{"id":13370,"date":"2025-11-29T15:34:24","date_gmt":"2025-11-29T15:34:24","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=13370"},"modified":"2025-12-25T01:44:14","modified_gmt":"2025-12-25T01:44:14","slug":"germania-funnel1-card-cum-sa-aplicati-pentru-amex","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/ro\/financas\/alemanha-cartao-funil1-como-solicitar-amex\/","title":{"rendered":"Cum s\u0103 aplica\u021bi pentru un card AmEx Payback \u00een Germania (versiunea de baz\u0103)"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13370\" class=\"elementor elementor-13370\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anun\u021buri<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cardul American Express Payback este o op\u021biune excelent\u0103 pentru cei care locuiesc \u00een Germania \u0219i care caut\u0103 un card de credit interna\u021bional cu un program de recompense, control complet prin intermediul aplica\u021biei \u0219i <strong data-start=\"458\" data-end=\"474\">f\u0103r\u0103 comision anual<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/germania-funnel-card1-mywage\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"516\" height=\"322\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A.webp\" class=\"attachment-full size-full wp-image-13389\" alt=\"MyWage Florin\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A.webp 516w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A-300x187.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A-18x12.webp 18w\" sizes=\"(max-width: 516px) 100vw, 516px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"482\" data-end=\"512\"><strong data-start=\"486\" data-end=\"510\">Cardul MyWage FLORIN<\/strong><\/h3>\n<p style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>F\u0103r\u0103 comision anual<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/germania-funnel-card1-mywage\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"598\" data-end=\"792\">Legat de programul de puncte <strong data-start=\"630\" data-end=\"641\">R\u0103splata<\/strong>, Cardul combin\u0103 tehnologia, beneficiile exclusive \u0219i securitatea pentru cump\u0103r\u0103turile de zi cu zi - fie online, \u00een magazinele fizice sau atunci c\u00e2nd c\u0103l\u0103tori\u021bi la nivel interna\u021bional.<\/p>\n<p data-start=\"794\" data-end=\"1078\">Cu cardul AmEx Payback, controla\u021bi totul prin intermediul aplica\u021biei, c\u00e2\u0219tiga\u021bi puncte la fiecare achizi\u021bie \u0219i beneficia\u021bi de credibilitatea unuia dintre cele mai recunoscute branduri financiare din lume. Acceptat la nivel interna\u021bional, acesta este ideal pentru cei care caut\u0103 <strong data-start=\"1033\" data-end=\"1077\">economie, practicitate \u0219i beneficii reale<\/strong>.<\/p>\n<hr data-start=\"1080\" data-end=\"1083\" \/>\n<h2 data-start=\"1085\" data-end=\"1144\"><strong data-start=\"1088\" data-end=\"1144\">\u2705 Pas cu pas pentru a aplica pentru cardul AmEx Payback<\/strong><\/h2>\n<h3 data-start=\"1146\" data-end=\"1201\"><strong data-start=\"1150\" data-end=\"1199\">1. Accesa\u021bi site-ul American Express Germania<\/strong><\/h3>\n<p data-start=\"1202\" data-end=\"1347\">Accesa\u021bi site-ul oficial American Express din Germania \u0219i \u00eencepe\u021bi cererea online.