{"id":15391,"date":"2025-12-16T01:45:25","date_gmt":"2025-12-16T01:45:25","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15391"},"modified":"2025-12-25T01:05:16","modified_gmt":"2025-12-25T01:05:16","slug":"polonia-cardul-broad-ing-bank","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/ro\/financas\/polonia-cartao-broad-ing-bank\/","title":{"rendered":"ING Bank \u015al\u0105ski Card - Karta Kredytowa Visa: Accesibilitate \u0219i beneficii \u00een Polonia"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15391\" class=\"elementor elementor-15391\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anun\u021buri<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"254\" data-end=\"621\">Dac\u0103 locui\u021bi \u00een Polonia \u0219i c\u0103uta\u021bi un <strong data-start=\"289\" data-end=\"399\">un card de credit de \u00eencredere, acceptat pe scar\u0103 larg\u0103 la nivel interna\u021bional, cu tarife accesibile \u0219i gestionare digital\u0103 sigur\u0103<\/strong>, a <strong data-start=\"403\" data-end=\"446\">Cardul de credit Visa de la ING Bank \u015al\u0105ski<\/strong> este o alternativ\u0103 excelent\u0103. Emis\u0103 de una dintre cele mai inovatoare \u0219i solide b\u0103nci din \u021bar\u0103, cardul combin\u0103 <strong data-start=\"554\" data-end=\"620\">tehnologie, control financiar \u0219i comoditate \u00een via\u021ba de zi cu zi.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/polonia-cartao-broad-como-solicitar-ing-bank\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59.webp\" class=\"attachment-full size-full wp-image-15418\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59.webp 1280w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-300x169.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-1024x576.webp 1024w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-768x432.webp 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/tuna-1-59-18x10.webp 18w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Cardul ING Bank \u015al\u0105ski \u2013 Card de credit Visa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Membru gratuit<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/polonia-cartao-broad-como-solicitar-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"927\" data-end=\"1150\">Ideal pentru utilizarea zilnic\u0103, cardul ofer\u0103 <strong data-start=\"970\" data-end=\"1054\">pl\u0103\u021bi prin apropiere, rate flexibile, credit revolving transparent<\/strong> \u0219i integrare complet\u0103 cu aplica\u021bia <strong data-start=\"1091\" data-end=\"1103\">Moje ING<\/strong>, o referin\u021b\u0103 \u00een domeniul experien\u021bei digitale \u00een Polonia.<\/p><hr data-start=\"1152\" data-end=\"1155\" \/><h2 data-start=\"1157\" data-end=\"1218\"><strong data-start=\"1160\" data-end=\"1218\">Principalele avantaje ale cardului ING Bank \u015al\u0105ski \u2013 Visa<\/strong><\/h2><p data-start=\"1220\" data-end=\"1429\">\u2705 <strong data-start=\"1222\" data-end=\"1267\">Acceptat la nivel interna\u021bional cu cardul Visa<\/strong><br data-start=\"1267\" data-end=\"1270\" \/>Utiliza\u021bi cardul \u00een milioane de magazine fizice \u0219i online din \u00eentreaga lume. Conversia valutar\u0103 se face automat, cu transparen\u021b\u0103 total\u0103 \u00een ceea ce prive\u0219te comisioanele aplicate.