{"id":17057,"date":"2025-12-22T00:57:22","date_gmt":"2025-12-22T00:57:22","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=17057"},"modified":"2025-12-25T01:49:20","modified_gmt":"2025-12-25T01:49:20","slug":"holland-broad-openbank-card","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/pl\/financas\/holanda-cartao-broad-openbank\/","title":{"rendered":"Karta Openbank w Holandii: korzy\u015bci, warunki i zalety"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"17057\" class=\"elementor elementor-17057\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Og\u0142oszenia<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"170\" data-end=\"413\">Je\u015bli mieszkasz w Holandii lub innym kraju europejskim i szukasz karty kredytowej lub debetowej z dobr\u0105 akceptacj\u0105 mi\u0119dzynarodow\u0105, pe\u0142n\u0105 kontrol\u0105 z telefonu kom\u00f3rkowego i mo\u017cliwo\u015bci\u0105 korzystania z karty kredytowej lub debetowej, znajdziesz \u015bwietn\u0105 ofert\u0119. <strong data-start=\"424\" data-end=\"440\">brak op\u0142aty rocznej<\/strong>, o <strong data-start=\"444\" data-end=\"463\">Karta Openbank<\/strong> mo\u017ce by\u0107 doskona\u0142\u0105 alternatyw\u0105.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/holandia-karta-broad-jak-zlozyc-wniosek-w-openbank\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/openbank-e1766364859326.png\" title=\"openbank\" alt=\"openbank\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta Openbank<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Niska op\u0142ata roczna<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/holandia-karta-broad-jak-zlozyc-wniosek-w-openbank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"605\" data-end=\"791\">W tym artykule dowiesz si\u0119 o g\u0142\u00f3wnych zaletach, op\u0142atach, kryteriach kwalifikowalno\u015bci i funkcjach, kt\u00f3re sprawiaj\u0105, \u017ce <strong data-start=\"727\" data-end=\"739\">Openbank<\/strong> jedna z najlepszych opcji bankowo\u015bci cyfrowej w Europie.<\/p><p data-start=\"793\" data-end=\"998\">Wydane przez <strong data-start=\"806\" data-end=\"818\">Openbank<\/strong>, cyfrowy bank <strong data-start=\"837\" data-end=\"856\">Grupa Santander<\/strong>, Karta jest zintegrowana z nowoczesnym europejskim rachunkiem bie\u017c\u0105cym i oferuje proste, bezpieczne i cyfrowe rozwi\u0105zanie do zarz\u0105dzania pieni\u0119dzmi.<\/p><p data-start=\"1000\" data-end=\"1131\">Jest idealny do codziennego u\u017cytku, zakup\u00f3w online, podr\u00f3\u017cy mi\u0119dzynarodowych i dla tych, kt\u00f3rzy chc\u0105 uciec od biurokracji tradycyjnych bank\u00f3w.<\/p><hr data-start=\"1133\" data-end=\"1136\" \/><h2 data-start=\"1138\" data-end=\"1182\"><strong>G\u0142\u00f3wne zalety karty Openbank<\/strong><\/h2><h3 data-start=\"1184\" data-end=\"1205\">Brak op\u0142aty rocznej<\/h3><p data-start=\"1206\" data-end=\"1290\">Karta i konto Openbank s\u0105 ca\u0142kowicie darmowe, bez miesi\u0119cznych op\u0142at za prowadzenie.<\/p><h3 data-start=\"1292\" data-end=\"1324\">Kompletne zarz\u0105dzanie cyfrowe<\/h3><p data-start=\"1325\" data-end=\"1485\">Otw\u00f3rz swoje konto, aktywuj kart\u0119, zablokuj\/odblokuj, \u015bled\u017a transakcje, ustaw limity i wiele wi\u0119cej za po\u015brednictwem aplikacji (iOS i Android) lub oficjalnej strony internetowej.<\/p><h3 data-start=\"1487\" data-end=\"1529\">Karta mi\u0119dzynarodowa - Mastercard<\/h3><p data-start=\"1530\" data-end=\"1643\">Karta Openbank jest akceptowana w milionach plac\u00f3wek na ca\u0142ym \u015bwiecie, w kt\u00f3rych akceptowana jest flaga Mastercard.