{"id":13541,"date":"2025-11-29T16:51:20","date_gmt":"2025-11-29T16:51:20","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=13541"},"modified":"2025-12-25T01:43:01","modified_gmt":"2025-12-25T01:43:01","slug":"alemanha-cartao-funil1-genialcard","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/ro\/financas\/alemanha-cartao-funil1-genialcard\/","title":{"rendered":"Hanseatic Bank GenialCard - Ideal pentru cei care locuiesc \u00een Germania"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13541\" class=\"elementor elementor-13541\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anun\u021buri<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Dac\u0103 locui\u021bi \u00een Germania \u0219i sunte\u021bi \u00een c\u0103utarea unui card de credit <strong data-start=\"293\" data-end=\"309\">f\u0103r\u0103 comision anual<\/strong>, cu managementul <strong data-start=\"322\" data-end=\"338\">100% digital<\/strong> \u0219i aprobare simpl\u0103, a <strong data-start=\"362\" data-end=\"376\">GenialCard<\/strong>, de la Hanseatic Bank, este o alternativ\u0103 modern\u0103, sigur\u0103 \u0219i accesibil\u0103.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/germania-funnel-card1-cum-sa-aplicati-pentru-genialcard\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"287\" height=\"234\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp\" class=\"attachment-full size-full wp-image-13516\" alt=\"Cardul B\u0103ncii Hanseatic\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp 287w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8-15x12.webp 15w\" sizes=\"(max-width: 287px) 100vw, 287px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"748\" data-end=\"779\"><strong data-start=\"752\" data-end=\"777\">Cardul B\u0103ncii Hanseatic<\/strong><\/p>\n<p data-start=\"780\" data-end=\"860\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>F\u0103r\u0103 comision anual<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/germania-funnel-card1-cum-sa-aplicati-pentru-genialcard\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"867\" data-end=\"925\">\u2705 <strong data-start=\"871\" data-end=\"925\">Principalele beneficii ale Hanseatic Bank GenialCard<\/strong><\/h2>\n<h3 data-start=\"927\" data-end=\"966\">\ud83d\udcb3 <strong data-start=\"934\" data-end=\"964\">F\u0103r\u0103 tax\u0103 anual\u0103 - pentru totdeauna<\/strong><\/h3>\n<p data-start=\"967\" data-end=\"1033\">Nu pl\u0103ti\u021bi niciun comision anual, nici la \u00eenceput, nici \u00een viitor.<\/p>\n<h3 data-start=\"1035\" data-end=\"1071\">\ud83c\udf0d <strong data-start=\"1042\" data-end=\"1069\">Acceptare interna\u021bional\u0103<\/strong><\/h3>\n<p data-start=\"1072\" data-end=\"1193\">Utilizabil \u00een mai mult de <strong data-start=\"1090\" data-end=\"1124\">36 de milioane de unit\u0103\u021bi<\/strong> din \u00eentreaga lume, precum \u0219i cump\u0103r\u0103turi online, aplica\u021bii \u0219i servicii digitale.