{"id":14085,"date":"2025-12-05T11:26:21","date_gmt":"2025-12-05T11:26:21","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14085"},"modified":"2025-12-25T01:36:29","modified_gmt":"2025-12-25T01:36:29","slug":"germania-cardul-broad-cum-se-solicita-1822direkt","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/ro\/financas\/alemanha-cartao-broad-como-solicitar-1822direkt\/","title":{"rendered":"Cum s\u0103 aplica\u021bi pentru cardul Visa 1822direkt \u00een Germania \u0219i tot ce trebuie s\u0103 \u0219ti\u021bi"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14085\" class=\"elementor elementor-14085\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anun\u021buri<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"306\" data-end=\"466\">Solicita\u021bi <strong data-start=\"318\" data-end=\"342\">Cardul Visa 1822direkt<\/strong>, emis de Frankfurter Sparkasse, este o procedur\u0103 simpl\u0103, disponibil\u0103 online la 100% \u0219i accesibil\u0103 oric\u0103rui rezident din Germania.<\/p><p data-start=\"468\" data-end=\"653\">Cardul se remarc\u0103 prin <strong data-start=\"493\" data-end=\"533\">scutire de tax\u0103 anual\u0103 (cu utilizare minim\u0103)<\/strong>, acceptare interna\u021bional\u0103 Visa \u0219i o aplica\u021bie complet\u0103 pentru a-\u021bi gestiona toate finan\u021bele \u00eentr-un mod practic \u0219i sigur.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/alemanha-cartao-broad-ing\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/elementor\/thumbs\/DCIM-948832-768x463-1-rfph9mc41n3bnlgvcuu4b304cv3qhc4z7qx7xknuca.jpg\" title=\"DCIM-948832-768\u00d7463\" alt=\"DCIM-948832-768x463\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">Cardul ING Visa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Membru gratuit<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/alemanha-cartao-broad-ing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"770\" data-end=\"982\">Cu control deplin prin aplica\u021bie, securitate sporit\u0103 \u0219i condi\u021bii avantajoase, cardul Visa 1822direkt este un aliat excelent pentru cei care doresc s\u0103-\u0219i organizeze cheltuielile, s\u0103 c\u0103l\u0103toreasc\u0103 f\u0103r\u0103 griji \u0219i s\u0103 se bucure de beneficii f\u0103r\u0103 birocra\u021bie.<\/p><hr data-start=\"984\" data-end=\"987\" \/><h1 data-start=\"989\" data-end=\"1050\">\u2705 <strong data-start=\"993\" data-end=\"1050\">Ghid pas cu pas pentru solicitarea cardului 1822direkt Visa<\/strong><\/h1><h3 data-start=\"1052\" data-end=\"1100\"><strong data-start=\"1056\" data-end=\"1098\">1. Accesa\u021bi site-ul oficial al 1822direkt<\/strong><\/h3><p data-start=\"1101\" data-end=\"1256\">Accesa\u021bi site-ul b\u0103ncii \u0219i face\u021bi clic pe <strong data-start=\"1136\" data-end=\"1160\">\u201cDeschiderea unui cont curent\u201d<\/strong> (deschiderea unui cont curent).<br data-start=\"1184\" data-end=\"1187\" \/>Deschiderea contului este primul pas obligatoriu pentru a solicita cardul.