{"id":17057,"date":"2025-12-22T00:57:22","date_gmt":"2025-12-22T00:57:22","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=17057"},"modified":"2025-12-25T01:49:20","modified_gmt":"2025-12-25T01:49:20","slug":"card-holland-broad-openbank","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/ro\/financas\/holanda-cartao-broad-openbank\/","title":{"rendered":"Cardul Openbank \u00een \u021a\u0103rile de Jos: beneficii, condi\u021bii \u0219i avantaje"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"17057\" class=\"elementor elementor-17057\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Anun\u021buri<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"170\" data-end=\"413\">Dac\u0103 locui\u021bi \u00een \u021a\u0103rile de Jos sau \u00eentr-o alt\u0103 \u021bar\u0103 european\u0103 \u0219i sunte\u021bi \u00een c\u0103utarea unui card de credit sau de debit cu acceptare interna\u021bional\u0103 bun\u0103, control deplin de pe telefonul mobil \u0219i posibilitatea de a utiliza cardul de credit sau de debit, ve\u021bi g\u0103si o ofert\u0103 excelent\u0103. <strong data-start=\"424\" data-end=\"440\">f\u0103r\u0103 comision anual<\/strong>, o <strong data-start=\"444\" data-end=\"463\">Card Openbank<\/strong> poate fi o alternativ\u0103 excelent\u0103.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/cardul-holland-broad-cum-se-aplica-pentru-openbank\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/openbank-e1766364859326.png\" title=\"openbank\" alt=\"openbank\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Card Openbank<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tax\u0103 anual\u0103 redus\u0103<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/cardul-holland-broad-cum-se-aplica-pentru-openbank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"605\" data-end=\"791\">\u00cen acest articol, ve\u021bi afla care sunt principalele avantaje, rate, criterii de eligibilitate \u0219i func\u021bionalit\u0103\u021bi care fac din <strong data-start=\"727\" data-end=\"739\">Openbank<\/strong> una dintre cele mai bune op\u021biuni bancare digitale din Europa.<\/p><p data-start=\"793\" data-end=\"998\">Emis de <strong data-start=\"806\" data-end=\"818\">Openbank<\/strong>, banca digital\u0103 a <strong data-start=\"837\" data-end=\"856\">Grupul Santander<\/strong>, Cardul este integrat cu un cont curent european modern \u0219i ofer\u0103 o solu\u021bie digital\u0103 simpl\u0103, sigur\u0103 \u0219i 100% pentru gestionarea banilor dumneavoastr\u0103.<\/p><p data-start=\"1000\" data-end=\"1131\">Este ideal pentru utilizarea zilnic\u0103, cump\u0103r\u0103turi online, c\u0103l\u0103torii interna\u021bionale \u0219i pentru cei care doresc s\u0103 scape de birocra\u021bia b\u0103ncilor tradi\u021bionale.<\/p><hr data-start=\"1133\" data-end=\"1136\" \/><h2 data-start=\"1138\" data-end=\"1182\"><strong>Principalele avantaje ale cardului Openbank<\/strong><\/h2><h3 data-start=\"1184\" data-end=\"1205\">\ud83d\udcb3 F\u0103r\u0103 tax\u0103 anual\u0103<\/h3><p data-start=\"1206\" data-end=\"1290\">Cardul \u0219i contul Openbank sunt complet gratuite, f\u0103r\u0103 comision lunar de administrare.<\/p><h3 data-start=\"1292\" data-end=\"1324\">\ud83d\udcf2 Gestionare digital\u0103 complet\u0103<\/h3><p data-start=\"1325\" data-end=\"1485\">Deschide\u021bi-v\u0103 contul, activa\u021bi-v\u0103 cardul, bloca\u021bi\/ debloca\u021bi, urm\u0103ri\u021bi tranzac\u021biile, stabili\u021bi limite \u0219i multe altele prin intermediul aplica\u021biei (iOS \u0219i Android) sau al site-ului oficial.