{"id":13541,"date":"2025-11-29T16:51:20","date_gmt":"2025-11-29T16:51:20","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=13541"},"modified":"2025-12-25T01:43:01","modified_gmt":"2025-12-25T01:43:01","slug":"nemecko-lievikova-karta1-genialcard","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/sk\/financas\/alemanha-cartao-funil1-genialcard\/","title":{"rendered":"Hanseatic Bank GenialCard - ide\u00e1lna pre obyvate\u013eov Nemecka"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13541\" class=\"elementor elementor-13541\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ak \u017eijete v Nemecku a h\u013ead\u00e1te kreditn\u00fa kartu <strong data-start=\"293\" data-end=\"309\">\u017eiadny ro\u010dn\u00fd poplatok<\/strong>, s mana\u017ementom <strong data-start=\"322\" data-end=\"338\">100% digit\u00e1lne<\/strong> a jednoduch\u00e9 schv\u00e1lenie. <strong data-start=\"362\" data-end=\"376\">GenialCard<\/strong>, od Hanseatic Bank je modernou, bezpe\u010dnou a cenovo dostupnou alternat\u00edvou.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/nemecko-funnel-card1-ako-poziadat-o-genialcard\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"287\" height=\"234\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp\" class=\"attachment-full size-full wp-image-13516\" alt=\"Karta Hanseatic Bank\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp 287w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8-15x12.webp 15w\" sizes=\"(max-width: 287px) 100vw, 287px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"748\" data-end=\"779\"><strong data-start=\"752\" data-end=\"777\">Karta Hanseatic Bank<\/strong><\/p>\n<p data-start=\"780\" data-end=\"860\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017diadny ro\u010dn\u00fd poplatok<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/nemecko-funnel-card1-ako-poziadat-o-genialcard\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"867\" data-end=\"925\">\u2705 <strong data-start=\"871\" data-end=\"925\">Hlavn\u00e9 v\u00fdhody karty Hanseatic Bank GenialCard<\/strong><\/h2>\n<h3 data-start=\"927\" data-end=\"966\">\ud83d\udcb3 <strong data-start=\"934\" data-end=\"964\">\u017diadny ro\u010dn\u00fd poplatok - nav\u017edy<\/strong><\/h3>\n<p data-start=\"967\" data-end=\"1033\">Na za\u010diatku ani v bud\u00facnosti neplat\u00edte \u017eiadne ro\u010dn\u00e9 poplatky.<\/p>\n<h3 data-start=\"1035\" data-end=\"1071\">\ud83c\udf0d <strong data-start=\"1042\" data-end=\"1069\">Medzin\u00e1rodn\u00e9 prijatie<\/strong><\/h3>\n<p data-start=\"1072\" data-end=\"1193\">Pou\u017eite\u013en\u00e9 vo viac ako <strong data-start=\"1090\" data-end=\"1124\">36 mili\u00f3nov prev\u00e1dzok<\/strong> na celom svete, ako aj online nakupovanie, aplik\u00e1cie a digit\u00e1lne slu\u017eby.<\/p>\n<h3 data-start=\"1195\" data-end=\"1241\">\ud83d\udcb0 <strong data-start=\"1202\" data-end=\"1239\">Flexibiln\u00e1 platba a spl\u00e1tky<\/strong><\/h3>\n<p data-start=\"1242\" data-end=\"1256\">Vyberte si platbu:<\/p>\n<ul data-start=\"1258\" data-end=\"1362\">\n<li data-start=\"1258\" data-end=\"1285\">\n<p data-start=\"1260\" data-end=\"1285\">Celkov\u00e1 suma fakt\u00fary<\/p>\n<\/li>\n<li data-start=\"1286\" data-end=\"1362\">\n<p data-start=\"1288\" data-end=\"1362\">Alebo spl\u00e1cajte v spl\u00e1tkach