<\/p>\n<h3 data-start=\"1195\" data-end=\"1241\">\ud83d\udcb0 <strong data-start=\"1202\" data-end=\"1239\">Plat\u0103 flexibil\u0103 \u0219i rate<\/strong><\/h3>\n<p data-start=\"1242\" data-end=\"1256\">Alege\u021bi s\u0103 pl\u0103ti\u021bi:<\/p>\n<ul data-start=\"1258\" data-end=\"1362\">\n<li data-start=\"1258\" data-end=\"1285\">\n<p data-start=\"1260\" data-end=\"1285\">Valoarea total\u0103 a facturii<\/p>\n<\/li>\n<li data-start=\"1286\" data-end=\"1362\">\n<p data-start=\"1288\" data-end=\"1362\">Sau pl\u0103ti\u021bi \u00een rate cu dob\u00e2nd\u0103 \u00eentre <strong data-start=\"1316\" data-end=\"1340\">1,49% \u0219i 1,75% pe lun\u0103<\/strong>, \u00een func\u021bie de profil<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1364\" data-end=\"1413\">\ud83d\udcf2 <strong data-start=\"1371\" data-end=\"1411\">Aplica\u021bie complet\u0103 (Hanseatic Bank Mobile)<\/strong><\/h3>\n<p data-start=\"1414\" data-end=\"1431\">\u00cen aplica\u021bie pute\u021bi:<\/p>\n<ul data-start=\"1433\" data-end=\"1558\">\n<li data-start=\"1433\" data-end=\"1447\">\n<p data-start=\"1435\" data-end=\"1447\">A se vedea cheltuielile<\/p>\n<\/li>\n<li data-start=\"1448\" data-end=\"1466\">\n<p data-start=\"1450\" data-end=\"1466\">Seta\u021bi limita<\/p>\n<\/li>\n<li data-start=\"1467\" data-end=\"1498\">\n<p data-start=\"1469\" data-end=\"1498\">Blocare\/ deblocare card<\/p>\n<\/li>\n<li data-start=\"1499\" data-end=\"1520\">\n<p data-start=\"1501\" data-end=\"1520\">Gestionarea facturilor<\/p>\n<\/li>\n<li data-start=\"1521\" data-end=\"1558\">\n<p data-start=\"1523\" data-end=\"1558\">Urm\u0103ri\u021bi tranzac\u021biile \u00een timp real<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1560\" data-end=\"1592\">\ud83d\udee1\ufe0f <strong data-start=\"1568\" data-end=\"1590\">Securitate avansat\u0103<\/strong><\/h3>\n<p data-start=\"1593\" data-end=\"1600\">Include:<\/p>\n<ul data-start=\"1602\" data-end=\"1742\">\n<li data-start=\"1602\" data-end=\"1647\">\n<p data-start=\"1604\" data-end=\"1647\"><strong data-start=\"1604\" data-end=\"1645\">3D Secure (Mastercard Identity Check)<\/strong><\/p>\n<\/li>\n<li data-start=\"1648\" data-end=\"1680\">\n<p data-start=\"1650\" data-end=\"1680\">Autentificare cu doi factori<\/p>\n<\/li>\n<li data-start=\"1681\" data-end=\"1710\">\n<p data-start=\"1683\" data-end=\"1710\">Notific\u0103ri instantanee<\/p>\n<\/li>\n<li data-start=\"1711\" data-end=\"1742\">\n<p data-start=\"1713\" data-end=\"1742\">Protec\u021bii \u00eempotriva utiliz\u0103rii abuzive<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1744\" data-end=\"1786\">\ud83d\udcb6 <strong data-start=\"1751\" data-end=\"1784\">Retrageri gratuite \u00een zona euro<\/strong><\/h3>\n<p data-start=\"1787\" data-end=\"1919\">Spre deosebire de multe carduri, acesta permite <strong data-start=\"1824\" data-end=\"1844\">retrageri gratuite<\/strong> \u00een euro \u00een afara Germaniei.<br data-start=\"1871\" data-end=\"1874\" \/><strong data-start=\"1874\" data-end=\"1889\">\u00cen Germania<\/strong>, Este posibil s\u0103 existe un comision pentru retrageri.<\/p>\n<h3 data-start=\"1921\" data-end=\"1957\">\ud83d\udcec <strong data-start=\"1928\" data-end=\"1955\">Cerere 100% Online<\/strong><\/h3>\n<p data-start=\"1958\" data-end=\"2082\">Proces rapid cu identificare video (VideoIdent).<br data-start=\"2016\" data-end=\"2019\" \/>Nu exist\u0103 o cerin\u021b\u0103 privind venitul minim, dar exist\u0103 o analiz\u0103 a creditului (<strong data-start=\"2070\" data-end=\"2080\">Schufa<\/strong>).