<\/p><h3 data-start=\"1487\" data-end=\"1529\">\ud83c\udf0d Card interna\u021bional - Mastercard<\/h3><p data-start=\"1530\" data-end=\"1643\">Cardul Openbank este acceptat \u00een milioane de unit\u0103\u021bi din \u00eentreaga lume, unde este acceptat steagul Mastercard.<\/p><h3 data-start=\"1645\" data-end=\"1688\">\ud83d\udd10 Securitate \u0219i control \u00een timp real<\/h3><p data-start=\"1689\" data-end=\"1837\">Primi\u021bi notific\u0103ri instantanee pentru fiecare tranzac\u021bie, utiliza\u021bi autentificarea biometric\u0103, controla\u021bi achizi\u021biile online \u0219i bloca\u021bi cardul imediat prin intermediul aplica\u021biei.<\/p><h3 data-start=\"1839\" data-end=\"1894\">\ud83d\udcb8 Retrageri gratuite de la bancomatele Santander din Europa<\/h3><p data-start=\"1895\" data-end=\"2018\">Clien\u021bii Openbank pot efectua retrageri gratuite de la bancomatele de la <strong data-start=\"1970\" data-end=\"1989\">Grupul Santander<\/strong> \u00een mai multe \u021b\u0103ri europene.<\/p><h3 data-start=\"2020\" data-end=\"2079\">\ud83d\udcf1 Compatibil cu Apple Pay, Google Pay \u0219i Samsung Pay<\/h3><p data-start=\"2080\" data-end=\"2187\">Utiliza\u021bi cardul direct de pe telefonul mobil sau ceasul inteligent cu suport complet pentru pl\u0103\u021bile \u00een c\u00e2mp apropiat (NFC).<\/p><h3 data-start=\"2189\" data-end=\"2221\">\ud83d\udcb3 Card fizic \u0219i virtual<\/h3><p data-start=\"2222\" data-end=\"2344\">Primi\u021bi un card fizic \u0219i pute\u021bi utiliza carduri virtuale pentru achizi\u021bii online mai sigure, inclusiv op\u021biuni de unic\u0103 folosin\u021b\u0103.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4dea7a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c4dea7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-02ed214 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"02ed214\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fb48e8 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7fb48e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/ro\/finante\/cardul-holland-broad-cum-se-aplica-pentru-openbank\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/openbank-e1766364859326.png\" title=\"openbank\" alt=\"openbank\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-887adbe elementor-widget elementor-widget-text-editor\" data-id=\"887adbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Card Openbank<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0b6a20 elementor-widget elementor-widget-text-editor\" data-id=\"f0b6a20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tax\u0103 anual\u0103 redus\u0103<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cf3786 elementor-widget elementor-widget-button\" data-id=\"4cf3786\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/ro\/finante\/cardul-holland-broad-cum-se-aplica-pentru-openbank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITARE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333afe0 elementor-widget elementor-widget-text-editor\" data-id=\"333afe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Ve\u021bi fi redirec\u021bionat c\u0103tre o alt\u0103 pagin\u0103)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f587463 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f587463\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248df4e elementor-widget elementor-widget-text-editor\" data-id=\"248df4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2545\" data-end=\"2593\"><strong>Card Openbank - Taxe \u0219i