{"id":14045,"date":"2025-12-05T04:52:34","date_gmt":"2025-12-05T04:52:34","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14045"},"modified":"2025-12-25T01:37:06","modified_gmt":"2025-12-25T01:37:06","slug":"germania-cardul-broad-cum-se-solicita-la-targobank","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/ro\/financas\/alemanha-cartao-broad-como-solicitar-targobank\/","title":{"rendered":"Cum s\u0103 aplica\u021bi pentru un card Targobank Classic Visa \u00een Germania \u0219i alte informa\u021bii importante"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14045\" class=\"elementor elementor-14045\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anun\u021buri<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>O <strong data-start=\"262\" data-end=\"288\">Targobank Classic Visa<\/strong> este o alternativ\u0103 excelent\u0103 pentru cei care locuiesc \u00een Germania \u0219i caut\u0103 un card de credit accesibil, cu analiz\u0103 flexibil\u0103, servicii fa\u021b\u0103 \u00een fa\u021b\u0103 \u0219i un sistem digital modern pentru a \u021bine eviden\u021ba tuturor tranzac\u021biilor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/alemanha-cartao-broad-n26\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"984\" height=\"666\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1.webp\" class=\"attachment-full size-full wp-image-14608\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1.webp 984w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-300x203.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-768x520.webp 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/snapinsta.app-385049937-189077830878753-7392670959613699430-n-1080-1-18x12.webp 18w\" sizes=\"(max-width: 984px) 100vw, 984px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\"><strong data-start=\"506\" data-end=\"532\">N26 Mastercard<\/strong><\/h3><p data-start=\"535\" data-end=\"570\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Membru gratuit<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/alemanha-cartao-broad-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"577\" data-end=\"838\">Dac\u0103 sunte\u021bi \u00een c\u0103utarea unui card acceptat la nivel interna\u021bional, cu posibilitatea de a pl\u0103ti cump\u0103r\u0103turile \u00een rate \u0219i suport direct la sucursalele fizice, cardul Classic Visa de la Targobank ar putea fi o alegere excelent\u0103. Iat\u0103 cum s\u0103 aplica\u021bi \u0219i tot ce trebuie s\u0103 \u0219ti\u021bi \u00eenainte de a aplica.<\/p><hr data-start=\"840\" data-end=\"843\" \/><h2 data-start=\"845\" data-end=\"914\">\u2705 <strong data-start=\"850\" data-end=\"914\">Pas cu pas pentru a aplica pentru un card Targobank Classic Visa<\/strong><\/h2><h3 data-start=\"916\" data-end=\"961\"><strong data-start=\"920\" data-end=\"961\">1. Vizita\u021bi site-ul oficial Targobank<\/strong><\/h3><p data-start=\"962\" data-end=\"1134\">Intra\u021bi pe portalul Targobank, selecta\u021bi categoria <strong data-start=\"1014\" data-end=\"1032\">\u201cKreditkarten\u201d<\/strong> \u0219i alege\u021bi modelul <strong data-start=\"1052\" data-end=\"1068\">Visa clasic\u0103<\/strong>.<br data-start=\"1069\" data-end=\"1072\" \/>Face\u021bi clic pe <strong data-start=\"1082\" data-end=\"1104\">\u201cJetzt beantragen\u201d<\/strong> pentru a v\u0103 \u00eencepe solicitarea.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.targobank.de\/de\/gebuehrenfreie-kreditkarte.html?msockid=1c31d6de0d7667ed3635c66a0ca3664c\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICITA\u021aI CARDUL DVS. TARGOBANK CLASSIC VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1188\" data-end=\"1235\"><strong data-start=\"1192\" data-end=\"1235\">2. Completa\u021bi formularul de cerere<\/strong><\/h3><p data-start=\"1236\" data-end=\"1413\">Introduce\u021bi datele dvs. personale, adresa, na\u021bionalitatea, statutul profesional, venitul lunar \u0219i detaliile bancare.<br data-start=\"1350\" data-end=\"1353\" \/>Nu ave\u021bi nevoie de un cont Targobank pentru a aplica pentru acest card.