{"id":16146,"date":"2025-12-17T23:17:55","date_gmt":"2025-12-17T23:17:55","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=16146"},"modified":"2025-12-25T03:07:51","modified_gmt":"2025-12-25T03:07:51","slug":"britska-siroka-karta-mbna","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/sk\/financas\/reino-unido-cartao-broad-mbna\/","title":{"rendered":"Dlhodob\u00e1 karta MBNA"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"16146\" class=\"elementor elementor-16146\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"201\" data-end=\"398\">Ak \u017eijete v Spojenom kr\u00e1\u013eovstve a h\u013ead\u00e1te kreditn\u00fa kartu s <strong data-start=\"277\" data-end=\"313\">ni\u017e\u0161ie dlhodob\u00e9 \u00farokov\u00e9 sadzby<\/strong>, o <strong data-start=\"317\" data-end=\"360\">Dlhodob\u00e1 kreditn\u00e1 karta MBNA s n\u00edzkym \u00farokom<\/strong> je vynikaj\u00facou alternat\u00edvou. Bola vytvoren\u00e1 pre t\u00fdch, ktor\u00ed chc\u00fa udr\u017eiava\u0165 kreditn\u00fd zostatok bez platenia vysok\u00fdch poplatkov, ktor\u00e9 s\u00fa be\u017en\u00e9 pri v\u00e4\u010d\u0161ine kariet, a pon\u00faka \u00faspory, finan\u010dn\u00fa kontrolu a jednoduch\u00fa digit\u00e1lnu spr\u00e1vu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/spojene-kralovstvo-broad-card-ako-poziadat-o-mbna\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/true-line-en.png\" title=\"true-line-en\" alt=\"true-line-en\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Dlhodob\u00e1 karta MBNA<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017diadny ro\u010dn\u00fd poplatok<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/spojene-kralovstvo-broad-card-ako-poziadat-o-mbna\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"878\" data-end=\"1134\">Vydal <strong data-start=\"891\" data-end=\"899\">MBNA<\/strong>, \u0161pecialista na kreditn\u00e9 karty so s\u00eddlom v Spojenom kr\u00e1\u013eovstve, je t\u00e1to karta ide\u00e1lna pre t\u00fdch, ktor\u00ed h\u013eadaj\u00fa <strong data-start=\"1001\" data-end=\"1028\">finan\u010dn\u00e1 stabilita<\/strong>, <strong data-start=\"1030\" data-end=\"1049\">zn\u00ed\u017een\u00e9 sadzby<\/strong> e <strong data-start=\"1052\" data-end=\"1092\">flexibilita pri \u00fahrade fakt\u00far<\/strong>, bez kompromisov v oblasti bezpe\u010dnosti a technol\u00f3gie.<\/p><hr data-start=\"1136\" data-end=\"1139\" \/><h2 data-start=\"1141\" data-end=\"1212\"><strong data-start=\"1144\" data-end=\"1212\">Hlavn\u00e9 v\u00fdhody dlhodobej kreditnej karty MBNA s n\u00edzkym \u00farokom<\/strong><\/h2><p data-start=\"1214\" data-end=\"1387\">\u2705 <strong data-start=\"1216\" data-end=\"1247\">N\u00edzke dlhodob\u00e9 \u00farokov\u00e9 sadzby<\/strong><br data-start=\"1247\" data-end=\"1250\" \/>Jedn\u00fdm z ve\u013ek\u00fdch rozdielov karty je jej <strong data-start=\"1294\" data-end=\"1310\">Zn\u00ed\u017een\u00e1 RPMN<\/strong>, To je ide\u00e1lne pre t\u00fdch, ktor\u00ed nem\u00f4\u017eu ka\u017ed\u00fd mesiac spl\u00e1ca\u0165 \u00fa\u010det v plnej v\u00fd\u0161ke.<\/p><p data-start=\"1389\" data-end=\"1490\">\u2705 <strong data-start=\"1391\" data-end=\"1415\">\u017diadny anuitn\u00fd poplatok<\/strong><br data-start=\"1415\" data-end=\"1418\" \/>Za udr\u017eiavanie karty v akt\u00edvnom stave neplat\u00edte ni\u010d bez oh\u013eadu na jej pou\u017e\u00edvanie.