{"id":14099,"date":"2025-12-05T11:43:24","date_gmt":"2025-12-05T11:43:24","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=14099"},"modified":"2025-12-25T01:35:14","modified_gmt":"2025-12-25T01:35:14","slug":"nemecka-siroka-karta-ako-poziadat-ing","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/sk\/financas\/alemanha-cartao-broad-como-solicitar-ing\/","title":{"rendered":"Ako po\u017eiada\u0165 o kartu ING Visa v Nemecku a \u010fal\u0161ie d\u00f4le\u017eit\u00e9 inform\u00e1cie"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14099\" class=\"elementor elementor-14099\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"231\" data-end=\"390\">\u017diados\u0165 o kreditn\u00fa kartu ING Visa (ING Deutschland, predt\u00fdm ING-DiBa) je \u00faplne digit\u00e1lny, r\u00fdchly a dostupn\u00fd proces pre ka\u017ed\u00e9ho, kto \u017eije v Nemecku.<\/p><p data-start=\"392\" data-end=\"615\">S <strong data-start=\"396\" data-end=\"417\">bezplatn\u00e9 ro\u010dn\u00e9 \u010dlenstvo<\/strong>, V\u010faka medzin\u00e1rodnej akcept\u00e1cii a \u00faplnej kontrole prostredn\u00edctvom aplik\u00e1cie je karta jednou z najlep\u0161\u00edch mo\u017enost\u00ed pre \u0161tudentov, pracuj\u00facich, cudzincov a v\u0161etk\u00fdch, ktor\u00ed h\u013eadaj\u00fa praktickos\u0165 za n\u00edzku cenu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/nemecko-siroka-karta-santander\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"700\" height=\"366\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/santander-1plus-visa.webp\" class=\"attachment-full size-full wp-image-14103\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/santander-1plus-visa.webp 700w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/santander-1plus-visa-300x157.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/santander-1plus-visa-18x9.webp 18w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"502\" data-end=\"534\">Karta Santander 1Plus Visa<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bezplatn\u00e9 \u010dlenstvo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/nemecko-siroka-karta-santander\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"687\" data-end=\"742\">\u2705 <strong data-start=\"692\" data-end=\"742\">Krok za krokom pri pod\u00e1van\u00ed \u017eiadosti o kartu ING Visa<\/strong><\/h2><h3 data-start=\"744\" data-end=\"783\"><strong data-start=\"748\" data-end=\"783\">1. Nav\u0161t\u00edvte ofici\u00e1lnu webov\u00fa str\u00e1nku ING<\/strong><\/h3><p data-start=\"784\" data-end=\"955\">Prejdite na webov\u00fa str\u00e1nku ING Deutschland a vyberte mo\u017enos\u0165 otvorenia be\u017en\u00e9ho \u00fa\u010dtu (<strong data-start=\"868\" data-end=\"892\">\u201cGirokonto er\u00f6ffnen\u201d<\/strong>).<br data-start=\"894\" data-end=\"897\" \/>Karta Visa sa vyd\u00e1va automaticky spolu s \u00fa\u010dtom.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.ing.es\/tarjetas-ing\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 PO\u017dIADAJTE O KARTU ING VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"995\" data-end=\"1034\"><strong data-start=\"999\" data-end=\"1034\">2. Vypl\u0148te svoje osobn\u00e9 \u00fadaje<\/strong><\/h3><p data-start=\"1035\" data-end=\"1059\">Budete musie\u0165 poskytn\u00fa\u0165:<\/p><ul data-start=\"1061\" data-end=\"1209\"><li data-start=\"1061\" data-end=\"1078\"><p data-start=\"1063\" data-end=\"1078\">Cel\u00e9 meno<\/p><\/li><li data-start=\"1079\" data-end=\"1103\"><p data-start=\"1081\" data-end=\"1103\">Adresa v Nemecku<\/p><\/li><li data-start=\"1104\" data-end=\"1135\"><p data-start=\"1106\" data-end=\"1135\">E-mail a telef\u00f3nne \u010d\u00edslo<\/p><\/li><li data-start=\"1136\" data-end=\"1165\"><p data-start=\"1138\" data-end=\"1165\">Odborn\u00e9 inform\u00e1cie<\/p><\/li><li