{"id":15731,"date":"2025-12-16T17:12:45","date_gmt":"2025-12-16T17:12:45","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=15731"},"modified":"2025-12-25T01:29:33","modified_gmt":"2025-12-25T01:29:33","slug":"nemecko-broad-card-ako-poziadat-o-kartu-sparda","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/sk\/financas\/alemanha-cartao-broad-como-solicitar-sparda\/","title":{"rendered":"Ako po\u017eiada\u0165 o kartu Postbank Visa v Nemecku a \u010fal\u0161ie inform\u00e1cie"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15731\" class=\"elementor elementor-15731\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"231\" data-end=\"390\">O <strong data-start=\"93\" data-end=\"117\">Karta Postbank Visa<\/strong> je to vynikaj\u00faca vo\u013eba pre t\u00fdch, ktor\u00ed \u017eij\u00fa v Nemecku a h\u013eadaj\u00fa praktick\u00fa a bezpe\u010dn\u00fa kreditn\u00fa kartu s \u0161irokou medzin\u00e1rodnou akcept\u00e1ciou, ktor\u00fa podporuje jedna z najtradi\u010dnej\u0161\u00edch b\u00e1nk v krajine.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/nemecko-karta-broad-sparda\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1290\" height=\"860\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2.avif\" class=\"attachment-full size-full wp-image-15685\" alt=\"\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2.avif 1290w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-300x200.avif 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-1024x683.avif 1024w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-768x512.avif 768w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-18x12.avif 18w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-150x100.avif 150w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-330x220.avif 330w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-420x280.avif 420w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/kreditkarte-mastercard-visa-card_3-2-510x340.avif 510w\" sizes=\"(max-width: 1290px) 100vw, 1290px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta Sparda VISA<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bezplatn\u00e9 \u010dlenstvo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/nemecko-karta-broad-sparda\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"378\" data-end=\"585\">S bezplatn\u00fdm ro\u010dn\u00fdm poplatkom v prvom roku, komplexnou digit\u00e1lnou spr\u00e1vou a integr\u00e1ciou s mobiln\u00fdmi pe\u0148a\u017eenkami kombinuje karta Postbank Visa spo\u013eahlivos\u0165 tradi\u010dnej banky s pohodl\u00edm modern\u00fdch finan\u010dn\u00fdch rie\u0161en\u00ed.<\/p><p data-start=\"587\" data-end=\"751\">Karta je ide\u00e1lna na ka\u017edodenn\u00e9 pou\u017eitie, online n\u00e1kupy a zahrani\u010dn\u00e9 cesty a pon\u00faka \u00fapln\u00fa kontrolu prostredn\u00edctvom aplik\u00e1cie, transparentnos\u0165 poplatkov a vysok\u00fd \u0161tandard bezpe\u010dnosti.<\/p><hr data-start=\"753\" data-end=\"756\" \/><h2 data-start=\"758\" data-end=\"814\"><strong>Krok za krokom: Ako po\u017eiada\u0165 o kartu Postbank Visa<\/strong><\/h2><h3 data-start=\"816\" data-end=\"860\">1. Otvorte si be\u017en\u00fd \u00fa\u010det v Postbank<\/h3><p data-start=\"861\" data-end=\"1033\">Karta Visa je ur\u010den\u00e1 v\u00fdhradne pre majite\u013eov be\u017en\u00fdch \u00fa\u010dtov. Ak o \u0148u chcete po\u017eiada\u0165, je potrebn\u00e9 si otvori\u0165 <strong data-start=\"947\" data-end=\"969\">Be\u017en\u00fd \u00fa\u010det v Postbank<\/strong>, \u010do je mo\u017en\u00e9 vybavi\u0165 online alebo osobne na pobo\u010dke.