<\/p><p data-start=\"1492\" data-end=\"1671\">\u2705 <strong data-start=\"1494\" data-end=\"1533\">Skuto\u010dn\u00e1 \u00faspora pri n\u00e1kupe na spl\u00e1tky<\/strong><br data-start=\"1533\" data-end=\"1536\" \/>Je ide\u00e1lna na v\u00e4\u010d\u0161ie n\u00e1kupy alebo pre t\u00fdch, ktor\u00ed potrebuj\u00fa ma\u0165 na karte zostatok dlh\u0161ie a platia menej \u00farokov ako pri tradi\u010dn\u00fdch kart\u00e1ch.<\/p><p data-start=\"1673\" data-end=\"1805\">\u2705 <strong data-start=\"1675\" data-end=\"1708\">Kompletn\u00e1 spr\u00e1va prostredn\u00edctvom aplik\u00e1cie MBNA<\/strong><br data-start=\"1708\" data-end=\"1711\" \/>\u00dapln\u00e1 kontrola prostredn\u00edctvom aplik\u00e1cie: v\u00fddavky, faktur\u00e1cia, platby, upozornenia a zabezpe\u010denie v re\u00e1lnom \u010dase.<\/p><p data-start=\"1807\" data-end=\"1915\">\u2705 <strong data-start=\"1809\" data-end=\"1850\">Kompatibilita s Apple Pay a Google Pay<\/strong><br data-start=\"1850\" data-end=\"1853\" \/>R\u00fdchle a bezpe\u010dn\u00e9 platby pomocou smartf\u00f3nu alebo inteligentn\u00fdch hodiniek.<\/p><p data-start=\"1917\" data-end=\"2030\">\u2705 <strong data-start=\"1919\" data-end=\"1959\">Medzin\u00e1rodn\u00e1 akcept\u00e1cia - Mastercard<\/strong><br data-start=\"1959\" data-end=\"1962\" \/>Pou\u017e\u00edvajte v Spojenom kr\u00e1\u013eovstve a v zahrani\u010d\u00ed, v kamenn\u00fdch obchodoch a pri online nakupovan\u00ed.<\/p><p data-start=\"2032\" data-end=\"2138\">\u2705 <strong data-start=\"2034\" data-end=\"2060\">Bezkontaktn\u00e9 platby<\/strong><br data-start=\"2060\" data-end=\"2063\" \/>Technol\u00f3gia bezkontaktn\u00fdch platieb pre ka\u017edodenn\u00e9 pohodlie.<\/p><hr data-start=\"2140\" data-end=\"2143\" \/><p data-start=\"2145\" data-end=\"2173\">\u26a0\ufe0f <strong data-start=\"2148\" data-end=\"2171\">\u00darokov\u00e1 sadzba (RPMN)<\/strong><\/p><ul data-start=\"2174\" data-end=\"2382\"><li data-start=\"2174\" data-end=\"2238\"><p data-start=\"2176\" data-end=\"2238\">Z\u00e1stupca APR: <strong data-start=\"2196\" data-end=\"2236\">od 9,9% do 14,9% ro\u010dne (variabiln\u00e9)<\/strong><\/p><\/li><li data-start=\"2239\" data-end=\"2324\"><p data-start=\"2241\" data-end=\"2324\">V\u00fdrazne ni\u017e\u0161ia ako priemer trhu (ktor\u00fd zvy\u010dajne presahuje 25%)<\/p><\/li><li data-start=\"2325\" data-end=\"2382\"><p data-start=\"2327\" data-end=\"2382\">Presn\u00e1 sadzba z\u00e1vis\u00ed od individu\u00e1lnej \u00faverovej anal\u00fdzy<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4dea7a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c4dea7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7ee39e5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"7ee39e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87a1f7b elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"87a1f7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/spojene-kralovstvo-broad-card-ako-poziadat-o-mbna\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/true-line-en.png\" title=\"true-line-en\" alt=\"true-line-en\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5dc9634 elementor-widget elementor-widget-text-editor\" data-id=\"5dc9634\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Dlhodob\u00e1 