<br data-start=\"1288\" data-end=\"1291\" \/>C\u0103uta\u021bi op\u021biunea <strong data-start=\"1310\" data-end=\"1346\">\u201cPayback American Express Karte\u201d<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.americanexpress.com\/de-de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 Accesa\u021bi portalul AMERICAN EXPRESS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1439\" data-end=\"1480\"><strong data-start=\"1443\" data-end=\"1478\">2. Completa\u021bi datele dvs. personale<\/strong><\/h3>\n<p data-start=\"1481\" data-end=\"1491\">Raport:<\/p>\n<ul data-start=\"1492\" data-end=\"1592\">\n<li data-start=\"1492\" data-end=\"1509\">\n<p data-start=\"1494\" data-end=\"1509\">Numele \u0219i prenumele<\/p>\n<\/li>\n<li data-start=\"1510\" data-end=\"1534\">\n<p data-start=\"1512\" data-end=\"1534\">Adresa \u00een Germania<\/p>\n<\/li>\n<li data-start=\"1535\" data-end=\"1547\">\n<p data-start=\"1537\" data-end=\"1547\">Telefon<\/p>\n<\/li>\n<li data-start=\"1548\" data-end=\"1558\">\n<p data-start=\"1550\" data-end=\"1558\">E-mail<\/p>\n<\/li>\n<li data-start=\"1559\" data-end=\"1592\">\n<p data-start=\"1561\" data-end=\"1592\">Detalii bancare (IBAN german)<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1594\" data-end=\"1643\">Formularul este disponibil \u00een german\u0103 sau englez\u0103.<\/p>\n<hr data-start=\"1645\" data-end=\"1648\" \/>\n<h3 data-start=\"1650\" data-end=\"1684\"><strong data-start=\"1654\" data-end=\"1682\">3. Trimite\u021bi documentele dvs.<\/strong><\/h3>\n<p data-start=\"1685\" data-end=\"1855\">Va trebui s\u0103 trimite\u021bi un document de identitate valabil (pa\u0219aport sau Personalausweis).<br data-start=\"1774\" data-end=\"1777\" \/>Verificarea se face digital prin <strong data-start=\"1816\" data-end=\"1836\">VideoIdent\/WebID<\/strong>, f\u0103r\u0103 s\u0103 plece de acas\u0103.<\/p>\n<hr data-start=\"1857\" data-end=\"1860\" \/>\n<h3 data-start=\"1862\" data-end=\"1906\"><strong data-start=\"1866\" data-end=\"1904\">4. Verificarea creditului (Schufa)<\/strong><\/h3>\n<p data-start=\"1907\" data-end=\"2036\">American Express efectueaz\u0103 o analiz\u0103 de credit standard.<br data-start=\"1964\" data-end=\"1967\" \/>Av\u00e2nd un istoric bun <strong data-start=\"1991\" data-end=\"2001\">Schufa<\/strong> v\u0103 cre\u0219te \u0219ansele de aprobare.<\/p>\n<hr data-start=\"2038\" data-end=\"2041\" \/>\n<h3 data-start=\"2043\" data-end=\"2095\"><strong data-start=\"2047\" data-end=\"2093\">5. A\u0219tepta\u021bi ca cardul s\u0103 fie aprobat \u0219i emis<\/strong><\/h3>\n<p data-start=\"2096\" data-end=\"2249\">Odat\u0103 aprobat, cardul va fi emis \u0219i trimis gratuit la adresa dumneavoastr\u0103 din Germania.<br data-start=\"2187\" data-end=\"2190\" \/>Timpul de livrare este de obicei \u00eentre <strong data-start=\"2227\" data-end=\"2248\">5 \u0219i 10 zile lucr\u0103toare<\/strong>.<\/p>\n<hr data-start=\"2251\" data-end=\"2254\" \/>\n<h3 data-start=\"2256\" data-end=\"2295\"><strong data-start=\"2260\" data-end=\"2293\">6. Activa\u021bi cardul \u00een aplica\u021bia AmEx<\/strong><\/h3>\n<p data-start=\"2296\" data-end=\"2458\">Dup\u0103 ce a\u021bi primit cardul, activa\u021bi-l pur \u0219i simplu folosind aplica\u021bia American Express.<br data-start=\"2375\" data-end=\"2378\" \/>De asemenea, \u00eel pute\u021bi ad\u0103uga la <strong data-start=\"2412\" data-end=\"2425\">Apple Pay<\/strong> sau <strong data-start=\"2429\" data-end=\"2443\">Google Pay<\/strong> imediat.<\/p>\n<hr data-start=\"2460\" data-end=\"2463\" \/>\n<h2 data-start=\"2465\" data-end=\"2497\"><strong data-start=\"2468\" data-end=\"2497\">\ud83d\udcc4 Documente necesare<\/strong><\/h2>\n<ul data-start=\"2498\" data-end=\"2731\">\n<li data-start=\"2498\" data-end=\"2564\">\n<p data-start=\"2500\" data-end=\"2564\">Document de identitate valabil (pa\u0219aport sau Personalausweis)<\/p>\n<\/li>\n<li data-start=\"2565\" data-end=\"2603\">\n<p data-start=\"2567\" data-end=\"2603\">IBAN al contului bancar din Germania<\/p>\n<\/li>\n<li data-start=\"2604\" data-end=\"2640\">\n<p data-start=\"2606\" data-end=\"2640\">Adresa de domiciliu \u00een Germania<\/p>\n<\/li>\n<li data-start=\"2641\" data-end=\"2670\">\n<p