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/polonia-cartao-broad-como-solicitar-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICIT\u0102-\u021aI CARDUL  ING VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"1431\" data-end=\"1606\">\u2705 <strong data-start=\"1433\" data-end=\"1490\">Tarif anual accesibil (cu posibilitatea de scutire)<\/strong><br data-start=\"1490\" data-end=\"1493\" \/>Rata anual\u0103 este de <strong data-start=\"1509\" data-end=\"1519\">35 PLN<\/strong>, put\u00e2nd fi <strong data-start=\"1533\" data-end=\"1543\">scutit\u0103<\/strong> \u00een cazul \u00een care titularul cheltuie\u0219te cel pu\u021bin <strong data-start=\"1576\" data-end=\"1595\">200 PLN pe lun\u0103<\/strong> pe card.<\/p><p data-start=\"1608\" data-end=\"1763\">\u2705 <strong data-start=\"1610\" data-end=\"1655\">Gestionare digital\u0103 complet\u0103 prin aplica\u021bia Moje ING<\/strong><br data-start=\"1655\" data-end=\"1658\" \/>Urm\u0103ri\u021bi soldul, limita, facturile, ratele \u0219i bloc\u0103rile \u00een timp real, cu notific\u0103ri instantanee.<\/p><p data-start=\"1765\" data-end=\"1893\">\u2705 <strong data-start=\"1767\" data-end=\"1813\">Compatibilitate cu Apple Pay \u0219i Google Pay<\/strong><br data-start=\"1813\" data-end=\"1816\" \/>Pl\u0103ti\u021bi rapid, \u00een siguran\u021b\u0103 \u0219i f\u0103r\u0103 contact, folosind smartphone-ul sau ceasul inteligent.<\/p><p data-start=\"1895\" data-end=\"2037\">\u2705 <strong data-start=\"1897\" data-end=\"1943\">Card virtual pentru cump\u0103r\u0103turi online \u00een siguran\u021b\u0103<\/strong><br data-start=\"1943\" data-end=\"1946\" \/>Crea\u021bi un card digital separat prin intermediul aplica\u021biei pentru o protec\u021bie sporit\u0103 la cump\u0103r\u0103turile online.<\/p><p data-start=\"2039\" data-end=\"2188\">\u2705 <strong data-start=\"2041\" data-end=\"2074\">Plata \u00een rate \u201cRoz\u0142\u00f3\u017c na raty\u201d<\/strong><br data-start=\"2074\" data-end=\"2077\" \/>Transforma\u021bi cump\u0103r\u0103turile \u00een rate de p\u00e2n\u0103 la <strong data-start=\"2115\" data-end=\"2127\">36 de luni<\/strong>, cu <strong data-start=\"2133\" data-end=\"2153\">rat\u0103 fix\u0103 de 10%<\/strong>, f\u0103r\u0103 dob\u00e2nzi suplimentare la activare.<\/p><p data-start=\"2190\" data-end=\"2356\">\u2705 <strong data-start=\"2192\" data-end=\"2229\">Credit revolving cu dob\u00e2nzi transparente<\/strong><br data-start=\"2229\" data-end=\"2232\" \/>\u00cen cazul \u00een care opta\u021bi s\u0103 achita\u021bi doar o parte din factur\u0103, creditul revolving are rate anuale cuprinse \u00eentre <strong data-start=\"2321\" data-end=\"2336\">11% \u0219i 15,5%<\/strong>, conform contractului.<\/p><h2 data-start=\"2190\" data-end=\"2356\">Cardul Visa de la ING Bank \u015al\u0105ski \u2013 Comisioane \u0219i condi\u021bii<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c6050d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"9c6050d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a1f17c elementor-widget elementor-widget-text-editor\" data-id=\"3a1f17c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table class=\"aligncenter\"><thead><tr><th>Service<\/th><th>Stare standard<\/th><\/tr><\/thead><tbody><tr><td>Retrageri de la ATM<\/td><td>Se aplic\u0103 o tax\u0103 suplimentar\u0103, care variaz\u0103 \u00een func\u021bie de loca\u021bie \u0219i moned\u0103<\/td><\/tr><tr><td>Tax\u0103 