karta MBNA<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63b65f7 elementor-widget elementor-widget-text-editor\" data-id=\"63b65f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017diadny ro\u010dn\u00fd poplatok<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbbb7f0 elementor-widget elementor-widget-button\" data-id=\"bbbb7f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/spojene-kralovstvo-broad-card-ako-poziadat-o-mbna\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333afe0 elementor-widget elementor-widget-text-editor\" data-id=\"333afe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f587463 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f587463\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248df4e elementor-widget elementor-widget-text-editor\" data-id=\"248df4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2506\" data-end=\"2567\"><strong data-start=\"2509\" data-end=\"2567\">Dlhodob\u00e1 karta MBNA s n\u00edzkym \u00farokom - sadzby a podmienky<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Slu\u017eba<\/th><th>\u0160tandardn\u00fd stav<\/th><\/tr><\/thead><tbody><tr><td>V\u00fdbery z bankomatov<\/td><td>Povolen\u00e9 - poplatok 3 GBP za v\u00fdber + okam\u017eit\u00fd \u00farok<\/td><\/tr><tr><td>Ro\u010dn\u00fd poplatok \/ Mesa\u010dn\u00fd poplatok<\/td><td>Zadarmo - bez poplatku za \u00fadr\u017ebu<\/td><\/tr><tr><td>Cashback \/ odmeny<\/td><td>Nepon\u00faka<\/td><\/tr><tr><td>\u00daverov\u00fd limit<\/td><td>Definovan\u00e9 pod\u013ea anal\u00fdzy, zvy\u010dajne do v\u00fd\u0161ky 1 200 GBP<\/td><\/tr><tr><td>Nakupovanie v zahrani\u010d\u00ed<\/td><td>Povolen\u00e9 - m\u00f4\u017eu sa vyskytn\u00fa\u0165 poplatky za vlajku<\/td><\/tr><tr><td>Spl\u00e1tky fakt\u00fary<\/td><td>K dispoz\u00edcii - so zn\u00ed\u017een\u00fdm \u00farokom<\/td><\/tr><tr><td>Dodato\u010dn\u00e1 karta<\/td><td>Nie je k dispoz\u00edcii<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3072\" data-end=\"3101\"><strong data-start=\"3075\" data-end=\"3101\">Krit\u00e9ri\u00e1 pre vydanie<\/strong><\/h2><p data-start=\"3103\" data-end=\"3164\">Dlhodob\u00e1 n\u00edzko \u00faro\u010den\u00e1 kreditn\u00e1 karta MBNA sa vyd\u00e1va na:<\/p><ul data-start=\"3166\" data-end=\"3342\"><li data-start=\"3166\" data-end=\"3193\"><p data-start=\"3168\" data-end=\"3193\">Jednoduch\u00e1 online registr\u00e1cia<\/p><\/li><li data-start=\"3194\" data-end=\"3237\"><p data-start=\"3196\" data-end=\"3237\">Anal\u00fdza \u00faverov (po\u010diato\u010dn\u00e1 soft check)<\/p><\/li><li data-start=\"3238\" data-end=\"3267\"><p data-start=\"3240\" data-end=\"3267\">Pobyt v Spojenom kr\u00e1\u013eovstve<\/p><\/li><li data-start=\"3268\" data-end=\"3295\"><p data-start=\"3270\" data-end=\"3295\">Minim\u00e1lny vek 18 rokov<\/p><\/li><li data-start=\"3296\" data-end=\"3342\"><p data-start=\"3298\" data-end=\"3342\">Pribli\u017en\u00fd minim\u00e1lny ro\u010dn\u00fd pr\u00edjem <strong data-start=\"3331\" data-end=\"3342\">\u00a310.000<\/strong><\/p><\/li><\/ul><p data-start=\"3344\" data-end=\"3483\"><strong data-start=\"3344\" data-end=\"3394\">Schv\u00e1lenie pre osoby s \u00faverov\u00fdmi obmedzeniami?<\/strong><br data-start=\"3394\" data-end=\"3397\" \/>Nie je to zaru\u010den\u00e9. Karta je najvhodnej\u0161ia pre <strong data-start=\"3456\" data-end=\"3482\">primeran\u00fd a\u017e dobr\u00fd \u00faver<\/strong>.