<\/p><p data-start=\"1035\" data-end=\"1161\">\ud83d\udccc <em data-start=\"1038\" data-end=\"1045\">Tip:<\/em> otvorenie \u00fa\u010dtu je mo\u017en\u00e9 vykona\u0165 digit\u00e1lne prostredn\u00edctvom slu\u017eby 100% s overen\u00edm toto\u017enosti prostredn\u00edctvom videohovoru (<strong data-start=\"1144\" data-end=\"1159\">Video-Ident<\/strong>).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">PO\u017dIADAJTE O SVOJU KARTU POSTBANK VISA \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1206\" data-end=\"1259\">2. Prihl\u00e1ste sa do svojho \u00fa\u010dtu a prejdite do sekcie kariet<\/h3><p data-start=\"1260\" data-end=\"1375\">Po aktiv\u00e1cii \u00fa\u010dtu sa prihl\u00e1ste do <strong data-start=\"1288\" data-end=\"1320\">Postbank \u2013 Bankovn\u00ed slu\u017eby a makl\u00e9rstvo<\/strong> (webov\u00e1 str\u00e1nka alebo aplik\u00e1cia) a vyh\u013eadajte mo\u017enos\u0165 <strong data-start=\"1356\" data-end=\"1374\">\u201cKreditkarten\u201d<\/strong>.<\/p><hr data-start=\"1377\" data-end=\"1380\" \/><h3 data-start=\"1382\" data-end=\"1422\">3. Vyberte si kartu Postbank Visa Classic<\/h3><p data-start=\"1423\" data-end=\"1585\">Vyberte <strong data-start=\"1435\" data-end=\"1465\">Karta Postbank Visa Classic<\/strong>, ktor\u00fd zvy\u010dajne pon\u00faka <strong data-start=\"1491\" data-end=\"1530\">oslobodenie od ro\u010dn\u00e9ho poplatku v prvom roku<\/strong>, a kliknite na <strong data-start=\"1544\" data-end=\"1566\">\u201cJetzt beantragen\u201d<\/strong> (\u017diados\u0165 teraz).<\/p><hr data-start=\"1587\" data-end=\"1590\" \/><h3 data-start=\"1592\" data-end=\"1644\">4. Vypl\u0148te formul\u00e1r a za\u0161lite dokumenty<\/h3><p data-start=\"1645\" data-end=\"1783\">Uve\u010fte svoje osobn\u00e9 \u00fadaje, adresu, pracovn\u00fd pomer a pr\u00edjem. N\u00e1sledne za\u0161lite po\u017eadovan\u00e9 dokumenty na pos\u00fadenie \u00faverovej bonity.<\/p><hr data-start=\"1785\" data-end=\"1788\" \/><h3 data-start=\"1790\" data-end=\"1834\">5. Overte si svoju toto\u017enos\u0165<\/h3><p data-start=\"1835\" data-end=\"1866\">Overenie je mo\u017en\u00e9 vykona\u0165:<\/p><ul data-start=\"1867\" data-end=\"1977\"><li data-start=\"1867\" data-end=\"1909\"><p data-start=\"1869\" data-end=\"1909\"><strong data-start=\"1869\" data-end=\"1884\">Video-Ident<\/strong> (videohovor) alebo<\/p><\/li><li data-start=\"1910\" data-end=\"1977\"><p data-start=\"1912\" data-end=\"1977\">Osobne v pobo\u010dke Postbank s platn\u00fdm dokladom.<\/p><\/li><\/ul><hr data-start=\"1979\" data-end=\"1982\" \/><h3 data-start=\"1984\" data-end=\"2030\">6. Po\u010dkajte na schv\u00e1lenie a kartu dostanete<\/h3><p data-start=\"2031\" data-end=\"2179\">Po pos\u00faden\u00ed \u00faverovej bonity (vyh\u013eadanie v <strong data-start=\"2069\" data-end=\"2079\">SCHUFA<\/strong>), bude karta schv\u00e1len\u00e1 a zaslan\u00e1 na va\u0161u adresu v Nemecku pribli\u017ene za <strong data-start=\"2157\" data-end=\"2178\">5 a\u017e 10 pracovn\u00fdch dn\u00ed<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">PO\u017dIADAJTE O SVOJU KARTU POSTBANK VISA \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2228\" data-end=\"2273\"><strong>Dokumenty potrebn\u00e9 na podanie \u017eiadosti<\/strong><\/h2><p data-start=\"2275\" data-end=\"2289\">Majte ho poruke:<\/p><ul data-start=\"2291\" data-end=\"2592\"><li data-start=\"2291\" data-end=\"2361\"><p data-start=\"2293\" data-end=\"2361\">Platn\u00fd doklad toto\u017enosti (pas alebo <strong data-start=\"2339\" data-end=\"2358\">Personalausweis<\/strong>)<\/p><\/li><li data-start=\"2362\" data-end=\"2446\"><p data-start=\"2364\" data-end=\"2446\">Doklad o pobyte v Nemecku (<strong