{"id":16417,"date":"2025-12-21T05:17:50","date_gmt":"2025-12-21T05:17:50","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=16417"},"modified":"2025-12-25T02:31:25","modified_gmt":"2025-12-25T02:31:25","slug":"holandska-lievikova-karta1-ing","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/sk\/financas\/holanda-cartao-funil1-ing\/","title":{"rendered":"ING Creditcard: V\u00fdhody v Holandsku"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"16417\" class=\"elementor elementor-16417\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"209\" data-end=\"620\">Ak ste v Eur\u00f3pe a h\u013ead\u00e1te spo\u013eahliv\u00fa kreditn\u00fa kartu s dobrou medzin\u00e1rodnou akcept\u00e1ciou, v\u00fdhodami pri cestovan\u00ed a \u00faplnou digit\u00e1lnou kontrolou, je pre v\u00e1s <strong data-start=\"360\" data-end=\"378\">Kreditn\u00e1 karta ING<\/strong> m\u00f4\u017ee by\u0165 ide\u00e1lnou vo\u013ebou. V tomto \u010dl\u00e1nku sa dozviete o hlavn\u00fdch v\u00fdhod\u00e1ch, poplatkoch, krit\u00e9ri\u00e1ch opr\u00e1vnenosti a funkci\u00e1ch, v\u010faka ktor\u00fdm je t\u00e1to karta praktickou, bezpe\u010dnou a efekt\u00edvnou vo\u013ebou na ka\u017edodenn\u00e9 pou\u017e\u00edvanie a pre \u010dast\u00fdch cestuj\u00facich.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/holanda-cartao-funil1-como-solicitar-ing\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/ING-Creditcard-1.png\" title=\"ING-Creditcard-1\" alt=\"ING-Creditcard-1\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Kreditn\u00e1 karta ING<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017diadny ro\u010dn\u00fd poplatok<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/holanda-cartao-funil1-como-solicitar-ing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"741\" data-end=\"950\">Vyd\u00e1va banka <strong data-start=\"760\" data-end=\"767\">ING<\/strong> v spolupr\u00e1ci s <strong data-start=\"786\" data-end=\"823\">Medzin\u00e1rodn\u00e9 kartov\u00e9 slu\u017eby (ICS)<\/strong>, ING Creditcard sp\u00e1ja stabilitu jednej z najv\u00e4\u010d\u0161\u00edch eur\u00f3pskych b\u00e1nk so \u0161irokou celosvetovou akcept\u00e1ciou zna\u010dky ING Creditcard. <strong data-start=\"935\" data-end=\"949\">Mastercard<\/strong>.<\/p><p data-start=\"952\" data-end=\"1094\">Karta je ide\u00e1lna na ka\u017edodenn\u00e9 pou\u017e\u00edvanie, nakupovanie online a cestovanie do zahrani\u010dia a pon\u00faka praktickos\u0165, bezpe\u010dnos\u0165 a modern\u00fa spr\u00e1vu va\u0161ich financi\u00ed.<\/p><hr data-start=\"1096\" data-end=\"1099\" \/><h2 data-start=\"1101\" data-end=\"1144\"><strong>Hlavn\u00e9 v\u00fdhody kreditnej karty ING<\/strong><\/h2><h3 data-start=\"1146\" data-end=\"1187\">\ud83d\udcb3 Celosvetov\u00e1 akcept\u00e1cia s kartou Mastercard<\/h3><p data-start=\"1188\" data-end=\"1316\">Kartu m\u00f4\u017eete pou\u017e\u00edva\u0165 v mili\u00f3noch fyzick\u00fdch a online prev\u00e1dzok na celom svete, kdeko\u013evek je karta Mastercard akceptovan\u00e1.