{"id":15281,"date":"2025-12-16T01:14:05","date_gmt":"2025-12-16T01:14:05","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15281"},"modified":"2025-12-25T01:09:16","modified_gmt":"2025-12-25T01:09:16","slug":"polsko-karta-broad-pekao","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/sk\/financas\/polonia-cartao-broad-pekao\/","title":{"rendered":"Bank Pekao - Karta z \u017bubrem: Dostupnos\u0165 a v\u00fdhody v Po\u013esku"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15281\" class=\"elementor elementor-15281\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"258\" data-end=\"549\">Ak b\u00fdvate v Po\u013esku a h\u013ead\u00e1te spo\u013eahliv\u00fa kreditn\u00fa kartu, ktor\u00e1 sa \u013eahko pou\u017e\u00edva a je \u0161iroko akceptovan\u00e1, t\u00e1to <strong data-start=\"363\" data-end=\"395\">Karta z \u017bubrem do Bank Pekao<\/strong> je to skvel\u00e1 alternat\u00edva. Karta sp\u00e1ja <strong data-start=\"442\" data-end=\"463\">pr\u00edstupn\u00e9 ceny<\/strong>, <strong data-start=\"465\" data-end=\"492\">kompletn\u00e1 digit\u00e1lna spr\u00e1va<\/strong> a podporu jednej z najtradi\u010dnej\u0161\u00edch b\u00e1nk v krajine.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/polska-siroka-karta-ako-podat-ziadost\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"474\" height=\"238\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp\" class=\"attachment-full size-full wp-image-15290\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp 474w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-300x151.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-18x9.webp 18w\" sizes=\"(max-width: 474px) 100vw, 474px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta s \u017eubrom \u2013 Bank Pekao<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>N\u00edzky ro\u010dn\u00fd poplatok<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/polska-siroka-karta-ako-podat-ziadost\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"878\" data-end=\"1111\">Zameran\u00e9 predov\u0161etk\u00fdm na <strong data-start=\"906\" data-end=\"976\">mlad\u00ed \u013eudia, \u0161tudenti a \u013eudia, ktor\u00ed za\u010d\u00ednaj\u00fa s finan\u010dn\u00fdm hospod\u00e1ren\u00edm<\/strong>, Karta pon\u00faka oslobodenie od poplatkov pre osoby mlad\u0161ie ako 26 rokov, \u0161irok\u00fa medzin\u00e1rodn\u00fa akcept\u00e1ciu a \u00fapln\u00fa kontrolu prostredn\u00edctvom aplik\u00e1cie banky.<\/p><p data-start=\"1113\" data-end=\"1266\">Prepojen\u00e9 s \u00fa\u010dtom na <strong data-start=\"1138\" data-end=\"1152\">Bank Pekao<\/strong>, karta zaru\u010duje bezpe\u010dn\u00e9 transakcie, pr\u00edstup k exkluz\u00edvnym z\u013eav\u00e1m a integr\u00e1ciu s modern\u00fdmi digit\u00e1lnymi pe\u0148a\u017eenkami.<\/p><hr data-start=\"1268\" data-end=\"1271\" \/><h2 data-start=\"1273\" data-end=\"1319\"><strong data-start=\"1276\" data-end=\"1319\">Hlavn\u00e9 v\u00fdhody karty Karta z \u017bubrem<\/strong><\/h2><h3 data-start=\"1321\" data-end=\"1370\">\u2705 Oslobodenie od ro\u010dn\u00e9ho poplatku pre mlad\u00fdch \u013eud\u00ed do 26 rokov<\/h3><p data-start=\"1371\" data-end=\"1522\">Z\u00e1kazn\u00edci do 26 rokov neplatia \u017eiadny mesa\u010dn\u00fd ani ro\u010dn\u00fd poplatok. Po dosiahnut\u00ed tohto veku sa poplatok zni\u017euje a m\u00f4\u017ee by\u0165 odpusten\u00fd v z\u00e1vislosti od minim\u00e1lneho mesa\u010dn\u00e9ho vyu\u017eitia karty.