{"id":15281,"date":"2025-12-16T01:14:05","date_gmt":"2025-12-16T01:14:05","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15281"},"modified":"2025-12-25T01:09:16","modified_gmt":"2025-12-25T01:09:16","slug":"polonia-broad-card-pekao","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/ro\/financas\/polonia-cartao-broad-pekao\/","title":{"rendered":"Bank Pekao - Karta z \u017bubrem: accesibilitate \u0219i beneficii \u00een Polonia"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15281\" class=\"elementor elementor-15281\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anun\u021buri<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"258\" data-end=\"549\">Dac\u0103 locui\u021bi \u00een Polonia \u0219i sunte\u021bi \u00een c\u0103utarea unui card de credit fiabil, u\u0219or de utilizat \u0219i bine acceptat, cardul <strong data-start=\"363\" data-end=\"395\">Karta z \u017bubrem do Bank Pekao<\/strong> este o alternativ\u0103 excelent\u0103. Cardul combin\u0103 <strong data-start=\"442\" data-end=\"463\">costuri accesibile<\/strong>, <strong data-start=\"465\" data-end=\"492\">management digital complet<\/strong> \u0219i sus\u021binerea uneia dintre cele mai tradi\u021bionale b\u0103nci din \u021bar\u0103.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/polonia-broad-card-cum-se-aplica-2\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"474\" height=\"238\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp\" class=\"attachment-full size-full wp-image-15290\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp 474w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-300x151.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-18x9.webp 18w\" sizes=\"(max-width: 474px) 100vw, 474px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Card Karta z \u017bubrem - Bank Pekao<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tax\u0103 anual\u0103 redus\u0103<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/polonia-broad-card-cum-se-aplica-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"878\" data-end=\"1111\">Destinat \u00een principal <strong data-start=\"906\" data-end=\"976\">tineri, studen\u021bi \u0219i persoane aflate la \u00eenceput de drum \u00een via\u021ba financiar\u0103<\/strong>, Cardul nu percepe comisioane pentru copiii sub 26 de ani, este acceptat pe scar\u0103 larg\u0103 la nivel interna\u021bional \u0219i ofer\u0103 control complet prin intermediul aplica\u021biei b\u0103ncii.<\/p><p data-start=\"1113\" data-end=\"1266\">Legat de un cont la <strong data-start=\"1138\" data-end=\"1152\">Banca Pekao<\/strong>, Cardul garanteaz\u0103 tranzac\u021bii sigure, acces la reduceri exclusive \u0219i integrarea cu portofele digitale moderne.<\/p><hr data-start=\"1268\" data-end=\"1271\" \/><h2 data-start=\"1273\" data-end=\"1319\"><strong data-start=\"1276\" data-end=\"1319\">Principalele beneficii ale Karta z \u017bubrem<\/strong><\/h2><h3 data-start=\"1321\" data-end=\"1370\">\u2705 scutire de la plata cotiza\u021biei anuale pentru tinerii cu v\u00e2rsta de p\u00e2n\u0103 la 26 de ani<\/h3><p data-start=\"1371\" data-end=\"1522\">Clien\u021bii p\u00e2n\u0103 la v\u00e2rsta de 26 de ani nu pl\u0103tesc niciun comision lunar sau anual. Dup\u0103 aceast\u0103 v\u00e2rst\u0103, comisionul este redus \u0219i poate fi eliminat \u00een func\u021bie de utilizarea minim\u0103 lunar\u0103 a cardului.<\/p><hr data-start=\"1524\" data-end=\"1527\" \/><h3 data-start=\"1529\" data-end=\"1569\">\u2705 Acceptare na\u021bional\u0103 \u0219i interna\u021bional\u0103<\/h3><p data-start=\"1570\" data-end=\"1700\">Emise sub pavilion <strong data-start=\"1593\" data-end=\"1607\">Mastercard<\/strong>, Cardul este acceptat \u00een milioane de unit\u0103\u021bi fizice \u0219i online din Polonia \u0219i din afara ei.