s \u00farokom medzi <strong data-start=\"1316\" data-end=\"1340\">1,49% a 1,75% mesa\u010dne<\/strong>, v z\u00e1vislosti od profilu<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1364\" data-end=\"1413\">\ud83d\udcf2 <strong data-start=\"1371\" data-end=\"1411\">Kompletn\u00e1 aplik\u00e1cia (Hanseatic Bank Mobile)<\/strong><\/h3>\n<p data-start=\"1414\" data-end=\"1431\">V aplik\u00e1cii m\u00f4\u017eete:<\/p>\n<ul data-start=\"1433\" data-end=\"1558\">\n<li data-start=\"1433\" data-end=\"1447\">\n<p data-start=\"1435\" data-end=\"1447\">Pozri v\u00fddavky<\/p>\n<\/li>\n<li data-start=\"1448\" data-end=\"1466\">\n<p data-start=\"1450\" data-end=\"1466\">Nastavenie limitu<\/p>\n<\/li>\n<li data-start=\"1467\" data-end=\"1498\">\n<p data-start=\"1469\" data-end=\"1498\">Blokovanie\/odblokovanie karty<\/p>\n<\/li>\n<li data-start=\"1499\" data-end=\"1520\">\n<p data-start=\"1501\" data-end=\"1520\">Spr\u00e1va fakt\u00far<\/p>\n<\/li>\n<li data-start=\"1521\" data-end=\"1558\">\n<p data-start=\"1523\" data-end=\"1558\">Sledovanie transakci\u00ed v re\u00e1lnom \u010dase<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1560\" data-end=\"1592\">\ud83d\udee1\ufe0f <strong data-start=\"1568\" data-end=\"1590\">Pokro\u010dil\u00e9 zabezpe\u010denie<\/strong><\/h3>\n<p data-start=\"1593\" data-end=\"1600\">Zah\u0155\u0148a:<\/p>\n<ul data-start=\"1602\" data-end=\"1742\">\n<li data-start=\"1602\" data-end=\"1647\">\n<p data-start=\"1604\" data-end=\"1647\"><strong data-start=\"1604\" data-end=\"1645\">3D Secure (Mastercard Identity Check)<\/strong><\/p>\n<\/li>\n<li data-start=\"1648\" data-end=\"1680\">\n<p data-start=\"1650\" data-end=\"1680\">Dvojfaktorov\u00e9 overovanie<\/p>\n<\/li>\n<li data-start=\"1681\" data-end=\"1710\">\n<p data-start=\"1683\" data-end=\"1710\">Okam\u017eit\u00e9 upozornenia<\/p>\n<\/li>\n<li data-start=\"1711\" data-end=\"1742\">\n<p data-start=\"1713\" data-end=\"1742\">Ochrana proti zneu\u017eitiu<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1744\" data-end=\"1786\">\ud83d\udcb6 <strong data-start=\"1751\" data-end=\"1784\">Bezplatn\u00e9 v\u00fdbery v euroz\u00f3ne<\/strong><\/h3>\n<p data-start=\"1787\" data-end=\"1919\">Na rozdiel od mnoh\u00fdch kariet umo\u017e\u0148uje <strong data-start=\"1824\" data-end=\"1844\">bezplatn\u00e9 v\u00fdbery<\/strong> v eur\u00e1ch mimo Nemecka.<br data-start=\"1871\" data-end=\"1874\" \/><strong data-start=\"1874\" data-end=\"1889\">V Nemecku<\/strong>, V\u00fdbery m\u00f4\u017eu by\u0165 spoplatnen\u00e9.<\/p>\n<h3 data-start=\"1921\" data-end=\"1957\">\ud83d\udcec <strong data-start=\"1928\" data-end=\"1955\">\u017diados\u0165 o 100% online<\/strong><\/h3>\n<p data-start=\"1958\" data-end=\"2082\">R\u00fdchly proces s identifik\u00e1ciou videa (VideoIdent).<br data-start=\"2016\" data-end=\"2019\" \/>Neexistuje \u017eiadna po\u017eiadavka na minim\u00e1lny pr\u00edjem, ale je potrebn\u00e1 anal\u00fdza \u00faverov (<strong data-start=\"2070\" data-end=\"2080\">Schufa<\/strong>).