<\/p><hr data-start=\"3485\" data-end=\"3488\" \/><h2 data-start=\"3490\" data-end=\"3533\"><strong data-start=\"3493\" data-end=\"3533\">D\u00f4vera a bezpe\u010dnos\u0165 karty MBNA<\/strong><\/h2><ul data-start=\"3535\" data-end=\"3808\"><li data-start=\"3535\" data-end=\"3611\"><p data-start=\"3537\" data-end=\"3611\">Vydal <strong data-start=\"3550\" data-end=\"3558\">MBNA<\/strong>, finan\u010dn\u00e1 in\u0161tit\u00facia konsolidovan\u00e1 v Spojenom kr\u00e1\u013eovstve<\/p><\/li><li data-start=\"3612\" data-end=\"3657\"><p data-start=\"3614\" data-end=\"3657\">Plne digit\u00e1lna spr\u00e1va prostredn\u00edctvom aplik\u00e1cie<\/p><\/li><li data-start=\"3658\" data-end=\"3699\"><p data-start=\"3660\" data-end=\"3699\">Kompatibilita s Apple Pay a Google Pay<\/p><\/li><li data-start=\"3700\" data-end=\"3756\"><p data-start=\"3702\" data-end=\"3756\">Ochrana pred podvodmi a overovanie pravosti <strong data-start=\"3741\" data-end=\"3754\">3D Secure<\/strong><\/p><\/li><li data-start=\"3757\" data-end=\"3808\"><p data-start=\"3759\" data-end=\"3808\">Upozornenia v re\u00e1lnom \u010dase na podozriv\u00e9 transakcie<\/p><\/li><\/ul><hr data-start=\"3810\" data-end=\"3813\" \/><h2 data-start=\"3815\" data-end=\"3880\"><strong data-start=\"3818\" data-end=\"3880\">Pre koho je ur\u010den\u00e1 dlhodob\u00e1 karta MBNA s n\u00edzkym \u00farokom?<\/strong><\/h2><p data-start=\"3882\" data-end=\"4150\">\u2714\ufe0f \u013dudia, ktor\u00ed maj\u00fa na karte zostatok a chc\u00fa <strong data-start=\"3929\" data-end=\"3950\">plati\u0165 menej \u00farokov<\/strong><br data-start=\"3950\" data-end=\"3953\" \/>\u2714\ufe0f Pou\u017e\u00edvatelia h\u013eadaj\u00fa <strong data-start=\"3976\" data-end=\"3997\">priebe\u017en\u00e9 \u00faspory<\/strong>, nie odmeny<br data-start=\"4014\" data-end=\"4017\" \/>\u2714\ufe0f Kto chce kartu bez ro\u010dn\u00e9ho poplatku a s digit\u00e1lnym ovl\u00e1dan\u00edm<br data-start=\"4077\" data-end=\"4080\" \/>\u2714\ufe0f Spotrebitelia, ktor\u00ed uprednost\u0148uj\u00fa dlhodob\u00fa finan\u010dn\u00fa stabilitu<\/p><hr data-start=\"4152\" data-end=\"4155\" \/><h2 data-start=\"4157\" data-end=\"4236\"><strong data-start=\"4160\" data-end=\"4236\">Dlhodob\u00e1 kreditn\u00e1 karta MBNA s n\u00edzkym \u00farokom vs. propaga\u010dn\u00e9 akcie platformy MBNA<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Typ d\u00e1vky<\/th><th>Dlhodob\u00e1 karta MBNA<\/th><th>Platforma MBNA<\/th><\/tr><\/thead><tbody><tr><td>Body \/ pouk\u00e1\u017eky<\/td><td>Nepon\u00faka<\/td><td>\u274c Neidentifikovan\u00e9<\/td><\/tr><tr><td>Cashback<\/td><td>Nepon\u00faka<\/td><td>A\u017e 15% s partnermi<\/td><\/tr><tr><td>Uv\u00edtac\u00ed bonus<\/td><td>\u274c Nie<\/td><td>\u274c Neidentifikovan\u00e9<\/td><\/tr><tr><td>Cestovn\u00e9 poistenie<\/td><td>\u274c Nie je s\u00fa\u010das\u0165ou balenia<\/td><td>Nie je k dispoz\u00edcii<\/td><\/tr><tr><td>Propaga\u010dn\u00fd z\u00e1ujem<\/td><td>\u274c Nie<\/td><td>\u274c Neidentifikovan\u00e9<\/td><\/tr><tr><td>Sez\u00f3nne ponuky<\/td><td>\u274c Nie<\/td><td>\u2705 Ponuky pre z\u00e1kazn\u00edkov<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4701\" data-end=\"4717\"><strong data-start=\"4704\" data-end=\"4717\">Z\u00e1ver<\/strong><\/h2><p