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICIT\u0102-\u021aI CARDUL  1822DIREKT VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1303\" data-end=\"1337\"><strong data-start=\"1307\" data-end=\"1335\">2. Alege contul potrivit<\/strong><\/h3><p data-start=\"1338\" data-end=\"1389\">Conturile care permit solicitarea unui card Visa sunt:<\/p><ul data-start=\"1391\" data-end=\"1444\"><li data-start=\"1391\" data-end=\"1409\"><p data-start=\"1393\" data-end=\"1409\"><strong data-start=\"1393\" data-end=\"1407\">1822MOBILE<\/strong><\/p><\/li><li data-start=\"1410\" data-end=\"1444\"><p data-start=\"1412\" data-end=\"1444\"><strong data-start=\"1412\" data-end=\"1444\">1822direkt Cont curent Klassik<\/strong><\/p><\/li><\/ul><p data-start=\"1446\" data-end=\"1537\">Ambele sunt digitale, includ acces la aplica\u021bie \u0219i permit solicitarea cardului \u00een timpul \u00eenregistr\u0103rii.<\/p><hr data-start=\"1539\" data-end=\"1542\" \/><h3 data-start=\"1544\" data-end=\"1599\"><strong data-start=\"1548\" data-end=\"1597\">3. Completa\u021bi formularul de deschidere a contului<\/strong><\/h3><p data-start=\"1600\" data-end=\"1621\">Trebuie s\u0103 furniza\u021bi urm\u0103toarele informa\u021bii:<\/p><ul data-start=\"1623\" data-end=\"1755\"><li data-start=\"1623\" data-end=\"1640\"><p data-start=\"1625\" data-end=\"1640\">numele complet<\/p><\/li><li data-start=\"1641\" data-end=\"1665\"><p data-start=\"1643\" data-end=\"1665\">adresa \u00een Germania<\/p><\/li><li data-start=\"1666\" data-end=\"1687\"><p data-start=\"1668\" data-end=\"1687\">e-mail \u0219i telefon<\/p><\/li><li data-start=\"1688\" data-end=\"1713\"><p data-start=\"1690\" data-end=\"1713\">func\u021bia \u0219i angajatorul<\/p><\/li><li data-start=\"1714\" data-end=\"1730\"><p data-start=\"1716\" data-end=\"1730\">venitul lunar<\/p><\/li><li data-start=\"1731\" data-end=\"1755\"><p data-start=\"1733\" data-end=\"1755\">date de identificare<\/p><\/li><\/ul><p data-start=\"1757\" data-end=\"1798\">Procesul este rapid \u0219i complet digital.<\/p><hr data-start=\"1800\" data-end=\"1803\" \/><h3 data-start=\"1805\" data-end=\"1842\"><strong data-start=\"1809\" data-end=\"1840\">4. Verifica\u021bi-v\u0103 identitatea<\/strong><\/h3><p data-start=\"1843\" data-end=\"1891\">Identitatea poate fi confirmat\u0103 \u00een dou\u0103 moduri:<\/p><ul data-start=\"1893\" data-end=\"2002\"><li data-start=\"1893\" data-end=\"1943\"><p data-start=\"1895\" data-end=\"1943\"><strong data-start=\"1895\" data-end=\"1910\">Video-Ident<\/strong> \u2013 verificare prin apel video<\/p><\/li><li data-start=\"1944\" data-end=\"2002\"><p data-start=\"1946\" data-end=\"2002\"><strong data-start=\"1946\" data-end=\"1959\">PostIdent<\/strong> \u2013 verificare la Po\u0219ta German\u0103 (Deutsche Post)<\/p><\/li><\/ul><p data-start=\"2004\" data-end=\"2057\">Ambele sunt metode recunoscute oficial de Germania.<\/p><hr data-start=\"2059\" data-end=\"2062\" \/><h3 data-start=\"2064\" data-end=\"2124\"><strong data-start=\"2068\" data-end=\"2122\">5. A\u0219tepta\u021bi aprobarea \u0219i primi\u021bi cardul acas\u0103<\/strong><\/h3><p data-start=\"2125\" data-end=\"2255\">Dup\u0103 verificarea \u0219i deschiderea contului, cardul Visa va fi trimis la adresa \u00eenregistrat\u0103, de obicei \u00een termen de 5-10 zile lucr\u0103toare.