{"id":14117,"date":"2025-12-05T12:08:09","date_gmt":"2025-12-05T12:08:09","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14117"},"modified":"2025-12-25T01:33:52","modified_gmt":"2025-12-25T01:33:52","slug":"germania-cardul-broad-cum-se-solicita-la-santander","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/ro\/financas\/alemanha-cartao-broad-como-solicitar-santander\/","title":{"rendered":"Cum s\u0103 aplica\u021bi pentru cardul Santander 1plus Visa \u00een Germania \u0219i alte informa\u021bii importante"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14117\" class=\"elementor elementor-14117\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anun\u021buri<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"231\" data-end=\"390\">Solicita\u021bi <strong data-start=\"254\" data-end=\"283\">Cardul Santander 1plus Visa<\/strong> este un proces simplu \u0219i rapid, care poate fi realizat at\u00e2t <strong data-start=\"340\" data-end=\"350\">online<\/strong> c\u00e2t de mult <strong data-start=\"358\" data-end=\"377\">\u00een persoan\u0103<\/strong>. Acest card este ideal pentru cei care locuiesc \u00een Germania \u0219i doresc <strong data-start=\"434\" data-end=\"457\">renun\u021bare la taxa anual\u0103<\/strong>, practicitate \u00een utilizarea de zi cu zi \u0219i avantaje exclusive, inclusiv beneficii pentru cei care c\u0103l\u0103toresc frecvent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/germania-broad-card-comdirect\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"318\" height=\"176\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/comdirect-Visa-Kreditkarte.webp\" class=\"attachment-full size-full wp-image-14120\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/comdirect-Visa-Kreditkarte.webp 318w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/comdirect-Visa-Kreditkarte-300x166.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/comdirect-Visa-Kreditkarte-18x10.webp 18w\" sizes=\"(max-width: 318px) 100vw, 318px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">Cardul Visa Comdirect<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Membru gratuit<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/germania-broad-card-comdirect\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"641\" data-end=\"938\">Recunoscut la nivel interna\u021bional \u0219i dotat cu echipamente moderne, <strong data-start=\"692\" data-end=\"716\">Santander 1plus Visa<\/strong> este recunoscut pe scar\u0103 larg\u0103 drept unul dintre cele mai avantajoase carduri din Germania. Acesta ofer\u0103 avantaje precum <strong data-start=\"818\" data-end=\"835\">asigurare de c\u0103l\u0103torie<\/strong>, <strong data-start=\"837\" data-end=\"876\">ramburs\u0103ri pentru retrageri interna\u021bionale<\/strong> e <strong data-start=\"879\" data-end=\"891\">ramburs<\/strong>, asigur\u00e2nd economii \u0219i siguran\u021b\u0103 \u00een via\u021ba de zi cu zi.<\/p><hr data-start=\"940\" data-end=\"943\" \/><h1 data-start=\"945\" data-end=\"1011\">\u2705 <strong data-start=\"949\" data-end=\"1011\">Ghid pas cu pas pentru solicitarea cardului Santander 1plus Visa<\/strong><\/h1><h3 data-start=\"1013\" data-end=\"1067\"><strong data-start=\"1017\" data-end=\"1067\">1. Accesa\u021bi site-ul oficial al Santander Germania<\/strong><\/h3><p data-start=\"1068\" data-end=\"1216\">Intra\u021bi pe portalul b\u0103ncii \u0219i c\u0103uta\u021bi sec\u021biunea dedicat\u0103 cardurilor de credit.