{"id":16645,"date":"2025-12-21T18:35:39","date_gmt":"2025-12-21T18:35:39","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=16645"},"modified":"2025-12-25T02:29:17","modified_gmt":"2025-12-25T02:29:17","slug":"holandska-lievikova-karta1-n26","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/sk\/financas\/holanda-cartao-funil1-n26\/","title":{"rendered":"Karta N26 v Holandsku: V\u00fdhody, podmienky a prednosti"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"16645\" class=\"elementor elementor-16645\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Inzer\u00e1ty<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"301\" data-end=\"497\">Ak \u017eijete v Holandsku alebo inej eur\u00f3pskej krajine a h\u013ead\u00e1te modern\u00fa kartu s medzin\u00e1rodnou akcept\u00e1ciou, \u00faplnou kontrolou cez mobiln\u00fd telef\u00f3n a nulovou byrokraciou, je pre v\u00e1s <strong data-start=\"457\" data-end=\"471\">Karta N26<\/strong> m\u00f4\u017ee by\u0165 ide\u00e1lnou vo\u013ebou.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/holandska-lievikova-karta1-ako-sa-pouziva-n26\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/CRST-11138_N26-mastercard-account-overview-2-940x707-EN-1200x600.png\" title=\"CRST-11138_N26-preh\u013ead-\u00fa\u010dtu-Mastercard-2-940\u00d7707-EN\" alt=\"CRST-11138_N26-preh\u013ead-\u00fa\u010dtu-Mastercard-2-940x707-EN\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta N26<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017diadny ro\u010dn\u00fd poplatok<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/holandska-lievikova-karta1-ako-sa-pouziva-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"598\" data-end=\"773\">V tomto \u010dl\u00e1nku sa dozviete o hlavn\u00fdch v\u00fdhod\u00e1ch, poplatkoch, krit\u00e9ri\u00e1ch opr\u00e1vnenosti a funkci\u00e1ch, v\u010faka ktor\u00fdm je N26 jednou z najob\u013e\u00fabenej\u0161\u00edch digit\u00e1lnych b\u00e1nk v Eur\u00f3pe.<\/p>\n<p data-start=\"775\" data-end=\"995\">Vydal <strong data-start=\"788\" data-end=\"795\">N26<\/strong>, T\u00e1to karta je jednou z popredn\u00fdch digit\u00e1lnych b\u00e1nk v Eur\u00f3pe a je plne integrovan\u00e1 s digit\u00e1lnym bankov\u00fdm \u00fa\u010dtom. <strong data-start=\"906\" data-end=\"922\">Eur\u00f3psky IBAN<\/strong>, pon\u00faka praktick\u00e9, bezpe\u010dn\u00e9 a transparentn\u00e9 rie\u0161enie pre ka\u017edodenn\u00fd \u017eivot.<\/p>\n<p data-start=\"997\" data-end=\"1167\">Ide\u00e1lne na online nakupovanie, ka\u017edodenn\u00e9 pou\u017e\u00edvanie, medzin\u00e1rodn\u00e9 cestovanie a pre t\u00fdch, ktor\u00ed h\u013eadaj\u00fa kompletn\u00e9 digit\u00e1lne bankovn\u00edctvo bez komplik\u00e1ci\u00ed tradi\u010dn\u00fdch b\u00e1nk.<\/p>\n<hr data-start=\"1169\" data-end=\"1172\" \/>\n<h2 data-start=\"1174\" data-end=\"1213\"><strong>Hlavn\u00e9 v\u00fdhody karty N26<\/strong><\/h2>\n<h3 data-start=\"1215\" data-end=\"1234\">\ud83d\udcb3 \u017diadny ro\u010dn\u00fd poplatok<\/h3>\n<p data-start=\"1235\" data-end=\"1379\">Karta N26 ne\u00fa\u010dtuje mesa\u010dn\u00fd poplatok za vedenie \u0161tandardn\u00e9ho pl\u00e1nu, \u010do z nej rob\u00ed vynikaj\u00facu mo\u017enos\u0165 pre t\u00fdch, ktor\u00ed chc\u00fa u\u0161etri\u0165 peniaze a vyhn\u00fa\u0165 sa skryt\u00fdm n\u00e1kladom.