<\/p><hr data-start=\"1415\" data-end=\"1418\" \/><h3 data-start=\"1420\" data-end=\"1463\"><strong data-start=\"1424\" data-end=\"1463\">3. Verific\u0103-\u021bi identitatea<\/strong><\/h3><p data-start=\"1464\" data-end=\"1523\">Dovada este necesar\u0103 \u0219i poate fi f\u0103cut\u0103 \u00een dou\u0103 moduri:<\/p><ul data-start=\"1525\" data-end=\"1677\"><li data-start=\"1525\" data-end=\"1591\"><p data-start=\"1527\" data-end=\"1591\"><strong data-start=\"1527\" data-end=\"1542\">Video-Ident<\/strong> - apel video de prezentare a documentului dvs.<\/p><\/li><li data-start=\"1592\" data-end=\"1677\"><p data-start=\"1594\" data-end=\"1677\"><strong data-start=\"1594\" data-end=\"1607\">PostIdent<\/strong> - merg\u00e2nd la un oficiu po\u0219tal sau la o sucursal\u0103 Targobank.<\/p><\/li><\/ul><p data-start=\"1679\" data-end=\"1729\">Ave\u021bi la dvs. pa\u0219aportul sau un act de identitate german cu fotografie.<\/p><hr data-start=\"1731\" data-end=\"1734\" \/><h3 data-start=\"1736\" data-end=\"1769\"><strong data-start=\"1740\" data-end=\"1769\">4. Semnarea contractului<\/strong><\/h3><p data-start=\"1770\" data-end=\"1855\">Dup\u0103 trimiterea detaliilor dvs., finaliza\u021bi procesul cu <strong data-start=\"1820\" data-end=\"1842\">semn\u0103tura digital\u0103<\/strong> a contractului.<\/p><hr data-start=\"1857\" data-end=\"1860\" \/><h3 data-start=\"1862\" data-end=\"1904\"><strong data-start=\"1866\" data-end=\"1904\">5. Primi\u021bi cardul la adresa dvs.<\/strong><\/h3><p data-start=\"1905\" data-end=\"2012\">Odat\u0103 ce aprobarea este complet\u0103, cardul este trimis la domiciliu - de obicei \u00eentre <strong data-start=\"1990\" data-end=\"2011\">5 \u0219i 10 zile lucr\u0103toare<\/strong>.<\/p><hr data-start=\"2014\" data-end=\"2017\" \/><h2 data-start=\"2019\" data-end=\"2072\">\ud83d\udcc4 <strong data-start=\"2025\" data-end=\"2072\">Documente necesare pentru a solicita cardul<\/strong><\/h2><ul data-start=\"2074\" data-end=\"2282\"><li data-start=\"2074\" data-end=\"2111\"><p data-start=\"2076\" data-end=\"2111\">Pa\u0219aport sau <strong data-start=\"2090\" data-end=\"2109\">Personalausweis<\/strong><\/p><\/li><li data-start=\"2112\" data-end=\"2169\"><p data-start=\"2114\" data-end=\"2169\">Dovada re\u0219edin\u021bei \u00een Germania (<strong data-start=\"2153\" data-end=\"2166\">Anmeldung<\/strong>)<\/p><\/li><li data-start=\"2170\" data-end=\"2210\"><p data-start=\"2172\" data-end=\"2210\">Num\u0103rul german de identificare fiscal\u0103 (<strong data-start=\"2194\" data-end=\"2207\">Steuer-ID<\/strong>)<\/p><\/li><li data-start=\"2211\" data-end=\"2282\"><p data-start=\"2213\" data-end=\"2282\">Dovada veniturilor (flutura\u0219 de salariu, contract de munc\u0103 sau extras de cont bancar)<\/p><\/li><\/ul><p data-start=\"2284\" data-end=\"2355\">Targobank consult\u0103 <strong data-start=\"2315\" data-end=\"2325\">Schufa<\/strong> \u00een timpul analizei creditului.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.targobank.de\/de\/gebuehrenfreie-kreditkarte.html?msockid=1c31d6de0d7667ed3635c66a0ca3664c\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 OB\u021aINE\u021aI CARDUL DVS. TARGOBANK CLASSIC VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2412\" data-end=\"2465\">\ud83d\udcb0 <strong data-start=\"2418\" data-end=\"2465\">Targobank Classic Visa Tarife \u0219i condi\u021bii<\/strong><\/h2><h3 data-start=\"2467\" data-end=\"2483\"><strong data-start=\"2471\" data-end=\"2483\">Anuit\u0103\u021bi<\/strong><\/h3><ul data-start=\"2484\" data-end=\"2501\"><li data-start=\"2484\" data-end=\"2501\"><p data-start=\"2486\" data-end=\"2501\"><strong data-start=\"2486\" data-end=\"2501\">30 \u20ac pe an<\/strong><\/p><\/li><\/ul><p data-start=\"2503\" data-end=\"2600\"><em data-start=\"2503\" data-end=\"2514\">Promovare:<\/em> \u00een unele campanii <strong data-start=\"2539\" data-end=\"2573\">primul an poate fi gratuit<\/strong>, \u00een func\u021bie de profilul dumneavoastr\u0103.