anual\u0103 \/ Tax\u0103 lunar\u0103<\/td><td>35 PLN pe an (scutit de la plat\u0103 dac\u0103 se atinge o sum\u0103 minim\u0103 de cheltuieli lunare)<\/td><\/tr><tr><td>Cashback<\/td><td>Nu este fix; disponibil \u00een cadrul campaniilor \u0219i parteneriatelor<\/td><\/tr><tr><td>Limita de credit<\/td><td>De obicei, \u00eentre 1.000 \u0219i 20.000 de zlo\u021bi<\/td><\/tr><tr><td>Cump\u0103r\u0103turi \u00een str\u0103in\u0103tate<\/td><td>Cursul de schimb + comisionul standard Visa<\/td><\/tr><tr><td>Facturi \u00een rate<\/td><td>Disponibil cu dob\u00e2nd\u0103<\/td><\/tr><tr><td>Card suplimentar<\/td><td style=\"text-align: center;\">Disponibil contra cost<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/polonia-cartao-broad-como-solicitar-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICIT\u0102-\u021aI CARDUL  ING VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3089\" data-end=\"3130\"><strong data-start=\"3092\" data-end=\"3130\">Criterii de acordare a limitei<\/strong><\/h2><p data-start=\"3131\" data-end=\"3193\">ING Bank \u015al\u0105ski efectueaz\u0103 o analiz\u0103 individual\u0103 lu\u00e2nd \u00een considerare:<\/p><ul data-start=\"3195\" data-end=\"3354\"><li data-start=\"3195\" data-end=\"3226\"><p data-start=\"3197\" data-end=\"3226\">Dovada venitului lunar<\/p><\/li><li data-start=\"3227\" data-end=\"3270\"><p data-start=\"3229\" data-end=\"3270\">Istoricul financiar \u0219i scorul de credit<\/p><\/li><li data-start=\"3271\" data-end=\"3316\"><p data-start=\"3273\" data-end=\"3316\">Profilul cheltuielilor \u0219i comportamentul bancar<\/p><\/li><li data-start=\"3317\" data-end=\"3354\"><p data-start=\"3319\" data-end=\"3354\">Rela\u021bia anterioar\u0103 cu banca<\/p><\/li><\/ul><p data-start=\"3356\" data-end=\"3459\">Limitele aprobate variaz\u0103 de obicei \u00eentre <strong data-start=\"3402\" data-end=\"3428\">1.000 PLN \u0219i 20.000 PLN<\/strong>, \u00een func\u021bie de profilul clientului.<\/p><hr data-start=\"3461\" data-end=\"3464\" \/><h2 data-start=\"3466\" data-end=\"3518\"><strong data-start=\"3469\" data-end=\"3518\">Aprobarea pentru persoanele cu restric\u021bii de credit<\/strong><\/h2><p data-start=\"3519\" data-end=\"3671\">Banca solicit\u0103 de obicei <strong data-start=\"3544\" data-end=\"3577\">istoric de credit pozitiv<\/strong>, ceea ce poate \u00eengreuna aprobarea \u00een cazul persoanelor cu restric\u021bii active sau antecedente negative.<\/p><h2 data-start=\"3678\" data-end=\"3708\"><strong data-start=\"3681\" data-end=\"3708\">Cum s\u0103 aplica\u021bi pentru un card<\/strong><\/h2><p data-start=\"3709\" data-end=\"3738\">Cererea poate fi f\u0103cut\u0103:<\/p><ul data-start=\"3740\" data-end=\"3866\"><li data-start=\"3740\" data-end=\"3788\"><p data-start=\"3742\" data-end=\"3788\">Online, pe site-ul oficial al ING Bank \u015al\u0105ski<\/p><\/li><li data-start=\"3789\" data-end=\"3821\"><p data-start=\"3791\" data-end=\"3821\">Prin intermediul aplica\u021biei <strong data-start=\"3807\" data-end=\"3819\">Moje ING<\/strong><\/p><\/li><li data-start=\"3822\" data-end=\"3866\"><p data-start=\"3824\" data-end=\"3866\">Personal, la o sucursal\u0103 a b\u0103ncii<\/p><\/li><\/ul><p data-start=\"3868\" data-end=\"3974\">Este necesar s\u0103 de\u021bii sau s\u0103 deschizi o <strong data-start=\"3898\" data-end=\"3923\">cont curent la ING<\/strong>, procedur\u0103 care poate fi efectuat\u0103 online.