<br data-start=\"1134\" data-end=\"1137\" \/>Acolo ve\u021bi g\u0103si <strong data-start=\"1158\" data-end=\"1187\">Cardul Santander 1plus Visa<\/strong> dintre op\u021biunile disponibile.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.santander.de\/privatkunden\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICIT\u0102-\u021aI CARDUL SANTANDER 1PLUS VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1268\" data-end=\"1322\"><strong data-start=\"1272\" data-end=\"1322\">2. Completa\u021bi formularul de cerere online<\/strong><\/h3><p data-start=\"1323\" data-end=\"1331\">Raport:<\/p><ul data-start=\"1333\" data-end=\"1444\"><li data-start=\"1333\" data-end=\"1351\"><p data-start=\"1335\" data-end=\"1351\">Detalii personale<\/p><\/li><li data-start=\"1352\" data-end=\"1387\"><p data-start=\"1354\" data-end=\"1387\">Adres\u0103 \u00eenregistrat\u0103 \u00een Germania<\/p><\/li><li data-start=\"1388\" data-end=\"1408\"><p data-start=\"1390\" data-end=\"1408\">Situa\u021bia profesional\u0103<\/p><\/li><li data-start=\"1409\" data-end=\"1444\"><p data-start=\"1411\" data-end=\"1444\">Informa\u021bii financiare de baz\u0103<\/p><\/li><\/ul><p data-start=\"1446\" data-end=\"1527\">Aceste informa\u021bii sunt utilizate pentru analiza bonit\u0103\u021bii \u0219i confirmarea identit\u0103\u021bii.<\/p><hr data-start=\"1529\" data-end=\"1532\" \/><h3 data-start=\"1534\" data-end=\"1576\"><strong data-start=\"1538\" data-end=\"1576\">3. Verificarea istoricului de credit (Schufa)<\/strong><\/h3><p data-start=\"1577\" data-end=\"1746\">Santander va efectua automat o verificare a <strong data-start=\"1634\" data-end=\"1654\">scorul Schufa<\/strong> \u2014 sistemul de credit din Germania.<br data-start=\"1690\" data-end=\"1693\" \/>Un istoric bun spore\u0219te \u0219ansele de aprobare.<\/p><hr data-start=\"1748\" data-end=\"1751\" \/><h3 data-start=\"1753\" data-end=\"1789\"><strong data-start=\"1757\" data-end=\"1789\">4. Verificarea identit\u0103\u021bii<\/strong><\/h3><p data-start=\"1790\" data-end=\"1837\">Aceast\u0103 etap\u0103 poate fi finalizat\u0103 \u00een dou\u0103 moduri:<\/p><ul data-start=\"1839\" data-end=\"1966\"><li data-start=\"1839\" data-end=\"1906\"><p data-start=\"1841\" data-end=\"1906\"><strong data-start=\"1841\" data-end=\"1854\">PostIdent<\/strong>: identificarea la o agen\u021bie po\u0219tal\u0103 german\u0103.<\/p><\/li><li data-start=\"1907\" data-end=\"1966\"><p data-start=\"1909\" data-end=\"1966\"><strong data-start=\"1909\" data-end=\"1923\">VideoIdent<\/strong>: apel video online cu un operator.<\/p><\/li><\/ul><p data-start=\"1968\" data-end=\"2020\">Ambele variante sunt oficiale \u0219i validate de banc\u0103.<\/p><hr data-start=\"2022\" data-end=\"2025\" \/><h3 data-start=\"2027\" data-end=\"2073\"><strong data-start=\"2031\" data-end=\"2073\">5. A\u0219tepta\u021bi aprobarea \u0219i primi\u021bi cardul<\/strong><\/h3><p data-start=\"2074\" data-end=\"2193\">Dup\u0103 analiz\u0103, cardul dumneavoastr\u0103 va fi trimis direct la adresa \u00eenregistrat\u0103, de obicei \u00een c\u00e2teva zile lucr\u0103toare.