<\/p><hr data-start=\"1702\" data-end=\"1705\" \/><h3 data-start=\"1707\" data-end=\"1753\">Gestionare digital\u0103 complet\u0103 cu aplica\u021bia PeoPay<\/h3><p data-start=\"1754\" data-end=\"1788\">Pute\u021bi utiliza aplica\u021bia PeoPay:<\/p><ul data-start=\"1789\" data-end=\"1915\"><li data-start=\"1789\" data-end=\"1824\"><p data-start=\"1791\" data-end=\"1824\">Urm\u0103ri\u021bi cheltuielile \u00een timp real<\/p><\/li><li data-start=\"1825\" data-end=\"1860\"><p data-start=\"1827\" data-end=\"1860\">Blocarea \u0219i deblocarea cardului<\/p><\/li><li data-start=\"1861\" data-end=\"1880\"><p data-start=\"1863\" data-end=\"1880\">Stabilirea limitelor<\/p><\/li><li data-start=\"1881\" data-end=\"1915\"><p data-start=\"1883\" data-end=\"1915\">Consulta\u021bi facturile \u0219i tranzac\u021biile<\/p><\/li><\/ul><p data-start=\"1917\" data-end=\"1951\">Totul este simplu \u0219i intuitiv.<\/p><hr data-start=\"1953\" data-end=\"1956\" \/><h3 data-start=\"1958\" data-end=\"2011\">Pl\u0103\u021bi f\u0103r\u0103 contact \u0219i portofele digitale<\/h3><p data-start=\"2012\" data-end=\"2120\">Compatibil cu <strong data-start=\"2027\" data-end=\"2040\">Apple Pay<\/strong>, <strong data-start=\"2042\" data-end=\"2056\">Google Pay<\/strong> \u0219i pl\u0103\u021bi NFC, f\u0103c\u00e2nd via\u021ba de zi cu zi mai practic\u0103.<\/p><hr data-start=\"2122\" data-end=\"2125\" \/><h3 data-start=\"2127\" data-end=\"2167\">\u2705 Card virtual pentru cump\u0103r\u0103turi online<\/h3><p data-start=\"2168\" data-end=\"2274\">Cardul virtual spore\u0219te securitatea achizi\u021biilor pe internet prin utilizarea unor date diferite de cele ale cardului fizic.<\/p><hr data-start=\"2276\" data-end=\"2279\" \/><h3 data-start=\"2281\" data-end=\"2323\">\u2705 Reduceri \u0219i beneficii cu partenerii<\/h3><p data-start=\"2324\" data-end=\"2447\">Clien\u021bii Bank Pekao au acces la promo\u021bii exclusive, campanii promo\u021bionale \u0219i avantaje la unit\u0103\u021bile partenere.<\/p><h2 data-start=\"2324\" data-end=\"2447\">Karta z \u017bubrem - Tarife \u0219i condi\u021bii<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Service<\/th><th>Stare standard<\/th><\/tr><\/thead><tbody><tr><td>Retrageri de la ATM<\/td><td>Rata aplicat\u0103 (variaz\u0103 \u00een func\u021bie de loca\u021bie \u0219i moned\u0103)<\/td><\/tr><tr><td>Tax\u0103 anual\u0103 \/ Tax\u0103 lunar\u0103<\/td><td>Aproximativ 5-10 PLN pe lun\u0103\u00a0<\/td><\/tr><tr><td>Cashback<\/td><td>Neinformat oficial<\/td><\/tr><tr><td>Limita de credit<\/td><td>\u00cen general, \u00eentre 1.000 PLN \u0219i 20.000 PLN\u00a0<\/td><\/tr><tr><td>Cump\u0103r\u0103turi \u00een str\u0103in\u0103tate<\/td><td>Conversie valutar\u0103 + comision Mastercard<\/td><\/tr><tr><td>Facturi \u00een rate<\/td><td>Disponibil cu dob\u00e2nd\u0103<\/td><\/tr><tr><td>Card suplimentar<\/td><td>Disponibil contra cost<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3038\" data-end=\"3079\"><strong data-start=\"3041\" data-end=\"3079\">Criterii de acordare a limitei<\/strong><\/h2><p data-start=\"3080\" data-end=\"3136\">Bank Pekao evalueaz\u0103 profilul solicitantului pe baza:<\/p><ul data-start=\"3138\" data-end=\"3278\"><li data-start=\"3138\" data-end=\"3169\"><p data-start=\"3140\" data-end=\"3169\">Dovada venitului lunar<\/p><\/li><li data-start=\"3170\" data-end=\"3213\"><p data-start=\"3172\" data-end=\"3213\">Istoricul de credit \u0219i scorul financiar<\/p><\/li><li data-start=\"3214\" data-end=\"3240\"><p data-start=\"3216\" data-end=\"3240\">Comportament bancar<\/p><\/li><li data-start=\"3241\" data-end=\"3278\"><p data-start=\"3243\" data-end=\"3278\">Rela\u021bia anterioar\u0103 cu banca<\/p><\/li><\/ul><p data-start=\"3280\" data-end=\"3369\">Limitele variaz\u0103 de obicei \u00eentre <strong data-start=\"3313\" data-end=\"3339\">1.000 PLN \u0219i 20.000 PLN<\/strong>, \u00een func\u021bie de analizele individuale.