condi\u021bii<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Service<\/th><th>Stare<\/th><\/tr><\/thead><tbody><tr><td>Anuit\u0103\u021bi<\/td><td>Gratuit<\/td><\/tr><tr><td>Tipul cardului<\/td><td>Debit sau Credit (\u00een func\u021bie de analiz\u0103)<\/td><\/tr><tr><td>Retrageri din centrele Santander Cash<\/td><td>Gratuit \u00een UE<\/td><\/tr><tr><td>Retrageri de la alte ATM-uri<\/td><td>P\u00e2n\u0103 la 5 retrageri gratuite\/lun\u0103 (sau 1 \u20ac - 2 \u20ac pentru fiecare retragere suplimentar\u0103)<\/td><\/tr><tr><td>Cump\u0103r\u0103turi interna\u021bionale<\/td><td>F\u0103r\u0103 taxe suplimentare \u00een zona euro<\/td><\/tr><tr><td>Conversia valutar\u0103 (\u00een afara euro)<\/td><td>Poate exista o r\u0103sp\u00e2ndire de 1-2%<\/td><\/tr><tr><td>Card virtual<\/td><td>Gratuit \u0219i imediat<\/td><\/tr><tr><td>Card fizic<\/td><td>Gratuit (livrare inclus\u0103)<\/td><\/tr><tr><td>Rate de plat\u0103 (credit)<\/td><td>Disponibil \u00een func\u021bie de analiz\u0103<\/td><\/tr><tr><td>Cashback<\/td><td>Nu este disponibil \u00een planul standard<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3085\" data-end=\"3134\"><strong>Criterii de aplicare - Cine \u00eel poate avea?<\/strong><\/h2><p data-start=\"3136\" data-end=\"3429\">\u2714\ufe0f Locui\u021bi \u00eentr-o \u021bar\u0103 eligibil\u0103 din Uniunea European\u0103 (inclusiv \u021a\u0103rile de Jos)<br data-start=\"3206\" data-end=\"3209\" \/>\u2714\ufe0f Peste 18 ani<br data-start=\"3231\" data-end=\"3234\" \/>\u2714\ufe0f Document de identitate valabil (pa\u0219aport sau carte de identitate european\u0103)<br data-start=\"3294\" data-end=\"3297\" \/>\u2714\ufe0f Dovada adresei (acceptat\u0103 \u00een format digital)<br data-start=\"3340\" data-end=\"3343\" \/>\u2714\ufe0f Num\u0103r european de telefon mobil<br data-start=\"3371\" data-end=\"3374\" \/>\u2714\ufe0f Analiza creditelor pentru a permite func\u021bia de creditare<\/p><hr data-start=\"3431\" data-end=\"3434\" \/><h2 data-start=\"3436\" data-end=\"3463\"><strong>Este Openbank de \u00eencredere?<\/strong><\/h2><p data-start=\"3465\" data-end=\"3625\">Da. Openbank este licen\u021biat\u0103 de <strong data-start=\"3499\" data-end=\"3527\">Banca Central\u0103 a Spaniei<\/strong> \u0219i este acoperit\u0103 de <strong data-start=\"3550\" data-end=\"3592\">Fondul european de garantare a depozitelor<\/strong> de p\u00e2n\u0103 la <strong data-start=\"3600\" data-end=\"3624\">100.000 EUR per client<\/strong>.<\/p><p data-start=\"3627\" data-end=\"3740\">\u00cen plus, banca face parte din <strong data-start=\"3660\" data-end=\"3679\">Grupul Santander<\/strong>, unul dintre cele mai mari \u0219i mai solide grupuri financiare din Europa.<\/p><hr data-start=\"3742\" data-end=\"3745\" \/><h2 data-start=\"3747\" data-end=\"3792\"><strong>Pentru cine este Cardul Openbank?<\/strong><\/h2><p data-start=\"3794\" data-end=\"4106\">\ud83d\udd39 Reziden\u021bii din \u021a\u0103rile de Jos sau din UE care doresc un card f\u0103r\u0103 comision anual<br data-start=\"3860\" data-end=\"3863\" \/>\ud83d\udd39 C\u0103l\u0103tori frecven\u021bi \u00een Europa<br data-start=\"3898\" data-end=\"3901\" \/>\ud83d\udd39 Cine dore\u0219te un cont european cu IBAN \u0219i gestiune digital\u0103 100%<br data-start=\"3965\" data-end=\"3968\" \/>\ud83d\udd39 Utilizatorii care prefer\u0103 mai pu\u021bin\u0103 birocra\u021bie \u0219i mai mult control prin intermediul aplica\u021biei<br data-start=\"4034\" data-end=\"4037\" \/>\ud83d\udd39 Persoanele care doresc s\u0103 evite ratele de schimb din zona euro<\/p><hr data-start=\"4108\" data-end=\"4111\" \/><h2 