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0f9a36 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f0f9a36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47cc04b elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"47cc04b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/germania-funnel-card1-cum-sa-aplicati-pentru-genialcard\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"287\" height=\"234\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp\" class=\"attachment-full size-full wp-image-13516\" alt=\"Cardul B\u0103ncii Hanseatic\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp 287w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8-15x12.webp 15w\" sizes=\"(max-width: 287px) 100vw, 287px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea04dcb elementor-widget elementor-widget-text-editor\" data-id=\"ea04dcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"748\" data-end=\"779\"><strong data-start=\"752\" data-end=\"777\">Cardul B\u0103ncii Hanseatic<\/strong><\/p>\n<p data-start=\"780\" data-end=\"860\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa79320 elementor-widget elementor-widget-text-editor\" data-id=\"aa79320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>F\u0103r\u0103 comision anual<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01ecdc8 elementor-widget elementor-widget-button\" data-id=\"01ecdc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/germania-funnel-card1-cum-sa-aplicati-pentru-genialcard\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-832f32b elementor-widget elementor-widget-text-editor\" data-id=\"832f32b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2165\" data-end=\"2216\">\ud83d\udcca <strong data-start=\"2209\" data-end=\"2250\">GenialCard - Taxe \u0219i condi\u021bii<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbe6e0d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"fbe6e0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8ac864 elementor-widget elementor-widget-text-editor\" data-id=\"b8ac864\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>Service<\/th>\n<th>Stare<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Retrageri de la ATM<\/strong><\/td>\n<td>Gratuit \u00een euro \u00een afara Germaniei; \u00een Germania poate fi taxat<\/td>\n<\/tr>\n<tr>\n<td><strong>Anuit\u0103\u021bi<\/strong><\/td>\n<td>100% gratis pentru totdeauna<\/td>\n<\/tr>\n<tr>\n<td><strong>Cashback<\/strong><\/td>\n<td>Niciuna<\/td>\n<\/tr>\n<tr>\n<td><strong>Limita de credit<\/strong><\/td>\n<td>Definite prin analiza Schufa<\/td>\n<\/tr>\n<tr>\n<td><strong>Cump\u0103r\u0103turi \u00een str\u0103in\u0103tate<\/strong><\/td>\n<td>Permise f\u0103r\u0103 costuri suplimentare<\/td>\n<\/tr>\n<tr>\n<td><strong>Facturi \u00een rate<\/strong><\/td>\n<td>Disponibil cu dob\u00e2nd\u0103<\/td>\n<\/tr>\n<tr>\n<td><strong>Card suplimentar<\/strong><\/td>\n<td>Nu este disponibil<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2707\" data-end=\"2738\">\ud83d\udcdd <strong data-start=\"2712\" data-end=\"2738\">Criterii de eliberare<\/strong><\/h2>\n<p data-start=\"2740\" data-end=\"2768\">GenialCard este emis dup\u0103:<\/p>\n<ul data-start=\"2770\" data-end=\"2915\">\n<li data-start=\"2770\" data-end=\"2799\">\n<p data-start=\"2772\" data-end=\"2799\">Cerere online rapid\u0103<\/p>\n<\/li>\n<li data-start=\"2800\" data-end=\"2831\">\n<p