{"id":16417,"date":"2025-12-21T05:17:50","date_gmt":"2025-12-21T05:17:50","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=16417"},"modified":"2025-12-25T02:31:25","modified_gmt":"2025-12-25T02:31:25","slug":"olanda-cardul-funil1-engleza","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/ro\/financas\/holanda-cartao-funil1-ing\/","title":{"rendered":"ING Creditcard: Beneficii \u00een \u021a\u0103rile de Jos"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"16417\" class=\"elementor elementor-16417\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anun\u021buri<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"209\" data-end=\"620\">Dac\u0103 v\u0103 afla\u021bi \u00een Europa \u0219i sunte\u021bi \u00een c\u0103utarea unui card de credit de \u00eencredere, cu acceptare interna\u021bional\u0103 bun\u0103, beneficii pentru c\u0103l\u0103torii \u0219i control digital complet, cardul <strong data-start=\"360\" data-end=\"378\">Carte de credit ING<\/strong> poate fi alegerea ideal\u0103. \u00cen acest articol, ve\u021bi afla despre principalele avantaje, comisioane, criterii de eligibilitate \u0219i func\u021bionalit\u0103\u021bi care fac din acest card o op\u021biune practic\u0103, sigur\u0103 \u0219i eficient\u0103 pentru utilizarea zilnic\u0103 \u0219i pentru c\u0103l\u0103torii frecven\u021bi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/cardul-holland-funnel1-cum-se-aplica-pentru-ing\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/ING-Creditcard-1.png\" title=\"ING-Card de credit-1\" alt=\"ING-Card de credit-1\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Carte de credit ING<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>F\u0103r\u0103 comision anual<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/cardul-holland-funnel1-cum-se-aplica-pentru-ing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"741\" data-end=\"950\">Emise de banc\u0103 <strong data-start=\"760\" data-end=\"767\">ING<\/strong> \u00een parteneriat cu <strong data-start=\"786\" data-end=\"823\">Servicii interna\u021bionale de carduri (ICS)<\/strong>, ING Creditcard combin\u0103 soliditatea uneia dintre cele mai mari b\u0103nci din Europa cu acceptarea global\u0103 larg\u0103 a m\u0103rcii ING Creditcard. <strong data-start=\"935\" data-end=\"949\">Mastercard<\/strong>.<\/p><p data-start=\"952\" data-end=\"1094\">Ideal pentru utilizarea de zi cu zi, cump\u0103r\u0103turi online \u0219i c\u0103l\u0103torii interna\u021bionale, cardul ofer\u0103 practicitate, securitate \u0219i o gestionare modern\u0103 a finan\u021belor dumneavoastr\u0103.<\/p><hr data-start=\"1096\" data-end=\"1099\" \/><h2 data-start=\"1101\" data-end=\"1144\"><strong>Principalele avantaje ale cardului de credit ING<\/strong><\/h2><h3 data-start=\"1146\" data-end=\"1187\">\ud83d\udcb3 Acceptare la nivel mondial cu Mastercard<\/h3><p data-start=\"1188\" data-end=\"1316\">Utiliza\u021bi cardul \u00een milioane de unit\u0103\u021bi fizice \u0219i online din \u00eentreaga lume, oriunde este acceptat Mastercard.<\/p><h3 data-start=\"1318\" data-end=\"1362\">\ud83d\udcf2 Gestionare digital\u0103 complet\u0103 prin intermediul aplica\u021biei ICS<\/h3><p data-start=\"1363\" data-end=\"1497\">Urm\u0103ri\u021bi cheltuielile, limita disponibil\u0103, facturile \u0219i tranzac\u021biile \u00een timp real prin intermediul aplica\u021biei oficiale ICS, disponibil\u0103 pentru Android \u0219i iOS.<\/p><h3 data-start=\"1499\" data-end=\"1546\">\ud83d\udd10 Securitate avansat\u0103 pentru cump\u0103r\u0103turi online<\/h3><p data-start=\"1547\" data-end=\"1687\">Achizi\u021bii protejate prin autentificare <strong data-start=\"1583\" data-end=\"1596\">3D Secure<\/strong>, alerte instantanee privind tranzac\u021biile pentru un control sporit \u0219i protec\u021bie \u00eempotriva fraudei.