<\/p><hr data-start=\"3976\" data-end=\"3979\" \/><h2 data-start=\"3981\" data-end=\"4028\"><strong data-start=\"3984\" data-end=\"4028\">\u00cencredere \u0219i siguran\u021b\u0103 cu ING Bank \u015al\u0105ski<\/strong><\/h2><p data-start=\"4029\" data-end=\"4260\">ING Bank \u015al\u0105ski este una dintre cele mai mari b\u0103nci din Polonia, recunoscut\u0103 pentru <strong data-start=\"4103\" data-end=\"4170\">securitate digital\u0103, inovare tehnologic\u0103 \u0219i servicii eficiente<\/strong>. Toate tranzac\u021biile beneficiaz\u0103 de <strong data-start=\"4203\" data-end=\"4259\">criptografie avansat\u0103 \u0219i autentificare \u00een doi pa\u0219i<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/polonia-cartao-broad-como-solicitar-ing-bank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 SOLICIT\u0102-\u021aI CARDUL  ING VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"5108\" data-end=\"5124\"><strong data-start=\"5111\" data-end=\"5124\">Concluzie<\/strong><\/h2><p data-start=\"5125\" data-end=\"5412\">A <strong data-start=\"5127\" data-end=\"5170\">Cardul de credit Visa de la ING Bank \u015al\u0105ski<\/strong> este o solu\u021bie complet\u0103 pentru cei care caut\u0103 <strong data-start=\"5208\" data-end=\"5257\">simplitate, control \u0219i siguran\u021b\u0103 financiar\u0103<\/strong>. Datorit\u0103 accept\u0103rii la nivel global, op\u021biunilor flexibile de plat\u0103 \u00een rate, aplica\u021biei intuitive \u0219i tarifelor accesibile, cardul se adreseaz\u0103 at\u00e2t utilizatorilor \u00eencep\u0103tori, c\u00e2t \u0219i clien\u021bilor mai experimenta\u021bi.<\/p><p data-start=\"5414\" data-end=\"5547\">Dac\u0103 sunte\u021bi \u00een c\u0103utarea unui <strong data-start=\"5440\" data-end=\"5493\">practic, modern \u0219i sus\u021binut de o banc\u0103 solid\u0103<\/strong>, cardul Visa de la ING Bank \u015al\u0105ski este o alegere inteligent\u0103.<\/p><hr data-start=\"5549\" data-end=\"5552\" \/><h2 data-start=\"5554\" data-end=\"5610\"><strong data-start=\"5557\" data-end=\"5610\">\u00centreb\u0103ri frecvente \u2013 Cardul de credit Visa al ING Bank \u015al\u0105ski<\/strong><\/h2><p data-start=\"5612\" data-end=\"5752\"><strong data-start=\"5612\" data-end=\"5655\">Cardul are o tax\u0103 anual\u0103 sau o tax\u0103 lunar\u0103?<\/strong><br data-start=\"5655\" data-end=\"5658\" \/>Da. Rata anual\u0103 este de <strong data-start=\"5679\" data-end=\"5689\">35 PLN<\/strong>, dar poate fi scutit\u0103 dac\u0103 cheltui\u021bi cel pu\u021bin <strong data-start=\"5732\" data-end=\"5751\">200 PLN pe lun\u0103<\/strong>.<\/p><p data-start=\"5754\" data-end=\"5878\"><strong data-start=\"5754\" data-end=\"5794\">Pot folosi cardul \u00een afara Poloniei?<\/strong><br data-start=\"5794\" data-end=\"5797\" \/>Da. Cardul Visa asigur\u0103 acceptarea la nivel interna\u021bional at\u00e2t pentru cump\u0103r\u0103turile fizice, c\u00e2t \u0219i pentru cele online.<\/p><p data-start=\"5880\" data-end=\"5996\"><strong data-start=\"5880\" data-end=\"5924\">Trebuie s\u0103 am un cont la ING pentru a depune cererea?<\/strong><br data-start=\"5924\" data-end=\"5927\" \/>Da. Cardul este asociat unui cont curent la ING Bank \u015al\u0105ski.<\/p><p data-start=\"5998\" data-end=\"6185\"><strong data-start=\"5998\" data-end=\"6055\">Se pot achita cump\u0103r\u0103turile \u00een rate sau se poate folosi un credit revolving?