<\/p><hr data-start=\"1524\" data-end=\"1527\" \/><h3 data-start=\"1529\" data-end=\"1569\">\u2705 Vn\u00fatro\u0161t\u00e1tne a medzin\u00e1rodn\u00e9 uznanie<\/h3><p data-start=\"1570\" data-end=\"1700\">Vydan\u00e9 pod vlajkou <strong data-start=\"1593\" data-end=\"1607\">Mastercard<\/strong>, t\u00fato kartu prij\u00edmaj\u00fa mili\u00f3ny kamenn\u00fdch a internetov\u00fdch obchodov v Po\u013esku aj v zahrani\u010d\u00ed.<\/p><hr data-start=\"1702\" data-end=\"1705\" \/><h3 data-start=\"1707\" data-end=\"1753\">\u2705 Komplexn\u00e1 digit\u00e1lna spr\u00e1va prostredn\u00edctvom aplik\u00e1cie PeoPay<\/h3><p data-start=\"1754\" data-end=\"1788\">Prostredn\u00edctvom aplik\u00e1cie PeoPay m\u00f4\u017eete:<\/p><ul data-start=\"1789\" data-end=\"1915\"><li data-start=\"1789\" data-end=\"1824\"><p data-start=\"1791\" data-end=\"1824\">Sledovanie v\u00fddavkov v re\u00e1lnom \u010dase<\/p><\/li><li data-start=\"1825\" data-end=\"1860\"><p data-start=\"1827\" data-end=\"1860\">Blokovanie a odblokovanie karty<\/p><\/li><li data-start=\"1861\" data-end=\"1880\"><p data-start=\"1863\" data-end=\"1880\">Nastavenie limitov<\/p><\/li><li data-start=\"1881\" data-end=\"1915\"><p data-start=\"1883\" data-end=\"1915\">Zobrazi\u0165 fakt\u00fary a transakcie<\/p><\/li><\/ul><p data-start=\"1917\" data-end=\"1951\">V\u0161etko je jednoduch\u00e9 a intuit\u00edvne.<\/p><hr data-start=\"1953\" data-end=\"1956\" \/><h3 data-start=\"1958\" data-end=\"2011\">\u2705 Bezkontaktn\u00e9 platby a digit\u00e1lne pe\u0148a\u017eenky<\/h3><p data-start=\"2012\" data-end=\"2120\">Kompatibiln\u00e9 s <strong data-start=\"2027\" data-end=\"2040\">Apple Pay<\/strong>, <strong data-start=\"2042\" data-end=\"2056\">Google Pay<\/strong> a platby prostredn\u00edctvom NFC, \u010do zaru\u010duje v\u00e4\u010d\u0161ie pohodlie v ka\u017edodennom \u017eivote.<\/p><hr data-start=\"2122\" data-end=\"2125\" \/><h3 data-start=\"2127\" data-end=\"2167\">\u2705 Virtu\u00e1lna karta na online n\u00e1kupy<\/h3><p data-start=\"2168\" data-end=\"2274\">Virtu\u00e1lna karta zvy\u0161uje bezpe\u010dnos\u0165 pri n\u00e1kupoch na internete, ke\u010f\u017ee pou\u017e\u00edva in\u00e9 \u00fadaje ako fyzick\u00e1 karta.<\/p><hr data-start=\"2276\" data-end=\"2279\" \/><h3 data-start=\"2281\" data-end=\"2323\">\u2705 Z\u013eavy a v\u00fdhody u partnerov<\/h3><p data-start=\"2324\" data-end=\"2447\">Klienti Bank Pekao maj\u00fa pr\u00edstup k exkluz\u00edvnym akci\u00e1m, propaga\u010dn\u00fdm kampaniam a v\u00fdhod\u00e1m v partnersk\u00fdch zariadeniach.