<\/p><hr data-start=\"3371\" data-end=\"3374\" \/><h3 data-start=\"3376\" data-end=\"3429\"><strong data-start=\"3380\" data-end=\"3429\">Aprobare pentru cei cu restric\u021bii de credit<\/strong><\/h3><p data-start=\"3430\" data-end=\"3561\">Aprobarea pentru clien\u021bii cu un istoric negativ este pu\u021bin probabil\u0103, deoarece banca solicit\u0103 <strong data-start=\"3516\" data-end=\"3560\">scor pozitiv \u0219i stabilitate financiar\u0103<\/strong>.<\/p><hr data-start=\"3563\" data-end=\"3566\" \/><h2 data-start=\"3568\" data-end=\"3615\"><strong data-start=\"3571\" data-end=\"3615\">Securitatea \u0219i fiabilitatea Bank Pekao<\/strong><\/h2><p data-start=\"3616\" data-end=\"3709\">O <strong data-start=\"3618\" data-end=\"3632\">Banca Pekao<\/strong> este una dintre cele mai solide institu\u021bii financiare din Polonia, recunoscut\u0103 pentru:<\/p><ul data-start=\"3711\" data-end=\"3834\"><li data-start=\"3711\" data-end=\"3746\"><p data-start=\"3713\" data-end=\"3746\">Nivel ridicat de securitate digital\u0103<\/p><\/li><li data-start=\"3747\" data-end=\"3778\"><p data-start=\"3749\" data-end=\"3778\">Tehnologie bancar\u0103 modern\u0103<\/p><\/li><li data-start=\"3779\" data-end=\"3804\"><p data-start=\"3781\" data-end=\"3804\">Serviciu eficient<\/p><\/li><li data-start=\"3805\" data-end=\"3834\"><p data-start=\"3807\" data-end=\"3834\">Prezen\u021b\u0103 fizic\u0103 \u0219i digital\u0103<\/p><\/li><\/ul><p data-start=\"3836\" data-end=\"3932\">Acest lucru garanteaz\u0103 lini\u0219tea at\u00e2t pentru utilizatorii \u00eencep\u0103tori, c\u00e2t \u0219i pentru clien\u021bii mai experimenta\u021bi.<\/p><hr data-start=\"3934\" data-end=\"3937\" \/><h2 data-start=\"3939\" data-end=\"3984\"><strong data-start=\"3942\" data-end=\"3984\">Pentru cine este potrivit Karta z \u017bubrem?<\/strong><\/h2><ul data-start=\"3985\" data-end=\"4267\"><li data-start=\"3985\" data-end=\"4039\"><p data-start=\"3987\" data-end=\"4039\">Tineri \u0219i studen\u021bi care caut\u0103 un card accesibil<\/p><\/li><li data-start=\"4040\" data-end=\"4090\"><p data-start=\"4042\" data-end=\"4090\">Persoane care \u00ee\u0219i \u00eencep via\u021ba financiar\u0103 \u00een Polonia<\/p><\/li><li data-start=\"4091\" data-end=\"4154\"><p data-start=\"4093\" data-end=\"4154\">Utilizatori care prefer\u0103 gestionarea digital\u0103 cu sprijin fa\u021b\u0103 \u00een fa\u021b\u0103<\/p><\/li><li data-start=\"4155\" data-end=\"4195\"><p data-start=\"4157\" data-end=\"4195\">Cine utilizeaz\u0103 Apple Pay sau Google Pay<\/p><\/li><li data-start=\"4196\" data-end=\"4267\"><p data-start=\"4198\" data-end=\"4267\">Reziden\u021bi \u0219i expatria\u021bi care apreciaz\u0103 securitatea \u0219i acceptarea global\u0103<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6dff097 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6dff097\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3e39f99 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3e39f99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0696d6e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"0696d6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/polonia-cartao-funil1-cum-sa-aplicati-pentru-mbank\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"474\" height=\"238\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp\" class=\"attachment-full size-full wp-image-15290\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp 474w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-300x151.