karta-jak-zlozyc-wniosek-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 UBIEGANIE SI\u0118 O KART\u0118 WIZOW\u0104 ING<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"5108\" data-end=\"5124\"><strong data-start=\"5111\" data-end=\"5124\">Wniosek<\/strong><\/h2><p data-start=\"5125\" data-end=\"5412\">A <strong data-start=\"5127\" data-end=\"5170\">Karta Kredytowa Visa od ING Banku \u015al\u0105skiego<\/strong> jest kompletn\u0105 opcj\u0105 dla tych, kt\u00f3rzy szukaj\u0105 <strong data-start=\"5208\" data-end=\"5257\">Prostota, kontrola i bezpiecze\u0144stwo finansowe<\/strong>. Dzi\u0119ki globalnej akceptacji, elastycznym p\u0142atno\u015bciom ratalnym, intuicyjnej aplikacji i przyst\u0119pnym stawkom, karta jest przeznaczona zar\u00f3wno dla pocz\u0105tkuj\u0105cych, jak i do\u015bwiadczonych klient\u00f3w.<\/p><p data-start=\"5414\" data-end=\"5547\">Je\u015bli szukasz <strong data-start=\"5440\" data-end=\"5493\">praktyczny, nowoczesny i wspierany przez solidny bank<\/strong>, Karta Visa ING Banku \u015al\u0105skiego to m\u0105dry wyb\u00f3r.<\/p><hr data-start=\"5549\" data-end=\"5552\" \/><h2 data-start=\"5554\" data-end=\"5610\"><strong data-start=\"5557\" data-end=\"5610\">FAQ - Karta Kredytowa Visa ING Banku \u015al\u0105skiego<\/strong><\/h2><p data-start=\"5612\" data-end=\"5752\"><strong data-start=\"5612\" data-end=\"5655\">Czy karta wi\u0105\u017ce si\u0119 z op\u0142at\u0105 roczn\u0105 lub miesi\u0119czn\u0105?<\/strong><br data-start=\"5655\" data-end=\"5658\" \/>Tak. Op\u0142ata roczna wynosi <strong data-start=\"5679\" data-end=\"5689\">35 PLN<\/strong>, ale mo\u017ce by\u0107 zwolniony z podatku, wydaj\u0105c co najmniej <strong data-start=\"5732\" data-end=\"5751\">200 PLN miesi\u0119cznie<\/strong>.<\/p><p data-start=\"5754\" data-end=\"5878\"><strong data-start=\"5754\" data-end=\"5794\">Czy mog\u0119 u\u017cywa\u0107 karty poza Polsk\u0105?<\/strong><br data-start=\"5794\" data-end=\"5797\" \/>Tak, Visa gwarantuje mi\u0119dzynarodow\u0105 akceptacj\u0119 zakup\u00f3w fizycznych i internetowych.<\/p><p data-start=\"5880\" data-end=\"5996\"><strong data-start=\"5880\" data-end=\"5924\">Czy musz\u0119 mie\u0107 konto w ING, aby z\u0142o\u017cy\u0107 wniosek?<\/strong><br data-start=\"5924\" data-end=\"5927\" \/>Tak. Karta jest powi\u0105zana z rachunkiem bie\u017c\u0105cym w ING Banku \u015al\u0105skim.<\/p><p data-start=\"5998\" data-end=\"6185\"><strong data-start=\"5998\" data-end=\"6055\">Czy mo\u017cna p\u0142aci\u0107 za zakupy w ratach lub korzysta\u0107 z kredytu odnawialnego?<\/strong><br data-start=\"6055\" data-end=\"6058\" \/>Tak. Karta oferuje raty w wysoko\u015bci do <strong data-start=\"6100\" data-end=\"6112\">36 miesi\u0119cy<\/strong> i kredyt odnawialny z odsetkami wyra\u017anie okre\u015blonymi w umowie i aplikacji.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Pol\u00f4nia e busca um cart\u00e3o de cr\u00e9dito confi\u00e1vel, com ampla aceita\u00e7\u00e3o internacional, tarifas acess\u00edveis e gest\u00e3o digital segura, a Karta Kredytowa Visa do ING Bank \u015al\u0105ski \u00e9 uma excelente alternativa. Emitido por um dos bancos mais inovadores e s\u00f3lidos do pa\u00eds, o cart\u00e3o combina tecnologia, controle financeiro e praticidade para o dia a dia. Cart\u00e3o ING Bank \u015al\u0105ski \u2013 Karta Kredytowa Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Ideal para uso cotidiano, o cart\u00e3o oferece pagamentos por aproxima\u00e7\u00e3o, parcelamento flex\u00edvel, cr\u00e9dito rotativo transparente e integra\u00e7\u00e3o total com o aplicativo Moje ING, refer\u00eancia em experi\u00eancia digital na Pol\u00f4nia. Principais Benef\u00edcios do Cart\u00e3o ING Bank \u015al\u0105ski \u2013 Visa \u2705 Aceita\u00e7\u00e3o internacional com bandeira VisaUtilize o cart\u00e3o em milh\u00f5es de estabelecimentos f\u00edsicos e online no mundo todo. A convers\u00e3o de moeda \u00e9 autom\u00e1tica, com total transpar\u00eancia nas taxas aplicadas. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2705 Tarifa anual acess\u00edvel (com possibilidade de isen\u00e7\u00e3o)A anuidade \u00e9 de 35 PLN, podendo ser isenta caso o titular gaste pelo menos 200 PLN por m\u00eas no cart\u00e3o. \u2705 Gest\u00e3o digital completa pelo app Moje INGAcompanhe saldo, limite, faturas, parcelamentos e bloqueios em tempo real, com notifica\u00e7\u00f5es instant\u00e2neas. \u2705 Compatibilidade com Apple Pay e Google PayPague com seu smartphone ou smartwatch de forma r\u00e1pida, segura e sem contato. \u2705 Cart\u00e3o virtual para compras online segurasCrie um cart\u00e3o digital separado pelo aplicativo para maior prote\u00e7\u00e3o em compras na internet. \u2705 Parcelamento \u201cRoz\u0142\u00f3\u017c na raty\u201dTransforme compras em parcelas de at\u00e9 36 meses, com taxa fixa de 10%, sem juros adicionais na ativa\u00e7\u00e3o. \u2705 Cr\u00e9dito rotativo com juros clarosCaso opte por pagar apenas parte da fatura, o cr\u00e9dito rotativo possui taxas anuais entre 11% e 15,5%, conforme contrato. Cart\u00e3o Visa do ING Bank \u015al\u0105ski \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em caixas eletr\u00f4nicos Taxa adicional aplicada, variando conforme local e moeda Anuidade \/ Mensalidade 35 PLN por ano (isenta com gasto m\u00ednimo mensal) Cashback N\u00e3o fixo; dispon\u00edvel em campanhas e parcerias Limite de cr\u00e9dito Geralmente entre 1.000 z\u0142 e 20.000 z\u0142 Compras no exterior Convers\u00e3o cambial + taxa padr\u00e3o da Visa Parcelamento da fatura Dispon\u00edvel com juros Cart\u00e3o adicional Dispon\u00edvel mediante cobran\u00e7a \ud83d\udc49 PE\u00c7A SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Crit\u00e9rios para Concess\u00e3o de Limite O ING Bank \u015al\u0105ski realiza uma an\u00e1lise individual considerando: Comprova\u00e7\u00e3o de renda mensal Hist\u00f3rico financeiro e score de cr\u00e9dito Perfil de gastos e comportamento banc\u00e1rio Relacionamento pr\u00e9vio com o banco Os limites aprovados normalmente variam entre 1.000 PLN e 20.000 PLN, conforme o perfil do cliente. Aprova\u00e7\u00e3o para Quem Tem Restri\u00e7\u00f5es de Cr\u00e9dito O banco geralmente exige hist\u00f3rico de cr\u00e9dito positivo, o que pode dificultar a aprova\u00e7\u00e3o para pessoas com restri\u00e7\u00f5es ativas ou registros negativos. Como Solicitar o Cart\u00e3o A solicita\u00e7\u00e3o pode ser feita: Online, pelo site oficial do ING Bank \u015al\u0105ski Pelo aplicativo Moje ING Presencialmente, em uma ag\u00eancia do banco \u00c9 necess\u00e1rio ter ou abrir uma conta corrente no ING, processo que pode ser realizado de forma digital. Confian\u00e7a e Seguran\u00e7a do ING Bank \u015al\u0105ski O ING Bank \u015al\u0105ski \u00e9 um dos maiores bancos da Pol\u00f4nia, reconhecido por sua seguran\u00e7a digital, inova\u00e7\u00e3o tecnol\u00f3gica e atendimento eficiente. Todas as transa\u00e7\u00f5es contam com criptografia avan\u00e7ada e autentica\u00e7\u00e3o em dois fatores. \ud83d\udc49 SOLICITE SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o A Karta Kredytowa Visa do ING Bank \u015al\u0105ski \u00e9 uma op\u00e7\u00e3o completa para quem busca simplicidade, controle e seguran\u00e7a financeira. Com aceita\u00e7\u00e3o global, parcelamento flex\u00edvel, app intuitivo e tarifas acess\u00edveis, o cart\u00e3o atende desde usu\u00e1rios iniciantes at\u00e9 clientes mais experientes. Se voc\u00ea procura um cart\u00e3o pr\u00e1tico, moderno e respaldado por um banco s\u00f3lido, o Visa do ING Bank \u015al\u0105ski \u00e9 uma escolha inteligente. FAQ \u2013 Cart\u00e3o ING Bank \u015al\u0105ski Karta Kredytowa Visa O cart\u00e3o tem anuidade ou tarifa mensal?Sim. A anuidade \u00e9 de 35 PLN, mas pode ser isenta ao gastar pelo menos 200 PLN por m\u00eas. Posso usar o cart\u00e3o fora da Pol\u00f4nia?Sim. A bandeira Visa garante aceita\u00e7\u00e3o internacional em compras f\u00edsicas e online. Preciso ter conta no ING para solicitar?Sim. O cart\u00e3o est\u00e1 vinculado a uma conta corrente no ING Bank \u015al\u0105ski. \u00c9 poss\u00edvel parcelar compras ou usar cr\u00e9dito rotativo?Sim. O cart\u00e3o oferece parcelamento em at\u00e9 36 meses e cr\u00e9dito rotativo com juros informados claramente no contrato e no app.<\/p>","protected":false},"author":1,"featured_media":15426,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15391","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/15391","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/comments?post=15391"}],"version-history":[{"count":10,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/15391\/revisions"}],"predecessor-version":[{"id":17094,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/15391\/revisions\/17094"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media\/15426"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media?parent=15391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/categories?post=15391"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/tags?post=15391"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/post_folder?post=15391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}