data-start=\"2802\" data-end=\"2831\">Analiza creditelor (Schufa)<\/p>\n<\/li>\n<li data-start=\"2832\" data-end=\"2876\">\n<p data-start=\"2834\" data-end=\"2876\">Trimiterea documentelor prin aplica\u021bie \/ VideoIdent<\/p>\n<\/li>\n<li data-start=\"2877\" data-end=\"2915\">\n<p data-start=\"2879\" data-end=\"2915\">Aprobarea \u0219i expedierea cardului fizic<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2917\" data-end=\"2957\"><strong data-start=\"2921\" data-end=\"2955\">Aproba\u021bi persoanele cu restric\u021bii?<\/strong><\/h3>\n<p data-start=\"2958\" data-end=\"3028\">Nu este garantat. Istoricul negativ privind Schufa poate duce la refuz.<\/p>\n<hr data-start=\"3030\" data-end=\"3033\" \/>\n<h2 data-start=\"3035\" data-end=\"3065\">\ud83d\udd12 <strong data-start=\"3040\" data-end=\"3065\">\u00cencredere \u0219i securitate<\/strong><\/h2>\n<p data-start=\"3067\" data-end=\"3177\">GenialCard este emis de <strong data-start=\"3095\" data-end=\"3113\">Banca Hanseatic<\/strong>, o institu\u021bie german\u0103 tradi\u021bional\u0103 cu o prezen\u021b\u0103 digital\u0103 puternic\u0103.<\/p>\n<p data-start=\"3179\" data-end=\"3193\">Aplica\u021bia ofer\u0103<\/p>\n<ul data-start=\"3195\" data-end=\"3356\">\n<li data-start=\"3195\" data-end=\"3223\">\n<p data-start=\"3197\" data-end=\"3223\">Control complet al cardului<\/p>\n<\/li>\n<li data-start=\"3224\" data-end=\"3254\">\n<p data-start=\"3226\" data-end=\"3254\">Notific\u0103ri \u00een timp real<\/p>\n<\/li>\n<li data-start=\"3255\" data-end=\"3289\">\n<p data-start=\"3257\" data-end=\"3289\">Ajust\u0103ri instantanee ale limitelor<\/p>\n<\/li>\n<li data-start=\"3290\" data-end=\"3303\">\n<p data-start=\"3292\" data-end=\"3303\">3D Secure<\/p>\n<\/li>\n<li data-start=\"3304\" data-end=\"3356\">\n<p data-start=\"3306\" data-end=\"3356\">Compatibilitate cu <strong data-start=\"3326\" data-end=\"3339\">Apple Pay<\/strong> e <strong data-start=\"3342\" data-end=\"3356\">Google Pay<\/strong><\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3358\" data-end=\"3361\" \/>\n<h2 data-start=\"3363\" data-end=\"3403\">\ud83c\udfaf <strong data-start=\"3368\" data-end=\"3403\">Pentru cine este GenialCard ideal?<\/strong><\/h2>\n<ul data-start=\"3405\" data-end=\"3706\">\n<li data-start=\"3405\" data-end=\"3445\">\n<p data-start=\"3407\" data-end=\"3445\">Cine vrea un card <strong data-start=\"3427\" data-end=\"3443\">f\u0103r\u0103 comision anual<\/strong><\/p>\n<\/li>\n<li data-start=\"3446\" data-end=\"3491\">\n<p data-start=\"3448\" data-end=\"3491\">Utilizatorii care fac achizi\u021bii interna\u021bionale<\/p>\n<\/li>\n<li data-start=\"3492\" data-end=\"3538\">\n<p data-start=\"3494\" data-end=\"3538\">Cei care prefer\u0103 controlul complet prin intermediul aplica\u021biei<\/p>\n<\/li>\n<li data-start=\"3539\" data-end=\"3598\">\n<p data-start=\"3541\" data-end=\"3598\">Persoane care doresc flexibilitate \u00een plata facturilor<\/p>\n<\/li>\n<li data-start=\"3599\" data-end=\"3648\">\n<p data-start=\"3601\" data-end=\"3648\">Cine nu vrea s\u0103 deschid\u0103 un cont curent nou<\/p>\n<\/li>\n<li data-start=\"3649\" data-end=\"3706\">\n<p data-start=\"3651\" data-end=\"3706\">Oameni care caut\u0103 economii \u0219i u\u0219urin\u021b\u0103 \u00een via\u021ba de zi cu