<\/p><hr data-start=\"2257\" data-end=\"2260\" \/><h1 data-start=\"2262\" data-end=\"2317\">\ud83d\udcc4 <strong data-start=\"2267\" data-end=\"2317\">Documentele necesare pentru solicitarea cardului<\/strong><\/h1><p data-start=\"2319\" data-end=\"2360\">Pentru a facilita procesul, v\u0103 rug\u0103m s\u0103 ave\u021bi la \u00eendem\u00e2n\u0103:<\/p><h3 data-start=\"2362\" data-end=\"2400\">\u2714 Document de identitate valabil<\/h3><p data-start=\"2401\" data-end=\"2457\">Pa\u0219aport sau un document recunoscut oficial \u00een Germania.<\/p><h3 data-start=\"2459\" data-end=\"2504\">\u2714 Dovada de domiciliu (Anmeldung)<\/h3><p data-start=\"2505\" data-end=\"2557\">Document obligatoriu pentru a confirma adresa de domiciliu.<\/p><h3 data-start=\"2559\" data-end=\"2592\">\u2714 Cod fiscal (Steuer-ID)<\/h3><p data-start=\"2593\" data-end=\"2650\">Poate fi solicitat de c\u0103tre banc\u0103 \u00een scopuri de conformitate.<\/p><h3 data-start=\"2652\" data-end=\"2680\">\u2714 Adeverin\u021b\u0103 de venit<\/h3><p data-start=\"2681\" data-end=\"2760\">\u00cen anumite cazuri, pot fi solicitate extrase, fi\u0219e de salariu sau contractul de munc\u0103.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICIT\u0102-\u021aI CARDUL  1822DIREKT VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"2811\" data-end=\"2863\"><strong data-start=\"2816\" data-end=\"2863\">Tarife \u0219i condi\u021bii ale cardului 1822direkt Visa<\/strong><\/h1><h3 data-start=\"2865\" data-end=\"2885\"><strong data-start=\"2869\" data-end=\"2883\">\u2022 Anuitate<\/strong><\/h3><ul data-start=\"2886\" data-end=\"2996\"><li data-start=\"2886\" data-end=\"2939\"><p data-start=\"2888\" data-end=\"2939\"><strong data-start=\"2888\" data-end=\"2900\">Gratuit<\/strong> cu cel pu\u021bin <strong data-start=\"2916\" data-end=\"2936\">1 achizi\u021bie pe an<\/strong>.<\/p><\/li><li data-start=\"2940\" data-end=\"2996\"><p data-start=\"2942\" data-end=\"2996\">\u00cen cazul \u00een care nu se utilizeaz\u0103, se percepe o tax\u0103 anual\u0103 de <strong data-start=\"2985\" data-end=\"2995\">\u20ac29,90<\/strong>.<\/p><\/li><\/ul><h3 data-start=\"2998\" data-end=\"3028\"><strong data-start=\"3002\" data-end=\"3026\">\u2022 Retrageri \u00een Germania<\/strong><\/h3><ul data-start=\"3029\" data-end=\"3149\"><li data-start=\"3029\" data-end=\"3101\"><p data-start=\"3031\" data-end=\"3101\"><strong data-start=\"3031\" data-end=\"3044\">Gratuit<\/strong> la bancomatele Sparkasse (Sparkassen-Verbund).<\/p><\/li><li data-start=\"3102\" data-end=\"3149\"><p data-start=\"3104\" data-end=\"3149\">\u00cen afara Sparkasse, pot fi aplicate comisioane.<\/p><\/li><\/ul><h3 data-start=\"3151\" data-end=\"3181\"><strong data-start=\"3155\" data-end=\"3179\">\u2022 Retrageri \u00een str\u0103in\u0103tate<\/strong><\/h3><ul data-start=\"3182\" data-end=\"3284\"><li data-start=\"3182\" data-end=\"3230\"><p data-start=\"3184\" data-end=\"3230\">Sunt permise, dar se aplic\u0103 o tax\u0103 suplimentar\u0103.<\/p><\/li><li data-start=\"3231\" data-end=\"3284\"><p data-start=\"3233\" data-end=\"3284\">Rata medie: <strong data-start=\"3245\" data-end=\"3254\">1,75%<\/strong> din suma retras\u0103 \u00een afara zonei euro.