<\/p><h3 data-start=\"1689\" data-end=\"1738\">\ud83d\udcbc Limit\u0103 personalizat\u0103 \u00een func\u021bie de profilul dvs.<\/h3><p data-start=\"1739\" data-end=\"1873\">Limita de credit este stabilit\u0103 \u00een func\u021bie de venitul \u0219i situa\u021bia financiar\u0103 \u0219i poate fi ajustat\u0103 \u00een func\u021bie de utilizarea responsabil\u0103 a cardului.<\/p><h3 data-start=\"1875\" data-end=\"1927\">\ud83c\udf0d Ideal pentru c\u0103l\u0103torii \u0219i cump\u0103r\u0103turi interna\u021bionale<\/h3><p data-start=\"1928\" data-end=\"2033\">Acceptare global\u0103, suport pentru retrageri de la ATM-uri \u00een str\u0103in\u0103tate \u0219i conversie valutar\u0103 automat\u0103.<\/p><h3 data-start=\"2035\" data-end=\"2091\">\ud83d\udcf1 Pl\u0103\u021bi de proximitate \u0219i portofele digitale<\/h3><p data-start=\"2092\" data-end=\"2203\">Compatibil cu <strong data-start=\"2107\" data-end=\"2120\">Apple Pay<\/strong>, <strong data-start=\"2122\" data-end=\"2136\">Google Pay<\/strong> \u0219i pl\u0103\u021bi NFC, permi\u021b\u00e2nd rapiditate \u0219i securitate \u00een via\u021ba de zi cu zi.<\/p><h3 data-start=\"2205\" data-end=\"2237\">\ud83d\udcb3 Card fizic \u0219i digital<\/h3><p data-start=\"2238\" data-end=\"2360\">\u00cen plus fa\u021b\u0103 de cardul fizic, pute\u021bi genera un card digital exclusiv pentru achizi\u021biile online, sporind \u0219i mai mult securitatea.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4dea7a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c4dea7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-12af049 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"12af049\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-224f1ef elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"224f1ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/cardul-holland-funnel1-cum-se-aplica-pentru-ing\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/ING-Creditcard-1.png\" title=\"ING-Card de credit-1\" alt=\"ING-Card de credit-1\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0bc4a47 elementor-widget elementor-widget-text-editor\" data-id=\"0bc4a47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Carte de credit ING<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a025ef1 elementor-widget elementor-widget-text-editor\" data-id=\"a025ef1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>F\u0103r\u0103 comision anual<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cf3ab0 elementor-widget elementor-widget-button\" data-id=\"2cf3ab0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/cardul-holland-funnel1-cum-se-aplica-pentru-ing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333afe0 elementor-widget elementor-widget-text-editor\" data-id=\"333afe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f587463 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f587463\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248df4e elementor-widget elementor-widget-text-editor\" data-id=\"248df4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2455\" data-end=\"2511\"><strong>ING Creditcard - Taxe \u0219i condi\u021bii<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Service<\/th><th>Stare standard<\/th><\/tr><\/thead><tbody><tr><td><strong>Retrageri de la ATM<\/strong><\/td><td>Permise - comision de 4,50 \u20ac pe retragere. \u00cen moned\u0103 str\u0103in\u0103, 2% supratax\u0103 la conversie<\/td><\/tr><tr><td><strong>Tax\u0103 anual\u0103 \/ Tax\u0103 