<\/p><hr data-start=\"2195\" data-end=\"2198\" \/><h1 data-start=\"2200\" data-end=\"2255\">\ud83d\udcc4 <strong data-start=\"2205\" data-end=\"2255\">Documentele necesare pentru solicitarea cardului<\/strong><\/h1><p data-start=\"2257\" data-end=\"2315\">Pentru a finaliza cererea, va trebui s\u0103 prezenta\u021bi:<\/p><ul data-start=\"2317\" data-end=\"2534\"><li data-start=\"2317\" data-end=\"2367\"><p data-start=\"2319\" data-end=\"2367\"><strong data-start=\"2319\" data-end=\"2367\">Pa\u0219aport sau carte de identitate valabil\u0103<\/strong><\/p><\/li><li data-start=\"2368\" data-end=\"2411\"><p data-start=\"2370\" data-end=\"2411\"><strong data-start=\"2370\" data-end=\"2411\">Dovada de re\u0219edin\u021b\u0103 (Anmeldung)<\/strong><\/p><\/li><li data-start=\"2412\" data-end=\"2495\"><p data-start=\"2414\" data-end=\"2495\"><strong data-start=\"2414\" data-end=\"2438\">Dovada venitului<\/strong><br data-start=\"2438\" data-end=\"2441\" \/>(fi\u0219\u0103 de salariu, contract de munc\u0103 sau extras de cont)<\/p><\/li><li data-start=\"2496\" data-end=\"2534\"><p data-start=\"2498\" data-end=\"2534\"><strong data-start=\"2498\" data-end=\"2511\">Steuer-ID<\/strong> (num\u0103r de identificare fiscal\u0103 german)<\/p><\/li><\/ul><p data-start=\"2536\" data-end=\"2669\">Aceste documente garanteaz\u0103 c\u0103 procedura respect\u0103 legisla\u021bia bancar\u0103 german\u0103 \u0219i practicile de prevenire a fraudei.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.santander.de\/privatkunden\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICIT\u0102-\u021aI CARDUL SANTANDER 1PLUS VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"2676\" data-end=\"2730\">\ud83d\udcb3 <strong data-start=\"2681\" data-end=\"2730\">Comisioane \u0219i costuri pentru cardul Santander 1plus Visa<\/strong><\/h1><h3 data-start=\"2732\" data-end=\"2748\"><strong data-start=\"2736\" data-end=\"2748\">Anuit\u0103\u021bi<\/strong><\/h3><ul data-start=\"2749\" data-end=\"2808\"><li data-start=\"2749\" data-end=\"2808\"><p data-start=\"2751\" data-end=\"2808\"><strong data-start=\"2751\" data-end=\"2774\">Complet gratuit\u0103<\/strong> \u2014 f\u0103r\u0103 cerin\u021be privind suma minim\u0103 de cheltuieli.<\/p><\/li><\/ul><hr data-start=\"2810\" data-end=\"2813\" \/><h3 data-start=\"2815\" data-end=\"2851\"><strong data-start=\"2819\" data-end=\"2851\">Retrageri de la ATM<\/strong><\/h3><ul data-start=\"2852\" data-end=\"2979\"><li data-start=\"2852\" data-end=\"2979\"><p data-start=\"2854\" data-end=\"2979\"><strong data-start=\"2854\" data-end=\"2884\">Gratuite \u00een \u00eentreaga lume<\/strong><br data-start=\"2884\" data-end=\"2887\" \/>\u00cen cazul \u00een care bancomatul percepe o tax\u0103 local\u0103, Santander v\u0103 permite s\u0103 solicita\u021bi <strong data-start=\"2965\" data-end=\"2978\">rambursare<\/strong>.<\/p><\/li><\/ul><hr data-start=\"2981\" data-end=\"2984\" \/><h3 data-start=\"2986\" data-end=\"3022\"><strong data-start=\"2990\" data-end=\"3022\">Achizi\u021bii \u00een valut\u0103 str\u0103in\u0103<\/strong><\/h3><ul data-start=\"3023\" data-end=\"3122\"><li data-start=\"3023\" data-end=\"3122\"><p data-start=\"3025\" data-end=\"3122\"><strong data-start=\"3025\" data-end=\"3050\">F\u0103r\u0103 comision de schimb valutar<\/strong><br data-start=\"3050\" data-end=\"3053\" \/>Ideal pentru cei care fac cump\u0103r\u0103turi de pe site-uri interna\u021bionale sau c\u0103l\u0103toresc des.