<\/p><h3 data-start=\"1318\" data-end=\"1362\">\ud83d\udcf2 Kompletn\u00e1 digit\u00e1lna spr\u00e1va prostredn\u00edctvom aplik\u00e1cie ICS<\/h3><p data-start=\"1363\" data-end=\"1497\">Sledujte v\u00fddavky, dostupn\u00fd limit, fakt\u00fary a transakcie v re\u00e1lnom \u010dase prostredn\u00edctvom ofici\u00e1lnej aplik\u00e1cie ICS, ktor\u00e1 je k dispoz\u00edcii pre Android a iOS.<\/p><h3 data-start=\"1499\" data-end=\"1546\">\ud83d\udd10 Pokro\u010dil\u00e9 zabezpe\u010denie pre online nakupovanie<\/h3><p data-start=\"1547\" data-end=\"1687\">N\u00e1kupy chr\u00e1nen\u00e9 overen\u00edm <strong data-start=\"1583\" data-end=\"1596\">3D Secure<\/strong>, okam\u017eit\u00e9 upozornenia na transakcie na lep\u0161iu kontrolu a ochranu pred podvodmi.<\/p><h3 data-start=\"1689\" data-end=\"1738\">\ud83d\udcbc Personalizovan\u00fd limit pod\u013ea v\u00e1\u0161ho profilu<\/h3><p data-start=\"1739\" data-end=\"1873\">\u00daverov\u00fd limit je stanoven\u00fd na z\u00e1klade v\u00e1\u0161ho pr\u00edjmu a finan\u010dnej situ\u00e1cie a m\u00f4\u017ee by\u0165 upraven\u00fd pod\u013ea zodpovedn\u00e9ho pou\u017e\u00edvania karty.<\/p><h3 data-start=\"1875\" data-end=\"1927\">\ud83c\udf0d Ide\u00e1lne na cestovanie a medzin\u00e1rodn\u00e9 n\u00e1kupy<\/h3><p data-start=\"1928\" data-end=\"2033\">Glob\u00e1lna akcept\u00e1cia, podpora v\u00fdberov z bankomatov v zahrani\u010d\u00ed a automatick\u00e1 konverzia mien.<\/p><h3 data-start=\"2035\" data-end=\"2091\">\ud83d\udcf1 Platby v bl\u00edzkosti a digit\u00e1lne pe\u0148a\u017eenky<\/h3><p data-start=\"2092\" data-end=\"2203\">Kompatibiln\u00e9 s <strong data-start=\"2107\" data-end=\"2120\">Apple Pay<\/strong>, <strong data-start=\"2122\" data-end=\"2136\">Google Pay<\/strong> a platby NFC, ktor\u00e9 umo\u017e\u0148uj\u00fa r\u00fdchlos\u0165 a bezpe\u010dnos\u0165 v ka\u017edodennom \u017eivote.<\/p><h3 data-start=\"2205\" data-end=\"2237\">\ud83d\udcb3 Fyzick\u00e1 a digit\u00e1lna karta<\/h3><p data-start=\"2238\" data-end=\"2360\">Okrem fyzickej karty si m\u00f4\u017eete vygenerova\u0165 aj digit\u00e1lnu kartu ur\u010den\u00fa v\u00fdlu\u010dne na n\u00e1kupy online, \u010d\u00edm sa e\u0161te viac zv\u00fd\u0161i bezpe\u010dnos\u0165.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4dea7a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c4dea7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-12af049 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"12af049\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-224f1ef elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"224f1ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/holanda-cartao-funil1-como-solicitar-ing\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/ING-Creditcard-1.png\" title=\"ING-Creditcard-1\" alt=\"ING-Creditcard-1\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0bc4a47 elementor-widget elementor-widget-text-editor\" data-id=\"0bc4a47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Kreditn\u00e1 karta ING<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a025ef1 elementor-widget elementor-widget-text-editor\" data-id=\"a025ef1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017diadny ro\u010dn\u00fd poplatok<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cf3ab0 elementor-widget