<\/p><h2 data-start=\"2324\" data-end=\"2447\">Karta z \u017bubrem \u2013 Poplatky a podmienky<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Slu\u017eba<\/th><th>\u0160tandardn\u00fd stav<\/th><\/tr><\/thead><tbody><tr><td>V\u00fdbery z bankomatov<\/td><td>Uplat\u0148ovan\u00e1 sadzba (l\u00ed\u0161i sa v z\u00e1vislosti od miesta a meny)<\/td><\/tr><tr><td>Ro\u010dn\u00fd poplatok \/ Mesa\u010dn\u00fd poplatok<\/td><td>Pribli\u017ene 5\u201310 PLN mesa\u010dne\u00a0<\/td><\/tr><tr><td>Cashback<\/td><td>Nie je ofici\u00e1lne informovan\u00fd<\/td><\/tr><tr><td>\u00daverov\u00fd limit<\/td><td>Zvy\u010dajne medzi 1 000 PLN a 20 000 PLN\u00a0<\/td><\/tr><tr><td>Nakupovanie v zahrani\u010d\u00ed<\/td><td>Prepo\u010det meny + poplatok Mastercard<\/td><\/tr><tr><td>Spl\u00e1tky fakt\u00fary<\/td><td>K dispoz\u00edcii s \u00farokmi<\/td><\/tr><tr><td>Dodato\u010dn\u00e1 karta<\/td><td>K dispoz\u00edcii za poplatok<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3038\" data-end=\"3079\"><strong data-start=\"3041\" data-end=\"3079\">Krit\u00e9ri\u00e1 na udelenie limitu<\/strong><\/h2><p data-start=\"3080\" data-end=\"3136\">Bank Pekao posudzuje profil \u017eiadate\u013ea na z\u00e1klade:<\/p><ul data-start=\"3138\" data-end=\"3278\"><li data-start=\"3138\" data-end=\"3169\"><p data-start=\"3140\" data-end=\"3169\">Doklad o mesa\u010dnom pr\u00edjme<\/p><\/li><li data-start=\"3170\" data-end=\"3213\"><p data-start=\"3172\" data-end=\"3213\">\u00daverov\u00e1 hist\u00f3ria a finan\u010dn\u00e9 sk\u00f3re<\/p><\/li><li data-start=\"3214\" data-end=\"3240\"><p data-start=\"3216\" data-end=\"3240\">Spr\u00e1vanie b\u00e1nk<\/p><\/li><li data-start=\"3241\" data-end=\"3278\"><p data-start=\"3243\" data-end=\"3278\">Predch\u00e1dzaj\u00faci vz\u0165ah s bankou<\/p><\/li><\/ul><p data-start=\"3280\" data-end=\"3369\">Limity sa zvy\u010dajne pohybuj\u00fa medzi <strong data-start=\"3313\" data-end=\"3339\">1 000 PLN a 20 000 PLN<\/strong>, pod\u013ea individu\u00e1lneho pos\u00fadenia.<\/p><hr data-start=\"3371\" data-end=\"3374\" \/><h3 data-start=\"3376\" data-end=\"3429\"><strong data-start=\"3380\" data-end=\"3429\">Schv\u00e1lenie pre osoby s \u00faverov\u00fdmi obmedzeniami<\/strong><\/h3><p data-start=\"3430\" data-end=\"3561\">Schv\u00e1lenie \u00faveru pre klientov s negat\u00edvnou \u00faverovou hist\u00f3riou je m\u00e1lo pravdepodobn\u00e9, ke\u010f\u017ee banka vy\u017eaduje <strong data-start=\"3516\" data-end=\"3560\">kladn\u00fd v\u00fdsledok a finan\u010dn\u00e1 stabilita<\/strong>.<\/p><hr data-start=\"3563\" data-end=\"3566\" \/><h2 data-start=\"3568\" data-end=\"3615\"><strong data-start=\"3571\" data-end=\"3615\">Bezpe\u010dnos\u0165 a spo\u013eahlivos\u0165 Bank Pekao<\/strong><\/h2><p data-start=\"3616\" data-end=\"3709\">O <strong data-start=\"3618\" data-end=\"3632\">Bank Pekao<\/strong> je jednou z najstabilnej\u0161\u00edch finan\u010dn\u00fdch in\u0161tit\u00faci\u00ed v Po\u013esku, uzn\u00e1vanou pre:<\/p><ul data-start=\"3711\" data-end=\"3834\"><li data-start=\"3711\" data-end=\"3746\"><p data-start=\"3713\" data-end=\"3746\">Vysok\u00e1 \u00farove\u0148 digit\u00e1lnej bezpe\u010dnosti<\/p><\/li><li data-start=\"3747\" data-end=\"3778\"><p data-start=\"3749\" data-end=\"3778\">Modern\u00e1 bankov\u00e1 technol\u00f3gia<\/p><\/li><li data-start=\"3779\" data-end=\"3804\"><p data-start=\"3781\" data-end=\"3804\">Efekt\u00edvna obsluha<\/p><\/li><li data-start=\"3805\" data-end=\"3834\"><p data-start=\"3807\" data-end=\"3834\">Fyzick\u00e1 a digit\u00e1lna pr\u00edtomnos\u0165<\/p><\/li><\/ul><p data-start=\"3836\" data-end=\"3932\">To zaru\u010duje pokoj na du\u0161i tak za\u010d\u00ednaj\u00facim pou\u017e\u00edvate\u013eom, ako aj sk\u00fasen\u00fdm z\u00e1kazn\u00edkom.