<\/p><\/li><\/ul><h3 data-start=\"3286\" data-end=\"3326\"><strong data-start=\"3290\" data-end=\"3324\">\u2022 Achizi\u021bii \u00een valut\u0103 str\u0103in\u0103<\/strong><\/h3><ul data-start=\"3327\" data-end=\"3394\"><li data-start=\"3327\" data-end=\"3394\"><p data-start=\"3329\" data-end=\"3394\">Rata de conversie a <strong data-start=\"3350\" data-end=\"3359\">1,75%<\/strong> pentru achizi\u021bii \u00een afara zonei euro.<\/p><\/li><\/ul><h3 data-start=\"3396\" data-end=\"3432\"><strong data-start=\"3400\" data-end=\"3430\">\u2022 Cont curent asociat<\/strong><\/h3><p data-start=\"3433\" data-end=\"3559\">Contul 1822direkt este gratuit cu o tranzac\u021bie lunar\u0103 minim\u0103 de <strong data-start=\"3497\" data-end=\"3505\">\u20ac700<\/strong>.<br data-start=\"3506\" data-end=\"3509\" \/>\u00cen caz contrar, s-ar putea percepe o tax\u0103 de \u00eentre\u021binere.<\/p><hr data-start=\"3561\" data-end=\"3564\" \/><h1 data-start=\"3566\" data-end=\"3621\">\ud83d\udcf1 <strong data-start=\"3571\" data-end=\"3621\">Func\u021bionalit\u0103\u021bi digitale \u0219i resurse suplimentare<\/strong><\/h1><h3 data-start=\"3623\" data-end=\"3663\"><strong data-start=\"3627\" data-end=\"3661\">Aplica\u021bia 1822direkt (iOS \u0219i Android)<\/strong><\/h3><ul data-start=\"3664\" data-end=\"3829\"><li data-start=\"3664\" data-end=\"3695\"><p data-start=\"3666\" data-end=\"3695\">a consulta extrase \u0219i cheltuieli<\/p><\/li><li data-start=\"3696\" data-end=\"3715\"><p data-start=\"3698\" data-end=\"3715\">a stabili limite<\/p><\/li><li data-start=\"3716\" data-end=\"3754\"><p data-start=\"3718\" data-end=\"3754\">blocarea instantanee a cardului<\/p><\/li><li data-start=\"3755\" data-end=\"3773\"><p data-start=\"3757\" data-end=\"3773\">activeaz\u0103 alertele<\/p><\/li><li data-start=\"3774\" data-end=\"3796\"><p data-start=\"3776\" data-end=\"3796\">a vizualiza facturile<\/p><\/li><li data-start=\"3797\" data-end=\"3829\"><p data-start=\"3799\" data-end=\"3829\">a-\u0219i organiza \u00eentregul cont digital<\/p><\/li><\/ul><h3 data-start=\"3831\" data-end=\"3863\"><strong data-start=\"3835\" data-end=\"3861\">Apple Pay \u0219i Google Pay<\/strong><\/h3><p data-start=\"3864\" data-end=\"3910\">Accept\u0103 pl\u0103\u021bi contactless cu telefonul mobil.<\/p><h3 data-start=\"3912\" data-end=\"3940\"><strong data-start=\"3916\" data-end=\"3938\">Securitate avansat\u0103<\/strong><\/h3><ul data-start=\"3941\" data-end=\"4046\"><li data-start=\"3941\" data-end=\"3968\"><p data-start=\"3943\" data-end=\"3968\">3D Secure (Visa Secure)<\/p><\/li><li data-start=\"3969\" data-end=\"4001\"><p data-start=\"3971\" data-end=\"4001\">Autentificare \u00een doi pa\u0219i<\/p><\/li><li data-start=\"4002\" data-end=\"4046\"><p data-start=\"4004\" data-end=\"4046\">Notific\u0103ri instantanee pentru fiecare tranzac\u021bie<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.1822direkt.de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICIT\u0102-\u021aI CARDUL  1822DIREKT VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"4096\" data-end=\"4111\"><strong data-start=\"4098\" data-end=\"4111\">Concluzie<\/strong><\/h1><p data-start=\"4113\" data-end=\"4222\">O <strong data-start=\"4115\" data-end=\"4139\">Cardul Visa 1822direkt<\/strong> este una dintre cele mai bune op\u021biuni