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-18x9.webp 18w\" sizes=\"(max-width: 474px) 100vw, 474px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5c7e7f elementor-widget elementor-widget-text-editor\" data-id=\"c5c7e7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Card Karta z \u017bubrem - Bank Pekao<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f63f93 elementor-widget elementor-widget-text-editor\" data-id=\"5f63f93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tax\u0103 anual\u0103 redus\u0103<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-915ef01 elementor-widget elementor-widget-button\" data-id=\"915ef01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/polonia-cartao-funil1-cum-sa-aplicati-pentru-mbank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01de851 elementor-widget elementor-widget-text-editor\" data-id=\"01de851\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Tipul de beneficiu<\/th><th>Karta z \u017bubrem (izolat)<\/th><th>Promo\u021biile B\u0103ncii Pekao<\/th><\/tr><\/thead><tbody><tr><td>Programul de puncte<\/td><td>Nu este disponibil<\/td><td>Nu a fost identificat<\/td><\/tr><tr><td>Cashback<\/td><td>Nerecurente<\/td><td>Poate exista \u00een campanii punctuale<\/td><\/tr><tr><td>Bonus de membru<\/td><td>Nu \u00een mod normal<\/td><td>Da, \u00een campaniile de deschidere a conturilor<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4812\" data-end=\"4828\"><strong data-start=\"4815\" data-end=\"4828\">Concluzie<\/strong><\/h2><p data-start=\"4829\" data-end=\"5159\">A <strong data-start=\"4831\" data-end=\"4863\">Karta z \u017bubrem do Bank Pekao<\/strong> este o solu\u021bie practic\u0103, economic\u0103 \u0219i sigur\u0103, avantajoas\u0103 \u00een special pentru <strong data-start=\"4936\" data-end=\"4964\">clien\u021bi \u00een v\u00e2rst\u0103 de p\u00e2n\u0103 la 26 de ani<\/strong>. F\u0103r\u0103 comisioane, cu control complet prin intermediul aplica\u021biei, acceptare interna\u021bional\u0103 \u0219i integrare cu portofelele digitale, cardul se remarc\u0103 ca o op\u021biune excelent\u0103 pentru finan\u021bele de zi cu zi \u00een Polonia.<\/p><p data-start=\"5161\" data-end=\"5298\">Dac\u0103 sunte\u021bi \u00een c\u0103utarea unui card simplu, modern \u0219i necomplicat, acesta ar putea fi alegerea ideal\u0103 pentru a v\u0103 \u00eencepe sau organiza via\u021ba financiar\u0103.<\/p><hr data-start=\"5300\" data-end=\"5303\" \/><h2 data-start=\"5305\" data-end=\"5350\"><strong data-start=\"5308\" data-end=\"5350\">\u00centreb\u0103ri frecvente - Card Bank Pekao Karta z \u017bubrem<\/strong><\/h2><p data-start=\"5352\" data-end=\"5492\"><strong data-start=\"5352\" data-end=\"5384\">1. Cardul are o tax\u0103 anual\u0103?<\/strong><br data-start=\"5384\" data-end=\"5387\" \/>Clien\u021bii p\u00e2n\u0103 la v\u00e2rsta de 26 de ani sunt scuti\u021bi. Dup\u0103 aceast\u0103 v\u00e2rst\u0103, tariful poate fi eliminat cu o utilizare lunar\u0103 minim\u0103.<\/p><p data-start=\"5494\" data-end=\"5631\"><strong data-start=\"5494\" data-end=\"5537\">2. Pot utiliza cardul \u00een afara Poloniei?<\/strong><br data-start=\"5537\" data-end=\"5540\" \/>Da. Cardul este un card Mastercard \u0219i poate fi utilizat la nivel interna\u021bional pentru achizi\u021bii fizice \u0219i online.