<\/p>\n<h3 data-start=\"1381\" data-end=\"1411\">\ud83d\udcf2 Kompletn\u00e1 digit\u00e1lna spr\u00e1va<\/h3>\n<p data-start=\"1412\" data-end=\"1473\">V\u0161etka spr\u00e1va sa vykon\u00e1va prostredn\u00edctvom aplik\u00e1cie (iOS a Android):<\/p>\n<ul data-start=\"1474\" data-end=\"1651\">\n<li data-start=\"1474\" data-end=\"1495\">\n<p data-start=\"1476\" data-end=\"1495\">Otvorenie \u00fa\u010dtu<\/p>\n<\/li>\n<li data-start=\"1496\" data-end=\"1518\">\n<p data-start=\"1498\" data-end=\"1518\">Aktiv\u00e1cia karty<\/p>\n<\/li>\n<li data-start=\"1519\" data-end=\"1557\">\n<p data-start=\"1521\" data-end=\"1557\">Okam\u017eit\u00e9 uzamknutie a odomknutie<\/p>\n<\/li>\n<li data-start=\"1558\" data-end=\"1600\">\n<p data-start=\"1560\" data-end=\"1600\">Sledovanie v\u00fddavkov v re\u00e1lnom \u010dase<\/p>\n<\/li>\n<li data-start=\"1601\" data-end=\"1651\">\n<p data-start=\"1603\" data-end=\"1651\">Nastavenie limitov a bezpe\u010dnostn\u00fdch nastaven\u00ed<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1653\" data-end=\"1691\">\ud83c\udf0d Medzin\u00e1rodn\u00e1 karta Mastercard<\/h3>\n<p data-start=\"1692\" data-end=\"1802\">Akceptuje sa v mili\u00f3noch fyzick\u00fdch a online prev\u00e1dzok na celom svete, kde je akceptovan\u00e1 karta Mastercard.<\/p>\n<h3 data-start=\"1804\" data-end=\"1845\">\ud83d\udd10 Bezpe\u010dnos\u0165 a kontrola v re\u00e1lnom \u010dase<\/h3>\n<ul data-start=\"1846\" data-end=\"2005\">\n<li data-start=\"1846\" data-end=\"1889\">\n<p data-start=\"1848\" data-end=\"1889\">Okam\u017eit\u00e9 ozn\u00e1menia o transakci\u00e1ch<\/p>\n<\/li>\n<li data-start=\"1890\" data-end=\"1917\">\n<p data-start=\"1892\" data-end=\"1917\">Biometrick\u00e9 overovanie<\/p>\n<\/li>\n<li data-start=\"1918\" data-end=\"1948\">\n<p data-start=\"1920\" data-end=\"1948\">Kontrola nakupovania online<\/p>\n<\/li>\n<li data-start=\"1949\" data-end=\"2005\">\n<p data-start=\"1951\" data-end=\"2005\">Virtu\u00e1lne a jednorazov\u00e9 karty pre v\u00e4\u010d\u0161iu bezpe\u010dnos\u0165<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2007\" data-end=\"2042\">\ud83d\udcb8 v\u00fdbery z bankomatov<\/h3>\n<p data-start=\"2043\" data-end=\"2169\">Z\u00e1kazn\u00edci N26 m\u00f4\u017eu realizova\u0165 <strong data-start=\"2071\" data-end=\"2091\">bezplatn\u00e9 v\u00fdbery<\/strong> v r\u00e1mci mesa\u010dn\u00e9ho limitu v bankomatoch v Holandsku a v celej Eur\u00f3pe.<\/p>\n<h3 data-start=\"2171\" data-end=\"2228\">\ud83d\udcf1 Kompatibiln\u00e9 s Apple Pay, Google Pay a Samsung Pay<\/h3>\n<p data-start=\"2229\" data-end=\"2316\">Kartu m\u00f4\u017eete pou\u017e\u00edva\u0165 priamo v mobilnom telef\u00f3ne alebo smart hodink\u00e1ch pomocou bezkontaktn\u00fdch platieb (NFC).<\/p>\n<h3 data-start=\"2318\" data-end=\"2348\">\ud83d\udcb3 Fyzick\u00e1 a virtu\u00e1lna karta<\/h3>\n<p data-start=\"2349\" data-end=\"2361\">Dostanete:<\/p>\n<ul data-start=\"2362\" data-end=\"2506\">\n<li data-start=\"2362\" data-end=\"2395\">\n<p data-start=\"2364\" data-end=\"2395\">Fyzick\u00e1 karta (vr\u00e1tane dopravy)<\/p>\n<\/li>\n<li data-start=\"2396\" data-end=\"2443\">\n<p data-start=\"2398\" data-end=\"2443\">Okam\u017eit\u00e1 virtu\u00e1lna karta na n\u00e1kupy online<\/p>\n<\/li>\n<li data-start=\"2444\" data-end=\"2506\">\n<p data-start=\"2446\" data-end=\"2506\">Mo\u017enos\u0165 jednorazov\u00fdch virtu\u00e1lnych kariet (v z\u00e1vislosti od