<\/p><hr data-start=\"3934\" data-end=\"3937\" \/><h2 data-start=\"3939\" data-end=\"3984\"><strong data-start=\"3942\" data-end=\"3984\">Pre koho je Karta z \u017bubrem ur\u010den\u00e1?<\/strong><\/h2><ul data-start=\"3985\" data-end=\"4267\"><li data-start=\"3985\" data-end=\"4039\"><p data-start=\"3987\" data-end=\"4039\">Mlad\u00ed \u013eudia a \u0161tudenti, ktor\u00ed h\u013eadaj\u00fa cenovo dostupn\u00fa kartu<\/p><\/li><li data-start=\"4040\" data-end=\"4090\"><p data-start=\"4042\" data-end=\"4090\">\u013dudia, ktor\u00ed za\u010d\u00ednaj\u00fa s finan\u010dn\u00fdm \u017eivotom v Po\u013esku<\/p><\/li><li data-start=\"4091\" data-end=\"4154\"><p data-start=\"4093\" data-end=\"4154\">Pou\u017e\u00edvatelia, ktor\u00ed uprednost\u0148uj\u00fa digit\u00e1lnu spr\u00e1vu s osobnou podporou<\/p><\/li><li data-start=\"4155\" data-end=\"4195\"><p data-start=\"4157\" data-end=\"4195\">Kto pou\u017e\u00edva Apple Pay alebo Google Pay<\/p><\/li><li data-start=\"4196\" data-end=\"4267\"><p data-start=\"4198\" data-end=\"4267\">Obyvatelia a cudzinci, ktor\u00ed si cenia bezpe\u010dnos\u0165 a celosvetov\u00fa akcept\u00e1ciu<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6dff097 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6dff097\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3e39f99 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3e39f99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0696d6e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"0696d6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/polsko-karta-funil1-ako-poziadat-o-mbank\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"474\" height=\"238\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp\" class=\"attachment-full size-full wp-image-15290\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1.webp 474w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-300x151.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/OIP-1-18x9.webp 18w\" sizes=\"(max-width: 474px) 100vw, 474px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5c7e7f elementor-widget elementor-widget-text-editor\" data-id=\"c5c7e7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta s \u017eubrom \u2013 Bank Pekao<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f63f93 elementor-widget elementor-widget-text-editor\" data-id=\"5f63f93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>N\u00edzky ro\u010dn\u00fd poplatok<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-915ef01 elementor-widget elementor-widget-button\" data-id=\"915ef01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/polsko-karta-funil1-ako-poziadat-o-mbank\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01de851 elementor-widget elementor-widget-text-editor\" data-id=\"01de851\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Typ d\u00e1vky<\/th><th>Karta so \u017eubrami (izolovan\u00e1)<\/th><th>Akcie Bank Pekao<\/th><\/tr><\/thead><tbody><tr><td>Bodov\u00fd program<\/td><td>Nie je k dispoz\u00edcii<\/td><td>Neidentifikovan\u00e9<\/td><\/tr><tr><td>Cashback<\/td><td>Jednorazov\u00e9<\/td><td>M\u00f4\u017ee