<\/p><hr data-start=\"2602\" data-end=\"2605\" \/><h3 data-start=\"2607\" data-end=\"2643\"><strong data-start=\"2611\" data-end=\"2643\">Retrageri de la ATM<\/strong><\/h3><ul data-start=\"2644\" data-end=\"2746\"><li data-start=\"2644\" data-end=\"2686\"><p data-start=\"2646\" data-end=\"2686\"><strong data-start=\"2646\" data-end=\"2665\">3,50 \u20ac pe retragere<\/strong> \u00een Germania<\/p><\/li><li data-start=\"2687\" data-end=\"2746\"><p data-start=\"2689\" data-end=\"2746\">Retragerile de la ATM-urile proprii ale Targobank pot fi gratuite<\/p><\/li><\/ul><hr data-start=\"2748\" data-end=\"2751\" \/><h3 data-start=\"2753\" data-end=\"2789\"><strong data-start=\"2757\" data-end=\"2789\">Cump\u0103r\u0103turi \u00een afara zonei euro<\/strong><\/h3><ul data-start=\"2790\" data-end=\"2822\"><li data-start=\"2790\" data-end=\"2822\"><p data-start=\"2792\" data-end=\"2822\">Rata de conversie a <strong data-start=\"2813\" data-end=\"2822\">1,85%<\/strong><\/p><\/li><\/ul><hr data-start=\"2824\" data-end=\"2827\" \/><h3 data-start=\"2829\" data-end=\"2868\"><strong data-start=\"2833\" data-end=\"2868\">Rate \u0219i credite re\u00eennoibile<\/strong><\/h3><ul data-start=\"2869\" data-end=\"2954\"><li data-start=\"2869\" data-end=\"2954\"><p data-start=\"2871\" data-end=\"2954\">Dob\u00e2nda din <strong data-start=\"2889\" data-end=\"2906\">13.62% pe an<\/strong><br data-start=\"2906\" data-end=\"2909\" \/>(variabil \u00een func\u021bie de analiz\u0103 \u0219i contract)<\/p><\/li><\/ul><hr data-start=\"2956\" data-end=\"2959\" \/><h2 data-start=\"2961\" data-end=\"2995\">\ud83d\udcf1 <strong data-start=\"2967\" data-end=\"2995\">Func\u021bionalit\u0103\u021bi digitale<\/strong><\/h2><ul data-start=\"2997\" data-end=\"3296\"><li data-start=\"2997\" data-end=\"3090\"><p data-start=\"2999\" data-end=\"3090\"><strong data-start=\"2999\" data-end=\"3023\">Aplica\u021bia mobil\u0103 Targobank<\/strong> pentru a monitoriza \u00een timp real limitele, ratele, facturile \u0219i cheltuielile<\/p><\/li><li data-start=\"3091\" data-end=\"3160\"><p data-start=\"3093\" data-end=\"3160\"><strong data-start=\"3093\" data-end=\"3120\">Visa Secure (3D Secure)<\/strong> pentru cump\u0103r\u0103turi online mai sigure<\/p><\/li><li data-start=\"3161\" data-end=\"3228\"><p data-start=\"3163\" data-end=\"3228\"><strong data-start=\"3163\" data-end=\"3181\">Card virtual<\/strong> disponibile \u00eenainte de sosirea cardului fizic<\/p><\/li><li data-start=\"3229\" data-end=\"3296\"><p data-start=\"3231\" data-end=\"3296\">Asisten\u021b\u0103 prin chat, telefon sau servicii fa\u021b\u0103 \u00een fa\u021b\u0103 la sucursale<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.targobank.de\/de\/gebuehrenfreie-kreditkarte.html?msockid=1c31d6de0d7667ed3635c66a0ca3664c\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 APLICA\u021aI PENTRU CARDUL DVS. TARGOBANK CLASSIC VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3354\" data-end=\"3370\"><strong data-start=\"3357\" data-end=\"3370\">Concluzie<\/strong><\/h2><p data-start=\"3371\" data-end=\"3582\">O <strong data-start=\"3373\" data-end=\"3399\">Targobank Classic Visa<\/strong> combin\u0103 soliditatea unei b\u0103nci tradi\u021bionale cu instrumente digitale moderne, fiind ideal pentru cei care prefer\u0103 un card cu op\u021biuni de rate, analiz\u0103 flexibil\u0103 \u0219i asisten\u021b\u0103 fa\u021b\u0103 \u00een fa\u021b\u0103.<\/p><p data-start=\"3584\" data-end=\"3782\">Cu un proces de solicitare simplu, o prezen\u021b\u0103 fizic\u0103 \u00een mai multe ora\u0219e \u0219i o securitate avansat\u0103 a tranzac\u021biilor, cardul este o alegere excelent\u0103 pentru cei care caut\u0103 practicitate f\u0103r\u0103 a renun\u021ba la serviciile directe.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio O Targobank Classic Visa \u00e9 uma \u00f3tima alternativa para quem vive na Alemanha e procura um cart\u00e3o de cr\u00e9dito acess\u00edvel, com an\u00e1lise flex\u00edvel, atendimento presencial e um sistema digital moderno para acompanhar todas as movimenta\u00e7\u00f5es. Cart\u00e3o N26 Mastercard \u00a0 Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Se voc\u00ea busca um cart\u00e3o aceito internacionalmente, com possibilidade de parcelar compras e suporte direto em ag\u00eancias f\u00edsicas, o Classic Visa da Targobank pode ser uma excelente escolha. A seguir, veja como solicit\u00e1-lo e tudo o que precisa antes de pedir o seu. \u2705 Passo a passo para solicitar o Cart\u00e3o Targobank Classic Visa 1. Acesse o site oficial da Targobank Entre no portal da Targobank, selecione a categoria \u201cKreditkarten\u201d e escolha o modelo Classic Visa.Clique em \u201cJetzt beantragen\u201d para iniciar sua solicita\u00e7\u00e3o. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O TARGOBANK CLASSIC VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Preencha o formul\u00e1rio de solicita\u00e7\u00e3o Informe seus dados pessoais, endere\u00e7o, nacionalidade, situa\u00e7\u00e3o profissional, renda mensal e informa\u00e7\u00f5es banc\u00e1rias.Voc\u00ea n\u00e3o precisa ter conta na Targobank para pedir o cart\u00e3o. 3. Fa\u00e7a a verifica\u00e7\u00e3o de identidade A comprova\u00e7\u00e3o \u00e9 necess\u00e1ria e pode ser feita de duas formas: Video-Ident \u2013 chamada de v\u00eddeo apresentando seu documento. PostIdent \u2013 comparecendo a uma ag\u00eancia dos Correios ou a uma ag\u00eancia Targobank. Tenha seu passaporte ou documento alem\u00e3o com foto. 4. Assinatura do contrato Ap\u00f3s enviar seus dados, finalize o processo com a assinatura digital do contrato. 5. Receba o cart\u00e3o no seu endere\u00e7o Com a aprova\u00e7\u00e3o conclu\u00edda, o cart\u00e3o \u00e9 enviado para sua resid\u00eancia \u2014 geralmente entre 5 e 10 dias \u00fateis. \ud83d\udcc4 Documentos exigidos para solicitar o cart\u00e3o Passaporte ou Personalausweis Comprovante de resid\u00eancia na Alemanha (Anmeldung) N\u00famero fiscal alem\u00e3o (Steuer-ID) Prova de renda (holerite, contrato de trabalho ou extrato banc\u00e1rio) A Targobank realiza consulta \u00e0 Schufa durante a an\u00e1lise de cr\u00e9dito. \ud83d\udc49 ADQUIRA SEU CART\u00c3O TARGOBANK CLASSIC VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcb0 Taxas e Condi\u00e7\u00f5es do Targobank Classic Visa Anuidade \u20ac30 por ano Promo\u00e7\u00e3o: em algumas campanhas, o primeiro ano pode ser gratuito, dependendo do seu perfil. Saques em caixas eletr\u00f4nicos \u20ac3,50 por saque dentro da Alemanha Saques em caixas da pr\u00f3pria Targobank podem ser gratuitos Compras fora da zona do euro Taxa de convers\u00e3o de 1,85% Parcelamento e cr\u00e9dito rotativo Juros a partir de 13,62% ao ano(vari\u00e1vel de acordo com a an\u00e1lise e contrato) \ud83d\udcf1 Funcionalidades digitais App Targobank Mobile para acompanhar limite, parcelas, faturas e gastos em tempo real Visa Secure (3D Secure) para mais seguran\u00e7a em compras online Cart\u00e3o virtual dispon\u00edvel antes da chegada do cart\u00e3o f\u00edsico Suporte via chat, telefone ou atendimento presencial nas ag\u00eancias \ud83d\udc49 SOLICITE SEU CART\u00c3O TARGOBANK CLASSIC VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o O Targobank Classic Visa combina a solidez de um banco tradicional com ferramentas digitais modernas, sendo ideal para quem prefere um cart\u00e3o com op\u00e7\u00e3o de parcelamento, an\u00e1lise flex\u00edvel e suporte presencial. Com um processo de solicita\u00e7\u00e3o simples, presen\u00e7a f\u00edsica em diversas cidades e seguran\u00e7a avan\u00e7ada nas transa\u00e7\u00f5es, o cart\u00e3o atende muito bem quem busca praticidade sem abrir m\u00e3o do atendimento direto.<\/p>","protected":false},"author":1,"featured_media":13999,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14045","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/14045","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/comments?post=14045"}],"version-history":[{"count":40,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/14045\/revisions"}],"predecessor-version":[{"id":17253,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/14045\/revisions\/17253"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media\/13999"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media?parent=14045"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/categories?post=14045"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/tags?post=14045"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/post_folder?post=14045"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}