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0f9a36 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f0f9a36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47cc04b elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"47cc04b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/nemecko-funnel-card1-ako-poziadat-o-genialcard\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"287\" height=\"234\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp\" class=\"attachment-full size-full wp-image-13516\" alt=\"Karta Hanseatic Bank\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8.webp 287w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/download-8-15x12.webp 15w\" sizes=\"(max-width: 287px) 100vw, 287px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea04dcb elementor-widget elementor-widget-text-editor\" data-id=\"ea04dcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"748\" data-end=\"779\"><strong data-start=\"752\" data-end=\"777\">Karta Hanseatic Bank<\/strong><\/p>\n<p data-start=\"780\" data-end=\"860\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa79320 elementor-widget elementor-widget-text-editor\" data-id=\"aa79320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017diadny ro\u010dn\u00fd poplatok<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01ecdc8 elementor-widget elementor-widget-button\" data-id=\"01ecdc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/nemecko-funnel-card1-ako-poziadat-o-genialcard\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-832f32b elementor-widget elementor-widget-text-editor\" data-id=\"832f32b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2165\" data-end=\"2216\">\ud83d\udcca <strong data-start=\"2209\" data-end=\"2250\">GenialCard - poplatky a podmienky<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbe6e0d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"fbe6e0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8ac864 elementor-widget elementor-widget-text-editor\" data-id=\"b8ac864\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>Slu\u017eba<\/th>\n<th>Stav<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>V\u00fdbery z bankomatov<\/strong><\/td>\n<td>Bezplatne v eur\u00e1ch mimo Nemecka; v Nemecku m\u00f4\u017ee by\u0165 spoplatnen\u00e9<\/td>\n<\/tr>\n<tr>\n<td><strong>Anuita<\/strong><\/td>\n<td>100% nav\u017edy zadarmo<\/td>\n<\/tr>\n<tr>\n<td><strong>Cashback<\/strong><\/td>\n<td>\u017diadne<\/td>\n<\/tr>\n<tr>\n<td><strong>\u00daverov\u00fd limit<\/strong><\/td>\n<td>Definovan\u00e9 na z\u00e1klade anal\u00fdzy Schufa<\/td>\n<\/tr>\n<tr>\n<td><strong>Nakupovanie v zahrani\u010d\u00ed<\/strong><\/td>\n<td>Povolen\u00e9 bez pr\u00edplatku<\/td>\n<\/tr>\n<tr>\n<td><strong>Spl\u00e1tky fakt\u00fary<\/strong><\/td>\n<td>K dispoz\u00edcii s \u00farokmi<\/td>\n<\/tr>\n<tr>\n<td><strong>Dodato\u010dn\u00e1 karta<\/strong><\/td>\n<td>Nie je k dispoz\u00edcii<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2707\" data-end=\"2738\">\ud83d\udcdd <strong data-start=\"2712\" data-end=\"2738\">Krit\u00e9ri\u00e1 pre vydanie<\/strong><\/h2>\n<p data-start=\"2740\" data-end=\"2768\">Karta GenialCard sa vyd\u00e1va po:<\/p>\n<ul data-start=\"2770\" data-end=\"2915\">\n<li data-start=\"2770\" data-end=\"2799\">\n<p data-start=\"2772\" data-end=\"2799\">R\u00fdchla online aplik\u00e1cia<\/p>\n<\/li>\n<li data-start=\"2800\" data-end=\"2831\">\n<p data-start=\"2802\" data-end=\"2831\">\u00daverov\u00e1 anal\u00fdza (Schufa)<\/p>\n<\/li>\n<li data-start=\"2832\" data-end=\"2876\">\n<p data-start=\"2834\" data-end=\"2876\">Odosielanie dokumentov prostredn\u00edctvom aplik\u00e1cie \/ VideoIdent<\/p>\n<\/li>\n<li data-start=\"2877\" data-end=\"2915\">\n<p data-start=\"2879\" data-end=\"2915\">Schv\u00e1lenie a odoslanie fyzickej karty<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2917\" data-end=\"2957\"><strong data-start=\"2921\" data-end=\"2955\">Schva\u013eujete \u013eud\u00ed s obmedzeniami?