<\/p><h3 data-start=\"1645\" data-end=\"1688\">Bezpiecze\u0144stwo i kontrola w czasie rzeczywistym<\/h3><p data-start=\"1689\" data-end=\"1837\">Otrzymuj natychmiastowe powiadomienia o ka\u017cdej transakcji, korzystaj z uwierzytelniania biometrycznego, kontroluj zakupy online i blokuj kart\u0119 natychmiast za po\u015brednictwem aplikacji.<\/p><h3 data-start=\"1839\" data-end=\"1894\">Darmowe wyp\u0142aty z centr\u00f3w got\u00f3wkowych Santander w Europie<\/h3><p data-start=\"1895\" data-end=\"2018\">Klienci Openbank mog\u0105 dokonywa\u0107 bezp\u0142atnych wyp\u0142at z bankomat\u00f3w w <strong data-start=\"1970\" data-end=\"1989\">Grupa Santander<\/strong> w kilku krajach europejskich.<\/p><h3 data-start=\"2020\" data-end=\"2079\">Kompatybilno\u015b\u0107 z Apple Pay, Google Pay i Samsung Pay<\/h3><p data-start=\"2080\" data-end=\"2187\">U\u017cywaj karty bezpo\u015brednio na telefonie kom\u00f3rkowym lub smartwatchu z pe\u0142n\u0105 obs\u0142ug\u0105 p\u0142atno\u015bci zbli\u017ceniowych (NFC).<\/p><h3 data-start=\"2189\" data-end=\"2221\">Karta fizyczna i wirtualna<\/h3><p data-start=\"2222\" data-end=\"2344\">Otrzymujesz fizyczn\u0105 kart\u0119 i mo\u017cesz u\u017cywa\u0107 kart wirtualnych do bezpieczniejszych zakup\u00f3w online, w tym opcji jednorazowych.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4dea7a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c4dea7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-02ed214 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"02ed214\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fb48e8 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7fb48e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/pl\/finanse\/holandia-karta-broad-jak-zlozyc-wniosek-w-openbank\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/openbank-e1766364859326.png\" title=\"openbank\" alt=\"openbank\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-887adbe elementor-widget elementor-widget-text-editor\" data-id=\"887adbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta Openbank<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0b6a20 elementor-widget elementor-widget-text-editor\" data-id=\"f0b6a20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Niska op\u0142ata roczna<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cf3786 elementor-widget elementor-widget-button\" data-id=\"4cf3786\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/pl\/finanse\/holandia-karta-broad-jak-zlozyc-wniosek-w-openbank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WNIOSEK<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333afe0 elementor-widget elementor-widget-text-editor\" data-id=\"333afe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Zostaniesz przekierowany na inn\u0105 stron\u0119)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f587463 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f587463\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248df4e elementor-widget elementor-widget-text-editor\" data-id=\"248df4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2545\" data-end=\"2593\"><strong>Karta Openbank - op\u0142aty i warunki<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Praca<\/th><th>Stan<\/th><\/tr><\/thead><tbody><tr><td>Renta<\/td><td>Bezp\u0142atnie<\/td><\/tr><tr><td>Typ karty<\/td><td>Debet lub kredyt (z zastrze\u017ceniem