<\/strong><br data-start=\"6055\" data-end=\"6058\" \/>Da. Cardul ofer\u0103 posibilitatea de a pl\u0103ti \u00een rate de p\u00e2n\u0103 la <strong data-start=\"6100\" data-end=\"6112\">36 de luni<\/strong> \u0219i un credit revolving cu dob\u00e2nzi specificate clar \u00een contract \u0219i \u00een aplica\u021bie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Pol\u00f4nia e busca um cart\u00e3o de cr\u00e9dito confi\u00e1vel, com ampla aceita\u00e7\u00e3o internacional, tarifas acess\u00edveis e gest\u00e3o digital segura, a Karta Kredytowa Visa do ING Bank \u015al\u0105ski \u00e9 uma excelente alternativa. Emitido por um dos bancos mais inovadores e s\u00f3lidos do pa\u00eds, o cart\u00e3o combina tecnologia, controle financeiro e praticidade para o dia a dia. Cart\u00e3o ING Bank \u015al\u0105ski \u2013 Karta Kredytowa Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Ideal para uso cotidiano, o cart\u00e3o oferece pagamentos por aproxima\u00e7\u00e3o, parcelamento flex\u00edvel, cr\u00e9dito rotativo transparente e integra\u00e7\u00e3o total com o aplicativo Moje ING, refer\u00eancia em experi\u00eancia digital na Pol\u00f4nia. Principais Benef\u00edcios do Cart\u00e3o ING Bank \u015al\u0105ski \u2013 Visa \u2705 Aceita\u00e7\u00e3o internacional com bandeira VisaUtilize o cart\u00e3o em milh\u00f5es de estabelecimentos f\u00edsicos e online no mundo todo. A convers\u00e3o de moeda \u00e9 autom\u00e1tica, com total transpar\u00eancia nas taxas aplicadas. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2705 Tarifa anual acess\u00edvel (com possibilidade de isen\u00e7\u00e3o)A anuidade \u00e9 de 35 PLN, podendo ser isenta caso o titular gaste pelo menos 200 PLN por m\u00eas no cart\u00e3o. \u2705 Gest\u00e3o digital completa pelo app Moje INGAcompanhe saldo, limite, faturas, parcelamentos e bloqueios em tempo real, com notifica\u00e7\u00f5es instant\u00e2neas. \u2705 Compatibilidade com Apple Pay e Google PayPague com seu smartphone ou smartwatch de forma r\u00e1pida, segura e sem contato. \u2705 Cart\u00e3o virtual para compras online segurasCrie um cart\u00e3o digital separado pelo aplicativo para maior prote\u00e7\u00e3o em compras na internet. \u2705 Parcelamento \u201cRoz\u0142\u00f3\u017c na raty\u201dTransforme compras em parcelas de at\u00e9 36 meses, com taxa fixa de 10%, sem juros adicionais na ativa\u00e7\u00e3o. \u2705 Cr\u00e9dito rotativo com juros clarosCaso opte por pagar apenas parte da fatura, o cr\u00e9dito rotativo possui taxas anuais entre 11% e 15,5%, conforme contrato. Cart\u00e3o Visa do ING Bank \u015al\u0105ski \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em caixas eletr\u00f4nicos Taxa adicional aplicada, variando conforme local e moeda Anuidade \/ Mensalidade 35 PLN por ano (isenta com gasto m\u00ednimo mensal) Cashback N\u00e3o fixo; dispon\u00edvel em campanhas e parcerias Limite de cr\u00e9dito Geralmente entre 1.000 z\u0142 e 20.000 z\u0142 Compras no exterior Convers\u00e3o cambial + taxa padr\u00e3o da Visa Parcelamento da fatura Dispon\u00edvel com juros Cart\u00e3o adicional Dispon\u00edvel mediante cobran\u00e7a \ud83d\udc49 PE\u00c7A SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Crit\u00e9rios para Concess\u00e3o de Limite O ING Bank \u015al\u0105ski realiza uma an\u00e1lise individual