<\/strong><\/h3>\n<p data-start=\"2958\" data-end=\"3028\">Nie je zaru\u010den\u00e9. Negat\u00edvna minulos\u0165 v syst\u00e9me Schufa m\u00f4\u017ee vies\u0165 k odmietnutiu.<\/p>\n<hr data-start=\"3030\" data-end=\"3033\" \/>\n<h2 data-start=\"3035\" data-end=\"3065\">\ud83d\udd12 <strong data-start=\"3040\" data-end=\"3065\">D\u00f4vera a bezpe\u010dnos\u0165<\/strong><\/h2>\n<p data-start=\"3067\" data-end=\"3177\">Kartu GenialCard vyd\u00e1va <strong data-start=\"3095\" data-end=\"3113\">Hanseatic Bank<\/strong>, tradi\u010dn\u00e1 nemeck\u00e1 in\u0161tit\u00facia so silnou digit\u00e1lnou pr\u00edtomnos\u0165ou.<\/p>\n<p data-start=\"3179\" data-end=\"3193\">Aplik\u00e1cia pon\u00faka<\/p>\n<ul data-start=\"3195\" data-end=\"3356\">\n<li data-start=\"3195\" data-end=\"3223\">\n<p data-start=\"3197\" data-end=\"3223\">\u00dapln\u00e9 ovl\u00e1danie karty<\/p>\n<\/li>\n<li data-start=\"3224\" data-end=\"3254\">\n<p data-start=\"3226\" data-end=\"3254\">Ozn\u00e1menia v re\u00e1lnom \u010dase<\/p>\n<\/li>\n<li data-start=\"3255\" data-end=\"3289\">\n<p data-start=\"3257\" data-end=\"3289\">Okam\u017eit\u00e9 nastavenie limitov<\/p>\n<\/li>\n<li data-start=\"3290\" data-end=\"3303\">\n<p data-start=\"3292\" data-end=\"3303\">3D Secure<\/p>\n<\/li>\n<li data-start=\"3304\" data-end=\"3356\">\n<p data-start=\"3306\" data-end=\"3356\">Kompatibilita s <strong data-start=\"3326\" data-end=\"3339\">Apple Pay<\/strong> e <strong data-start=\"3342\" data-end=\"3356\">Google Pay<\/strong><\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3358\" data-end=\"3361\" \/>\n<h2 data-start=\"3363\" data-end=\"3403\">\ud83c\udfaf <strong data-start=\"3368\" data-end=\"3403\">Pre koho je GenialCard vhodn\u00e1?<\/strong><\/h2>\n<ul data-start=\"3405\" data-end=\"3706\">\n<li data-start=\"3405\" data-end=\"3445\">\n<p data-start=\"3407\" data-end=\"3445\">Kto chce kartu <strong data-start=\"3427\" data-end=\"3443\">\u017eiadny ro\u010dn\u00fd poplatok<\/strong><\/p>\n<\/li>\n<li data-start=\"3446\" data-end=\"3491\">\n<p data-start=\"3448\" data-end=\"3491\">Pou\u017e\u00edvatelia nakupuj\u00faci v zahrani\u010d\u00ed<\/p>\n<\/li>\n<li data-start=\"3492\" data-end=\"3538\">\n<p data-start=\"3494\" data-end=\"3538\">T\u00ed, ktor\u00ed uprednost\u0148uj\u00fa \u00fapln\u00e9 ovl\u00e1danie prostredn\u00edctvom aplik\u00e1cie<\/p>\n<\/li>\n<li data-start=\"3539\" data-end=\"3598\">\n<p data-start=\"3541\" data-end=\"3598\">\u013dudia, ktor\u00ed chc\u00fa flexibilitu pri platen\u00ed \u00fa\u010dtov<\/p>\n<\/li>\n<li data-start=\"3599\" data-end=\"3648\">\n<p data-start=\"3601\" data-end=\"3648\">Kto by si nechcel otvori\u0165 nov\u00fd be\u017en\u00fd \u00fa\u010det<\/p>\n<\/li>\n<li data-start=\"3649\" data-end=\"3706\">\n<p data-start=\"3651\" data-end=\"3706\">\u013dudia, ktor\u00ed h\u013eadaj\u00fa \u00faspory a u\u013eah\u010denie ka\u017edodenn\u00e9ho \u017eivota<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3708\" data-end=\"3711\" \/>\n<h2 