analizy)<\/td><\/tr><tr><td>Wyp\u0142aty z centr\u00f3w got\u00f3wkowych Santander<\/td><td>Bezp\u0142atne w UE<\/td><\/tr><tr><td>Wyp\u0142aty z innych bankomat\u00f3w<\/td><td>Do 5 bezp\u0142atnych wyp\u0142at miesi\u0119cznie (lub 1-2 \u20ac za ka\u017cd\u0105 dodatkow\u0105 wyp\u0142at\u0119)<\/td><\/tr><tr><td>Mi\u0119dzynarodowe zakupy<\/td><td>Brak dodatkowych op\u0142at w strefie euro<\/td><\/tr><tr><td>Przeliczanie walut (poza euro)<\/td><td>Mo\u017ce wyst\u0119powa\u0107 rozprzestrzenianie si\u0119 1-2%<\/td><\/tr><tr><td>Karta wirtualna<\/td><td>Bezp\u0142atne i natychmiastowe<\/td><\/tr><tr><td>Karta fizyczna<\/td><td>Bezp\u0142atnie (dostawa wliczona w cen\u0119)<\/td><\/tr><tr><td>Raty p\u0142atno\u015bci (kredyt)<\/td><td>Dost\u0119pne zgodnie z analiz\u0105<\/td><\/tr><tr><td>Zwrot got\u00f3wki<\/td><td>Niedost\u0119pne w planie standardowym<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3085\" data-end=\"3134\"><strong>Kryteria aplikacji - kto mo\u017ce j\u0105 otrzyma\u0107?<\/strong><\/h2><p data-start=\"3136\" data-end=\"3429\">\u2714\ufe0f Mieszka\u0107 w kwalifikuj\u0105cym si\u0119 kraju Unii Europejskiej (w tym w Holandii)<br data-start=\"3206\" data-end=\"3209\" \/>\u2714\ufe0f Ponad 18<br data-start=\"3231\" data-end=\"3234\" \/>\u2714\ufe0f Wa\u017cny dokument to\u017csamo\u015bci (paszport lub europejski dow\u00f3d osobisty)<br data-start=\"3294\" data-end=\"3297\" \/>\u2714\ufe0f Dow\u00f3d adresu (akceptowany w formie cyfrowej)<br data-start=\"3340\" data-end=\"3343\" \/>\u2714\ufe0f Europejski numer telefonu kom\u00f3rkowego<br data-start=\"3371\" data-end=\"3374\" \/>\u2714\ufe0f Analiza kredytowa umo\u017cliwiaj\u0105ca realizacj\u0119 funkcji kredytowej<\/p><hr data-start=\"3431\" data-end=\"3434\" \/><h2 data-start=\"3436\" data-end=\"3463\"><strong>Czy Openbank jest wiarygodny?<\/strong><\/h2><p data-start=\"3465\" data-end=\"3625\">Tak, Openbank jest licencjonowany przez <strong data-start=\"3499\" data-end=\"3527\">Centralny Bank Hiszpanii<\/strong> i jest obj\u0119ty <strong data-start=\"3550\" data-end=\"3592\">Europejski Fundusz Gwarancji Depozyt\u00f3w<\/strong> do <strong data-start=\"3600\" data-end=\"3624\">100 000 euro na klienta<\/strong>.<\/p><p data-start=\"3627\" data-end=\"3740\">Ponadto bank jest cz\u0119\u015bci\u0105 <strong data-start=\"3660\" data-end=\"3679\">Grupa Santander<\/strong>, jednej z najwi\u0119kszych i najsolidniejszych grup finansowych w Europie.<\/p><hr data-start=\"3742\" data-end=\"3745\" \/><h2 data-start=\"3747\" data-end=\"3792\"><strong>Dla kogo przeznaczona jest karta Openbank?<\/strong><\/h2><p data-start=\"3794\" data-end=\"4106\">Mieszka\u0144cy Holandii lub UE szukaj\u0105cy karty bez op\u0142aty rocznej<br data-start=\"3860\" data-end=\"3863\" \/>\ud83d\udd39 Osoby cz\u0119sto podr\u00f3\u017cuj\u0105ce po Europie<br data-start=\"3898\" data-end=\"3901\" \/>Kto chce mie\u0107 europejskie konto z IBAN i cyfrowym zarz\u0105dzaniem 100%?