{"id":15731,"date":"2025-12-16T17:12:45","date_gmt":"2025-12-16T17:12:45","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15731"},"modified":"2025-12-25T01:29:33","modified_gmt":"2025-12-25T01:29:33","slug":"niemiecka-szeroka-karta-jak-zlozyc-wniosek-sparda","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/pl\/financas\/alemanha-cartao-broad-como-solicitar-sparda\/","title":{"rendered":"Jak ubiega\u0107 si\u0119 o kart\u0119 Visa Postbank w Niemczech i inne informacje"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15731\" class=\"elementor elementor-15731\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Og\u0142oszenia<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"231\" data-end=\"390\">O <strong data-start=\"93\" data-end=\"117\">Karta Visa Postbank<\/strong> to doskona\u0142a opcja dla tych, kt\u00f3rzy mieszkaj\u0105 w Niemczech i szukaj\u0105 praktycznej, bezpiecznej i powszechnie akceptowanej mi\u0119dzynarodowej karty kredytowej, po\u0142\u0105czonej ze wsparciem jednego z najbardziej tradycyjnych bank\u00f3w w kraju.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/alemanha-cartao-broad-sparda\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1290\" height=\"860\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2.avif\" class=\"attachment-full size-full wp-image-15685\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2.avif 1290w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-300x200.avif 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-1024x683.avif 1024w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-768x512.avif 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-18x12.avif 18w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-150x100.avif 150w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-330x220.avif 330w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-420x280.avif 420w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-510x340.avif 510w\" sizes=\"(max-width: 1290px) 100vw, 1290px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta Sparda VISA<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bezp\u0142atne cz\u0142onkostwo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/alemanha-cartao-broad-sparda\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"378\" data-end=\"585\">Dzi\u0119ki bezp\u0142atnym op\u0142atom rocznym przez pierwszy rok, kompletnemu zarz\u0105dzaniu cyfrowemu i integracji z portfelami mobilnymi, Postbank Visa \u0142\u0105czy solidno\u015b\u0107 tradycyjnego banku z wygod\u0105 nowoczesnych rozwi\u0105za\u0144 finansowych.<\/p><p data-start=\"587\" data-end=\"751\">Idealna do codziennego u\u017cytku, zakup\u00f3w online i podr\u00f3\u017cy mi\u0119dzynarodowych, karta oferuje pe\u0142n\u0105 kontrol\u0119 za po\u015brednictwem aplikacji, przejrzysto\u015b\u0107 op\u0142at i wysoki standard bezpiecze\u0144stwa.<\/p><hr data-start=\"753\" data-end=\"756\" \/><h2 data-start=\"758\" data-end=\"814\"><strong>Krok po kroku, aby ubiega\u0107 si\u0119 o kart\u0119 Visa Postbank<\/strong><\/h2><h3 data-start=\"816\" data-end=\"860\">1. Otw\u00f3rz rachunek bie\u017c\u0105cy w Postbank<\/h3><p data-start=\"861\" data-end=\"1033\">Karta Visa jest przeznaczona wy\u0142\u0105cznie dla posiadaczy kont. Aby si\u0119 o ni\u0105 ubiega\u0107, nale\u017cy otworzy\u0107 <strong data-start=\"947\" data-end=\"969\">Bank pocztowy Girokonto<\/strong>, Mo\u017cna to zrobi\u0107 online lub osobi\u015bcie w oddziale.