data-start=\"3713\" data-end=\"3758\">\ud83c\udf81 <strong data-start=\"3718\" data-end=\"3758\">Propaga\u010dn\u00e9 v\u00fdhody - porovnanie<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4acffb5 elementor-widget elementor-widget-text-editor\" data-id=\"4acffb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>V\u00fdhody<\/th>\n<th>GenialCard<\/th>\n<th>Propag\u00e1cia platforiem<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Body \/ pouk\u00e1\u017eky<\/td>\n<td>Nie<\/td>\n<td>Neidentifikovan\u00e9<\/td>\n<\/tr>\n<tr>\n<td>Cashback<\/td>\n<td>Nie<\/td>\n<td>Neidentifikovan\u00e9<\/td>\n<\/tr>\n<tr>\n<td>Bonus na emisiu<\/td>\n<td>Nie<\/td>\n<td>Neidentifikovan\u00e9<\/td>\n<\/tr>\n<tr>\n<td>Bezplatn\u00e9 cestovn\u00e9 poistenie<\/td>\n<td>Nezah\u0155\u0148a<\/td>\n<td>Nie je k dispoz\u00edcii<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-056f8b6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"056f8b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e05f661 elementor-widget elementor-widget-text-editor\" data-id=\"e05f661\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4061\" data-end=\"4079\">\ud83e\uddfe <strong data-start=\"4066\" data-end=\"4079\">Z\u00e1ver<\/strong><\/h2>\n<p data-start=\"4081\" data-end=\"4179\">O <strong data-start=\"4083\" data-end=\"4097\">GenialCard<\/strong> od Hanseatic Bank je jednou z najv\u00fdhodnej\u0161\u00edch kariet v Nemecku:<\/p>\n<ul data-start=\"4181\" data-end=\"4337\">\n<li data-start=\"4181\" data-end=\"4202\">\n<p data-start=\"4183\" data-end=\"4202\"><strong data-start=\"4183\" data-end=\"4200\">Nulov\u00fd ro\u010dn\u00fd poplatok<\/strong><\/p>\n<\/li>\n<li data-start=\"4203\" data-end=\"4236\">\n<p data-start=\"4205\" data-end=\"4236\"><strong data-start=\"4205\" data-end=\"4234\">Plne digit\u00e1lne ovl\u00e1danie<\/strong><\/p>\n<\/li>\n<li data-start=\"4237\" data-end=\"4268\">\n<p data-start=\"4239\" data-end=\"4268\"><strong data-start=\"4239\" data-end=\"4266\">Medzin\u00e1rodn\u00e9 prijatie<\/strong><\/p>\n<\/li>\n<li data-start=\"4269\" data-end=\"4302\">\n<p data-start=\"4271\" data-end=\"4302\"><strong data-start=\"4271\" data-end=\"4300\">V\u00fdbery v eur\u00e1ch bez poplatkov<\/strong><\/p>\n<\/li>\n<li data-start=\"4303\" data-end=\"4337\">\n<p data-start=\"4305\" data-end=\"4337\"><strong data-start=\"4305\" data-end=\"4335\">Flexibilita platieb<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4339\" data-end=\"4452\">Je jednoduch\u00e1, modern\u00e1 a bezpe\u010dn\u00e1 a predstavuje vynikaj\u00facu alternat\u00edvu pre t\u00fdch, ktor\u00ed chc\u00fa praktickos\u0165 a \u00faspory bez komplik\u00e1ci\u00ed.<\/p>\n<hr data-start=\"4454\" data-end=\"4457\" \/>\n<h2 data-start=\"4459\" data-end=\"4493\">\u2753 <strong data-start=\"4463\" data-end=\"4493\">\u010casto kladen\u00e9 ot\u00e1zky - Frequently Asked Questions<\/strong><\/h2>\n<h3 data-start=\"4495\" data-end=\"4544\"><strong data-start=\"4499\" data-end=\"4542\">M\u00e1 karta GenialCard naozaj bezplatn\u00fd ro\u010dn\u00fd poplatok?<\/strong><\/h3>\n<p data-start=\"4545\" data-end=\"4590\">\u00c1no, karta je \u00faplne bez ro\u010dn\u00fdch poplatkov.<\/p>\n<h3 data-start=\"4592\" data-end=\"4640\"><strong data-start=\"4596\" data-end=\"4638\">Mus\u00edm si otvori\u0165 \u00fa\u010det v Hanseatic Bank?