<br data-start=\"3965\" data-end=\"3968\" \/>U\u017cytkownicy, kt\u00f3rzy wol\u0105 mniej biurokracji i wi\u0119ksz\u0105 kontrol\u0119 za po\u015brednictwem aplikacji<br data-start=\"4034\" data-end=\"4037\" \/>Osoby, kt\u00f3re chc\u0105 unikn\u0105\u0107 kurs\u00f3w wymiany walut w strefie euro<\/p><hr data-start=\"4108\" data-end=\"4111\" \/><h2 data-start=\"4113\" data-end=\"4174\"><strong>Por\u00f3wnanie: Openbank vs. karta Revolut<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Zasoby<\/th><th>Openbank<\/th><th>Revolut (podstawowy)<\/th><\/tr><\/thead><tbody><tr><td>Renta<\/td><td>Bezp\u0142atnie<\/td><td>Bezp\u0142atnie<\/td><\/tr><tr><td>Karta<\/td><td>Obci\u0105\u017cenie lub uznanie<\/td><td>Kredyt<\/td><\/tr><tr><td>Akceptacja<\/td><td>Mastercard<\/td><td>Mastercard lub Visa<\/td><\/tr><tr><td>Konto bankowe<\/td><td>Tak, z hiszpa\u0144skim numerem IBAN<\/td><td>Tak, z europejskim numerem IBAN<\/td><\/tr><tr><td>Darmowe wyp\u0142aty<\/td><td>Tak (Santander)<\/td><td>Do 200 \u20ac\/miesi\u0105c<\/td><\/tr><tr><td>Zwrot got\u00f3wki<\/td><td>Nie<\/td><td>Tak (1% poza euro)<\/td><\/tr><tr><td>Karty wirtualne<\/td><td>Tak<\/td><td>Tak (jednorazowe)<\/td><\/tr><tr><td>Aplikacja w j\u0119zyku portugalskim<\/td><td>Tak<\/td><td>Tak<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4629\" data-end=\"4644\"><strong>Wniosek<\/strong><\/h2><p data-start=\"4646\" data-end=\"4804\">O <strong data-start=\"4648\" data-end=\"4667\">Karta Openbank<\/strong> to doskona\u0142y wyb\u00f3r dla os\u00f3b poszukuj\u0105cych karty cyfrowej <strong data-start=\"4726\" data-end=\"4742\">brak op\u0142aty rocznej<\/strong>, Niezawodny i praktyczny do codziennego u\u017cytku lub podr\u00f3\u017cowania po Europie.<\/p><p data-start=\"4806\" data-end=\"4984\">Dzi\u0119ki w pe\u0142ni cyfrowemu zarz\u0105dzaniu, mi\u0119dzynarodowej akceptacji, wieloj\u0119zycznemu wsparciu i solidno\u015bci Grupy Santander, Openbank wyr\u00f3\u017cnia si\u0119 jako jedno z najlepszych europejskich kont cyfrowych.<\/p><p data-start=\"4986\" data-end=\"5112\">Je\u015bli mieszkasz w Holandii i chcesz mie\u0107 nowoczesn\u0105, bezpieczn\u0105 kart\u0119 bez uci\u0105\u017cliwych op\u0142at, karta <strong data-start=\"5067\" data-end=\"5111\">Karta Openbank mo\u017ce by\u0107 dobrym wyborem<\/strong>.<\/p><hr data-start=\"5114\" data-end=\"5117\" \/><h2 data-start=\"5119\" data-end=\"5156\"><strong>FAQ - Karta Openbank w Holandii<\/strong><\/h2><p data-start=\"5158\" data-end=\"5242\"><strong data-start=\"5158\" data-end=\"5195\">Czy musz\u0119 p\u0142aci\u0107 za otwarcie konta?<\/strong><br data-start=\"5195\" data-end=\"5198\" \/>Nie. Konto Openbank jest ca\u0142kowicie darmowe.<\/p><p data-start=\"5244\" data-end=\"5370\"><strong data-start=\"5244\" data-end=\"5281\">Czy masz dost\u0119pn\u0105 kart\u0119 kredytow\u0105?<\/strong><br data-start=\"5281\" data-end=\"5284\" \/>Tak. O funkcj\u0119 kredytow\u0105 mo\u017cna wnioskowa\u0107 po otwarciu konta, z zastrze\u017ceniem analizy.<\/p><p data-start=\"5372\" data-end=\"5466\"><strong data-start=\"5372\" data-end=\"5410\">Czy karta jest akceptowana poza Holandi\u0105?<\/strong><br data-start=\"5410\" data-end=\"5413\" \/>Tak, karta Mastercard jest akceptowana na ca\u0142ym \u015bwiecie.<\/p><p data-start=\"5468\" data-end=\"5581\"><strong data-start=\"5468\" data-end=\"5507\">Czy aplikacja jest dost\u0119pna w j\u0119zyku portugalskim?<\/strong><br data-start=\"5507\" data-end=\"5510\" \/>Tak, Openbank oferuje wsparcie w j\u0119zyku portugalskim i innych j\u0119zykach europejskich.<\/p><p data-start=\"5583\" data-end=\"5667\"><strong data-start=\"5583\" data-end=\"5610\">Czy wsp\u00f3\u0142pracuje z Apple Pay?<\/strong><br data-start=\"5610\" data-end=\"5613\" \/>Tak, jest r\u00f3wnie\u017c kompatybilny z Google Pay i Samsung Pay.<\/p><p data-start=\"5669\" data-end=\"5766\"><strong data-start=\"5669\" data-end=\"5690\">Czy posiadasz europejski numer IBAN?