data-start=\"1166\" data-end=\"1182\"><p data-start=\"1168\" data-end=\"1182\">Mesa\u010dn\u00fd pr\u00edjem<\/p><\/li><li data-start=\"1183\" data-end=\"1209\"><p data-start=\"1185\" data-end=\"1209\">\u0160tat\u00fat bydliska<\/p><\/li><\/ul><hr data-start=\"1211\" data-end=\"1214\" \/><h3 data-start=\"1216\" data-end=\"1259\"><strong data-start=\"1220\" data-end=\"1259\">3. Overenie toto\u017enosti online<\/strong><\/h3><p data-start=\"1260\" data-end=\"1287\">ING pon\u00faka dva sp\u00f4soby:<\/p><ul data-start=\"1289\" data-end=\"1410\"><li data-start=\"1289\" data-end=\"1338\"><p data-start=\"1291\" data-end=\"1338\"><strong data-start=\"1291\" data-end=\"1307\">Video-Ident:<\/strong> overovanie videohovorov<\/p><\/li><li data-start=\"1339\" data-end=\"1410\"><p data-start=\"1341\" data-end=\"1410\"><strong data-start=\"1341\" data-end=\"1355\">PostIdent:<\/strong> osobne na po\u0161te (Deutsche Post)<\/p><\/li><\/ul><p data-start=\"1412\" data-end=\"1475\">Pripravte si cestovn\u00fd pas alebo platn\u00fd doklad toto\u017enosti.<\/p><hr data-start=\"1477\" data-end=\"1480\" \/><h3 data-start=\"1482\" data-end=\"1523\"><strong data-start=\"1486\" data-end=\"1523\">4. Digit\u00e1lny podpis zmluvy<\/strong><\/h3><p data-start=\"1524\" data-end=\"1636\">Po potvrden\u00ed toto\u017enosti sta\u010d\u00ed digit\u00e1lne podp\u00edsa\u0165 zmluvu a po\u010dka\u0165 na kone\u010dn\u00e9 schv\u00e1lenie \u00fa\u010dtu.<\/p><hr data-start=\"1638\" data-end=\"1641\" \/><h3 data-start=\"1643\" data-end=\"1679\"><strong data-start=\"1647\" data-end=\"1679\">5. Prevzatie karty domov<\/strong><\/h3><p data-start=\"1680\" data-end=\"1781\">Po schv\u00e1len\u00ed bude v\u00e1\u0161 \u00fa\u010det aktivovan\u00fd a karta ING Visa v\u00e1m bude zaslan\u00e1 na adresu, ktor\u00fa ste si zaregistrovali.<\/p><hr data-start=\"1783\" data-end=\"1786\" \/><h2 data-start=\"1788\" data-end=\"1853\">\ud83d\udcc4 <strong data-start=\"1794\" data-end=\"1853\">Dokumenty potrebn\u00e9 na podanie \u017eiadosti o kartu ING Visa<\/strong><\/h2><ul data-start=\"1855\" data-end=\"2183\"><li data-start=\"1855\" data-end=\"1960\"><p data-start=\"1857\" data-end=\"1960\"><strong data-start=\"1857\" data-end=\"1905\">Cestovn\u00fd pas alebo platn\u00fd doklad toto\u017enosti<\/strong><br data-start=\"1905\" data-end=\"1908\" \/>(M\u00f4\u017ee by\u0165 zahrani\u010dn\u00e1, ak ju E\u00da akceptuje)<\/p><\/li><li data-start=\"1962\" data-end=\"2078\"><p data-start=\"1964\" data-end=\"2078\"><strong data-start=\"1964\" data-end=\"2017\">Doklad o pobyte v Nemecku (Anmeldung)<\/strong><br data-start=\"2017\" data-end=\"2020\" \/>M\u00f4\u017eete o\u0148 po\u017eiada\u0165 po\u010das alebo po otvoren\u00ed \u00fa\u010dtu.<\/p><\/li><li data-start=\"2080\" data-end=\"2183\"><p data-start=\"2082\" data-end=\"2183\"><strong data-start=\"2082\" data-end=\"2118\">Steuer-ID (nemeck\u00e9 da\u0148ov\u00e9 \u010d\u00edslo)<\/strong><br data-start=\"2118\" data-end=\"2121\" \/>Odpor\u00fa\u010da sa pre bankov\u00e9 z\u00e1znamy a da\u0148ov\u00e9 z\u00e1le\u017eitosti.<\/p><\/li><\/ul><p data-start=\"2185\" data-end=\"2263\">Tieto dokumenty zaru\u010duj\u00fa dodr\u017eiavanie nemeck\u00fdch bankov\u00fdch predpisov (KYC\/AML).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.ing.es\/tarjetas-ing\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 PO\u017dIADAJTE O KARTU ING VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2901\" data-end=\"2949\">\ud83d\udcb3 <strong data-start=\"2907\" data-end=\"2949\">Poplatky a n\u00e1klady na kartu Santander 1plus Visa<\/strong><\/h2><h3 data-start=\"2951\" data-end=\"2967\"><strong data-start=\"2955\" data-end=\"2967\">Anuita<\/strong><\/h3><ul data-start=\"2968\" data-end=\"3002\"><li data-start=\"2968\" data-end=\"3002\"><p data-start=\"2970\" data-end=\"3002\"><strong data-start=\"2970\" data-end=\"2976\">0\u20ac<\/strong> - \u00faplne zadarmo.<\/p><\/li><\/ul><hr data-start=\"3004\" data-end=\"3007\" \/><h3 data-start=\"3009\" data-end=\"3038\"><strong data-start=\"3013\" data-end=\"3038\">Medzin\u00e1rodn\u00e9 v\u00fdbery<\/strong><\/h3><ul data-start=\"3039\" data-end=\"3191\"><li data-start=\"3039\" data-end=\"3074\"><p data-start=\"3041\" data-end=\"3074\"><strong data-start=\"3041\" data-end=\"3072\">Bezplatne po celom svete.<\/strong><\/p><\/li><li data-start=\"3075\" data-end=\"3191\"><p data-start=\"3077\" data-end=\"3191\">Ak bankomat \u00fa\u010dtuje miestny poplatok, Santander ho povo\u013euje. <strong data-start=\"3143\" data-end=\"3166\">po\u017eiada\u0165 o vr\u00e1tenie pe\u0148az\u00ed<\/strong>, To je medzi bankami zriedkav\u00e9.<\/p><\/li><\/ul><hr data-start=\"3193\" data-end=\"3196\" \/><h3 data-start=\"3198\" data-end=\"3234\"><strong data-start=\"3202\" data-end=\"3234\">N\u00e1kupy cudzej meny<\/strong><\/h3><ul data-start=\"3235\" data-end=\"3341\"><li data-start=\"3235\" data-end=\"3341\"><p data-start=\"3237\" data-end=\"3341\"><strong data-start=\"3237\" data-end=\"3262\">\u017diadny konverzn\u00fd kurz<\/strong>, V\u010faka tomu je ide\u00e1lny na n\u00e1kupy mimo euroz\u00f3ny a na medzin\u00e1rodn\u00fdch webov\u00fdch str\u00e1nkach.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8a2d42 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f8a2d42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4984c11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4984c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.ing.es\/tarjetas-ing\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 PO\u017dIADAJTE O KARTU ING VISA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e890cc5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e890cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"72c8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b54b51e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b54b51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f559bca elementor-widget elementor-widget-text-editor\" data-id=\"f559bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"3397\" data-end=\"3418\"><strong data-start=\"3401\" data-end=\"3418\">\u00darokov\u00e9 sadzby<\/strong><\/h3><p data-start=\"3419\" data-end=\"3574\">Ak nezaplat\u00edte \u00fa\u010det v plnej v\u00fd\u0161ke, bud\u00fa v\u00e1m \u00fa\u010dtovan\u00e9 \u00faroky - v priemere <strong data-start=\"3492\" data-end=\"3509\">13,98% za rok<\/strong>.<br data-start=\"3510\" data-end=\"3513\" \/>Odpor\u00fa\u010dame v\u017edy zaplati\u0165 cel\u00fa sumu, aby ste sa vyhli poplatkom.<\/p><hr data-start=\"3576\" data-end=\"3579\" \/><h2 data-start=\"3581\" data-end=\"3627\">\ud83d\udcf1 <strong data-start=\"3587\" data-end=\"3627\">Vlastnosti a funkcie karty<\/strong><\/h2><h3 data-start=\"3629\" data-end=\"3662\"><strong data-start=\"3633\" data-end=\"3662\">Aplik\u00e1cia Santander Deutschland<\/strong><\/h3><ul data-start=\"3663\" data-end=\"3794\"><li data-start=\"3663\" data-end=\"3685\"><p data-start=\"3665\" data-end=\"3685\">Kontrola v\u00fddavkov<\/p><\/li><li data-start=\"3686\" data-end=\"3704\"><p data-start=\"3688\" data-end=\"3704\">Digit\u00e1lna fakt\u00fara<\/p><\/li><li data-start=\"3705\" data-end=\"3735\"><p data-start=\"3707\" data-end=\"3735\">Ozn\u00e1menia v re\u00e1lnom \u010dase<\/p><\/li><li data-start=\"3736\" data-end=\"3772\"><p data-start=\"3738\" data-end=\"3772\">Blokovanie a odblokovanie karty<\/p><\/li><li data-start=\"3773\" data-end=\"3794\"><p data-start=\"3775\" data-end=\"3794\">Nastavenie limitov<\/p><\/li><\/ul><hr data-start=\"3796\" data-end=\"3799\" \/><h3 data-start=\"3801\" data-end=\"3834\"><strong