zi<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3708\" data-end=\"3711\" \/>\n<h2 data-start=\"3713\" data-end=\"3758\">\ud83c\udf81 <strong data-start=\"3718\" data-end=\"3758\">Beneficii promo\u021bionale - Compara\u021bie<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4acffb5 elementor-widget elementor-widget-text-editor\" data-id=\"4acffb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>Beneficii<\/th>\n<th>GenialCard<\/th>\n<th>Promo\u021bii ale platformei<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Puncte \/ Vouchere<\/td>\n<td>Nu<\/td>\n<td>Nu a fost identificat<\/td>\n<\/tr>\n<tr>\n<td>Cashback<\/td>\n<td>Nu<\/td>\n<td>Nu a fost identificat<\/td>\n<\/tr>\n<tr>\n<td>Bonus pe emisiune<\/td>\n<td>Nu<\/td>\n<td>Nu a fost identificat<\/td>\n<\/tr>\n<tr>\n<td>Asigurare de c\u0103l\u0103torie gratuit\u0103<\/td>\n<td>Nu este inclus<\/td>\n<td>Nu este disponibil<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-056f8b6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"056f8b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e05f661 elementor-widget elementor-widget-text-editor\" data-id=\"e05f661\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4061\" data-end=\"4079\">\ud83e\uddfe <strong data-start=\"4066\" data-end=\"4079\">Concluzie<\/strong><\/h2>\n<p data-start=\"4081\" data-end=\"4179\">O <strong data-start=\"4083\" data-end=\"4097\">GenialCard<\/strong> de la Hanseatic Bank este unul dintre cele mai competitive carduri din Germania:<\/p>\n<ul data-start=\"4181\" data-end=\"4337\">\n<li data-start=\"4181\" data-end=\"4202\">\n<p data-start=\"4183\" data-end=\"4202\"><strong data-start=\"4183\" data-end=\"4200\">Tax\u0103 anual\u0103 zero<\/strong><\/p>\n<\/li>\n<li data-start=\"4203\" data-end=\"4236\">\n<p data-start=\"4205\" data-end=\"4236\"><strong data-start=\"4205\" data-end=\"4234\">Control digital complet<\/strong><\/p>\n<\/li>\n<li data-start=\"4237\" data-end=\"4268\">\n<p data-start=\"4239\" data-end=\"4268\"><strong data-start=\"4239\" data-end=\"4266\">Acceptare interna\u021bional\u0103<\/strong><\/p>\n<\/li>\n<li data-start=\"4269\" data-end=\"4302\">\n<p data-start=\"4271\" data-end=\"4302\"><strong data-start=\"4271\" data-end=\"4300\">Retrageri gratuite \u00een euro<\/strong><\/p>\n<\/li>\n<li data-start=\"4303\" data-end=\"4337\">\n<p data-start=\"4305\" data-end=\"4337\"><strong data-start=\"4305\" data-end=\"4335\">Flexibilitatea pl\u0103\u021bilor<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4339\" data-end=\"4452\">Simplu, modern \u0219i sigur, este o alternativ\u0103 excelent\u0103 pentru cei care doresc practicitate \u0219i economii f\u0103r\u0103 complica\u021bii.<\/p>\n<hr data-start=\"4454\" data-end=\"4457\" \/>\n<h2 data-start=\"4459\" data-end=\"4493\">\u2753 <strong data-start=\"4463\" data-end=\"4493\">FAQ - \u00centreb\u0103ri frecvente<\/strong><\/h2>\n<h3 data-start=\"4495\" data-end=\"4544\"><strong data-start=\"4499\" data-end=\"4542\">Are \u00eentr-adev\u0103r GenialCard o tax\u0103 anual\u0103 gratuit\u0103?<\/strong><\/h3>\n<p data-start=\"4545\" data-end=\"4590\">Da, cardul este complet lipsit de comisioane anuale.<\/p>\n<h3 data-start=\"4592\" data-end=\"4640\"><strong data-start=\"4596\" data-end=\"4638\">Trebuie s\u0103 deschid un cont la Hanseatic Bank?