data-start=\"2643\" data-end=\"2670\">Num\u0103rul de telefon german<\/p>\n<\/li>\n<li data-start=\"2671\" data-end=\"2731\">\n<p data-start=\"2673\" data-end=\"2731\">Dovada veniturilor (poate fi solicitat\u0103 \u00een unele cazuri)<\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.americanexpress.com\/de-de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 Accesa\u021bi portalul AMERICAN EXPRESS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2823\" data-end=\"2869\"><strong data-start=\"2826\" data-end=\"2869\">\ud83d\udcf1 Caracteristici digitale \u0219i securitate<\/strong><\/h2>\n<ul data-start=\"2870\" data-end=\"3214\">\n<li data-start=\"2870\" data-end=\"2914\">\n<p data-start=\"2872\" data-end=\"2914\">Card fizic cu tehnologie f\u0103r\u0103 contact<\/p>\n<\/li>\n<li data-start=\"2915\" data-end=\"2967\">\n<p data-start=\"2917\" data-end=\"2967\">Card virtual pentru cump\u0103r\u0103turi online sigure<\/p>\n<\/li>\n<li data-start=\"2968\" data-end=\"3011\">\n<p data-start=\"2970\" data-end=\"3011\">Notific\u0103ri instantanee ale tranzac\u021biilor<\/p>\n<\/li>\n<li data-start=\"3012\" data-end=\"3072\">\n<p data-start=\"3014\" data-end=\"3072\">Controla\u021bi limitele, facturile \u0219i cardurile suplimentare \u00een aplica\u021bie<\/p>\n<\/li>\n<li data-start=\"3073\" data-end=\"3114\">\n<p data-start=\"3075\" data-end=\"3114\">Compatibil cu Apple Pay \u0219i Google Pay<\/p>\n<\/li>\n<li data-start=\"3115\" data-end=\"3147\">\n<p data-start=\"3117\" data-end=\"3147\">Autentificare cu doi factori<\/p>\n<\/li>\n<li data-start=\"3148\" data-end=\"3214\">\n<p data-start=\"3150\" data-end=\"3214\">Consulta\u021bi \u0219i r\u0103scump\u0103ra\u021bi punctele Payback direct din aplica\u021bie<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3216\" data-end=\"3219\" \/>\n<h2 data-start=\"3221\" data-end=\"3242\"><strong data-start=\"3224\" data-end=\"3240\">\ud83d\udcdd Concluzie<\/strong><\/h2>\n<p data-start=\"3243\" data-end=\"3506\">O <strong data-start=\"3245\" data-end=\"3277\">Card AmEx Payback (de baz\u0103)<\/strong> este perfect pentru reziden\u021bii germani care caut\u0103 un card modern, sigur, f\u0103r\u0103 comision anual \u0219i cu beneficii reale. Pe l\u00e2ng\u0103 faptul c\u0103 este interna\u021bional, acesta ofer\u0103 acces la programul de puncte Payback \u0219i permite controlul complet prin intermediul telefonului mobil.<\/p>\n<p data-start=\"3508\" data-end=\"3785\">Combina\u021bia dintre fiabilitatea American Express \u0219i cel mai mare program de loialitate din Germania face din acest card una dintre cele mai bune op\u021biuni pentru cei care doresc s\u0103 <strong data-start=\"3661\" data-end=\"3675\">economisi<\/strong>, pute\u021bi ob\u021bine recompense \u0219i v\u0103 pute\u021bi u\u0219ura via\u021ba de zi cu zi - toate acestea f\u0103r\u0103 birocra\u021bie \u0219i cu sprijinul unui brand global.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio O Cart\u00e3o American Express Payback \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e busca um cart\u00e3o de cr\u00e9dito internacional, com programa de recompensas, controle total pelo aplicativo e sem anuidade. Cart\u00e3o MyWage FLORIN \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Vinculado ao programa de pontos Payback, o cart\u00e3o combina tecnologia, benef\u00edcios exclusivos e seguran\u00e7a nas compras do dia a dia \u2014 seja online, em lojas f\u00edsicas ou em viagens internacionais. Com o Cart\u00e3o AmEx Payback, voc\u00ea controla tudo pelo aplicativo, acumula pontos em todas as compras e conta com a credibilidade de uma das marcas financeiras mais reconhecidas do mundo. Aceito internacionalmente, ele \u00e9 ideal para quem busca economia, praticidade e benef\u00edcios reais. \u2705 Passo