data-start=\"2403\" data-end=\"2416\">Anmeldung<\/strong> alebo \u00faradn\u00e1 kore\u0161pondencia)<\/p><\/li><li data-start=\"2447\" data-end=\"2504\"><p data-start=\"2449\" data-end=\"2504\"><strong data-start=\"2449\" data-end=\"2462\">Steuer-ID<\/strong> (nemeck\u00e9 da\u0148ov\u00e9 identifika\u010dn\u00e9 \u010d\u00edslo)<\/p><\/li><li data-start=\"2505\" data-end=\"2592\"><p data-start=\"2507\" data-end=\"2592\">Potvrdenie o pr\u00edjme (aktu\u00e1lna v\u00fdplatn\u00e1 p\u00e1ska, pracovn\u00e1 zmluva alebo v\u00fdpisy z bankov\u00e9ho \u00fa\u010dtu)<\/p><\/li><\/ul><p data-start=\"2594\" data-end=\"2684\">Tieto \u00fadaje sa pou\u017e\u00edvaj\u00fa na overenie toto\u017enosti a na \u00faverov\u00fa anal\u00fdzu v spolo\u010dnosti SCHUFA.<\/p><hr data-start=\"2686\" data-end=\"2689\" \/><h2 data-start=\"2691\" data-end=\"2738\"><strong>Poplatky a podmienky karty Postbank Visa<\/strong><\/h2><ul data-start=\"2740\" data-end=\"3128\"><li data-start=\"2740\" data-end=\"2776\"><p data-start=\"2742\" data-end=\"2776\"><strong data-start=\"2742\" data-end=\"2755\">Ro\u010dn\u00fd poplatok:<\/strong> bezplatn\u00e9 v 1. ro\u010dn\u00edku<\/p><\/li><li data-start=\"2777\" data-end=\"2873\"><p data-start=\"2779\" data-end=\"2873\"><strong data-start=\"2779\" data-end=\"2802\">Od 2. ro\u010dn\u00edka:<\/strong> pribli\u017ene 29,00 \u20ac (v z\u00e1vislosti od vyu\u017e\u00edvania alebo typu \u00fa\u010dtu m\u00f4\u017ee plati\u0165 v\u00fdnimka)<\/p><\/li><li data-start=\"2874\" data-end=\"2949\"><p data-start=\"2876\" data-end=\"2949\"><strong data-start=\"2876\" data-end=\"2909\">N\u00e1kupy v cudzej mene:<\/strong> pribli\u017en\u00fd konverzn\u00fd kurz 1,851 TP3T<\/p><\/li><li data-start=\"2950\" data-end=\"3042\"><p data-start=\"2952\" data-end=\"3042\"><strong data-start=\"2952\" data-end=\"2985\">V\u00fdbery kreditnou kartou:<\/strong> m\u00f4\u017eu si vy\u017eiada\u0165 dodato\u010dn\u00e9 n\u00e1klady v z\u00e1vislosti od krajiny a bankomatu<\/p><\/li><li data-start=\"3043\" data-end=\"3128\"><p data-start=\"3045\" data-end=\"3128\"><strong data-start=\"3045\" data-end=\"3072\">Spl\u00e1tkov\u00fd kalend\u00e1r:<\/strong> k dispoz\u00edcii pre niektor\u00e9 profily, s \u00faro\u010den\u00edm<\/p><\/li><\/ul><hr data-start=\"3130\" data-end=\"3133\" \/><h2 data-start=\"3135\" data-end=\"3165\"><strong>Digit\u00e1lne funkcie<\/strong><\/h2><ul data-start=\"3167\" data-end=\"3485\"><li data-start=\"3167\" data-end=\"3237\"><p data-start=\"3169\" data-end=\"3237\">Aplik\u00e1cia <strong data-start=\"3173\" data-end=\"3205\">Postbank \u2013 Bankovn\u00ed slu\u017eby a makl\u00e9rstvo<\/strong> pre \u00fapln\u00fa kontrolu nad kartou<\/p><\/li><li data-start=\"3238\" data-end=\"3286\"><p data-start=\"3240\" data-end=\"3286\">Virtu\u00e1lna karta na okam\u017eit\u00e9 online n\u00e1kupy<\/p><\/li><li data-start=\"3287\" data-end=\"3336\"><p data-start=\"3289\" data-end=\"3336\">Kompatibiln\u00e9 s <strong data-start=\"3304\" data-end=\"3317\">Apple Pay<\/strong> e <strong data-start=\"3320\" data-end=\"3334\">Google Pay<\/strong><\/p><\/li><li data-start=\"3337\" data-end=\"3381\"><p data-start=\"3339\" data-end=\"3381\">Ozn\u00e1menia o transakci\u00e1ch v re\u00e1lnom \u010dase<\/p><\/li><li data-start=\"3382\" data-end=\"3427\"><p data-start=\"3384\" data-end=\"3427\">Siln\u00e9 dvojfaktorov\u00e9 overenie (2FA)<\/p><\/li><li data-start=\"3428\" data-end=\"3485\"><p data-start=\"3430\" data-end=\"3485\">Zablokovanie a odblokovanie karty priamo cez aplik\u00e1ciu<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dd3cdaa