existova\u0165 v r\u00e1mci jednorazov\u00fdch kampan\u00ed<\/td><\/tr><tr><td>Bonus za \u010dlenstvo<\/td><td>Zvy\u010dajne nie<\/td><td>\u00c1no, v r\u00e1mci kampan\u00ed na otvorenie \u00fa\u010dtu<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4812\" data-end=\"4828\"><strong data-start=\"4815\" data-end=\"4828\">Z\u00e1ver<\/strong><\/h2><p data-start=\"4829\" data-end=\"5159\">A <strong data-start=\"4831\" data-end=\"4863\">Karta z \u017bubrem do Bank Pekao<\/strong> je to praktick\u00e9, \u00fasporn\u00e9 a bezpe\u010dn\u00e9 rie\u0161enie, ktor\u00e9 je obzvl\u00e1\u0161\u0165 v\u00fdhodn\u00e9 pre <strong data-start=\"4936\" data-end=\"4964\">z\u00e1kazn\u00edci vo veku do 26 rokov<\/strong>. V\u010faka absencii poplatkov, \u00faplnej kontrole prostredn\u00edctvom aplik\u00e1cie, medzin\u00e1rodnej akcept\u00e1cii a integr\u00e1cii s digit\u00e1lnymi pe\u0148a\u017eenkami sa t\u00e1to karta jav\u00ed ako skvel\u00e1 vo\u013eba pre ka\u017edodenn\u00e9 finan\u010dn\u00e9 transakcie v Po\u013esku.<\/p><p data-start=\"5161\" data-end=\"5298\">Ak h\u013ead\u00e1te jednoduch\u00fa, modern\u00fa a preh\u013eadn\u00fa kartu, t\u00e1to m\u00f4\u017ee by\u0165 ide\u00e1lnou vo\u013ebou na za\u010datie alebo zorganizovanie va\u0161ich financi\u00ed.<\/p><hr data-start=\"5300\" data-end=\"5303\" \/><h2 data-start=\"5305\" data-end=\"5350\"><strong data-start=\"5308\" data-end=\"5350\">\u010casto kladen\u00e9 ot\u00e1zky \u2013 Karta Bank Pekao s \u017eubrom<\/strong><\/h2><p data-start=\"5352\" data-end=\"5492\"><strong data-start=\"5352\" data-end=\"5384\">1. M\u00e1 karta ro\u010dn\u00fd poplatok?<\/strong><br data-start=\"5384\" data-end=\"5387\" \/>Z\u00e1kazn\u00edci do 26 rokov s\u00fa od poplatku osloboden\u00ed. Po dosiahnut\u00ed tohto veku je mo\u017en\u00e9 poplatok zru\u0161i\u0165 pri minim\u00e1lnej mesa\u010dnej spotrebe.<\/p><p data-start=\"5494\" data-end=\"5631\"><strong data-start=\"5494\" data-end=\"5537\">2. M\u00f4\u017eem kartu pou\u017e\u00edva\u0165 mimo Po\u013eska?<\/strong><br data-start=\"5537\" data-end=\"5540\" \/>\u00c1no. Ide o kartu Mastercard, ktor\u00fa je mo\u017en\u00e9 pou\u017e\u00edva\u0165 v zahrani\u010d\u00ed pri n\u00e1kupoch v kamenn\u00fdch obchodoch aj online.<\/p><p data-start=\"5633\" data-end=\"5781\"><strong data-start=\"5633\" data-end=\"5678\">3. Je nutn\u00e9 ma\u0165 \u00fa\u010det v banke Bank Pekao?<\/strong><br data-start=\"5678\" data-end=\"5681\" \/>\u00c1no. Karta je viazan\u00e1 na osobn\u00fd bankov\u00fd \u00fa\u010det, ktor\u00fd si m\u00f4\u017eete otvori\u0165 online alebo v pobo\u010dke.<\/p><p data-start=\"5783\" data-end=\"5920\"><strong data-start=\"5783\" data-end=\"5839\">4. Umo\u017e\u0148uje t\u00e1to karta spl\u00e1canie na spl\u00e1tky a revolvingov\u00fd \u00faver?