elementor-widget-button\" data-id=\"2cf3ab0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/holanda-cartao-funil1-como-solicitar-ing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333afe0 elementor-widget elementor-widget-text-editor\" data-id=\"333afe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f587463 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f587463\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248df4e elementor-widget elementor-widget-text-editor\" data-id=\"248df4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2455\" data-end=\"2511\"><strong>ING Creditcard - poplatky a podmienky<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Slu\u017eba<\/th><th>\u0160tandardn\u00fd stav<\/th><\/tr><\/thead><tbody><tr><td><strong>V\u00fdbery z bankomatov<\/strong><\/td><td>Povolen\u00e9 - poplatok 4,50 \u20ac za v\u00fdber. V cudzej mene, pr\u00edplatok za konverziu 2%<\/td><\/tr><tr><td><strong>Ro\u010dn\u00fd poplatok \/ Mesa\u010dn\u00fd poplatok<\/strong><\/td><td>Prv\u00fd rok zadarmo. Po 12 mesiacoch: 19,95 \u20ac\/rok<\/td><\/tr><tr><td><strong>Cashback<\/strong><\/td><td>\u017diadny program vr\u00e1tenia pe\u0148az\u00ed<\/td><\/tr><tr><td><strong>\u00daverov\u00fd limit<\/strong><\/td><td>Premenn\u00e1 - definovan\u00e1 po \u00faverovej anal\u00fdze<\/td><\/tr><tr><td><strong>Nakupovanie v zahrani\u010d\u00ed<\/strong><\/td><td>Povolen\u00e9 - \u017eiadny poplatok emitentovi, ale poplatok za konverziu 2%<\/td><\/tr><tr><td><strong>Spl\u00e1tky fakt\u00fary<\/strong><\/td><td>K dispoz\u00edcii - \u00farok z nesplaten\u00e9ho zostatku. Minim\u00e1lna platba: 3% z fakt\u00fary alebo 25 EUR<\/td><\/tr><tr><td><strong>Dodato\u010dn\u00e1 karta<\/strong><\/td><td>K dispoz\u00edcii - a\u017e 2 \u010fal\u0161ie karty, podliehaj\u00fa schv\u00e1leniu<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3237\" data-end=\"3265\"><strong>Krit\u00e9ri\u00e1 pre vydanie<\/strong><\/h2><p data-start=\"3267\" data-end=\"3303\">Kreditn\u00e1 karta ING sa vyd\u00e1va na z\u00e1klade:<\/p><ul data-start=\"3305\" data-end=\"3509\"><li data-start=\"3305\" data-end=\"3343\"><p data-start=\"3307\" data-end=\"3343\">Online registr\u00e1cia s osobn\u00fdmi \u00fadajmi<\/p><\/li><li data-start=\"3344\" data-end=\"3398\"><p data-start=\"3346\" data-end=\"3398\">Zasielanie dokumentov na overenie toto\u017enosti<\/p><\/li><li data-start=\"3399\" data-end=\"3441\"><p data-start=\"3401\" data-end=\"3441\">Schv\u00e1lenie podlieha \u00faverovej anal\u00fdze<\/p><\/li><li data-start=\"3442\" data-end=\"3474\"><p data-start=\"3444\" data-end=\"3474\">Bu\u010fte na . <strong data-start=\"3448\" data-end=\"3472\">s bydliskom v Holandsku<\/strong><\/p><\/li><li data-start=\"3475\" data-end=\"3509\"><p data-start=\"3477\" data-end=\"3509\">Majte <strong data-start=\"3481\" data-end=\"3509\">akt\u00edvny \u00fa\u010det v ING Bank<\/strong><\/p><\/li><\/ul><h3 data-start=\"3511\" data-end=\"3563\">Schv\u00e1lenie pre osoby s \u00faverov\u00fdmi obmedzeniami?<\/h3><p data-start=\"3564\" data-end=\"3704\">Nie je zaru\u010den\u00e9. Schv\u00e1lenie z\u00e1vis\u00ed od \u00faverovej anal\u00fdzy a klienti s negat\u00edvnou hist\u00f3riou alebo z\u00e1znamom v BKR m\u00f4\u017eu by\u0165 odmietnut\u00ed.