e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"dd3cdaa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18e012b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"18e012b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Z\u00cdSKAJTE SVOJU KARTU POSTBANK VISA \ud83d\udc49<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cecd04 elementor-widget elementor-widget-text-editor\" data-id=\"8cecd04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ad75df e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"8ad75df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7824533 elementor-widget elementor-widget-text-editor\" data-id=\"7824533\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3533\" data-end=\"3592\"><strong>Postbank Visa: Bezpe\u010dnos\u0165 a pohodlie s nemeckou trad\u00edciou<\/strong><\/h2><p data-start=\"3594\" data-end=\"3764\">O <strong data-start=\"3596\" data-end=\"3620\">Karta Postbank Visa<\/strong> je ide\u00e1lna pre t\u00fdch, ktor\u00ed h\u013eadaj\u00fa spo\u013eahliv\u00fa kreditn\u00fa kartu s preh\u013eadn\u00fdmi poplatkami, dobrou medzin\u00e1rodnou akcept\u00e1ciou a osobnou podporou v celom Nemecku.<\/p><p data-start=\"3766\" data-end=\"3945\">V\u010faka oslobodeniu od ro\u010dn\u00e9ho poplatku v prvom roku, efekt\u00edvnej digit\u00e1lnej spr\u00e1ve a bezpe\u010dnosti zna\u010dky Visa pon\u00faka vynikaj\u00facu rovnov\u00e1hu medzi bankovou trad\u00edciou a modernou technol\u00f3giou.<\/p><p data-start=\"3947\" data-end=\"4104\" data-is-last-node=\"\" data-is-only-node=\"\">Ak b\u00fdvate v Nemecku a h\u013ead\u00e1te spo\u013eahliv\u00fa a praktick\u00fa kartu, ktor\u00e1 je prisp\u00f4soben\u00e1 ka\u017edodenn\u00e9mu finan\u010dn\u00e9mu \u017eivotu v Eur\u00f3pe, t\u00e1to <strong data-start=\"4051\" data-end=\"4068\">Postbank Visa<\/strong> je to bezpe\u010dn\u00e1 a rozumn\u00e1 vo\u013eba.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio O Cart\u00e3o Postbank Visa \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e busca um cart\u00e3o de cr\u00e9dito pr\u00e1tico, seguro e com ampla aceita\u00e7\u00e3o internacional, aliado ao suporte de um dos bancos mais tradicionais do pa\u00eds. Cart\u00e3o Sparda VISA Anuidade Gr\u00e1tis SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com anuidade gratuita no primeiro ano, gest\u00e3o digital completa e integra\u00e7\u00e3o com carteiras m\u00f3veis, o Postbank Visa combina a solidez de um banco tradicional com a comodidade das solu\u00e7\u00f5es financeiras modernas. Ideal para uso di\u00e1rio, compras online e viagens internacionais, o cart\u00e3o oferece controle total pelo aplicativo, transpar\u00eancia nas taxas e alto padr\u00e3o de seguran\u00e7a. Passo a Passo para Solicitar o Cart\u00e3o Postbank Visa 1. Abra uma conta corrente no Postbank O cart\u00e3o Visa \u00e9 exclusivo para correntistas. Para solicit\u00e1-lo, \u00e9 necess\u00e1rio abrir uma Postbank Girokonto, o que pode ser feito online ou presencialmente em uma ag\u00eancia. \ud83d\udccc Dica: a abertura da conta pode ser realizada 100% digitalmente com verifica\u00e7\u00e3o de identidade por v\u00eddeo (Video-Ident). PE\u00c7A SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Acesse sua conta e v\u00e1 at\u00e9 a se\u00e7\u00e3o de cart\u00f5es Com a conta ativa, entre no Postbank Banking &amp; Brokerage (site ou app) e procure pela op\u00e7\u00e3o \u201cKreditkarten\u201d. 3. Escolha o Postbank Visa Classic Selecione o Postbank Visa Card Classic, que normalmente oferece isen\u00e7\u00e3o da anuidade no primeiro ano, e clique em \u201cJetzt beantragen\u201d (Solicitar agora). 