data-start=\"4113\" data-end=\"4174\"><strong>Compara\u021bie: Card Openbank vs. Revolut<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Resurse<\/th><th>Openbank<\/th><th>Revolut (de baz\u0103)<\/th><\/tr><\/thead><tbody><tr><td>Anuit\u0103\u021bi<\/td><td>Gratuit<\/td><td>Gratuit<\/td><\/tr><tr><td>Card<\/td><td>Debit sau credit<\/td><td>Credit<\/td><\/tr><tr><td>Acceptare<\/td><td>Mastercard<\/td><td>Mastercard sau Visa<\/td><\/tr><tr><td>Cont bancar<\/td><td>Da, cu IBAN spaniol<\/td><td>Da, cu IBAN european<\/td><\/tr><tr><td>Retrageri gratuite<\/td><td>Da (Santander)<\/td><td>P\u00e2n\u0103 la 200 \u20ac\/lun\u0103<\/td><\/tr><tr><td>Cashback<\/td><td>Nu<\/td><td>Da (1% \u00een afara zonei euro)<\/td><\/tr><tr><td>Carduri virtuale<\/td><td>Da<\/td><td>Da (de unic\u0103 folosin\u021b\u0103)<\/td><\/tr><tr><td>Aplica\u021bie \u00een portughez\u0103<\/td><td>Da<\/td><td>Da<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4629\" data-end=\"4644\"><strong>Concluzie<\/strong><\/h2><p data-start=\"4646\" data-end=\"4804\">O <strong data-start=\"4648\" data-end=\"4667\">Card Openbank<\/strong> este o alegere excelent\u0103 pentru cei care caut\u0103 un card digital <strong data-start=\"4726\" data-end=\"4742\">f\u0103r\u0103 comision anual<\/strong>, Fiabil \u0219i practic pentru utilizarea zilnic\u0103 sau pentru c\u0103l\u0103toriile \u00een Europa.<\/p><p data-start=\"4806\" data-end=\"4984\">Cu administrare complet digital\u0103, acceptare interna\u021bional\u0103, asisten\u021b\u0103 multilingv\u0103 \u0219i soliditatea Grupului Santander, Openbank se remarc\u0103 ca unul dintre cele mai bune conturi digitale europene.<\/p><p data-start=\"4986\" data-end=\"5112\">Dac\u0103 locui\u021bi \u00een \u021a\u0103rile de Jos \u0219i dori\u021bi un card modern, sigur \u0219i f\u0103r\u0103 comisioane abuzive, cardul <strong data-start=\"5067\" data-end=\"5111\">Cardul Openbank ar putea fi alegerea potrivit\u0103<\/strong>.<\/p><hr data-start=\"5114\" data-end=\"5117\" \/><h2 data-start=\"5119\" data-end=\"5156\"><strong>\u00centreb\u0103ri frecvente - Card Openbank \u00een \u021a\u0103rile de Jos<\/strong><\/h2><p data-start=\"5158\" data-end=\"5242\"><strong data-start=\"5158\" data-end=\"5195\">Trebuie s\u0103 pl\u0103tesc pentru a deschide un cont?<\/strong><br data-start=\"5195\" data-end=\"5198\" \/>Nu. Contul Openbank este complet gratuit.<\/p><p data-start=\"5244\" data-end=\"5370\"><strong data-start=\"5244\" data-end=\"5281\">Ave\u021bi la dispozi\u021bie un card de credit?<\/strong><br data-start=\"5281\" data-end=\"5284\" \/>Da. Func\u021bia de credit poate fi solicitat\u0103 dup\u0103 deschiderea contului, sub rezerva unei analize.<\/p><p data-start=\"5372\" data-end=\"5466\"><strong data-start=\"5372\" data-end=\"5410\">Este cardul acceptat \u00een afara \u021a\u0103rilor de Jos?<\/strong><br data-start=\"5410\" data-end=\"5413\" \/>Da, cardul Mastercard este acceptat la nivel interna\u021bional.<\/p><p data-start=\"5468\" data-end=\"5581\"><strong data-start=\"5468\" data-end=\"5507\">Aplica\u021bia este disponibil\u0103 \u00een portughez\u0103?<\/strong><br data-start=\"5507\" data-end=\"5510\" \/>Da, Openbank ofer\u0103 asisten\u021b\u0103 \u00een portughez\u0103 \u0219i \u00een alte limbi europene.<\/p><p data-start=\"5583\" data-end=\"5667\"><strong data-start=\"5583\" data-end=\"5610\">Func\u021bioneaz\u0103 cu Apple Pay?<\/strong><br data-start=\"5610\" data-end=\"5613\" \/>Da. Este compatibil \u0219i cu Google Pay \u0219i Samsung Pay.