<\/p><hr data-start=\"3706\" data-end=\"3709\" \/><h2 data-start=\"3711\" data-end=\"3756\"><strong>Spo\u013eahlivos\u0165 a bezpe\u010dnos\u0165 karty ING Creditcard<\/strong><\/h2><p data-start=\"3758\" data-end=\"3845\">Kreditn\u00fa kartu ING Creditcard vyd\u00e1va spo\u013eahliv\u00e1 bankov\u00e1 in\u0161tit\u00facia:<\/p><ul data-start=\"3847\" data-end=\"4107\"><li data-start=\"3847\" data-end=\"3882\"><p data-start=\"3849\" data-end=\"3882\">Overovanie pomocou \u010dipu EMV a k\u00f3du PIN<\/p><\/li><li data-start=\"3883\" data-end=\"3925\"><p data-start=\"3885\" data-end=\"3925\">Monitorovanie boja proti podvodom v re\u00e1lnom \u010dase<\/p><\/li><li data-start=\"3926\" data-end=\"3993\"><p data-start=\"3928\" data-end=\"3993\">Bezplatn\u00e9 cestovn\u00e9 poistenie (pri cestovan\u00ed s kartou)<\/p><\/li><li data-start=\"3994\" data-end=\"4053\"><p data-start=\"3996\" data-end=\"4053\">Kontrola fakt\u00far a v\u00fddavkov prostredn\u00edctvom aplik\u00e1cie a internetov\u00e9ho bankovn\u00edctva<\/p><\/li><li data-start=\"4054\" data-end=\"4107\"><p data-start=\"4056\" data-end=\"4107\">24-hodinov\u00e1 podpora v pr\u00edpade zablokovania, straty alebo sporov<\/p><\/li><\/ul><hr data-start=\"4109\" data-end=\"4112\" \/><h2 data-start=\"4114\" data-end=\"4158\"><strong>Pre koho je kreditn\u00e1 karta ING ur\u010den\u00e1?<\/strong><\/h2><ul data-start=\"4160\" data-end=\"4456\"><li data-start=\"4160\" data-end=\"4214\"><p data-start=\"4162\" data-end=\"4214\">Kto sa pozer\u00e1 <strong data-start=\"4173\" data-end=\"4212\">\u017eiadny ro\u010dn\u00fd poplatok po\u010das prv\u00e9ho roka<\/strong><\/p><\/li><li data-start=\"4215\" data-end=\"4275\"><p data-start=\"4217\" data-end=\"4275\">Pou\u017e\u00edvatelia, ktor\u00ed \u010dasto nakupuj\u00fa v zahrani\u010d\u00ed<\/p><\/li><li data-start=\"4276\" data-end=\"4331\"><p data-start=\"4278\" data-end=\"4331\">Cestuj\u00faci, ktor\u00ed chc\u00fa <strong data-start=\"4300\" data-end=\"4329\">bezplatn\u00e9 cestovn\u00e9 poistenie<\/strong><\/p><\/li><li data-start=\"4332\" data-end=\"4391\"><p data-start=\"4334\" data-end=\"4391\">\u013dudia, ktor\u00ed chc\u00fa flexibilne plati\u0165 svoje \u00fa\u010dty v spl\u00e1tkach<\/p><\/li><li data-start=\"4392\" data-end=\"4456\"><p data-start=\"4394\" data-end=\"4456\">Z\u00e1kazn\u00edci ING, ktor\u00ed oce\u0148uj\u00fa digit\u00e1lne ovl\u00e1danie a glob\u00e1lnu akcept\u00e1ciu<\/p><\/li><\/ul><hr data-start=\"4458\" data-end=\"4461\" \/><h2 data-start=\"4463\" data-end=\"4527\"><strong>Propaga\u010dn\u00e9 v\u00fdhody - ING Creditcard vs. ING Promotions<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><thead><tr><th>Typ d\u00e1vky<\/th><th>Kreditn\u00e1 karta ING (izolovan\u00e1)<\/th><th>Propaga\u010dn\u00e9 akcie ING<\/th><\/tr><\/thead><tbody><tr><td>Body \/ pouk\u00e1\u017eky<\/td><td>\u274c Nie<\/td><td>\u2705 Ponuky u partnerov<\/td><\/tr><tr><td>Cashback<\/td><td>\u274c Nie<\/td><td>\u2705 Jednorazov\u00e9 d\u00e1vky<\/td><\/tr><tr><td>Emisn\u00fd bonus<\/td><td>\u274c Nie<\/td><td>\u2705 Indika\u010dn\u00e9 programy<\/td><\/tr><tr><td>Cestovn\u00e9 poistenie<\/td><td>\u2705 \u00c1no<\/td><td>\u2705 V\u00fdhoda karty Mastercard<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4868\" data-end=\"4883\"><strong>Z\u00e1ver<\/strong><\/h2><p data-start=\"4885\" data-end=\"5046\">O <strong data-start=\"4887\" data-end=\"4905\">Kreditn\u00e1 karta ING<\/strong> je vynikaj\u00facou vo\u013ebou pre t\u00fdch, ktor\u00ed chc\u00fa spo\u013eahliv\u00fa medzin\u00e1rodn\u00fa kartu s dobrou akcept\u00e1ciou, kompletnou digit\u00e1lnou spr\u00e1vou a konkurencieschopn\u00fdmi sadzbami.