<\/strong><br data-start=\"5839\" data-end=\"5842\" \/>\u00c1no. K dispoz\u00edcii s\u00fa obe mo\u017enosti, pri\u010dom \u00faroky sa \u00fa\u010dtuj\u00fa pod\u013ea zmluvy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Pol\u00f4nia e procura um cart\u00e3o de cr\u00e9dito confi\u00e1vel, f\u00e1cil de usar e com \u00f3tima aceita\u00e7\u00e3o, a Karta z \u017bubrem do Bank Pekao \u00e9 uma excelente alternativa. O cart\u00e3o combina custos acess\u00edveis, gest\u00e3o digital completa e o respaldo de um dos bancos mais tradicionais do pa\u00eds. Cart\u00e3o Karta z \u017bubrem \u2013 Bank Pekao Baixa Taxa Anual SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Voltado principalmente para jovens, estudantes e pessoas que est\u00e3o iniciando a vida financeira, o cart\u00e3o oferece isen\u00e7\u00e3o de tarifas para menores de 26 anos, ampla aceita\u00e7\u00e3o internacional e controle total pelo aplicativo do banco. Vinculado a uma conta no Bank Pekao, o cart\u00e3o garante transa\u00e7\u00f5es seguras, acesso a descontos exclusivos e integra\u00e7\u00e3o com carteiras digitais modernas. Principais Benef\u00edcios da Karta z \u017bubrem \u2705 Isen\u00e7\u00e3o de anuidade para jovens at\u00e9 26 anos Clientes com at\u00e9 26 anos n\u00e3o pagam taxa mensal ou anual. Ap\u00f3s essa idade, a tarifa \u00e9 reduzida e pode ser isenta conforme o uso mensal m\u00ednimo do cart\u00e3o. \u2705 Aceita\u00e7\u00e3o nacional e internacional Emitido com a bandeira Mastercard, o cart\u00e3o \u00e9 aceito em milh\u00f5es de estabelecimentos f\u00edsicos e online dentro e fora da Pol\u00f4nia. \u2705 Gest\u00e3o digital completa com o app PeoPay Pelo aplicativo PeoPay, voc\u00ea pode: Acompanhar gastos em tempo real Bloquear e desbloquear o cart\u00e3o Ajustar limites Consultar faturas e transa\u00e7\u00f5es Tudo de forma simples e intuitiva. \u2705 Pagamentos por aproxima\u00e7\u00e3o e carteiras digitais Compat\u00edvel com Apple Pay, Google Pay e pagamentos por NFC, garantindo mais praticidade no dia a dia. \u2705 Cart\u00e3o virtual para compras online O cart\u00e3o virtual aumenta a seguran\u00e7a em compras na internet, utilizando dados diferentes do cart\u00e3o f\u00edsico. \u2705 Descontos e benef\u00edcios com parceiros Clientes do Bank Pekao t\u00eam acesso a promo\u00e7\u00f5es exclusivas, campanhas promocionais e vantagens em estabelecimentos parceiros. Karta z \u017bubrem \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em caixas eletr\u00f4nicos Taxa aplicada (varia conforme local e moeda) Anuidade \/ Mensalidade Aproximadamente 5\u201310 PLN\/m\u00eas\u00a0 Cashback N\u00e3o informado oficialmente Limite de cr\u00e9dito Geralmente entre 1.000 PLN e 20.000 PLN\u00a0 Compras no exterior Convers\u00e3o cambial + taxa da Mastercard Parcelamento da fatura Dispon\u00edvel com juros Cart\u00e3o adicional Dispon\u00edvel mediante cobran\u00e7a Crit\u00e9rios para Concess\u00e3o de Limite O Bank Pekao avalia o perfil do solicitante com base em: Comprova\u00e7\u00e3o de renda mensal Hist\u00f3rico de cr\u00e9dito e score financeiro Comportamento banc\u00e1rio Relacionamento pr\u00e9vio com o banco Os limites costumam variar entre 1.000 PLN e 20.000 PLN, conforme an\u00e1lise individual. Aprova\u00e7\u00e3o para quem tem restri\u00e7\u00f5es de cr\u00e9dito A aprova\u00e7\u00e3o para clientes com hist\u00f3rico negativo \u00e9 pouco prov\u00e1vel, pois o banco exige score positivo e estabilidade financeira. Seguran\u00e7a e Confiabilidade do Bank Pekao O Bank Pekao \u00e9 uma das institui\u00e7\u00f5es financeiras mais s\u00f3lidas da