data-start=\"3805\" data-end=\"3834\">Technol\u00f3gia a pohodlie<\/strong><\/h3><ul data-start=\"3835\" data-end=\"3977\"><li data-start=\"3835\" data-end=\"3876\"><p data-start=\"3837\" data-end=\"3876\">Prija\u0165 <strong data-start=\"3844\" data-end=\"3857\">Apple Pay<\/strong> e <strong data-start=\"3860\" data-end=\"3874\">Google Pay<\/strong><\/p><\/li><li data-start=\"3877\" data-end=\"3921\"><p data-start=\"3879\" data-end=\"3921\">Bezkontaktn\u00e9 platby<\/p><\/li><li data-start=\"3922\" data-end=\"3977\"><p data-start=\"3924\" data-end=\"3977\">Pokro\u010dil\u00e9 zabezpe\u010denie so siln\u00fdm overovan\u00edm (3D Secure)<\/p><\/li><\/ul><hr data-start=\"3979\" data-end=\"3982\" \/><h3 data-start=\"3984\" data-end=\"4013\"><strong data-start=\"3988\" data-end=\"4013\">Exkluz\u00edvne v\u00fdhody<\/strong><\/h3><ul data-start=\"4014\" data-end=\"4231\"><li data-start=\"4014\" data-end=\"4114\"><p data-start=\"4016\" data-end=\"4114\"><strong data-start=\"4016\" data-end=\"4049\">1% cashback na palivo<\/strong> na ktorejko\u013evek \u010derpacej stanici v Nemecku<br data-start=\"4079\" data-end=\"4082\" \/>(Automatick\u00e9 prip\u00edsanie na \u00fa\u010det)<\/p><\/li><li data-start=\"4116\" data-end=\"4231\"><p data-start=\"4118\" data-end=\"4231\"><strong data-start=\"4118\" data-end=\"4149\">Medzin\u00e1rodn\u00e9 pou\u017e\u00edvanie bez poplatkov<\/strong><br data-start=\"4149\" data-end=\"4152\" \/>Ide\u00e1lne pre t\u00fdch, ktor\u00ed cestuj\u00fa, nakupuj\u00fa online alebo pracuj\u00fa v glob\u00e1lnych firm\u00e1ch.<\/p><\/li><\/ul><hr data-start=\"4233\" data-end=\"4236\" \/><h2 data-start=\"4238\" data-end=\"4257\">\ud83c\udfc1 <strong data-start=\"4244\" data-end=\"4257\">Z\u00e1ver<\/strong><\/h2><p data-start=\"4259\" data-end=\"4568\">O <strong data-start=\"4261\" data-end=\"4290\">Karta Santander 1plus Visa<\/strong> je jednou z najv\u00fdhodnej\u0161\u00edch kariet v Nemecku. V\u010faka \u017eiadnemu ro\u010dn\u00e9mu poplatku, bezplatn\u00fdm v\u00fdberom na celom svete, \u017eiadnym konverzn\u00fdm poplatkom a cashbacku za pohonn\u00e9 hmoty je jednou z najlep\u0161\u00edch mo\u017enost\u00ed pre t\u00fdch, ktor\u00ed h\u013eadaj\u00fa v\u00fdhodnej\u0161ie podmienky. <strong data-start=\"4514\" data-end=\"4531\">re\u00e1lna ekonomika<\/strong>, praktickos\u0165 a finan\u010dn\u00e1 sloboda.<\/p><p data-start=\"4570\" data-end=\"4680\">Ak chcete kompletn\u00fa, modern\u00fa a ide\u00e1lnu kartu na cestovanie, Santander 1plus Visa je vynikaj\u00facou vo\u013ebou.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Solicitar o cart\u00e3o de cr\u00e9dito Visa da ING (ING Deutschland, antiga ING-DiBa) \u00e9 um processo totalmente digital, r\u00e1pido e acess\u00edvel para quem reside na Alemanha. Com anuidade gratuita, aceita\u00e7\u00e3o internacional e controle completo pelo aplicativo, o cart\u00e3o \u00e9 uma das melhores op\u00e7\u00f5es para estudantes, trabalhadores, expatriados e qualquer pessoa que busca praticidade com baixo custo. Cart\u00e3o Santander 1Plus Visa Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \u2705 Passo a passo para solicitar o Cart\u00e3o ING Visa 1. Acesse o site oficial da ING Entre no site da ING Deutschland e selecione a op\u00e7\u00e3o para abrir uma conta corrente (\u201cGirokonto er\u00f6ffnen\u201d).O cart\u00e3o Visa \u00e9 emitido automaticamente junto com a conta. \ud83d\udc49 PE\u00c7A SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Preencha seus dados pessoais Voc\u00ea precisar\u00e1 fornecer: Nome completo Endere\u00e7o na Alemanha E-mail e n\u00famero de telefone Informa\u00e7\u00f5es profissionais Renda mensal Situa\u00e7\u00e3o de resid\u00eancia 3. Verifica\u00e7\u00e3o de identidade online A ING oferece dois m\u00e9todos: Video-Ident: verifica\u00e7\u00e3o por videochamada PostIdent: realizada presencialmente nos Correios (Deutsche Post) Tenha em m\u00e3os seu passaporte ou documento de identidade v\u00e1lido. 4. Assinatura digital do contrato Depois de confirmar sua identidade, basta assinar o contrato digitalmente e aguardar a aprova\u00e7\u00e3o final da conta. 