<\/p><\/li><\/ul><hr data-start=\"3124\" data-end=\"3127\" \/><h3 data-start=\"3129\" data-end=\"3151\"><strong data-start=\"3133\" data-end=\"3151\">Ratele dob\u00e2nzilor<\/strong><\/h3><ul data-start=\"3152\" data-end=\"3309\"><li data-start=\"3152\" data-end=\"3309\"><p data-start=\"3154\" data-end=\"3309\">\u00cen cazul \u00een care factura nu este achitat\u0103 integral, dob\u00e2nda este de aproximativ <strong data-start=\"3229\" data-end=\"3246\">13.981 TP3T pe an<\/strong>.<br data-start=\"3247\" data-end=\"3250\" \/>Pentru a evita comisioanele, cel mai bine este s\u0103 pl\u0103ti\u021bi \u00eentotdeauna suma integral\u0103.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.santander.de\/privatkunden\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICIT\u0102-\u021aI CARDUL SANTANDER 1PLUS VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 data-start=\"3370\" data-end=\"3415\"><strong data-start=\"3375\" data-end=\"3415\">Caracteristici \u0219i func\u021bionalit\u0103\u021bi ale cardului<\/strong><\/h1><h3 data-start=\"3417\" data-end=\"3450\"><strong data-start=\"3421\" data-end=\"3450\">Aplica\u021bia Santander Germania<\/strong><\/h3><p data-start=\"3451\" data-end=\"3459\">Permite:<\/p><ul data-start=\"3461\" data-end=\"3606\"><li data-start=\"3461\" data-end=\"3492\"><p data-start=\"3463\" data-end=\"3492\">Consultarea facturilor \u0219i a limitelor<\/p><\/li><li data-start=\"3493\" data-end=\"3528\"><p data-start=\"3495\" data-end=\"3528\">Blocarea \u0219i deblocarea cardului<\/p><\/li><li data-start=\"3529\" data-end=\"3568\"><p data-start=\"3531\" data-end=\"3568\">Urm\u0103ri\u021bi tranzac\u021biile \u00een timp real<\/p><\/li><li data-start=\"3569\" data-end=\"3606\"><p data-start=\"3571\" data-end=\"3606\">Configurarea notific\u0103rilor imediate<\/p><\/li><\/ul><hr data-start=\"3608\" data-end=\"3611\" \/><h3 data-start=\"3613\" data-end=\"3654\"><strong data-start=\"3617\" data-end=\"3654\">Compatibil cu portofelele digitale<\/strong><\/h3><ul data-start=\"3655\" data-end=\"3691\"><li data-start=\"3655\" data-end=\"3672\"><p data-start=\"3657\" data-end=\"3672\"><strong data-start=\"3657\" data-end=\"3670\">Apple Pay<\/strong><\/p><\/li><li data-start=\"3673\" data-end=\"3691\"><p data-start=\"3675\" data-end=\"3691\"><strong data-start=\"3675\" data-end=\"3689\">Google Pay<\/strong><\/p><\/li><\/ul><p data-start=\"3693\" data-end=\"3748\">Pl\u0103\u021bi contactless direct de pe smartphone.<\/p><hr data-start=\"3750\" data-end=\"3753\" \/><h3 data-start=\"3755\" data-end=\"3786\"><strong data-start=\"3759\" data-end=\"3786\">Rambursare la combustibil<\/strong><\/h3><p data-start=\"3787\" data-end=\"3860\">Primi\u021bi <strong data-start=\"3794\" data-end=\"3812\">1% de rambursare<\/strong> atunci c\u00e2nd alimenta\u021bi la benzin\u0103rii din Germania.<\/p><hr data-start=\"3862\" data-end=\"3865\" \/><h3 data-start=\"3867\" data-end=\"3902\"><strong data-start=\"3871\" data-end=\"3902\">Utilizare interna\u021bional\u0103 f\u0103r\u0103 taxe<\/strong><\/h3><p data-start=\"3903\" data-end=\"3979\">Ideal pentru cei care c\u0103l\u0103toresc des sau fac cump\u0103r\u0103turi \u00een afara zonei euro.