pl\u00e1nu)<\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4dea7a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c4dea7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8f3f4f7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"8f3f4f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cdb08e2 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"cdb08e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sk\/financie\/holandska-lievikova-karta1-ako-sa-pouziva-n26\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/12\/CRST-11138_N26-mastercard-account-overview-2-940x707-EN-1200x600.png\" title=\"CRST-11138_N26-preh\u013ead-\u00fa\u010dtu-Mastercard-2-940\u00d7707-EN\" alt=\"CRST-11138_N26-preh\u013ead-\u00fa\u010dtu-Mastercard-2-940x707-EN\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f01ff96 elementor-widget elementor-widget-text-editor\" data-id=\"f01ff96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"502\" data-end=\"534\">Karta N26<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e18da1b elementor-widget elementor-widget-text-editor\" data-id=\"e18da1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u017diadny ro\u010dn\u00fd poplatok<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3363fe4 elementor-widget elementor-widget-button\" data-id=\"3363fe4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sk\/financie\/holandska-lievikova-karta1-ako-sa-pouziva-n26\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u017dIADOS\u0164<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333afe0 elementor-widget elementor-widget-text-editor\" data-id=\"333afe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(Budete presmerovan\u00ed na in\u00fa str\u00e1nku)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f587463 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f587463\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-248df4e elementor-widget elementor-widget-text-editor\" data-id=\"248df4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2648\" data-end=\"2694\"><strong>Karta N26 - poplatky a podmienky<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39724d7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"39724d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5529ef2 elementor-widget elementor-widget-text-editor\" data-id=\"5529ef2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>Slu\u017eba<\/th>\n<th>Stav<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Anuita<\/td>\n<td>Bezplatne<\/td>\n<\/tr>\n<tr>\n<td>Typ karty<\/td>\n<td>Debetn\u00e9 (v niektor\u00fdch krajin\u00e1ch je k dispoz\u00edcii kreditn\u00e9, podlieha anal\u00fdze)<\/td>\n<\/tr>\n<tr>\n<td>Bankov\u00fd \u00fa\u010det<\/td>\n<td>\u00c1no, s eur\u00f3pskym IBAN<\/td>\n<\/tr>\n<tr>\n<td>Stiahnutia z trhu v Eur\u00f3pe<\/td>\n<td>Bezplatne a\u017e do v\u00fd\u0161ky mesa\u010dn\u00e9ho limitu<\/td>\n<\/tr>\n<tr>\n<td>\u010eal\u0161ie v\u00fdbery<\/td>\n<td>1 a\u017e 2 \u20ac za v\u00fdber<\/td>\n<\/tr>\n<tr>\n<td>Nakupovanie v euroz\u00f3ne<\/td>\n<td>Bez poplatku<\/td>\n<\/tr>\n<tr>\n<td>Konverzia mimo euroz\u00f3ny<\/td>\n<td>Re\u00e1lny v\u00fdmenn\u00fd kurz bez dodato\u010dn\u00e9ho rozp\u00e4tia<\/td>\n<\/tr>\n<tr>\n<td>Virtu\u00e1lna karta<\/td>\n<td>Bezplatne<\/td>\n<\/tr>\n<tr>\n<td>Fyzick\u00e1 karta<\/td>\n<td>Bezplatne<\/td>\n<\/tr>\n<tr>\n<td>Cashback<\/td>\n<td>Nie je k dispoz\u00edcii v \u0161tandardnom pl\u00e1ne<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d3a5e0 elementor-widget elementor-widget-text-editor\" data-id=\"1d3a5e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"3165\" data-end=\"3214\"><strong>Krit\u00e9ri\u00e1 \u017eiadosti - kto ju m\u00f4\u017ee ma\u0165?