<\/strong><\/h3>\n<p data-start=\"4641\" data-end=\"4670\">Nie. Karta je nez\u00e1visl\u00e1.<\/p>\n<h3 data-start=\"4672\" data-end=\"4704\"><strong data-start=\"4676\" data-end=\"4702\">Ak\u00fd je po\u010diato\u010dn\u00fd limit?<\/strong><\/h3>\n<p data-start=\"4705\" data-end=\"4738\">Definovan\u00e9 po \u00faverovej anal\u00fdze.<\/p>\n<h3 data-start=\"4740\" data-end=\"4774\"><strong data-start=\"4744\" data-end=\"4772\">M\u00f4\u017eem svoj \u00fa\u010det zaplati\u0165 v spl\u00e1tkach?<\/strong><\/h3>\n<p data-start=\"4775\" data-end=\"4817\">\u00c1no, s \u00farokom od 1,49% do 1,75% mesa\u010dne.<\/p>\n<h3 data-start=\"4819\" data-end=\"4865\"><strong data-start=\"4823\" data-end=\"4863\">Funguje s Apple Pay a Google Pay?<\/strong><\/h3>\n<p data-start=\"4866\" data-end=\"4880\">\u00c1no, v oboch pr\u00edpadoch.<\/p>\n<h3 data-start=\"4882\" data-end=\"4928\"><strong data-start=\"4886\" data-end=\"4926\">M\u00e1 karta bezplatn\u00e9 cestovn\u00e9 poistenie?<\/strong><\/h3>\n<p data-start=\"4929\" data-end=\"5001\">Nie. Na rozdiel od zlat\u00fdch a platinov\u00fdch kariet nezah\u0155\u0148a automatick\u00e9 poistenie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Alemanha e busca um cart\u00e3o de cr\u00e9dito sem anuidade, com gest\u00e3o 100% digital e aprova\u00e7\u00e3o simples, o GenialCard, do Hanseatic Bank, \u00e9 uma alternativa moderna, segura e acess\u00edvel. Cart\u00e3o Hanseatic Bank \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2705 Principais Benef\u00edcios do Hanseatic Bank GenialCard \ud83d\udcb3 Sem Anuidade \u2013 Para Sempre Voc\u00ea n\u00e3o paga qualquer taxa anual, nem no in\u00edcio, nem futuramente. \ud83c\udf0d Aceita\u00e7\u00e3o Internacional Us\u00e1vel em mais de 36 milh\u00f5es de estabelecimentos ao redor do mundo, al\u00e9m de compras online, apps e servi\u00e7os digitais. \ud83d\udcb0 Pagamento Flex\u00edvel e Parcelamento Escolha pagar: O valor total da fatura Ou parcelar com juros entre 1,49% e 1,75% ao m\u00eas, dependendo do perfil \ud83d\udcf2 App Completo (Hanseatic Bank Mobile) No app voc\u00ea pode: Ver gastos Ajustar limite Bloquear\/desbloquear cart\u00e3o Gerenciar faturas Acompanhar transa\u00e7\u00f5es em tempo real \ud83d\udee1\ufe0f Seguran\u00e7a Avan\u00e7ada Inclui: 3D Secure (Mastercard Identity Check) Autentica\u00e7\u00e3o em dois fatores Notifica\u00e7\u00f5es instant\u00e2neas Prote\u00e7\u00f5es contra uso indevido \ud83d\udcb6 Saques Gr\u00e1tis na Zona do Euro Diferente de muitos cart\u00f5es, permite saques gratuitos em euros fora da Alemanha.Na Alemanha, pode haver tarifa por saque. \ud83d\udcec Solicita\u00e7\u00e3o 100% Online Processo r\u00e1pido, com identifica\u00e7\u00e3o via v\u00eddeo (VideoIdent).N\u00e3o exige renda m\u00ednima, mas h\u00e1 an\u00e1lise de cr\u00e9dito (Schufa). Cart\u00e3o Hanseatic Bank \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcca Cart\u00e3o GenialCard \u2014 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Saques em caixas eletr\u00f4nicos Gratuitos em euros fora da Alemanha; dentro da Alemanha pode haver tarifa Anuidade 100% gratuita para sempre Cashback N\u00e3o possui Limite de cr\u00e9dito Definido pela an\u00e1lise Schufa Compras no exterior Permitidas, sem tarifa adicional Parcelamento da fatura Dispon\u00edvel