<\/p><p data-start=\"5669\" data-end=\"5766\"><strong data-start=\"5669\" data-end=\"5690\">Ave\u021bi un IBAN european?<\/strong><br data-start=\"5690\" data-end=\"5693\" \/>Da, Openbank ofer\u0103 o <strong data-start=\"5720\" data-end=\"5737\">IBAN spaniol<\/strong>, acceptate \u00een \u00eentreaga zon\u0103 SEPA.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Holanda ou em outro pa\u00eds europeu e est\u00e1 em busca de um cart\u00e3o de cr\u00e9dito ou d\u00e9bito com boa aceita\u00e7\u00e3o internacional, controle total pelo celular e sem anuidade, o Cart\u00e3o Openbank pode ser uma excelente alternativa. Cart\u00e3o Openbank Baixa Taxa de Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Neste artigo, voc\u00ea vai conhecer as principais vantagens, taxas, crit\u00e9rios de elegibilidade e funcionalidades que fazem do Openbank uma das melhores op\u00e7\u00f5es de banco digital na Europa. Emitido pelo Openbank, banco digital do Grupo Santander, o cart\u00e3o \u00e9 integrado a uma conta corrente europeia moderna e oferece uma solu\u00e7\u00e3o simples, segura e 100% digital para gerenciar seu dinheiro. Ele \u00e9 ideal para uso di\u00e1rio, compras online, viagens internacionais e para quem deseja fugir da burocracia dos bancos tradicionais. Principais Vantagens do Cart\u00e3o Openbank \ud83d\udcb3 Sem Anuidade O cart\u00e3o e a conta Openbank s\u00e3o totalmente gratuitos, sem taxa de manuten\u00e7\u00e3o mensal. \ud83d\udcf2 Gest\u00e3o Digital Completa Abra sua conta, ative o cart\u00e3o, bloqueie\/desbloqueie, acompanhe transa\u00e7\u00f5es, configure limites e muito mais pelo aplicativo (iOS e Android) ou pelo site oficial. \ud83c\udf0d Cart\u00e3o Internacional \u2013 Mastercard O Cart\u00e3o Openbank \u00e9 aceito em milh\u00f5es de estabelecimentos ao redor do mundo, onde a bandeira Mastercard \u00e9 aceita. \ud83d\udd10 Seguran\u00e7a e Controle em Tempo Real Receba notifica\u00e7\u00f5es instant\u00e2neas por transa\u00e7\u00e3o, utilize autentica\u00e7\u00e3o biom\u00e9trica, controle compras online e bloqueie o cart\u00e3o imediatamente pelo app. \ud83d\udcb8 Saques Gratuitos em Caixas Santander na Europa Clientes Openbank podem realizar saques gratuitos em caixas eletr\u00f4nicos do Grupo Santander em diversos pa\u00edses europeus. \ud83d\udcf1 Compat\u00edvel com Apple Pay, Google Pay e Samsung Pay Utilize o cart\u00e3o diretamente no celular ou smartwatch com total suporte a pagamentos por aproxima\u00e7\u00e3o (NFC). \ud83d\udcb3 Cart\u00e3o F\u00edsico e Virtual Voc\u00ea recebe um cart\u00e3o f\u00edsico e pode usar cart\u00f5es virtuais para compras online mais seguras, incluindo op\u00e7\u00f5es descart\u00e1veis. Cart\u00e3o Openbank Baixa Taxa de Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o Openbank \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Anuidade Gratuita Tipo de Cart\u00e3o D\u00e9bito ou Cr\u00e9dito (sujeito a an\u00e1lise) Saques em Caixas Santander Gratuitos na UE Saques em outros caixas At\u00e9 5 saques\/m\u00eas gratuitos (ou \u20ac1\u2013\u20ac2 por saque adicional) Compras Internacionais Sem taxas extras na zona euro Convers\u00e3o de Moeda (fora do euro) Pode haver spread de 1\u20132% Cart\u00e3o Virtual Gratuito e imediato Cart\u00e3o F\u00edsico Gratuito (envio incluso) Parcelamento (cr\u00e9dito) Dispon\u00edvel conforme an\u00e1lise Cashback N\u00e3o dispon\u00edvel no plano padr\u00e3o Crit\u00e9rios para Solicita\u00e7\u00e3o \u2013 Quem Pode Ter? \u2714\ufe0f Residir em um pa\u00eds eleg\u00edvel da Uni\u00e3o Europeia (incluindo a Holanda)\u2714\ufe0f Ter mais de 18 anos\u2714\ufe0f