<\/strong><\/h3>\n<p data-start=\"4641\" data-end=\"4670\">Nu. Cardul este independent.<\/p>\n<h3 data-start=\"4672\" data-end=\"4704\"><strong data-start=\"4676\" data-end=\"4702\">Care este limita ini\u021bial\u0103?<\/strong><\/h3>\n<p data-start=\"4705\" data-end=\"4738\">Definit dup\u0103 analiza creditului.<\/p>\n<h3 data-start=\"4740\" data-end=\"4774\"><strong data-start=\"4744\" data-end=\"4772\">Pot s\u0103 pl\u0103tesc factura \u00een rate?<\/strong><\/h3>\n<p data-start=\"4775\" data-end=\"4817\">Da, cu dob\u00e2nd\u0103 \u00eentre 1,49% \u0219i 1,75% pe lun\u0103.<\/p>\n<h3 data-start=\"4819\" data-end=\"4865\"><strong data-start=\"4823\" data-end=\"4863\">Func\u021bioneaz\u0103 cu Apple Pay \u0219i Google Pay?<\/strong><\/h3>\n<p data-start=\"4866\" data-end=\"4880\">Da, \u00een ambele.<\/p>\n<h3 data-start=\"4882\" data-end=\"4928\"><strong data-start=\"4886\" data-end=\"4926\">Cardul are asigurare de c\u0103l\u0103torie gratuit\u0103?<\/strong><\/h3>\n<p data-start=\"4929\" data-end=\"5001\">Nu. Spre deosebire de cardurile Gold\/Platinum, acesta nu include asigurare automat\u0103.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Alemanha e busca um cart\u00e3o de cr\u00e9dito sem anuidade, com gest\u00e3o 100% digital e aprova\u00e7\u00e3o simples, o GenialCard, do Hanseatic Bank, \u00e9 uma alternativa moderna, segura e acess\u00edvel. Cart\u00e3o Hanseatic Bank \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2705 Principais Benef\u00edcios do Hanseatic Bank GenialCard \ud83d\udcb3 Sem Anuidade \u2013 Para Sempre Voc\u00ea n\u00e3o paga qualquer taxa anual, nem no in\u00edcio, nem futuramente. \ud83c\udf0d Aceita\u00e7\u00e3o Internacional Us\u00e1vel em mais de 36 milh\u00f5es de estabelecimentos ao redor do mundo, al\u00e9m de compras online, apps e servi\u00e7os digitais. \ud83d\udcb0 Pagamento Flex\u00edvel e Parcelamento Escolha pagar: O valor total da fatura Ou parcelar com juros entre 1,49% e 1,75% ao m\u00eas, dependendo do perfil \ud83d\udcf2 App Completo (Hanseatic Bank Mobile) No app voc\u00ea pode: Ver gastos Ajustar limite Bloquear\/desbloquear cart\u00e3o Gerenciar faturas Acompanhar transa\u00e7\u00f5es em tempo real \ud83d\udee1\ufe0f Seguran\u00e7a Avan\u00e7ada Inclui: 3D Secure (Mastercard Identity Check) Autentica\u00e7\u00e3o em dois fatores Notifica\u00e7\u00f5es instant\u00e2neas Prote\u00e7\u00f5es contra uso indevido \ud83d\udcb6 Saques Gr\u00e1tis na Zona do Euro Diferente de muitos cart\u00f5es, permite saques gratuitos em euros fora da Alemanha.Na Alemanha, pode haver tarifa por saque. \ud83d\udcec Solicita\u00e7\u00e3o 100% Online Processo r\u00e1pido, com identifica\u00e7\u00e3o via v\u00eddeo (VideoIdent).N\u00e3o exige renda m\u00ednima, mas h\u00e1 an\u00e1lise de cr\u00e9dito (Schufa). Cart\u00e3o Hanseatic Bank \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcca Cart\u00e3o GenialCard \u2014 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Saques em caixas eletr\u00f4nicos Gratuitos em euros fora da Alemanha; dentro da Alemanha pode haver tarifa Anuidade 100% gratuita para sempre Cashback N\u00e3o possui Limite de cr\u00e9dito Definido pela an\u00e1lise Schufa Compras no exterior Permitidas, sem tarifa adicional Parcelamento da fatura Dispon\u00edvel com juros Cart\u00e3o