<\/strong><br data-start=\"5690\" data-end=\"5693\" \/>Tak, Openbank zapewnia <strong data-start=\"5720\" data-end=\"5737\">Hiszpa\u0144ski IBAN<\/strong>, akceptowane na ca\u0142ym obszarze SEPA.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Holanda ou em outro pa\u00eds europeu e est\u00e1 em busca de um cart\u00e3o de cr\u00e9dito ou d\u00e9bito com boa aceita\u00e7\u00e3o internacional, controle total pelo celular e sem anuidade, o Cart\u00e3o Openbank pode ser uma excelente alternativa. Cart\u00e3o Openbank Baixa Taxa de Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Neste artigo, voc\u00ea vai conhecer as principais vantagens, taxas, crit\u00e9rios de elegibilidade e funcionalidades que fazem do Openbank uma das melhores op\u00e7\u00f5es de banco digital na Europa. Emitido pelo Openbank, banco digital do Grupo Santander, o cart\u00e3o \u00e9 integrado a uma conta corrente europeia moderna e oferece uma solu\u00e7\u00e3o simples, segura e 100% digital para gerenciar seu dinheiro. Ele \u00e9 ideal para uso di\u00e1rio, compras online, viagens internacionais e para quem deseja fugir da burocracia dos bancos tradicionais. Principais Vantagens do Cart\u00e3o Openbank \ud83d\udcb3 Sem Anuidade O cart\u00e3o e a conta Openbank s\u00e3o totalmente gratuitos, sem taxa de manuten\u00e7\u00e3o mensal. \ud83d\udcf2 Gest\u00e3o Digital Completa Abra sua conta, ative o cart\u00e3o, bloqueie\/desbloqueie, acompanhe transa\u00e7\u00f5es, configure limites e muito mais pelo aplicativo (iOS e Android) ou pelo site oficial. \ud83c\udf0d Cart\u00e3o Internacional \u2013 Mastercard O Cart\u00e3o Openbank \u00e9 aceito em milh\u00f5es de estabelecimentos ao redor do mundo, onde a bandeira Mastercard \u00e9 aceita. \ud83d\udd10 Seguran\u00e7a e Controle em Tempo Real Receba notifica\u00e7\u00f5es instant\u00e2neas por transa\u00e7\u00e3o, utilize autentica\u00e7\u00e3o biom\u00e9trica, controle compras online e bloqueie o cart\u00e3o imediatamente pelo app. \ud83d\udcb8 Saques Gratuitos em Caixas Santander na Europa Clientes Openbank podem realizar saques gratuitos em caixas eletr\u00f4nicos do Grupo Santander em diversos pa\u00edses europeus. \ud83d\udcf1 Compat\u00edvel com Apple Pay, Google Pay e Samsung Pay Utilize o cart\u00e3o diretamente no celular ou smartwatch com total suporte a pagamentos por aproxima\u00e7\u00e3o (NFC). \ud83d\udcb3 Cart\u00e3o F\u00edsico e Virtual Voc\u00ea recebe um cart\u00e3o f\u00edsico e pode usar cart\u00f5es virtuais para compras online mais seguras, incluindo op\u00e7\u00f5es descart\u00e1veis. Cart\u00e3o Openbank Baixa Taxa de Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o Openbank \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Anuidade Gratuita Tipo de Cart\u00e3o D\u00e9bito ou Cr\u00e9dito (sujeito a an\u00e1lise) Saques em Caixas Santander Gratuitos na UE Saques em outros caixas At\u00e9 5 saques\/m\u00eas gratuitos (ou \u20ac1\u2013\u20ac2 por saque adicional) Compras Internacionais Sem taxas extras na zona euro Convers\u00e3o de Moeda (fora do euro) Pode haver spread de 1\u20132% Cart\u00e3o Virtual Gratuito e imediato Cart\u00e3o F\u00edsico Gratuito (envio incluso) Parcelamento (cr\u00e9dito) Dispon\u00edvel conforme an\u00e1lise Cashback N\u00e3o dispon\u00edvel no plano padr\u00e3o Crit\u00e9rios para Solicita\u00e7\u00e3o \u2013 Quem Pode Ter? \u2714\ufe0f Residir em um pa\u00eds eleg\u00edvel da Uni\u00e3o Europeia (incluindo a Holanda)\u2714\ufe0f Ter mais de 18 anos\u2714\ufe0f Documento de identidade v\u00e1lido (passaporte ou RG europeu)\u2714\ufe0f