<\/strong><\/h2>\n<p data-start=\"3216\" data-end=\"3486\">\u2714\ufe0f Pobyt v Holandsku alebo inej krajine Eur\u00f3pskej \u00fanie<br data-start=\"3272\" data-end=\"3275\" \/>\u2714\ufe0f Nad 18 rokov<br data-start=\"3297\" data-end=\"3300\" \/>\u2714\ufe0f Platn\u00fd doklad toto\u017enosti (cestovn\u00fd pas alebo eur\u00f3psky preukaz toto\u017enosti)<br data-start=\"3360\" data-end=\"3363\" \/>\u2714\ufe0f Doklad o adrese<br data-start=\"3389\" data-end=\"3392\" \/>\u2714\ufe0f Eur\u00f3pske mobiln\u00e9 telef\u00f3nne \u010d\u00edslo<br data-start=\"3420\" data-end=\"3423\" \/>\u2714\ufe0f \u00daverov\u00e1 anal\u00fdza (len ak sa rozhodnete pre \u00faverov\u00e9 produkty)<\/p>\n<hr data-start=\"3488\" data-end=\"3491\" \/>\n<h2 data-start=\"3493\" data-end=\"3517\"><strong>Je model N26 spo\u013eahliv\u00fd?<\/strong><\/h2>\n<p data-start=\"3519\" data-end=\"3644\">\u00c1no, N26 je digit\u00e1lna banka <strong data-start=\"3549\" data-end=\"3597\">licencovan\u00e9 a regulovan\u00e9 v Eur\u00f3pskej \u00fanii<\/strong>, pon\u00faka svojim z\u00e1kazn\u00edkom \u00fapln\u00fa bezpe\u010dnos\u0165.<\/p>\n<p data-start=\"3646\" data-end=\"3781\">Okrem toho s\u00fa vklady chr\u00e1nen\u00e9 <strong data-start=\"3691\" data-end=\"3733\">Eur\u00f3psky fond ochrany vkladov<\/strong>, s pokryt\u00edm a\u017e do <strong data-start=\"3756\" data-end=\"3780\">100 000 EUR na klienta<\/strong>.<\/p>\n<hr data-start=\"3783\" data-end=\"3786\" \/>\n<h2 data-start=\"3788\" data-end=\"3828\"><strong>Pre koho je karta N26 ur\u010den\u00e1?<\/strong><\/h2>\n<p data-start=\"3830\" data-end=\"3856\">Karta N26 je ide\u00e1lna na<\/p>\n<ul data-start=\"3858\" data-end=\"4188\">\n<li data-start=\"3858\" data-end=\"3928\">\n<p data-start=\"3860\" data-end=\"3928\">Obyvatelia Holandska alebo E\u00da, ktor\u00ed h\u013eadaj\u00fa kompletn\u00fa digit\u00e1lnu banku<\/p>\n<\/li>\n<li data-start=\"3929\" data-end=\"3994\">\n<p data-start=\"3931\" data-end=\"3994\">\u013dudia, ktor\u00ed chc\u00fa kartu bez ro\u010dn\u00e9ho poplatku a bez skryt\u00fdch poplatkov<\/p>\n<\/li>\n<li data-start=\"3995\" data-end=\"4069\">\n<p data-start=\"3997\" data-end=\"4069\">\u010casto cestuj\u00faci, ktor\u00ed potrebuj\u00fa spo\u013eahliv\u00fa medzin\u00e1rodn\u00fa kartu<\/p>\n<\/li>\n<li data-start=\"4070\" data-end=\"4136\">\n<p data-start=\"4072\" data-end=\"4136\">Pou\u017e\u00edvatelia, ktor\u00ed uprednost\u0148uj\u00fa \u00fapln\u00fa kontrolu svojich financi\u00ed prostredn\u00edctvom mobiln\u00e9ho telef\u00f3nu<\/p>\n<\/li>\n<li data-start=\"4137\" data-end=\"4188\">\n<p data-start=\"4139\" data-end=\"4188\">Pre t\u00fdch, ktor\u00ed h\u013eadaj\u00fa praktickos\u0165, bezpe\u010dnos\u0165 a modernos\u0165<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"4190\" data-end=\"4193\" \/>\n<h2 data-start=\"4195\" data-end=\"4251\"><strong>Porovnanie: Karta N26 vs. Revolut (z\u00e1kladn\u00fd pl\u00e1n)<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a2634d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3a2634d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db12b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4db12b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table>\n<thead>\n<tr>\n<th>Zdroje<\/th>\n<th>N26<\/th>\n<th>Revolut<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Anuita<\/td>\n<td>Bezplatne<\/td>\n<td>Bezplatne<\/td>\n<\/tr>\n<tr>\n<td>Karta<\/td>\n<td>Debetn\u00e9 (kreditn\u00e9 volite\u013en\u00e9)<\/td>\n<td>Debet<\/td>\n<\/tr>\n<tr>\n<td>Vlajka<\/td>\n<td>Mastercard<\/td>\n<td>Mastercard \/ Visa<\/td>\n<\/tr>\n<tr>\n<td>Eur\u00f3psky IBAN<\/td>\n<td>\u00c1no<\/td>\n<td>\u00c1no<\/td>\n<\/tr>\n<tr>\n<td>Bezplatn\u00e9 v\u00fdbery<\/td>\n<td>\u00c1no (mesa\u010dn\u00fd limit)<\/td>\n<td>A\u017e 200 \u20ac\/mesiac<\/td>\n<\/tr>\n<tr>\n<td>Cashback<\/td>\n<td>Nie<\/td>\n<td>\u00c1no (v cudz\u00edch men\u00e1ch)<\/td>\n<\/tr>\n<tr>\n<td>Virtu\u00e1lne karty<\/td>\n<td>\u00c1no<\/td>\n<td>\u00c1no (na jedno pou\u017eitie)<\/td>\n<\/tr>\n<tr>\n<td>Aplik\u00e1cia v portugal\u010dine<\/td>\n<td>\u00c1no<\/td>\n<td>\u00c1no<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1117d elementor-widget elementor-widget-text-editor\" data-id=\"7c1117d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"4659\" data-end=\"4674\"><strong>Z\u00e1ver<\/strong><\/h2>\n<p data-start=\"4676\" data-end=\"4934\">O <strong data-start=\"4678\" data-end=\"4692\">Karta N26<\/strong> je jednou z najlep\u0161\u00edch mo\u017enost\u00ed pre t\u00fdch, ktor\u00ed h\u013eadaj\u00fa digit\u00e1lnu bankov\u00fa kartu v Holandsku a Eur\u00f3pe. V\u010faka \u017eiadnemu ro\u010dn\u00e9mu poplatku, eur\u00f3pskemu IBAN, medzin\u00e1rodnej akcept\u00e1cii a plnej kontrole prostredn\u00edctvom aplik\u00e1cie pon\u00faka modern\u00e9, bezpe\u010dn\u00e9 a efekt\u00edvne bankov\u00e9 slu\u017eby.<\/p>\n<p data-start=\"4936\" data-end=\"5054\">Ak chcete jednoduchos\u0165, transparentnos\u0165 a technol\u00f3giu, ktor\u00e1 sa postar\u00e1 o va\u0161e peniaze. <strong data-start=\"5021\" data-end=\"5028\">N26<\/strong> m\u00f4\u017ee by\u0165 ide\u00e1lnou vo\u013ebou.<\/p>\n<hr data-start=\"5056\" data-end=\"5059\" \/>\n<h2 data-start=\"5061\" data-end=\"5093\"><strong>\u010casto kladen\u00e9 ot\u00e1zky - Karta N26 v Holandsku<\/strong><\/h2>\n<p data-start=\"5095\" data-end=\"5186\"><strong data-start=\"5095\" data-end=\"5132\">Mus\u00edm za otvorenie \u00fa\u010dtu plati\u0165?<\/strong><br data-start=\"5132\" data-end=\"5135\" \/>Nie. Otvorenie \u00fa\u010dtu N26 je \u00faplne bezplatn\u00e9.<\/p>\n<p data-start=\"5188\" data-end=\"5308\"><strong data-start=\"5188\" data-end=\"5221\">Pon\u00faka karta N26 \u00faver?<\/strong><br data-start=\"5221\" data-end=\"5224\" \/>\u0160tandardn\u00e1 karta je debetn\u00e1 karta. V niektor\u00fdch krajin\u00e1ch existuje mo\u017enos\u0165 kreditnej karty, ktor\u00e1 podlieha anal\u00fdze.<\/p>\n<p data-start=\"5310\" data-end=\"5399\"><strong data-start=\"5310\" data-end=\"5339\">Je akceptovan\u00fd aj mimo Holandska?<\/strong><br data-start=\"5339\" data-end=\"5342\" \/>\u00c1no, karta N26 Mastercard je medzin\u00e1rodne akceptovan\u00e1.<\/p>\n<p data-start=\"5401\" data-end=\"5503\"><strong data-start=\"5401\" data-end=\"5436\">Je aplik\u00e1cia v portugal\u010dine?<\/strong><br data-start=\"5436\" data-end=\"5439\" \/>\u00c1no, aplik\u00e1cia podporuje portugal\u010dinu aj \u010fal\u0161ie jazyky.<\/p>\n<p data-start=\"5505\" data-end=\"5619\"><strong data-start=\"5505\" data-end=\"5545\">Funguje s Apple Pay a Google Pay?<\/strong><br data-start=\"5545\" data-end=\"5548\" \/>\u00c1no, karta N26 je kompatibiln\u00e1 s Apple Pay, Google Pay a Samsung Pay.