a Passo para Solicitar o Cart\u00e3o AmEx Payback 1. Acesse o site da American Express Alemanha Entre no site oficial da American Express na Alemanha e inicie sua solicita\u00e7\u00e3o online.Procure pela op\u00e7\u00e3o \u201cPayback American Express Karte\u201d. \ud83d\udc49 Acesse o Portal AMERICAN EXPRESS (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Preencha seus dados pessoais Informe: Nome completo Endere\u00e7o na Alemanha Telefone E-mail Dados banc\u00e1rios (IBAN alem\u00e3o) O formul\u00e1rio est\u00e1 dispon\u00edvel em alem\u00e3o ou ingl\u00eas. 3. Envie seus documentos Ser\u00e1 necess\u00e1rio enviar um documento de identidade v\u00e1lido (Passaporte ou Personalausweis).A verifica\u00e7\u00e3o \u00e9 feita digitalmente via VideoIdent\/WebID, sem sair de casa. 4. Verifica\u00e7\u00e3o de cr\u00e9dito (Schufa) A American Express realiza uma an\u00e1lise de cr\u00e9dito padr\u00e3o.Ter um bom hist\u00f3rico no Schufa aumenta suas chances de aprova\u00e7\u00e3o. 5. Aguarde a aprova\u00e7\u00e3o e emiss\u00e3o do cart\u00e3o Ap\u00f3s aprovado, o cart\u00e3o ser\u00e1 emitido e enviado gratuitamente para seu endere\u00e7o na Alemanha.O prazo de entrega costuma ser entre 5 e 10 dias \u00fateis. 6. Ative o cart\u00e3o no app AmEx Depois de receber o cart\u00e3o, basta ativ\u00e1-lo pelo aplicativo da American Express.Voc\u00ea tamb\u00e9m poder\u00e1 adicion\u00e1-lo ao Apple Pay ou Google Pay imediatamente. \ud83d\udcc4 Documentos Necess\u00e1rios Documento de identidade v\u00e1lido (Passaporte ou Personalausweis) IBAN de conta banc\u00e1ria na Alemanha Endere\u00e7o residencial na Alemanha N\u00famero de telefone alem\u00e3o Comprovante de renda (pode ser solicitado em alguns casos) \ud83d\udc49 Acesse o Portal AMERICAN EXPRESS (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcf1 Funcionalidades Digitais e Seguran\u00e7a Cart\u00e3o f\u00edsico com tecnologia contactless Cart\u00e3o virtual para compras online com seguran\u00e7a Notifica\u00e7\u00f5es instant\u00e2neas de transa\u00e7\u00f5es Controle de limites, faturas e cart\u00f5es adicionais no app Compat\u00edvel com Apple Pay e Google Pay Autentica\u00e7\u00e3o em dois fatores Consulta e resgate de pontos Payback diretamente pelo aplicativo \ud83d\udcdd Conclus\u00e3o O Cart\u00e3o AmEx Payback (b\u00e1sico) \u00e9 perfeito para residentes na Alemanha que buscam um cart\u00e3o moderno, seguro, sem anuidade e com benef\u00edcios reais. Al\u00e9m de ser internacional, ele oferece acesso ao programa de pontos Payback e permite controle total pelo celular. A combina\u00e7\u00e3o da confian\u00e7a da American Express com o maior programa de fidelidade da Alemanha tornam esse cart\u00e3o uma das melhores op\u00e7\u00f5es para quem deseja economizar, ganhar recompensas e ter praticidade no dia a dia \u2014 tudo sem burocracia e com o suporte de uma marca global.<\/p>","protected":false},"author":1,"featured_media":13405,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-13370","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/13370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/comments?post=13370"}],"version-history":[{"count":23,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/13370\/revisions"}],"predecessor-version":[{"id":17307,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/13370\/revisions\/17307"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media\/13405"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media?parent=13370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/categories?post=13370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/tags?post=13370"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/post_folder?post=13370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}