<\/p><p data-start=\"5048\" data-end=\"5222\">V\u010faka podpore ICS, technol\u00f3gii Mastercard a spo\u013eahlivosti ING Bank pon\u00faka karta bezpe\u010dnos\u0165, kontrolu a praktickos\u0165 pri ka\u017edodenn\u00fdch financi\u00e1ch v Holandsku a v zahrani\u010d\u00ed.<\/p><hr data-start=\"5224\" data-end=\"5227\" \/><h2 data-start=\"5229\" data-end=\"5254\">\u010casto kladen\u00e9 ot\u00e1zky - ING Creditcard<\/h2><p data-start=\"5256\" data-end=\"5368\"><strong data-start=\"5256\" data-end=\"5282\">M\u00e1 karta ro\u010dn\u00fd poplatok?<\/strong><br data-start=\"5282\" data-end=\"5285\" \/>\u00c1no, ro\u010dn\u00fd poplatok je prv\u00fd rok bezplatn\u00fd a potom sa \u00fa\u010dtuje.<\/p><p data-start=\"5370\" data-end=\"5455\"><strong data-start=\"5370\" data-end=\"5401\">Mus\u00edm by\u0165 z\u00e1kazn\u00edkom ING?<\/strong><br data-start=\"5401\" data-end=\"5404\" \/>\u00c1no, mus\u00edte ma\u0165 akt\u00edvny \u00fa\u010det v ING Bank.<\/p><p data-start=\"5457\" data-end=\"5573\"><strong data-start=\"5457\" data-end=\"5496\">Je aplik\u00e1cia \u00faplne digit\u00e1lna?<\/strong><br data-start=\"5496\" data-end=\"5499\" \/>\u00c1no. Cel\u00fd proces prebieha online so zabezpe\u010den\u00fdm overen\u00edm toto\u017enosti.<\/p><p data-start=\"5575\" data-end=\"5657\"><strong data-start=\"5575\" data-end=\"5604\">Je akceptovan\u00fd aj mimo Holandska?<\/strong><br data-start=\"5604\" data-end=\"5607\" \/>\u00c1no, karta je akceptovan\u00e1 celosvetovo prostredn\u00edctvom spolo\u010dnosti Mastercard.<\/p><p data-start=\"5659\" data-end=\"5746\"><strong data-start=\"5659\" data-end=\"5695\">Funguje s digit\u00e1lnymi pe\u0148a\u017eenkami?<\/strong><br data-start=\"5695\" data-end=\"5698\" \/>\u00c1no. Kompatibiln\u00e9 s Apple Pay, Google Pay a NFC.<\/p><p data-start=\"5748\" data-end=\"5899\"><strong data-start=\"5748\" data-end=\"5791\">Pom\u00e1ha budova\u0165 \u00faverov\u00fa hist\u00f3riu?<\/strong><br data-start=\"5791\" data-end=\"5794\" \/>\u00c1no. Zodpovedn\u00e9 pou\u017e\u00edvanie a v\u010dasn\u00e9 platby prispievaj\u00fa k dobrej finan\u010dnej hist\u00f3rii v Holandsku.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea est\u00e1 na Europa e busca um cart\u00e3o de cr\u00e9dito confi\u00e1vel, com boa aceita\u00e7\u00e3o internacional, benef\u00edcios para viagens e controle digital completo, o ING Creditcard pode ser a escolha ideal. Neste artigo, voc\u00ea confere as principais vantagens, taxas, crit\u00e9rios de elegibilidade e funcionalidades que fazem deste cart\u00e3o uma op\u00e7\u00e3o pr\u00e1tica, segura e eficiente para o dia a dia e para quem viaja com frequ\u00eancia. Cart\u00e3o ING Creditcard Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Emitido pelo banco ING em parceria