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio Se voc\u00ea mora na Holanda ou em outro pa\u00eds europeu e procura um cart\u00e3o moderno, com aceita\u00e7\u00e3o internacional, controle total pelo celular e zero burocracia, o Cart\u00e3o N26 pode ser a escolha ideal. Cart\u00e3o N26 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Neste artigo, voc\u00ea vai conhecer os principais benef\u00edcios, taxas, crit\u00e9rios de elegibilidade e funcionalidades que fazem do N26 um dos bancos digitais mais populares da Europa. Emitido pelo N26, um dos principais bancos digitais europeus, o cart\u00e3o \u00e9 totalmente integrado a uma conta banc\u00e1ria digital com IBAN europeu, oferecendo uma solu\u00e7\u00e3o pr\u00e1tica, segura e transparente para o dia a dia. Ideal para compras online, uso cotidiano, viagens internacionais e para quem busca uma experi\u00eancia banc\u00e1ria digital completa, sem as complica\u00e7\u00f5es dos bancos tradicionais. Principais Vantagens do Cart\u00e3o N26 \ud83d\udcb3 Sem Anuidade O Cart\u00e3o N26 n\u00e3o cobra taxa de manuten\u00e7\u00e3o mensal no plano padr\u00e3o, sendo uma excelente op\u00e7\u00e3o para quem deseja economizar e evitar custos ocultos. \ud83d\udcf2 Gest\u00e3o Digital Completa Todo o gerenciamento \u00e9 feito pelo aplicativo (iOS e Android): Abertura de conta Ativa\u00e7\u00e3o do cart\u00e3o Bloqueio e desbloqueio instant\u00e2neo Acompanhamento de gastos em tempo real Ajuste de limites e configura\u00e7\u00f5es de seguran\u00e7a \ud83c\udf0d Cart\u00e3o Internacional Mastercard Aceito em milh\u00f5es de estabelecimentos f\u00edsicos e online ao redor do mundo, onde a bandeira Mastercard \u00e9 aceita. \ud83d\udd10 Seguran\u00e7a e Controle em Tempo Real Notifica\u00e7\u00f5es instant\u00e2neas de transa\u00e7\u00f5es Autentica\u00e7\u00e3o biom\u00e9trica Controle de compras online Cart\u00f5es virtuais e descart\u00e1veis para maior seguran\u00e7a \ud83d\udcb8 Saques em Caixas Eletr\u00f4nicos Clientes N26 podem realizar saques gratuitos dentro do limite mensal, em caixas autom\u00e1ticos na Holanda e em toda a Europa. \ud83d\udcf1 Compat\u00edvel com Apple Pay, Google Pay e Samsung Pay Use o cart\u00e3o diretamente no celular ou smartwatch com pagamentos por aproxima\u00e7\u00e3o (NFC). \ud83d\udcb3 Cart\u00e3o F\u00edsico e Virtual Voc\u00ea recebe: Cart\u00e3o f\u00edsico (envio incluso) Cart\u00e3o virtual imediato para compras online Op\u00e7\u00e3o de cart\u00f5es virtuais descart\u00e1veis (dependendo do plano) Cart\u00e3o N26 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Cart\u00e3o N26 \u2013 Taxas e Condi\u00e7\u00f5es Servi\u00e7o Condi\u00e7\u00e3o Anuidade Gratuita Tipo de Cart\u00e3o D\u00e9bito (cr\u00e9dito dispon\u00edvel em alguns pa\u00edses, sujeito \u00e0 an\u00e1lise) Conta Banc\u00e1ria Sim, com IBAN europeu Saques na Europa Gratuitos at\u00e9 o limite mensal Saques adicionais \u20ac1 a \u20ac2 por saque Compras na Zona do Euro Sem taxa Convers\u00e3o fora da Zona do Euro C\u00e2mbio real, sem spread adicional Cart\u00e3o Virtual Gratuito Cart\u00e3o F\u00edsico Gratuito Cashback N\u00e3o dispon\u00edvel no plano padr\u00e3o Crit\u00e9rios para Solicita\u00e7\u00e3o \u2013 Quem Pode Ter? \u2714\ufe0f Residir na Holanda ou em outro pa\u00eds da Uni\u00e3o Europeia\u2714\ufe0f Ter mais de 18 anos\u2714\ufe0f