adicional N\u00e3o dispon\u00edvel \ud83d\udcdd Crit\u00e9rios para Emiss\u00e3o O GenialCard \u00e9 emitido ap\u00f3s: Solicita\u00e7\u00e3o online r\u00e1pida An\u00e1lise de cr\u00e9dito (Schufa) Envio de documentos via app \/ VideoIdent Aprova\u00e7\u00e3o e envio do cart\u00e3o f\u00edsico Aprova pessoas com restri\u00e7\u00f5es? N\u00e3o \u00e9 garantido. Hist\u00f3rico negativo no Schufa pode resultar em recusa. \ud83d\udd12 Confian\u00e7a e Seguran\u00e7a O GenialCard \u00e9 emitido pelo Hanseatic Bank, institui\u00e7\u00e3o tradicional da Alemanha com forte atua\u00e7\u00e3o digital. O app oferece: Controle total do cart\u00e3o Notifica\u00e7\u00f5es em tempo real Ajustes instant\u00e2neos de limite 3D Secure Compatibilidade com Apple Pay e Google Pay \ud83c\udfaf Para Quem o GenialCard \u00e9 Ideal? Quem quer um cart\u00e3o sem anuidade Usu\u00e1rios que fazem compras internacionais Quem prefere controle total via aplicativo Pessoas que querem flexibilidade no pagamento da fatura Quem n\u00e3o deseja abrir uma conta corrente nova Pessoas que buscam economia e facilidade no dia a dia \ud83c\udf81 Benef\u00edcios Promocionais \u2014 Compara\u00e7\u00e3o Benef\u00edcio GenialCard Promo\u00e7\u00f5es de Plataformas Pontos \/ Vouchers N\u00e3o N\u00e3o identificado Cashback N\u00e3o N\u00e3o identificado B\u00f4nus por emiss\u00e3o N\u00e3o N\u00e3o identificado Seguro viagem gr\u00e1tis N\u00e3o incluso N\u00e3o dispon\u00edvel \u00a0 \ud83e\uddfe Conclus\u00e3o O GenialCard da Hanseatic Bank \u00e9 um dos cart\u00f5es mais competitivos da Alemanha para quem busca: Zero anuidade Controle digital completo Aceita\u00e7\u00e3o internacional Saques em euros sem taxas Flexibilidade de pagamento Simples, moderno e seguro, \u00e9 uma excelente alternativa para quem deseja praticidade e economia, sem complica\u00e7\u00f5es. \u2753 FAQ \u2013 Perguntas Frequentes O GenialCard tem mesmo anuidade gr\u00e1tis? Sim. O cart\u00e3o \u00e9 totalmente livre de anuidade. Preciso abrir conta no Hanseatic Bank? N\u00e3o. O cart\u00e3o \u00e9 independente. Qual o limite inicial? Definido ap\u00f3s an\u00e1lise de cr\u00e9dito. Posso parcelar a fatura? Sim, com juros entre 1,49% e 1,75% ao m\u00eas. Funciona com Apple Pay e Google Pay? Sim, em ambos. O cart\u00e3o tem seguro viagem gratuito? N\u00e3o. Diferente de cart\u00f5es Gold\/Platinum, n\u00e3o inclui seguros autom\u00e1ticos.<\/p>","protected":false},"author":1,"featured_media":13643,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-13541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/13541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/comments?post=13541"}],"version-history":[{"count":52,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/13541\/revisions"}],"predecessor-version":[{"id":17295,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/13541\/revisions\/17295"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media\/13643"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media?parent=13541"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/categories?post=13541"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/tags?post=13541"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/post_folder?post=13541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}