data-start=\"4719\" data-end=\"4884\">O <strong data-start=\"4721\" data-end=\"4764\">Dlhodob\u00e1 kreditn\u00e1 karta MBNA s n\u00edzkym \u00farokom<\/strong> je rozumnou vo\u013ebou pre t\u00fdch, ktor\u00ed h\u013eadaj\u00fa <strong data-start=\"4807\" data-end=\"4824\">re\u00e1lna ekonomika<\/strong>, <strong data-start=\"4826\" data-end=\"4842\">n\u00edzke \u00farokov\u00e9 sadzby<\/strong> e <strong data-start=\"4845\" data-end=\"4883\">dlhodob\u00e1 finan\u010dn\u00e1 kontrola<\/strong>.<\/p><p data-start=\"4886\" data-end=\"5069\">\u017diadny ro\u010dn\u00fd poplatok, s jedn\u00fdm z <strong data-start=\"4912\" data-end=\"4952\">Najni\u017e\u0161ia RPMN na britskom trhu<\/strong> a kompletn\u00fa digit\u00e1lnu spr\u00e1vu, je ide\u00e1lny pre t\u00fdch, ktor\u00ed rad\u0161ej platia ni\u017e\u0161ie \u00faroky ne\u017e zbieraj\u00fa body alebo odmeny.<\/p><p data-start=\"5071\" data-end=\"5190\">Ak sa zameriavate na <strong data-start=\"5087\" data-end=\"5143\">finan\u010dn\u00e1 zodpovednos\u0165, jednoduchos\u0165 a hospod\u00e1rnos\u0165<\/strong>, T\u00e1to karta sp\u013a\u0148a presne to, \u010do s\u013eubuje.<\/p><hr data-start=\"5192\" data-end=\"5195\" \/><h2 data-start=\"5197\" data-end=\"5249\"><strong data-start=\"5200\" data-end=\"5249\">\u010casto kladen\u00e9 ot\u00e1zky - Dlhodob\u00e1 kreditn\u00e1 karta MBNA s n\u00edzkym \u00farokom<\/strong><\/h2><p data-start=\"5251\" data-end=\"5311\"><strong data-start=\"5251\" data-end=\"5277\">M\u00e1 karta ro\u010dn\u00fd poplatok?<\/strong><br data-start=\"5277\" data-end=\"5280\" \/>Nie, je \u00faplne zadarmo.<\/p><p data-start=\"5313\" data-end=\"5388\"><strong data-start=\"5313\" data-end=\"5345\">Ak\u00e1 je hlavn\u00e1 v\u00fdhoda?<\/strong><br data-start=\"5345\" data-end=\"5348\" \/>Dlhodobo n\u00edzke \u00farokov\u00e9 sadzby.<\/p><p data-start=\"5390\" data-end=\"5491\"><strong data-start=\"5390\" data-end=\"5416\">Je vhodn\u00fd na ka\u017edodenn\u00e9 pou\u017e\u00edvanie?<\/strong><br data-start=\"5416\" data-end=\"5419\" \/>\u00c1no, funguje to pri ka\u017edodenn\u00fdch n\u00e1kupoch aj pri v\u00e4\u010d\u0161\u00edch sum\u00e1ch.<\/p><p data-start=\"5493\" data-end=\"5573\"><strong data-start=\"5493\" data-end=\"5510\">\u010co je RPMN?<\/strong><br data-start=\"5510\" data-end=\"5513\" \/>Medzi <strong data-start=\"5519\" data-end=\"5542\">9,9% a 14,9% ro\u010dne<\/strong>, Cena sa l\u00ed\u0161i pod\u013ea v\u00e1\u0161ho profilu.<\/p><p data-start=\"5575\" data-end=\"5645\"><strong data-start=\"5575\" data-end=\"5615\">Funguje s Apple Pay a Google Pay?<\/strong><br data-start=\"5615\" data-end=\"5618\" \/>\u00c1no. Plne kompatibiln\u00e9.<\/p><p data-start=\"5647\" data-end=\"5742\"><strong data-start=\"5647\" data-end=\"5680\">M\u00f4\u017eem s n\u00edm vybra\u0165 peniaze?<\/strong><br data-start=\"5680\" data-end=\"5683\" \/>\u00c1no, ale v\u00fdbery generuj\u00fa okam\u017eit\u00fd \u00farok a \u010fal\u0161ie poplatky.<\/p><p data-start=\"5744\" data-end=\"5900\"><strong data-start=\"5744\" data-end=\"5774\">Kto je zvy\u010dajne schv\u00e1len\u00fd?<\/strong><br data-start=\"5774\" data-end=\"5777\" \/>\u013dudia s primeran\u00fdm a\u017e dobr\u00fdm \u00faverom s trval\u00fdm pobytom v Spojenom kr\u00e1\u013eovstve. MBNA v\u00e1m umo\u017e\u0148uje overi\u0165 si svoju sp\u00f4sobilos\u0165 bez vplyvu na va\u0161e sk\u00f3re.