Documento de identidade v\u00e1lido (passaporte ou RG europeu)\u2714\ufe0f Comprovante de endere\u00e7o\u2714\ufe0f N\u00famero de celular europeu\u2714\ufe0f An\u00e1lise de cr\u00e9dito (apenas se optar por produtos de cr\u00e9dito) O N26 \u00e9 Confi\u00e1vel? Sim. O N26 \u00e9 um banco digital licenciado e regulamentado na Uni\u00e3o Europeia, oferecendo total seguran\u00e7a aos seus clientes. Al\u00e9m disso, os dep\u00f3sitos s\u00e3o protegidos pelo Fundo de Garantia de Dep\u00f3sitos Europeu, com cobertura de at\u00e9 \u20ac100.000 por cliente. Para Quem o Cart\u00e3o N26 \u00e9 Indicado? O Cart\u00e3o N26 \u00e9 ideal para: Moradores da Holanda ou da UE que buscam um banco digital completo Pessoas que querem um cart\u00e3o sem anuidade e sem taxas ocultas Viajantes frequentes que precisam de um cart\u00e3o internacional confi\u00e1vel Usu\u00e1rios que preferem controle total das finan\u00e7as pelo celular Quem busca praticidade, seguran\u00e7a e modernidade Comparativo: Cart\u00e3o N26 vs. Revolut (Plano B\u00e1sico) Recurso N26 Revolut Anuidade Gratuita Gratuita Cart\u00e3o D\u00e9bito (cr\u00e9dito opcional) D\u00e9bito Bandeira Mastercard Mastercard \/ Visa IBAN Europeu Sim Sim Saques Gratuitos Sim (limite mensal) At\u00e9 \u20ac200\/m\u00eas Cashback N\u00e3o Sim (em moedas estrangeiras) Cart\u00f5es Virtuais Sim Sim (descart\u00e1veis) App em Portugu\u00eas Sim Sim Conclus\u00e3o O Cart\u00e3o N26 \u00e9 uma das melhores op\u00e7\u00f5es para quem busca um cart\u00e3o banc\u00e1rio digital na Holanda e na Europa. Sem anuidade, com IBAN europeu, aceita\u00e7\u00e3o internacional e controle total pelo app, ele oferece uma experi\u00eancia banc\u00e1ria moderna, segura e eficiente. Se voc\u00ea quer simplicidade, transpar\u00eancia e tecnologia para cuidar do seu dinheiro, o N26 pode ser a escolha ideal. FAQ \u2013 Cart\u00e3o N26 na Holanda Preciso pagar para abrir a conta?N\u00e3o. A abertura da conta N26 \u00e9 totalmente gratuita. O Cart\u00e3o N26 oferece cr\u00e9dito?O cart\u00e3o padr\u00e3o \u00e9 de d\u00e9bito. Em alguns pa\u00edses, h\u00e1 op\u00e7\u00e3o de cr\u00e9dito mediante an\u00e1lise. \u00c9 aceito fora da Holanda?Sim. O Cart\u00e3o N26 Mastercard \u00e9 aceito internacionalmente. O aplicativo est\u00e1 em portugu\u00eas?Sim. O app oferece suporte em portugu\u00eas, al\u00e9m de outros idiomas. Funciona com Apple Pay e Google Pay?Sim. O Cart\u00e3o N26 \u00e9 compat\u00edvel com Apple Pay, Google Pay e Samsung Pay.<\/p>","protected":false},"author":1,"featured_media":16647,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-16645","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/16645","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/comments?post=16645"}],"version-history":[{"count":19,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/16645\/revisions"}],"predecessor-version":[{"id":17356,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/posts\/16645\/revisions\/17356"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media\/16647"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/media?parent=16645"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/categories?post=16645"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/tags?post=16645"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/sk\/wp-json\/wp\/v2\/post_folder?post=16645"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}