lunar\u0103<\/strong><\/td><td>Gratuit pentru primul an. Dup\u0103 12 luni: 19,95 \u20ac\/an<\/td><\/tr><tr><td><strong>Cashback<\/strong><\/td><td>F\u0103r\u0103 program cashback<\/td><\/tr><tr><td><strong>Limita de credit<\/strong><\/td><td>Variabil\u0103 - definit\u0103 dup\u0103 analiza creditelor<\/td><\/tr><tr><td><strong>Cump\u0103r\u0103turi \u00een str\u0103in\u0103tate<\/strong><\/td><td>Permise - f\u0103r\u0103 comision din partea emitentului, dar comision de conversie 2%<\/td><\/tr><tr><td><strong>Facturi \u00een rate<\/strong><\/td><td>Disponibil - dob\u00e2nd\u0103 la soldul nepl\u0103tit. Plata minim\u0103: 3% din factur\u0103 sau 25 EUR<\/td><\/tr><tr><td><strong>Card suplimentar<\/strong><\/td><td>Disponibil - p\u00e2n\u0103 la 2 carduri suplimentare, \u00een func\u021bie de aprobare<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3237\" data-end=\"3265\"><strong>Criterii de eliberare<\/strong><\/h2><p data-start=\"3267\" data-end=\"3303\">Cardul de credit ING este emis la:<\/p><ul data-start=\"3305\" data-end=\"3509\"><li data-start=\"3305\" data-end=\"3343\"><p data-start=\"3307\" data-end=\"3343\">\u00cenregistrare online cu datele personale<\/p><\/li><li data-start=\"3344\" data-end=\"3398\"><p data-start=\"3346\" data-end=\"3398\">Trimiterea documentelor pentru verificarea identit\u0103\u021bii<\/p><\/li><li data-start=\"3399\" data-end=\"3441\"><p data-start=\"3401\" data-end=\"3441\">Aprobarea se face \u00een func\u021bie de analiza creditului<\/p><\/li><li data-start=\"3442\" data-end=\"3474\"><p data-start=\"3444\" data-end=\"3474\">Fii <strong data-start=\"3448\" data-end=\"3472\">rezident \u00een \u021a\u0103rile de Jos<\/strong><\/p><\/li><li data-start=\"3475\" data-end=\"3509\"><p data-start=\"3477\" data-end=\"3509\">Au <strong data-start=\"3481\" data-end=\"3509\">cont activ la ING bank<\/strong><\/p><\/li><\/ul><h3 data-start=\"3511\" data-end=\"3563\">Aprobare pentru cei cu restric\u021bii de credit?<\/h3><p data-start=\"3564\" data-end=\"3704\">Nu este garantat. Aprobarea depinde de analiza creditului, iar clien\u021bii cu un istoric negativ sau un record BKR pot fi refuza\u021bi.<\/p><hr data-start=\"3706\" data-end=\"3709\" \/><h2 data-start=\"3711\" data-end=\"3756\"><strong>Fiabilitatea \u0219i securitatea ING Creditcard<\/strong><\/h2><p data-start=\"3758\" data-end=\"3845\">Cardul de credit ING este emis de o institu\u021bie bancar\u0103 solid\u0103 \u0219i de \u00eencredere:<\/p><ul data-start=\"3847\" data-end=\"4107\"><li data-start=\"3847\" data-end=\"3882\"><p data-start=\"3849\" data-end=\"3882\">Chip EMV \u0219i autentificare PIN<\/p><\/li><li data-start=\"3883\" data-end=\"3925\"><p data-start=\"3885\" data-end=\"3925\">Monitorizarea antifraud\u0103 \u00een timp real<\/p><\/li><li data-start=\"3926\" data-end=\"3993\"><p data-start=\"3928\" data-end=\"3993\">Asigurare de c\u0103l\u0103torie gratuit\u0103 (atunci c\u00e2nd c\u0103l\u0103tori\u021bi cu cardul)<\/p><\/li><li data-start=\"3994\" data-end=\"4053\"><p data-start=\"3996\" data-end=\"4053\">Controlul facturilor \u0219i al cheltuielilor prin intermediul aplica\u021biei \u0219i al internet banking-ului<\/p><\/li><li data-start=\"4054\" data-end=\"4107\"><p data-start=\"4056\" data-end=\"4107\">Asisten\u021b\u0103 24 de ore din 24 \u00een caz de blocaj, pierdere sau litigii<\/p><\/li><\/ul><hr data-start=\"4109\" data-end=\"4112\" \/><h2 data-start=\"4114\" data-end=\"4158\"><strong>Pentru cine este cardul de credit ING?