Documento de identidade v\u00e1lido (passaporte ou RG europeu)\u2714\ufe0f Comprovante de endere\u00e7o (aceito digital)\u2714\ufe0f N\u00famero de celular europeu\u2714\ufe0f An\u00e1lise de cr\u00e9dito para habilitar a fun\u00e7\u00e3o cr\u00e9dito Openbank \u00e9 Confi\u00e1vel? Sim. O Openbank \u00e9 licenciado pelo Banco Central da Espanha e possui cobertura do Fundo de Garantia de Dep\u00f3sitos Europeu de at\u00e9 \u20ac100.000 por cliente. Al\u00e9m disso, o banco faz parte do Grupo Santander, um dos maiores e mais s\u00f3lidos grupos financeiros da Europa. Para quem o Cart\u00e3o Openbank \u00e9 Indicado? \ud83d\udd39 Moradores da Holanda ou da UE que buscam um cart\u00e3o sem anuidade\ud83d\udd39 Viajantes frequentes pela Europa\ud83d\udd39 Quem deseja uma conta europeia com IBAN e gest\u00e3o 100% digital\ud83d\udd39 Usu\u00e1rios que preferem menos burocracia e mais controle pelo app\ud83d\udd39 Pessoas que querem evitar taxas de c\u00e2mbio dentro da zona do euro Comparativo: Cart\u00e3o Openbank vs. Revolut Recurso Openbank Revolut (B\u00e1sico) Anuidade Gratuita Gratuita Cart\u00e3o D\u00e9bito ou Cr\u00e9dito Cr\u00e9dito Aceita\u00e7\u00e3o Mastercard Mastercard ou Visa Conta Banc\u00e1ria Sim, com IBAN espanhol Sim, com IBAN europeu Saques Gratuitos Sim (Santander) At\u00e9 \u20ac200\/m\u00eas Cashback N\u00e3o Sim (1% fora do euro) Cart\u00f5es Virtuais Sim Sim (descart\u00e1veis) App em Portugu\u00eas Sim Sim Conclus\u00e3o O Cart\u00e3o Openbank \u00e9 uma excelente escolha para quem busca um cart\u00e3o digital sem anuidade, confi\u00e1vel e pr\u00e1tico para o dia a dia ou viagens pela Europa. Com gest\u00e3o totalmente digital, aceita\u00e7\u00e3o internacional, suporte multil\u00edngue e a solidez do Grupo Santander, o Openbank se destaca como uma das melhores contas digitais europeias. Se voc\u00ea mora na Holanda e quer um cart\u00e3o moderno, seguro e sem taxas abusivas, o Cart\u00e3o Openbank pode ser a escolha certa. FAQ \u2013 Cart\u00e3o Openbank na Holanda Preciso pagar para abrir a conta?N\u00e3o. A conta Openbank \u00e9 totalmente gratuita. Tem cart\u00e3o de cr\u00e9dito dispon\u00edvel?Sim. A fun\u00e7\u00e3o cr\u00e9dito pode ser solicitada ap\u00f3s a abertura da conta, sujeita \u00e0 an\u00e1lise. O cart\u00e3o \u00e9 aceito fora da Holanda?Sim. O cart\u00e3o Mastercard \u00e9 aceito internacionalmente. O app est\u00e1 dispon\u00edvel em portugu\u00eas?Sim. O Openbank oferece suporte em portugu\u00eas e outros idiomas europeus. Funciona com Apple Pay?Sim. Tamb\u00e9m \u00e9 compat\u00edvel com Google Pay e Samsung Pay. Tem IBAN europeu?Sim. O Openbank fornece um IBAN espanhol, aceito em toda a zona SEPA.<\/p>","protected":false},"author":1,"featured_media":17058,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-17057","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/17057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/comments?post=17057"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/17057\/revisions"}],"predecessor-version":[{"id":17319,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/posts\/17057\/revisions\/17319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media\/17058"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/media?parent=17057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/categories?post=17057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/tags?post=17057"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/ro\/wp-json\/wp\/v2\/post_folder?post=17057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}