<\/p><p data-start=\"1035\" data-end=\"1161\">\ud83d\udccc <em data-start=\"1038\" data-end=\"1045\">Wskaz\u00f3wka:<\/em> otwarcie konta mo\u017cna przeprowadzi\u0107 cyfrowo 100% z wideo weryfikacj\u0105 to\u017csamo\u015bci (<strong data-start=\"1144\" data-end=\"1159\">Identyfikator wideo<\/strong>).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">POPRO\u015a O KART\u0118 VISA POSTBANK \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1206\" data-end=\"1259\">2. Zaloguj si\u0119 na swoje konto i przejd\u017a do sekcji kart.<\/h3><p data-start=\"1260\" data-end=\"1375\">Po aktywowaniu konta zaloguj si\u0119 do <strong data-start=\"1288\" data-end=\"1320\">Postbank Banking &amp; Brokerage<\/strong> (strona internetowa lub aplikacja) i poszukaj <strong data-start=\"1356\" data-end=\"1374\">\u201cKreditkarten\u201d<\/strong>.<\/p><hr data-start=\"1377\" data-end=\"1380\" \/><h3 data-start=\"1382\" data-end=\"1422\">3. Wybierz Postbank Visa Classic<\/h3><p data-start=\"1423\" data-end=\"1585\">Wybierz <strong data-start=\"1435\" data-end=\"1465\">Karta Postbank Visa Classic<\/strong>, kt\u00f3ry zazwyczaj oferuje <strong data-start=\"1491\" data-end=\"1530\">Zniesienie op\u0142aty rocznej przez pierwszy rok<\/strong>, i kliknij <strong data-start=\"1544\" data-end=\"1566\">\u201eZ\u0142\u00f3\u017c wniosek teraz\u201d<\/strong> (Z\u0142\u00f3\u017c wniosek ju\u017c teraz).<\/p><hr data-start=\"1587\" data-end=\"1590\" \/><h3 data-start=\"1592\" data-end=\"1644\">4. Wype\u0142nij formularz i wy\u015blij dokumenty<\/h3><p data-start=\"1645\" data-end=\"1783\">Wprowad\u017a swoje dane osobowe, adres, sytuacj\u0119 zawodow\u0105 i doch\u00f3d. Nast\u0119pnie wy\u015blij wymagane dokumenty do analizy kredytowej.<\/p><hr data-start=\"1785\" data-end=\"1788\" \/><h3 data-start=\"1790\" data-end=\"1834\">5. Przeprowadzenie weryfikacji to\u017csamo\u015bci<\/h3><p data-start=\"1835\" data-end=\"1866\">Walidacja mo\u017ce by\u0107 przeprowadzona przez:<\/p><ul data-start=\"1867\" data-end=\"1977\"><li data-start=\"1867\" data-end=\"1909\"><p data-start=\"1869\" data-end=\"1909\"><strong data-start=\"1869\" data-end=\"1884\">Identyfikator wideo<\/strong> (po\u0142\u0105czenie wideo) lub<\/p><\/li><li data-start=\"1910\" data-end=\"1977\"><p data-start=\"1912\" data-end=\"1977\">Osobi\u015bcie w oddziale Postbank, z wa\u017cnym dokumentem.<\/p><\/li><\/ul><hr data-start=\"1979\" data-end=\"1982\" \/><h3 data-start=\"1984\" data-end=\"2030\">6. Poczekaj na zatwierdzenie i odbierz kart\u0119.<\/h3><p data-start=\"2031\" data-end=\"2179\">Po przeprowadzeniu analizy kredytowej (konsultacja z <strong data-start=\"2069\" data-end=\"2079\">SCHUFA<\/strong>), karta zostanie zatwierdzona i wys\u0142ana na Tw\u00f3j adres w Niemczech w ci\u0105gu ok. <strong data-start=\"2157\" data-end=\"2178\">od 5 do 10 dni roboczych<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Z\u0141\u00d3\u017b WNIOSEK O KART\u0118 POSTBANK VISA \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2228\" data-end=\"2273\"><strong>Wymagane dokumenty do wniosku<\/strong><\/h2><p data-start=\"2275\" data-end=\"2289\">Miej go zawsze pod r\u0119k\u0105:<\/p><ul data-start=\"2291\" data-end=\"2592\"><li data-start=\"2291\" data-end=\"2361\"><p data-start=\"2293\" data-end=\"2361\">Wa\u017cny dokument to\u017csamo\u015bci (paszport lub <strong data-start=\"2339\" data-end=\"2358\">Personalausweis<\/strong>)<\/p><\/li><li data-start=\"2362\" data-end=\"2446\"><p data-start=\"2364\" data-end=\"2446\">Dow\u00f3d zamieszkania w Niemczech (<strong data-start=\"2403\" data-end=\"2416\">Anmeldung<\/strong> lub oficjalna korespondencja)<\/p><\/li><li data-start=\"2447\" data-end=\"2504\"><p data-start=\"2449\" data-end=\"2504\"><strong data-start=\"2449\" data-end=\"2462\">Steuer-ID<\/strong> (niemiecki numer identyfikacji podatkowej)<\/p><\/li><li data-start=\"2505\" data-end=\"2592\"><p data-start=\"2507\" data-end=\"2592\">Dow\u00f3d dochodu (ostatni odcinek wyp\u0142aty, umowa o prac\u0119 lub wyci\u0105gi bankowe)<\/p><\/li><\/ul><p data-start=\"2594\" data-end=\"2684\">Dane te s\u0105 wykorzystywane do weryfikacji to\u017csamo\u015bci i analizy kredyt\u00f3w w SCHUFA.<\/p><hr data-start=\"2686\" data-end=\"2689\" \/><h2 data-start=\"2691\" data-end=\"2738\"><strong>Op\u0142aty i warunki korzystania z karty Visa Postbank<\/strong><\/h2><ul data-start=\"2740\" data-end=\"3128\"><li data-start=\"2740\" data-end=\"2776\"><p data-start=\"2742\" data-end=\"2776\"><strong data-start=\"2742\" data-end=\"2755\">Op\u0142ata roczna:<\/strong> bezp\u0142atnie w pierwszym roku<\/p><\/li><li data-start=\"2777\" data-end=\"2873\"><p data-start=\"2779\" data-end=\"2873\"><strong data-start=\"2779\" data-end=\"2802\">Od drugiego roku:<\/strong> oko\u0142o 29,00 \u20ac (mo\u017ce by\u0107 zwolnione w zale\u017cno\u015bci od u\u017cycia lub typu konta)<\/p><\/li><li data-start=\"2874\" data-end=\"2949\"><p data-start=\"2876\" data-end=\"2949\"><strong data-start=\"2876\" data-end=\"2909\">Zakupy w walucie obcej:<\/strong> Przybli\u017cony wsp\u00f3\u0142czynnik konwersji 1,85%<\/p><\/li><li data-start=\"2950\" data-end=\"3042\"><p data-start=\"2952\" data-end=\"3042\"><strong data-start=\"2952\" data-end=\"2985\">Wyp\u0142aty kart\u0105 kredytow\u0105:<\/strong> mo\u017ce wi\u0105za\u0107 si\u0119 z dodatkowymi kosztami, w zale\u017cno\u015bci od kraju i bankomatu.<\/p><\/li><li data-start=\"3043\" data-end=\"3128\"><p data-start=\"3045\" data-end=\"3128\"><strong data-start=\"3045\" data-end=\"3072\">Raty za faktur\u0119:<\/strong> dost\u0119pne dla niekt\u00f3rych profili, z odsetkami<\/p><\/li><\/ul><hr data-start=\"3130\" data-end=\"3133\" \/><h2 data-start=\"3135\" data-end=\"3165\"><strong>Funkcje cyfrowe<\/strong><\/h2><ul data-start=\"3167\" data-end=\"3485\"><li data-start=\"3167\" data-end=\"3237\"><p data-start=\"3169\" data-end=\"3237\">Aplikacja <strong data-start=\"3173\" data-end=\"3205\">Postbank Banking &amp; Brokerage<\/strong> dla pe\u0142nej kontroli nad kart\u0105<\/p><\/li><li data-start=\"3238\" data-end=\"3286\"><p data-start=\"3240\" data-end=\"3286\">Wirtualna karta do natychmiastowych zakup\u00f3w online<\/p><\/li><li data-start=\"3287\" data-end=\"3336\"><p data-start=\"3289\" data-end=\"3336\">Kompatybilny z <strong data-start=\"3304\" data-end=\"3317\">Apple Pay<\/strong> e <strong data-start=\"3320\" data-end=\"3334\">Google Pay<\/strong><\/p><\/li><li data-start=\"3337\" data-end=\"3381\"><p data-start=\"3339\" data-end=\"3381\">Powiadomienia o transakcjach w czasie rzeczywistym<\/p><\/li><li data-start=\"3382\" data-end=\"3427\"><p data-start=\"3384\" data-end=\"3427\">Silne uwierzytelnianie dwusk\u0142adnikowe (2FA)<\/p><\/li><li data-start=\"3428\" data-end=\"3485\"><p data-start=\"3430\" data-end=\"3485\">Blokowanie i odblokowywanie kart bezpo\u015brednio z poziomu aplikacji<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dd3cdaa e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"dd3cdaa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18e012b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"18e012b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">UZYSKAJ KART\u0118 VISA POSTBANK \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cecd04 elementor-widget elementor-widget-text-editor\" data-id=\"8cecd04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ad75df e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"8ad75df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7824533 elementor-widget elementor-widget-text-editor\" data-id=\"7824533\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3533\" data-end=\"3592\"><strong>Postbank Visa: bezpiecze\u0144stwo i wygoda z niemieck\u0105 tradycj\u0105<\/strong><\/h2><p data-start=\"3594\" data-end=\"3764\">O <strong data-start=\"3596\" data-end=\"3620\">Karta Visa Postbank<\/strong> jest idealna dla tych, kt\u00f3rzy szukaj\u0105 niezawodnej karty kredytowej z przejrzystymi kosztami, dobr\u0105 akceptacj\u0105 mi\u0119dzynarodow\u0105 i bezpo\u015brednim wsparciem w ca\u0142ych Niemczech.<\/p><p data-start=\"3766\" data-end=\"3945\">Brak op\u0142aty rocznej przez pierwszy rok, wydajne zarz\u0105dzanie cyfrowe i bezpiecze\u0144stwo flagi Visa zapewniaj\u0105 doskona\u0142\u0105 r\u00f3wnowag\u0119 mi\u0119dzy tradycj\u0105 bankow\u0105 a nowoczesn\u0105 technologi\u0105.<\/p><p data-start=\"3947\" data-end=\"4104\" data-is-last-node=\"\" data-is-only-node=\"\">Je\u015bli mieszkasz w Niemczech i potrzebujesz solidnej, praktycznej karty, kt\u00f3ra jest zgodna z codziennymi europejskimi finansami, to <strong data-start=\"4051\" data-end=\"4068\">Postbank Visa<\/strong> to bezpieczny i inteligentny wyb\u00f3r.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio O Cart\u00e3o Postbank Visa \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e busca um cart\u00e3o de cr\u00e9dito pr\u00e1tico, seguro e com ampla aceita\u00e7\u00e3o internacional, aliado ao suporte de um dos bancos mais tradicionais do pa\u00eds. Cart\u00e3o Sparda VISA Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com anuidade gratuita no primeiro ano, gest\u00e3o digital completa e integra\u00e7\u00e3o com carteiras m\u00f3veis, o Postbank Visa combina a solidez de um banco tradicional com a comodidade das solu\u00e7\u00f5es financeiras modernas. Ideal para uso di\u00e1rio, compras online e viagens internacionais, o cart\u00e3o oferece controle total pelo aplicativo, transpar\u00eancia nas taxas e alto padr\u00e3o de seguran\u00e7a. Passo a Passo para Solicitar o Cart\u00e3o Postbank Visa 1. Abra uma conta corrente no Postbank O cart\u00e3o Visa \u00e9 exclusivo para correntistas. Para solicit\u00e1-lo, \u00e9 necess\u00e1rio abrir uma Postbank Girokonto, o que pode ser feito online ou presencialmente em uma ag\u00eancia. \ud83d\udccc Dica: a abertura da conta pode ser realizada 100% digitalmente com verifica\u00e7\u00e3o de identidade por v\u00eddeo (Video-Ident). PE\u00c7A SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Acesse sua conta e v\u00e1 at\u00e9 a se\u00e7\u00e3o de cart\u00f5es Com a conta ativa, entre no Postbank Banking &amp; Brokerage (site ou app) e procure pela op\u00e7\u00e3o \u201cKreditkarten\u201d. 3. Escolha o Postbank Visa Classic Selecione o Postbank Visa Card Classic, que normalmente oferece isen\u00e7\u00e3o da anuidade no primeiro ano, e clique em \u201cJetzt beantragen\u201d (Solicitar agora). 