<\/strong><\/h2><ul data-start=\"4160\" data-end=\"4456\"><li data-start=\"4160\" data-end=\"4214\"><p data-start=\"4162\" data-end=\"4214\">Cine caut\u0103 <strong data-start=\"4173\" data-end=\"4212\">f\u0103r\u0103 comision anual pentru primul an<\/strong><\/p><\/li><li data-start=\"4215\" data-end=\"4275\"><p data-start=\"4217\" data-end=\"4275\">Utilizatori care fac frecvent achizi\u021bii interna\u021bionale<\/p><\/li><li data-start=\"4276\" data-end=\"4331\"><p data-start=\"4278\" data-end=\"4331\">C\u0103l\u0103torii care doresc s\u0103 <strong data-start=\"4300\" data-end=\"4329\">asigurare de c\u0103l\u0103torie gratuit\u0103<\/strong><\/p><\/li><li data-start=\"4332\" data-end=\"4391\"><p data-start=\"4334\" data-end=\"4391\">Persoanele care doresc flexibilitatea de a-\u0219i pl\u0103ti factura \u00een rate<\/p><\/li><li data-start=\"4392\" data-end=\"4456\"><p data-start=\"4394\" data-end=\"4456\">Clien\u021bii ING care apreciaz\u0103 controlul digital \u0219i acceptarea global\u0103<\/p><\/li><\/ul><hr data-start=\"4458\" data-end=\"4461\" \/><h2 data-start=\"4463\" data-end=\"4527\"><strong>Beneficii promo\u021bionale - ING Creditcard vs. ING Promotions<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Tipul de beneficiu<\/th><th>ING Creditcard (izolat)<\/th><th>Promo\u021bii ING<\/th><\/tr><\/thead><tbody><tr><td>Puncte \/ Vouchere<\/td><td>\u274c Nu<\/td><td>\u2705 Oferte la parteneri<\/td><\/tr><tr><td>Cashback<\/td><td>\u274c Nu<\/td><td>\u2705 Beneficii unice<\/td><\/tr><tr><td>Emitere bonus<\/td><td>\u274c Nu<\/td><td>\u2705 Programe de indica\u021bii<\/td><\/tr><tr><td>Asigurare de c\u0103l\u0103torie<\/td><td>\u2705 Da<\/td><td>\u2705 Beneficiu Mastercard<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4868\" data-end=\"4883\"><strong>Concluzie<\/strong><\/h2><p data-start=\"4885\" data-end=\"5046\">O <strong data-start=\"4887\" data-end=\"4905\">Carte de credit ING<\/strong> este o alegere excelent\u0103 pentru cei care doresc un card interna\u021bional de \u00eencredere, cu acceptare bun\u0103, gestionare digital\u0103 complet\u0103 \u0219i tarife competitive.<\/p><p data-start=\"5048\" data-end=\"5222\">Cu sprijinul ICS, al tehnologiei Mastercard \u0219i al solidit\u0103\u021bii ING Bank, cardul ofer\u0103 securitate, control \u0219i practicitate pentru finan\u021bele de zi cu zi \u00een Olanda \u0219i \u00een str\u0103in\u0103tate.<\/p><hr data-start=\"5224\" data-end=\"5227\" \/><h2 data-start=\"5229\" data-end=\"5254\">\u00centreb\u0103ri frecvente - ING Creditcard<\/h2><p data-start=\"5256\" data-end=\"5368\"><strong data-start=\"5256\" data-end=\"5282\">Cardul are o tax\u0103 anual\u0103?<\/strong><br data-start=\"5282\" data-end=\"5285\" \/>Da. Taxa anual\u0103 este gratuit\u0103 \u00een primul an \u0219i va fi perceput\u0103 dup\u0103 aceea.<\/p><p data-start=\"5370\" data-end=\"5455\"><strong data-start=\"5370\" data-end=\"5401\">Trebuie s\u0103 fiu client ING?<\/strong><br data-start=\"5401\" data-end=\"5404\" \/>Da, trebuie s\u0103 ave\u021bi un cont activ la ING Bank.<\/p><p data-start=\"5457\" data-end=\"5573\"><strong data-start=\"5457\" data-end=\"5496\">Aplica\u021bia este complet digital\u0103?<\/strong><br data-start=\"5496\" data-end=\"5499\" \/>Da. \u00centregul proces se desf\u0103\u0219oar\u0103 online, cu verificarea sigur\u0103 a identit\u0103\u021bii.<\/p><p data-start=\"5575\" data-end=\"5657\"><strong data-start=\"5575\" data-end=\"5604\">Este acceptat\u0103 \u00een afara \u021a\u0103rilor de Jos?<\/strong><br data-start=\"5604\" data-end=\"5607\" \/>Da, cardul este acceptat la nivel mondial prin intermediul Mastercard.<\/p><p data-start=\"5659\" data-end=\"5746\"><strong data-start=\"5659\" data-end=\"5695\">Func\u021bioneaz\u0103 cu portofelele digitale?<\/strong><br data-start=\"5695\" data-end=\"5698\" \/>Da. Compatibil cu Apple Pay, Google Pay \u0219i NFC.