<\/p><h1 data-start=\"3986\" data-end=\"4004\"><strong data-start=\"3991\" data-end=\"4004\">Concluzie<\/strong><\/h1><p data-start=\"4006\" data-end=\"4111\">O <strong data-start=\"4008\" data-end=\"4037\">Cardul Santander 1plus Visa<\/strong> este unul dintre cele mai bune carduri de credit disponibile \u00een Germania, oferind:<\/p><ul data-start=\"4113\" data-end=\"4283\"><li data-start=\"4113\" data-end=\"4132\"><p data-start=\"4115\" data-end=\"4132\"><strong data-start=\"4115\" data-end=\"4132\">Tax\u0103 anual\u0103 zero<\/strong><\/p><\/li><li data-start=\"4133\" data-end=\"4172\"><p data-start=\"4135\" data-end=\"4172\"><strong data-start=\"4135\" data-end=\"4172\">Retrageri gratuite \u00een \u00eentreaga lume<\/strong><\/p><\/li><li data-start=\"4173\" data-end=\"4202\"><p data-start=\"4175\" data-end=\"4202\"><strong data-start=\"4175\" data-end=\"4202\">Rambursare la combustibil<\/strong><\/p><\/li><li data-start=\"4203\" data-end=\"4251\"><p data-start=\"4205\" data-end=\"4251\"><strong data-start=\"4205\" data-end=\"4251\">Scutire de taxe la cump\u0103r\u0103turile interna\u021bionale<\/strong><\/p><\/li><li data-start=\"4252\" data-end=\"4283\"><p data-start=\"4254\" data-end=\"4283\"><strong data-start=\"4254\" data-end=\"4283\">Control complet prin intermediul aplica\u021biei<\/strong><\/p><\/li><\/ul><p data-start=\"4285\" data-end=\"4450\">Dac\u0103 sunte\u021bi \u00een c\u0103utarea economiei, siguran\u021bei, comodit\u0103\u021bii \u0219i libert\u0103\u021bii financiare, acest card este o alegere extrem de avantajoas\u0103 \u2014 \u00een special pentru c\u0103l\u0103tori \u0219i expa\u021bi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Solicitar o Santander 1plus Visa Card \u00e9 um processo simples e r\u00e1pido, podendo ser feito tanto online quanto presencialmente. Este cart\u00e3o \u00e9 ideal para quem mora na Alemanha e busca isen\u00e7\u00e3o de anuidade, praticidade no uso di\u00e1rio e vantagens exclusivas, incluindo benef\u00edcios para quem viaja com frequ\u00eancia. Cart\u00e3o Comdirect Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com aceita\u00e7\u00e3o internacional e recursos modernos, o Santander 1plus Visa \u00e9 amplamente reconhecido como um dos cart\u00f5es mais vantajosos da Alemanha. Ele oferece vantagens como seguro viagem, reembolsos em saques internacionais e cashback, garantindo economia e seguran\u00e7a no dia a dia. \u2705 Passo a passo para solicitar o Cart\u00e3o Santander 1plus Visa 1. Acesse o site oficial do Santander Alemanha Entre no portal do banco e procure pela aba de cart\u00f5es de cr\u00e9dito.L\u00e1 voc\u00ea encontrar\u00e1 o Santander 1plus Visa Card entre as op\u00e7\u00f5es dispon\u00edveis. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O SANTANDER 1PLUS VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Preencha o formul\u00e1rio de solicita\u00e7\u00e3o online Informe: Dados pessoais Endere\u00e7o registrado na Alemanha Situa\u00e7\u00e3o laboral Informa\u00e7\u00f5es financeiras b\u00e1sicas Essas informa\u00e7\u00f5es s\u00e3o usadas para an\u00e1lise de cr\u00e9dito e confirma\u00e7\u00e3o de identidade. 3. Verifica\u00e7\u00e3o de cr\u00e9dito (Schufa) O Santander realizar\u00e1 automaticamente uma consulta \u00e0 sua pontua\u00e7\u00e3o Schufa \u2014 o sistema de cr\u00e9dito da Alemanha.Ter um bom hist\u00f3rico aumenta as chances de aprova\u00e7\u00e3o. 4. Verifica\u00e7\u00e3o de identidade Essa etapa pode ser conclu\u00edda de duas maneiras: PostIdent: identifica\u00e7\u00e3o em uma ag\u00eancia dos Correios alem\u00e3. VideoIdent: chamada de v\u00eddeo online com um atendente. Ambas as formas s\u00e3o oficiais e validadas pelo banco. 