considerando: Comprova\u00e7\u00e3o de renda mensal Hist\u00f3rico financeiro e score de cr\u00e9dito Perfil de gastos e comportamento banc\u00e1rio Relacionamento pr\u00e9vio com o banco Os limites aprovados normalmente variam entre 1.000 PLN e 20.000 PLN, conforme o perfil do cliente. Aprova\u00e7\u00e3o para Quem Tem Restri\u00e7\u00f5es de Cr\u00e9dito O banco geralmente exige hist\u00f3rico de cr\u00e9dito positivo, o que pode dificultar a aprova\u00e7\u00e3o para pessoas com restri\u00e7\u00f5es ativas ou registros negativos. Como Solicitar o Cart\u00e3o A solicita\u00e7\u00e3o pode ser feita: Online, pelo site oficial do ING Bank \u015al\u0105ski Pelo aplicativo Moje ING Presencialmente, em uma ag\u00eancia do banco \u00c9 necess\u00e1rio ter ou abrir uma conta corrente no ING, processo que pode ser realizado de forma digital. Confian\u00e7a e Seguran\u00e7a do ING Bank \u015al\u0105ski O ING Bank \u015al\u0105ski \u00e9 um dos maiores bancos da Pol\u00f4nia, reconhecido por sua seguran\u00e7a digital, inova\u00e7\u00e3o tecnol\u00f3gica e atendimento eficiente. Todas as transa\u00e7\u00f5es contam com criptografia avan\u00e7ada e autentica\u00e7\u00e3o em dois fatores. \ud83d\udc49 SOLICITE SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Conclus\u00e3o A Karta Kredytowa Visa do ING Bank \u015al\u0105ski \u00e9 uma op\u00e7\u00e3o completa para quem busca simplicidade, controle e seguran\u00e7a financeira. Com aceita\u00e7\u00e3o global, parcelamento flex\u00edvel, app intuitivo e tarifas acess\u00edveis, o cart\u00e3o atende desde usu\u00e1rios iniciantes at\u00e9 clientes mais experientes. Se voc\u00ea procura um cart\u00e3o pr\u00e1tico, moderno e respaldado por um banco s\u00f3lido, o Visa do ING Bank \u015al\u0105ski \u00e9 uma escolha inteligente. FAQ \u2013 Cart\u00e3o ING Bank \u015al\u0105ski Karta Kredytowa Visa O cart\u00e3o tem anuidade ou tarifa mensal?Sim. A anuidade \u00e9 de 35 PLN, mas pode ser isenta ao gastar pelo menos 200 PLN por m\u00eas. Posso usar o cart\u00e3o fora da Pol\u00f4nia?Sim. A bandeira Visa garante aceita\u00e7\u00e3o internacional em compras f\u00edsicas e online. Preciso ter conta no ING para solicitar?Sim. O cart\u00e3o est\u00e1 vinculado a uma conta corrente no ING Bank \u015al\u0105ski. \u00c9 poss\u00edvel parcelar compras ou usar cr\u00e9dito rotativo?Sim. O cart\u00e3o oferece parcelamento em at\u00e9 36 meses e cr\u00e9dito rotativo com juros informados claramente no contrato e no app.<\/p>","protected":false},"author":1,"featured_media":15426,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15391","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/15391","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/comments?post=15391"}],"version-history":[{"count":10,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/15391\/revisions"}],"predecessor-version":[{"id":17094,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/15391\/revisions\/17094"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media\/15426"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media?parent=15391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/categories?post=15391"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/tags?post=15391"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/post_folder?post=15391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}