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora no Reino Unido e procura um cart\u00e3o de cr\u00e9dito com juros mais baixos no longo prazo, o MBNA Long Term Low Interest Credit Card \u00e9 uma excelente alternativa. Ele foi criado para quem deseja manter saldo no cr\u00e9dito sem pagar as taxas elevadas comuns na maioria dos cart\u00f5es, oferecendo economia, controle financeiro e gest\u00e3o digital simples. Cart\u00e3o MBNA Long Term Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo MBNA, institui\u00e7\u00e3o especializada em cart\u00f5es de cr\u00e9dito no Reino Unido, este cart\u00e3o \u00e9 ideal para quem busca estabilidade financeira, taxas reduzidas e flexibilidade no pagamento da fatura, sem abrir m\u00e3o de seguran\u00e7a e tecnologia. Principais Benef\u00edcios do MBNA Long Term Low Interest Credit Card \u2705 Juros Baixos no Longo PrazoUm dos grandes diferenciais do cart\u00e3o \u00e9 sua APR reduzida, ideal para quem n\u00e3o consegue quitar o valor total da fatura todos os meses. \u2705 Sem Taxa de AnuidadeVoc\u00ea n\u00e3o paga nada para manter o cart\u00e3o ativo, independentemente do uso. \u2705 Economia Real em Compras ParceladasPerfeito para compras maiores ou para quem precisa manter saldo no cart\u00e3o por mais tempo, pagando menos juros que cart\u00f5es tradicionais. \u2705 Gest\u00e3o Completa pelo App MBNAControle total pelo aplicativo: gastos, fatura, pagamentos, alertas e seguran\u00e7a em tempo real. \u2705 Compat\u00edvel com Apple Pay e Google PayPagamentos r\u00e1pidos e seguros com seu smartphone ou smartwatch. \u2705 Aceita\u00e7\u00e3o Internacional \u2013 MastercardUse no Reino Unido e no exterior, em lojas f\u00edsicas e compras online. \u2705 Pagamentos ContactlessTecnologia de pagamento por aproxima\u00e7\u00e3o para mais praticidade no dia a dia. \u26a0\ufe0f Taxa de Juros (APR) APR representativa: entre 9,9% e 14,9% ao ano (vari\u00e1vel) Consideravelmente mais baixa que a m\u00e9dia de mercado (que costuma ultrapassar 25%) A taxa exata depende da an\u00e1lise de cr\u00e9dito individual Cart\u00e3o MBNA Long Term Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o MBNA Long Term Low Interest \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos Permitidos \u2013 tarifa de \u00a33 por saque + juros imediatos Anuidade \/ Mensalidade Gratuito \u2013 sem taxa de manuten\u00e7\u00e3o Cashback \/ Recompensas \u274c N\u00e3o oferece Limite de Cr\u00e9dito Definido conforme an\u00e1lise, geralmente at\u00e9 \u00a31.200 Compras no Exterior Permitidas \u2013 podem ocorrer taxas da bandeira Parcelamento da Fatura Dispon\u00edvel \u2013 com juros reduzidos Cart\u00e3o Adicional \u274c N\u00e3o dispon\u00edvel Crit\u00e9rios para Emiss\u00e3o O MBNA Long Term Low Interest Credit Card \u00e9 emitido mediante: Cadastro online simples An\u00e1lise de cr\u00e9dito (soft check inicial) Resid\u00eancia no Reino Unido Idade m\u00ednima de 18 anos Renda anual m\u00ednima aproximada de \u00a310.000 Aprova\u00e7\u00e3o para quem tem restri\u00e7\u00f5es de cr\u00e9dito?N\u00e3o \u00e9 garantida. O cart\u00e3o \u00e9 mais indicado para quem possui cr\u00e9dito razo\u00e1vel a bom. Confian\u00e7a e Seguran\u00e7a do Cart\u00e3o MBNA Emitido