<\/p><p data-start=\"5748\" data-end=\"5899\"><strong data-start=\"5748\" data-end=\"5791\">Ajut\u0103 la construirea istoricului de credit?<\/strong><br data-start=\"5791\" data-end=\"5794\" \/>Da. Utilizarea responsabil\u0103 \u0219i pl\u0103\u021bile la timp contribuie la un istoric financiar bun \u00een \u021a\u0103rile de Jos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea est\u00e1 na Europa e busca um cart\u00e3o de cr\u00e9dito confi\u00e1vel, com boa aceita\u00e7\u00e3o internacional, benef\u00edcios para viagens e controle digital completo, o ING Creditcard pode ser a escolha ideal. Neste artigo, voc\u00ea confere as principais vantagens, taxas, crit\u00e9rios de elegibilidade e funcionalidades que fazem deste cart\u00e3o uma op\u00e7\u00e3o pr\u00e1tica, segura e eficiente para o dia a dia e para quem viaja com frequ\u00eancia. Cart\u00e3o ING Creditcard Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo banco ING em parceria com a International Card Services (ICS), o ING Creditcard combina a solidez de um dos maiores bancos europeus com a ampla aceita\u00e7\u00e3o global da bandeira Mastercard. Ideal para uso cotidiano, compras online e viagens internacionais, o cart\u00e3o oferece praticidade, seguran\u00e7a e gest\u00e3o moderna das suas finan\u00e7as. Principais Vantagens do ING Creditcard \ud83d\udcb3 Aceita\u00e7\u00e3o Mundial com Mastercard Utilize o cart\u00e3o em milh\u00f5es de estabelecimentos f\u00edsicos e online ao redor do mundo, sempre que a bandeira Mastercard for aceita. \ud83d\udcf2 Gest\u00e3o Digital Completa via App ICS Acompanhe gastos, limite dispon\u00edvel, faturas e transa\u00e7\u00f5es em tempo real pelo aplicativo oficial da ICS, dispon\u00edvel para Android e iOS. \ud83d\udd10 Seguran\u00e7a Avan\u00e7ada para Compras Online Compras protegidas com autentica\u00e7\u00e3o 3D Secure, al\u00e9m de alertas instant\u00e2neos de transa\u00e7\u00f5es para maior controle e prote\u00e7\u00e3o contra fraudes. \ud83d\udcbc Limite Personalizado Conforme seu Perfil O limite de cr\u00e9dito \u00e9 definido com base na sua renda e situa\u00e7\u00e3o financeira, podendo ser ajustado conforme o uso respons\u00e1vel do cart\u00e3o. \ud83c\udf0d Ideal para Viagens e Compras Internacionais Aceita\u00e7\u00e3o global, suporte para saques em caixas eletr\u00f4nicos no exterior e convers\u00e3o autom\u00e1tica de moedas. \ud83d\udcf1 Pagamentos por Aproxima\u00e7\u00e3o e Carteiras Digitais Compat\u00edvel com Apple Pay, Google Pay e pagamentos por NFC, permitindo rapidez e seguran\u00e7a no dia a dia. \ud83d\udcb3 Cart\u00e3o F\u00edsico e Digital Al\u00e9m do cart\u00e3o f\u00edsico, voc\u00ea pode gerar um cart\u00e3o digital exclusivo para compras online, aumentando ainda mais a seguran\u00e7a. Cart\u00e3o ING Creditcard Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o ING Creditcard \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos Permitidos \u2013 tarifa de \u20ac 4,50 por saque. Em moeda estrangeira, adicional de 2% sobre a convers\u00e3o Anuidade \/ Mensalidade Gratuito no primeiro ano. Ap\u00f3s 12 meses: \u20ac 19,95\/ano Cashback N\u00e3o possui programa de cashback Limite de Cr\u00e9dito Vari\u00e1vel \u2013 definido ap\u00f3s an\u00e1lise de cr\u00e9dito Compras no Exterior Permitidas \u2013 sem tarifa do emissor, mas com 2% de taxa de convers\u00e3o Parcelamento da Fatura Dispon\u00edvel \u2013 juros sobre saldo n\u00e3o pago. Pagamento m\u00ednimo: 3% da fatura ou \u20ac25 Cart\u00e3o Adicional Dispon\u00edvel \u2013 at\u00e9 2 cart\u00f5es adicionais, mediante aprova\u00e7\u00e3o Crit\u00e9rios para Emiss\u00e3o O ING Creditcard \u00e9 emitido mediante: Cadastro online com dados pessoais Envio de documentos para verifica\u00e7\u00e3o de identidade Aprova\u00e7\u00e3o sujeita \u00e0 an\u00e1lise de cr\u00e9dito Ser residente na Holanda Ter conta ativa no banco ING Aprova\u00e7\u00e3o para quem tem restri\u00e7\u00f5es de cr\u00e9dito? N\u00e3o garantida. A aprova\u00e7\u00e3o depende da an\u00e1lise de cr\u00e9dito e clientes com hist\u00f3rico negativo ou registro no BKR podem ter o pedido recusado. Confian\u00e7a e Seguran\u00e7a do ING Creditcard O ING Creditcard \u00e9 emitido por uma institui\u00e7\u00e3o banc\u00e1ria s\u00f3lida e confi\u00e1vel, oferecendo: Chip EMV e autentica\u00e7\u00e3o por PIN Monitoramento antifraude em tempo real Seguro de viagem gratuito (quando a viagem \u00e9 paga com o cart\u00e3o) Controle de faturas e gastos via app e internet banking Suporte 24h em casos de bloqueio, perda ou disputas Para Quem o ING Creditcard \u00e9 Indicado? Quem busca isen\u00e7\u00e3o de anuidade no primeiro ano Usu\u00e1rios que fazem compras internacionais com frequ\u00eancia Viajantes que desejam seguro de viagem gratuito Pessoas que querem flexibilidade para parcelar a fatura Clientes ING que valorizam controle digital e aceita\u00e7\u00e3o global Benef\u00edcios Promocionais \u2013 ING Creditcard vs. Promo\u00e7\u00f5es ING Tipo de Benef\u00edcio ING Creditcard (isolado) Promo\u00e7\u00f5es ING Pontos \/ Vouchers \u274c N\u00e3o \u2705 Ofertas em parceiros Cashback \u274c N\u00e3o \u2705 Benef\u00edcios pontuais B\u00f4nus de Emiss\u00e3o \u274c N\u00e3o \u2705 Programas de indica\u00e7\u00e3o Seguro Viagem \u2705 Sim \u2705 Benef\u00edcio Mastercard Conclus\u00e3o O ING Creditcard \u00e9 uma excelente escolha para quem deseja um cart\u00e3o internacional confi\u00e1vel, com boa aceita\u00e7\u00e3o, gest\u00e3o digital completa e taxas competitivas. Com o suporte da ICS, tecnologia Mastercard e a solidez do banco ING, o cart\u00e3o oferece seguran\u00e7a, controle e praticidade para o dia a dia financeiro na Holanda e no exterior. FAQ \u2013 ING Creditcard O cart\u00e3o tem anuidade?Sim. A anuidade \u00e9 gratuita no primeiro ano e passa a ser cobrada ap\u00f3s esse per\u00edodo. Preciso ser cliente do ING?Sim. \u00c9 necess\u00e1rio ter uma conta ativa no banco ING. A solicita\u00e7\u00e3o \u00e9 totalmente digital?Sim. Todo o processo \u00e9 feito online, com verifica\u00e7\u00e3o segura de identidade. \u00c9 aceito fora da Holanda?Sim. O cart\u00e3o \u00e9 aceito globalmente via Mastercard. Funciona com carteiras digitais?Sim. Compat\u00edvel com Apple Pay, Google Pay e NFC. Ajuda a construir hist\u00f3rico de cr\u00e9dito?Sim. O uso respons\u00e1vel e pagamentos em dia contribuem para um bom hist\u00f3rico financeiro nos Pa\u00edses Baixos.<\/p>","protected":false},"author":1,"featured_media":16418,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-16417","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/16417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/comments?post=16417"}],"version-history":[{"count":19,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/16417\/revisions"}],"predecessor-version":[{"id":17377,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/16417\/revisions\/17377"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media\/16418"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media?parent=16417"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/categories?post=16417"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/tags?post=16417"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/post_folder?post=16417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}