<\/p><p data-start=\"5633\" data-end=\"5781\"><strong data-start=\"5633\" data-end=\"5678\">3. Este obligatoriu s\u0103 ave\u021bi un cont Bank Pekao?<\/strong><br data-start=\"5678\" data-end=\"5681\" \/>Da, cardul este conectat la un cont bancar personal, care poate fi deschis online sau la o sucursal\u0103.<\/p><p data-start=\"5783\" data-end=\"5920\"><strong data-start=\"5783\" data-end=\"5839\">4. Cardul permite ratele \u0219i creditul re\u00eennoibil?<\/strong><br data-start=\"5839\" data-end=\"5842\" \/>Da. Ambele op\u021biuni sunt disponibile, cu dob\u00e2nda aplicat\u0103 \u00een conformitate cu contractul.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Pol\u00f4nia e procura um cart\u00e3o de cr\u00e9dito confi\u00e1vel, f\u00e1cil de usar e com \u00f3tima aceita\u00e7\u00e3o, a Karta z \u017bubrem do Bank Pekao \u00e9 uma excelente alternativa. O cart\u00e3o combina custos acess\u00edveis, gest\u00e3o digital completa e o respaldo de um dos bancos mais tradicionais do pa\u00eds. Cart\u00e3o Karta z \u017bubrem \u2013 Bank Pekao Baixa Taxa Anual SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Voltado principalmente para jovens, estudantes e pessoas que est\u00e3o iniciando a vida financeira, o cart\u00e3o oferece isen\u00e7\u00e3o de tarifas para menores de 26 anos, ampla aceita\u00e7\u00e3o internacional e controle total pelo aplicativo do banco. Vinculado a uma conta no Bank Pekao, o cart\u00e3o garante transa\u00e7\u00f5es seguras, acesso a descontos exclusivos e integra\u00e7\u00e3o com carteiras digitais modernas. Principais Benef\u00edcios da Karta z \u017bubrem \u2705 Isen\u00e7\u00e3o de anuidade para jovens at\u00e9 26 anos Clientes com at\u00e9 26 anos n\u00e3o pagam taxa mensal ou anual. Ap\u00f3s essa idade, a tarifa \u00e9 reduzida e pode ser isenta conforme o uso mensal m\u00ednimo do cart\u00e3o. \u2705 Aceita\u00e7\u00e3o nacional e internacional Emitido com a bandeira Mastercard, o cart\u00e3o \u00e9 aceito em milh\u00f5es de estabelecimentos f\u00edsicos e online dentro e fora da Pol\u00f4nia. \u2705 Gest\u00e3o digital completa com o app PeoPay Pelo aplicativo PeoPay, voc\u00ea pode: Acompanhar gastos em tempo real Bloquear e desbloquear o cart\u00e3o Ajustar limites Consultar faturas e transa\u00e7\u00f5es Tudo de forma simples e intuitiva. \u2705 Pagamentos por aproxima\u00e7\u00e3o e carteiras digitais Compat\u00edvel com Apple Pay, Google Pay e pagamentos por NFC, garantindo mais praticidade no dia a dia. \u2705 Cart\u00e3o virtual para compras online O cart\u00e3o virtual aumenta a seguran\u00e7a em compras na internet, utilizando dados diferentes do cart\u00e3o f\u00edsico. \u2705 Descontos e benef\u00edcios com parceiros Clientes do Bank Pekao t\u00eam acesso a promo\u00e7\u00f5es exclusivas, campanhas promocionais e vantagens em estabelecimentos parceiros. Karta z \u017bubrem \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em caixas eletr\u00f4nicos Taxa aplicada (varia conforme local e moeda) Anuidade \/ Mensalidade Aproximadamente 5\u201310 PLN\/m\u00eas\u00a0 Cashback N\u00e3o informado oficialmente Limite de cr\u00e9dito Geralmente entre 1.000 PLN e 20.000 PLN\u00a0 Compras no exterior Convers\u00e3o cambial + taxa da Mastercard Parcelamento da fatura Dispon\u00edvel com juros Cart\u00e3o adicional Dispon\u00edvel mediante cobran\u00e7a Crit\u00e9rios para Concess\u00e3o de Limite O Bank Pekao avalia o perfil do solicitante com base em: Comprova\u00e7\u00e3o de renda mensal Hist\u00f3rico de cr\u00e9dito e score financeiro Comportamento banc\u00e1rio Relacionamento pr\u00e9vio com o banco Os limites costumam variar