pela MBNA, institui\u00e7\u00e3o financeira consolidada no Reino Unido Gest\u00e3o totalmente digital pelo aplicativo Compat\u00edvel com Apple Pay e Google Pay Prote\u00e7\u00e3o contra fraudes e autentica\u00e7\u00e3o 3D Secure Alertas em tempo real para transa\u00e7\u00f5es suspeitas Para Quem o Cart\u00e3o MBNA Long Term Low Interest \u00e9 Indicado? \u2714\ufe0f Pessoas que mant\u00eam saldo no cart\u00e3o e querem pagar menos juros\u2714\ufe0f Usu\u00e1rios que buscam economia cont\u00ednua, n\u00e3o recompensas\u2714\ufe0f Quem deseja um cart\u00e3o sem anuidade e com controle digital\u2714\ufe0f Consumidores que priorizam estabilidade financeira no longo prazo MBNA Long Term Low Interest Credit Card vs. Promo\u00e7\u00f5es da Plataforma MBNA Tipo de Benef\u00edcio Cart\u00e3o MBNA Long Term Plataforma MBNA Pontos \/ Vouchers \u274c N\u00e3o oferece \u274c N\u00e3o identificado Cashback \u274c N\u00e3o oferece \u2705 At\u00e9 15% com parceiros B\u00f4nus de Boas-vindas \u274c N\u00e3o \u274c N\u00e3o identificado Seguro de Viagem \u274c N\u00e3o inclu\u00eddo \u274c N\u00e3o dispon\u00edvel Juros Promocionais \u274c N\u00e3o \u274c N\u00e3o identificado Ofertas Sazonais \u274c N\u00e3o \u2705 Ofertas para clientes Conclus\u00e3o O MBNA Long Term Low Interest Credit Card \u00e9 uma escolha inteligente para quem busca economia real, juros baixos e controle financeiro no longo prazo. Sem anuidade, com uma das APR mais baixas do mercado brit\u00e2nico e gest\u00e3o digital completa, ele \u00e9 ideal para quem prefere pagar menos juros em vez de acumular pontos ou recompensas. Se o seu foco \u00e9 responsabilidade financeira, simplicidade e economia, este cart\u00e3o entrega exatamente o que promete. FAQ \u2013 MBNA Long Term Low Interest Credit Card O cart\u00e3o tem anuidade?N\u00e3o. Ele \u00e9 totalmente gratuito. Qual \u00e9 a principal vantagem?A taxa de juros reduzida no longo prazo. \u00c9 bom para uso di\u00e1rio?Sim. Funciona tanto para compras cotidianas quanto para valores maiores. Qual \u00e9 o APR?Entre 9,9% e 14,9% ao ano, vari\u00e1vel conforme seu perfil. Funciona com Apple Pay e Google Pay?Sim. Totalmente compat\u00edvel. Posso sacar dinheiro com ele?Sim, mas saques geram juros imediatos e tarifas adicionais. Quem costuma ser aprovado?Pessoas com cr\u00e9dito razo\u00e1vel a bom, residentes no Reino Unido. O MBNA permite verificar elegibilidade sem impactar o score.<\/p>","protected":false},"author":1,"featured_media":16147,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-16146","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/16146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/comments?post=16146"}],"version-history":[{"count":19,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/16146\/revisions"}],"predecessor-version":[{"id":17491,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/16146\/revisions\/17491"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media\/16147"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media?parent=16146"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/categories?post=16146"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/tags?post=16146"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/post_folder?post=16146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}