com juros Cart\u00e3o adicional N\u00e3o dispon\u00edvel \ud83d\udcdd Crit\u00e9rios para Emiss\u00e3o O GenialCard \u00e9 emitido ap\u00f3s: Solicita\u00e7\u00e3o online r\u00e1pida An\u00e1lise de cr\u00e9dito (Schufa) Envio de documentos via app \/ VideoIdent Aprova\u00e7\u00e3o e envio do cart\u00e3o f\u00edsico Aprova pessoas com restri\u00e7\u00f5es? N\u00e3o \u00e9 garantido. Hist\u00f3rico negativo no Schufa pode resultar em recusa. \ud83d\udd12 Confian\u00e7a e Seguran\u00e7a O GenialCard \u00e9 emitido pelo Hanseatic Bank, institui\u00e7\u00e3o tradicional da Alemanha com forte atua\u00e7\u00e3o digital. O app oferece: Controle total do cart\u00e3o Notifica\u00e7\u00f5es em tempo real Ajustes instant\u00e2neos de limite 3D Secure Compatibilidade com Apple Pay e Google Pay \ud83c\udfaf Para Quem o GenialCard \u00e9 Ideal? Quem quer um cart\u00e3o sem anuidade Usu\u00e1rios que fazem compras internacionais Quem prefere controle total via aplicativo Pessoas que querem flexibilidade no pagamento da fatura Quem n\u00e3o deseja abrir uma conta corrente nova Pessoas que buscam economia e facilidade no dia a dia \ud83c\udf81 Benef\u00edcios Promocionais \u2014 Compara\u00e7\u00e3o Benef\u00edcio GenialCard Promo\u00e7\u00f5es de Plataformas Pontos \/ Vouchers N\u00e3o N\u00e3o identificado Cashback N\u00e3o N\u00e3o identificado B\u00f4nus por emiss\u00e3o N\u00e3o N\u00e3o identificado Seguro viagem gr\u00e1tis N\u00e3o incluso N\u00e3o dispon\u00edvel \u00a0 \ud83e\uddfe Conclus\u00e3o O GenialCard da Hanseatic Bank \u00e9 um dos cart\u00f5es mais competitivos da Alemanha para quem busca: Zero anuidade Controle digital completo Aceita\u00e7\u00e3o internacional Saques em euros sem taxas Flexibilidade de pagamento Simples, moderno e seguro, \u00e9 uma excelente alternativa para quem deseja praticidade e economia, sem complica\u00e7\u00f5es. \u2753 FAQ \u2013 Perguntas Frequentes O GenialCard tem mesmo anuidade gr\u00e1tis? Sim. O cart\u00e3o \u00e9 totalmente livre de anuidade. Preciso abrir conta no Hanseatic Bank? N\u00e3o. O cart\u00e3o \u00e9 independente. Qual o limite inicial? Definido ap\u00f3s an\u00e1lise de cr\u00e9dito. Posso parcelar a fatura? Sim, com juros entre 1,49% e 1,75% ao m\u00eas. Funciona com Apple Pay e Google Pay? Sim, em ambos. O cart\u00e3o tem seguro viagem gratuito? N\u00e3o. Diferente de cart\u00f5es Gold\/Platinum, n\u00e3o inclui seguros autom\u00e1ticos.<\/p>","protected":false},"author":1,"featured_media":13643,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-13541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/13541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/comments?post=13541"}],"version-history":[{"count":52,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/13541\/revisions"}],"predecessor-version":[{"id":17295,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/13541\/revisions\/17295"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media\/13643"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media?parent=13541"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/categories?post=13541"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/tags?post=13541"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/post_folder?post=13541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}