com a International Card Services (ICS), o ING Creditcard combina a solidez de um dos maiores bancos europeus com a ampla aceita\u00e7\u00e3o global da bandeira Mastercard. Ideal para uso cotidiano, compras online e viagens internacionais, o cart\u00e3o oferece praticidade, seguran\u00e7a e gest\u00e3o moderna das suas finan\u00e7as. Principais Vantagens do ING Creditcard \ud83d\udcb3 Aceita\u00e7\u00e3o Mundial com Mastercard Utilize o cart\u00e3o em milh\u00f5es de estabelecimentos f\u00edsicos e online ao redor do mundo, sempre que a bandeira Mastercard for aceita. \ud83d\udcf2 Gest\u00e3o Digital Completa via App ICS Acompanhe gastos, limite dispon\u00edvel, faturas e transa\u00e7\u00f5es em tempo real pelo aplicativo oficial da ICS, dispon\u00edvel para Android e iOS. \ud83d\udd10 Seguran\u00e7a Avan\u00e7ada para Compras Online Compras protegidas com autentica\u00e7\u00e3o 3D Secure, al\u00e9m de alertas instant\u00e2neos de transa\u00e7\u00f5es para maior controle e prote\u00e7\u00e3o contra fraudes. \ud83d\udcbc Limite Personalizado Conforme seu Perfil O limite de cr\u00e9dito \u00e9 definido com base na sua renda e situa\u00e7\u00e3o financeira, podendo ser ajustado conforme o uso respons\u00e1vel do cart\u00e3o. \ud83c\udf0d Ideal para Viagens e Compras Internacionais Aceita\u00e7\u00e3o global, suporte para saques em caixas eletr\u00f4nicos no exterior e convers\u00e3o autom\u00e1tica de moedas. \ud83d\udcf1 Pagamentos por Aproxima\u00e7\u00e3o e Carteiras Digitais Compat\u00edvel com Apple Pay, Google Pay e pagamentos por NFC, permitindo rapidez e seguran\u00e7a no dia a dia. \ud83d\udcb3 Cart\u00e3o F\u00edsico e Digital Al\u00e9m do cart\u00e3o f\u00edsico, voc\u00ea pode gerar um cart\u00e3o digital exclusivo para compras online, aumentando ainda mais a seguran\u00e7a. Cart\u00e3o ING Creditcard Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o ING Creditcard \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Padr\u00e3o Saques em Caixas Eletr\u00f4nicos Permitidos \u2013 tarifa de \u20ac 4,50 por saque. Em moeda estrangeira, adicional de 2% sobre a convers\u00e3o Anuidade \/ Mensalidade Gratuito no primeiro ano. Ap\u00f3s 12 meses: \u20ac 19,95\/ano Cashback N\u00e3o possui programa de cashback Limite de Cr\u00e9dito Vari\u00e1vel \u2013 definido ap\u00f3s an\u00e1lise de cr\u00e9dito Compras no Exterior Permitidas \u2013 sem tarifa do emissor, mas com 2% de taxa de convers\u00e3o Parcelamento da Fatura Dispon\u00edvel \u2013 juros sobre saldo n\u00e3o pago. Pagamento m\u00ednimo: 3% da fatura ou \u20ac25 Cart\u00e3o Adicional Dispon\u00edvel \u2013 at\u00e9 2 cart\u00f5es adicionais, mediante aprova\u00e7\u00e3o Crit\u00e9rios para Emiss\u00e3o O ING Creditcard \u00e9 emitido mediante: Cadastro online com dados pessoais Envio de documentos para verifica\u00e7\u00e3o de identidade Aprova\u00e7\u00e3o sujeita \u00e0 an\u00e1lise de cr\u00e9dito Ser residente na Holanda Ter conta ativa no banco ING Aprova\u00e7\u00e3o para quem tem restri\u00e7\u00f5es de cr\u00e9dito? N\u00e3o garantida. A aprova\u00e7\u00e3o depende da an\u00e1lise de cr\u00e9dito e clientes com hist\u00f3rico negativo ou registro no BKR podem ter o pedido