4. Preencha o formul\u00e1rio e envie os documentos Informe seus dados pessoais, endere\u00e7o, situa\u00e7\u00e3o profissional e renda. Em seguida, envie os documentos solicitados para an\u00e1lise de cr\u00e9dito. 5. Realize a verifica\u00e7\u00e3o de identidade A valida\u00e7\u00e3o pode ser feita por: Video-Ident (chamada de v\u00eddeo), ou Presencialmente em uma ag\u00eancia do Postbank, com documento v\u00e1lido. 6. Aguarde a aprova\u00e7\u00e3o e receba o cart\u00e3o Ap\u00f3s a an\u00e1lise de cr\u00e9dito (consulta \u00e0 SCHUFA), o cart\u00e3o ser\u00e1 aprovado e enviado para seu endere\u00e7o na Alemanha em cerca de 5 a 10 dias \u00fateis. SOLICITE SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Documentos Necess\u00e1rios para Solicita\u00e7\u00e3o Tenha em m\u00e3os: Documento de identidade v\u00e1lido (Passaporte ou Personalausweis) Comprovante de resid\u00eancia na Alemanha (Anmeldung ou correspond\u00eancia oficial) Steuer-ID (n\u00famero de identifica\u00e7\u00e3o fiscal alem\u00e3o) Comprovante de renda (holerite recente, contrato de trabalho ou extratos banc\u00e1rios) Esses dados s\u00e3o usados para verifica\u00e7\u00e3o de identidade e an\u00e1lise de cr\u00e9dito junto \u00e0 SCHUFA. Taxas e Condi\u00e7\u00f5es do Cart\u00e3o Postbank Visa Anuidade: gratuita no 1\u00ba ano A partir do 2\u00ba ano: cerca de \u20ac29,00 (pode haver isen\u00e7\u00e3o conforme o uso ou tipo de conta) Compras em moeda estrangeira: taxa de convers\u00e3o aproximada de 1,85% Saques com cart\u00e3o de cr\u00e9dito: podem ter custo adicional, dependendo do pa\u00eds e do ATM Parcelamento da fatura: dispon\u00edvel para alguns perfis, com aplica\u00e7\u00e3o de juros Funcionalidades Digitais App Postbank Banking &amp; Brokerage para controle total do cart\u00e3o Cart\u00e3o virtual para compras online imediatas Compat\u00edvel com Apple Pay e Google Pay Notifica\u00e7\u00f5es em tempo real de transa\u00e7\u00f5es Autentica\u00e7\u00e3o forte com dois fatores (2FA) Bloqueio e desbloqueio do cart\u00e3o diretamente pelo app ADQUIRA SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Postbank Visa: Seguran\u00e7a e Comodidade com Tradi\u00e7\u00e3o Alem\u00e3 O Cart\u00e3o Postbank Visa \u00e9 ideal para quem busca um cart\u00e3o de cr\u00e9dito confi\u00e1vel, com custos claros, boa aceita\u00e7\u00e3o internacional e suporte presencial em toda a Alemanha. Com isen\u00e7\u00e3o de anuidade no primeiro ano, gest\u00e3o digital eficiente e a seguran\u00e7a da bandeira Visa, ele oferece um excelente equil\u00edbrio entre tradi\u00e7\u00e3o banc\u00e1ria e tecnologia moderna. Se voc\u00ea mora na Alemanha e quer um cart\u00e3o s\u00f3lido, pr\u00e1tico e alinhado ao dia a dia financeiro europeu, o Postbank Visa \u00e9 uma escolha segura e inteligente.<\/p>","protected":false},"author":1,"featured_media":15717,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15731","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/15731","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/comments?post=15731"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/15731\/revisions"}],"predecessor-version":[{"id":17208,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/15731\/revisions\/17208"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media\/15717"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media?parent=15731"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/categories?post=15731"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/tags?post=15731"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/post_folder?post=15731"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}