5. Receba seu cart\u00e3o em casa Ap\u00f3s a aprova\u00e7\u00e3o, sua conta ser\u00e1 ativada e o cart\u00e3o ING Visa ser\u00e1 enviado para o endere\u00e7o cadastrado. \ud83d\udcc4 Documentos necess\u00e1rios para solicitar o Cart\u00e3o ING Visa Passaporte ou documento de identidade v\u00e1lido(Pode ser estrangeiro, desde que aceito pela UE) Comprovante de resid\u00eancia na Alemanha (Anmeldung)Pode ser solicitado durante ou ap\u00f3s a abertura da conta. Steuer-ID (n\u00famero fiscal alem\u00e3o)Recomendado para registros banc\u00e1rios e quest\u00f5es tribut\u00e1rias. Esses documentos garantem o cumprimento das normas banc\u00e1rias alem\u00e3s (KYC\/AML). \ud83d\udc49 PE\u00c7A SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcb3 Taxas e custos do Santander 1plus Visa Anuidade 0\u20ac \u2014 completamente gratuita. Saques internacionais Gratuitos no mundo inteiro. Caso o caixa eletr\u00f4nico cobre uma taxa local, o Santander permite solicitar reembolso, algo raro entre bancos. Compras em moeda estrangeira Sem taxa de convers\u00e3o, tornando-o ideal para compras fora da zona do euro e em sites internacionais. \ud83d\udc49 SOLICITE SEU CART\u00c3O ING VISA (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Taxa de juros Se voc\u00ea n\u00e3o pagar o valor total da fatura, ser\u00e1 cobrado juros \u2014 em m\u00e9dia 13,98% ao ano.Recomenda-se pagar sempre o valor total para evitar encargos. \ud83d\udcf1 Recursos e funcionalidades do cart\u00e3o App Santander Deutschland Controle de gastos Fatura digital Notifica\u00e7\u00f5es em tempo real Bloqueio e desbloqueio do cart\u00e3o Ajuste de limites Tecnologia e conveni\u00eancia Aceita Apple Pay e Google Pay Pagamentos por aproxima\u00e7\u00e3o (contactless) Seguran\u00e7a avan\u00e7ada com autentica\u00e7\u00e3o forte (3D Secure) Benef\u00edcios exclusivos 1% de cashback em combust\u00edvel em qualquer posto da Alemanha(Cr\u00e9dito autom\u00e1tico na fatura) Uso internacional sem taxasPerfeito para quem viaja, faz compras online ou trabalha em neg\u00f3cios globais. \ud83c\udfc1 Conclus\u00e3o O Santander 1plus Visa Card \u00e9 um dos cart\u00f5es mais vantajosos da Alemanha. Sem anuidade, com saques gratuitos no mundo todo, sem taxas de convers\u00e3o e ainda oferecendo cashback em combust\u00edvel, ele se destaca como uma das melhores op\u00e7\u00f5es para quem busca economia real, praticidade e liberdade financeira. Se voc\u00ea quer um cart\u00e3o completo, moderno e ideal para viagens, o Santander 1plus Visa \u00e9 uma excelente escolha.<\/p>","protected":false},"author":1,"featured_media":14100,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-14099","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/14099","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/comments?post=14099"}],"version-history":[{"count":16,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/14099\/revisions"}],"predecessor-version":[{"id":17241,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/14099\/revisions\/17241"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media\/14100"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media?parent=14099"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/categories?post=14099"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/tags?post=14099"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/post_folder?post=14099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}