4. Preencha o formul\u00e1rio e envie os documentos Informe seus dados pessoais, endere\u00e7o, situa\u00e7\u00e3o profissional e renda. Em seguida, envie os documentos solicitados para an\u00e1lise de cr\u00e9dito. 5. Realize a verifica\u00e7\u00e3o de identidade A valida\u00e7\u00e3o pode ser feita por: Video-Ident (chamada de v\u00eddeo), ou Presencialmente em uma ag\u00eancia do Postbank, com documento v\u00e1lido. 6. Aguarde a aprova\u00e7\u00e3o e receba o cart\u00e3o Ap\u00f3s a an\u00e1lise de cr\u00e9dito (consulta \u00e0 SCHUFA), o cart\u00e3o ser\u00e1 aprovado e enviado para seu endere\u00e7o na Alemanha em cerca de 5 a 10 dias \u00fateis. SOLICITE SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Documentos Necess\u00e1rios para Solicita\u00e7\u00e3o Tenha em m\u00e3os: Documento de identidade v\u00e1lido (Passaporte ou Personalausweis) Comprovante de resid\u00eancia na Alemanha (Anmeldung ou correspond\u00eancia oficial) Steuer-ID (n\u00famero de identifica\u00e7\u00e3o fiscal alem\u00e3o) Comprovante de renda (holerite recente, contrato de trabalho ou extratos banc\u00e1rios) Esses dados s\u00e3o usados para verifica\u00e7\u00e3o de identidade e an\u00e1lise de cr\u00e9dito junto \u00e0 SCHUFA. Taxas e Condi\u00e7\u00f5es do Cart\u00e3o Postbank Visa Anuidade: gratuita no 1\u00ba ano A partir do 2\u00ba ano: cerca de \u20ac29,00 (pode haver isen\u00e7\u00e3o conforme o uso ou tipo de conta) Compras em moeda estrangeira: taxa de convers\u00e3o aproximada de 1,85% Saques com cart\u00e3o de cr\u00e9dito: podem ter custo adicional, dependendo do pa\u00eds e do ATM Parcelamento da fatura: dispon\u00edvel para alguns perfis, com aplica\u00e7\u00e3o de juros Funcionalidades Digitais App Postbank Banking &amp; Brokerage para controle total do cart\u00e3o Cart\u00e3o virtual para compras online imediatas Compat\u00edvel com Apple Pay e Google Pay Notifica\u00e7\u00f5es em tempo real de transa\u00e7\u00f5es Autentica\u00e7\u00e3o forte com dois fatores (2FA) Bloqueio e desbloqueio do cart\u00e3o diretamente pelo app ADQUIRA SEU CART\u00c3O POSTBANK VISA \ud83d\udc49 (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Postbank Visa: Seguran\u00e7a e Comodidade com Tradi\u00e7\u00e3o Alem\u00e3 O Cart\u00e3o Postbank Visa \u00e9 ideal para quem busca um cart\u00e3o de cr\u00e9dito confi\u00e1vel, com custos claros, boa aceita\u00e7\u00e3o internacional e suporte presencial em toda a Alemanha. Com isen\u00e7\u00e3o de anuidade no primeiro ano, gest\u00e3o digital eficiente e a seguran\u00e7a da bandeira Visa, ele oferece um excelente equil\u00edbrio entre tradi\u00e7\u00e3o banc\u00e1ria e tecnologia moderna. Se voc\u00ea mora na Alemanha e quer um cart\u00e3o s\u00f3lido, pr\u00e1tico e alinhado ao dia a dia financeiro europeu, o Postbank Visa \u00e9 uma escolha segura e inteligente.<\/p>","protected":false},"author":1,"featured_media":15717,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-15731","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/15731","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/comments?post=15731"}],"version-history":[{"count":13,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/15731\/revisions"}],"predecessor-version":[{"id":17208,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/15731\/revisions\/17208"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media\/15717"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media?parent=15731"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/categories?post=15731"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/tags?post=15731"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/post_folder?post=15731"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}