recusado. Confian\u00e7a e Seguran\u00e7a do ING Creditcard O ING Creditcard \u00e9 emitido por uma institui\u00e7\u00e3o banc\u00e1ria s\u00f3lida e confi\u00e1vel, oferecendo: Chip EMV e autentica\u00e7\u00e3o por PIN Monitoramento antifraude em tempo real Seguro de viagem gratuito (quando a viagem \u00e9 paga com o cart\u00e3o) Controle de faturas e gastos via app e internet banking Suporte 24h em casos de bloqueio, perda ou disputas Para Quem o ING Creditcard \u00e9 Indicado? Quem busca isen\u00e7\u00e3o de anuidade no primeiro ano Usu\u00e1rios que fazem compras internacionais com frequ\u00eancia Viajantes que desejam seguro de viagem gratuito Pessoas que querem flexibilidade para parcelar a fatura Clientes ING que valorizam controle digital e aceita\u00e7\u00e3o global Benef\u00edcios Promocionais \u2013 ING Creditcard vs. Promo\u00e7\u00f5es ING Tipo de Benef\u00edcio ING Creditcard (isolado) Promo\u00e7\u00f5es ING Pontos \/ Vouchers \u274c N\u00e3o \u2705 Ofertas em parceiros Cashback \u274c N\u00e3o \u2705 Benef\u00edcios pontuais B\u00f4nus de Emiss\u00e3o \u274c N\u00e3o \u2705 Programas de indica\u00e7\u00e3o Seguro Viagem \u2705 Sim \u2705 Benef\u00edcio Mastercard Conclus\u00e3o O ING Creditcard \u00e9 uma excelente escolha para quem deseja um cart\u00e3o internacional confi\u00e1vel, com boa aceita\u00e7\u00e3o, gest\u00e3o digital completa e taxas competitivas. Com o suporte da ICS, tecnologia Mastercard e a solidez do banco ING, o cart\u00e3o oferece seguran\u00e7a, controle e praticidade para o dia a dia financeiro na Holanda e no exterior. FAQ \u2013 ING Creditcard O cart\u00e3o tem anuidade?Sim. A anuidade \u00e9 gratuita no primeiro ano e passa a ser cobrada ap\u00f3s esse per\u00edodo. Preciso ser cliente do ING?Sim. \u00c9 necess\u00e1rio ter uma conta ativa no banco ING. A solicita\u00e7\u00e3o \u00e9 totalmente digital?Sim. Todo o processo \u00e9 feito online, com verifica\u00e7\u00e3o segura de identidade. \u00c9 aceito fora da Holanda?Sim. O cart\u00e3o \u00e9 aceito globalmente via Mastercard. Funciona com carteiras digitais?Sim. Compat\u00edvel com Apple Pay, Google Pay e NFC. Ajuda a construir hist\u00f3rico de cr\u00e9dito?Sim. O uso respons\u00e1vel e pagamentos em dia contribuem para um bom hist\u00f3rico financeiro nos Pa\u00edses Baixos.<\/p>","protected":false},"author":1,"featured_media":16418,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-16417","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/16417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/comments?post=16417"}],"version-history":[{"count":19,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/16417\/revisions"}],"predecessor-version":[{"id":17377,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/16417\/revisions\/17377"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media\/16418"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media?parent=16417"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/categories?post=16417"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/tags?post=16417"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/post_folder?post=16417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}