de card de credit pentru cei care locuiesc \u00een Germania \u0219i caut\u0103:<\/p><ul data-start=\"4224\" data-end=\"4425\"><li data-start=\"4224\" data-end=\"4260\"><p data-start=\"4226\" data-end=\"4260\"><strong data-start=\"4226\" data-end=\"4258\">rat\u0103 anual\u0103 zero cu utilizare minim\u0103<\/strong><\/p><\/li><li data-start=\"4261\" data-end=\"4299\"><p data-start=\"4263\" data-end=\"4299\">acces la un cont digital modern<\/p><\/li><li data-start=\"4300\" data-end=\"4323\"><p data-start=\"4302\" data-end=\"4323\">securitate consolidat\u0103<\/p><\/li><li data-start=\"4324\" data-end=\"4357\"><p data-start=\"4326\" data-end=\"4357\">retrageri gratuite la Sparkasse<\/p><\/li><li data-start=\"4358\" data-end=\"4390\"><p data-start=\"4360\" data-end=\"4390\">acceptare interna\u021bional\u0103 Visa<\/p><\/li><li data-start=\"4391\" data-end=\"4425\"><p data-start=\"4393\" data-end=\"4425\">control complet prin intermediul aplica\u021biei<\/p><\/li><\/ul><p data-start=\"4427\" data-end=\"4540\">Ideal pentru studen\u021bi, expa\u021bi \u0219i profesioni\u0219ti care \u00ee\u0219i doresc comoditate, economii \u0219i libertate \u00een via\u021ba de zi cu zi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Solicitar o 1822direkt Visa Card, emitido pela Frankfurter Sparkasse, \u00e9 um processo simples, 100% online e dispon\u00edvel para qualquer residente na Alemanha. O cart\u00e3o se destaca pela isen\u00e7\u00e3o de anuidade (com uso m\u00ednimo), aceita\u00e7\u00e3o internacional Visa e um aplicativo completo para controlar todas as suas finan\u00e7as de forma pr\u00e1tica e segura. Cart\u00e3o ING Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com controle total pelo app, seguran\u00e7a refor\u00e7ada e condi\u00e7\u00f5es acess\u00edveis, o 1822direkt Visa \u00e9 um excelente aliado para quem deseja organizar gastos, viajar com tranquilidade e aproveitar benef\u00edcios sem burocracia. \u2705 Passo a passo para solicitar o Cart\u00e3o 1822direkt Visa 1. Acesse o site oficial da 1822direkt Entre no site do banco e clique em \u201cGirokonto er\u00f6ffnen\u201d (abrir conta corrente).Abrir a conta \u00e9 o primeiro passo obrigat\u00f3rio para solicitar o cart\u00e3o. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Escolha a conta certa As contas que permitem solicitar o cart\u00e3o Visa s\u00e3o: 1822MOBILE 1822direkt Girokonto Klassik Ambas s\u00e3o digitais, incluem acesso ao app e permitem solicitar o cart\u00e3o durante o cadastro. 3. Preencha o formul\u00e1rio de abertura de conta Voc\u00ea dever\u00e1 informar: nome completo endere\u00e7o na Alemanha e-mail e telefone ocupa\u00e7\u00e3o e empregador renda mensal dados de identifica\u00e7\u00e3o O processo \u00e9 r\u00e1pido e totalmente digital. 4. Verifique sua identidade A identidade pode ser confirmada de duas formas: Video-Ident \u2013 verifica\u00e7\u00e3o por videochamada PostIdent \u2013 verifica\u00e7\u00e3o nos Correios (Deutsche Post) Ambos s\u00e3o m\u00e9todos aceitos oficialmente pela Alemanha. 