5. Aguarde aprova\u00e7\u00e3o e receba o cart\u00e3o Ap\u00f3s a an\u00e1lise, seu cart\u00e3o ser\u00e1 enviado diretamente para o endere\u00e7o cadastrado, geralmente dentro de alguns dias \u00fateis. \ud83d\udcc4 Documentos Necess\u00e1rios para Solicitar o Cart\u00e3o Para finalizar sua solicita\u00e7\u00e3o, voc\u00ea precisar\u00e1 apresentar: Passaporte ou documento de identidade v\u00e1lido Comprovante de resid\u00eancia (Anmeldung) Comprovante de renda(holerite, contrato de trabalho ou extrato banc\u00e1rio) Steuer-ID (n\u00famero fiscal alem\u00e3o) Esses documentos garantem que o processo esteja em conformidade com as leis banc\u00e1rias alem\u00e3s e com as pr\u00e1ticas de preven\u00e7\u00e3o \u00e0 fraude. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O SANTANDER 1PLUS VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcb3 Taxas e Custos do Cart\u00e3o Santander 1plus Visa Anuidade Totalmente gratuita \u2014 sem exig\u00eancias de gasto m\u00ednimo. Saques em caixas eletr\u00f4nicos Gratuitos no mundo inteiroSe o caixa eletr\u00f4nico cobrar alguma taxa local, o Santander permite solicitar reembolso. Compras em moeda estrangeira Sem taxa de convers\u00e3oExcelente para quem compra em sites internacionais ou costuma viajar. Taxas de juros Caso a fatura n\u00e3o seja paga integralmente, os juros s\u00e3o de aproximadamente 13,98% ao ano.Para evitar encargos, o ideal \u00e9 sempre pagar o valor total. \ud83d\udc49 SOLICITE SEU CART\u00c3O SANTANDER 1PLUS VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Recursos e Funcionalidades do Cart\u00e3o App Santander Deutschland Permite: Consultar faturas e limites Bloquear e desbloquear o cart\u00e3o Acompanhar transa\u00e7\u00f5es em tempo real Configurar notifica\u00e7\u00f5es imediatas Compat\u00edvel com carteiras digitais Apple Pay Google Pay Pagamentos por aproxima\u00e7\u00e3o diretamente pelo smartphone. Cashback em combust\u00edvel Receba 1% de cashback ao abastecer em postos de gasolina na Alemanha. Uso internacional sem taxas Perfeito para quem viaja frequentemente ou faz compras fora da zona do euro. Conclus\u00e3o O Santander 1plus Visa Card \u00e9 um dos melhores cart\u00f5es de cr\u00e9dito dispon\u00edveis na Alemanha, oferecendo: Zero anuidade Saques gratuitos no mundo inteiro Cashback em combust\u00edvel Isen\u00e7\u00e3o de taxas em compras internacionais Controle completo via app Se voc\u00ea busca economia, seguran\u00e7a, praticidade e liberdade financeira, este cart\u00e3o \u00e9 uma escolha extremamente vantajosa \u2014 especialmente para viajantes e expatriados.<\/p>","protected":false},"author":1,"featured_media":14113,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/14117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/comments?post=14117"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/14117\/revisions"}],"predecessor-version":[{"id":17235,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/14117\/revisions\/17235"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media\/14113"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media?parent=14117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/categories?post=14117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/tags?post=14117"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/post_folder?post=14117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}