Pol\u00f4nia, reconhecida por: Alto n\u00edvel de seguran\u00e7a digital Tecnologia banc\u00e1ria moderna Atendimento eficiente Presen\u00e7a f\u00edsica e digital Isso garante tranquilidade tanto para usu\u00e1rios iniciantes quanto para clientes mais experientes. Para quem a Karta z \u017bubrem \u00e9 indicada? Jovens e estudantes que buscam um cart\u00e3o acess\u00edvel Pessoas iniciando a vida financeira na Pol\u00f4nia Usu\u00e1rios que preferem gest\u00e3o digital com suporte presencial Quem utiliza Apple Pay ou Google Pay Residentes e expatriados que valorizam seguran\u00e7a e aceita\u00e7\u00e3o global Cart\u00e3o Karta z \u017bubrem \u2013 Bank Pekao Baixa Taxa Anual SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Tipo de Benef\u00edcio Karta z \u017bubrem (isolado) Promo\u00e7\u00f5es do Bank Pekao Programa de pontos N\u00e3o dispon\u00edvel N\u00e3o identificado Cashback N\u00e3o recorrente Pode existir em campanhas pontuais B\u00f4nus de ades\u00e3o Normalmente n\u00e3o Sim, em campanhas de abertura de conta Conclus\u00e3o A Karta z \u017bubrem do Bank Pekao \u00e9 uma solu\u00e7\u00e3o pr\u00e1tica, econ\u00f4mica e segura, especialmente vantajosa para clientes com at\u00e9 26 anos. Com isen\u00e7\u00e3o de tarifas, controle completo pelo app, aceita\u00e7\u00e3o internacional e integra\u00e7\u00e3o com carteiras digitais, o cart\u00e3o se destaca como uma \u00f3tima op\u00e7\u00e3o para o dia a dia financeiro na Pol\u00f4nia. Se voc\u00ea busca um cart\u00e3o simples, moderno e sem complica\u00e7\u00f5es, essa pode ser a escolha ideal para come\u00e7ar ou organizar sua vida financeira. FAQ \u2013 Cart\u00e3o Bank Pekao Karta z \u017bubrem 1. O cart\u00e3o possui anuidade?Clientes com at\u00e9 26 anos s\u00e3o isentos. Ap\u00f3s essa idade, a tarifa pode ser eliminada com uso m\u00ednimo mensal. 2. Posso usar o cart\u00e3o fora da Pol\u00f4nia?Sim. O cart\u00e3o \u00e9 Mastercard e pode ser usado internacionalmente em compras f\u00edsicas e online. 3. \u00c9 obrigat\u00f3rio ter conta no Bank Pekao?Sim. O cart\u00e3o est\u00e1 vinculado a uma conta pessoal no banco, que pode ser aberta online ou em ag\u00eancia. 4. O cart\u00e3o permite parcelamento e cr\u00e9dito rotativo?Sim. Ambas as op\u00e7\u00f5es est\u00e3o dispon\u00edveis, com juros aplicados conforme contrato.<\/p>","protected":false},"author":1,"featured_media":15282,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15281","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/15281","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/comments?post=15281"}],"version-history":[{"count":10,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/15281\/revisions"}],"predecessor-version":[{"id":17109,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/15281\/revisions\/17109"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media\/15282"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media?parent=15281"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/categories?post=15281"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/tags?post=15281"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/post_folder?post=15281"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}