5. Aguarde a aprova\u00e7\u00e3o e receba seu cart\u00e3o em casa Ap\u00f3s a verifica\u00e7\u00e3o e abertura da conta, o cart\u00e3o Visa ser\u00e1 enviado ao endere\u00e7o cadastrado, geralmente dentro de 5 a 10 dias \u00fateis. \ud83d\udcc4 Documentos necess\u00e1rios para solicitar o cart\u00e3o Para facilitar o processo, tenha em m\u00e3os: \u2714 Documento de identidade v\u00e1lido Passaporte ou documento aceito oficialmente na Alemanha. \u2714 Comprovante de resid\u00eancia (Anmeldung) Documento obrigat\u00f3rio para confirmar onde voc\u00ea mora. \u2714 N\u00famero fiscal (Steuer-ID) Pode ser solicitado pelo banco para fins de conformidade. \u2714 Comprovante de renda Extratos, holerites ou contrato de trabalho podem ser exigidos em alguns casos. \ud83d\udc49 SOLICITE SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Taxas e condi\u00e7\u00f5es do Cart\u00e3o 1822direkt Visa \u2022 Anuidade Gratuita com pelo menos 1 compra por ano. Caso n\u00e3o haja uso, \u00e9 cobrada taxa anual de \u20ac29,90. \u2022 Saques na Alemanha Gratuitos nos caixas eletr\u00f4nicos Sparkasse (Sparkassen-Verbund). Fora da Sparkasse, taxas podem ser aplicadas. \u2022 Saques no exterior Permitidos, mas sujeitos a tarifa adicional. Taxa m\u00e9dia: 1,75% do valor sacado fora do euro. \u2022 Compras em moeda estrangeira Taxa de convers\u00e3o de 1,75% para compras fora da zona do euro. \u2022 Conta corrente vinculada A conta 1822direkt \u00e9 gratuita com movimenta\u00e7\u00e3o mensal m\u00ednima de \u20ac700.Caso contr\u00e1rio, pode haver cobran\u00e7a de manuten\u00e7\u00e3o. \ud83d\udcf1 Funcionalidades digitais e recursos adicionais App 1822direkt (iOS e Android) consultar extratos e gastos definir limites bloquear o cart\u00e3o instantaneamente ativar alertas visualizar faturas organizar toda a conta digital Apple Pay e Google Pay Aceita pagamentos por aproxima\u00e7\u00e3o com celular. Seguran\u00e7a avan\u00e7ada 3D Secure (Visa Secure) Autentica\u00e7\u00e3o de dois fatores Alertas instant\u00e2neos para cada transa\u00e7\u00e3o \ud83d\udc49 ADQUIRA SEU CART\u00c3O 1822DIREKT VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o O 1822direkt Visa Card \u00e9 uma das melhores op\u00e7\u00f5es de cart\u00e3o de cr\u00e9dito para quem vive na Alemanha e busca: anuidade zero com uso m\u00ednimo acesso a uma conta digital moderna seguran\u00e7a refor\u00e7ada saques gratuitos na Sparkasse aceita\u00e7\u00e3o internacional Visa controle total pelo aplicativo Perfeito para estudantes, expatriados e profissionais que desejam praticidade, economia e liberdade no dia a dia.<\/p>","protected":false},"author":1,"featured_media":14086,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/14085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/comments?post=14085"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/14085\/revisions"}],"predecessor-version":[{"id":17247,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/14085\/revisions\/17247"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media\/14086"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media?parent=14085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/categories?post=14085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/tags?post=14085"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/post_folder?post=14085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}