Comprovante de endere\u00e7o (aceito digital)\u2714\ufe0f N\u00famero de celular europeu\u2714\ufe0f An\u00e1lise de cr\u00e9dito para habilitar a fun\u00e7\u00e3o cr\u00e9dito Openbank \u00e9 Confi\u00e1vel? Sim. O Openbank \u00e9 licenciado pelo Banco Central da Espanha e possui cobertura do Fundo de Garantia de Dep\u00f3sitos Europeu de at\u00e9 \u20ac100.000 por cliente. Al\u00e9m disso, o banco faz parte do Grupo Santander, um dos maiores e mais s\u00f3lidos grupos financeiros da Europa. Para quem o Cart\u00e3o Openbank \u00e9 Indicado? \ud83d\udd39 Moradores da Holanda ou da UE que buscam um cart\u00e3o sem anuidade\ud83d\udd39 Viajantes frequentes pela Europa\ud83d\udd39 Quem deseja uma conta europeia com IBAN e gest\u00e3o 100% digital\ud83d\udd39 Usu\u00e1rios que preferem menos burocracia e mais controle pelo app\ud83d\udd39 Pessoas que querem evitar taxas de c\u00e2mbio dentro da zona do euro Comparativo: Cart\u00e3o Openbank vs. Revolut Recurso Openbank Revolut (B\u00e1sico) Anuidade Gratuita Gratuita Cart\u00e3o D\u00e9bito ou Cr\u00e9dito Cr\u00e9dito Aceita\u00e7\u00e3o Mastercard Mastercard ou Visa Conta Banc\u00e1ria Sim, com IBAN espanhol Sim, com IBAN europeu Saques Gratuitos Sim (Santander) At\u00e9 \u20ac200\/m\u00eas Cashback N\u00e3o Sim (1% fora do euro) Cart\u00f5es Virtuais Sim Sim (descart\u00e1veis) App em Portugu\u00eas Sim Sim Conclus\u00e3o O Cart\u00e3o Openbank \u00e9 uma excelente escolha para quem busca um cart\u00e3o digital sem anuidade, confi\u00e1vel e pr\u00e1tico para o dia a dia ou viagens pela Europa. Com gest\u00e3o totalmente digital, aceita\u00e7\u00e3o internacional, suporte multil\u00edngue e a solidez do Grupo Santander, o Openbank se destaca como uma das melhores contas digitais europeias. Se voc\u00ea mora na Holanda e quer um cart\u00e3o moderno, seguro e sem taxas abusivas, o Cart\u00e3o Openbank pode ser a escolha certa. FAQ \u2013 Cart\u00e3o Openbank na Holanda Preciso pagar para abrir a conta?N\u00e3o. A conta Openbank \u00e9 totalmente gratuita. Tem cart\u00e3o de cr\u00e9dito dispon\u00edvel?Sim. A fun\u00e7\u00e3o cr\u00e9dito pode ser solicitada ap\u00f3s a abertura da conta, sujeita \u00e0 an\u00e1lise. O cart\u00e3o \u00e9 aceito fora da Holanda?Sim. O cart\u00e3o Mastercard \u00e9 aceito internacionalmente. O app est\u00e1 dispon\u00edvel em portugu\u00eas?Sim. O Openbank oferece suporte em portugu\u00eas e outros idiomas europeus. Funciona com Apple Pay?Sim. Tamb\u00e9m \u00e9 compat\u00edvel com Google Pay e Samsung Pay. Tem IBAN europeu?Sim. O Openbank fornece um IBAN espanhol, aceito em toda a zona SEPA.<\/p>","protected":false},"author":1,"featured_media":17058,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-17057","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/17057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/comments?post=17057"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/17057\/revisions"}],"predecessor-version":[{"id":17319,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/posts\/17057\/revisions\/17319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media\/17058"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/media?parent=17057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/categories?post=17057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/tags?post=17057"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/pl\/wp-json\/wp\/v2\/post_folder?post=17057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}