entre 1.000 PLN e 20.000 PLN, conforme an\u00e1lise individual. Aprova\u00e7\u00e3o para quem tem restri\u00e7\u00f5es de cr\u00e9dito A aprova\u00e7\u00e3o para clientes com hist\u00f3rico negativo \u00e9 pouco prov\u00e1vel, pois o banco exige score positivo e estabilidade financeira. Seguran\u00e7a e Confiabilidade do Bank Pekao O Bank Pekao \u00e9 uma das institui\u00e7\u00f5es financeiras mais s\u00f3lidas da Pol\u00f4nia, reconhecida por: Alto n\u00edvel de seguran\u00e7a digital Tecnologia banc\u00e1ria moderna Atendimento eficiente Presen\u00e7a f\u00edsica e digital Isso garante tranquilidade tanto para usu\u00e1rios iniciantes quanto para clientes mais experientes. Para quem a Karta z \u017bubrem \u00e9 indicada? Jovens e estudantes que buscam um cart\u00e3o acess\u00edvel Pessoas iniciando a vida financeira na Pol\u00f4nia Usu\u00e1rios que preferem gest\u00e3o digital com suporte presencial Quem utiliza Apple Pay ou Google Pay Residentes e expatriados que valorizam seguran\u00e7a e aceita\u00e7\u00e3o global Cart\u00e3o Karta z \u017bubrem \u2013 Bank Pekao Baixa Taxa Anual SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Tipo de Benef\u00edcio Karta z \u017bubrem (isolado) Promo\u00e7\u00f5es do Bank Pekao Programa de pontos N\u00e3o dispon\u00edvel N\u00e3o identificado Cashback N\u00e3o recorrente Pode existir em campanhas pontuais B\u00f4nus de ades\u00e3o Normalmente n\u00e3o Sim, em campanhas de abertura de conta Conclus\u00e3o A Karta z \u017bubrem do Bank Pekao \u00e9 uma solu\u00e7\u00e3o pr\u00e1tica, econ\u00f4mica e segura, especialmente vantajosa para clientes com at\u00e9 26 anos. Com isen\u00e7\u00e3o de tarifas, controle completo pelo app, aceita\u00e7\u00e3o internacional e integra\u00e7\u00e3o com carteiras digitais, o cart\u00e3o se destaca como uma \u00f3tima op\u00e7\u00e3o para o dia a dia financeiro na Pol\u00f4nia. Se voc\u00ea busca um cart\u00e3o simples, moderno e sem complica\u00e7\u00f5es, essa pode ser a escolha ideal para come\u00e7ar ou organizar sua vida financeira. FAQ \u2013 Cart\u00e3o Bank Pekao Karta z \u017bubrem 1. O cart\u00e3o possui anuidade?Clientes com at\u00e9 26 anos s\u00e3o isentos. Ap\u00f3s essa idade, a tarifa pode ser eliminada com uso m\u00ednimo mensal. 2. Posso usar o cart\u00e3o fora da Pol\u00f4nia?Sim. O cart\u00e3o \u00e9 Mastercard e pode ser usado internacionalmente em compras f\u00edsicas e online. 3. \u00c9 obrigat\u00f3rio ter conta no Bank Pekao?Sim. O cart\u00e3o est\u00e1 vinculado a uma conta pessoal no banco, que pode ser aberta online ou em ag\u00eancia. 4. O cart\u00e3o permite parcelamento e cr\u00e9dito rotativo?Sim. Ambas as op\u00e7\u00f5es est\u00e3o dispon\u00edveis, com juros aplicados conforme contrato.<\/p>","protected":false},"author":1,"featured_media":15282,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15281","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/15281","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/comments?post=15281"}],"version-history":[{"count":10,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/15281\/revisions"}],"predecessor-version":[{"id":17109,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/15281\/revisions\/17109"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media\/15282"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media?parent=15281"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/categories?post=15281"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/tags?post=15281"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/post_folder?post=15281"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}